Legals February 13, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 0145036604 T.S. No.: 12-00703-5A On May 16, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Wells Fargo Home Equity Asset-Backed Securities 2005-2 Trust, Home Equity Asset-Backed Certificates, Series 2005\u00A82, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: All that portion of the Northeast Quarter of Section 24, Township 48 North, Range 5 West, Boise Meridian, Kootenai County Idaho, described as Follows: COMMENCING at the Northeast comer of said Section 24; thence West along the North line of said Section 24, 2283 feet to the POINT OF BEGINNING of this description; thence South, 1020 feet, more or less, to a point of the North line of Sun Up Bay Road; thence Westerly along the North line of Sun Up Bay Road, 335 feet, more or less, to a point on the North-South mid-\u00A8section line of said Section 24; thence North 1000 feet, more or less, to the North Quarter corner of said Section 24; thence East, 326.5 feet of the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 10706 WEST BENNION ROAD, WORLEY, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TAMMY M. LANGE, AN UNMARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF ADA COUNTY, as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of June 15, 2005, and recorded June 15, 2005, as Instrument No. 1957308 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Wells Fargo Home Equity Asset-Backed Securities 2005-2 Trust, Home Equity Asset-Backed Certificates, Series 2005-2, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated June 15, 2005 are: Failed to pay the monthly payments of $2,431.64 due from September 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $295,879.93, plus accrued interest at the rate of 6.50000% per annum from August 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 8, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4437844 LEGAL 62 JANUARY 30, 2014 FEBRUARY 6, 13, 20, 2014

State answers NIC questions

Most involve college's trustees

In response to about a dozen calls received by the Idaho State Board of Education with questions and concerns about North Idaho College, the SBOE created a sheet of answers according to Mike Keckler, SBOE chief communications and legislative affairs officer. The document was developed by SBOE Executive Director Matt Freeman and Deputy Attorney General Jenifer Marcus, and reviewed by the Attorney General’s Office.

Legals May 14, 2012

Loan No. xxxxxx8211 T.S. No. 1349690-09 Parcel No. p-j421-002-009-0 NOTICE OF TRUSTEE'S SALE On August 01, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 9, block 2, camden place, according to the plat recorded in book "j" of plats at pages 421 and 421a, records of Kootenai county, idaho. Commonly known as 1280 N Monticello St Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Thomas J. Curtis and Suzanne D. Curtis, Husband And Wife As Community Property With Right Of Survivorship. as Grantor, to North Idaho Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Golf Savings Bank., Its Successors and Assigns as Beneficiary, recorded July 15, 2008, as Instrument No. 2168506000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due july 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $237,224.92, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: April 02, 2012 Signature/By First American Title Insurance Company. R-407940 04/23, 04/30, 05/07, 05/14 Legal 5112 April 23, 30 May 7, 14, 2012

Legals November 24, 2011

NOTICE OF TRUSTEE'S SALE TSNo. 10-0098834 Title Order No. NWT007388 Parcel No. D140025121AB The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/05/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/21/2007 as Instrument Number 2117228000, and executed by JOHN C MCMURRAY, AND AILIS G MCMURRAY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE WEST HALF OF THE EAST TWO-FIFTHS OF TRACT 121, DALTON GARDENS, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 151, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1295 E WILBUR AVE , DALTON GARDENS, ID 83815-9502 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $416,534.98, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/27/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald, Authorized Signer ASAP# FNMA4123027 Legal 4106 November 3, 10, 17, 24, 2011

Legals January 28, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 0104883384 T.S. No.: 12-01520-3B On April 23, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The East Half of Lot 7, Block 2, PTARMIGAN ADDITION, according to the plat recorded in Book "F" of Plats at Page 69, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 9706 PTARMIGAN DRIVE N, HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID J EVANS, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of June 25, 2009, and recorded July 16, 2009, as Instrument No. 2222548000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated June 25, 2009 are: Failed to pay the monthly payments of $1,264.88 due from January 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $200,464.47, plus accrued interest at the rate of 5.00000% per annum from December 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 2, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4431822 Legal 9927 January 7, 14, 21, 28, 2013

Legals March 11, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 10th day of June, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 19, BLOCK 1, MONTROSE 4TH ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK "J" OF PLATS AT PAGE 64, ET SEQ., KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1490 W. Tualatin Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES T. BASTEDO, JR. and SARA S. BASTEDO, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded October 25, 2006, as Instrument No. 2063374000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 9, 2006, as Instrument No. 2066126000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 1, 2006, in the amount of $1,473.00 each, for the months of August, 2010, through January, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.80% per annum from July 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $191,841.47, plus accrued interest at the rate of 5.80% per annum from July 1, 2010. DATED This 8th day of February, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 2097 February 18, 25, 2011 March 4, 11, 2011

Legals February 9, 2011

Loan No. xxxxxx2759 T.S. No. 1311554-09 Parcel No. s45000420050 NOTICE OF TRUSTEE'S SALE On May 18, 2011, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, Pioneer Lender Trustee Services Llc, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 5 in block 42 of town of spirit lake, according to the official plat thereof, filed in book b of plats at pages (s) 143 official records of Kootenai county, idaho. excepting therefrom any manufactured home which may be located hereon Commonly known as 32451 N 8th Ave Spirit Lake Id 83869. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Richard A Ragains and Ruth G Ragains Husband And Wife as Grantor, to Alliance Title, as Trustee, for the benefit and security of National City Mortgage A Division of National City Bank A National Banking Association as Beneficiary, recorded June 22, 2007, as Instrument No. 2106819000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due september 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $109,894.66, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Lender Trustee Services Llc 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: January 05, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services Llc. R-363567 Legal 1811 January 19, 26, 2011 February 2, 9, 2011

Legals September. 16, 2010

204-10 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on December 21, 2010, in the Office of First American Title Company, located at, 1866 North Lakewood Dr., Coeur d'Alene, ID, First American Title Company as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lots 9 and 10, Block 1, Moeller Addition to Post Falls, according to the plat recorded in Book D of Plats, Page 10, records of Kootenai County, Idaho. Together with that portion of vacated 8th Ave, which attaches by operation of law. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 709 E. 8th Avenue, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Little Imagination Station, Inc., an Idaho corporation as Grantor(s), First American Title Company, as Trustee, for the benefit and security of, Excel National Bank, as Beneficiary; said Deed of Trust was recorded April 30, 2007 as Kootenai County Recorder's Instrument No. 2097031000. The default for which this sale is to be made is as follows: 1) Failure to make the monthly payment of $3,417.21 due for 5th day of April, 2010 and a like sum of $3,417.21 due for the 5th day of each and every month thereafter; 2) failure to comply with paragraph 1.02 Taxes, Liens and other Charges (b) Grantor will pay (to the extent same are not paid from the escrowed funds provided in Paragraph 1.04), before the same become delinquent, all taxes ... assessed upon the Premises; 2007, 2008 and 2009 taxes are showing due and payable. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of July 19, 2010 there is due and owing on the loan an unpaid principal balance of $496,535.16, accrued interest in the amount of $10,131.18 and late charges in the amount of $170.86 for a total amount due of $506,837.20. Interest continues to accrue on the Note at the rate of 6.00% per annum with a per diem rate of $81.62 after July 19, 2010. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED August 17, 2010 FIRST AMERICAN TITLE COMPANY /s/ Becky Stucki, Trust Officer Legal 0593 August 25, 2010 September 1, 8, 15, 2010

Correction - Cd'A school trustee

Coeur d'Alene School District Trustee Heather Tenbrink was misidentified in a photo published Tuesday.

Legals November 11, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 3, 2014 File No.: 7283.27521 Sale date and time (local time): February 4, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1336 E Hofmeister Court Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: E. Wayne Simmons and Amy D. Simmons, husband and wife Original trustee: First American Title Company of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 01/04/2008 Recorder's instrument number: 2138933000 County: Kootenai Sum owing on the obligation: as of October 3, 2014: $531,130.75 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 2, Hayden Lake Country Club Estates Pud, according to the plat recorded in Book "I" of Plats, Page 374, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7283.27521) 1002.273542-File No. LEGAL 1739 OCTOBER 21, 28, 2014 NOVEMBER 4, 11, 2014

NIC: On verge of disaster

On Sept. 22, the North Idaho College trustees will meet again to consider the future employment of Dr. Rick MacLennan, the college president.

COMMUNITY LIBRARY NETWORK TRUSTEES: Don’t believe in community

If we thought the libraries were safe to stay open after the CLN Trustees’ ineptitude was revealed, we were wrong. The Trustees are now here to take away another part of the library network: community.

Legals March 12, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 1351004760 T.S. No.: 10-11199-6B On June 19, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-Through Certificates, MANA Series 2007-AF1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 1, BLOCK 3, VALLEY GREEN, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS, PAGE 239, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 9620 NORTH MEADOW WAY, HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARK A. BYNUM, A MARRIED MAN AS HIS SEPARATE ESTATE, as original grantor(s), to FIRST AMERICAN TITLE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR AMERICAN BROKERS CONDUIT, as original beneficiary, dated as of February 20, 2007, and recorded February 27, 2007, as Instrument No. 2085088000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-Through Certificates, MANA Series 2007-AF1 , (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated February 20, 2007 are: Failed to pay the monthly payments of $1,068.16 due from June 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $161,861.69, plus accrued interest at the rate of 7.25000% per annum from May 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 17, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4439908 Legal 216 March 5, 12, 19, 26, 2014

Legals February 18, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 0209840412 T.S. No.: 12-02162-5A On May 14, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, N.A., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 8, Block 2, BOEKEL RANCH, according to the plat recorded in Book "J" of Plats, at Page 231, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 15040 NIXON LOOP , RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LISA A SEXTON AN UNMARRIED WOMAN, as original grantor(s), to PIONEER TITLE CO, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR SYDION FINANCIAL, LLC, as original beneficiary, dated as of September 11, 2008, and recorded September 12, 2008, as Instrument No. 2177453000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, N.A., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated September 11, 2008 are: Failed to pay the monthly payments of $1,611.66 due from July 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $259,966.06, plus accrued interest at the rate of 4.37500% per annum from June 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 17, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4434903 Legal 48 January 28, 2014 February 4, 11, 18, 2014

Trustees declare vacancy ... again

COEUR d'ALENE - School trustees in Coeur d'Alene have set the timeline for appointing a new trustee to fill the Zone 1 seat from which Jim Purtee recently resigned.

Kootenai Health trustee races close Friday

Six candidates — including two incumbents — have filed for three open seats. Voters will decide May 18.

Legals June 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 09/23/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/04/1998 as Instrument Number 1523700, and executed by JAMES E. MONROE AND CHRISTINA K. MONROE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ONE, INC., AN OREGON CORPORATION, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 7, BLOCK 3, PRAIRIE ESTATES TO RATHDRUM FIRST ADDITION, ACCORDING TO THE PLAT ON FILE IN BOOK G OF PLATS, AT PAGES 414, 414A, AND 414B RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 832 OREGON STREET, Rathdrum, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $66,512.46, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/17/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0038357 FEI # 1006.136381 Legal 2992 June 7, 14, 21, 28, 2011

Legals April 19, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 on 07/18/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/08/2004 as Instrument Number 1862309, and executed by DAVID W OWENS AND NATALYA A OWENS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 26, BLOCK C, BAR CIRCLE "S" RANCH, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK F OF PLATS AT PAGE 7, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 17258 NORTH WRANGLER ROAD, Rathdrum, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $172,831.16, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 03/09/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0017892 FEI # 1006.130526 Legal 2381 March 29, 2011 April 5, 12, 19, 2011

Legals January 11, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-LPS-11002418 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 18, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 1, BLOCK 2, SUMMERGLEN, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 88, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 10370 N. ATWATER STREET , HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD D. SEYMOUR, A MARRIED MAN, as Grantor, to ALLIANCE TITLE AND ESCROW CORPORATION, A DELAWARE CORPORATION, as Trustee, for the benefit and security of WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER WITH WACHOVIA MORTGAGE FSB, SUCCESSOR BY MERGER TO WORLD SAVINGS BANK,, as Beneficiary, dated 11/18/2005, recorded 11/23/2005, under Instrument No. 1997299, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER WITH WACHOVIA MORTGAGE FSB, SUCCESSOR BY MERGER TO WORLD SAVINGS BANK, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/18/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/15/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $182,479.85, together with interest thereon at 2.750% per annum from 11/15/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/12/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By_________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4373 December 21, 28, 2011 January 4, 11, 2012

Legals December 30, 2011

204-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on March 26, 2012, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, Inc. as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: THE NORTH HALF OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 28, TOWNSHIP 49 NORTH, RANGE 1 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Tax Parcel No. 49N01W281400 is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust including due-on-sale rider executed by, Richard R. Hurt and Sonja Hurt, husband and wife as Grantor(s), First American Title Company, Inc., as Trustee, for the benefit and security of, Gerda L. Camella Trust, as to an 8.053% interest; Joseph G. Lapham and Mae L. Lapham, husband and wife, as to a 21.497% interest; Sandra Ebbett, a single women, as to a 10.064% interest; and James W. Berry, a single man, as to a 60.386% interest, as Beneficiary; said Deed of Trust was recorded March 16, 2007 as Kootenai County Recorder's Instrument No. 2088431000, Assignment executed by Gerda Camelia, Trustee, Gerda Camelia Trust to Joseph G. Lapham and Mae L. Lapham, husband and wife by instrument No. 219533800. The default for which this sale is to be made is as follows: 1) Failure to pay the entire principal balance plus accrued interest thereon, on or before February 1, 2011. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of November 9, 2011 there is due and owing on the loan an unpaid principal balance of $287,188.96, accrued interest in the amount of $66,077.07, late fees in the amount of $200.00 and past due buyer fees in the amount of $568.00 for a total amount due of $354,034.03. Interest continues to accrue on the Note at the rate of 13.000% per annum with a per diem rate of $102.286 after November 9, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. DATED November 23, 2011 FIRST AMERICAN TITLE COMPANY, INC. /s/ Becky Stucki, Trust Officer Legal 4324 December 9, 16, 23, 30, 2011