EDITORIAL: It goes both ways

Mike Patrick’s Nov. 16 editorial presents an interesting call for appointment of a trustee to replace outgoing trustee Jim Purtee — one with “views distinctly different from those now on the board.” Please consider:

Souza seeks to revamp school trustee elections

By BETHANY BLITZ

Wanted: A school board volunteer

CDA trustees must appoint someone to fill vacant seat

Following the acceptance of resignation for Trustees Jennifer Brumley and Tambra Pickford at the virtual meeting Monday evening, the Coeur d’Alene School District Board of Trustees must fill the vacant seats within 90 days according to Idaho Code.

Trustees open internal interim presidential applications today

Plan to select candidate by Oct. 25

The North Idaho College Board of Trustees voted to open accepting applications for an internal interim president today with a closing date of Oct. 21 at 5 p.m.

Legals July 23, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 1300019903 T.S. No.: 11-03171-3 On October 17, 2012 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation Trust Series 2006-HE2, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai. State of Idaho, and described as follows: UNIT A101, RTVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. APN NO. P-J282-00A-101-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 304 NORTH GREENSFERRY ROAD A101 , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by IAN PETERSON, A SINGLE MAN, as original grantor(s), to SUSAN J. ROBINSON, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR WMC MORTGAGE CORP., as original beneficiary, dated as of August 1, 2006, and recorded August 3, 2006, as Instrument No. 2047664000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation Trust Series 2006-HE2, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated August 1, 2006 are: Failed to pay the monthly payments of $513.68 due from April 1, 2011, together with all subsequent payments; together with late charges due: together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $117,920.12, plus accrued interest at the rate of 3.12600% per annum from March 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 19, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Stephanie Alonzo, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4262035 07/02/2012, 07/09/2012, 07/16/2012, 07/23/2012 Legal 5683 July 2, 9, 16, 23, 2012

Legals July 16, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-118932 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on October 19,2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 3, AMENDED PLAT OF LEGACY PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGE 494 AND 494A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 7440 AARON STREET , COEUR D'ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARY SIMS, A SINGLE WOMAN, as Grantor, to KOOTENAI TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREMONT INVESTMENT & LOAN, as Beneficiary, dated 8/12/2004, recorded 8/20/2004, under Instrument No. 1896085, modified under Instrument No. 2285714000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2004-D, Mortgage-Backed Certificates, Series 2004-D. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/12/2004, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of June 13, 2012 Delinquent Payments from May 01, 2011 14 payments at $ 1,346.14 each $ 18,845.96 (05-01-11 through 06-13-12) Late Charges: $ 1,235.76 Beneficiary Advances: $ 1,477.50 Suspense Credit: $ -5.52 TOTAL: $ 21,553.70 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $159,511.75, together with interest thereon at 6.990% per annum from 4/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 6/13/2012. ALLIANCE TITLE & ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4261833 06/25/2012, 07/02/2012, 07/09/2012, 07/16/2012 Legal 5655 June 25 July 2, 9, 16, 2012

Legals August. 12, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 9th day of November, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, BLOCK 6, DEERFIELD SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGES 376, 376A AND 376B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 652 Kamloops Dr., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOHN E. SEVIER and TABETHA J. SEVIER, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded November 18, 1997, as Instrument No. 1513940, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 14, 1998, as Instrument No. 1521002, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated November 13, 1997, in the amount of $729.00 each, for the months of March through June, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.87% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $69,052.10, plus accrued interest at the rate of 6.87% per annum from February 1, 2010. DATED This 8th day of July, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0240 July 22, 29, 2010 August 5, 12, 2010

Legals August. 26, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0019932 Title Order No. 100089266IDGNO Parcel No. R42060030040 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/09/2006 as Instrument Number 2030211000, and executed by JOSEPH R POTE, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 4 IN BLOCK 3 OF MEADOWLAND ESTATES 3RD ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK I OF PLATS AT PAGE(S) 204 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14612 N WRIGHT ST , RATHDRUM, ID 83858-8395 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $145,022.29, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 3672728 Legal 0409 August 5, 12, 19, 26, 2010

Legals August 4, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 06/03/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/03/2009 as Instrument Number 2225604000, and re-recorded 08/21/2009 as Instrument Number 222870900, and executed by LORETTA C WHITE AND DENNIS R WHITE, WIFE AND HUSBAND, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: ALL THAT CERTAIN LAND SITUATED IN THE STATE OF IDAHO, COUNTY OF KOOTENAI, CITY OF HAYDEN, DESCRIBED AS FOLLOWS: LOT 10, BLOCK 3, OF WEST HAYDEN ESTATES FIRST ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK I OF PLATS,PAGE 193, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1453 EAST WESTDALE DRIVE, Hayden, ID, 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $314,096.67 plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 01/25/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0002407 FEI #:1006.126675 Legal5751 July 14,21,28, 2012 August 4, 2012

Legals August 15, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 11/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/30/2005 as Instrument Number 1976096, and executed by GEORGE R WHITNEY JR AND MONA M WHITNEY, MARRIED TO EACH OTHER, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 10, BLOCK 15, FAIRWAY HILLS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 62, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3658 PINERIDGE DR, Coeur D'Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $154,335.64, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/03/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 11-0048325 FEI # 1006.138312 Legal 5786 July 25, 2012 August 1, 8, 15, 2012

Legals February 6, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 11, 2012 File No.: 7023.98316 Sale date and time (local time): May 11, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1600 W Canfield Ave Coeur d'Alene, ID 83815-8457 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Carissa J. Silvey, a married person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 05/31/2007 Recorder's instrument number: 2102640000 County: Kootenai Sum owing on the obligation: as of January 11, 2012: $141,716.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 3, Coeur d'Alene Place Second Addition, according to the plat thereof recorded in Book 'G' of Plats, Pages 396, 396A, 396B and 396C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.98316) 1002.207002-FEI Legal 4572 January 23, 30, 2012 February 6, 13, 2012

Legals June 20, 2012

Case No. CV DR 1208665 SUMMONS IN THE DISTRICT COURT OF THE FOURTH JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF ADA JUNE CRYSTAL MAXFIELD Plaintiff, vs. ROBERT EDWARD SHOUR Defendant. NOTICE: YOU HAVE BEEN SUED. THE COURT MAY ENTER JUDGEMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND. Read the information below. Served with this Summons is a copy of the Divorce Complaint. If you want to defend this lawsuit, you must file a written response (Answer or appropriate Rule 12 I.R.C.P. Motion) to the Compliant at the Court Clerk's office for the above-listed District Court, within twenty (20) days from the service of this Summons. If you do not file a written response the court may enter a judgement against you without further notice. A letter to the Judge is not an appropriate written response. The written response must comply with Rune 10(a)(1) and other Idaho Rules of Civil Procedure and include: your name, mailing address, and telephone number; or your attorney's name, mailing address and telephone number; and the title and number of this case. If your written response os an answer, it must state the things you agree with and those you disagree with that are in the Complaint. You must also state defenses you have. You must mail or deliver a copy of your response to the Plaintiff or Plaintiff's attorney (at the address listed below), and prove that you did so. To determine whether you must pay a filing fee with your response, contact the Clerk of the District Court. If you are considering talking to an attorney, you should do so quickly to protect your legal rights. Dated this 14th day of May, 2012 CLERK OF THE DISTRICT COURT CHRISTOPHER D. RICH By: STEPHANIE VIDAK Deputy Clerk c/o Jane C. Maxfield 960 Curtis Boise, ID 83705 Legal 5455 May 30, June 6, 13, 20, 2012

Legals February 21, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 05/18/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/30/2005 as Instrument Number 1984954, and executed by SPENCER P LEONARD, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 7, BLOCK 3, GENESIS GARDENS, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 201, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 13841 N LOREN LOOP, Rathdrum, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 2.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $124,002.46, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 01/10/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0076811 FEI # 1006.142654 Legal 4616 January 31, 2012 February 7, 14, 21, 2012

Legals January 13, 2012

NOTICE OF TRUSTEE'S SALE On FRIDAY, APRIL 20, 2012, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Lindsey R. Simon, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lots 12, 13 and 14, Block 10, BONANZA RANCH SECOND ADDITION, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 169. Note: The address of the subject property is described as follows: Vacant Lots on Buckboard Rd., Coeur d'Alene, ID 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $26,250.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: September 25, 2008 Grantor: Gary A. Votava, an unmarried person Trustee: North Idaho Title Insurance Company Beneficiary: Mountain West Bank Recorded: September 26, 2008 Instrument No.: 2179509000 Loan No.: 0181748266 THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not he is currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligor to pay monthly payments since August 2011. As of November 11, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $26,080.97, plus accrued interest and late charges in the amount of $505.43. Additional interest accrues at the rate of 7.000% per annum or $5.00183 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. LINDSEY R. SIMON, Attorney at Law, is successor trustee of said Deed of Trust. DATED: December 16, 2011. __________________________ LINDSEY R. SIMON, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 4404 December 23, 30, 2011 January 6, 13, 2011

Legals June. 25, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0035092 Title Order No. NWT002340 Parcel No. 02250001004A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 08/16/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/23/2005 as Instrument Number 1997379, and executed by GARRETT KRAUS, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THOSE CERTAIN PREMISES COMPRISING A PORTION OF THE PROJECT KNOWN AS EVERGREEN COURT, SITUATE AT TWIN LAKES VILLAGE PLAT IN KOOTENAI COUNTY, IDAHO, SAID PROJECT HAVING BEEN ESTABLISHED AS A CONDOMINIUM BY DECLARATION AND BY-LAWS RECORDED AUGUST 3, 1976 AS INSTRUMENT NO. 706570 IN BOOK 84 OF MISCELLANEOUS AT PAGE 371, UNDER AND PURSUANT TO THE PROVISIONS OF THE CONDOMINIUM PROPERTY ACT OF THE STATE OF IDAHO, AND THE PREMISES HEREBY CONVEYED BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: FIRST: UNIT NO. 4 IN BUILDING NO. 1 OF SAID PROJECT AS SHOWN IN THE EXHIBITS ATTACHED TO THE SAID DECLARATION AND FILED THEREWITH, EXCEPTING AND RESERVING ANY PORTION OF THE COMMON ELEMENTS LYING WITHIN SAID UNIT AND EASEMENTS THROUGH SAID UNIT AND APPURTENANT AREAS TO THE COMMON ELEMENTS AND OTHER UNITS, ALL AS SET FORTH IN SAID DECLARATION. SECOND: AN INDIVIDUAL 3.951754 PERSENTAGE OWNERSHIP INTEREST APPURTENANT TO THE UNIT, WHICH INCLUDES AN UNDIVIDED .0021 PERCENTAGE OWNERSHIP INTEREST APPURTENANT TO THE CARPORT APPURTENANT TO SAID UNIT, IN ALL COMMON ELEMENTS OF SAID PROJECT AS DESCRIBED IN DECLARATION INCLUDING THE BUILDINGS AND LAND DESCRIBED BELOW: LOT C-8, BLOCK 1, TWIN LAKES VILLAGE PLAT, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK "E" OF PLATS AT PAGE 151, AS DOCUMENT NO. 631042 IN THE RECORDS OF THE RECORDER OF KOOTENAI COUNTY, STATE OF IDAHO, ALL LOCATED IN KOOTENAI COUNTY, STATE OF IDAHO; THE EXISTING CONDOMINIUM BUILDINGS, THE EVERGREEN COURT, AND THE GARAGE BUILDINGS LOCATED ON SAID LAND. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5305 W FAIRWAY LN UNIT 4 , RATHDRUM, ID 83858-6678 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $109,585.74, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/06/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Deedra Williams ASAP# 3520836 Legal 10067 June 4, 11, 18, 25, 2010

Legals November 14, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0076373927 T.S. No.: 12-01925-3A On February 7, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-11, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The East Half of Tract 53 of LAKESHORE ADDITION TO SUNNYSIDE, according to the official plat thereof, filed in Book "C" of Plats at Page(s) 64 official records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 6596 E MELENDRERAS ROAD , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JERRY PEED AND JULIE PEED, HUSBAND AND WIFE, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of June 11, 2007, and recorded June 19, 2007, as Instrument No. 2105875000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-11, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated June 11, 2007 are: Failed to pay the monthly payments of $4,276.40 due from January 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $580,237.67, plus accrued interest at the rate of 6.37500% per annum from December 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 1, 2013 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4420970 Legal 9476 October 24, 31, 2013 November 7, 14, 2013

Legals October 31, 2011

NOTICE OF TRUSTEE`S SALE Loan No.: 701168822/Papetti T.S. No.: 11-00350-4 On February 6, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d`Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Sterling Savings Bank, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 62, Percy Cochran Beach, according to the Plat Recorded in Book D of Plats, Page 23, Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: Lot 62, Percy Cochran Beach APN: 059200000620, Twin Lakes, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Anthony Papetti and Annette Papetti, husband and wife, as original grantor(s), to Brad Williams, as original trustee, for the benefit and security of Sterling Savings Bank, as original beneficiary, dated as of April 11, 2008, and recorded April 11, 2008, as Instrument No. 2153707000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Sterling Savings Bank, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 11, 2008 are: Failed to pay the monthly payments of $0.00 due from April 15, 2011, together with all subsequent payments; together with interest due thereon; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $40,644.14, plus accrued interest at the rate of 10.99000% per annum from April 15, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee`s fees, attorney`s fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 27, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Grace Mancillas, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4101194 Legal 3946 October 10, 17, 24, 31, 2011

Legals August 13, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 12, 2012 File No.: 7314.01727 Sale date and time (local time): November 13, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 31985 N 5th Ave Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Josiah A. Kent and Brandi R. Kent, husband and wife Original trustee: First American Lenders Advantage Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GMAC Mortgage, LLC F/K/A GMAC Mortgage Corporation Recording date: September 11, 2008 Recorder's instrument number: 2177303000 County: Kootenai Sum owing on the obligation: as of July 12, 2012: $139,021.54 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The North 100 feet of Lot 1, Block 2, Town of Spirit Lake, according to the plat recorded in the office of the County Recorder in Book "B" of Plats, Page 143, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7314.01727) 1002.222510-File No. Legal 5784 July 23, 30, 2012 August 6, 13, 2012

Legals February 11, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 0209840412 T.S. No.: 12-02162-5A On May 14, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, N.A., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 8, Block 2, BOEKEL RANCH, according to the plat recorded in Book "J" of Plats, at Page 231, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 15040 NIXON LOOP , RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LISA A SEXTON AN UNMARRIED WOMAN, as original grantor(s), to PIONEER TITLE CO, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR SYDION FINANCIAL, LLC, as original beneficiary, dated as of September 11, 2008, and recorded September 12, 2008, as Instrument No. 2177453000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, N.A., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated September 11, 2008 are: Failed to pay the monthly payments of $1,611.66 due from July 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $259,966.06, plus accrued interest at the rate of 4.37500% per annum from June 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 17, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4434903 Legal 48 January 28, 2014 February 4, 11, 18, 2014

Legals August. 13, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. H93000020060 Title Order No. NWT005983 TS No. 10-0077794 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/23/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/30/2007 as Instrument Number 2091337000, and executed by MICHAEL J MAACK, AND MARISA B MAACK, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 6 IN BLOCK 2 OF WOODLAND MEADOWS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 397, 397A AND 397B OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 870 E CLOVERLEAF DR , HAYDEN, ID 83835-8483 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $228,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. Name and Address of the Current Trustee is: DATED: 07/16/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 Successor Trustee /S/ Vanessa Horton RECONTRUST COMPANY, N.A. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. ASAP# 3654547 Legal 0288 July 23, 30, 2010 August 6, 12, 2010