Friday, March 29, 2024
39.0°F

Legals August. 13, 2010

| August 13, 2010 12:00 AM

NOTICE OF TRUSTEE'S SALE Parcel No. H93000020060 Title Order No. NWT005983 TS No. 10-0077794 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/23/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/30/2007 as Instrument Number 2091337000, and executed by MICHAEL J MAACK, AND MARISA B MAACK, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 6 IN BLOCK 2 OF WOODLAND MEADOWS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 397, 397A AND 397B OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 870 E CLOVERLEAF DR , HAYDEN, ID 83835-8483 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $228,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. Name and Address of the Current Trustee is: DATED: 07/16/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 Successor Trustee /S/ Vanessa Horton RECONTRUST COMPANY, N.A. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. ASAP# 3654547 Legal 0288 July 23, 30, 2010 August 6, 12, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0085724 Title Order No. NWT006444 Parcel No. P57100010070 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/07/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/09/2007 as Instrument Number 2098839000, and executed by AARON B. BRENT AND CINDY BRENT, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 7, BLOCK 1, MONTROSE ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 96, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1275 NORTH KANIKSU STREET , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $182,763.94, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/30/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3677618 Legal 0435 August 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0086728 Title Order No. NWT006574 Parcel No. C2385010034A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/07/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/03/2007 as Instrument Number 2091926000, and executed by NATALIE L. CARLSON, AN UNMARRIED PERSON AND KYNNY G. CARLSON, AN UNMARRIED PERSON, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOTS 34 AND 35, BLOCK 10, DAVIS PARK, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 74, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3134 N 10TH ST , COEUR D ALENE, ID 83815-5059 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $119,366.35, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/30/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 3677623 Legal 0436 August 6, 13, 20, 27, 2010

Ref: Fulkerson, Travis N and Kasey J, 488.1016781 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, TRAVIS N FULKERSON AND KASEY J FULKERSON MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. AS OF THE DATE OF THIS NOTICE/LETTER, THE BALANCE TO PAY OFF THE DEED OF TRUST IS $242,748.79. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE AREA DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On November 3, 2010 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 3, Block 14 Northshire Addition, according to the plat recorded in Book E of Plats, Page 199, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 4009 W Spiers Ace, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Travis N Fulkerson and Kasey J Fulkerson, husband and wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of US Bank National Association ND, recorded December 27, 2006, as Instrument No. 2074402000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 7/1/2009 through 6/1/2010: and all subsequent payments until the date of sale or reinstatement 12 payment(s) at $1375.07 These payments will include interest at an adjustable rate. The current rate is 6.8% Total: $16,500.84 With Monthly Late Charges accruing: 12 late charge(s) at $62.60 for each monthly payment not made within 15 days of its due date Total Late Charges $751.20 Accrued Late Charges $187.80 Property Inspections $95.00 NSF Fees $60.00 Previous Foreclosure Fees and Costs $1,864.87 Previous Bankruptcy Fees and Costs $700.00 Total Default: $20,159.71 The sum owing as of this date on the obligation secured by the said Deed of Trust consists of the principal balance of $220,937.38, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: July 1, 2010 TRUSTEE By:_________________________ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1301 Seattle, WA 98101 (206) 622-7527 Legal 0508 August 13, 20, 27, 2010 September 3, 2010

Notice of Trustee's Sale T.S. No.: ID-10-365866-TD On 11/29/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of US Bank N.A as trustee, for the registered holders of CSMC Asset-Backed Trust 2007-NC1 OSI, CSMCAsset-Backed Pass-Through Certificates, Series 2007-NC1 OSI will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A part of the North Half of the Southeast Quarter, Section 5, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the center Quarter section corner of said Section 5, monumented by a chiseled "X" on a rock, from which the East Quarter section corner bears North 88?21 '21" East, 1866.91 feet; thence North 88?21'21" East, 897.71 feet along the North boundary of said North Half of the Southeast Quarter; thence South 22?46'01" East, 471.87 feet parallel with and 60 feet measured at right angles from the Westerly line of Parcel 2, according to the Record of Survey in Book 5 at Page 74; thence South 88?21'21" West, 1093.42 feet to a point on the West line of said North Half of the Southeast Quarter; thence North 1?41'38" East, 440:90 feet along the West line of said North Half of the Southeast Quarter to the POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 6011 South Arrow Road, Harrison, ID 83833 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 6011 South Arrow Road , Harrison, ID 83833 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DONALD TULLOCH A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MORTGAGE LENDING, INC, is named as Beneficiary and FIRST AMERICAN TITLE as Trustee and recorded 2/9/2007 as Instrument No. 2082256000 in book xxx, page xxx of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/1/2007. The monthly installments of principal, interest, and impounds (if applicable) of $2,777.30, due per month for the months of 3/1/2010 through 7/14/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $383,165.24 together with interest thereon at the current rate of 8.7000 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 7/29/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Nina Hernandez, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.ASAP# 3676447 Legal 0509 August 13, 20, 27, 2010 September 3, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. C12150010140 Title Order No. NWT006823 TS No. 10-0090249 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/14/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/28/2007 as Instrument Number 2107730000, and executed by DEWAYNE MILLER, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 14 IN BLOCK 1 OF CANFIELD VISTA ADDITION TO COEUR D' ALENE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILLED IN BOOK E OF PLATS AT PAGE(S) 141 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3311 N 17TH ST , COEUR D ALENE, ID 83815-6415 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $118,880.58, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/06/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3686117 Legal 0510 August 13, 20, 27, 2010 September 3, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. 01265001003A Title Order No. 090726702IDGNO TS No. 09-0155688 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/14/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/31/2005 as Instrument Number 1953606, and executed by LISA RENNEBAUM-ADLARD, A MARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 3, BLOCK 1, CEDAR MOUNTAIN ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGES 377, 377A AND 377B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11805 EAST NUNN ROAD , ATHOL, ID 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $287,560.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/06/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3686122 Legal 0511 August 13, 20, 27, 2010 September 3, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. 50N03W201850 Title Order No. 100040035IDGNO TS No. 10-0008859 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/14/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/25/2007 as Instrument Number 2123520000, and executed by MARK A. FRIEDMAN, A SINGLE MAN., as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: A portion of the East half of the East half of the Southeast quarter of the Northeast quarter located in Section 20, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho and further described as follows: Commencing at the East quarter comer of said Section 20; thence North 2?19'15" West along the East line of said Northeast quarter of Section 20, a distance of 695.50 feet to an "I" pin at the Southeast corner of said East half of the East half of the Northeast quarter of the Southeast quarter of the Northeast quarter; thence North 88?57'15" West along the South line of said East half of the East half of the Northeast quarter of the Southeast quarter of the Northeast quarter a distance of 164.63 feet to an "I" pin at the Southwest corner of said East half of the East half of the Northeast quarter of the Southeast quarter of the Northeast quarter; thence North 02?12'44" West along the West line of said East half of the East half of the Northeast quarter of the Southeast quarter of the Northeast quarter, a distance of 17.53 feet to a point on the centerline of "Grouse Meadow Road" and the true POINT OF BEGINNING for this description; thence Continuing North 02?12'44" West, a distance of 677.45 feet to a point on the North line of said East half of the East half of the Southeast quarter of the Northeast quarter; thence North 89?08'15" West along said North line, a distance of 162.32 feet to the Northwest corner of said East half of the East half, Southeast quarter of the Northeast quarter; thence South 02?01'28" East along the West line of said East half of the East half of the Southeast quarter of the Northeast quarter, a distance of 677.50 feet to a point on the centerline of said Grouse Meadow Road; thence Along said centerline the following courses: Around a curve left through a central angle of 07?22'41" an arc distance of 128.77 feet, a chord bearing of South 88?42'06" East, a distance of 128.68 feet to a point of tangent; thence North 87?36'33" East a distance of 5.99 feet to a point of curve; thence Around a curve right through a central angle of 03?25'32" an arc distance of 29.89 feet, a chord bearing of North 89?19'19" East, a distance of 29.89 feet to the POINT OF BEGINNING.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1354 SOUTH GROUSE MEADOW DRIVE , COEUR D' ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $487,435.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/06/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3686123 Legal 0512 August 13, 20, 27, 2010 September 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 3, 2010 File No.: 7037.07705 Sale date and time (local time): December 03, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 220 W. 20th Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Eric E. Cobb and Deborah D. Cobb, husband and wife Original trustee: Kootenai County Title Company, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for MIT Lending Recording date: December 30, 2004 Recorder's instrument number: 1921818 County: Kootenai Sum owing on the obligation: as of August 3, 2010: $100,546.33 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, and the West half of Lot 8, Block 15, Glenwood Park Addition to Post Falls, according to the plat recorded in the Office of the County Recorder, in Book A of Plats, Page 31, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.07705) 1002.165513-FEI Legal 0513 August 13, 20, 27, 2010 September 3, 2010

Notice of Public Hearing Hauser Planning Commission August 25, 2010 6:30 p.m. Hauser City Hall 11837 N. Hauser Lake Road The City of Hauser City Council will be reviewing a recommendation by the Hauser Planning Commission and take public comment on a request for annexation approval and zoning on the following project: The Annexation request is a request by William Martin to annex a contiguous parcel into the City of Hauser. The description stated by the Applicant's Surveyor is Parcel 1) Lot 3 In Block D Of The First Addition To Wildwood, According To The Official Plat Thereof Filed In Book 'C' Of Plats At Page 191, Official Records Of Kootenai County, Idaho And A Portion Of The South Half Of Section 7, Township 51 North, Range 5 West, And Lot 2 In Block D Of First Addition To Wildwood, Filed In Book 'C' Of Plats At Page 191, Kootenai County, Idaho And Parcel 2) Lot 4 In Block D Of The First Addition To Wildwood, According To The Official Plat Thereof Filed In Book 'C' Of Plats At Page 191, Official Records Of Kootenai County, Idaho. The existing parcel number is 0-8780-00D-003-A. The address is 12236 N. Cliffhouse Road. The parcel size is currently .317 acres. Access is from Cliffhouse Road. The City Council will take public testimony on this case. The hearing will be held on or after 6:30 p.m. August 25, 2010 at City Hall, City of Hauser, 11837 Hauser Lake Road in Hauser, Idaho. Copies of the request are available at City Hall during regular office hours Tuesdays and Thursdays 10:30 to 2:30, by contacting Cheri Howell at 208-640-9530 (cherihowell@roadrunner.com) or by downloading information from the City website at www.cityofhauser.org. City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk. Donna Ray City Clerk City of Hauser Legal 0514 August 13, 2010

NOTICE OF PUBLIC HEARING CITY OF HAUSER August 25, 2010 6:30 p.m. The Hauser City Council will take public testimony on August 25, 2010 to hear public comments on altering the fee schedule, adding new fees and increase fees for services that would otherwise be funded by property tax revenues. The hearing will be held at 6:30 p.m. at 11837 N. Hauser Lake Road. The Hauser City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk, at least 48 hours prior to the public hearing. Copies of the ordinance are available by contacting the City Clerk during office hours or through the City Website at www.cityofhauser.org. Publish: August 13 and August 20, 2010 Attest: Donna Ray TYPE FEES Description Amount Copies plus cost of labor .15 each - $22/hr Title 8 Development Code $20.00 Hard Copies of Maps 8 _ x 11 $2.00 Tape Reproduction plus labor cost $10.00 each Certified Mailings Actual Cost Business License 50.00 Notary No Charge Beer and Wine License $70.00 Administrative Exception $250.00 Lot Split, Administrative $500.00 Class I Permit Site Plan Review $100.00 Class I Permit Application $75.00 Admin Setback Exception $100.00 Site Inspection $100.00 Mileage for Site Inspection IRS Current Building Permit Plan Review and Applications, Site Inspections 1997 UBC Table 1A Professional Engineering Review Including Code Enforcement Review and Interpretation Actual Cost Professional Code Administration Review or Interpretation Including Code Enforcement Actual Cost Hr Rate $50.00 Class II Permit Site Plan Review $150.00 Variance Application Fee $750.00 Prelim Subdivision 3-10 lots $1000.00 Prelim Subdivision over 10 lots $1500.00 Final Subdivision 3-10 lots $1000.00 Final Subdivision over 10 lots $1500.00 Plat Amendment $500.00 Condition Modification $500.00 Hearing Reschedule $500.00 Sign Permit $150.00 Dog License Spayed/Neutered $5.00 Annual Fee Animal Impoundment Actual Cost Parking in Alley/Front of Driveway $15.00 Parking in Disabled Zone $100.00 Parking Opposing Traffic $15.00 Parking on Roadway/ Right of Way $25.00 Comprehensive Plan Book $15.00 Municipal Code Book $45.00 CD Copies of Maps $10.00 Public Notice Actual Cost First Class Mailing $.60 each Liquor License $200.00 Processing Financial Guarantee $250.00 Code Enforcement Research $30/hr Site Disturbance/ Grading Permit $100.00 Class 1 Stream/ Lake Modification $100.00 Home Occupation $50.00 Certificate of Conformity $100.00 Research Fees $35.00/hr Survey Review City Actual Cost Pre-application conference each meeting $250.00 Professional Legal Review including Code Enforcement Review and Interpretation Actual Cost Appeal of Administrative Interpretation to PC $500.00 Class II Permit Application $750.00 Annexation Application $1000.00 Zone Map Change $1500.00 Comp Plan Amendment $1500.00 Development Agreements first review, subsequent 1/2 of initial fee $1000.00 Appeal of Decision/PC $500.00 Lot Split Under 3 Lots $500.00 Time Extension $350.00 Code Text Amendment $2000.00 Sign Permit Temporary $50.00 Dog License Fee Un-spayed/ Un-Neutered $15.00 Annual Fee Parking Other $15.00 Parking in Loading Zone $15.00 Parking by Fire Hydrant $15.00 Parking Lot Use Regulations $25.00 Parking in No Parking Zone $15.00 Legal 0515 August 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 13, 2010 File No.: 7301.25926 Sale date and time (local time): November 12, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2337 N. Honeysuckle Drive Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Marcy A. Tonna Canale, an unmarried woman as her sole & separate property Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Acceptance Capital Mortgage Corporation Recording date: May 19, 2006 Recorder's instrument number: 2032378000 County: Kootenai Sum owing on the obligation: as of July 13, 2010: $206,231.28 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 5, Monte Vista Third Addition, according to the plat recorded in Book E of Plats, Page 7, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.25926) 1002.163162-FEI Legal 0290 July 23, 30, 2010 August 6, 13, 2010

Richard D. Petersen Attorney at Law 275 Tierra Vista Dr. P.O. Box 4848 Pocatello, Idaho 83205-4848 Phone: (208) 232-0710 Fax: (208) 233-9388 ISB #: 2041 Attorney for the Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION CASE NO.: CV10-3899 SUMMONS BY PUBLICATION FARM BUREAU MUTUAL INSURANCE COMPANY OF IDAHO, Plaintiff, vs. SANDY R. AVERY, Defendant. SUMMONS TO: Sandy R. Avery You have been sued by Farm Bureau Mutual Insurance Company of Idaho, the Plaintiff, in the Magistrate Court in and for Kootenai County, Idaho, Case No. CV10-3899. The nature of the claim against you is an automobile accident. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way in Coeur d'Alene, Idaho, 83814 and served a copy of your response on the Plaintiff's attorney, Richard D. Petersen, PO Box 4848, 275 Tierra Vista Drive in Pocatello, Idaho, 83205, 208-239-4278. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for the Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: July 13, 2010 Kootenai County Magistrate Court DANIEL J ENGLISH By: Cathy Victorino, Deputy Clerk Legal 0293 July 23, 30, 2010 August 6, 13, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Catherine Paone, born 8/10/61, in Brooklyn, NY, residing at 6646 Buffalo Grass Ln., Rathdrum, has been filed in Kootenai County District Court, Idaho. The name will change to Catherine Moruzzi, because I am married to David Moruzzi. The petitioner's father has died and the names and addresses of his closest blood relatives are: Joseph Meduri, 778 Pocono Ranch Lands, Bushkill, PA 18324 and the petitioner's mother is living and her address is 6646 Buffalo Grass Ln. A hearing on the petition is scheduled for 1:30 o'clock PM on August 19, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: July 20, 2010 DANIEL J. ENGLISH By: Debra D. Leu, Deputy Clerk Legal 0296 July 23, 30, 2010 August 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 16, 2010 File No.: 7777.12177 Sale date and time (local time): October 18, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1831 North Sky Blue Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ronda L. Ussack Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: New Century Mortgage Corporation Recording date: December 12, 2005 Recorder's instrument number: 2000911 County: Kootenai Sum owing on the obligation: as of June 16, 2010: $265,143.78 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 2, Prairie Acres, according to the Plat recorded in Book "E" of Plats at Page 190, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.12177) 1002.150436-FEI Legal 0358 July 30, 2010 August 6, 13, 20, 2010

Notice of Trustee's Sale T.S. No.: ID-10-366135-TD On 11/15/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Deutsche Bank National Trust Company, As Trustee for the registered holders of Bravo Mortgage Asset Trust 2006-1, Bravo Mortgage Asset Backed Pass-Through Certificates, Series 2006-1 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: The East 10 feet of the West 147 feet, 8 inches of Lot 6, SPRING WATER ADDITION TO COEUR D'ALENE, according to the plat recorded in the office of the County Recorder in Book "A" of Plats at Page 123, records of Kootenai County, State of Idaho. EXCEPT the North 49 feet, 4 inches thereof. ALSO, that part of Lot 6, SPRDNGWATER ADDITION TO COEUR D'ALENE, according to the plat recorded in the office of the County Recorder in Book "A" of Plats at Page 123, records of Kootenai County, described as follows, to-wit: BEGINNING at the Southwest corner of Lot 6, SPRINGWATER ADDITION TO COEUR D'ALENE; thence East along the South line of said lot a distance of 147 feet, 8 inches, which is the PLACE OF BEGINNING; thence North, parallel to the West line of said lot a distance of 148 feet; thence East a distance of 48 feet, 4 inches; thence South a distance of 148 feet; thence West along the South line of Lot 6 a distance of 48 feet, 4 inches to the PLACE OF BEGINNING. NOTE: The address of the subject property is described as follows: 1515 East Montana Avenue, Coeur d'AIene, ID 83814The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1515 East Montana Avenue , Coeur D Alene, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RACHEL M. KULCZAR , A MARRIED PERSON AS HER SOLE AND SEPERATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ENCORE CREDIT CORP. A CALIFORNIA CORPORATION A CORPORATION, is named as Beneficiary and FIDELITY NATIONAL TITLE INSURANCE CO., A CA CORP as Trustee and recorded 1/20/2006 as Instrument No. 2008919 in book xxx, page xxx of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/13/2006. The monthly installments of principal, interest, and impounds (if applicable) of $399.31, due per month for the months of 11/1/2009 through 6/9/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $121,308.08 together with interest thereon at the current rate of 3.9500 per cent (%) per annum from 10/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 7/16/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan/Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Nina Hernandez, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3655453 Legal 0359 July 30, 2010 August 6, 13, 20, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On November 30, 2010, at the hour of 1:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: The West 401 feet of the Southwest Quarter of the Northwest Quarter of the Southwest Quarter of Section 29, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho. EXCEPT a portion of land described in Right of Way Deed to Lakes Highway District recorded December 10, 1998 as Instrument No. 1566919 and in Right of Way Deed recorded February 2, 1999 as Instrument No. 1573886 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 16438 N. Rimrock Rd., Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Sharon L. Schaffer and David D. Schaffer, wife and husband, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded October 26, 2004, as Instrument No. 1909145, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded July 26, 2010, as Instrument No. 2274532000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $2,151.58 for the months of February 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $260,482.66 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.18% from January 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 27th day of July, 2010. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 0365 July 30, 2010 August 6, 13, 20, 2010

MARK A. JACKSON MARK A. JACKSON, P.A. 110 Wallace Avenue Coeur d'Alene, Idaho 83814 Telephone: (208) 664-3626 Facsimile: (208) 666-0550 ISB# 3134 Attorney for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-4479 SUMMONS BY PUBLICATION CHRISTINE A. MUTH, acting as Personal Representative of the ESTATE OF JOHN C. EMERY, Plaintiff, vs. MICHAEL G. CARTER and GERALDINE L. CARTER, and all heirs, assigns, and devisees of Michael G. Carter and/or Geraldine L. Carter, Defendants. TO: MICHAEL G. CARTER and GERALDINE L. CARTER, and all heirs, assigns, and devisees of Michael G. Carter and/or Geraldine L. Carter; You have been sued by the Plaintiff, Christine A. Muth, in the District Court in and for the County of Kootenai, Idaho, Case No. CV 10-4479. The nature of the claim against you is for a Quiet Title and Declaratory Judgment action relating to the real property located at 5924 W. Harbor Drive, Coeur d'Alene, Idaho 83814. The Plaintiff also requests all other relief set forth in the Complaint filed in Kootenai County, Idaho. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case number, and paid any required filing fee to the Clerk of the Court at 324 West Garden Avenue, Coeur d'Alene, Idaho, telephone No. (208)446-1160, and served a copy of your response on the Plaintiff's attorney, Mark A. Jackson, at 110 Wallace Ave., Coeur d'Alene, ID 83814; (208) 664-3626. A copy of the "Summons" and the "Complaint Re: Quiet Title and Declaratory Judgment" can be obtained by contacting either the Clerk of the Court, or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 29 day of July, 2010 DANIEL J. ENGLISH CLERK OF COURT By: Debra Leu Deputy Clerk Legal 0433 August 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0084975 Title Order No. NWT006375 Parcel No. X280000A0020 & X280000A001B The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/07/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/15/2007 as Instrument Number 2083343000, and executed by NICHOLAS J. LUNDT AND DARCY M. LUNDT, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOTS 1 AND 2, BLOCK A, HAUSER LAKE SUMMER HOMES, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 189, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT THE WEST 82 FEET OF LOT 1. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 10995 NORTH 1ST STREET , HAUSER, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $105,578.21, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/30/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 3677568 Legal 0434 August 6, 13, 20, 27, 2010