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Legals March 12, 2014

| March 12, 2014 12:00 AM

NOTICE OF TRUSTEE'S SALE Loan No.: 1351004760 T.S. No.: 10-11199-6B On June 19, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-Through Certificates, MANA Series 2007-AF1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 1, BLOCK 3, VALLEY GREEN, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS, PAGE 239, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 9620 NORTH MEADOW WAY, HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARK A. BYNUM, A MARRIED MAN AS HIS SEPARATE ESTATE, as original grantor(s), to FIRST AMERICAN TITLE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR AMERICAN BROKERS CONDUIT, as original beneficiary, dated as of February 20, 2007, and recorded February 27, 2007, as Instrument No. 2085088000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-Through Certificates, MANA Series 2007-AF1 , (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated February 20, 2007 are: Failed to pay the monthly payments of $1,068.16 due from June 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $161,861.69, plus accrued interest at the rate of 7.25000% per annum from May 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 17, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4439908 Legal 216 March 5, 12, 19, 26, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 19, 2014 File No.: 7023.107626 Sale date and time (local time): June 26, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 108 W 12th Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Niki L Moos, a single individual Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Universal American Mortgage Company, LLC Recording date: May 22, 2012 Recorder's instrument number: 2359265000 County: Kootenai Sum owing on the obligation: as of February 19, 2014: $102,048.06 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 16, Compton Addition to the Town of Post Falls, according to the plat recorded in Book "F" of Deeds, Page 110, and 110A, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.107626) 1002.264942-File No. Legal 333 March 5, 12, 19, 26, 2014

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: February 20, 2014 File No.: 7023.98115 Sale date and time (local time): April 03, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11362 N Stinson Loop fka 11363 N Stinson Loop Hayden, ID 83835-7739 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Brad L. Ziel and Donya I. Ziel, husband and wife Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Webster Bank, N.A. Recording date: December 7, 2007 Recorder's instrument number: 2135064000 County: Kootenai Sum owing on the obligation: as of February 20, 2014: $251,000.15 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 1, Stinson Estates, according to the official plat thereof, filed in Book "I" of Plats at Page 41, official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.98115) 1002.253002-File No. Legal 345 March 5, 12, 19, 2014

NOTICE OF SALE Date of Sale: March 20, 2014 Time of Sale: 10:00 AM Place of Sale: Kootenai County Sheriff's Office Lobby, 5500N Government Way, Coeur d'Alene, ID. Case No. CV1 2-8529 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OFTHE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BANK OF AMERICA, N.A., Plaintiff, vs. LARRY G. YOUNG (Deceased); Unknown Heirs, Assigns and Devisees of LARRY G. YOUNG; and Does 1-10 as individuals with an interest in the property legally described as: Lot 7, Block 3, Northern Meadows, according to the plat recorded in the office of the County Recorder in Book"G" of plats, page 54, recordsof Kootenai County. Which may commonly be known as: 30675 N. Meadow St., Athol, Idaho 83801. Defendants. Under and by virtue of a Second Order for Sale of Foreclosure executed by the judge on January 27, 2014 and entered by the Court on March 20, 2013 and a Second Writ of Execution issued on January 27, 2014 out of and under the seal of the above-entitled Court on an Judgment and Decree of Foreclosure recovered in saidCourt in the above-entitled action on the 12th day of February 12, 2012, in favor of the above-named Plaintiff, 1 am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Lot 7, Block 3, Northern Meadows, according to the plat recorded in the office of the County Recorder in Book"G" of plats, page 54, records of Kootenai County. Which may commonly be known as: 30675 N. Meadow St., Athol, Idaho 83801. NOTICE IS HEREBY GiVEN that on the 20th day of March, 2014 at the hour of 10:00 o'clock AM at the location of Kootenai County Sheriff's Lobby, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED this 20th day of February, 2014. KOOTENAI COUNTY SHERIFF By: Deputy Sheriff Legal 352 February 26, 2014 March 5, 12, 2014

NOTICE OF SHERIFF'S SALE CASE NO. CV13-6839 INTHE DISTRlCT COURT OF THE FIRST JUDICIAL DISTRlCT OF THE STATE OFIDAHO, INAND FOR THE COUNTY OF KOOTENAI UNITED STATES OF AMERICA, acting through the UNITED STATES DEPARTMENT OF AGRICULTURE, RURAL DEVELOPMENT, Plaintiff, vs. UNKNOWN HEIRS AND DEVISEES OF JANICE A. FORSBERG aka PATSY FORSBERG; UNKNOWN SPOUSE OF JANICE A. FORSBERG aka PATSYFORSBERG; STATE OF IDAHO; MICHAEL WYTYCHAK, III AND RONI M. ATKINS, as Personal Representativeof the estate of JANICE A. FORSBERG aka PATSY FORSBERG, Defendants. DATE OF SALE: March 19, 2014 TIME OF SALE: 10:00 AM PLACE OF SALE: Kootenai County Sheriff's Office Lobby 5500 N. Government Way Coeur d' Alene, ID Under and by virtue of a Decree of Foreclosure and Order of Sale issued out of the District Court ofthe First Judicial District of the State of Idaho, in andforthe County of Kootenai against the defendant, the estate of lANCE A. FORSBERG aka PATSY FORSBERG, I am commanded to sellthatcertain lot,piece orparcel ofland, located at2113 No.Walnut St., PostFalls, Idaho, 83854, and situated in the County of Kootenai, State of Idaho, andbounded and described as follows, to-wit: The North Half of Lots 1, 2 and 3, Block 12, Glenwood Park, according to the platrecorded inthe office of the County Recorder in Book A of Plats at Page 31, records of Kootenai County, Idaho. NOTICE IS HEREBY GIVEN that on the 19th day of March, 2014, at 10:00 o'clock A.M. of said day inthe Kootenai County Sheriff's Office Lobby, 5500 N. Government Way, Coeur d' Alene, Idaho, I will, in obedience to said Decree of Foreclsouer and Order to Sale, sell the above described property, or so much as may be necessary to satisfy the judgement of the plaintiff, with interest and costs, to the highest and best bidder for cash, lawful money of the United States of America. The plaintiff has the right to submit a credit bid. Further, that the said real property is sunject to redemption by the defendants within six (6) months after the date of the sale pursuant to Chapter 4; Title 11 of the Idaho Code. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. Dated this 19th day of February, 2014. SHERIFF OF KOOTENAI COUNTY, IDAHO By: Shane T. Vrevich #2559 Civil Department Legal 279 February 12, 19, 26, 2014

NOTICE OF SALE Case No. 13-7704 Date of Sale: March 26, 2014 Time of Sale: 10:00 AM Place of Sale: Kootenai County Sheriff's Office Lobby, 5500 N Government Way, Coeur d'Alene, ID. IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BANK OFAMERICA,N.A, Plaintiff, vs. HENRY 1. COPSEY (Deceased) and the Unknown Heirs, Assigns and Devisees of Henry 1. Copsey; JUDITH E. COPSEY; and Does 1-10 as individuals with an interest in the property legally described as: Lot 13, Block 2, Amended PlatAmberlee Park, according to the plat recorded in Book "F" of Plats, Page 74, Kootenai County, Idaho. Which may commonly be known as: 5885 E. Colin Dr., Athol, Idaho 83801. Defendants. Under and by virtue of a Order for Sale of Foreclosure executed by the judge on January 31,2014 and entered by the Court on February 3, 2014 and a Writ of Execution issued February 13 2014 out of and under the seal of the above-entitled Court on an Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on the 3'"day of February, 2014, in favor of the above-named Plaintiff, I amcommanded and required to proceed to notice for sale to sell at public auction the real property described in saidOrder for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and I, Decree of Forclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Lot 13, Block 2, Amended PlatAmberlee Park, according to the platrecorded in Book "F" of Plats, Page 74, Kootenai County, Idaho. Which may commonly be known as: 5885 E. Colin Dr., Athol, Idaho 83801. NOTICE IS HEREBY GIVEN that on the 26th day of March, 2014 at the hour of 10 o'clock A.M., at the location of Kootenai County Sheriffs Office Lobby, 5500 N Government Way, Coeur d'Alene, ID, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of thejudgment debtor in and to the property. The Sheriffwill also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED this 26th day of February, 2014. KOOTENAI COUNTY SHERIFF Legal 378 March 5, 12, 19, 2014

RESCHEDULED NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PRV-14002688 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 14, 2014, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: ATTACHED HERETO AS EXHIBIT 'A' AND INCORPORATED HEREIN AS THOUGH FULLY SET FORTH. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3562 AND 3568 W. LIGHTENING TREE LANE , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of or Transfer in Trust executed by DENNY A. RYERSON as A SINGLE MAN, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, in favor of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/2/2006, recorded 5/4/2006 , under Instrument No. 2029462000, modified under Instrument No. 2046126000, further modified under Instrument No.'s 2120912000, 2131216000, 2168024000, 2168993000, 2188716000 and 2235944000 records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ANACONDA, LLC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that the reason for default is a breach of the obligation for which such transfer is security has occurred, the nature of such breach is the failure to pay when due under the note dated 5/2/2006 and the note dated 7/5/2006, and all extensions, renewals, and modifications thereof, which are secured by the Deed of Trust, including FAILURE TO PAY THE MONTHLY PAYMENTS, AND PROPERTY TAXES WHICH BECAME DUE ON 12/21/2010; PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH IN THE SECOND AMENDMENT TO THE LOAN MODIFICATION AGREEMENT; and FOR FAILURE TO MAINTAIN CLEAR TITLE WITH NO LIENS OR JUDGMENTS RECORDED SUBSEQUENT TO THE AFORMENTIONED DEED OF TRUST BETWEEN GRANTOR AND BENEFICIARY. IN ADDITION, THE BENEFICIARY WILL REQUIRE AS A CONDITION TO REINSTATEMENT THAT YOU PROVIDE RELIABLE WRITTEN EVIDENCE THAT ALL SENIOR LIENS, PROPERTY TAXES, AND HAZARD INSURANCE PREMIUMS ARE PAID CURRENT AS PROVIDED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $4,750,799.65, together with interest thereon at 21.000% per annum from 4/23/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 2/24/2014. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee /s/________________ Deborrah Duncan, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 395 March 12, 19, 26, 2014

NOTICE OF STORAGE UNIT LIEN SALE IDAHO CODE S5 2306 AFFORDABLE STORAGE 54299 W OLD HWY 95 ATHOL, ID 83801 FIVE MILES NORTH OF HAYDEN ON HWY 95 AND CHILCO RD. FRIDAY MARCH 14 AT 9AM SHARP - CASH ONLY UNIT 45 SHAUN WINLGER 2088 N WHITTUM RD PRIEST RIVER 83856 UNIT 71 MELISA COOK PO BOX 203 SANTA, ID 83866 UNIT 83 CHRISTOPHER KNOP 6735 SPWING LOOP #203 CDA, ID 83815 UNIT 125 AND 135 THOMAS WAFF PO BOX 396 ATHOL, ID 83801 LEGAL 401 MARCH 8, 12, 2014

NOTICE TO CREDITORS (I.C. 15-3-801) CASE NO. CV14-1855 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF RAYMOND J. HAEG, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 13th day of February, 2014. /s/ Sarah N. Haeg 85 Tamara Lane Worley ID 83876 (208) 686-1829 Legal 404 March 12, 19, 26, 2014

NOTICE OF PUBLIC HEARING Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Lewis Dock Homeowners Association, Inc of 1219 W. Steamboat Dr. - Coeur d'Alene, 10 83814 made application to install community docks on Lake Coeur d'Alene. Located on Lake Coeur d'Alene adjacent to: Sections 35, Township 50 North, Range 4 West; B.M., in Kootenai County. This announcement will serve a Notice of Public Hearing for this project. The Public Hearing will be held on April 24, 2014, at the Idaho Department of Lands Staff office in the Sundance Conference room at 3PM, 3284 W. Industrial Loop, Coeur d'Alene, Idaho, 83815. This Public Hearing will be conducted by the Idaho Department of Lands. Written objections in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, 10 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Resource Supervisor - Lands & Waterways at the above address or by calling (208) 769-1577. /S/ THOMAS FLEER, Area Supervisor Idaho Department of Lands LEGAL 426 MARCH 12, 19, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 5, 2014 File No.: 7443.20672 Sale date and time (local time): June 10, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 319 W 20th Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sandra Lee Milligan, an unmarried woman Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Universal American Mortgage Company, LLC, a Florida Limited Liability Company Recording date: 09/25/2012 Recorder's instrument number: 2376594000 County: Kootenai Sum owing on the obligation: as of February 5, 2014: $159,381.57 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 4,5 and 6, Block 19, Glenwood Park Addition to Post Falls, according to the plat recorded in Book A of Plats, Page 31, records of Kootenai County, Idaho, together with the East 10 feet of vacated Walnut Street which would attach by operation of law. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7443.20672) 1002.264290-File No. LEGAL 220 FEBRUARY 19, 26, 2014 MARCH 5, 12, 2014

NOTICE OF SALE Case No. CV13-8178 Date of Sale: April 2, 2014 Time of Sale: 10:00 AM Place of Sale: Kootenai County Sheriff's Office Lobby 5500 N. Government Way Coeur d' Alene, ID IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI JP MORGAN CHASE BANK, N.A., Plaintiff, vs. LEROY R. HARRINGTON (Deceased) and the Unknown Heir, Assigns and Devisees of Leroy R. Harrington; FAY E. HARRINGTON; HARRINGTON LIVING TRUST Dated December 16, 2005, Fay E. Harrington and Leroy R. Harrington (Deceased) or their Successors as Trustees; WASHINGTON MUTUAL BANK, FA; and Does 1-10 as individuals with an interest in the property legally described as: Lot 1, Block B, MILLERS CORNER SUBDIVISION, according to the plat recorded in the office of the Country Recorder in Book "G" of Plats at Page 463, 463A and 463B, records of Kootenai County, Idaho. Which may commonly be known as: 10820 N. Danielle Road, Hayden, Idaho, 83835. Defendants. Under and by virtue of a Order for Sale of Foreclosure executed by the judge on February 3, 2014 and entered by the Court on February 4, 2014 and a Writ of Execution issued February 12, 2014 out of and under the seal of the above-entitled Court on and Judgement and Decree of Foreclosure recovered in said Court in the above-entitled action on the 4th day of February, 2014, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgement said Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Lot 1, Block B, MILLERS CRONER SUBDIVISION, according to the plat recorded in the office of the County Recorder in Book "g" of Plats at Page 463, 463A and 463B, records of Kootenai County, Idaho. Which may commonly be known as: 10820 N. Danielle Road, Hayden, Idaho, 83835. NOTICE IS HEREBY GIVEN that on the 2nd day of April, 2014 at the hour of 10:00 o'clock A.M., at the location of Kootenai Country Sheriff's Office Lobby, 5500 N. Government Way, Coeur d' Alene, ID, I will attend, offer and sell at public auction all or so much of the above-described property thus directed property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgement and Decree of Foreclosure as set out in said Order for Sale funds of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgement debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED this 6th day of March, 2014. KOOTENAI COUNTY SHERIFF Legal 427 March 12, 19, 26, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 5, 2014 File No.: 7021.17977 Sale date and time (local time): June 11, 2014 at 9:00 AM Sale location: AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 465 N Elm Rd Post Falls, ID 83854-5315 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael A Morgan and Krista Hansen AKA Krista Hansen Morgan, husband and wife Original trustee: Alliance Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc., its successors and assigns Recording date: 03/05/2007 Recorder's instrument number: 2086093000 County: Kootenai Sum owing on the obligation: as of February 5, 2014: $183,219.73 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 23 in Block 3 of Dawn's Place, according to the official plat thereof, Fielding Book I of plats at page 85 of the official records of Kootenai County, Idaho. More Commonly Described As: Lot 23 in Block 3 of Dawn's Place, according to the official plat thereof, recorded in Book I of Plats at page 85 records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.17977) 1002.264314-File No. Legal 221 February 19, 26, 2014 March 5, 12, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 0159253509 T.S. No.: 12-03006-3A On June 12, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of U.S. Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2007- WFHE3, Asset-Backed Pass-Through Certificates, Series 2007-WFHE3, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 7 in Block 3 of GREENSIDE VISTAS, according to the official plat thereof, filed in Book "J" of Plats at Page(s) 310 Official Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3806 MAXFLI LANE, POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEPHANIE GIVENS AND JOSHUA GIVENS, as original grantor(s), to PIONEER TITLE COMPANY OF ADA COUNTY, as original trustee, for the benefit and security of WELLS FARGO BANK, N.A., as original beneficiary, dated as of March 23, 2007, and recorded March 27, 2007, as Instrument No. 2090544000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: U.S. Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2007- WFHE3, Asset-Backed Pass-Through Certificates, Series 2007-WFHE3, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated March 23, 2007 are: Failed to pay the monthly payments of $1,058.55 due from August 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $174,948.51, plus accrued interest at the rate of 5.00000% per annum from July 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 16, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4439897 LEGAL 228 February 26, 2014 March 5, 12, 19, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 1100134899 T.S. No.: 11-03045-6A On June 5, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4, BLOCK 1, FIELDSTONE AT PRAIRIE FALLS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 474, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1107 EAST STONEYBROOK LOOP, POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICKY J. VESSER AND TANA L VESSER, HUSBAND AND WIFE , as original grantor(s), to LAND AMERICA LAWYERS TITLE OF KOOTENAI COUNTY, as original trustee, for the benefit and security of ARGENT MORTGAGE COMPANY, LLC, as original beneficiary, dated as of July 22, 2005, and recorded July 29, 2005, as Instrument No. 1968404 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 22, 2005 are: Failed to pay the monthly payments of $1,638.40 due from July 1, 2010, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $204,765.22, plus accrued interest at the rate of 7.00000% per annum from June 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 15, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4439853 Legal 232 February 19, 26, 2014 March 5, 12, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 0144312436 T.S. No.: 12-03288-3A On June 5, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of U.S. Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2005-AB1, Mortgage Pass-Through Certificates, Series 2005-AB1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The North Half of Lots 1, 2, 3, 4 and 5, Block 2, HANDY'S ADDITION TO RATHDRUM, according to the plat recorded in Book "A" of Plats at Page 112, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7584 WEST MISSOURI AVENUE, RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL J. FRITZ AND KATHY L. FRITZ, HUSBAND AND WIFE AS JOINT TENANTS, as original grantor(s), to PIONEER TITLE COMPANY OF ADA COUNTY, as original trustee, for the benefit and security of WELLS FARGO BANK, N.A., as original beneficiary, dated as of May 23, 2005, and recorded May 25, 2005, as Instrument No. 1952451 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: U.S. Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2005-AB1, Mortgage Pass-Through Certificates, Series 2005-AB1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated May 23, 2005 are: Failed to pay the monthly payments of $1,313.14 due from September 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $144,184.75, plus accrued interest at the rate of 7.12500% per annum from August 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 9, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4438739 Legal 233 February 19, 26, 2014 March 5, 12, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 1100235920 T.S. No.: 12-01874-3A On June 5, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-EQ1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: A portion of Tract 218, HAYDEN LAKE IRRIGATED TRACTS, Kootenai County, State of Idaho, according to the amended plat recorded in Book "C" of Plats at Page 67, described as follows: BEGINNING at a point in the center of the road (Orchard Avenue) which point is also on the South line of and 167.2 feet West of the Southeast corner of said Tract 218; thence Continuing West, along center line of road and said South line of Tract 218, 55 feet more or less, to a point that is 222.06 feet West of the Southeast corner of said Tract 218; thence North, 223 feet; thence East, 40 feet; thence South, 50 feet parallel to the East line of said Tract 218; thence East, 15 feet, more or less, to a point, 167.2 feet West of the East line of Tract 218; thence South, parallel to the East line of said Tract 218, 173 feet, more or less, to the POINT OF BEGINNING. LESS AND EXCEPT that portion lying within road right of way. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1665 ORCHARD AVENUE, HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ZACHARY J. OLSON, A SINGLE MAN AND KERI M. HANSON, A SINGLE WOMAN, as original grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY , as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR EQUIFIRST CORPORATION, as original beneficiary, dated as of November 22, 2006, and recorded December 4, 2006, as Instrument No. 2070427000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-EQ1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated November 22, 2006 are: Failed to pay the monthly payments of $680.85 due from March 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $193,475.07, plus accrued interest at the rate of 3.00000% per annum from February 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 16, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4439854 Legal 234 February 19, 26, 2014 March 5, 12, 2014

T.S. No.\u2020 006473-ID Parcel No. 00330007019A NOTICE OF TRUSTEE'S SALE\u2020 On 6/25/2014, at 9:00 AM (recognized local time), in the conference room reserved by Auction.com at the AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: PARCEL 1: Lot 19, Block 7, AVONDALE ON HAYDEN FIRST ADDITION, according to the plat recorded in the office of the County Recorder in Book E of Plats at Page 42, records of Kootenai County, Idaho. PARCEL 2: A portion of lot 18, Block 7, AVONDALE ON HAYDEN FIRST ADDITION, according to the plat recorded in the office of the County Recorder in Book E of Plats at Page 42, records of Kootenai County, Idaho, described as follows: BEGINNING at the Southeast Corner of Lot 18; thence Along the South Line of said Lot 8, South 68855' West, 118.76 feet; thence North 64836' East, 118.08 feet to the East line of said Lot 18; thence East (record- South 27833'15" East), 8.95 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 10704 NORTH MAGIC COURT, HAYDEN, ID 83835-7557, is commonly associated with said real property.\u2020\u2020 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 GERALD F. THOMPSON, AN UNMARRIED MAN as Grantor, to CHICAGO TITLE INSURANCE COMPANY as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR QUICKEN LOANS INC., ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 7/23/2007, recorded 8/16/2007, as Instrument No. 2116713000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation.\u2020 The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law.\u2020\u2020 The sum owing on the obligation secured by said Deed of Trust is $341,732.08, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP DATED: 2/14/14\u2020 Legal 328 February 26, 2014 March 5, 12, 19, 2014

T.S. No.\u2020 001838-ID Parcel No. PJ28200B2070 NOTICE OF TRUSTEE'S SALE\u2020 On 6/25/2014, at 9:00 AM (recognized local time), in the conference room reserved by\u2020 Auction.com at the AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP,, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: UNIT B207, RIVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 308 N GREENSFERRY ROAD #B207, POST FALLS, ID 83854, is commonly associated with said real property.\u2020\u2020 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 PHYLLIS LANE, AN UNMARRIED PERSON as Grantor, to NORTH IDAHO TITLE INSURANCE, INC. as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GMAC MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 3/16/2006, recorded 3/28/2006, as Instrument No. 2021683000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation.\u2020 The default for which this sale is to be made is the failure to make monthly payments when due from 12/1/2012 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law.\u2020\u2020 The sum owing on the obligation secured by said Deed of Trust is $115,151.64, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP DATED:2/14/14\u2020 \u2020 Legal 331 February 27, 2014 March 5, 12, 19, 2014