Legals December 3, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 30, 2015 File No.: 7042.15725 Sale date and time (local time): March 9, 2016 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 15111 West Pauline Trail Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Carolyn A Elmore, a married woman as her sole and separate property Original trustee: Fidelity National Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. Recording date: 05/16/2005 Recorder's instrument number: 1949988 County: Kootenai Sum owing on the obligation: as of October 30, 2015: $241,169.43 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 27, Block 1, Hoyt Ranch second Addition amended, according to the Plat Recorded in Book "I" of Plats, Page 232, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.15725 Elmore, Carolyn A) 1002.283869-File No. LEGAL 4611 NOVEMBER 12, 19, 26, 2015 DECEMBER 3, 2015

Legals Feb. 17, 2010

Loan No. xxxxxx1052 T.S. No. 1190403-09 Parcel No. 04880002026a NOTICE OF TRUSTEE'S SALE On May 11, 2010, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: legal DESCRIPTION: The land referred to in this commitment is described as follows: A parcel of Land being a part of Lots 26 and 27, Block 2, [[LAND TURNER BAY TRACTS, according to the plat, recorded in the office of the County Recorder in Book I) of Plats page 141, records of Kootenai County, Idaho, and being describe(l 1w metes OIICJ bounds as follows: Beginning at the set iron rod and P15 4194 cap marking the Northeast corner of Lot 27; thence Along the Fast line of tot 27, South 50857'OO" East, a distance of .54.41 feet to a set iron rod and P15 4194 cap; thence Along a line 34.25 feet South of and parallel with the North line of Lot 27, North 89857'56' West, (F Plot), a distance of 212.35 feet to a set iron rod and PLS 4194 cap on the shore of Coeur S Alene take; thence Along the shoreline of Coeur d' Alene Lake, North 249529" West, (N. 24045 W. Plat), at 37.68 feet pass the common line between Lots 26 and 27, in all a total distance of 78.93 feet to a set iron rod and PLS 4194 cap; thence South 89858'25" Fast, a distance of 164.85 feet to a set iron rod and PLS 4194 cap on the East line of tot 26; thence Along the East line of tot 26, south 45"25'OO" East a Distance of 53.48 feet to the POINT OF BEGINNING. Excepting therefrom A triangular shaped parcel of land being a portion of Lot 27, Block 2, LELAND TURNER BAY TRACTS, according to the plat recorded in Book 1) of Plats at page 141 being a part of Government Lot 2, Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho and being described by metes and bounds as follows: Commencing at a found iron rod and PLS 4194 cap marking the Southeast corner of Lot 21, Block 2; thence Along the Easterly line of tot 21, Block 2, North 50857'00' West, a distance of 34.39 feet to a found iron rod and PLS 4194 cap marking the Southeast corner of that certain parcel of land conveyed from Beckemeler to Simpson recorded in Book 219, Page 446 described as the North 34.25 feet of tot 21, Block 2, Leland Turner Bay Tracts being the POINT OF BEGINNING; thence Along the South line of said parcel, North 8985756" West, a distance of 212.35 feet to the West line of Lot 27, Block 2; thence Along the West line of Lot 27, Block 2, North 24835'29" West, a distance of 3.33 feet to a set iron rod and PLS 4194 cal); thence South 890915" East, a distance of 213.76 feet to the POINT OF BEGINNING. And together with A triangular shaped parcel of land being a portion of tot 26, Block 2, LEFAND TURNER BAY TRACTS, according to the plat recorded in Book D of Plats at page 141 being a part of Government Lot 2, Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho and being described by metes and bounds as follows: Commencing at a found iron rod and PLS 4194 cap marking the Southeast corner of Lot 26, Block 2; thence Along the Easterly line of Lot 26, Block), North 45825'OO" West a distance of 53.48 feet to a found iron rod and PLS 4194 cap marking the Northeast corner of that certain parcel of land conveyed from Southern to Reillo recorded as Instrument No. 1847479 being the POINT OF BEGINNING; thence Along the North line of said parcel, North 89858'25" West a distance of 164.85 feet to a found iron rod and PLS 4194 cap on the West line of Lot 26, Block 2; thence Along tile West line of Lot 26, Block 2, North 24835'29" West, a distance of .3.3.3 feet to a set iron rod and PLS 4194 cal); thence South 88855"49' East, a distance of 166.27 feet to the POINT OF BEGINNING. Commonly known as 29739 S. Highway 97 Fka 29715 S. Highway 97 Harrison Id 83833. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Louis J Reillo and Beverly J Reillo Husband And Wife as Grantor, to Kootenai Title, as Trustee, for the benefit and security of National City Mortgage A Division of National City Bank as Beneficiary, recorded August 20, 2007, as Instrument No. 2117073000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due september 1, 2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $868,302.20, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: January 05, 2010 Signature/By First American Title Insurance Company. R-287073 Legal 8848 January 27, 2010 February 3, 10, 17, 2010

Legals September 26, 2014

T.S. No.\u2020 011730-ID Parcel No. C0810004002A NOTICE OF TRUSTEE'S SALE On 1/7/2015 at 9:00 AM (recognized local time), AUCTION.COM ROOM, LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 2, AND THE NORTH HALF OF LOT 3, BLOCK 4, BOOTHE ADDITION TO THE TOWN OF COEUR D ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 69, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1945 NORTH 8TH STREET, COEUR D'ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 DENNIS A HAYES SR., AND MARY L HAYES, HUSBAND AND WIFE as Grantor, to FIDELITY NATIONAL TITLE INSURANCE CO as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR COUNTRYWIDE BANK, FSB, ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 1/28/2008, recorded 2/5/2008, as Instrument No. 2143319000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 4/1/2012 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $129,316.63, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. DATED: 8/20/14 LEGAL 1431 SEPTEMBER 12, 19, 26, 2014 OCTOBER 3, 2014

Legals November 28, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 23, 2014 File No.: 7023.110621 Sale date and time (local time): March 04, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 1217 N Catherine St Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Randy J Carpenter and Janet S Carpenter, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: August 21, 2008 Recorder's instrument number: 2174610000 County: Kootenai Sum owing on the obligation: as of October 23, 2014: $176,126.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 11 and 12, except the South 68 feet, Block 15, Compton Addition to the Town of Post Falls, according to the plat recorded in the office of the County Recorder in Book "F" of Deeds, at Page 110, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.110621) 1002.274427-File No. LEGAL 1836 NOVEMBER 7, 14, 21, 28, 2014

Legals June 6, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 09/04/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/23/2008 as Instrument Number 2165261000, and executed by DUSTIN G WOODRUFF, AND KRISTIN M WOODRUFF, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 14, BLOCK 5-17, SHAMROCK RANCH V, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 301, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 29087 N HINDMAN ST, Athol, ID, 83801-8160 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $196,018.43, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/24/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0030291 FEI # 1006.158016 Legal 5343 May 16, 23, 30 June 6, 2012

Trustees to decide on funds

Technologies with short life span may not be part of tax initiative

The Coeur d'Alene School District trustees anticipate making a final decision in early April about approving a proposed $32.7 million tax initiative, which would fund health and safety improvements for several school buildings.

County officials to fill vacancy

Commissioners to appoint school board member

COEUR d'ALENE - The vacant school board seat in Coeur d'Alene will be filled by someone appointed by the Kootenai County commissioners.

NIC to raise tuition

Increase is $2 per credit for Kootenai County students

COEUR d'ALENE - North Idaho College trustees decided Wednesday to balance the college's budget for the next fiscal year by increasing tuition rather than levying more property taxes.

Former NIC trustees, lawyer seek to quash subpoenas

North Idaho College’s former attorney and two former trustees have asked a court to quash subpoenas seeking documents, emails, public record requests and other digital records related to the hiring of NIC President Nick Swayne, calling the subpoenas “unreasonable and oppressive.” Attorney Art Macomber issued a flurry of subpoenas last month on behalf of NIC in a lawsuit filed by Swayne against the college. The lawsuit seeks Swayne’s reinstatement after trustees placed him on administrative leave for no disciplinary reason.

Legals September 4, 2012

NOTICE OF TRUSTEE S SALE Loan No.: 0153269816 T.S. No.: 12-00055-5 On November 27, 2012 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d' AIene in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-WF1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4, AND THE EAST HALF OF LOT 5, BLOCK 16, PARK ADDITION TO POST FALLS, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "A" OF PLATS AT PAGE 5, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 710 EAST 17TH AVENUE , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVE O GOBIN AND MAUREEN E GOBIN, HUSBAND AND WIFE, as original grantor(s), to LAND AMERICA LAWERS TITLE OF KOOTENAI COUNTY, as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of June 12, 2006, and recorded June 13, 2006, as Instrument No. 2037063000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-WF1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated June 12, 2006 are: Failed to pay the monthly payments of $1,424.74 due from October 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $144,666.02, plus accrued interest at the rate of 8.87500% per annum from September 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: July 20, 2012 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 John Catching, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4277283 08/14/2012, 08/21/2012, 08/28/2012, 09/04/2012 Legal 5887 August 14, 21, 28, 2012 September 4, 2012

Legals January 23, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 0072543507 T.S. No.: 11-04283-6A On April 18, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-4, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 1, BLOCK 3, RIVERSIDE HARBOR 6TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 27, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 502 S RIVERSIDE HARBOR DR., POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES B SCOTT, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of WELLS FARGO BANK NA, as original beneficiary, dated as of January 29, 2007, and recorded January 31, 2007, as Instrument No. 2080648000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-4, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated January 29, 2007 are: Failed to pay the monthly payments of $1,837.69 due from August 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $272,000.00, plus accrued interest at the rate of 6.37500% per annum from July 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 6, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4432871 Legal 9895 January 2, 9, 16, 23, 2013

Legals January 24, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 16, 2013 File No.: 7021.17913 Sale date and time (local time): April 21, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12655 Emerald Drive NKA 13098 N Emerald Dr Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Stephen M. Mullin and Linda J. Mullin Husband and Wife Original trustee: First American Title Company Original beneficiary: Countrywide Funding Corporation Recording date: 09/10/1992 Recorder's instrument number: 1274151 County: KOOTENAI Sum owing on the obligation: as of December 16, 2013: $57,954.66 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 12, FIRST ADDITION TO EMERALD ESTATES, Kootenai County, State of Idaho, according to the Plat recorded in Book "E" of Plats, Page 235. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.17913) 1002.261756-File No. Legal 9925 January 3, 10, 17, 24, 2013

Legals July 14, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 1100235241 T.S. No.: 12-00615-5 On September 28, 2012 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-EQ1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 12 AND THE NORTH 20 FEET OF LOT 11, BLOCK 1, BOOTHE ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 69, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1946 NORTH 8TH STREET , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID BAKER AND TERI BAKER, HUSBAND AND WIFE, as original grantor(s), to FIRST AMERICAN TITLE COMPANY INC, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR EQUIFIRST CORPORATION, as original beneficiary, dated as of October 31, 2006, and recorded November 3, 2006, as Instrument No. 2064964000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-EQ1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated October 31, 2006 are: Failed to pay the monthly payments of $982.12 due from September 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $139,319.94, plus accrued interest at the rate of 6.00000% per annum from August 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: May 24, 2012 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Tracye Prescott, Authorized signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4250634 06/30/2012, 07/07/2012, 07/14/2012, 07/21/2012 Legal 5683 June 30 July 7, 14, 21, 2012

Legals July 6, 2013

NOTICE OF TRUSTEE S SALE Loan No.: 7143203631 T.S. No.: 13-00162-5 On September 12, 2013 11 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 15, Block 5, RIVER PARK PLAZA, according to the plat recorded in the office of the county Recorder in Book "F" of Plats at Page 22, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 226 SOUTH SUNSET DR. , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DOREEN K LEIGH, A SINGLE WOMAN, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of ARGENT MORTGAGE COMPANY, LLC, as original beneficiary, dated as of November 7, 2005, and recorded November 14, 2005, as Instrument No. 1994946 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated November 7, 2005 are: Failed to pay the monthly payments of $995.28 due from October 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $120,036.43, plus accrued interest at the rate of 7.10000% per annum from September 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: May 9, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 SALE INFORMATION CAN BE OBTAINED ONLINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4386582 Legal 8673 June 15, 22, 29, 2013 July 6, 2013

Legals July 2, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, OCTOBER 7, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 2 in Block 1 of Rigby's Place according to the official plat thereof, filed in Book J of Plats at Page(s) 156, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS IN THE AMOUNT SHOWN BELOW. AMOUNT: $265,000.00 TRUSTOR/GRANTOR: Lea R. Rigby, an unmarried person TRUSTEE: Alliance Title and Escrow Corp. BENEFICIARY: Mountain West Bank DATED: March 12, 2007 RECORDED: March 16, 2007 INSTRUMENT NO.: 2088552000 An agreement to modify the terms and provisions of said Deed of Trust as therein provided: RECORDED: November 30, 2007 INSTRUMENT NO.: 2133826000 AS FOLLOWS: Release Lot 4 of Block 1 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments since September 2009. As of May 23, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $299,683.94, plus accrued interest and late charges in the amount of $12,138.82. Additional interest accrues at the rate of 3.250000% per annum or $26.68436 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. Jonathon D. Hallin, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 2nd day of June, 2011 JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 3029 June 11, 18, 25, 2011 July 2, 2011

Legals March 16, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, JUNE 10, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 267 in Block 13 of GOZZER RANCH GOLF & LAKE CLUB 1, according to the official plat thereof, filed in Book "J" of Plats at Page(s) 262-262A, 262B, 262C, 262D, 262E, 262F, 262G, 262H, 262I, 262J, 262K, 262L, 262M, 262N and 262O, official records of Kootenai County, Idaho. Commonly known as: Vacant Land shown as TBD Lower Pasture Road, Harrison, Idaho 83833. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $180,000.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: November 22, 2005 Grantor: Jessica L. Yingling, an unmarried person Trustee: Alliance Title & Escrow Corporation Beneficiary: Mountain West Bank Recorded: November 29, 2005 Instrument No.: 1998096 Loan No.: 018120113 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay off the loan balance when the obligation matured on December 1, 2010. As of January 17, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $180,000.00, plus accrued interest and late charges in the amount of $2,621.44. Additional interest accrues at the rate of 6.75% per annum or $33.28767 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 7th day of February, 2011. JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 2106 February 23, 2011 March 3, 9, 16, 2011

Legals February 5, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 10, 2013 File No.: 7523.22323 Sale date and time (local time): May 14, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: LOT 56 Jackleg Trail Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Timothy J Byrne and Sandra L Byrne husband and wife as joint tenants Original trustee: Alliance Title & Escrow Corp. Original beneficiary: IndyMac Bank FSB Recording date: 03/23/2006 Recorder's instrument number: 2020894000 County: Kootenai Sum owing on the obligation: as of January 10, 2013: $538,348.14 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 56 in Block 5 of Gozzer Ranch Golf & Lake Club I, according to the Plat thereof, filed in Book J of Plats, at Pages 262 through 262 "O", official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7523.22323) 1002.239238-File No. Legal 7816 January 22, 29, 2013 February 5, 12, 2013

Legals May 3, 2012

Loan No. xxxxxx4401 T.S. No. 1349194-09 Parcel No. p-7370-003-005-0 NOTICE OF TRUSTEE'S SALE On July 26, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 5 in block 3 of prairie ridge subdivision, according to the official plat thereof, filed in book g of plats at page(s) 129 and 129a official records of Kootenai county, idaho. Commonly known as 505 W 22nd Avenue Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Victoria Mcenaney-pfaff and Carl F. Pfaff, Wife And Husband as Grantor, to Alliance Title & Escrow Corp, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Gmac Mortgage, Llc F/k/a Gmac Mortgage Corporation, Its Successors and Assigns as Beneficiary, recorded April 30, 2008, as Instrument No. 2156883000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due may 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $205,686.37, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: March 27, 2012 Signature/By First American Title Insurance Company. R-407624 04/19, 04/26, 05/03, 05/10 Legal 5070 April 19, 26 May 3, 10, 2012

Legals April 6, 2012

NOTICE OF TRUSTEE S SALE Loan No.: 0072872054 T.S. No.: 10-11524-6 On July 11, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA2, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 11, BLOCK 2, RIDGE LINE ESTATES FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 29, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 9066 W. RIDGE LINE LANE , COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by NANCY E. WHITE, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of WELLS FARGO BANK NA, as original beneficiary, dated as of February 13, 2007, and recorded February 22, 2007, as Instrument No. 2084201000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA2, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated February 13, 2007 are: Failed to pay the monthly payments of $3,260.71 due from March 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $398,255.25, plus accrued interest at the rate of 6.75000% per annum from February 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: March 10, 2012 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120 Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4215630 03/16/2012, 03/23/2012, 03/30/2012, 04/06/2012 Legal 4941 March 16, 23, 30 April 6, 2012

Legals December 15, 2011

File No.: 119700 / Customer Ref No. CSC Account No 31741117 NOTICE OF TRUSTEE'S SALE \u2020 \u2020 \u2020 \u2020On March 29, 2012 at the hour of 10:30 AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 3 in Block 2 of Alan Park East, according to the official plat thereof, filed in Book G of Plats at Page(s) 475, official records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1130 North Townsend Loop, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Brandi Reasor a single person, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service, or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded July 14, 2004 as Instrument No. 1888141, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $93,500.00 together with interest thereon at the rate of 5.8750% per annum, as evidenced in Promissory Note dated July 7, 2004. \u2020Payments are in default for the months of June 2011 through and including November 2011 in the amount of $473.27 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $96,514.04 in Principal; Interest is $2,858.40, subsidy granted is $16,660.24 and fees currently assessed are $55.88 computed through November 7, 2011 with interest accruing thereafter at the daily rate of $15.5348. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $113,174.28, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 25, 2011 Alliance Title & Escrow Corp. By:Melissa Ambriz, Trust Officer Phone: 208-947-1554 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4260 December 1, 8, 15, 22, 2011