Legals July 26, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0062808191 T.S. No.: 11-03314-6 On October 29, 2012 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot Fourteen (14) WOODLAND SHORES, according to the plat recorded in the office of the County Recorder in Book "E" of Plats, page 143, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 8139 W SHORECREST ROAD , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT KOBRICK, A MARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of February 10, 2006, and recorded February 10, 2006, as Instrument No. 2013014 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated February 10, 2006 are: Failed to pay the monthly payments of $1,312.38 due from May 1, 2011, together with all subsequent payments: together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $371,974.42, plus accrued interest at the rate of 4.50000% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 27, 2012 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Michael Busby, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4265525 07/05/2012, 07/12/2012, 07/19/2012, 07/26/2012 Legal 5701 July 5, 12, 19, 26, 2012

Legals August 25, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0098144 Title Order No. NWT007378 Parcel No. 003400180110 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/05/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/27/2000 as Instrument Number 1643263, and re-recorded 08/01/2000 as Instrument Number 1643932, and executed by SCOTT M WEMPLE AND DONNA P WEMPLE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 11, BLOCK 18, SECOND ADDITION TO AVONDALE ON HAYDEN, ACCORDING TO THE PLAT FILED IN BOOK "E" OF PLATS, PAGE 56, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11504 TRAFALGAR STREET FKA 11570 TRAFALGAR STREET, HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $160,250.32, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/27/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 4056154 Legal 3444 August 4, 11, 18, 25, 2011

Legals June 13, 2012

CASE NO. CV-1999-0099999 PETITION FOR NAME CHANGE(ADULT) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Jamie Renea Morris Legal Name A petition to change the name of Jamie Taylor Morris, now residing in the City of Kellogg, State of Idaho, has been filed in the District Court in the county of Kootenai County Idaho. The name will change to Jamie Taylor. The reason for the change in name is: To match my social security card. A hearing for the petition is scheduled for 2pm o'clock on June 6th, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show a good reason against the name change. Date 5/17/2012 Clerk of the District Court By: Sherry Reed Deputy clerk Legal 5406 May 23, 30 June 5, 12, 2012

Legals September 12, 2012

NOTICE OF TRUSTEE'S SALE T.S. No. 1352095-09 Parcel No. 007700120010 On November 28, 2012, at the hour of 11:00 am, of said day, at In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue COER D'ALENE, IDAHO. FIRST AMERICAN TITLE INSURANCE COMPANY, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, and described as follows, to wit: LOT 1, BLOCK 12, BLACK ROCK, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 299, RECORDS OF KOOTENAI COUNTY, IDAHO. Commonly known as 5927 WEST ONYX CIRCLE COEUR D ALENE ID 83814 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by KEVIN & CINDY SOKOL, HUSBAND AND WIFE as Grantor, to CHICAGO TITLE INSURANCE COMPANY as Trustee, for the benefit and security of COMPASS BANK as Beneficiary, recorded September 26, 2008, as Instrument No. 2179448000, Mortgage records of KOOTENAI County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due June 7, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $1,249,980.37 including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory noted secured by the aforementioned Deed of Trust. FIRST AMERICAN TITLE INSURANCE COMPANY C/O CAL-WESTERN RECONVEYANCE CORPORATION P.O. BOX 22004 EL CAJON CA 92022-9004 (800)546-1531 DATED: July 27, 2012 First American Title Insurance Company Signature/By James Davis, Authorized Signor A-4280231 08/22/2012, 08/29/2012, 09/05/2012, 09/12/2012 Legal 5945 August 22, 29, 2012 September 5, 12, 2012

Legals May 25, 2011

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FRO THE COUNTY OF KOOTENAI Case No. CV 11-3549 NOTICE OF HEARING ON NAME CHANGE (Adult) IN RE: Tiffany Michelle Carter A Petition to change the name of Tiffany Michelle Carter, now residing in the City of Hayden, State of Idaho, has been filed in District Court in KOOTENAI County, Idaho. The name will change to Tiffany Michelle Myers. The reason for the change in name is: for artistic reasons. A hearing on the petition is scheduled for 1:00 o'clock p.m. on Monday June 13, 2011 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 4/29/11 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Cathy Victorino Deputy Clerk Legal 2728 May 4, 11, 18, 25, 2011

Legals October 15, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/14/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/07/2006 as Instrument Number 2024163000, and executed by LOUIS E CHRISTEN AND ELAINE M CHRISTEN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE WEST HALF OF THE EAST 2/3RDS OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER, SECTION 31, TOWNSHIP 52 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2231 EAST DODD ROAD, Hayden, ID, 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $255,560.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/07/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0104687 FEI # 1006.146422 Legal 7144 September 24, 2012 October 1, 8, 15, 2012

Legals November 6, 2013

NOTICE OF TRUSTEE'S SALE TS No. ID09000005-13-1 APN CJ4180040100 TO No. 8340180 On January 16, 2014 at 11:00 AM (recognized local time), in the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Pioneer Title Company as successor Trustee on behalf of MandT Bank, will sell at public auction, to the highest bidder for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 10, BLOCK 4, HAWKS NEST, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, OAFE 418, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 6528N GAVILAN LN, COEUR D'ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KATHLEEN SILVA, RICHARD SILVA as Grantors, to Fidelity National Title Insurance Company as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) is a separate corporation that is acting solely as a nominee for Countrywide Home Loans, Inc. as Beneficiary, dated as of June 6, 2007 and recorded June 8, 2007 as Instrument No. 2104050000 and as assigned to MandT Bank, current Beneficiary (the "Beneficiary"), of the records of Kootenai County, Idaho. The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The default for which this sale is to be made under Deed of Trust and Note dated June 6, 2007 is: failed to pay payments which became due. The monthly payments for Principal, Interest and Impounds (if applicable) of $1238.09, due per month from April 1, 2013, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $149,033.30, plus accrued interest at the rate of 6.37500% per annum from March 1, 2013. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, Trustee's fees, attorney's fees and any amounts advanced to protect the security associated with this foreclosure and that the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Pioneer Title Company c/o TRUSTEE CORPS 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Dated: - Pioneer Title Company By: Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 800-683-2468 REINSTATEMENT / PAY OFF REQUESTS CONTACT 949-252-8300 or support@trusteecorps.com Pioneer Title Company may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. A-4420577 Legal 9464 October 16, 23, 30, 2013 November 6, 2013

Legals October 4, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 1, 2011 File No.: 7021.10024 Sale date and time (local time): January 3, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 16839 North Fowler Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Darrel K. Stevens and Teresa M. Stevens, husband and wife Original trustee: North Idaho Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Brokers Conduit Recording date: 04/24/2007 Recorder's instrument number: 2095674000 County: Kootenai Sum owing on the obligation: as of September 1, 2011: $257,184.02 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South half of the Southwest Quarter of the Southeast Quarter of the Northeast Quarter of Section 29, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Less and except any portion lying within road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.202312-FEI Legal 3763 September 13, 20, 27, 2011 October 4, 2011

Legals May 25, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-11 B-12002497 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on August 30, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID,sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: PARCEL 1: LOT 1 IN BLOCK 1 OF POINTE ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF. FILED IN BOOK "F" OF PLATS AT PAGE 182, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. PARCEL II: THE NORTH 250 FEET OF TRACT 8. MEYERDALE FIRST ADDITION. ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDED IN BOOK "C" OF PLATS, PAGE 3-RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT THAT PORTION DESCRIBED IN THE DEED TO THE STATE OF IDAHO, DATED FEBRUARY 21. 1969 AND RECORDED APRIL 15, 1969 IN BOOK 228 OF DEEDS. AT PAGE 472. RECORDS OF KOOTENAI COUNTY, IDAHO. THE SOUTH LINE OF SAID NORTH 250 FEET IS MEASURED AT RIGHT ANGELS TO AND PARALLEL WITH THE NORTH LINE OF SAID TRACT 8. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 500 W. DALTON AVE. and 5555 N. PIONEER DR., COEUR D'ALENE, ID 83815, is sometimes associated with said real property which lender may opt to sell as separate parcels at trustees sale. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LOWIND LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 2/20/2009, recorded 2/23/2009, under Instrument No. 2197737000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice, the default for which sale is made is the failure to pay at maturity of 11/02/2011, the Note secured by the Deed of Trust dated 2/20/2009,consolidated in that certain Note dated 4/07/2011, in the principal sum of $2,052,721.00; failure to pay under the guaranty by Grantor of those obligations due and owing at maturity of 11/02/2011, by Raspberry Ridge, Inc., and Blossom Properties, LLC, pursuant to that certain promissory note dated 4/7/2011, in the principal sum of $3,647,447.67; together with accrued and accruing interest, charges, fees and costs as set forth therein; and defaults in the payment of property taxes due on June 20, 2010, and thereafter. THE BENEFICIARY MAY ELECT, IN ITS DISCRETION, TO EXERCISE ITS RIGHTS AND REMEDIES IN ANY MANNER PERMITTED UNDER THE UNIFORM COMMERICAL CODE, AS TO ALL OR SOME OF THE PERSONAL PROPERTY, FIXTURES AND OTHER GENERAL TANGIBLES AND INTANGIBLES MORE PARTICULARLY DESCRIBED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $5,695,461.60, together with interest thereon at 21.000% per annum from 6/22/2009 (of which interest at the non-default rate was paid through 5/11/2001), until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 4/30/2012. Pioneer Title Company of Ada County dba Pioneer Lender Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 5282 May 4, 11, 18, 25

Legals April 8, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 4, 2015 File No.: 8132.20961 Sale date and time (local time): July 7, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2921 E Point Hayden Drive Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Werner Nennecker, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 03/12/2008 Recorder's instrument number: 2148772000 County: Kootenai Sum owing on the obligation: as of March 4, 2015: $798,162.25 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5 in Block 1 of Point Hayden, according to the official plat thereof, filed in Book E of Plats at Page(s) 19 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 8132.20961) 1002.278578-File No. LEGAL 3253 MARCH 18, 25, 2015 APRIL 1, 8, 2015

Legals October 17, 2011

Notice of Trustee's Sale TS # ID-10-366494-NH On 1/13/2012, at 11:00am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Wells Fargo Bank, N.A will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, ail payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 6, BLOCK 3, THE LANDINGS AT WATERFORD FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 78 ET SEQ, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 7757 HELM'S DEEP LANE , COEUR D ALENE, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICKY L MILLER , A MARRIED MAN as Grantor/Trustor, in which WORLD SAVINGS BANK, FSB, ITS SUCCESSORS AND/OR ASSIGNEES, A FEDERAL SAVINGS BANK, is named as Beneficiary and ALLIANCE TITLE & ESCROW CORPORATION, A DELAWARE CORPORATION as Trustee and recorded 4/25/2005 as Instrument No. 1944576 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/18/2005. The monthly installments of principal, interest, and impounds (if applicable) of $974.41, due per month for the months of 3/15/2011 through 9/6/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $68,487.14 together with interest thereon at the current rate of 7.1900 per cent (%) per annum from 2/15/2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Dated: 9/12/2011 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. This is an attempt to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 4088334 Legal 3861 September 26, 2011 October 3, 10, 17, 2011

Legals December 19th, 2016

NOTICE OF PUBLIC HEARING On the 3rd day of January 2017, at 5:00 p.m. at City of Hayden Lake City Hall, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, a hearing will be held by the City Council of the City of Hayden Lake for the purpose of reviewing an application for an Alternate Setback Permit submitted by Jon Harper. Such application concerns the improved real property located at 10668 N. Lakeview Drive, Hayden Lake, Idaho 83835. The application requests a reduction of the City's 10 feet side yard setback to 6.5 feet for a new garage and 8 feet for a new deck. No later than 4:00 p.m. on the date of the hearing, any person may file with the City Clerk of the City of Hayden Lake, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, written testimony for inclusion in the record at the hearing. Such testimony must contain the interested party's name and address and the reasons for the testimony. Oral testimony will also be allowed at the public hearing so long as it complies with the requirements of the City of Hayden Lake City Code. Further information regarding this hearing may be obtained by contacting the City Clerk at the address listed above. Persons needing an interpreter or special accommodations are urged to contact the City Clerk at 208-772-2161 at least forty-eight (48) hours before the hearing. A copy of the application is on file with the City Clerk for public inspection. In accordance with the requirements of Title II of the Americans with Disabilities Act of 1990 ("ADA"), the City of Hayden Lake will not discriminate against qualified individuals with disabilities on the basis of disability in its services, programs, or activities. Employment: The City of Hayden Lake does not discriminate on the basis of disability in its hiring or employment practices and complies with all regulations promulgated by the U.S. Equal Employment Opportunity Commission under Title I of the ADA. Effective Communication: The City of Hayden Lake will generally, upon request, provide appropriate aids and services leading to effective communication for qualified persons with disabilities so they can participate equally in the City's programs, services, and activities, including qualified sign language interpreters, documents in Braille, and other ways of making information and communications accessible to people who have speech, hearing, or vision impairments. Modifications to Policies and Procedures: The City of Hayden Lake will make all reasonable modifications to policies and programs to ensure that people with disabilities have an equal opportunity to enjoy all of its programs, services, and activities. For example, individuals with service animals are welcomed in City offices, even where pets are generally prohibited. Anyone who requires an auxiliary aid or service for effective communication, or a modification of policies or procedures to participate in a program, service, or activity of the City of Hayden Lake should contact Lynn Hagman, City Clerk of the City of Hayden Lake, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, Telephone No. (208) 772-2161, as soon as possible but no later than forty-eight (48) hours before the scheduled event. The ADA does not require the City of Hayden Lake to take any action that would fundamentally alter the nature of its programs or services, or impose an undue financial or administrative burden. Complaints that a program, service, or activity of the City of Hayden Lake is not accessible to persons with disabilities should be directed to Lynn Hagman, City Clerk of the City of Hayden Lake, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, Telephone No. (208) 772-2161. The City of Hayden Lake will not place a surcharge on a particular individual with a disability or any group of individuals with disabilities to cover the cost of providing auxiliary aids/services or reasonable modifications of policy, such as retrieving items from locations that are open to the public but are not accessible to persons who use wheelchairs. The City of Hayden Lake is also committed to compliance with Title VI of the Civil Rights Act of 1964 and all related regulations and directives. The City assures that no person shall on the grounds of race, color, national origin, gender, age or disability be excluded from participation in or be denied the benefits of, or be otherwise subjected to discrimination under any City service, program or activity. The City also assures that every effort will be made to prevent discrimination through the impacts of its programs, policies and activities on minority and low income populations. In addition, the City will take reasonable steps to provide meaningful access to services for persons with Limited English Proficiency. /s/ Lynn Hagman City Clerk LEGAL 6740 DEC 19, 2016

Trustees have long kept NIC strong

NIC has strong support over the years.

NIC board adopts 2024 budget

North Idaho College trustees voted Wednesday night to adopt the proposed budget for fiscal year 2024 but are leaving open the possibility of amending it further.

Legals for March, 7 2020

Legals March 19, 2012

NOTICE OF TRUSTEE'S SALE On the 26th day of June, 2012, at the hour of 10:00 a.m. of this day (recognized local time), in the office of First American Title, 1866 North Lakewood Drive, Coeur d'Alene, ID 83814, in the County of Kootenai County, State of Idaho, TitleOne Corporation, an Idaho corporation, as Successor Trustee, will sell at public auction to the highest bidder, for cash or cashier's check (cash equivalent), in lawful money of the United States, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit: Lot 12, Block 5, Boekel Ranch, according to the plat recorded in Book "J" of Plats at Page 231, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 7709 W Meadow Lark Lane, Rathdrum, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Thomas A. Cook and Linda J. Cook, husband and wife, as Grantor(s), to TitleOne Corporation, an Idaho corporation, as Successor Trustee, and Mortgage Electronic Registration Systems, Inc., solely as nominee for Lender, as Beneficiary, recorded June 4, 2009, as Instrument No. 2214933000, and assigned to Federal National Mortgage Association, by assignment recorded January 27, 2012, as Instrument No. 2343801000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION (45-1506)(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments of $1,309.00, due per month for the month of September 1, 2010 and all subsequent monthly payments of principal, interest, late charges and any miscellaneous fees thereafter. The Principal balance is $239,027.44, the current interest rate is 4.875% per annum, as of December 7, 2011. All amounts are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 02/25/2012 TITLEONE CORPORATION Successor Trustee By: Amy Wilcoxson Its: Trust Officer Legal 4846 March 5, 12, 19,26, 2012

Legals July 11, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 5, 2014 File No.: 7042.13560 Sale date and time (local time): October 8, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2120 N 8th St Coeur d' Alene, ID 83814-4706 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Trinity W. Wortley, and Crystal L. Wortley, husband and wife Original trustee: Fidelity National Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 08/22/2005 Recorder's instrument number: 1974330 County: Kootenai Sum owing on the obligation: as of June 5, 2014: $125,609.81 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 18 in Block 4 of Borah 3rd Addition, according to the official plat thereof, filed in Book D of Plats at Page(s) 52 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.13560) 1002.269417-File No. LEGAL 960 JUNE 2,0 27, 2014 JULY 4, 11, 2014

Legals January 25, 2014

Notice of Trustee's Sale Loan No. 0999912124 T.S. No. 201200187 - 34840 On 04/21/2014 at 11:00 am (recognized local time), at the following location in the County of Kootenai, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, as Trustee will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Kootenai State of Idaho, and described as follows: Lot 3 and 4, Block 33, Browne Park Addition to the City of Rathdrum, according to the plat recorded in the office of the County Recorder, in Book B of plat at Page 1, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 7630 W. Wright St, Rathdrum, Idaho 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Leon W. Bergom, who acquired title as Leon Bergom and Susan Bergom, husband and wife, as grantors, to Wells Fargo Financial National Bank, as Trustee, for the benefit and security of Wells Fargo Bank, N.A., as Beneficiary, dated 08/18/2006 and recorded on 09/11/2006, as Instrument No. 2054744000, of Official Records of Kootenai County, Idaho Please Note. The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are. or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 08/18/2006. The monthly installments of principal, interest, and impounds (if applicable) of 869.69, due per month for the months of 3/17/2012 through 12/6/2013, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $154,988.27, plus accrued interest at the rate of 6.625% per annum from 02/17/2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. T.D. Service Company 4000 W. Metropolitan Dr., Suite 400, Orange, CA 92868 Sale Information Line: 714-259-7850 Reinstatement and Pay-Off Requests: (714) 480-5472 THIS IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 12/12/2013 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: Ronald W. Jantzen A-4433309 01/11/2014, Legal 9939 January 11, 18, 25, 2013 February 1, 2013

Legals June 11, 2012

Ref: Newell, Michael J. & Linda M., 1201.1203231 NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/ OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/ LETTER, IS $367,867.50. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 8/15/2012 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho . William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit; Legal Description Exhibit "A" That portion of Lot 3 of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, and more particularly described as follows: BEGINNING at the Northwest corner, a point on the highwater line of Lake Coeur d'Alene whence the Northeast corner of Lot 3 of Section 30, Township 49 North, Range 3 West, Boise Meridian, bears North 52? 29' East 836.4 Feet distant; thence Southwesterly along the highwater line a distance of 75 feet to the Southwest corner; thence South 62?15' East 170 feet to a point on the South boundary of the Pat Poffenroth property; thence East 114.4 feet to the Southeast corner of said property; thence Northeasterly 22.7 feet along the West side of Alternate U.S. Highway 95 to a point; thence North 62? 15' West 287 feet to the Northwest corner and PLACE OF BEGINNING; AND That portion of Lot 3, of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner, a point identical with the Southwest corner of the Plat Poffenroth property, whence the Northeast corner of Lot 3 in the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian bears North 47?28' East 958.8 feet distance; thence East 149 feet along the South boundary of said property to a point; thence North 62?15' West 170 feet tot he Northwest corner, a point on the highwater line of Lake Coeur d'Alene; thence Southwesterly along the highwater line 80 feet to the Southwest corner and PLACE OF BEGINNING. The Trustee has no Knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 360 E Ganos Ln Harrison, ID 83833 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Michael J. Newell and Linda M. Newell, Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of U.S. Bank, National Association N.D., recorded May 27, 2008 as Instrument No. 2160273000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THE ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 11/15/2011 through 3/15/2012: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6.49%. Total: $11,623.76 TOTAL DEFAULT $11,623.76 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $357,545.38, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: April 11, 2012 TRUSTEE By: /s/ William L. Bishop, J., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 Legal 5401 May 21, 28 June 4, 11, 2012

Legals November 12, 2015

NOTICE OF TRUSTEE'S SALE On February 16, 2016, at the hour of 1:00 o'clock PM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 4 in Block 2 of Black Stallion Ranch according to the Official Plat thereof, filed in Book 3 of plats at page(s) 433, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2570 N. Ashraf Court, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Ross Hohn, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., solely as nominee for Idaho Independent Bank, an Idaho Corporation, its successors and assigns as the Beneficiary, under the Deed of Trust recorded April 4, 2014, as Instrument No. 2451490000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Guild Mortgage Company, a California Corporation, recorded October 5, 2015, as Instrument No. 2518129000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $2114.06 for the months of May 2015 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $343,602.73 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 4.25% from April 1, 2015, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 15th day of October, 2015. ____________ Tammie Harris Trust Officer for Just Law, Inc. LEGAL 4504 OCTOBER 22, 29, 2015 NOVEMBER 5, 12, 2015