Thursday, March 28, 2024
46.0°F

Legals September. 16, 2010

| September 16, 2010 12:00 AM

204-10 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on December 21, 2010, in the Office of First American Title Company, located at, 1866 North Lakewood Dr., Coeur d'Alene, ID, First American Title Company as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lots 9 and 10, Block 1, Moeller Addition to Post Falls, according to the plat recorded in Book D of Plats, Page 10, records of Kootenai County, Idaho. Together with that portion of vacated 8th Ave, which attaches by operation of law. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 709 E. 8th Avenue, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Little Imagination Station, Inc., an Idaho corporation as Grantor(s), First American Title Company, as Trustee, for the benefit and security of, Excel National Bank, as Beneficiary; said Deed of Trust was recorded April 30, 2007 as Kootenai County Recorder's Instrument No. 2097031000. The default for which this sale is to be made is as follows: 1) Failure to make the monthly payment of $3,417.21 due for 5th day of April, 2010 and a like sum of $3,417.21 due for the 5th day of each and every month thereafter; 2) failure to comply with paragraph 1.02 Taxes, Liens and other Charges (b) Grantor will pay (to the extent same are not paid from the escrowed funds provided in Paragraph 1.04), before the same become delinquent, all taxes ... assessed upon the Premises; 2007, 2008 and 2009 taxes are showing due and payable. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of July 19, 2010 there is due and owing on the loan an unpaid principal balance of $496,535.16, accrued interest in the amount of $10,131.18 and late charges in the amount of $170.86 for a total amount due of $506,837.20. Interest continues to accrue on the Note at the rate of 6.00% per annum with a per diem rate of $81.62 after July 19, 2010. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED August 17, 2010 FIRST AMERICAN TITLE COMPANY /s/ Becky Stucki, Trust Officer Legal 0593 August 25, 2010 September 1, 8, 15, 2010

Notice of Trustee's Sale T.S. No.: ID-10-373972-NH On 12/10/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF NovaStar Mortgage Funding Trust, Series 2007-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2007-2 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 4 IN BLOCK 2 OF PRAIRIE ESTATES TO RATHDRUM FIRST ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 414 OFFICIAL RECORDS OF KOOTENAI COUNTY.IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 8572 W Nebraska St, Rathdrum, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conFerred in the Deed of Trust executed by CARL G. COPE AND BROOKE G. COPE , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR DANA CAPITAL GROUP INC A CORPORATION, is named as Beneficiary and QUALITY LOAN SERVICES as Trustee and recorded 2/1/2007 as Instrument No. 208(1826000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/24/2007. The monthly installments of principal, interest, and impounds (if applicable) of $602.93, due per month for the months of 3/1/2010 through 7/26/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $180,880.03 together with interest thereon If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date:08/11/10 By Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Nina Hernandez, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.ASAP# 3692088 Legal 0636 August 25, 2010 September 1, 8, 15, 2010

Notice of Trustee's Sale Loan No. 0059794123 T.S. No. 057-012031 Investor No. 1703040485 On 12/22/2010, at 11:00 AM (recognized local time), at the following location in the County of Kootenai, State of Idaho: In the lobby of North Idaho Title Insurance located at 601 E. Front Avenue Suite 204, Coeur d'Alene, ID 83814 , TRANSNATION TITLE & ESCROW, INC., A DELAWARE CORPORATION, as Trustee on behalf of UTLS Default Services, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Kootenai State of Idaho, and described as follows: THE EAST HALF OF TRACT 10, BLOCK 31, POST FALLS IRRIGATED TRACTS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "C" OF PLATS AT PAGES 78, 79 AND 80, RECORDS OF KOOTENAI COUNTY, IDAHO. LESS ANY PORTION WITHIN THE ROAD RIGHT OF WAY The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 4345 E HORSEHAVEN AVENUE , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CINDI M. ARMINGTON, AN UNMARRIED WOMAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., is named as Beneficiary and NORTH IDAHO TITLE as Trustee and recorded 12/28/2006 as Instrument No. 2074803000 in book , page of Official Records in the office of the Recorder of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4){A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/20/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,628.89, due per month for the months of 3/1/2010 through 8/9/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $221,041.73 together with interest thereon at the current rate of 6.25000 per cent {%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 8/11/2010 TRANSNATION TITLE & ESCROW, INC., A DELAWARE CORPORATION By: Lynn Darling, Assistant Vice President THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP# 3701995 Legal 0637 August 25, 2010 September 1, 8, 15, 2010

MICHAEL B. MCFARLAND, P.A. Attorney at Law, I.S.B. #2224 421 Coeur d'Alene Avenue, Suite IL Coeur d'Alene, Idaho 83814 Phone: (208) 664-0479 Fax: (208) 664-3172 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI PROBATE CASE NO. CV 10-5943 NOTICE TO CREDITORS In the Matter of the Estate of RUBY D. RANSOM, Deceased. NOTICE IS HEREBY GIVEN that Doris Hogenmiller and David G. Floyd have been appointed Co-Personal Representatives of the Estate of the above named decedent. All persons having claims against the decedent or her estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to the undersigned attorney for the estate at the address indicated above, or filed with the Clerk of the Court. DATED: August 19, 2010 ____________________________ MICHAEL B. MCFARLAND, P.A. Attorney at Law Legal 0693 September 1, 8, 15, 2010

Notice of Trustee's Sale T.S. No.: ID-09-273918-TD On 12/20/2010, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of Bank of America, N.A. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 11, BLOCK 33, BONANZA RANCH FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDED IN BOOK "D" OF PLATS, PAGE 176, RECORDS OF KOOTENAI COUNTY STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 6645 E SUNNYSIDE RD., COEUR D ALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LARRY W. MENTER, AN UNMARRIED MAN as Grantor/Trustor, in which FIRST FEDERAL BANK OF IDAHO, FSB, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY, INC. as Trustee and recorded 4/12/1996 as Instrument No. 1441507 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/11/1996. The monthly installments of principal, interest, and impounds (if applicable) of $820.55, due per month for the months of 5/1/2008 through 8/4/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $72,078.78 together with interest thereon at the current rate of 8.3750 per cent (%) per annum from 3/1/2008. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date:8/18/2010 By: Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3700346 Legal 0698 September 1, 8, 15, 22, 2010

Notice of Trustee's Sale T.S. No.: ID-10-370370-NH On 12/20/2010, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: Inside the building of First American Title located at 1866 N. Lakewood Drive, Coeur d Alene, ID, 83814, First American Title Insurance Company, as Trustee on behalf of FREEDOM MORTGAGE CORPORATION will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 2, BLOCK 13, THE MEADOWS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS PAGE 105, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1400 WEST GRANGE AVE , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICK LANE SOUZA AND SHARON KAY SOUZA, HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FREEDOM MORTGAGE CORPORATION DBA FREEDOM HOME MORTGAGE CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE COMPANY as Trustee and recorded 3/21/2007 as Instrument No. 2089410000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/16/2007. The monthly installments of principal, interest, and impounds (if applicable) of $2,746.95, due per month for the months of 8/1/2009 through 8/2/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $304,678.46 together with interest thereon at the current rate of 6.7500 per cent (%) per annum from 7/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: By: First American Title Insurance Company, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3700360 Legal 0699 September 1, 8, 15, 22, 2010

Notice of Trustee's Sale T.S. No.: ID-10-370437-NH On 12/20/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 3, BLOCK 14, THE MEADOWS 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 105 AND 105A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 3368 N SERENITY AVE , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RAYMOND S LUCHI, AN UNMARRIED MAN as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, FA, is named as Beneficiary and KOOTENAI COUNTY TITLE as Trustee and recorded 1/8/2007 as Instrument No. 2076516000 in book - , page - , of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/29/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,946.88, due per month for the months of 4/1/2009 through 8/3/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $350,000.00 together with interest thereon at the current rate of 6.6750 per cent (%) per annum from 3/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 08/18/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3701430 Legal 0700 September 1, 8, 15, 22, 2010

Notice of Trustee's Sale T.S. No.: ID-10-376986-NH On 12/20/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of OCWEN LOAN SERVICING, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 24, BLOCK 5, RIVER PARK PLAZA ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS, PAGE 22, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 208 S SUNSET DRIVE , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL PETERSON AND TINA PETERSON , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC. A CORPORATION, is named as Beneficiary and PIONEER TITLE COMPANY as Trustee and recorded 7/31/2007 as Instrument No. 2113556000 in book - , page - , of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/23/2007. The monthly installments of principal, interest, and impounds (if applicable) of $612.88, due per month for the months of 4/1/2010 through 8/3/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $154,832.00 together with interest thereon at the current rate of 4.7500 per cent (%) per annum from 3/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 08/18/10 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3701802 Legal 0701 September 1, 8, 15, 22, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Reid Raymond Shepherd, born 7/12/05 in St. Maries, ID residing at 9030 N. Orange Blossom CT, Hayden, ID 83835, has been filed in Kootenai County District Court, Idaho. the name will change to Reid Raymond Nelson Bartholdt, because he was given the name of his mother's husband, who is not Reid's biological father. The couple has divorced. The mother agrees to changing Reid's legal name to Reid Raymond Nelson (mother's maiden name) Bartholdt (biological father's last name). The child's mother is living and her address is 9030 N. Orange Blossom Ct. Hayden, ID 83835. A hearing on the petition is scheduled for 1:30 o'clock pm on 10/7/2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 8/27/10 By Susan Reed Deputy Clerk Legal 0709 September 1, 8, 15, 22, 2010

NOTICE OF TRUSTEE'S SALE On Thursday, the 30th day of December, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 2, BLOCK 8, NORTH PARK ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 5, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 959 N. 6th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID J. FRANK, a Married Person, and TEENA M. FRANK, a Married Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of U.S. BANK, NATIONAL ASSOCIATION, recorded April 20, 2001, as Instrument No. 1675086, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 20, 2001, as Instrument No. 1675087, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45--1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 19, 2001, in the amount of $568.00 each, for the months of April through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.08% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $62,003.94, plus accrued interest at the rate of 6.08% per annum from March 1, 2010. DATED This 30th day of August, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0741 September 8, 15, 22, 29, 2010

Order No. 74651 NOTICE OF TRUSTEE'S SALE On Thursday, December 16, 2010, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Unit 149, Building 1, of Hayden Lake Executive RV and Boat Condominiums, according to the plat recorded in the office of the County Recorder in Book J of Plats at page 102 thru 102 I, records of Kootenai County, Idaho. Together with an undivided 1/91 interest in Common area and facilities as identified and defined in the Plat thereof recorded November 17, 2004, as Instrument No. 1913335, Declaration of Covenants, Conditions and Restrictions filed November 17, 2004 as Instrument No. 1913334. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 498 W Garwood Road - Unit 149, Rathdrum, Idaho 83858 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by PAUL L. BOGAERT and PAMELA B. BOGAERT, husband and wife, to KOOTENAI COUNTY TITLE CO., INC. as Trustee, for the benefit and security of Waterford Park Homes, LLC, an Idaho limited liability company, as initial Beneficiary, recorded the 27th day of December, 2004, as Instrument No. 1921008, records of Kootenai County, Idaho. By Assignment of Deed of Trust recorded on the 17th day of December, 2008, as Instrument No. 2189477000, records of Kootenai County, Idaho, beneficial interest under said Deed of Trust was assigned to bankcda. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make monthly installment payments in the amount of $191.58, including interest, which were due on April 1, 2010 and on the 1st day of each month thereafter through July 1, 2010, AND have failed to pay General Property taxes for the year 2008, which are delinquent in the amount of $116.12 plus penalty and interest and General Property taxes for the year 2009, which are delinquent in the amount of $233.54 plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of the 27th day of July, 2010, on the obligation secured by said Deed of Trust is $26,076.26, plus accrued interest in the amount of $563.47, plus interest accruing at the rate of 7.500% annual percentage rate from July 28, 2010 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 12th day of August, 2010 KOOTENAI COUNTY TITLE COMPANY, Trustee BY /S/ J. T. JACOBSEN, President Legal 0742 September 8, 15, 22, 29, 2010

NOTICE OF TRUSTEE'S SALE On Thursday, the 16th day of December, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 4, HAYDEN TERRACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK F OF PLATS AT PAGE 42, RECORDS OF KOOTENAI COUNTY. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 10079 Hillview Dr., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD E. GILLEN, SR. and CAROLYN S. GILLEN, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded April 23, 1998, as Instrument No. 1534423, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 18, 1998, as Instrument No. 1542523, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 20, 1998, in the amount of $761.00 each, for the months of March through July, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.56% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $75,173.87, plus accrued interest at the rate of 6.56% per annum from February 1, 2010. DATED This 16th day of August, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0594 August 25, 2010 September 1, 8, 15, 2010

Charles A. Brown Attorney at Law 324 Main Street P.O. Box 1225 Lewiston, ID 83501 208-746-9947 208-746-5886 (fax) CharlesABrown@cableone.net ISB #2129 Attorney for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRISCT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 06-7182 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY AT THE LOBBY AT THE KOOTENAI COUNTY SHERIFF'S DEPARTMENT 5500 N. GOVERNMENT WYA IN COEUR D'ALENE, IDAHO DATE OF SALE: October 6, 2010 TIME OF SALE: 10:00 AM EMIPRE LUMBER CO., a Washington corportation, Plaintiff, v. BRUCE S. JENSEN and ALBERTHA L. JENSEN, husband and wife, RFC PROPERTY I, INC., UNITED STATES OF AMERICA, INTERNAL REVENUE, ALLIANCE TITLE & ESCROW CORP., AARON HOMES, INC., AND ANY HEIRS AND DEVISEES OF ANY OF THE ABOVE-NAMED PARTIES WHICH MAY HAVE AN INTEREST IN AND TO THE FOLLOWING DESCRIBED REAL PROPERTY, TO WIT: LOT 10, BLOCK 64, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK B OF PLATS ON PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO, Defendants. Under and by virtue of an Amended Order of sale issued on the 24th day of June, 2010, out of and under the seal of the above-entitled Court on a Decree of Foreclosure recovered in said Court in the above-entitled action on the 11th day of July, 2007, in favor of the above-named plaintiff and certain defendants, I am commanded and required to proceed to notice for sale and to sell at public auction the property described in said Amended Order of Sale and to apply the proceeds of such sale to the satisfaction of said Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is known as Parcel and Serial Numbers S-4500-064-010-0 and 127950 and described as follows, to-wit: Situate in the County of Kootenai, State of Idaho , to wit: Lot 10, Block 64, TOWN OF SPIRIT LAKE, according to the plat recorded in the office of the County Recorder in Book B of Plats at Page 143, records of Kootenai County, Idaho. NOTICE IS HEREBY GIVEN, that on the 6th day of October, 2010, at the hour of 10:00 o'clock a.m. in the lobby of the Kootenai County Sheriff's Department, 5500 North Government Way, Coeur d'Alene, Idaho, I will attend, offer, and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficent funds to pay and satisfy the Decree of Foreclosure as set out in said Amended Order of Sale to the highest bidder therefore in lawful money. Redemption by the defendants BRUCE JENSEN and ALBERTHA JENSEN, husband and wife, is prescribed in Idaho Code \u00DF 11-402, to wit: The judgment debtor or redemptioner may redeem the property from the purchaser within one (1) year after the sale, if the real property sold consisted of a tract of land of more than twenty (20) acres, and within six (6) months after the sale if the real property sold consisted of a tract of land of twenty (20) acres or less, on paying the purchaser the amount of his purchase with interest thereon at the rate allowed in section 28-22-104(1), Idaho Code, from the date of sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid thereon after the commencement of the action and which are not included inthe judgment, and interest at the rate allowed in section 28-22-104(1), Idaho Code, on such amount; and, if the purchaser be also a creditor having a prior lien to that of the redemptioner, other than the judgment under which such purchase was made, the amount of such lien with interest at the rate allowed in section 28-22-104(1), Idaho Code; provided, in mortgage foreclosure proceedings, the amount necessary to redeem the property sold under execution shall not include any sum for attorney's fees greater than the fee actually paid by the judgment creditor or which the judgment creditor has by written instrument become unconditionally obligated to pay to his attorney for prosecuting his claim to judgment; and provided, further, the amount of such fee shall be proven by affidavits of the attorney who has received and the person who has paid the fee or by other competent evidence to be presented to the sheriff for his guidance in carrying out the provisions of law relating to redemption; and, provided further, that such redemptioner shall not be required to pay any attorney's fees unless such fees shall have been paid within six (6) months after the sheriff's certificate of sale shall have issued, or within such time the judgment creditor has become unconditionally obligated by written instrument to pay such fees. I, as Sheriff of Kootenai County, will give possession to the above-described premises, but do not guarantee clear title nor continued possessory rights to the purchaser. DATED on this 31st day of August, 2010. ROCKY WATSON, SHERIFF By: #2328 Deputy Mark Skindlov Deputy Legal 0770 September 5, 15, 22, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On January 4, 2011, at the hour of 1:00 o'clock PM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 19, Block 1, MAJESTIC VIEW ESTATES FIRST ADDITION, according to the plat recorded in the office of the County Recorder in Book "G" of Plats, Pages 63 and 63A, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 3860 W. Highwater Dr., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Darrell Tso, an unmarried man, as Grantor(s) with PHH Mortgage Corporation fka Cendant Mortgage Corporation as the Beneficiary, under the Deed of Trust recorded September 9, 2003, as Instrument No. 1826886, said Deed of Trust was re-recorded November 4, 2005 as Instrument No. 1993338 and amended on July 31, 2006 as Instrument No. 2046455000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $892.29 for the months of November 2008 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $105,061.90 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.23% from October 1, 2008, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 31st day of August, 2010. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 0772 September 8, 15, 22, 29, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 25, 2010 File No.: 7023.77028 Sale date and time (local time): December 30, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11850 N. Peridot Dr. Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert D. Nissen and Jeannine M. Lafleur-Nissen, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: March 15, 2005 Recorder's instrument number: 1935349 County: Kootenai Sum owing on the obligation: as of August 25, 2010: $149,114.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 3, Emerald Estates, according to the plat recorded in Book E of Plats, Page 233, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77028) 1002.168343-FEI Legal 0773 September 8, 15, 22, 29, 2010

Notice of Trustee's Sale T.S. No.: ID-10-375821-NH On 1/5/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee on behalf of Ocwen Loan Servicing, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 1, DUTCH MASTERS ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 493 AND 493A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 27548 N CLAGSTONE ROAD, ATHOL, ID 83801 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LOUIS TROTTA , A MARRIED MAN, DEALING WITH HIS SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SYDION FINANCIAL, LLC A LIMITED LIABILITY COMPANY, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 3/7/2008 as Instrument No. 2148090000 in book - , page - , of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/3/2008. The monthly installments of principal, interest, and impounds (if applicable) of $363.04, due per month for the months of 3/1/2010 through 8/18/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $217,823.51 together with interest thereon at the current rate of 2.0000 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 08/25/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3710353 Legal 0774 September 8, 15, 22, 29, 2010

03-10 RESCHEDULED NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (local standard time) on November 2, 2010, in the Office of First American Title Company, Inc., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Parcel 1: Lot 2, Block 1, Cumberland Meadows First Addition, according to the Plat recorded in Book "I" of Plats at Page 342, records of Kootenai County, Idaho. Parcel 2: Lot 3, Block 1, Cumberland Meadows First Addition, according to the Plat recorded in Book "I" of Plats at Page 342, records of Kootenai County, Idaho. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515.\u2020 According to the Trustee's records, the street address of 5450 & 5460 N Martha Loop, Coeur d'Alene, ID 83814 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Caleb Allen and Lorin Griffitts Allen, husband and wife, as Grantors, Kootenai County Title Company, Inc., as Trustee, for the benefit and security of Panhandle State Bank, recorded June 15, 2007, \u2020as Instrument No. 2105367000, all records of Kootenai County, Idaho. The default for which this sale is to be made is the failure to: pay the monthly payment of $817.20 due for 10th day of October, 2009 $841.11 due for the 10th day of November, 2009 and $717.21 due for the 10th day of December, 2009 and the monthly payment for each and every month thereafter.\u2020\u2020\u2020\u2020\u2020 The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code.\u2020 No representation is made that they are, or are not, presently responsible for this obligation. As of December 29, 2009 there is due and owing on the loan an unpaid principal balance of $107,580.52, accrued interest in the amount of $2,629.75 and late charges in the amount of $300.00 for a total amount due of $110,510.27.\u2020 Interest accrues\u2020 on the Note at the rate of 8.000% per annum with a per diem rate of $23.907 after December 29, 2009.\u2020\u2020\u2020 Interest continues to accrue.\u2020 All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure.\u2020 The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation.\u2020 DATED September 8, 2010 FIRST AMERICAN TITLE COMPANY, INC., Successor Trustee By:Dalia Martinez, Trust Officer Legal 0811 September 15, 22, 29, 2010

OPEN HOUSE Old Highway 95 - Frontage Road The Public, especially property owners along Old Highway 95 from SH-53 to Chilco Road, is invited to attend a public open house. Old Highway 95, also known as The Frontage Road is being reconstructed as part of the US-95 Garwood to Sagle realignment project. The Lakes Highway District wants to show the current status of the roadway design, hear any concerns you may have, and discuss in detail how the changes may affect you. Please come see the latest roadway improvements for Old Highway 95. DATE OF NOTICE: September 8, 2010 DATE AND TIME OF OPEN HOUSE: September 15, 2010, 4:00pm to 7:00pm PLACE OF OPEN HOUSE: Lakes Highway Dist. 11341 N. Ramsey Road Hayden, ID 83835 The Lakes Highway District, assures that no person shall on the grounds of race, color, national origin or sex, as provided by Title VI of the Civil Rights Act of 1964, all related acts, orders or regulations, be excluded from participation in, be denied the benefits of, or be otherwise subjected to discrimination under any program or activity. The Lakes Highway District further assures every effort will be made to ensure non-discrimination in all of its programs and activities, whether those programs and activities are federally funded or not. Any person planning to attend and having special needs, such as hearing or mobility impairments should contact Russell Leahy at David Evans and Associates at (208)819-2707. The Lakes Highway District wants to hear from you! Thank you!!! Legal 0814 September 13, 14, 15, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Karen Falk, born 3/30/78, in Mesa, AZ, residing at 2580 E. Sundown, CDA, has been filed in Kootenai County District Court, Idaho. The name will change to Karen Smith, because of divorce. The petitioner's father is living and his address is 700 N. Dobson Rd. #41, Chandler, AZ 85224. The petitioner's mother is living and her address is same as above. A hearing on the petition is scheduled for 9:00 o'clock AM on 10/18/10, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: September 10, 2010. DANIEL J. ENGLISH By: Cathy Victorino Deputy Clerk Legal 0842 September 15, 22, 29, 2010 October 6, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Nicholas Harrison, born 8/10/95, in Torrance, CA residing at Post Falls, has been filed in Kootenai County District Court, Idaho. The name will change to Nicholas Goodman, because minor wants father's last name. The child's father is living. The child's mother is living. A hearing on the petition is scheduled for 9:00 o'clock AM on October 18, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name changes. Date: 9/10/10 By Susan Reed Deputy Clerk Legal 0843 September 15, 22, 29, 2010 October 6, 2010

CHARLES M. DODSON Attorney at Law 1424 Sherman Avenue, Suite 300 Coeur d'Alene, ID 83814 (208) 664-1577 Facsimile (208) 666-9211 ISB #2134 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NUMBER: CV-10-7545 SUMMONS FOR PUBLICATION PAUL FINNEY and SUSAN FINNEY AS CO-TRUSTEES OF THE PAUL and SUSAN FINNEY INTERVIVIOS TRUST, PLAINTIFF, VS. ELIZABETH ROBISH, HER HEIRS, EXECUTORS, ADMINISTRATORS, AND ASSIGNS AND ANY PERSON CLAIMING BY, THROUGH OR UNDER HER AS A CREDITOR OR OTHERWISE AND CERTAIN REAL PROPERTY DESCRIBED AS: The Southwest Quarter of the Southeast Quarter of Section 23, Township 50 North, Range 1 West, Boise Meridian, Kootenai County, State of Idaho, DEFENDANTS. TO: The Defendants and each and all of them: You have been sued by the Plaintiff in the District Court in and for Kootenai County, Idaho, Case No. CV-10-7545. The nature of the claim against you is Quieting Title in the property in the caption hereinabove. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d'Alene, Idaho 83814 208-446-1160 and served a copy of your response on the Plaintiff's attorney at CHARLES M. DODSON, ATTORNEY AT LAW, 1424 SHERMAN AVENUE, SUITE 300, COEUR D'ALENE, IDAHO 83814, 208-664-1577. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 9 day of September, 2010. Kootenai County District Court BY: Brittani Lisonbee Deputy Clerk Legal 0844 September 15, 22, 29, 2010 October 6, 2010

Sue S. Flammia-ISB #2316 FLAMMIA AND SOLOMAN, P.C. Attorneys at Law P.O. Box 1117 Coeur d'Alene, ID 83816 (208) 667-3561 (208) 667-3207-FAX IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Probate Case No. CV 10-7259 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF MARILYN PATRICIA TYNER, Deceased. NOTICE IS HEREBY GIVEN that KAREN LANGE has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to FLAMMIA & SOLOMON, P.C., attorney for Personal Representative, P.O. Box 1117, Coeur d'Alene, Idaho 83816-1117, or filed with the Court. DATED this 9th day of September, 2010. FLAMMIA & SOLOMON, P.C. Attorneys for Personal Representative By Sue S. Flammia Legal 0845 September 15, 22, 29, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, DECEMBER 10, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Parcel 1: The East Half of the South Half of Government Lot 5, Section 6, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, Idaho. Parcel 2: The West Half of the South Half of Government Lot 5, Section 6, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, Idaho. Note: The address of the subject property is described as follows: NNA (TBD) Howard Rd., Athol, Idaho 83801 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $96,000.00, AND ANY OTHER AMOUNTS AS THEREIN PROVIDED, PAYABLE UNDER THE TERMS, CONDITIONS, PROVISIONS AND STIPULATIONS THEREOF: DATED: August 1, 2005 GRANTOR: Glenda A. Armstrong and Brian L. Armstrong, wife and husband TRUSTEE: Kootenai County Title Co. BENEFICIARY: Mountain West Bank RECORDED: August 2, 2005 INSTRUMENT NO.: 1969399 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments since May 2010. As of July 7, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $95,319.35, plus accrued interest and late charges in the amount of $1,600.89. Additional interest accrues at the rate of 6.125000% per annum or $15.99537 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: August 4, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0612 August 25, 2010 September 1, 8, 15, 2010

NOTICE OF ORDINANCE ADOPTION The Board of Commissioners of Kootenai County, Idaho, hereby gives notice of the adoption of Kootenai County Ordinance No. 446. The full text of the ordinance addresses the following subject: Case No. OA-143-09; an Ordinance of Kootenai County, Idaho, a political subdivision of the State of Idaho, relating to Development Impact Fees; enacting a new Title 7, Chapter 4, Kootenai County Code, to be known as the Kootenai County Development Impact Fee Ordinance, to provide for the imposition, computation and payment of a Fire Impact Fee, an Emergency Medical Service (EMS) impact fee, a Sheriff's Department impact fee, a Jail impact fee, a Parks and Waterways impact fee, and a Highway impact fee on future development; attaching and incorporating the "Kootenai County Impact Fee Study and Capital Improvement Plans" as Appendix "A" hereto; providing authority, intent and definitions; providing for the establishment of separate impact fee funds for each of such impact fees; providing for exemptions, refunds, credits and waivers respecting such impact fees; providing general provisions, applicability and appeals; providing for severability; and providing for an effective date. The full text of Ordinance No. 446 is available at the Kootenai County Building and Planning Department, 451 Government Way, Coeur d'Alene, Idaho 83814, weekdays, from 7 a.m. to 4 p.m. KOOTENAI COUNTY BOARD OF COMMISSIONERS Elmer R. Currie, Chairman ATTEST: DANIEL J. ENGLISH, CLERK BY: Dawn Forest Deputy Clerk Legal 0846 September 15, 2010

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3391 O-2-10 - AMENDMENT TO SHORELINES REGULATIONS REGARDING HEIGHT LIMITATIONS ALONG W. LAKESHORE DRIVE A AN ORDINANCE AMENDING THE MUNICIPAL CODE OF THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, AMENDING SECTION 17.08.230 TO ALLOW STRUCTURES WITHIN THE SHORELINE OVERLAY LOCATED NORTH OF WEST LAKESHORE DRIVE BETWEEN PARK AND HUBBARD TO BE ERECTED TO A HEIGHT NOT GREATER THAN THAT ALLOWED IN THE UNDERLYING ZONING DISTRICT; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY. THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3391 IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. Susan K. Weathers, City Clerk *** Legal 0848 September 15, 2010

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3393 Zone Change - ZC-4-10 +/- 19,425 SQ. FT. PARCEL AT 139 AND 141 EAST SPRUCE AVENUE AN ORDINANCE AMENDING THE ZONING ACT OF THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, KNOWN AS ORDINANCE NO. 1691, ORDINANCES OF THE CITY OF COEUR D'ALENE, BY CHANGING THE FOLLOWING DESCRIBED PROPERTY FROM R-12 (RESIDENTIAL AT 12 UNITS/ACRE) TO C-17 (COMMERCIAL AT 17 UNITS/ACRE) AND PLACING CERTAIN CONDITIONS UPON THE PROPERTY, SAID PROPERTY BEING DESCRIBED AS +/- 19,425 SQ. FT. PARCEL AT 139 AND 141 EAST SPRUCE AVENUE; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY. THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3393 IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. Susan K. Weathers, City Clerk ***** Legal 0849 September 15, 2010

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3392 Annual Appropriations for Fiscal Year 2010 - 2011 AN ORDINANCE ENTITLED "THE ANNUAL APPROPRIATION ORDINANCE FOR THE FISCAL YEAR BEGINNING OCTOBER 1, 2010" APPROPRIATING THE SUM OF $77,913,463 TO DEFRAY THE EXPENSES AND LIABILITIES OF THE CITY OF COEUR D'ALENE FOR SAID YEAR; LEVYING A SUFFI\u00A8CIENT TAX UPON THE TAXABLE PROPERTY WITHIN SAID CITY FOR GENERAL REVENUE PURPOSES FOR WHICH SUCH APPROPRIATION IS MADE; LEVYING SPECIAL TAXES UPON THE TAXABLE PROPERTY WITH SAID CITY FOR SPECIAL REVENUE PURPOSES WITHIN THE LIMITS OF SAID CITY OF COEUR D'ALENE, IDAHO; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY. THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3392 IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. Susan K. Weathers, City Clerk **** Legal 0850 September 15, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 1, 2010 File No.: 7777.22544 Sale date and time (local time): January 05, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 888 E. Loch Maree Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David Newton and Michelle A. Newton, Husband and Wife Original trustee: North Idaho Title Original beneficiary: New Century Mortgage Corporation Recording date: January 10, 2006 Recorder's instrument number: 2006887 County: Kootenai Sum owing on the obligation: as of September 1, 2010: $189,356.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 2, Loch Haven Hills Second Addition, according to the plat recorded in Book "F" of Plats at Page 129, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.22544) 1002.66409-FEI Legal 0851 September 15, 22, 29, 2010 October 6, 2010

Robert D. Williams CAREY PERKINS LLP 1110 W. Park Place, Suite 312 P.O. Box 1758 Coeur d'Alene, ID 83816-1758 Telephone: (208) 664-9281 Facsimile: (208) 664-5380 ISB # 5094 Attorneys for Defendants/Third Party Plaintiffs Boehm IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 08-3810 SUMMONS NICK AUGUST and BARBARA AUGUST, husband and wife, individually and the marital community composted thereof; Plaintiffs, vs. RAYMOND BOEHM and MARILYN BOEHM, husband and wife, individually and the martial community composed thereof; CRAIG JOHNSON and JANE DOE JOHNSON, husband and wife, individually and the martial community composed thereof; d/b/a INTEGRITY TILE & FLOORS; KENNETH FLOWERDEW and JANE DOE FLOWERDEW, husband and wife, individually and the martial community composed thereof; d/b/a DEW-RITE PLUMBING Defendants, __________________________ RAYMOND BOEHM and MARILYN BOEHM Third Party Plaintiffs, vs. KENNETH FLOWERDEW d/b/a DEW-RITE PLUMBING Third Party Defendants NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED THIRD PARTY PLAINTIFFS: THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: Kenneth Flowerdew d/b/a Dew-Rite Plumbing 2128 E. St. James Avenue Hayden, Idaho 83835 (208) 772-3511 You are hereby notified that in order to participate in this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Summons on you. The nature of this action is for declaratory judgment. If you fail to so respond the court may enter judgment against you as demanded by Third Party Plaintiffs in the Third Party Complaint. The Third Party Complaint is filed with the Clerk. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Third Party Complaint, it must contain admissions or denials of the separate allegations of the Third Party Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to: Robert D. Williams Carey Perkins LLP 1110 W. Park Place, Suite 312 Coeur d'Alene, ID 83814 To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 22nd day of February, 2010. By ____________ Clerk of the Court Legal 0626 August 25, 2010 September 1, 8, 15, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On December 21, 2010, at the hour of 1:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 8, Block 2, Pleasant View, according to the plat recorded in Book E of Plats at Page 231, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 4317 Periwinkle Lane, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Thomas A. Kepple, Sr. & Lori M. Kepple, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded January 16, 2007, as Instrument No. 2077805000; Loan Modification Agreement recorded April 3, 2009, as Instrument No. 2204357000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Midfirst Bank, recorded August 16, 2010, as Instrument No. 2277804000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,141.26 for the months of January 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $191,407.41 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5% from December 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 18th day of August, 2010. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 0631 August 25, 2010 September 1, 8, 15, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 14, 2010 File No.: 7037.08339 Sale date and time (local time): December 15, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3626 W Hillcrest Drive Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Barbara M. Hanson and Rick W. Hanson, wife and husband Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Coldwell Banker Mortgage Recording date: September 15, 2006 Recorder's instrument number: 2055641000 County: Kootenai Sum owing on the obligation: as of August 14, 2010: $318,004.12 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 21, Fairway Hills Fourth Addition, according to the plat recorded in Book "E" of Plats at Page 172, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08339) 1002.166862-FEI Legal 0632 August 25, 2010 September 1, 8, 15, 2010

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHF-98201 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on December 8, 2010, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 1, SILVER MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT ON FILE IN THE OFFICE OF THE COUNTY RECORDER FILED IN BOOK 'G' OF PLATS AT PAGES 187, 187A AND 187B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 25816 NORTH CLAGSTONE ROAD, ATHOL, ID 83801, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JENNIFER R. MEANS AND JOSHUA T. MEANS, WIFE AND HUSBAND, as Grantor, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of BENEFICIAL MORTGAGE CO. OF IDAHO, as Beneficiary, dated 4/26/2005, recorded 4/29/2005, under Instrument No. 1945898, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Beneficial Financial 1 Inc., successor by merger to Beneficial Idaho Inc., successor by merger to Beneficial Mortgage Co. of Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4){A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 4/26/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/30/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 3, 2010 Delinquent Payments from October 30, 2009 10 payments at $ 1,423.64 each $14,236.40 (10-30-09 through 08-03-10) Late Charges:$0.00 Beneficiary Advances:$100.00 Suspense Credit:$0.00 TOTAL: $14,336.40 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $186,745.03, together with interest thereon at 8.940% per annum from 9/30/2009, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 8/3/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3687752 Legal 0633 August 25, 2010 September 1, 8, 15, 2010

Notice of Trustee's Sale T.S. No.: ID-10-364030-TD On 12/3/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Ocwen loan servicing, LLC. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: Lot 3 in Block 1 of AMERICAN HOMES, according to the official plat thereof, filed in Book "E" of Plats at Page(s) 234 official records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1273 N American Dr, Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DENNIS W BRAULICK , AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN WEST BANK A CORPORATION, is named as Beneficiary and ALLIANCE TITLE as Trustee and recorded 5/20/2008 as Instrument No. 2159901000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 5/14/2008. The monthly installments of principal, interest, and impounds (if applicable) of $761.35, due per month for the months of 12/1/2009 through 7/16/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $152,269.29 together with interest thereon at the current rate of 6.0000 per cent (%) per annum from 11/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 8-10-10 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp-of-Washington, as Agent 2141 5th Avenue / \ San Diego, CA 92101 Nina Hernandez, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.ASAP# 3690442 Legal 0634 August 25, 2010 September 1, 8, 15, 2010

Notice of Trustee's Sale T.S. No.: ID-10-369407-NH On 12/10/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Wells Fargo Bank, N.A will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: Lot 6 and 7 in Block 2 of ECHO BEACH, according to the official plat thereof, filed in Book "C" of Plats at Page(s) 19 official records of Kootenai County, Idaho. EXCEPT the South 8 feet of said Lot 7, Block 2. ALSO EXCEPTING THEREFROM that portion of said Lot 6, Block 2, described as follows: BEGINNING at the Northwest corner of said Lot 6; thence Southeasterly along the West line of said lot 6, a distance of 20 feet; thence Northeasterly along a straight line to a point on the East line of said Lot 6 that lies 6 feet from the Northeast corner of said Lot 6; thence Northerly along the East line to the said Northeast corner of Lot 6; thence Westerly a long the said North line of said Lot 6 to the Northwest corner of said Lot 6 and being the POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 24304 N. Lakeview Blvd., Rathdrum, ID 83858The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 24304 N LAKEVIEW BLVD , RATHDRUM, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CINDY M CASTAGNA-GROM , AN UNMARRIED WOMAN as Grantor/Trustor, in which WORLD SAVINGS BANK, FSB, ITS SUCCESSORS AND/OR ASSIGNEES, A FEDERAL SAVINGS BANK, is named as Beneficiary and ALLIANCE TITLE & ESCROW CORPORATION, A DELAWARE CORPORATION as Trustee and recorded 6/18/2007 as Instrument No. 2105564000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/11/2007. The monthly installments of principal, interest, and impounds (if applicable) of $1,294.52, due per month for the months of 4/1/2010 through 7/26/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $311,691.57 together with interest thereon at the current rate of 2.9570 percent (%) per annum from 3/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney.Date: 08/11/10 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Nina Hernandez, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.ASAP# 3691973 Legal 0635 August 25, 2010 September 1, 8, 15, 2010