Legals August. 12, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 9th day of November, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, BLOCK 6, DEERFIELD SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGES 376, 376A AND 376B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 652 Kamloops Dr., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOHN E. SEVIER and TABETHA J. SEVIER, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded November 18, 1997, as Instrument No. 1513940, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 14, 1998, as Instrument No. 1521002, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated November 13, 1997, in the amount of $729.00 each, for the months of March through June, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.87% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $69,052.10, plus accrued interest at the rate of 6.87% per annum from February 1, 2010. DATED This 8th day of July, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0240 July 22, 29, 2010 August 5, 12, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0080320 Title Order No. NWT006108 Parcel No. C2385001007A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/27/2007 as Instrument Number 2085143000, and executed by JAY Q STURGELL AND MICHELLE L STURGELL, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOTS 7, 8 AND 9, BLOCK 1, DAVIS PARK, ACCORDING TO THE PLAT RECORDED IN BOOK C OF PLATS, PAGE 74, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3259 N 14TH ST , COEUR D ALENE, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $211,551.89, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/20/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Vanessa Horton ASAP# 3659684 Legal 0342 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0079494 Title Order No. NWT006043 Parcel No. C72210090090 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/27/2006 as Instrument Number 2063736000, and executed by RONALD D SPEIDEL, AND JANET E SPEIDEL, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 9 IN BLOCK 9 OF PARK TERRACE FIRST ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 18 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5621 N SANTA MARIA DR , COEUR D ALENE, ID 83815-8361 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $187,574.72, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/20/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3659574 Legal 0343 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0080324 Title Order No. NWT006072 Parcel No. PJ3100010190 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/08/2007 as Instrument Number 2082000000, and executed by DENNIS R ROBERTSON, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 19, BLOCK 1, GREENSIDE VISTAS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 310. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3633 NORTH GUY ROAD , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $209,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/20/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3659587 Legal 0344 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 09-0055584 Title Order No. 090308274IDGNO Parcel No. C18520010020 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/09/2004 as Instrument Number 1893271, and executed by ELLEN J COVILL , A SINGLE WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 2, BLOCK 1, COEUR D'ALENE PLACE ELEVENTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 423, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. PARCEL # C-1852-001-002-0, B/N 241216 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2505 W BOLIVAR AVENUE , COEUR D'ALENE, ID 83815-9291 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $199,164.82, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/20/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3660287 Legal 0345 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0078579 Title Order No. NWT006005 Parcel No. 47N03W258200 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/17/2008 as Instrument Number 2154796000, and executed by ROBERT L WHIPPLE JR, AND MELINDA C WHIPPLE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: Parcel 1: That portion of the Northwest Quarter of the Southeast Quarter of Section 25 Township 47 North, Range 3 West, Boise Meridian. Beginning at a point 375 feet North of the Southwest corner of said Northwest Quarter of the Southeast Quarter and located on the western boundary of said Northwest Quarter of the Southeast Quarter: thence Northerly 375 feet along that West boundary to the Northern boundary of this subdivision; thence Easterly 485 feet: thence Southerly 375 feet; thence Westerly 485 feet to the point of beginning. Parcel 2: That portion of the Northwest Quarter of the Southeast Quarter of Section 25, Township 47 North. Range 3 West, Boise Meridian. Beginning at the Southwest corner of said Northwest Quarter of the Southeast Quarter; thence Northerly 375 feet; thence Easterly 485 feet; thence Southerly 375 feet to the Southern boundary of said Northwest Quarter of the Southeast Quarter; then Westerly along that Southern boundary 485 feet to the pint of beginning. Except therefrom an access road right of way 30 feet wide extending entirely along the southern boundary. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8801 E SOARING HAWK LN, SAINT MARIES, ID 83861-9639 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $268,437.52, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/20/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3659799 Legal 0346 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0080311 Title Order No. NWT006085 Parcel No. H93000010010 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/19/2005 as Instrument Number 1965787, and executed by ROBERT G. LOWRY AND CYNTHIA M. LOWRY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 1, BLOCK 1, WOODLAND MEADOWS, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 397, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 625 E CLOVERLEAF DRIVE , HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $205,881.86, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/21/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Tonya Malugen ASAP# 3662650 Legal 0347 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0079496 Title Order No. NWT006028 Parcel No. C2160000007B The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/24/2007 as Instrument Number 2079161000, and executed by MARCI L SCIANNA, AND BRANNON L SCIANNA, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: PARCEL I: A PARCEL OF LAND LYING WITHIN THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 10, TOWNSHIP 3 NORTH, RANGE 1 WEST, BOISE MERIDIAN, ADA COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID SECTION 10; THENCE SOUTH 89?40'23" EAST, ALONG THE NORTH BOUNDARY OF SAID SECTION, A DISTANCE OF 1,651.05 FEET; THENCE SOUTH 00?06'09" EAST, A DISTANCE OF 44.87 FEET TO THE SOUTH RIGHT-OF-WAY LINE OF CHERRY LANE ROAD AS DESCRIBED IN WARRANTY DEED AS INSTRUMENT NO. 94090609, RECORDS OF ADA COUNTY, IDAHO; THENCE SOUTH 00?06'09" EAST, A DISTANCE OF 299.58 FEET, TO A POINT ON THE WEST BOUNDARY OF THAT CERTAIN TRACT OF LAND DESCRIBED AS INSTRUMENT NO. 574474, RECORDS OF ADA COUNTY, IDAHO, ALSO BEING THE REAL POINT OF BEGINNING; THENCE CONTINUING SOUTH 00?06'09" EAST, ALONG SAID WEST BOUNDARY LINE, A DISTANCE OF 318.05 FEET; THENCE SOUTH 89?40'19" EAST, ALONG THE SOUTH BOUNDARY OF SAID TRACT OF LANE, A DISTANCE OF 4.00 FEET; THENCE SOUTH 00?39'41" WEST, A DISTANCE OF 11.53 FEET TO THE NORTHWEST CORNER OF ROD'S PARKSIDE CREEK SUBDIVISION NO. 3, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK 64 OF PLATS AT PAGE 6584, RECORDS OF ADA COUNTY, IDAHO; THENCE NORTH 89?33'28" EAST, A DISTANCE OF 326.71 FEET ALONG THE NORTH BOUNDARY OF SAID SUBDIVISION (FORMERLY DESCRIBED AS NORTH 89?29'33" EAST, 326.80 FEET); THENCE NORTH 00?15'53" EAST, A DISTANCE OF 6.76 FEET TO THE SOUTHEAST CORNER OF SAID TRACT DESCRIBED AS INSTRUMENT NO. 574474, RECORDS OF ADA COUNTY, IDAHO; THENCE NORTH 00?15'53" EAST, ALONG THE EAST BOUNDARY OF SAID TRACT, A DISTANCE OF 318.05 FEET; THENCE NORTH 89?36'30" WEST, A DISTANCE OF 332.64 FEET, TO THE REAL POINT OF BEGINNING. PARCEL II: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS AS CREATED BY AN INGRESS/EGRESS EASEMENT BETWEEN GEORGE B. DAVIS & MILDRED L. DAVIS, HUSBAND AND WIFE (GRANTOR) AND GENE JONES & TERRI JONES, (GRANTEE), RECORDS MAY 25, 2000 AS INSTRUMENT NO. 100040637, RECORDS OF ADA COUNTY IDAHO, OVER AND ACROSS A 30 FOOT WIDE STRIP OF LAND LYING WITHIN THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 10, TOWNSHIP 3 NORTH, RANGE 1 WEST, BOISE MERIDIAN, ADA COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID SECTION 10; THENCE SOUTH 89?40'23" EAST, ALONG THE NORTH BOUNDARY OF SAID SECTION, A DISTANCE OF 1,651.05 FEET; THENCE SOUTH 00?06'09" EAST, A DISTANCE OF 44.87 FEET TO THE SOUTH RIGHT-OF-WAY LINE OF CHERRY LANE ROAD AS DESCRIBED IN WARRANTY DEED AS INSTRUMENT NO. 94090609, RECORDS OF ADA COUNTY, IDAHO, THE REAL POINT OF BEGINNING; THENCE SOUTH 00?06'09" EAST, ALONG THE WEST BOUNDARY OF THAT CERTAIN TRACT OF LAND DESCRIBED AS INSTRUMENT NO. 574474, RECORDS OF ADA COUNTY, IDAHO, A DISTANCE OF 299.58 FEET; THENCE SOUTH 89?36'30" EAST, A DISTANCE OF 30.00 FEET; THENCE NORTH 00?06'09" WEST, A DISTANCE OF 299.62 FEET TO THE SOUTH RIGHT-OF-WAY LINE OF SAID CHERRY LANE ROAD; THENCE NORTH 89?41'01" WEST, A DISTANCE OF 30.00 FEET, TO THE REAL POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 414 AND 416 N. 19TH ST , COEUR D ALENE, ID 83814-5465 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $198,000.24, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/21/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 3662547 Legal 0348 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-SS-97580 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on November 24, 2010, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property {hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 3, SHAMROCK RANCH III, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGES 305, 305A AND 305B, RECORDS OF KOOTENAI COUNTY, IDAHO. A.P.N.: 0-7228-003-004-0 The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 912 EAST REMINGTON ROAD AKA 952 EAST REMINGTON ROAD, ATHOL, ID 83801, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by VAUGHN W. MURINKO AND JERILEE A. MURINKO, HUSBAND AND WIFE, as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of AMERIFUND FINANCIAL, INC. DBA ALL FUND MORTGAGE, A WASHINGTON CORPORATION, as Beneficiary, dated 6/24/1999, recorded 6/30/1999, under Instrument No. 1596009, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Wachovia Bank National Association, as Trustee of the Security National Mortgage Loan Trust 2005-1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/24/1999, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of July 21, 2010 Delinquent Payments from December 01, 2009 8 payments at $1,027.93 each $8,223.44 (12-01-09 through 07-21-10) Late Charges: $1,923.20 Beneficiary Advances: $1,022.30 Suspense Credit: 0.00 TOTAL: $11,168.94 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $96,165.55, together with interest thereon at 11.200% per annum from 11/1/2009, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation, Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 7/21/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee Kara Lansberry, Assistant Trustee Officer ASAP# 3670421 Legal 0352 July 29, 2010 August 5, 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0019932 Title Order No. 100089266IDGNO Parcel No. R42060030040 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/09/2006 as Instrument Number 2030211000, and executed by JOSEPH R POTE, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 4 IN BLOCK 3 OF MEADOWLAND ESTATES 3RD ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK I OF PLATS AT PAGE(S) 204 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14612 N WRIGHT ST , RATHDRUM, ID 83858-8395 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $145,022.29, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 3672728 Legal 0409 August 5, 12, 19, 26, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0082445 Title Order No. NWT006205 Parcel No. P76080010500 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/02/2005 as Instrument Number 1999002, and executed by CHRISTINE A ROBERTS, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 50, BLOCK 1, RIVERSIDE HARBOR 4TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS, PAGE 379, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 302 S RIVERSIDE HARBOR DR , POST FALLS, ID 83854-4504 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $236,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 3673623 Legal 0410 August 5, 12, 19, 26, 2010

SUMMONS To:\u2020 Wayne Paul Myers You have been sued by Michelle Marie Myers, the plaintiff, in the District Court in and for Kootenai County, Idaho, Case No.CV10-5623. The nature of the claim against you is divorce. Any time after 20 days following the last publication of this Summons, the court may enter a judgmenet against you without further notice, unless you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 324 W. Garden Ave., Coeur d' Alene, ID 83814 (208)446-1160. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the plaintiff.\u2020 If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Date:\u2020 7/16/10 Kootenai County District Court by Susan Reed, Deputy Clerk Legal 0271 July 22, 29, 2010 August 5, 12, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0082435 Title Order No. NWT006200 Parcel No. R53000080120 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/09/2006 as Instrument Number 2036629000, and executed by CHRISTOPHER SOBCZUK AND KELLI SOBCZUK, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 12, BLOCK 8, PRAIRIE ESTATES TO RATHDRUM, ACCORDING TO THE PLAT FILED IN BOOK "C" OF PLATS AT PAGES 149, 149A, 149B AND 149C, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8033 WEST ARIZONA STREET , RATHDRUM, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $161,900.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3673583 Legal 0411 August 5, 12, 19, 26, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. R33000020110 Title Order No. NWT006241 TS No. 10-0082459 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/07/2006 as Instrument Number 2054264000, and executed by TERRY J ROHRENBACH, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 11, BLOCK 2, HIDDEN PINES ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 147 AND 147A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 7316 W LUND ST , RATHDRUM, ID 83858-8152 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $159,707.18, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3673884 Legal 0412 August 5, 12, 19, 26, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0082453 Title Order No. NWT006209 Parcel No. C74000020100 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/24/2006 as Instrument Number 2027043000, and executed by ALVIN F ROTHE, AN UNMARRIED MAN, PATRICIA K HANNON, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 10 IN BLOCK 2 OF PINEGROVE PARK, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF PLATS AT PAGE(S) 194 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1004 WEST FERNWOOD LANE , COEUR D ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $186,094.38, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 3673598 Legal 0413 August 5, 12, 19, 26, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0082458 Title Order No. NWT006240 Parcel No. C68850170050 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/21/2006 as Instrument Number 2044734000, and executed by ROXANA DUNTEMAN, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 5, BLOCK 17, O'BRIEN'S THIRD ADDITION TO THE TOWN OF COEUR D'ALENE, ACCORDING TO THE PLAT THEREOF, FILED I BOOK "A" OF PLATS AT PAGE 143, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1220 E FRONT AVE, COEUR D ALENE, ID 83814-4022 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $307,321.41, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 3673621 Legal 0414 August 5, 12, 19, 26, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0085725 Title Order No. NWT006442 Parcel No. C50850010120 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/05/2005 as Instrument Number 1962317, and executed by TODD SANDERS AND TRACY SANDERS, HUSBAND AND WIFE, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 12, BLOCK 1, KAESMEYER ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK B OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 416 SOUTH 15TH STREET , COEUR D ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $135,792.04, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/29/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3675727 Legal 0415 August 5, 12, 19, 26, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0083197 Title Order No. NWT006277 Parcel No. 061400010350 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/10/2006 as Instrument Number 2042283000, and executed by TERRY L GIBSON, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 35 IN BLOCK 1 OF PINE TREE RANCH, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK D OF PLATS AT PAGE(S) 183 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 23798 N PONDEROSA ST , ATHOL, ID 83801-8230 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $136,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3673427 Legal 0416 August 5, 12, 19, 26, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0083204 Title Order No. NWT006275 Parcel No. 004550450110 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/06/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/21/2009 as Instrument Number 2232803000, and executed by BART KLENG, AND MICHELLE D KLENG, HUSBAND AND WIFE, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: ALL THAT CERTAIN LAND SITUATED IN THE STATE OF IDAHO, COUNTY OF KOOTENAI, CITY OF HAYDEN, DESCRIBED AS FOLLOWS: LOT 11, BLOCK 45, ELEVENTH ADDITION TO AVONDALE ON HAYDEN, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK F OF PLATS, PAGE 136. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3189 E YORK CT , HAYDEN, ID 83835-7449 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $296,633.31, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2010 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 3673909 Legal 0417 August 5, 12, 19, 26, 2010

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that JD's Resort Marina of 19705 SE 15th Place - Sammamish, WA 98075 made application to relocate the old Fran's Landing floating restaurant from the east end of F Dock to west end of F Dock and convert to a rental shop for small to medium size boats of JD's Resort Marina on Lake Pend Oreille in Bayview, Idaho. Located on Lake Pend Oreille in Bayview, Idaho adjacent to: Section 34, Township 54 North , Range 2 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 2550 Highway 2 West - Sandpoint, Idaho 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Lands Resource Specialist, Senior - Minerals & Navigable Waters at the above address or by calling (208) 263-5104. /S/ EDWARD ROBINSON, Area Supervisor Idaho Department of Lands Legal 0420 August 5, 12, 2010

162-10 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on December 01, 2010, in the Office of First American Title Company, located at, 1866 North Lakewood Dr., Coeur d'Alene, Idaho 83814, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: That portion of the North half of the Southwest quarter of Section 9, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: Commencing at the center quarter corner of Section 9, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; Thence South 89847'36" West along the East-West center of section line for 957.82 feet to the true point of beginning. Thence South 89847'36" West for 9.31 feet; Thence South 89844'59" West for 340.69 feet; Thence South 89847'45" West for 312.00 feet; Thence South 085'46" West for 655.00 feet; Thence South 085'46" West for 660.27 feet; Thence South 89858'5" East for 312.00 feet; Thence North 89855'54" East for 350.00 feet; Thence North 085'45" East for 658.83 feet; Thence North 085'45" East for 658.83 feet to the True Point of Beginning. Together with a 40 feet wide easement for ingress-egress and utilities, the centerline beginning at the Southwest 1/16 corner of Section 9, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho as shown and described on record of survey Book 10, Page 89, records of Kootenai County; Thence North 77838'48" West for 18.09 feet; Thence North 37819'15" West for 71.53 feet; Thence North 1851'31" East for 261.34 feet; Thence North 24831'6" West for 241.77 feet; Thence North 5387'36", West for 197.50 feet shortening and lengthening the sidelines so as to terminate at the property boundaries. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Parcel No. 49N03W095500, is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Mark A. Rogers and Gail Perlow Rogers, husband and wife, as Grantor(s), North Idaho Title Company, as Trustee, for the benefit and security of, Jack A. Finney and Darla M. Finney, as to an undivided One - Half interest and Luke Finney, a single man, as to an undivided One - Half interest, as Beneficiary; said Deed of Trust was recorded December 16, 2004 as Kootenai County Recorder's Instrument No. 1919206. The default for which this sale is to be made is as follows:1) failure to make the monthly payment of $1,362.69 due for the 15th day of January, 2010 and a like sum of $1,362.69 due for the 15th day of each and every month thereafter; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of June 3, 2010 there is due and owing on the loan an unpaid principal balance of $225,135.00, accrued interest in the amount of $5,224.37 , buyer fee in the amount of $15.00, default fee in the amount of $100.00 and monthly late fees in the amount of $340.65 for a total amount due of $230,815.02. Interest continues to accrue on the Note at the rate of 5.500% per annum with a per diem rate of $33.924 after June 3, 2010. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED July 29, 2010 FIRST AMERICAN TITLE COMPANY, INC. By: Dalia Martinez, Trust Officer Legal 0421 August 5, 12, 19, 26

ATF4991007585-MAA Title No. 4991007585-MAA NOTICE OF TRUSTEE'S SALE On December 1, 2010 at the hour of 10:30 o'clock A.M., of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Ct\u2020 Coeur d'Alene, ID 83814. Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: \u2022 The South 230 feet of the following described parcel: \u2022 All of that portion of Government Lot 1, Section 8, Township 52 North, Range 4 West of the Boise Meridian, Kootenai County, State of Idaho, described as follows: \u2022 BEGINNING at a point on the East line of Section 8, a distance of 396 feet South of the Northeast Corner thereof; thence \u2022 South along the section line 294 feet; thence West 453.4 feet to the right-of-way of the Idaho-Washington Northern Railroad Right of Way; thence Northwest along the right of way 328.6 feet; thence East 600.2 feet, more or less to the TRUE POINT OF BEGINNING. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 22640 N. Highway 41, Rathdrum, ID\u2020 83858, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above.\u2020 If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Judith F. Cooper, an unmarried woman, as Grantor to Alliance Title & Escrow Corp., as successor Trustee, for the benefit and security of Wells Fargo Bank, National Association as Beneficiary, recorded September 11, 2007 as Instrument No. 2121128000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $144,415.00 together with interest thereon at an adjustable rate, initially 7.280% and currently 8.28% per annum, as evidenced in Promissory Note dated September 6, 2007.\u2020 Payments are in default for the months of March 2010 through and including July 2010 and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The principal balance as of July 15, 2010 is $141,958.29 together with accrued and accruing interest thereon at the rate of 7.280% per annum.\u2020 The per diem is $31.99.\u2020 In addition to the above, there is also due delinquent real property taxes for part of 2009, together with penalty and interest, and any other real property taxes that may become delinquent during this foreclosure, any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $141,958.29, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: August 2, 2010 Alliance Title & Escrow Corp.\u2020\u2020 By:\u2020Melissa Ambriz, Trust Officer Phone: 208-947-1554\u2020\u2020\u2020\u2020 Legal 0422 August 5, 12, 19, 26, 2010

Loan No. xxxxxx2669 T.S. No. 1282000-09 Parcel No. h09760010010 NOTICE OF TRUSTEE'S SALE On October 28, 2010, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, Pioneer Lender Trustee Services Llc, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 1, block 1, broadmoore estates, according to the plat recorded in the office of the county recorder in book "i" of plats at page 303, Kootenai county, idaho. Commonly known as 8861 N Torrey Ln Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Kenneth Cleveland and Janlyn Cleveland Husband And Wife as Grantor, to Pioneer Title Company Of Kootenai County, as Trustee, for the benefit and security of National City Mortgage Co Dba Accubanc Mortgage A Corporation as Beneficiary, recorded January 31, 2003, as Instrument No. 1779111, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $159,859.08, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Lender Trustee Services Llc 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: June 25, 2010 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services Llc. R-325199 Legal 0276 July 22, 29, 2010 August 5, 12, 2010

NOTICE OF PUBLIC HEARING ON FIRE HYDRANT RATES NORTH KOOTENAI WATER DISTRICT The Board of Directors ("Board") of North Kootenai Water District ("District") will hold a public hearing on August 19, 2010 at 12:30 p.m. at the District Office, located at North Kootenai Water District 1841 West Hayden Ave. Hayden, ID 83835 The proposed rates for fire hydrant usage fees are as follows: Installation Fee: $50.00 Monthly Minimum Rate: $50.00 in the Gozzer area, $15.00 in the remaining area of the District Water Usage Charges: At current rates in the service area where the Hydrant is located. The District will also be allowed to charge up to 1% per month commencing the 30th day after the bill is sent, if said bill is not paid. Other late fees and charges, as determined by the Board of Directors shall also be applicable. Applicants for connection to District fire hydrants will be required to execute the appropriate forms. If you are unable to attend the hearing, but wish to provide written comments to the Board for consideration, comments may be sent to: North Kootenai Water District P.O. Box 2290 Hayden, ID 83835 or dropped off at the District at: North Kootenai Water District 1841 West Hayden Ave. Hayden, ID 83835 Comments may be emailed to the District as well to: mikeg@nkwsd.com If you have any questions, please feel free to call Mike Galante, District Manager at (208) 772-3619. The effective date of the new rates shall be as set forth in the Resolution setting the rates, but is expected to be on or about August 5, 2010. Legal 0423 August 5, 12, 2010

NOTICE OF PUBLIC HEARING OF ANNEXATION OF PROPERTY INTO NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho DISCOVERY SQUAW BAY LAND LLC ANNEXATION The Board of Directors (the "Board") of the North Kootenai Water District (the "District") will be holding a public hearing on the annexation of property into the District and sewer subdistrict. The public hearing will be held as follows: Day: Thursday Date: August 19, 2010 Time: 12:30 p.m. Location: 1841 West Hayden Avenue, Hayden, Idaho The annexation hearing is based upon a petition filed by Andrew D. Holloran, property owner(s) of the Discovery Squaw Bay Land LLC properties. A copy of the Petition and a description of the area covered by the Petition can be obtained from the District by sending a request to: North Kootenai Water District 1841 West Hayden Avenue Hayden, Idaho 83835 All persons interested in appearing at the time and place of the hearing may show cause in writing why the Petition for Annexation should not be granted. The Board shall consider, at the hearing, any objection presented in writing. The failure of any person to show cause in writing shall be deemed as an assent to include their property within the boundaries of the District. Anyone wishing to provide written comments, who is unable to attend the hearing, may provide them in advance of the hearing by sending them, first class mail, postage pre-paid, to: North Kootenai Water District 1841 West Hayden Avenue Hayden, Idaho 83835 Failure to have your written comments to the Board in advance of the public hearing means they will not be considered by the Board at the public hearing. DATED this 1st day of July, 2010. NORTH KOOTENAI WATER DISTRICT, Kootenai County, Idaho Legal 0424 August 5, 12, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On November 10, 2010, at the hour of 11:00 o'clock AM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 2, Block 1, EAST LAWN ADDITION TO COEUR D'ALENE, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 63 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1808 E. Hastings Ave., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Joseph L. Cosgrove, Bonnie L. Cosgrove, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded May 8, 2006, as Instrument No. 2030034000; a Loan Modification Agreement recorded January 19, 2010, as Instrument No. 2249947000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded June 30, 2008, as Instrument No. 2166468000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,331.33 for the months of January 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $199,168.99 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.0% from December 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 7th day of July, 2010. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 0429 August 5, 12, 19, 26, 2010

ADVERTISEMENT FOR BIDS LAKELAND EARLY HEAD START CENTER Sealed bids will be received by the Mountain States Group, Early Head Start, at Mountain States Early Head Start, 411 N. 15th St., Suite 200, Coeur d'Alene, Id. 83814, for the Lakeland Early Head Start Center, Rathdrum, ID. Sealed bids must be received by 4:00 pm, August 24, 2010, for Lakeland Early Head Start Center and must be marked "Sealed Bid - Lakeland Early Head Start Center". Proposals received after this time will not be considered. Small businesses, minority-owned firms, and women's business enterprises are encouraged to submit proposals. Proposals will be opened and publicly read at 4:00 pm, August 24, 2010. General contractors and subcontractors may obtain contract documents from Architects West, 210 E. Lakeside Avenue, Coeur d'Alene, ID 83814, by depositing Two Hundred Dollars ($200.00) per set. Plan deposits will be returned to actual General and Subcontractor bidders upon return of all contract documents; PROVIDED HOWEVER, that said plans are returned in good, unmarked and unmutilated condition within ten (10) days after the time set for receiving bids. No other plan deposits will be refunded. In addition, a non-refundable handling fee of $10.00 per set is to be submitted by separate check. A complete set of contract documents will also be filed with: Associated Builders & Contractors, N. 1404 Thor Court, Spokane, WA Associated General Contractors, E. 4935 Trent, Spokane, WA Associated General Contractors, 411 W. Haycraft Ave., Ste C-3, Coeur d'Alene, ID Spokane Regional Plan Center, E. 102 Boone, Spokane, WA Architects West, 210 E. Lakeside Avenue, Coeur d'Alene, ID No bidder may withdraw his bid after hour set for opening thereof, unless award is delayed for a period exceeding 30 days. The Mountain States Group, Early Head Start reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process, to make awards in the best interest of the Mountain States Group, Early Head Start, and to accept the bid deemed best overall for the Mountain States Group, Early Head Start. Mountain States Group, Early Head Start Chris Gee, Director Legal 0431 August 5, 12, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 27, 2010 File No.: 7261.27931 Sale date and time (local time): September 27, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4471 N Webster St Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gregory L. Lesser, an unmarried man as his separate estate Original trustee: Susan J. Robinson, Idaho Attorney Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for WMC Mortgage Corp. Recording date: June 2, 2005 Recorder's instrument number: 1954029 and modified on November 30, 2009 as Instrument No. 2243162000 County: Kootenai Sum owing on the obligation: as of May 27, 2010: $278,077.43 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Hoffman Third Addition, according to the plat recorded in Book G of Plats, Page 231, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.27931) 1002.158475-FEI Legal 0437 August 5, 12, 19, 26, 2010

BID OF THE ECHO BEACH BOOSTER STATION PROJECT FOR NORTH KOOTENAI WATER DISTRICT (NKWD) KOOTENAI COUNTY, IDAHO Separate sealed Bids for the Bid of NKWD Echo Beach Booster Station Project will be received by NKWD at their office located at 1841 W. Hayden Avenue in Hayden, Idaho, until 2:00 p.m. (Local Time), on Tuesday, August 31, 2010 and then at said office publicly opened and read aloud. All interested individuals are welcome to attend. BASE BID: The project consists of the demolition of the existing booster station building, construction of a new, CMU booster station building and associated mechanical piping, site piping and improvements to the existing wellhead. All work shall be in accordance with the contract documents. The Bidding Documents may be examined at the following locations: Welch, Comer & Associates, Inc., 350 E. Kathleen Avenue, Coeur d'Alene, ID 83815 Associated General Contractors, 8884 N. Government Way, Hayden, ID 83835 Spokane Regional Plan Center, 102 E. Boone Avenue #102, Spokane, WA 99202 Copies of the Bidding Documents may be obtained at the office of Welch, Comer & Associates, Inc. located at 350 E. Kathleen Avenue, Coeur d'Alene, Idaho upon a non-refundable payment of $50.00 for each set. You may visit their website at www.welchcomer.com to view this advertisement, any addenda and a current planholder's list associated with this project. A Bid shall be enclosed in an opaque sealed envelope plainly marked with the Project title, name and address of Bidder, and shall be accompanied by the Bid security and other required documents. If the Bid is sent through the mail or other delivery system, the sealed envelope containing the Bid shall be enclosed in a separate envelope plainly marked on the outside with the notation "BID ENCLOSED". Bids delivered by facsimile machine will not be accepted. PLEASE NOTE: A pre-bid walk through has been scheduled for Tuesday, August 24, 2010 at 10:00 am. Prospective bidders are to meet at the project site location. A Public Works Contractor License for the State of Idaho is required to BID on this work. All bids shall contain one of the following forms of Bidder's security in an amount equal to five percent (5%) of the total Base Bid and all add alternates, made payable to OWNER: a) Bidder's Bond executed by a surety company qualified to conduct business in the State of Idaho, b) Certified Check, c) Cashier's Check, or d) Cash. OWNER reserves the right to reject any or all bids. Dated this 2nd day of August, 2010 /s/ Tom Crimmins, President Legal 0438 August 5, 12, 2010

CATHERINE L. DULLEA, CHTD. Attorney at Lae 101 N. Fourth Avenue, Suite 204 Sandpoint, ID 83864 Phone: (208) 265-2276 Fax: (208)265-1556 State Bar #5309 Attorney for Plaintiffs IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BOUNDARY Case No. CV 2010-182 SUMMONS FOR PUBLICATION RUSS CAPITAL, LLC, AN ARIZONA LIMITED LIABILITY COMPANY, ARNOLD SCHWARTZ as SUCCESSOR TRUSTEE OF THE SCHWARTZ REVOCABLE TRUST, SURVIVORS TRUST, JAMES McPHELAN, ROBERT ALDRIDGE, SHEILA BALISON, JOHN R. KEMP and VELMA E. KEMP, TRUSTEES OF THE JOHN KEMP REVOCABLE TRUST, DATED AUGUST 19, 1992, AND JAMES H. PAULSEN, Plaintiffs, vs. DAVID C. FOX, A SINGLE PERSON, JANE DOE FOX, SPOUSE OF DAVID C. FOX, IF ANY, DANIEL MOORE AND KAREN MOORE, HUSBAND AND WIFE, MARY T. PETERSON, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, THE STATE OF IDAHO BY AND THROUGH THE IDAHO STATE TAX COMMISSION, AND THE STATE OF IDAHO BY AND THROUGH THE IDAHO STATE INDUSTRIAL COMMISSION, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFFS: THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: MARY T. PETERSON You have been sued by RUSS CAPITAL, LLC, an Arizona limited liability company, ARNOLD SCHWARTZ AS SUCCESSOR TRUSTEE OF THE SCHWARTZ REVOCABLE TRUST, SURVIVORS TRUST, JAMES MCPELHAN, ROBERT ALDRIDGE, SHEILA BALISON, JOHN R. KEMP AND VELMA E. KEMP, TRUSTEES OF THE JOHN KEMP REVOCABLE TRUST, DATED AUGUST 19, 1992, and JAMES H. PAULSEN, the Plaintiffs in the District Court in and for Boundary County, Idaho, Case No. CV-2010-182. The nature of the claim against you is to foreclose a deed of trust against real property and security agreement against personal property located in Boundary County, Idaho. The real property is described as: Lot Four (4), LESS the West 87.00 feet thereof and Lot Five (5) of MIRROR LAKE ADDITION, according to the plat thereof, recorded in Book 2 of Plats, page 51, records of Boundary County, Idaho. Any time after 20 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless, prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 6452 Kootenai Street, Bonners Ferry, ID 83805 (P.O. Box 419, Bonners Ferry, ID 83805), telephone number (208) 267-5504, and sent a copy to the District Court at 215 S. 1st Ave., Sandpoint, ID 83864, and served a copy of your response on the Plaintiff's attorney at 101 N. 4th Ave., Sandpoint, ID 83864, telephone number (208) 265-2276. A copy of the Summons and Complaint may be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice or representation of an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 2nd day of August, 2010. GLENDA POSTON, CLERK OF THE DISTRICT COURT By Jamie Wilson Deputy Clerk Legal 0460 August 12, 19, 26, 2010 September 2, 2010

Callahan & Associates, Chtd. by Kimmer W. Callahan P.O. Box 2226 Coeur d'Alene, Idaho 83816-2226 (208) 664-9228 - phone (208) 664-5369 - fax IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-6418 NOTICE OF PETITION AND HEARING IN THE MATTER OF THE ESTATE OF WALTER THOMAS HAGEN, Deceased. NOTICE IS HEREBY GIVEN that on the 27 day of July, in the year 2010, JANET L. ORTO, whose address is c/o Callahan & Associates, Chtd., PO Box 2226, Coeur d'Alene, ID 83816, filed a PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY in the above-named estate. The original of the Petition is on file with the Clerk of Court and may be reviewed upon request. The Petition has been set for hearing in this Court at the Kootenai County Courthouse in Coeur d'Alene, Idaho, on the 1 day of September, in the year 2010, at the time of 9:30 o'clock a.m. before the Presiding Magistrate. Dated this 6 day of August, in the year 2010. Callahan & Associates, Chtd. Attorneys for Petitioner By: Kimmer W. Callahan Legal 0487 August 12, 19, 26, 2010 September 2, 2010

CHARLES B. LEMPESIS, CHTD CHARLES B. LEMPESIS, ISBA 2550 Attorney at Law 201 West Seventh Avenue Post Falls, Idaho 83854 Telephone: (208) 777-8815 Facsimile: (208) 773-1044 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV 2010-6444 NOTICE TO CREDITORS In the matter of the Estate of: LORRAINE ODELL HENRY Deceased. NOTICE IS HEREBY GIVEN that BARRY C. HENRY has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 3rd day of August, 2010. ____________________________ BARRY C. HENRY c/o CHARLES B. LEMPESIS 201 West 7th Avenue Post Falls, Idaho 83854 Legal 0488 August 12, 19, 26, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 29, 2010 File No.: 7023.02908 Sale date and time (local time): November 30, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 13526 Beaver Road aka 13627 Beaver Road Cataldo, ID 83810 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Douglas Munjar and Brenda Munjar, husband and wife Original trustee: Landamerica Lawyers Title Original beneficiary: Wells Fargo Bank, N.A. Recording date: October 25, 2006 Recorder's instrument number: 2063092000 County: Kootenai Sum owing on the obligation: as of July 29, 2010: $197,877.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of the Southeast quarter of the Northeast quarter of Section 35, and the Southwest quarter of the Northwest quarter of Section 36, Township 49 North, Range 1 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Beginning at the quarter corner common to Section 35 and 36, Township 49 North, Range 1 West, Boise Meridian, Idaho; thence North 0 degrees 24' 30'' West, along the West line of said Section 36, 200.0 feet; thence North 89 degrees 13' East, 290.78 feet; thence North 5 degrees 50' 58'' East, 404.55 feet; thence North 34 degrees 08' 09'' East, 32.0 feet; thence North 89 degrees 53' 19'' West, 353.07 feet to a point on the West line of said Section 35; thence continuing North 89 degrees 53' 19'' West, 142.37 feet; thence South 8 degrees 11' 35'' East, 76.50 feet; thence South 81 degrees 08' 41'' West, 113.50 feet to a point on the East line of the existing country road; thence South 8 degrees 19' 47'' East, along the East line of the existing county road, 546.44 feet; thence East 169.00 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.02908) 1002.126986-FEI Legal 0489 August 12, 19, 26, 2010 September 2, 2010

Loan No. xxxxxx8187 T.S. No. 1281768-09 Parcel No. h75000060060 NOTICE OF TRUSTEE'S SALE On October 28, 2010, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, Pioneer Lender Trustee Services Llc, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 6, block 6, rosenberger subdivision, according to the plat recorded in book "i" of plats, page 389, records of Kootenai county, idaho. Commonly known as 11459 N Drover Drive Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Roger Lee Stewart and Mary Patricia Stewart Husband And Wife as Grantor, to First American Title Insurance Company, as Trustee, for the benefit and security of National City Mortgage Co Dba Commonwealth United Mortgage Company as Beneficiary, recorded January 03, 2005, as Instrument No. 1922131, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $277,492.07, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Lender Trustee Services Llc 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: June 25, 2010 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services Llc. R-325196 Legal 0277 July 22, 29, 2010 August 5, 12, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 3, 2010 File No.: 7037.07767 Sale date and time (local time): December 03, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 29837 N. Wheatridge Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: George Whitmire, a married person as his sole and separate property Original trustee: First American Title Company of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for SunTrust Mortgage, Inc. Recording date: January 12, 2007 Recorder's instrument number: 2077447000 County: Kootenai Sum owing on the obligation: as of August 3, 2010: $244,197.89 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 1, Wheat Ridge Farms, according to the plat recorded in Book "G" of Plats at Page 392, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.07767) 1002.165524-FEI Legal 0490 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-108905 NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on December 10, 2010, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: Lot 14, Block 2, AVONDALE ON HAYEN, according to the plat recorded in the office of the County Recorder in Book "E" of Plats at Page 33, records of Kootenai County, State of Idaho and a portion of Lot 13, Block 2, AVONDALE ON HAYDEN, according to the plat recorded in the office of the County Recorder in Book "E" of Plats at Page 33, records of Kootenai County, State of Idaho, described as: From a POINT OF BEGINNING at the existing Southwest corner of Lot 14; thence South for 10 feet; thence In a Easterly direction for 125 feet, more or less, to a point 7 feet South of the existing Southeast corner of Lot 14, Block 2; thence North for 7 feet to the existing Southeast corner of Lot 14, Block 2; thence In a Westerly direction to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 11643 N AVONDALE LOOP , HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KELLY R MASON AND CYNTHIA R MASON, HUSBAND AND WIFE, as Grantor, to FIRST AMERICAN, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 2/22/2006, recorded 2/28/2006, under Instrument No. 2016080, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by US BANK, NA. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/22/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 4, 2010 Delinquent Payments from December 01, 2009 9 payments at $ 1,437.59 each (12-01-09 through 08-04-10) Late Charges: $566.83 Total: $ 13, 505.14 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $201,838.89, together with interest thereon at 6.125% per annum from 11/1/2009, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 8/4/10 PIONEER LENDER TRUSTEE SERVICES AS TRUSTEE BY ASSET FORECLOSURE SERVICES, INC., AS AGENT By: Lilian Solano, Trustee Sale Officer c/o ASSET FORECLOSURE SERVICES, INC. 22837 Venture Blvd., Suite 350 Woodland Hills, CA 91364 Phone: (877) 237-7878 ASAP# 3682942 Legal 0491 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF PUBLIC HEARING TWIN LAKES-RATHDRUM CREEK FLOOD CONTROL DISTRICT NO. 17 will hold a public hearing for the purpose of approving the budget for the fiscal year October 1, 2010, through September 30, 2011, at the regular meeting on Thursday, September 2, 2010, at 7:00 pm, at Twin Lakes Village Clubhouse Rathdrum, Idaho. PROPOSED 2010 - 2011 BUDGET EXPENSES Repairs & maintenance $53,443 Insurance 1,867 Professional services 5,000 Snow report machine rental 1,000 Office rent 1,200 Utilities and telephone 800 Salaries 7,000 Commissioners fees and expenses 1,200 Payroll taxes 1,000 Legal Ads 250 Office expenses and miscellaneous 500 Total Expenses 73,260 APPLICATION OF UNENCUMBERED FUNDS (37,050) INTEREST INCOME (10) (37,060)BALANCE TO BE LEVIED (PROPERTY TAX REVENUE) $36,200 BOND DEBT SERVICE LEVY Principal and Interest $41,649 Legal 0492 August 12, 2010

NOTICE OF OPPORTUNITY TO REQUEST A PUBLIC COMMENT PERIOD ON A PERMIT APPLICATION AND PROPOSED PERMIT TO CONSTRUCT In compliance with Section 58.01.01.209, Rules for the Control of Air Pollution in Idaho, notice is hereby given that Coachman Auto Body, Coeur d'Alene, has applied to the Department of Environmental Quality (DEQ) for an Automotive Coating General Permit to Construct, P-2010.0087 Project 60540, for its existing automotive coating facility. The facility, an auto body shop, is located at 2373 Rosebud Lane, Coeur d'Alene. A public comment period on the proposed permit will be provided if a written request is submitted on or before August 27, 2010, and directed to Faye Weber, Department of Environmental Quality, 1410 N. Hilton, Boise, Idaho 83706-1255, or faye.weber@deq.idaho.gov., or to the DEQ Web site at http://www.deq.idaho.gov. Please reference the company name and permit number when sending the request. The permit application materials submitted by the facility are available for public review on the DEQ Web site. All information regarding this project will be available at http://www.deq.idaho.gov. You may sign up on the DEQ Web site to receive e-mail updates on this permit. DATED this 12th day of August, 2010. Faye Weber Air Quality Division Legal 0493 August 12, 2010

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and the rules of the State Board of Land Commissioners, notice is hereby given that 11th Street Dock Association of 296 W. Sunset Ave. Coeur d'Alene, ID 83815 has made application to replace and extend an existing breakwater to fully cover the front of the marina for a total of 408 feet to protection of the existing marina facility from waves and boat wakes in two phases of one at 10'x220' and phase two is 10x168'. Located on Coeur d'Alene Lake adjacent to: adjacent to: Tax Number 18659, Parcel Number 50N04W241740; Section 24, Township 50 North, Range 4 West; Boise Meridian; Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop-Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Carl Washburn Specialist, Navigable Water/Submerged Lands Leasing at the above address or by calling (208) 769-1577. /s/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 0497 August 12, 19, 2010

NOTICE OF TRUSTEE'S SALE TS No. 09-0079014 Title Order No. 090390019 Parcel No. H56000010090 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/13/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/25/2006 as Instrument Number 2009814, and executed by JEFFERY L SMITH JR, AND TONYA K SMITH, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 9 IN BLOCK 1 OF KYLER AVENUE SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 327 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 948 W KYLER AVE , HAYDEN, ID 83835-8727 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $156,799.94, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/04/2010 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 3682996 Legal 0499 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0085705 Title Order No. NWT006426 Parcel No. C2295004015A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/13/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/15/2006 as Instrument Number 2031227000, and executed by ROBERT J OBEID, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE EAST HALF OF LOT 14 AND ALL OF LOT 15, BLOCK 4, CRAIK PARK ADDITION TO THE CITY OF COEUR D' ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 131, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 505 W SPOKANE AVE , COEUR D ALENE, ID 83814-2352 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $127,200.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/04/2010 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 3682209 Legal 0500 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. 083100030020 Title Order No. NWT006517 TS No. 10-0086261 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/13/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/11/2006 as Instrument Number 2007002, and executed by DAVID B. BRIDGE, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 2, BLOCK 3, TWIN LAKES ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5291 W GOLDEN AVENUE , RATHDRUM, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $276,797.43, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/05/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3684964 Legal 0501 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0086264 Title Order No. NWT006520 Parcel No. P73370030080 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/13/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/26/2006 as Instrument Number 2063523000, and executed by MARCUS L. MAXEY AND MELISSA A. MAXEY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 8, BLOCK 3, PRAIRIE FALLS FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGES 95 AND 95A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3915 NORTH GRAPHITE COURT , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $172,461.42, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/05/2010 RECONTRUST COMPANY, N.A. Successor Trustee Vanessa Horton Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 3684963 Legal 0502 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. C71550000070 Title Order No. 090418074 TS No. 09-0083493 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/13/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/21/2007 as Instrument Number 2089330000, and executed by KAREN A THOMAS AND ROBERT L THOMAS, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 7, OTT'S SUBDIVISION TO THE CITY OF COEUR D' ALENE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK D OF PLATS AT PAGE 29, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 103 EAST HOMESTEAD AVE , COEUR DALENE, ID 83814-3637 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $218,637.09, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/04/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3683004 Legal 0503 August 12, 19, 26, 2010 September 2, 2010

ATF4991007102-MAA NOTICE OF TRUSTEE'S SALE On November 16, 2010 at the hour of 10:30 o'clock A.M., of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Ct\u2020 Coeur d'Alene, ID 83814. Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Real property in the City of Post Falls, County of Kootenai, State of Idaho, described as follows: Lot 6, Block 3, Singing Hills Subdivision, according to the plat recorded in Book "G" of Plats at Page 162, Records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2003 N. Cascade Ct., Post Falls, ID\u2020 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above.\u2020 If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by David Hunt and Bridget Hunt, Husband and Wife, as Grantor to Alliance Title & Escrow Corp., as successor Trustee, for the benefit and security of Vanderbilt Mortgage and Finance, Inc. as successor Beneficiary, recorded November 15, 2007 as Instrument No. 2131987000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $202,500.00 together with interest thereon an adjustable rate, initially 9.1500% and currently 8.65% per annum, as evidenced in Promissory Note dated August 1, 2007.\u2020 Payments are in default for the months of July 2009 through and including June 2010 in the amount of $1,512.11 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The principal balance as of June 8, 2010 is $218,880.24 together with accrued and accruing interest.\u2020 The per diem is $43.17.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $218,880.24, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: July 13, 2010 Alliance Title & Escrow Corp.\u2020\u2020 By:\u2020\u2020\u2020\u2020 \u2020\u2020\u2020\u2020\u2020\u2020\u2020 Melissa Ambriz, Trust Officer Phone: 208-947-1554\u2020\u2020\u2020\u2020 Legal 0279 July 22, 29, 2010 August 5, 12, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. PJ3100060100 Title Order No. NWT006613 TS No. 10-0087492 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/13/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/21/2007 as Instrument Number 2100825000, and executed by JOSEPH HICKS, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 10, BLOCK 6, GREENSIDE VISTAS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 310, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3733 N CLEVELAND CT , POST FALLS, ID 83854-4799 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $298,488.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/05/2010Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3684895 Legal 0504 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF TRUSTEE'S SALE Parcel No. R43500030030 Title Order No. NWT006447 TS No. 10-0085720 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/13/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/26/2008 as Instrument Number 2146417000, and executed by BLAIR R CARPENDER, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 3, BLOCK 3, OLSON'S LAKELAND PINES, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 32, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 15362 N PINEVIEW ST , RATHDRUM, ID 83858-8369 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $228,252.95, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/04/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3682486 Legal 0505 August 12, 19, 26, 2010 September 2, 2010

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-108835 NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on November 19, 2010, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 6, BLOCK 5, PRAIRIE ESTATES TO RATHDRUM, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK G OF PLATS AT PAGE 149, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 8354 W. COLORADO ST. , RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by VICKI R. PAGEL, A MARRIED PERSON AS HER SOLE AND SEPARATE PROPERTY, as Grantor, to KOOTENAI COUNTY TITLE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 12/16/2008, recorded 12/29/2008, under Instrument No. 2190393000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by US BANK, NA. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 12/16/2008, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of July 14, 2010 Delinquent Payments from December 01, 2009 8 payments at $ 1,110.10 each $ 8,880.80 (12-01-09 through 07-14-10) Late Charges: $ 367.64 TOTAL: $ 9,248.44 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $159,189.39, together with interest thereon at 5.500% per annum from 11/1/2009, until paid.The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 7/14/2010. PIONEER LENDER TRUSTEE SERVICES AS TRUSTEE BY ASSET FORECLOSURE SERVICES, INC., AS AGENTBY Lilian Solano, Trustee Sale Officer c/o ASSET FORECLOSURE SERVICES, INC. 22837 Ventura Blvd., Suite 350 Woodland Hills, CA 91364 Phone: (877)237-7878 ASAP# 3651319 Legal 0282 July 22, 29, 2010 August 5, 12, 2010

NOTICE OF TRUSTEE'S SALE Title Order No. NWT005860 TS No. 10-0076128 Parcel No. P1350014007B The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/22/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/16/2006 as Instrument Number 2037739000, and executed by RAYMOND L KURTZ AND FRANCES S KURTZ, HUSBAND AND WIFE., as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LEGAL DESCRIPTION LOTS 7 AND 8 IN BLOCK 14 OF DRUMHELLER'S ADDITION TO POST FALLS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF DEEDS AT PAGE(S) 244 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT THE NORTH 30 FEET THEREOF. TOGETHER WITH ANY PORTION OF VACATED STREET WHICH ATTACHES BY OPERATION OF LAW.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 201 EAST MULLAN AVENUE , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $126,210.32, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/14/2010 RECONTRUST COMPANY, N.A. Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 Successor Trustee Vanessa Horton ASAP# 3649989 Legal 0283 July 22, 29, 2010 August 5, 12, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0076118 Title Order No. NWT005871 Parcel No. 072270020130 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/22/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/01/2005 as Instrument Number 1968850, and executed by RAYMOND MURRAY, AND CARRIE MURRAY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 13 IN BLOCK 2 OF SHAMROCK RANCH II, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 260 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 904 E TETON RD , ATHOL, ID 83801-8920 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $156,402.37, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/14/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3649991 Legal 0284 July 22, 29, 2010 August 5, 12, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 115202502 T.S. No.: 20000.1978 TSG No.: 340029 On 10/12/2010 at 11:00 AM (recognized local time), IN THE LOBBY OF FIRST AMERICAN TITLE CO. 415 7TH ST., SUITE 1, WALLACE, ID 83873. In the County of Shoshone, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Shoshone, State of Idaho, and described as follows: Lots 16 and 17, Block 3, Miller's Amended Addition to the Village of Smelterville, according to the official and recorded plat thereof, Shoshone County, State of Idaho. Also a strip of ground 20 feet in width adjacent to Lots 16 and 17, Block 3, Miller's Amended Addition to the Village of Smelterville, Shoshone County, State of Idaho, and lying and being between said lots 16 and 17 and Washington Avenue, according to the official and recorded plat thereof. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 409 Washington Street aka Washington Avenue, Smelterville, ID 83868, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Joel C. Newby and Carmen R. Newby, husband and wife, As grantors, To: Fidelity Service Corporation, As Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc, MERS, As Beneficiary, dated 6/29/2005, recorded 7/7/2005, as Instrument No. 424519, records of Shoshone County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/29/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 1/1/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $40,542.44, plus accrued interest at the rate of 5.875% per annum from 12/15/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 03, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 0286 July 22, 29, 2010 August 5, 12, 2010