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September 7, 2018 1:30 a.m.

Legals September 7, 2018

NOTICE OF HEARING ON NAME CHANGE (Adult) CASE NO. CV-28-18-6525 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Christin Marie Johnson A Petition to change the name of Christin Marie Johnson, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Christin Marie Anglin. The reason for the change in name is: To have the same last name as my life partner. A hearing on the petition is scheduled for 1:30 o'clock p.m. on October 1st, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: August 20th, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: Tiffany Wade Deputy Clerk CDA LEGAL 189 AD#219392 AUGUST 24, 31, SEPTEMBER 7, 14, 2018

December 1, 2014 11 p.m.

Legals December 2, 2014

AMENDED NOTICE OF TRUSTEE'S SALE On March 5, 2015 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID\u2020 83814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 3, Block 43 Town of Spirit Lake, according to the plat recorded in Book "B" of Plats, page 143, Kootenai County, State of Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 32465 North 7th Avenue, Spirit Lake, ID\u2020 83869, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Brook A. Cunningham an unmarried person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded July 5, 2006 as Instrument No. 2041413000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $146,000.00 together with interest thereon at the rate of 6% per annum, as evidenced in Promissory Note dated June 30, 2006.\u2020 Payments are in default for the months of May 2013 through and including September 2014 in the amount of $1,029.21 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The balance now due is $144,333.51 in Principal; Interest is $12,740.91, subsidy granted is $16,143.99 and fees currently assessed are $3,962.40 computed through October 17, 2014 with interest accruing thereafter at the daily rate of $24.3334.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $160,477.50, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: October 28, 2014 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. LEGAL 1878 NOVEMBER 11, 18, 25, 2014 DECEMBER 2, 2014

January 5, 2014 11 p.m.

Legals January 6, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 2, 2013 File No.: 7023.92975 Sale date and time (local time): April 3, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 31957 N. Wester Ranch aka 31957 N. Wester Ranch Rd, Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael J. Coogan and Claudia E. Coogan, husband and wife Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 04/23/2008 Recorder's instrument number: 2155759000 County: Kootenai Sum owing on the obligation: as of December 2, 2013: $490,822.41 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Flying "W" Ranch, according to the plat recorded in Book I of Plats, Page 104, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.92975) 1002.188724-File No. Legal 9830 December 16, 23, 30, 2013 January 6, 2013

October 4, 2013 midnight

Legals October 4, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 29, 2013 File No.: 7042.10533 Sale date and time (local time): December 30, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6599 N Rude Street Dalton Gardens, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Richard K. Horton and Glenda R. Horton, husband and wife Original trustee: Michael Lyon Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans Inc. Recording date: 09/15/2006 Recorder's instrument number: 2055913000 County: Kootenai Sum owing on the obligation: as of August 29, 2013: $391,446.70 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4 in Block 1 of Rude Third Addition, according to the official plat thereof, filed in Book E of Plats at Page(s) 189 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.10533) 1002.255884-File No. Legal 9289 September 13, 20, 27, 2013 October 4, 2013

November 4, 2014 11 p.m.

Legals November 5, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 30, 2014 File No.: 7023.110577 Sale date and time (local time): January 30, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3265 W Echo Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Edward D. O'Brien, an unmarried man Original trustee: Pioneer Title Co of Kootenai County Original beneficiary: City Mortgage Corporation Recording date: November 6, 1995 Recorder's instrument number: 1421320 County: Kootenai Sum owing on the obligation: as of September 30, 2014: $4,112.91 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 3, Mountain View Terrace, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats at Page 177. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.110577) 1002.273414-File No. LEGAL 1688 OCTOBER 15, 22, 29, 2014 NOVEMBER 5, 2014

April 17, 2014 midnight

Legals April 17, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 13, 2014 File No.: 7021.18050 Sale date and time (local time): July 14, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 235 East Hayden Avenue Hayden, ID 83835-9515 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John M Foxx, an unmarried person Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A. Recording date: 06/04/2010 Recorder's instrument number: 2267995000 County: KOOTENAI Sum owing on the obligation: as of March 13, 2014: $136,563.10 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 139 feet of the following described parcel: That part of the West half of Tract 59, Avondale, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, Page 132 described as follows: Beginning 87.5 feet West of the Southeast corner of the West half of Tract 59; thence North, 249 feet; thence West, 87.5 feet; thence South, 249 feet; thence East, 87.5 feet to the place of beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.18050) 1002.266077-File No. LEGAL 491 MARCH 27, 2014 APRIL 3, 10, 17, 2014

July 31, 2014 midnight

Legals July 31, 2014

SUMMONS FOR PUBLICATION Case No. CV-13-8166 IN THE DISTRICT COURT OF THE FIRST DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. MARK JAMES VICTORINO (Deceased) and Unknown Heirs, Assigns, and Devisees of MARK JAMES VICTORINO; LAPREIL D. HELGESON a/k/a LAPREIL D. VICTORINO a/k/a DEANNE VICTORINO; LNV CORPORATION; BOARD OF COUNTY COMISSIONERS OF KOOTENAI COUNTY CASTASTROPHIC HEALTH CARE COSTS PROGRAM, NORTH IDAHO CREDIT, CORP.; and Does 1-10 as individuals with an interest in the property legally described as: Lot 5, Block 1, HERITAGE PLACE, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 344, records of Kootenai County, Idaho. Which may now be known as: 809 11th Ave., Post Falls, ID 83854. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 809 11TH Ave., Post Falls, ID 83854. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 20th day of June, 2014. CLERK OF THE DISTRICT COURT By: Deputy Clerk LEGAL 1120 JULY 10, 17, 24, 31, 2014

June 6, 2014 midnight

Legals June 6, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 7, 2014 File No.: 7037.101471 Sale date and time (local time): September 5, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6770 West Darby Court Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dereck D. Kirk and Angeline A. Kirk, husband and wife Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Metlife Home Loans, a Division of Metlife Bank, N.A., its successors and assigns Recording date: 07/28/2009 Recorder's instrument number: 2224643000 County: Kootenai Sum owing on the obligation: as of May 7, 2014: $244,209.35 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14, Block 2, Deerfield, according to the Plat recorded in the Office of the County Recorder in Book G of Plats at page 376, 376A and 376B, records of Kootenai County, Idaho The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.101471) 1002.250292-File No. LEGAL 769 MAY 23, 30, 2014 JUNE 6, 13, 2014

April 30, 2015 midnight

Legals April 30, 2015

T.S. No.\u2020 00363-ID / H-2500-003-001-0 NOTICE OF TRUSTEE'S SALE On 7/30/2015 at 11:00 AM (recognized local time), at the KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 3, EMERALD OAKS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 278 RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 9202 NORTH PRESCOTT DRIVE, HAYDEN, IDAHO 83835 , is commonly associated with said real property.\u2020\u2020 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRETT M FINK, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), to FIRST AMERICAN TITLE, as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK INC, IT SUCCESSORS AND ASSIGNS, as Beneficiary, dated 5/4/2006, recorded 5/10/2006, as Instrument No. 2030598000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 7/1/2012 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law.\u2020 The sum owing on the obligation secured by said Deed of Trust as of 3/23/2015 is $226,627.69, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 3/23/2015\u2020 \u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP Legal 3354 April 9, 16, 23, 30, 2015

May 23, 2014 midnight

Legals May 23, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 18, 2014 File No.: 7021.18114 Sale date and time (local time): August 18, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12720 N Emerald Dr Hayden, ID 83835-9429 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jane Wall, an unmarried woman Original trustee: Kootenai County Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Flagstar Bank, FSB, a Federally Chartered Savings Bank, its successors and assigns Recording date: 04/06/2011 Recorder's instrument number: 2308823000 County: KOOTENAI Sum owing on the obligation: as of April 18, 2014: $182,274.99 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 18, Block 19, FIRST ADDITION TO EMERALD ESTATES, according to the plat recorded in the County Recorders office at Book "E" of Plats, Page 235, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.18114) 1002.267683-File No. LEGAL 656 MAY 2, 9, 16, 23, 2014

July 12, 2013 midnight

Legals July 12, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 4, 2013 File No.: 7023.105566 Sale date and time (local time): October 4, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5325 E Woodland Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lealani E Morales, a married woman as her sole and separate property Original trustee: Kootenai County Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Idaho Independent Bank Recording date: 12/22/2008 Recorder's instrument number: 2189931000 and Re-Recorded January 6, 2009 as Instrument No. 2191363000 and Re-Recorded July 8, 2009 as Instrument No. 2220926000 County: Kootenai Sum owing on the obligation: as of June 4, 2013: $187,984.13 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 28, Block 3, of Riverside Harbor 7th Addition, according to the plat recorded in Book G of Plats at Pages 69 and 69A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.105566) 1002.250480-File No. Legal 8705 June 21, 28, 2013 July 5, 12, 2013

January 13, 2011 11 p.m.

Legals January 14, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on April 18, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/01/2006 as Instrument Number 2053281000, and executed by RHEA KRAUS, AND JEROME KRAUS, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho. THE WEST HALF OF THE WEST HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 29, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO..The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 5785 W MALLORY RD, Rathdrum, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $267,085.59, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/07/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0153713 FEI #:1006.121504 Legal 1626 December 24, 31, 2010 January 7, 14, 2010

June 13, 2011 midnight

Legals June 13, 2011

REQUEST FOR PUBLIC COMMENT Idaho Housing and Finance Association and the Idaho Department of Commerce invite public comment on the 2010 Consolidated Annual Performance Report for Idaho's Housing and Community Development programs, commonly referred to as the CAPER. The CAPER is required for all HUD housing and community development programs. This includes Idaho's Emergency Shelter Grant (ESG); Home Investment Partnerships Program (HOME); and the Community Development Block Grant (CDBG). The comment period begins May 23, 2011 and ends 5 p.m. June 24, 2011. A Public Hearing is scheduled June 20, 2011 from 4:30 to 5:30 p.m. in Boise at the Park Plaza- 565 West Myrtle, First Floor Conference Room. The purpose of this hearing is to receive public comment on the 2010 CAPER. IHFA will consider all requests for reasonable accommodation for individuals requiring assistance involving language interpretation; physical, visual, and/or hearing impairment(s); or materials in alternate formats. Requests must be received at least 10 business days before the end of the public comment period for consideration. Reasonable accommodation requests should be submitted via email to public@ihfa.org; fax to: Grant Programs Administrative Assistant at 208.331.4808; or mail to: Grant Programs Administrative Assistant c/o Idaho Housing and Finance Association, P.O. Box 7899, Boise, Idaho, 83707-1899. The 2011 draft will be available online May 23, 2011 through June 24, 2011 at: http://www.ihfa.org/grants_actionpartplans.asp and www.community.idaho.gov under Plans and Strategies; Public Libraries in Boise, Nampa, Coeur d'Alene, Lewiston, Moscow, Twin Falls, Idaho Falls, Pocatello and Blackfoot; IHFA branch offices at 506 S. Woodruff Ave, Idaho Falls; 844 Washington Street North, Ste 300, Twin Falls; 215 10th St., Ste. 101, Lewiston; and 610 W. Hubbard, Bay 219, Coeur d'Alene. Submit comments to: For CDBG Program- Dennis Porter (IDC) dennis.porter@community.idaho.gov; fax: 208.334.2631; Department of Commerce- P.O. Box 83720, Boise, ID 83720-0093. For HOME and ESG Programs- Jeri Kirkpatrick (IHFA) jerik@ihfa.org; 1-877-447-2687; fax 208.331.4808; mail to IHFA- P.O. Box 7899, Boise, ID 83707-1899. Legal 2812 May 16, 2011 June 13, 2011

May 15, 2012 midnight

Legals May 15, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 08/13/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/31/2006 as Instrument Number 2022817000, and executed by SHANNON L ANDERSON AND ANNA M ANDERSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE SOUTH 10 ACRES OF THE WEST HALF OF GOVERNMENT LOT 3, SECTION 23, TOWNSHIP 50 NORTH, RANGE 3 WBM, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 355 S AFGHAN LANE, Coeur D Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $155,298.89, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/05/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0027653 FEI # 1006.156740 Legal 5189 April 24, May 1, 8, 15

July 27, 2012 midnight

Legals July 27, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0022944599 T.S. No.: 11-04477-6A On October 29, 2012 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2007-5, Asset-Backed Certificates, Series 2007-5, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF KOOTENAI, STATE OF IDAHO, AND IS DESCRIBED AS FOLLOWS: Tract 193, HAYDEN LAKE IRRIGATED TRACTS, according to the plat recorded in Book "C" of Plats at Page 67, records of Kootenai County, Idaho. EXCEPT BEGINNING at the Northwest corner of Tract 193, said Northwest corner of Tract 193, being 664.6 feet East and 30 feet South of the Northwest corner of Section 23, Township 51 North, Range 4 West of the Boise Meridian, Kootenai County, Idaho; thence East along the North line 303.63 feet to an iron pin; thence South 1 degrees 56' West along existing fence 261.16 feet to an iron pin; thence East 83.61 feet to an iron pin; thence South 0 degrees 37' West, 370.04 feet to an iron pin on the South line; thence North 89 degrees 58' West, along said South line 379.23 feet to an iron pin which is the Southwest corner of Tract 193; thence North 0 degrees 26' East 630.83 feet along the West line of Tract 193 to the POINT OF BEGINNING. ALSO EXCEPT BEGINNING at the Northeast corner of Tract 193, being 1329.2 feet East and 30.0 feet South of the Northwest corner of Section 23, Township 51 North, Range 4 West of the Boise Meridian, Kootenai County, Idaho; thence South 0 degrees 29' West along the East line of Tract 631.18 feet to an iron pin, the Southeast corner of Tract 193; thence North 89 degrees 58' West, along the South line 284.81 feet to an iron pin; thence North 0 degrees 37' East, 332.66 feet to an iron pin; thence North 89 degrees 59' East, 199.18 feet to an iron pin; thence North 0 degrees 29' East, 299.18 feet to the North line of Tract 193; thence East along the North line 85.0 feet to the POINT OF BEGINNING. ALSO EXCEPTING BEGINNING at the Southeast corner of Tract 193; thence North 0 degrees 29' East, 631.18 feet to the Northeast corner of Tract 193; thence West 85 feet along the North line of said Tract the POINT OF BEGINNING; thence South 0 degrees 28' West, 299.18 feet; thence South 89 degrees 59' West, 200.18 feet; thence North 37.09 feet; thence East 52.25 feet; thence North 0 degrees 20' East 262.09 feet; thence East 148.50 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1302 W. HAYDEN AVE. , HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by HARRY W. ROBERTSON, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as original grantor(s), to FIRST AMERICAN TITLE COMPANY, as original trustee, for the benefit and security of OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION, as original beneficiary, dated as of March 26, 2007, and recorded March 29, 2007, as Instrument No. 2091069000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2007-5, Asset-Backed Certificates, Series 2007-5, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated March 26, 2007 are: Failed to pay the monthly payments of $15,456.24 due from December 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $366,461.70, plus accrued interest at the rate of 2.00000% per annum from November 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 27, 2012 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Lorena De La Torre, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4266304 07/06/2012, 07/13/2012, 07/20/2012, 07/27/2012 Legal 5703 July 6, 13, 20, 27 2012

April 4, 2012 midnight

Legals April 4, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 2, 2012 File No.: 7023.98912 Sale date and time (local time): July 2, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2710 N. 10th Pl. Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Patrick H. Irwin, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 04/12/2007 Recorder's instrument number: 2093790000 County: Kootenai Sum owing on the obligation: as of March 2, 2012: $125,041.72 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 120 of Bestland Annex, according to the official plat thereof, filed in Book C of Plats at Page(s) 173 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.98912) 1002.210130-File Legal 4881 March 14, 21, 28 April 4, 2012

January 30, 2014 11 p.m.

Legals January 31, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 26, 2013 File No.: 7883.20044 Sale date and time (local time): April 28, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 958 North 7th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey Martin Piephoff, a single man Original trustee: Kootenai Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Platinum Home Mortgage Corporation, an Illinois Corporation Recording date: 01/19/2012 Recorder's instrument number: 2342695000 County: Kootenai Sum owing on the obligation: as of December 26, 2013: $180,003.75 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 5, except the East 69 feet thereof, Reid's Acre Tracts, according to the plat recorded in the Office of the County Recorder in Book "A" of Plats, Page 141, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7883.20044) 1002.262263-File No. Legal 9940 January 10, 17, 24, 31, 2013

July 20, 2011 midnight

Legals July 20, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 10/17/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/26/2008 as Instrument Number 2146401000, and executed by DENNY E LEGASPI, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: A PORTION OF TRACT 26, FRUITLANDS ADDITION TO COEUR D' ALENE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 12. BEGINNING AT THE SOUTHEAST CORNER OF TRACT 26; THENCE NORTH 130 FEET; THENCE WEST 26 FEET; THENCE SOUTH 10 FEET; THENCE WEST 29 FEET; THENCE SOUTH 120 FEET TO THE SOUTH LINE OF TRACT 26; THENCE EAST 55 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 420 W HAYCRAFT AVE, Coeur d'Alene, ID, 83815-9353 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $120,574.90, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/08/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0139832 FEI # 1006.117712 Legal 3120 June 29, 2011 July 6, 13, 20, 2011

August 4, 2010 midnight

Legals August. 4, 2010

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-247464-C Loan No.: 0702152073 A.P.N.: C27000020150 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of ADA County dba Pioneer Lender Trustee Services the duly appointed Successor Trustee, will on 9/27/2010 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 15, BLOCK 2, FAIRWAY ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS, PAGE 103, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2813 W MASTERS DRIVE COEUR D ALENE, Idaho 83815 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: NATHAN R DEAHN A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as grantors, to ALLIANCE TITLE AND ESCROW CORPORATION, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR USAA FEDERAL SAVINGS BANK A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, dated 8/28/2007, recorded 8/30/2007, as Instrument No. 2118975000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 8/28/2007. The monthly payments for Principal, Interest and Impounds (if applicable) of 1321.40, due per month from 2/1/2010 through 9/27/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $163,087.76, plus accrued interest at the rate of 6.875% per annum from 1/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 5/25/2010 Pioneer Title Company of ADA County dba Pioneer Lender Trustee Services By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3586615 Legal 0192 July 14, 21, 28, 2010 August 4, 2010

November 19, 2013 11 p.m.

Legals November 20, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 23, 2013 File No.: 7021.17840 Sale date and time (local time): February 24, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6492 N Harris Hawk Lane Coeur d' Alene, ID 83814-5486 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Shaun B McHenry and Renee L McHenry, husband and wife Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A. Recording date: 07/03/2007 Recorder's instrument number: 2108660000 County: KOOTENAI Sum owing on the obligation: as of October 23, 2013: $199,020.88 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14, Block 2, Hawks Nest, according to the plat recorded in Book "J" of Plats at Pages 418 and 418A-418H, Records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.17840) 1002.259034-File No. Legal 9566 November 6, 13, 20, 27, 2013