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FILE - This Aug. 11, 2019 file photo shows Visa credit cards in New Orleans. Applying for credit cards when you don’t have the required credit score isn’t just a waste of time: Multiple applications can damage your credit score. A better strategy is to find out your score, then apply for a card you’re likely to qualify for even if it’s not the one you ultimately want. Pay that card on time and build up to the score that’s needed to get the card you want. (AP Photo/Jenny Kane, File)

FILE - This Aug. 11, 2019 file photo shows Visa credit cards in New Orleans. Applying for credit cards when you don’t have the required credit score isn’t just a waste of time: Multiple applications can damage your credit score. A better strategy is to find out your score, then apply for a card you’re likely to qualify for even if it’s not the one you ultimately want. Pay that card on time and build up to the score that’s needed to get the card you w…

March 19, 2020

Stories this photo appears in:

Take the credit card you can get, work toward one you want
March 19, 2020 4:23 a.m.

Take the credit card you can get, work toward one you want

Trying to choose a credit card can feel like deciding who to swipe right on in a dating app — especially if you’re new to the game or have been out of it for a while.