Legals August 25, 2014

NOTICE OF TRUSTEE'S SALE On October 21, 2014, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: LOT 5, BLOCK 20, SIMM'S ADDITION AMENDED, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 57, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1819 N. 6th St. Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Tracy Cunningham, an unmarried person, as Grantor(s) with "MERS", solely as nominee for lender Washington Trust Bank, a Washington Banking Corporation as the Beneficiary, under the Deed of Trust recorded December 30, 2008, as Instrument No. 2190602000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Matrix Financial Services Corporation, recorded June 11, 2014, as Instrument No. 2459143000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $966.64 for the months of January 2014 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $125,673.90 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.50% from December 1, 2013, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 18th day of June, 2014. /S/ Tammie Harris Trust Officer for Just Law, Inc. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 LEGAL 1257 AUG 4, 11, 18, 25, 2014

BNI endorses GFeller, Murray for NIC board

The Balance North Idaho Political Action Committee announced its endorsements for candidates seeking election to two Trustee positions up for election on the North Idaho College Board of Trustees.

MILLER: Book your support

During my tenure as a trustee of the Coeur d’Alene Public Library, I had the pleasure of working with Kiki Miller, who was serving as the liaison between the City Council and the Board of Trustees.

Legals October. 7, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Karen Falk, born 3/30/78, in Mesa, AZ, residing at 2580 E. Sundown, CDA, has been filed in Kootenai County District Court, Idaho. The name will change to Karen Smith, because of divorce. The petitioner's father is living and his address is 700 N. Dobson Rd. #41, Chandler, AZ 85224. The petitioner's mother is living and her address is same as above. A hearing on the petition is scheduled for 9:00 o'clock AM on 10/18/10, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: September 10, 2010. DANIEL J. ENGLISH By: Cathy Victorino Deputy Clerk Legal 0842 September 15, 22, 29, 2010 October 6, 2010

Legals November 29, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/02/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/16/2006 as Instrument Number 2019569, and executed by RONALD W MONTAGUE, AND CORA L MONTAGUE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: The land referred to in this Commitment is described as follows: Those certain premises comprising a portion of the project known as EVERGREEN COURT, situate at Twin Lakes Village Plat in Kootenai County, Idaho, said project having been established as a condominium by Declaration and By-Laws recorded August 3, 1976 as Instrument No. 706570 in Book 84 of Miscellaneous at Page 371, records of Kootenai County, Idaho, under and pursuant to the provisions of the Condominium Property Act of the State of Idaho, and the premises hereby conveyed being more particularly described as follows: FIRST: Unit No. 17 in Building No. 3 of said project as shown in the exhibits attached to the said Declaration and filed therewith, excepting and reserving any portion of the common elements lying within said unit and easements through said unit and appurtenant areas to the common elements and other units, all as set forth in said Declaration. SECOND: An undivided 3.425439 percentage ownership interest appurtenant to the unit, which includes an undivided .0021 percentage ownership interest appurtenant to the carport appurtenant to said unit, in all common elements of said project as described in said Declaration including the buildings and land described below: Lot C-8, Block 1, TWIN LAKES VILLAGE PLAT, according to the plat recorded in the office of the County Recorder in Book E of Plats at Page 151 Document No. 631042, records of Kootenai County, Idaho, all located in Kootenai County, State of Idaho; the existing Condominium Buildings, The Evergreen Court, and the garage building located on said land. Excepting that parcel conveyed in Quitclam Deed to Ron Wilson, recorded July 7, 1993, as Instrument No. 1311243 described as follows: A parcel of land located in the Southeast quarter, Section 8, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Said parcel being a portion of Lot C-8, Block 1, TWIN LAKES VILLAGE, as shown on the plat thereof filed in Book E of Plats at page 151, Kootenai County Records more particularly described as follows: COMMENCING at an Iron Rod Monument marking the Southeasterly corner, said Lot C-8, the true POINT OF BEGINNING for this description; thence South 82 degrees 33'30" West along the Southerly boundary line, said Lot C-8, a distance of 14.50 feet; thence North 8 degrees 34'03" East leaving said line, a distance of 52.07 feet to a point on the Easterly line said Lot C-8; thence South 7 degrees 36'09" East (South 7 degrees 26'30" East Plat) along said Easterly line a distance of 50.05 feet to the true POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5305 W FAIRWAY LN UNIT 17, Rathdrum, ID, 83858-6677 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $81,444.03, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/25/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0097185 FEI # 1006.145171 Legal 4158 November 15, 22, 29, 2011 December 6, 2011

Legals April 10, 2013

SUMMONS FOR SERVICE BY PUBLICATION CV-2012-02108 FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, BONNER COUNTY DISTRICT COURT PONDERAY HOSPITALITY, LLC, an Idaho limited liability company Plaintiff v. SANDPOINT MOTELS, LLC, an Idaho limited liability company; and SANJEEV AMIN and JANE DOE AMIN, a married couple, Defendants You have been sued by PONDERAY HOSPITALITY, LLC, the Plaintiff, in the District Court in and for Bonner County, Idaho, Case No. CV 2012-02108. The nature of the claim against you is a deficiency on a loan. Any time after 20 days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 215 South First Avenue, Sandpoint, Idaho 83864 and the telephone number of the court is (208) 265-1432 and served a copy of your response on the Plaintiffs through their attorney Toby McLaughlin, whose mailing address and telephone number are: BERG & McLAUGHLIN, Chtd., 414 Church Street, Ste 203, Sandpoint, Idaho 83864, (208)263-4748. A copy of the Summons and the Verified Amended Complaint can be obtained by contacting either the Clerk of the Court or the Plaintiffs' attorney. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 12th day of March, 2013. MARIE SCOTT, BONNER COUNTY CLERK OF THE DISTRICT COURT /s/ By:Deputy Legal 8107 March 20, 27, 2013 April 3, 10, 2013

Legals February 6, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 9, 2015 File No.: 9113.20137 Sale date and time (local time): May 14, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 601 West 13th Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lyle R. Scott, an unmarried man, as his separate estate Original trustee: Northwest Trustee Services, Inc Original beneficiary: Seattle Mortgage Company Recording date: 03/28/2007 Recorder's instrument number: 2090696000 County: Kootenai Sum owing on the obligation: as of January 9, 2015: $128,451.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block K, Polston Addition to Post Falls, according to the plat recorded in Book D of Plats, Page 85, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 9113.20137) 1002.276745-File No. LEGAL 2245 JANUARY 23, 30, 2015 FEBRUARY 6, 13, 2015

Legals July 10, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 31, 2013 File No.: 7023.103473 Sale date and time (local time): October 3, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 755 W Peach Tree Dr. Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Heidi J Simon, an unmarried woman Original trustee: Pioneer Title Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sydion Financial, LLC Recording date: 03/12/2009 Recorder's instrument number: 2200699000 County: Kootenai Sum owing on the obligation: as of May 31, 2013: $289,776.70 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 1, Hayden Orchards, according to the plat recorded in the office of the county recorder in Book "E" of Plats at Page 186, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.103473) 1002.250133-File No. Legal 8693 June 19, 26, 2013 July 3, 10, 2013

Legals for July, 19 2022

Legals March 30, 2012

File No.: 131848 / IHFA No. 11203387/Yurkin NOTICE OF TRUSTEE'S SALE On Tuesday, July 3, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 7 in Block 3 of Sunshine Meadow Seventh Addition, according to the official plat thereof, filed in Book J of Plats at Page(s) 192 Official Records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2848 West Apperson Drive, Coeur d' Alene, ID \u202083815, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Ruvim P. Yurkin an unmarried person, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of Idaho Housing and Finance Association as Beneficiary, recorded December 26, 2007 as Instrument No. 2137846000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $179,999.00 together with interest thereon at the rate of 6.3100% per annum, as evidenced in Promissory Note dated December 20, 2007. \u2020Payments are in default for the months of October 2011 through and including February 2012 in the amount of $1,228.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of February 22, 2012 is $171,665.58 together with accrued and accruing interest thereon at the rate of 6.3100% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $171,665.58, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: March 1, 2012 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4873 March 9, 16, 23, 30, 2012

Legals February 8, 2013

Notice of Trustee's Sale TS No.: ID-09-304084-TD On 5/3/2013, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A portion of Lots 8, 9, 10 and 11 and Vacated Alley in Block 27, of LAKBSHORE ADDITION CDA, according to the plat thereof, recorded in Bode B of Plats, Page 128, records of Kootenai County, Idaho, described as follows: Beginning at a point on the South Line of Block 27, a distance of 57.5 feet East of the Southwest Comer of Block 27; Thence North Parallel with the West Line of Block 27, a distance of 142.8 feet to a point on the North Line of the South Half of Lot 11; Thence East along the North Line of the South Half of Lot 11, a distance of 52.5 feet to a point on the East Line of Lot 11; Thence South along the East Line of Lot 11, a distance of 20 feet to the Southeast Comer thereof; Thence East along the extended South Line of Lot 11, a distance of 7.5 feet to the Center of a fifteen foot Alley through Block 27; Thence South along the Center Line of the Vacated portion of said Alley 122.8 feet to a point on the South Line of Block 27; Thence West along the South Line of Block 27, a distance of 60.0 feet to the Point of Beginning. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1103 E LAKESHORE DR, COEUR D ALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JACK CHARLES ROSEMARY, AN UNMARRIED MAN as Grantor/Trustor, in which JPMorgan Chase Bank, National Association, is named as Beneficiary and STEWART TITLE as Trustee and recorded 12/18/2006 as Instrument No. 2072946000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/7/2006. The monthly installments of principal, interest, and impounds (if applicable) of $2,477.19, due per month for the months of 1/1/2009 through 3/17/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $636,807.81 together with interest thereon at the current rate of 4.7330 per cent (%) per annum from 3/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 12/31/12 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4347143 01/18/2013, 01/25/2013, 02/01/2013, 02/08/2013 Legal 7765 January 18, 25, 2013 February 1, 8, 2013

Legals June 10, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 8, 2013 File No.: 7021.29015 Sale date and time (local time): September 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 660 East Tiger Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sean C. Barley and Stephanie Barley, husband and wife Original trustee: North Idaho Title Insurance Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Home Loan Center, Inc., dba LendingTree Loans Recording date: 01/16/2007 Recorder's instrument number: 2077817000 County: Kootenai Sum owing on the obligation: as of May 8, 2013: $161,710.65 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 1, Prairie Falls Fourth Addition, according to the plat recorded in the office of the County Recorder is Book "I" of Plats at Page 95 and 95A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29015) 1002.248766-File No. Legal 8458 May 20, 27, 2013 June 3, 10, 2013

Legals February 4, 2012

NOTICE OF TRUSTEE S SALE Loan No.. 0201808987 T.S- No.: 11-03990-6 On May 16, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai. State of Idaho, and described as follows: THE NORTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 17, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. EXCEPT ANY PORTION LYING WITHIN THE COUNTY ROAD RIGHT OF WAY The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 10009 NORTH HUETTER ROAD , RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JASON MORGAN & DENISE MORGAN, HUSBAND AND WIFE, as original grantor(s), to ALLIANCE TITLE & ESCROW CORP., as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. AS NOMINEE FOR MANN FINANCIAL INC. D/B/A EQUITY FREEDOM HOME LOANS, as original beneficiary, dated as of May 23, 2006. and recorded May 30, 2006, as Instrument No. 2033908000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4}(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated May 23, 2006 are: Failed to pay the monthly payments of $1,015.47 due from April 1, 2011, together with all subsequent payments', together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $160,667.59. plus accrued interest at the rate of 4.50000% per annum from March 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 13, 2012 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4179188 Legal 4571 January 21, 28, 2012 February 4, 11, 2012

Legals December 25, 2015

T.S. No. 031723-ID Parcel No.: 072270020210 NOTICE OF TRUSTEE'S SALE On 4/5/2016 at 10:00 AM (recognized local time), at the VETERAN'S MEMORIAL PLAZA NORTH ENTRANCE ADMIN BUILDING 451 N GOVERNMENT WAY, COUER D'ALENE, ID 83815, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 21, BLOCK 2, OF SHAMROCK RANCH II, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 260, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 29255 N CARIBOU AVE, ATHOL, ID 83801, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BEN ANDERSON AND JORELL ANDERSON, HUSBAND AND WIFE, as Grantor(s), to STEWART TITLE OF BOISE, INC., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 7/18/2007, recorded 7/26/2007, as Instrument No. 2112631000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 3/1/2015 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 11/20/2015 is $244,502.27 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 11/20/2015 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP LEGAL 4705 DECEMBER 11, 18, 25, 2015 JANUARY 1, 2016

Legals April 10, 2014

ANOTHER SUMMONS CASE NO. CV-13-6540 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ERICA RITTER, Plaintiff, vs. PETTY GLEASON; and JOHN DOES I-V; Defendants. To: Petty Gleason and John Does I-V: You have been sued by Erica Ritter, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV-13-0006540. The nature of the claim against you is: Tort Damages. Any time after 20 days following the last publication of this summons, the court may enter a judgement against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 W. Garden Avenue, Coeur d' Alene, Idaho 83814, (208) 446-1160 and served a copy of your response on the Plaintiff's attorney, Randall C. Probasco, at Brown, Justh & Romero, PLLC, PO Box 1148, Coeur d' Alene, Idaho 83816-1148 (208) 664-2191. A copy of the Summons and Complaints can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 25th day of February, 2014. CLERK OF THE DISTRICT COURT JIM BRANNON LEGAL 465 MARCH 20, 27, 2014 APRIL 3, 10, 2014

Legals March 12, 2012

NOTICE OF APPLICATION FOR MERGER OF SUBSIDIARY BANKS Glacier Bank, 202 Main Street, Kalispell, Montana 59901, intends to apply to the Federal Deposit Insurance Corporation and the Division of Banking and Financial Institutions of the State of Montana, for permission to merge with the following affiliate banks: First Security Bank of Missoula, 1704 Dearborn Avenue, Missoula, MT, 59801; Western Security Bank, 2812 1st Avenue N., Billings, MT, 59101; Big Sky Western Bank, 4150 Valley Commons Drive, Bozeman, MT, 59718; Valley Bank of Helena, 3030 North Montana Avenue, Helena, MT, 59601; First Bank of Montana, 224 West Main Street, Lewistown, MT, 59457; Bank of the San Juans, 144 East Eight Street, Durango, CO 81301; Mountain West Bank, 125 Ironwood Drive, Coeur d'Alene, ID, 83814; Citizens Community Bank, 280 South Arthur Avenue, Pocatello, ID, 83204; 1st Bank, 1001 Main Street, Evanston, WY, 82930; and First Bank of Wyoming, 245 East First, Powell, WY, 82435 (collectively, the "Mergers"). The Mergers will serve to consolidate all of Glacier Bancorp, Inc.'s bank subsidiaries into one charter, with Glacier Bank as the resulting bank. The branches of the merging banks will continue to operate as separate divisions of Glacier Bank under assumed names. Any person wishing to comment on this application may file his or her comments in writing with the regional director of the Federal Deposit Insurance Corporation at the appropriate FDIC office, Jessie Street at Ecker Square, Suite 2300, San Francisco, CA 94105 and with the Montana Commissioner of Banking and Financial Institutions, Department of Administration, P. O. Box 200546, Helena, MT 59620-0546, not later than March 16, 2012. The non-confidential portions of the application are on file at the respective FDIC and Commissioner's offices and are available for public inspection during regular business hours. Photocopies of the non-confidential portion of the application file will be made available upon request. Legal 4744 February 16, 23 March 12, 2012

Legals December 21, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0069856201 T.S. No.: 11-02491-3C On March 17, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust Inc., Mortgage Pass-Through Certificates, Series 2007-AR5, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 7, BLOCK 3, PRAIRIE RIDGE SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK " G" OF PLATS AT PAGE 464, RECORDS OF KOOTENAL COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 680 N BELLFLOWER LANE, POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TIFFANY MOORE, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of October 27, 2006, and recorded October 30, 2006, as Instrument No. 2064185000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust Inc., Mortgage Pass-Through Certificates, Series 2007-AR5, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated October 27, 2006 are: Failed to pay the monthly payments of $1,215.36 due from March 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $161,388.05, plus accrued interest at the rate of 2.87500% per annum from February 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 8, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4428964 Legal 9756 November 30, 2013 December 7, 14, 21, 2013

Legals November 28, 2015

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PRV-15002796 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on March 3, 2016, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 19, BLOCK 2, FIRST ADDITION ON TO LAKEVIEW ADDITION TO LOWER TWIN LAKES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "D" OF PLATS AT PAGE 2, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of BARE LAND, LAKEVIEW ADD TO TWIN LAKES 1ST ADD , RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DOUGLAS H. ALLEN, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of JUDITH F. COOPER, as Beneficiary, dated 11/28/2007, recorded 11/30/2007, under Instrument No. 2133901000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by JUDITH F. COOPER. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/28/2007, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $58,960.91, together with interest thereon at 8.000% per annum from 7/14/2008, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 10/30/2015. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By /s/_______ Deborrah Duncan, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 LEGAL 4610 NOVEMBER 7, 14, 21, 28, 2015

Legals February 18, 2012

NOTICE OF RESCHEDULED TRUSTEE'S SALE On the 23rd day of May, 2012, at the hour of 10:00 A.M. (Pacific Standard Time), in the lobby at the Law Offices of Brown, Justh & Romero, PLLC, located at 627 Government Way, Coeur d'Alene, County of Kootenai, State of Idaho, ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in the lawful property, situated in the County of Kootenai, State of Idaho, to wit: LOT 12 AND 13, BLOCK 30, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description OF THE ABOVE REFERENCED REAL PROPERTY, BUT FOR PURPOSES OF Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 6249 W. Maine St., Spirit Lake, Idaho 83869, County of Kootenai, State of Idaho, is sometimes associated with said real property. Information concerning the location of said property may be obtained from the Successor Trustee at 627 Government Way, Coeur d'Alene, Idaho 83814, Phone (208)664-2191. Said sale will be made without covenant or warranty regarding title, possession or encumbrances or to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of or transfer in Trust executed by Selkirk Trading, LLC, a Washington Limited Liability Company, as Grantor/Trustor, to First American Title Company, as trustee and subsequently, by Appointment of Successor Trustee recorded on November 7, 2011 as Instrument No. 233411300 in the Public Records of Kootenai County, State of Idaho, to ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR as Successor Trustee, for the benefit and security of bankcda, dated June 23, 2003, recorded June 24, 2003 as Instrument No. 1809111 of Official Records, County of Kootenai, State of Idaho; as modified by Modification of Deed of Trust dated December 22, 2003 and recorded December 26, 2003 as Instrument No. 1850568 of Official Records of Kootenai County, State of Idaho; and further modified on May 21, 2004 and recorded on May 24, 2004 as Instrument No. 1877890 of Official Records of Kootenai County, State of Idaho; and Further that a Deed of Partial Reconveyance recorded March 17, 2010 as Instrument No. 2257573000, in the public records of Kootenai County, Idaho thereby reconveying to Grantors the title and interest as required under the Deed of or transfer in Trust the following property. LOT 11, BLOCK 30, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. THE ABOVE TRUSTOR/GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note and Modified by a Notice of Final Terms Agreement dated September 27, 2010, the payment of principal and accrued interest due on November 6, 2011; the total Principal owing as of this date on the obligation secured by said Deed of Trust is $300,466.05 plus accruing interest. ALL AMOUNTS ARE NOW DUE AND PAYABLE, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, title fees and any other amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: January 23, 2012 ROBERT R. ROMERO, JR. BROWN, JUSTH, & ROMERO, PLLC ATTORNEYS AT LAW SUCCESSOR TRUSTEE AND MEMBER OF THE IDAHO STATE BAR BY Robert R. Romero, Jr. Brown, Justh & Romero, PLLC, Attorneys at Law 627 Government Way Coeur d'Alene, ID 83814 Phone: (208)664-2191; Facsimile: (208)664-2193 STATE OF IDAHO ) :ss County of Kootenai ) On this 23rd day of January, 2012, before me, a Notary Public in and for the State of Idaho, personally appeared Robert R. Romero, Jr., known or identified to me to be the person that executed this instrument, whose name is subscribed to the within instrument and acknowledged to me that he executed the same. IN WITNESS THEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. Debora Clark Notary Public for Idaho Residing at: Coeur d'Alene My Commission Expires: 7/8/2015 Legal 4607 January 28, 2012 February 4, 11, 18, 2012

Legals March 24, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 06/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/16/2007 as Instrument Number 2100068000, and executed by RICHARD SCHWEMMER, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOTS 1 AND 2 IN BLOCK 12 OF O'BRIEN'S 2ND ADDITION TO COEUR D'ALENE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK A OF PLATS AT PAGE(S) 100 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1006 E COEUR DALENE AVE, Coeur D Alene, ID, 83814-4122 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $119,216.96, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 02/13/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0007981 FEI # 1006.153391 Legal 4797 March 3,10,17,24, 2012