Legals June. 2, 2010

NOTICE OF TRUSTEE'S SALE \u2020At 10:00 o'clock A.M. (recognized local time) on September 2, 2010, in the Office of First American Title Company, Inc., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: \u2020LOT 14, BLOCK 1, NICHOLAS COURT, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 486, RECORDS OF KOOTENAI COUNTY, IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515.\u2020 According to the Trustee's records, the street addresses of 11078 N. Government Way and 11068 N. Government Way, Hayden, ID are sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael R. Garrett, an unmarried man, as his separate estate, as Grantor, First American Title Company, as Trustee, for the benefit and security of Panhandle State Bank, recorded July 8, 2008 as Instrument No. 2167571000, all records of Kootenai County, Idaho. The default for which this sale is to be made is the failure to: pay the entire unpaid balance, together with accrued interest and other charges due and payable in full on or before October 30, 2009. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code.\u2020 No representation is made that they are, or are not, presently responsible for this obligation. As of April 12, 2010 there is due and owing on the loan an unpaid principal balance of $469,806.96, accrued interest in the amount of $9,731.91, late charges in the amount of $13,968.62, other charges and fees in the amount of $5,100.54, for a total amount due of $498,608.03.\u2020 Interest accrues on the Note at the rate of 4.250% per annum with a per diem rate of $54.704 after April 12, 2010.\u2020\u2020\u2020 Interest continues to accrue.\u2020 All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure.\u2020 The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation.\u2020 DATED this 4th day of May, 2010. FIRST AMERICAN TITLE COMPANY By:Dalia Martinez, Trust Officer Legal 9849 May 12, 19, 26, 2010 June 2, 2010

Legals August 21, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 11/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/16/2005 as Instrument Number 1972646, and executed by NICCI S OTTE, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 13 IN BLOCK 11 OF NORTHSHIRE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF PLATS AT PAGE(S) 199, 199A AND 199B OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4205 MOCCASIN RD, Coeur D Alene, ID, 83815-8826 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $140,673.91, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/13/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0039197 FEI # 1006.163439 Legal 5845 July 31, 2012 August 7, 14, 21, 2012

Legals August 7, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 10, 2012 File No.: 7021.10837 Sale date and time (local time): November 13, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9165 N Prescott Dr Hayden, ID 83835-8660 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David J. Hartman and Stacy L. Hartman, married to each other Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A Recording date: May 1, 2007 Recorder's instrument number: 2097116000 County: Kootenai Sum owing on the obligation: as of July 10, 2012: $191,436.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 2, Emerald Oaks, according to the plat recorded in Book "I" of Plats, Pages 278 and 278A, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10837) 1002.222341-File No. Legal 5785 July 24, 31, 2012 August 7, 14, 2012

Legals November 9, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/11/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/04/2007 as Instrument Number 2092237000, and executed by MARK A WATSON AND NOLA A WATSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 33, TOWNSHIP 52 NORTH, RANGE 4 WEST OF THE BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 4070 W HWY 53, RATHDRUM, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $319,703.36, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/03/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0014290 FEI # 1006.154938 Legal 7298 October 19, 26, 2012 November 2, 9, 2012

Legals August. 27, 2010

MARK A. JACKSON MARK A. JACKSON, P.A. 110 Wallace Avenue Coeur d'Alene, Idaho 83814 Telephone: (208) 664-3626 Facsimile: (208) 666-0550 ISB# 3134 Attorney for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-4479 SUMMONS BY PUBLICATION CHRISTINE A. MUTH, acting as Personal Representative of the ESTATE OF JOHN C. EMERY, Plaintiff, vs. MICHAEL G. CARTER and GERALDINE L. CARTER, and all heirs, assigns, and devisees of Michael G. Carter and/or Geraldine L. Carter, Defendants. TO: MICHAEL G. CARTER and GERALDINE L. CARTER, and all heirs, assigns, and devisees of Michael G. Carter and/or Geraldine L. Carter; You have been sued by the Plaintiff, Christine A. Muth, in the District Court in and for the County of Kootenai, Idaho, Case No. CV 10-4479. The nature of the claim against you is for a Quiet Title and Declaratory Judgment action relating to the real property located at 5924 W. Harbor Drive, Coeur d'Alene, Idaho 83814. The Plaintiff also requests all other relief set forth in the Complaint filed in Kootenai County, Idaho. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case number, and paid any required filing fee to the Clerk of the Court at 324 West Garden Avenue, Coeur d'Alene, Idaho, telephone No. (208)446-1160, and served a copy of your response on the Plaintiff's attorney, Mark A. Jackson, at 110 Wallace Ave., Coeur d'Alene, ID 83814; (208) 664-3626. A copy of the "Summons" and the "Complaint Re: Quiet Title and Declaratory Judgment" can be obtained by contacting either the Clerk of the Court, or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 29 day of July, 2010 DANIEL J. ENGLISH CLERK OF COURT By: Debra Leu Deputy Clerk Legal 0433 August 6, 13, 20, 27, 2010

Legals October 5, 2012

Loan No. xxxxxx1318 T.S. No. 1346475-09 Parcel No. c-2295-007-009-a NOTICE OF TRUSTEE'S SALE On December 27, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 10, block, craik park, coeur d'alene, Kootenai county, idaho, according to the plat recorded in book "b" of plats, page 131, records of kootenai county, idaho. Commonly known as 1205 A Street Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Dustin Sloan, An Unmarried Man as Grantor, to Poineer Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Homecomings Financial Network, Inc., Its Successors and Assigns as Beneficiary, recorded August 04, 2006, as Instrument No. 2047946000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due august 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $168,152.94, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 27, 2012 Signature/By First American Title Insurance Company. R-417627 09/21/12, 09/28, 10/05, 10/12 Legal 7055 September 21, 28, 2012 October 5, 12, 2012

Legals November 15, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2013 File No.: 7023.106986 Sale date and time (local time): February 13, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9874 W Twin Lakes Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gerald W. Anderson, a married person as his sole and separate property Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 04/12/2010 Recorder's instrument number: 2261043000 County: Kootenai Sum owing on the obligation: as of October 11, 2013: $253,945.40 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block B, First Addition to Lake Park, according to the plat recorded in Book "C" of Plats at Page 103, records of Kootenai County, Idaho. Except the North 100 feet thereof conveyed First Judicial District of the State of Idaho, in and for the County of Kootenai County, by Warranty Deed dated May 23, 1966 and recorded May 24, 1966 as Instrument No. 497115, records of First Judicial District of the State of Idaho, in and for the County of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.106986) 1002.258414-File No. Legal 9513 October 25, 2013 November 1, 8, 15, 2013

Legals September 7, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, December 11, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 6, Block 1, Greensferry Landing Second Addition, according to the plat recorded in Book "I" of Plats at Page 500, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2391 East Bremington Street, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Denise Crouch and Daniel Crouch, wife and husband, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of The Bank of New York Mellon f/k/a The Bank of New York , as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2006-FA8, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement as Successor Beneficiary, recorded October 10, 2006 as Instrument No. 2060076000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $133,500.00 together with interest thereon at the rate of 8.2500% per annum, as evidenced in Promissory Note dated September 28, 2006. \u2020Payments are in default for the months of November 2010 through and including July 2012 in the amount of $1,200.81 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of July 30, 2012 is $128,677.86 together with accrued and accruing interest thereon at the rate of 8.2500% per annum. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $128,677.86, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: August 9, 2012 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 6023 August 17, 24, 31, 2012 September 7, 2012

Legals July. 30, 2010

NOTICE OF HEARING FOR NAME CHANGE A Petition by Roberta Lee Bainard, born on March 29, 1993 in Coeur d'Alene, state of Idaho now residing at 4796 Misty Pines Ct., Coeur d'Alene, proposing a change in name to Bobbi Lee Bainard has been filed in the above entitled court, the reason for this change in name being avoiding confusion in the future. The petitioner's father is living. A hearing on the petition will be heard at 1:30 o'clock PM on August 19, 2010 at the Kootenai County Courthouse. Objections may be given by any person who can, in such objections, show to the court a good reason against the change in name. WITNESS my hand and seal of said District Court this 7 day of July, 2010 DANIEL J. ENGLISH By DEBRA D. LEU Clerk Legal 0156 July 9, 16, 23, 30, 2010

NIC releases Macomber report

A report issued by North Idaho College attorney Art Macomber recommended that trustees nullify President Nick Swayne’s employment contract due to an open meeting law violation that allegedly occurred the day Swayne was hired.

Legals January 4, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 3, 2012 File No.: 7301.29476 Sale date and time (local time): April 4, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12321 W. Hughes Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Melody R. Lund and Eric W. Lund, wife and husband Original trustee: North Idaho Title Original beneficiary: Citicorp Trust Bank, FSB Recording date: 10/16/2007 Recorder's instrument number: 2127048000 County: Kootenai Sum owing on the obligation: as of December 3, 2012: $195,505.12 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 1, Riverview Terrace, according to the Plat recorded in Book "E" of Plats at Page 73, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.29476) 1002.235418-File No. Legal 7642 December 14, 21, 28, 2012 January 4, 2012

Legals June. 15, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 11, 2010 File No.: 7777.12677 Sale date and time (local time): September 10, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1537 East Davis Avenue Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jessica Miner, a single woman Original trustee: Ticor Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fremont Investment & Loan Recording date: August 30, 2006 Recorder's instrument number: 2052668000 County: Kootenai Sum owing on the obligation: as of May 11, 2010: $163,017.75 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14 in Block 2 of Canfield Vista, according to the official plat thereof, filed in Book E of Plats at Page(s) 141 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.12677) 1002.156521-FEI Legal 9999 May 25, 2010 June 1, 8, 15, 2010

Legals September 4, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 30, 2014 File No.: 7042.13827 Sale date and time (local time): December 1, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1250 W Palouse Dr Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rebecca M. Hoggatt, a married woman, as her sole and separate property Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 05/11/2006 Recorder's instrument number: 2030739000 County: Kootenai Sum owing on the obligation: as of July 30, 2014: $386,121.97 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of the Northeast Quarter of Section 33, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, described as follows: Lot 16, Block 2, Montrose First Addition, according to the plat thereof recorded in Book "I", Pages 106, 106A and 106B, records of Kootenai County; together with that portion of Lot 17, Block 2, of said Montrose First Addition described as follows: Beginning at the most Easterly corner of said Lot 17; thence South 69 degrees 14'23" West, along the Southeasterly line of said Lot 17, a distance of 133.00 feet to the most Southerly corner of said Lot 17; thence North 18 degrees 13'58" West, along the Southwesterly line of said Lot 17, a distance of 7.40 feet; thence North 69 degrees 44'17" East, a distance of 132.71 feet to a point of the Northeasterly line of said Lot 17 and the beginning of a non-tangent curve concave Northeasterly, from which point a radial line bears North 69 degrees 44'17" East, and having a radius of 717.00 feet; thence Southeasterly along said Northeasterly line and along said curve through a central angle of 0 degrees 29'54" an arc distance of 6.24 feet to the Point of Beginning; except that portion of said Lot 16, Block 2 of said Montrose First Addition described as follows: Beginning at the most Easterly corner of said Lot 16; thence South 64 degrees 11'06" West, along the Southeasterly line of said Lot 16, a distance of 133.00 feet to the most Southerly corner of said Lot 16; thence North 23 degrees 17'16" West, along the Southwesterly line of said Lot 16, a distance of 7.40 feet; thence North 64 degrees 41'00" East, a distance of 132.71 feet to a point on the Northeasterly line of said Lot 15 and the beginning of a non-tangent curve concave Northeasterly, from which point a radial line bears North 64 degrees 41'00" East, and having a radius of 717.00 feet; thence Southeasterly along said Northeasterly line and along said curve through a central angle of 0 degrees 29' 54" an arc distance of 6.24 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.13827) 1002.271288-File No. LEGAL 1340 AUGUST 14, 21, 28, 2014 SEPTEMBER 4, 2014

Legals April 3, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 11, 2015 File No.: 7037.106529 Sale date and time (local time): July 10, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8189 North Wentworth Street Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Scott W. McLuskie, An Unmarried Man Original trustee: Kootenai County Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sterling Savings Bank dba Sterling Bank, its successors and assigns Recording date: 11/30/2012 Recorder's instrument number: 2386215000 County: KOOTENAI Sum owing on the obligation: as of March 11, 2015: $172,574.23 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 4, CROWN POINTE, according to the plat recorded in the office of the County Recorder in Book K of Plats at Page 351, records of Kootenai County, Idaho The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.106529) 1002.278749-File No. LEGAL 3292 MARCH 27, 2015 APRIL 3, 10, 17, 2015

Legals December 26, 2012

Loan No. xxxxxx1122 T.S. No. 1348565-37 Parcel No. C-4647-002-010-0 NOTICE OF TRUSTEE'S SALE On April 02, 2013, at the hour of 11:00 A.M. of said day, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur D'Alene, Idaho, First American Title Insurance Company, as Trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 10, Block 2, Hoffman Fifth Addition, according to the plat recorded in the office of the county recorder, in book "I" of plats, at page 133, records of Kootenai County, Idaho. Commonly known as: 1235 E. Margaret Avenue, fka 1111 E. Margaret Ave. Coeur D'Alene, ID 83815, said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Glenn L. Wilkinson and Jo L. Wilkinson, Husband and Wife, as Grantor, to First American Title Insurance Company, as Trustee, for the benefit and security of: Mortgage Electronic Registration Systems, Inc., ("MERS"), as nominee for Lehman Brothers Bank, FSB, a Federal Savings Bank, its Successors and Assigns, as Beneficiary, recorded July 09, 2007, as Instrument No. 2109366000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due October 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $443,063.10, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company, c/o Cal-Western Reconveyance Corporation, P.O. Box 22004, El Cajon, CA 92022-9004 (800)546-1531 Dated: November 28, 2012 First American Title Insurance Company. Signature/By Sophia Cesena, Authorized Signor (12/05/2012, 12/12, 12/19, 12/26) R-423124 Legal 7606 December 5, 12, 19, 26, 2012

New bill seeks change to college leadership

Legislation would establish trustee districts

COEUR d’ALENE — The House State Affairs Committee voted on Wednesday to print a bill which would require community colleges to establish trustee districts similar to how school districts elect board members.

Legals April 8, 2014

T.S. No.\u2020 011961-ID Parcel No. R430000003AA NOTICE OF TRUSTEE'S SALE\u2020 On 7/9/2014, at 9:00 AM (recognized local time), in the conference room reserved by Auction.com at the AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: Lot 3A and that portion of Lot 3B, NELISSEN'S SUBDIVISION of Lot 3, Block 15, State Addition to Rathdrum, according to the plat recorded in the office of the County Recorder in Book "G" of Plats, Page 100, records of Kootenai County, State of Idaho, described as follows: COMMENCING at a set of steel pipe monumenting the Northwest corner of Lot 3, Block 15 of State Addition to Rathdrum; thence North 89857'06" East, 182.50 feet to a set steel pin monumenting the Northeast corner of said Lot 3; thence Along the Easterly line of said Lot 3, South 00805'14" West, 35.73 feet to a set steel pin; thence Leaving said Easterly line South 39825'15" West, 58.97 feet to a set steel pin, said steel pin being the REAL POINT OF BEGINNING; thence South 47835'08" West, 14.84 feet; thence South 89857'06" West, 34.16 feet to a set steel pin; thence North 00805'14" East, 10.00 feet to a set steel pin; thence North 89857'06" East, 45.12 feet to the REAL POINT OF BEGINNING. TOGETHER WITH that portion of vacated Latah Street which attached by Operation of Law.\u2020 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 15540 NORTH LATAH STREET, RATHDRUM, ID 83858,\u2020 is commonly associated with said real property.\u2020\u2020 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 DANELLE CULVER, AN UNMARRIED WOMAN & HEATH DENSON, AN UNMARRIED MAN as Grantor, to FIRST AMERICAN TITLE COMPANY as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK N.A., ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 6/30/2008, recorded 7/9/2008, as Instrument No. 2167694000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation.\u2020 The default for which this sale is to be made is the failure to make monthly payments when due from 10/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law.\u2020\u2020 The sum owing on the obligation secured by said Deed of Trust is $133,021.52, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP DATED: 3/5/2014 Legal 409 March 18, 25, 2014 April 1, 8, 2014

Legals February 15, 2014

NOTICE OF TRUSTEE'S SALE On the 17th day of May, 2014, at the hour of 10:00 A.M. (recognized local time) of said day, at 409 Coeur d'Alene Avenue, in Coeur d'Alene, Idaho, BRENT G. SCHLOTTHAUER, Esq., as Successor Trustee, acting pursuant to a power of sale conferred in the herein described Deed of Trust, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the interest conveyed to the trustee by said Deed of Trust in and to the following described real property, situated in Kootenai County, State of Idaho, to-wit: Lots 1 and 2 in Block 17 of TOWN OF SPIRIT LAKE according to the official plat thereof, filed in Book B of Plats at Page(s) 143, records of Kootenai County, Idaho. For the purposes of compliance with Idaho Code 60-113, the Successor Trustee has been informed that the following address may sometimes be associated with the real property which is the subject of this notice: 6210 West Maine Street, Spirit Lake, 83869. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust, dated August 24, 2004, by and between DAVID R. ESTERLY and PEGGY ANN ESTERLY, husband and wife, as the "Grantors"; LAWYERS TITLE OF KOOTENAI COUNTY, as "Trustee"; and BONNIE R. BAIRD, TRUSTEE OF THE BAIRD TRUST, dated July 17, 2004, as the "Beneficiary", recorded in the office of the Kootenai County Recorder, State of Idaho, on August 25, 2004, as Instrument No. 1896938, and re-recorded on October 26, 2004, as Instrument No. 1909130. The above Grantor is named to comply with Idaho Code Section 45-1506(4)(a). No representation is made said Grantor is, or is not, presently responsible for this obligation. The default for which this sale is to be made is that the Grantor above-named has failed to pay when due: (i) the principal balance of the Promissory Note secured by said Deed of Trust upon maturity; (ii) continuing interest at the rate of ten percent (10.0%) per annum; and (iii) all other late charges, service charges and/or any other disbursements, costs, attorney fees, expenses, etc., incurred and/or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, the Promissory Note and/or Idaho law. As of December 31, 2013, the principal balance of $46,956.06, together with unpaid interest in the amount of $7,504.26, together with late fees in the amount of $5,590.20, plus costs and attorney fees, remains as due and owing. ALL AMOUNTS are now due and payable along with interest which continues to accrue and all costs and fees associated with this foreclosure including trustee fees, attorney fees and other similar and related costs. And further, that attorney Brent G. Schlotthauer has been duly appointed as the Successor Trustee under said Deed of Trust. The undersigned Successor Trustee was appointed and substituted as trustee under the above-referenced trust deed by a NOTICE OF APPOINTMENT OF SUCCESSOR TRUSTEE, dated December 5, 2013, and recorded on December 6, 2013, in the office of the Kootenai County Recorder as Instrument No. 2439083000. The Successor Trustee has executed this written Notice of Default, and has declared its election to cause the above described real property to be sold to satisfy the obligations under said Deed of Trust. In the event the Successor Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of the monies paid to the Successor Trustee and the successful bidder shall have no further recourse. DATED this ____ day of January, 2014. /s/_______________ BRENT G. SCHLOTTHAUER, Esq. Successor Trustee STATE OF IDAHO ) :ss. County of Kootenai ) On this _____ day of January, 2014, before me, a Notary Public in and for said county and state, personally appeared BRENT G. SCHLOTTHAUER, known to me to be the Successor Trustee of the Deed of Trust mentioned in this Notice of Default, and whose name is subscribed to the within instrument on behalf of said Successor Trustee and acknowledged to me that he executed the same as said Successor Trustee. IN WITNESS WHEREOF, I have hereunto affixed by hand and official seal the day and year in this certificate first above written. (SEAL) Notary Public for Idaho Residing at: Legal 106 January 25, 2014 February 1, 8, 15, 2014

Legals June 27, 2011

Ref: Spoerl, Kevin M. & Wendy K., 1500.1101891 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, KEVIN SPOERL AND WENDY SPOERL MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. AS OF THE DATE OF THIS NOTICE/LETTER, THE BALANCE TO PAY OFF THE DEED OF TRUST IS $181,303.91. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW.\u2020 NOTICE OF TRUSTEE'S SALE On August 24, 2011 at the hour of 10:00 am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506 (9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 14, Block 1, Sunshine Meadows 4th addition, according to the plat recorded in Book 'J' of Plats at Page 104, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 2807 West Timberlake Loop, Coeur d' Alene, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Kevin Spoerl and Wendy Spoerl, husband and wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of Numerica Credit Union, recorded August 11, 2005, as Instrument No. 1971750 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FO RTHE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 10/1/2010 through 4/1/2011: and all subsequent payments until the date of sale or reinstatement 4 payment(s) at $1346.62 3 payment(s) at $1366.70 These payments include interest at a fixed rate.\u2020 The current rate is 6.00% Total: $9,486.58 With Monthly Late Charges accruing: 6 late charge(s) at $55.19 for each monthly payment no made within 15 days of its due date Total Late Charges $331.14 TOTAL DEFAULT $9,817.72 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $171,313.28, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure.\u2020 DATED: April 13, 2011 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 Legal\u20202858 June 13, 20, 27, 2011 July 4, 2011

Legals December 24, 2013

NOTICE OF TRUSTEE'S SALE T.S.No. 006671-ID Parcel No. C55240060100 On 4/1/2014, at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, BLOCK 6, THE LANDING AT WATERFORD SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 220, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 2926 W THORNDALE LOOP, COEUR D' ALENE, ID 83815, (FKA 2926 W THORNDALE LOOP, COEUR D ALENE, ID 83814), is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MELISSA CORALLINO, AN UNMARRIED INDIVIDUAL as Grantor, to STEWART TITLE GUARANTY as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN HOME MORTGAGE, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 11/2/2006, recorded 11/3/2006, as Instrument No. 2065243000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $166,717.68, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note. Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, DATED: 11/22/13 Signature/By: Elisa Magnuson A-4430305 Legal 9751 December 3, 10, 17, 24, 2013