Legals July 14, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 6, 2014 File No.: 7042.10518 Sale date and time (local time): October 6, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4948 S Wolf Lodge Terrace Rd Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sameer Chowdhury and Michelle G. Chowdhury, husband and wife Original trustee: Kootenai Title Co, Inc Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sierra Pacific Mortgage Company, Inc. Recording date: 10/29/2007 Recorder's instrument number: 2128990000 County: Kootenai Sum owing on the obligation: as of June 6, 2014: $132,910.57 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South half of the Southeast Quarter of the Southeast Quarter of Section 31, Township 50 North, Range 2 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.10518) 1002.269488-File No. LEGAL 984 JUNE 23, 30, 2014 JULY 7, 14, 2014

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Legals April 3, 2013

30-12\u2020 AMENDED NOTICE OF TRUSTEE'S SALE\u2020 At 10:00 o'clock A.M. (recognized local time) on July 11, 2013, in the Office of First American Title Company, Inc.,\u2020located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor\u2020Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all\u2020payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and\u2020described as follows, to-wit:\u2020 Lot 12, Block 2, Forest View Recreational Tracts, according to the Plat recorded in the office of the County\u2020Recorder in Book E of Plats, Page 64, Records of Kootenai County, Idaho.\u2020 Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is\u2020(208) 785-2515. According to the Trustee's records, the street address of 6958 E Forest View Rd, Athol, Idaho\u202083801 is sometimes associated with said property.\u2020 Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the\u2020obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Rick D\u2020Williams and Lauren P Williams, Husband and Wife, as Grantor(s), Pioneer Title Company, as Trustee, for the\u2020benefit and security of, North County Bank, as Beneficiary; said Deed of Trust was recorded August 30, 2007 as\u2020Kootenai County Recorder's Instrument No. 2119111000, the beneficial interest subsequently assigned to and\u2020now held of record by Whidbey Island Bank by Assignment of Deed of Trust recorded as Instrument No:\u2020 2345996000.\u2020 The default for which this sale is to be made is as follows: 1) Failure to pay the final payment when due on\u2020August 10, 2011 by paying all principal and all accrued interest not yet paid on its maturity date.\u2020\u2020 The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made\u2020that they are, or are not, presently responsible for this obligation. As of February 3, 2012 there is due and owing\u2020on the loan an unpaid principal balance of $44,837.88, accrued interest in the amount of $3,768.52 for a total\u2020amount due of $48,606.40. The Note matured on August 10, 2011 and is due in full. Interest continues to accrue\u2020on the Note at the default rate of 18.000% with a per diem of $22.11 after August 10, 2011. All delinquencies are\u2020 now due together with any late charges, advances to protect the security, and fees and costs associated with this\u2020foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation.\u2020 DATED March 5, 2013\u2020 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE\u2020 /s/ Lisa J Tornabene, Trust Officer \u2020 Legal 8049 March 13, 20, 27, 2013 April 3, 2013

Legals January 9, 2013

NOTICE OF TRUSTEE'S SALE TS No. 10 -0098153 Title Order No. NWT007362 Parcel No. C00000014580 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/19/2013 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/22/1996 as Instrument No. 1438517, and executed by SCOTT D LENZ AND JANE R LENZ, WHO ARE MARRIED TO EACH OTHER as Grantor(s), in favor of BANK OF AMERICA OREGON, A STATE CHARTERED BANK, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE EAST 55 FEET OF THAT PORTION OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 1, TOWNSHIP 50 NORTH, RANGE 4 W.B.M., KOOTENAI COUNTY, STATE OF IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 343FEET WEST AND 30 FEET NORTH OF THE SOUTHEAST CORNER THEREOF; THENCE NORTH 00 DEGREES 46' WEST, 100 FEET; THENCE WEST 125 FEET; THENCE SOUTH 00 DEGREES 46' EAST, 100 FEET; THENCE EAST 125 FEET TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 407 LUNCEFORD LN, COEUR D'ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $20,146.35, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/10/2012 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee A-FN4339795 12/19/2012, 12/26/2012, 01/02/2013, 01/09/2013 Legal 7667 December 19, 26, 2012 January 2, 9, 2013

Legals March 8, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0000094466 T.S. No.: 11-03394-6 On June 8, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of SRMOF 2009-1 Trust, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE WEST HALF OF THE SOUTH HALF OF THE NORTH HALF OF THE NORTH EAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 21, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 18340 NORH LAWSON LANE , RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SKYE R. HAGEN AND LEE A. HAGEN, HUSBAND AND WIFE, as original grantor(s), to ALLIANCE TITLE AND ESCROW, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. , as original beneficiary, dated as of April 17, 2007, and recorded April 30, 2007, as Instrument No. 2096948000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: SRMOF 2009-1 Trust, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier" s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 17, 2007 are: Failed to pay the monthly payments of $1,545.21 due from May 1, 2011, together with all subsequent payments; together with late charges due; less unapplied funds held on account thereof; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $159,107.93, plus accrued interest at the rate of 10.12500% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: February 9, 2012 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4195733 02/14/2012, 02/21/2012, 02/28/2012, 03/06/2012 Legal 4725 February 16, 23 March 1, 8, 2012

Legals November. 10, 2010

NOTICE OF HEARING OF NAME CHANGE A Petition to change the name of Jerica Rae-Ann Starr, born 6/15/92, in Coeur d'Alene, ID, residing at 1734 E. 16th Ave, Post Falls, has been filed in Kootenai County District Court, Idaho. The name will change to Jerica Rae-Ann Dunnagan, I want to change my name because my step-parent raised me. The petitioner's father is living and his address is 7026 W. Tudor St., Rathdrum, ID 83858. The petitioner's mother is living and her address is 1734 E. 16th Ave, Post Falls, ID 83854. A hearing on the petition is scheduled for 9:30 a.m. on 11/15/2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 10/14/10 By: Janlyn K. Cleveland Deputy Clerk Legal 1142 October 20, 27, 2010 November 3, 10, 2010

Legals December 19, 2014

T.S. No.\u2020 016351-ID NOTICE OF TRUSTEE'S SALE\u2020 On 4/1/2015 at 9:00 AM (recognized local time), AUCTION.COM ROOM, LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 24 IN BLOCK 2 OF PINEVILLA WEST, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 149 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 3465 E MOUNTAIN VIEW DRIVE, POST FALLS, IDAHO 83854, is commonly associated with said real property.\u2020\u2020 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 JESS A FLORES, SHARON FLORES, HUSBAND AND WIFE as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee, for the benefit and security of\u2020 WACHOVIA MORTGAGE, FSB as Beneficiary, dated 12/16/2008, recorded 1/16/2009, as Instrument No. 2192861000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation.\u2020 The default for which this sale is to be made is the failure to make monthly payments when due from 8/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law.\u2020\u2020 The sum owing on the obligation secured by said Deed of Trust as of\u2020 11/19/2014 is\u2020 $192,677.07, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 11/19/2014\u2020 \u2020 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, LEGAL 1968 DECEMBER 5, 12, 19, 26, 2014

Legals August 3, 2016

NOTICE OF TRUSTEE'S SALE On October 28, 2016, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, Charles C. Just, Attorney at Law, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: LOT 4 IN BLOCK 2 OF BLACK STALLION RANCH ACCORDING TO THE OFICIAL PLAT THEREOF, FILED IN BOOK J OF PLATS AT PAGE(S) 433, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2570 N. Ashraf Court, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Ross Hohn, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., solely as nominee for Idaho Independent Bank as the Beneficiary, under the Deed of Trust recorded April 4, 2014, as Instrument No. 2451490000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Guild Mortgage Company, A California Corporation, its successors and assigns, recorded October 5, 2015, as Instrument No. 2518129000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $2,360.34 for the months of February 2016 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $338,994.05 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 4.25% from January 1, 2016, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 30th day of June, 2016. ________________________ Taegan N. Curzon Trust Officer for Just Law, Inc. LEGAL 5867 JULY 12, 19, 26, 2016 AUGUST 2, 2016

Legals December 10, 2012

CASE NO: CV12-6477 IN THE DISTRICT COURT OF THE 1ST JUDICIAL DISTRICT OF THE STATE OF IDAHO FOR THE COUNTY OF KOOTENAI PROBATE DIVISION IN THE MATTER OF THE ESTATE OF RUSSELL F. BELLER, DECEASED NOTICE IS HEREBY GIVEN THAT KAREN HOPSEKER HAS BEEN APPOINTED PERSONAL REPRESENTATIVE. ALL PERSONS HAVING CLAIMS ARE REQUIRED TO PRESENT THEM, WITH PROOF OF LIABILITY TO: KAREN HOPSEKER, 623 SE 3RD STREET, NEWPORT, OREGON 97365 WITHIN 4 MONTHS OF THE DATE OF THIS NOTICE, November 11, 2012 OR THE CLAIMS MAY BE BARRED. IF ANY CREDITOR NEEDS MORE INFORMATION CONTACT THE COURT CASE NUMBER PROVIDED HERE OR WRITE TO THE ESTATE REPRESENTATIVE AT 623 SE 3RD ST, NEWPORT, OREGON Legal 7498 November 12, 2012 December 10, 2012 January 7, 2012 February 4, 2012

Legals August 17, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 13, 2012 File No.: 7307.24918 Sale date and time (local time): November 16, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 116 W 14TH Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kylie Berg and Edward Berg Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for CitiMortgage, Inc. Recording date: May 6, 2008 Recorder's instrument number: 2157908000 County: Kootenai Sum owing on the obligation: as of July 13, 2012: $146,939.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East 26 feet of Lot 9, and the West 39 feet of Lot 10, Block 8, Compton's Addition, according to the plat recorded in Book "F" of Deeds at Page 110, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.24918) 1002.222714-File No. Legal 5824 July 27, 2012 August 3, 10, 17, 2012

Legals May 21, 2013

NOTICE OF TRUSTEE'S SALE On FRIDAY, AUGUST 23, 2013 AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Unit 13, THE BAYVIEW FOURPLEX CONDOMINIUMS, also known as BAYVIEW AT TWIN LAKES CONDOMINIUM, according to the plat recorded January 4,1991 in Book "F" of Plats, Page 288; and as further identified and defined by Declaration of Covenants and Restrictions recorded June 1, 1989 as Instrument No. 1150163; and by Amended Declaration recorded June 28, 1989 as Instrument No. 1152732; and by Declaration of Annexation recorded August 22, 1990 as Instrument 1192435 and re-recorded August 30, 1990, as Instrument No. 1193621; and by Declaration of Annexation recorded January 4, 1991 as Instrument No. 1205527 and by Declaration of Annexation recorded November 7, 1991 as Instrument No. 1237779, said Annexation re-recorded January 2, 1992 as Instrument No. 1243222; and by Declaration of Annexation recorded June 1, 1994, as Instrument No. 1356780, all in Kootenai County, Idaho Records. TOGETHER WITH an undivided 5.844% interest in the common area and facilities as identified and defined in the Declaration of Covenants, Conditions and Restrictions recorded June 1, 1989 as Instrument No. 1150163; and by Amended Declaration recorded June 28, 1989 as Instrument No. 1152732; and by Declaration of Annexation recorded August 22, 1990 as Instrument No. 1192435 and re-recorded August 30, 1990, as Instrument No. 1193621; and by Declaration of Annexation recorded January 4, 1991 as Instrument No. 1205527 and by Declaration of Annexation recorded November 7, 1991 as Instrument No. 1237779, said Annexation re-recorded January 2, 1992 as Instrument No. 1243222; and by Declaration of Annexation recorded June 1, 1994, as Instrument No. 1356780. AND TOGETHER WITH such interest in and to the limited common area as may be identified and defined in the Declaration of Covenants, Conditions and Restrictions recorded June 1, 1989 as Instrument No. 1150163; and by Amended Declaration recorded June 28, 1989 as Instrument No. 1152732; and by Declaration of Annexation recorded August 22, 1990 as Instrument No. 1192435 and re-recorded August 30, 1990, as Instrument No. 1193621; and by Declaration of Annexation recorded January 4, 1991 as Instrument No. 1205527 and by Declaration of Annexation recorded November 7, 1991 as Instrument No. 1237779, said Annexation re-recorded January 2, 1992 as Instrument No. 1243222; and by Declaration of Annexation recorded June 1, 1994, as Instrument No. 1356780. The address of the subject property is described as follows: 21709 North Viewpoint Drive #13, Rathdrum, Idaho 83858. The trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the cross-collateralized deeds of trust described as follows: DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: A Deed of Trust to secure an indebtedness of $295,000.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: May 9, 2005 Grantor: James Barbachano and Alicia Barbachano, husband and wife Trustee: Pioneer Title Company Beneficiary: Mountain West Bank Recorded: May 16, 2005 Instrument No. 1950141 Loan No. 018107540 Said Deed of Trust modified by Instrument Recorded: May 15, 2009 Instrument No: 2211700000 THE GRANTORS NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45\u00A8-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligations secured by the Deeds of Trust are in default for failure of the obligor to make monthly payments on said obligations since December 2011. As of June 21, 2012, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $321,117.37, plus accrued interest and late charges in the amount of $6,413.43. Additional interest accrues at the rate of $2.8750% per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. Glacier Bank d/b/a Mountain West Bank is the Beneficiary. DATED this 23rd day of April, 2013. JONATHON D. HALLIN, Trustee 601 E. Front Ave., Ste. 502 Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 8345 April 30, 2013 May 7, 14, 21, 2013