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April 30, 2011 midnight

Legals April 30, 2011

SUMMONS FOR PUBLICATION Case No. CV-2011-1086 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WEST AMERICA BANK, CUSTODIAN FBO GEORGE F. GAUZZA, JR. IRA #042042 and GEORGE GAUZZA and BARBARA GAUZZA, HUSBAND AND WIFE, Plaintiffs, vs. ED BERRY, an unmarried man, Defendant. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF: THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: ED BERRY: You have been sued by WEST AMERICA BANK, CUSTODIAN FBO GEORGE F. GAUZZA, JR. IRA #042042, and GEORGE GAUZZA and BARBARA GAUZZA, HUSBAND AND WIFE, the Plaintiffs in the District Court in and for Kootenai County, Idaho, Case No. CV-2011-1086. The nature of the claim against you is for foreclosure of a Mortgage affecting the following-described real property: Parcel I: The Southwest quarter of the Northwest quarter, Section 32, Township 52 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. Parcel II: That portion of the Northeast quarter of the Southeast quarter of the Southwest quarter of Section 16, Township 53 North, Range 3 West, Boise Meridian, lying Easterly of Old Highway No. 95, Kootenai County, State of Idaho. Any time after 20 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless, prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 W. Garden Ave., Coeur d'Alene, ID 83814, telephone number (208) 446-1160, and served a copy of your response on the Plaintiff's attorney at 101 N. 4th Ave., Sandpoint, ID 83864, telephone number (208) 265-2276. A copy of the Summons and Complaint may be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice or representation of an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 31st day of March, 2011. /s/ DAN J. ENGLISH CLERK OF THE DISTRICT COURT By: Kathy L. Booth, Deputy Clerk Legal 2505 April 9, 16, 23, 30, 2011

November 5, 2014 11 p.m.

Legals November 6, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 1, 2014 File No.: 7777.19843 Sale date and time (local time): February 02, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1665 W. Orchard Avenue fka 1665 Orchard Avenue Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Zachary J. Olson, a single man and Keri M. Hanson, a single woman Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for EquiFirst Corporation Recording date: December 4, 2006 Recorder's instrument number: 2070427000 County: Kootenai Sum owing on the obligation: as of October 1, 2014: $208,730.24 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of Tract 218, Hayden Lake Irrigated Tracts, Kootenai County, State of Idaho, according to the amended plat recorded in Book "C" of Plats at Page 67, described as follows: Beginning at a point in the center of the road (Orchard Avenue) which point is also on the South line of, and 167.2 feet West of the Southeast corner of said Tract 218; thence continuing West along center line of road and said South line of Tract 218, 55 feet more or less, to a point that is 222.06 feet West of the Southeast corner of said Tract 218; thence North 223 feet; thence East 40 feet; thence South 50 feet parallel to the East line of said Tract 218; thence East 15 feet, more or less, to a point 167.2 feet West of the East line of Tract 218; thence South parallel to the East line of said Tract 218, 173 feet, more or less, to the Point of Beginning. Less and except that portion lying within road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.19843) 1002.273485-File No. LEGAL 1698 OCTOBER 16, 23, 30, 2014 NOVEMBER 6, 2014

January 9, 2015 11 p.m.

Legals January 10, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 11, 2014 File No.: 7023.111306 Sale date and time (local time): April 16, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3817 W Loxton Loop Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Matthew C Peppin and Karri A Peppin, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: May 15, 2007 Recorder's instrument number: 2099671000 County: Kootenai Sum owing on the obligation: as of December 11, 2014: $184,815.70 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 25, Block 1, The Landings at Waterford, according to the plat recorded in the Office of the County Recorder in Book 1 of Plats at Page 490, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.111306) 1002.275933-File No. LEGAL 2098 DECEMBER 27, 2014 JANUARY 3, 10, 17, 2015

June 8, 2013 midnight

Legals June 8, 2013

NOTICE OF HEARING ON NAME CHANGE (Adult) CV 13-3638 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, INAND FOR THE COUNTY OF KOOTENAI IN RE: Holly Carissa Blackwell A petition to change the name of Holly Carissa Blackwell, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Holley Carissa Lewis. The reason for the change in name is: due to divorce. A hearing on the petition is scheduled for 9:00 o'clock a.m. June 17, 2013 at the Kootenai County Courthouse. Objections may be filed by any person who can show a good reason against the name change. Date: May 15, 2013 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT /s/ By: Bobee Deglman, Deputy Clerk Legal 8462 May 18, 25, 2013 June 1, 8, 2013

December 7, 2010 8 p.m.

Cd'A trustees delay setting levy amount

Officials table decision about limiting public participation at meetings

COEUR d'ALENE - If it were up to Coeur d'Alene School Superintendent Hazel Bauman, the levy amount going before voters March 8 would be at least $11.5 million.

November 13, 2012 11 p.m.

Legals November 14, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 9, 2012 File No.: 7021.11457 Sale date and time (local time): February 7, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2915 W Strawberry Lane Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rory C. Shea and Kim M. Shea, husband and wife Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 09/29/2005 Recorder's instrument number: 1984607 County: Kootenai Sum owing on the obligation: as of October 9, 2012: $204,107.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 4, Strawberry Fields, according to the Plat recorded in Book J of Plats, Page 129, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11457) 1002.230196-File No. Legal 7314 October 24, 31, 2012 November 7, 14, 2012

December 19, 2011 11 p.m.

Legals December 20, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/12/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/07/2006 as Instrument Number 2024163000, and executed by LOUIS E CHRISTEN AND ELAINE M CHRISTEN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE WEST HALF OF THE EAST 2/3RDS OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER, SECTION 31, TOWNSHIP 52 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2231 EAST DODD ROAD, Hayden, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $255,560.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/04/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0104687 FEI # 1006.146422 Legal 4231 November 29, 2011 December 6, 13, 20, 2011

July 31, 2012 midnight

Legals July 31, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-BVS-12012489 NOTICE IS HEREBY GIVEN that; Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on November 2, 2012, at the hour of 11:00 AM, of said day, IN THE LOBBY OF PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVENUE, COEUR D'ALENE. ID, sell at public auction to the highest bidder for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho; to-wit: A portion of the Southwest Quarter of the Southwest Quarter of Section 35, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, said portion being described as follows: COMMENCING at a found aluminum cap monumenting the South Quarter corner of said Section 35; thence Along the Southerly line of said Section 35, North 88 degrees 51'11" West, a distance of 1,326.28 feet to the Southeast corner of said Southwest Quarter of the Southwest Quarter, said point being the REAL POINT OF BEGINNING; thence Leaving said Southerly line North 87 degrees 19'42" West, a distance of 447.28 feet to a point on an existing road; thence Along said road the following courses and distances: Northwesterly, 21.84 feet along the arc of a non-tangent circular curve concave to the Northwest, said curve having a radius of 100.00 feet, a central angle of 12 degrees 30'56" and a long chord which bears North 18 degrees 02'53" East, a chord distance of 21.80 feet; thence North 11 degrees 47'25" East, a distance of 20.54 feet; thence Northwesterly 79.14 feet along the arc of a circular curve concave to the Southeast, said curve having a radius of 300.00 feet, a central angle of 15 degrees 06'54" and a long chord which bears North 19 degrees 20'52" East, a chord distance of 78.91 feet; thence North 26 degrees 54' 19" East, a distance of 193.94 feet; thence North 29 degrees 38' 16" East, a distance of 125.20 feet; thence Leaving said road, South 31 degrees 53'25" East, a distance of 492.20 feet to the REAL POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 4706 S. CELINE DR, AKA 1914 W. KIDD ISLAND RD., COEUR DALENE, ID 83814, is sometimes associated with said real, property. Said sale will be, made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TODD J WALKER & JAMI WALKER, HUSBAND & WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of FIRST HORIZON HOME LOAN CORPORATION, as Beneficiary, dated 12/22/2005, recorded 12/30/2005, under Instrument No. 2004991, modified under Instrument No. 2135315000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by BAYVIEW LOAN SERVICING, LLC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is-the failure to pay when due under the Deed of Trust Note dated 12/22/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of June 29, 2012 Delinquent Payments from October 01, 2011 6 payments at $ 3,541.71 each $ 21,250.26 3 payments at $ 4,008.97 each $ 12,026.91 (10-01-11 through 06-2.9-12) Late Charges: $ 1,251.27 TOTAL: $ 34,528.44 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $753,966.48, together with interest thereon at 3.750% per annum from 9/1/2011 to 4/1/2012, 3.750% per annum from 4/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard, as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 6/29/2012 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills CA 91367 Phone: (877) 237-7878 A-4267189 07/10/2012, 07/17/2012, 07/24/2012, 07/31/2012 Legal 5720 July 10, 17, 24, 31, 2012

May 11, 2011 midnight

Legals May 11, 2011

ATF4991109798-MAA Title No. 100238 NOTICE OF TRUSTEE'S SALE On August 16, 2011 at the hour of 10:30 o'clock A.M., of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Ct. Coeur d'Alene, ID 83814. Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Parcel 1: A tract of land in the Northeast Quarter of the Southwest Quarter of Section 2, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Commencing at a point on the North-South center line of Section 2, and on the South line of Third Street and South 00817'30" West 254.58 feet from the center of Section 2; thence Along the South line of Third Street North 89822'04" West 50.00 feet; thence Parallel with the West line of Riverview Park Addition, filed at Book D of Plats, Page 161, records of Kootenai County, South 00817'30" West 103.00 feet, to the True Point of Beginning; thence Continuing parallel with the West line of Riverview Park Addition South 00817'30" West 397.00 feet; thence Parallel with the South line of Third Street North 89822'04" West 425.00 feet; thence Parallel with the West line of Riverview Park Addition North 00817'30" East 150.00 feet; thence Parallel with the South line of Third Street North 89822'04" West 12.00 feet; thence Parallel with the West line of Riverview Park Addition North 00817'30" East 350.00 feet to the South line of Third Street; thence Along the South line of Third Street South 89822'04" East 12.00 feet; thence Parallel with the West line of Riverview Park Addition South 00817'30" West 103.00 feet; thence Parallel with the South line of Third Street South 89822'04" East 425.00 feet to the Point of Beginning. Excepting therefrom a portion of that certain tract of land described in Instrument No. 1639206 and shown on a Record of Survey recorded in Book 20 of Surveys at Page 238 records of Kootenai County, Idaho situated in the Northeast Quarter of the Southwest Quarter of Section 2, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, said portion being described as follows: Commencing at a found steel pin monumenting the intersection of the Southerly right-of-way of Third Street with the Westerly right-of-way of Bay Street as shown on said Record of Survey; thence Along said Westerly right-of-way the following courses and distances: South 00817'30" West, a distance of 103.00 feet to a found steel pin; thence South 00817'30" West, a distance of 294.00 feet to a point, said point being the Real Point of Beginning; thence Leaving said Westerly right-of-way North 89822'04" West, a distance of 425.00 feet to a point on the Westerly line of said Instrument No. 1639206; thence Along said Westerly line South 00817'30" West, a distance of 103.00 feet to a found steel pin; thence Leaving said Westerly line along the Southerly line of said Instrument No. 1639206; thence South 89822'04" East, a distance of 425.00 feet to a found steel pin on the Westerly right-of-way of Bay Street; thence Leaving said Southerly line along said Westerly right-of-way North 00817'20" East, a distance of 103.00 feet to the Real Point of Beginning. Parcel 2: A tract of land in the Northeast quarter of the Southwest quarter of Section 2, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Commencing at a point on the North-South center line of Section 2 and on the South line of Third Street and South 0?17'30" West 254.58 feet from the center of Section 2; thence Along the South line of Third Street North 89?22'04" West 50.00 feet to the True Point of Beginning; thence Parallel with the West line of Riverview Park Addition, filed at Book D of Plats, page 161, records of Kootenai County, South 0817'30" West 103.00 feet; thence Parallel with the South line of Third Street North 89822'04" West 425.00 feet; thence Parallel with the West line of Riverview Park Addition North 0817'30" East 103.00 feet; thence Along the South line of Third Street South 89822'04" East 425.00 feet to the Point of Beginning. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1420 E 3rd Street, Post Falls, ID\u2020 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above.\u2020 If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by James J. Deloretto, as to an undivided 10% interest and Curtis D. Walker, as to an undivided 10% interest, and William B. Hardwick, Trustee of the Margaret J. Wilkins Revocable Trust, as to an undivided 80% interest, as Grantor to Alliance Title & Escrow Corp., as successor Trustee, for the benefit and security of Banner Bank as Beneficiary, recorded April 14, 2008 as Instrument No. 2153938000 and re-recorded April 3, 2009 as Instrument No 2204228000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $1,200,000.00 together with interest thereon at an adjustable rate, initially and currently 7.00% per annum, as evidenced in Promissory Note dated March 31, 2008.\u2020 Payments are in default for the months of September 2010 through and including January 2011 in the amount of $11,408.07 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The principal balance as of January 20, 2011 is $1,156,817.73 together with accrued and accruing interest.\u2020 Upon default of payment of any principal or interest when due, the holder of the note may institute a default interest rate of 20.00% per annum.\u2020 The per diem is $216.03096.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $1,156.817.73, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: April 13, 2011 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 208-947-1554 Legal 2591 April 20, 27, 2011 May 4, 11, 2011

March 9, 2015 midnight

Legals March 9, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 2, 2015 File No.: 7042.14798 Sale date and time (local time): June 8, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 309 East 15th Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David K Cotter, a single man as his sole and separate property Original trustee: North Idaho Title Original beneficiary: Homecomings Financial Network, Inc. Recording date: 06/14/2006 Recorder's instrument number: 2037291000 County: Kootenai Sum owing on the obligation: as of February 2, 2015: $124,886.67 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 11 and 12, Block 2 of Selby Addition to Post Falls, according to the Plat thereof, recorded in Book "E" of Deeds, Page 613, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.14798) 1002.277579-File No. Legal 3095 February 16, 23, 2015 March 2, 9, 2015

June 4, 2015 midnight

Legals June 4, 2015

T.S. No.\u2020 022642-ID NOTICE OF TRUSTEE'S SALE On 9/1/2015 at 11:00 AM (recognized local time), at the KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai, CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 12, BLOCK 1, HARBOR VIEW ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK F OF PLATS, PAGE 152, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 4729 S MEADOW LANE DR, COEUR D ALENE, ID 83814-9132, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT MATTHEW GILBERTSON AND DORENE GILBERTSON, HUSBAND AND WIFE, as Grantor(s), to ALLIANCE TITLE AND ESCROW CORPORATION, A DELAWARE CORPORATION, as Trustee, for the benefit and security of\u2020 WORLD SAVINGS BANK, FSB, ITS SUCCESSORS AND/OR ASSIGNEES, as Beneficiary, dated 9/4/2007, recorded 9/10/2007, as Instrument No. 2120896000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 8/15/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 4/29/2015 is $643,680.46 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 4/29/2015 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP Legal 3523 May 12, 19, 26, 2015 June 2, 2015

October 10, 2011 9:01 a.m.

NIC Board of Trustees meetings now televised

Recordings of the monthly North Idaho College Board of Trustees meetings will now be available to the public. The meetings will be shown on City of Coeur d'Alene Public Access Channel 19 for Time Warner Cable customers and will be available to the public online at www.nic.edu/board following the meetings.

August 26, 2011 10 p.m.

NIC: Sad sign of the times

How many young people could go to North Idaho College for the $160,000 earmarked for a new sign to proclaim the achievements of the NIC Trustees? This piece of property that was purchased under some shadows, pays no city or county property taxes. Mark my words that a lot of this will end up leased to private business down the road and still will pay no property taxes. The Trustees will get rent and still want to up tuition.

May 13, 2021 1 a.m.

JOHNSON: Wise choice for trustee

JOHNSON: Wise choice for trustee

NIC trustees to discuss presidential search
February 20, 2022 1:06 a.m.

NIC trustees to discuss presidential search

The North Idaho College board of trustees will meet to give a presidential search update and more.

May 28, 2012 midnight

Legals May 28, 2012

Ref: Newell, Michael J. & Linda M., 1201.1203231 NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/ OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/ LETTER, IS $367,867.50. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 8/15/2012 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho . William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit; Legal Description Exhibit "A" That portion of Lot 3 of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, and more particularly described as follows: BEGINNING at the Northwest corner, a point on the highwater line of Lake Coeur d'Alene whence the Northeast corner of Lot 3 of Section 30, Township 49 North, Range 3 West, Boise Meridian, bears North 52? 29' East 836.4 Feet distant; thence Southwesterly along the highwater line a distance of 75 feet to the Southwest corner; thence South 62?15' East 170 feet to a point on the South boundary of the Pat Poffenroth property; thence East 114.4 feet to the Southeast corner of said property; thence Northeasterly 22.7 feet along the West side of Alternate U.S. Highway 95 to a point; thence North 62? 15' West 287 feet to the Northwest corner and PLACE OF BEGINNING; AND That portion of Lot 3, of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner, a point identical with the Southwest corner of the Plat Poffenroth property, whence the Northeast corner of Lot 3 in the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian bears North 47?28' East 958.8 feet distance; thence East 149 feet along the South boundary of said property to a point; thence North 62?15' West 170 feet tot he Northwest corner, a point on the highwater line of Lake Coeur d'Alene; thence Southwesterly along the highwater line 80 feet to the Southwest corner and PLACE OF BEGINNING. The Trustee has no Knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 360 E Ganos Ln Harrison, ID 83833 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Michael J. Newell and Linda M. Newell, Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of U.S. Bank, National Association N.D., recorded May 27, 2008 as Instrument No. 2160273000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THE ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 11/15/2011 through 3/15/2012: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6.49%. Total: $11,623.76 TOTAL DEFAULT $11,623.76 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $357,545.38, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: April 11, 2012 TRUSTEE By: /s/ William L. Bishop, J., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 Legal 5401 May 21, 28 June 4, 11, 2012

May 1, 2012 midnight

Legals May 1, 2012

NOTICE OF TRUSTEE'S SALE On Wednesday, the 25th day of July, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8, BLOCK 1, FIELDSTONE AT PRAIRIE FALLS, FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 235, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2644 N. Sparrow Loop, Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHRISTOPHER M. HANSON and KELLY K. HANSON, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS, INC., recorded July 27, 2007, as Instrument No. 2113152000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 27, 2007, as Instrument No. 2113153000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 23, 2007, in the amount of $1,156.00 each, for the months of September, 2011, through March, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.00% per annum from August 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,517.28, plus accrued interest at the rate of 6.00% per annum from August 1, 2011. DATED This 26th day of March, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 5122 April 10, 17, 24, May 1, 2012

July 29, 2016 midnight

Legals July 29, 2016

NOTICE OF TRUSTEE'S SALE Loan No.: 890182910 T.S. No.: 16-00181-2 On October 11, 2016 at 10:00 a.m. at the front entrance of the Kootenai County Courthouse, 324 W Garden Ave., Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of UMPQUA BANK, AS SUCCESSOR IN INTEREST BY MERGER TO STERLING SAVINGS BANK, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 1, BLOCK 1, HOOLEY CORNER, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 495, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3172 W SELTICE WAY , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL LASHER AND SARAH LASHER, as original grantor(s), to BRAD WILLIAMS C/O UPF WASHINGTON INCORPORATED, as original trustee, for the benefit and security of STERLING SAVINGS BANK, as original beneficiary, dated as of September 25, 2008, and recorded September 30, 2008, as Instrument No. 2180015000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: UMPQUA BANK, AS SUCCESSOR IN INTEREST BY MERGER TO STERLING SAVINGS BANK, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated September 25, 2008 are: Failed to pay the monthly payments of $1,726.51 due from November 1, 2015, and all subsequent payments; together with late charges due; failed to pay advances made by the Beneficiary; failed to pay, when due, and/or provide evidence of payment of real and/or personal property taxes, together with interest and/or penalties due thereon; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $202,689.44, plus accrued interest at the rate of 7.50% per annum from October 1, 2015. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 6, 2016 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive, Suite 101, Rancho Cordova, CA 95670 916-636-0114 Sara Berens, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.servicelinkasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4579034 07/06/2016, 07/13/2016, 07/20/2016, 07/27/2016 LEGAL 5809 JULY 6, 13, 20, 27, 2016

December 8, 2014 11 p.m.

Legals December 9, 2014

NOTICE OF TRUSTEE'S SALE On March 12, 2015 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation\u2020 located at 1270 Northwood Center Ct Coeur d'Alene, ID\u2020 83814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 7, Block 4, Copper Valley Ranch, according to the plat recorded in Book G of Plats, Page 261, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 15128 North Sedona Street, Rathdrum, ID\u2020 83858, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Carl L.J. Thompson an unmarried person and Katie Ann Butterfield, an unmarried person, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture , (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded January 9, 2004 as Instrument No. 1852609, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $85,600.00 together with interest thereon at the rate of 6.3750% per annum, as evidenced in Promissory Note dated January 8, 2004.\u2020 Payments are in default for the months of December 2013 through and including October 2014 in the amount of $518.34 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The balance now due is $75,031.65 in Principal; Interest is $4,494.98, subsidy granted is $14,997.96 and fees currently assessed are $462.02 computed through October 17, 2014 with interest accruing thereafter at the daily rate of $13.1738.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $90,029.61, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 5, 2014 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. LEGAL 1891 NOVEMBER 18, 25, 2014 DECEMBER 2, 9, 2014

August 25, 2012 midnight

Legals August 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 11/26/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/01/2007 as Instrument Number 2124310000, and executed by JACK CASWELL, AND SHARON CASWELL, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE SOUTH ONE-THIRD OF THE WEST THREE-FIFTHS OF TRACT 68, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED LANDS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK "E" OF PLATS, PAGE 151, RECORDS OF KOOTENAI COUNTY. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6320 N 15TH ST, DALTON GARDENS, ID, 83815-9602 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $352,280.83, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/19/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0063565 FEI # 1006.163763 Legal 5926 August 4, 11, 18, 25, 2012