Open enrollment in Idaho’s health insurance exchange ends next week
Idahoans have less than a week to enroll in health or dental insurance through the state’s insurance exchange that offers tax credits based on income.
Your Health Idaho’s open enrollment ends at midnight Mountain time on Monday, Dec. 16. That’s when people can newly enroll in insurance plans or modify their existing coverage for plans starting in 2025.
Your Health Idaho announced Tuesday it extended the deadline by one day to avoid a Sunday deadline.
Outside of the once-a-year open enrollment period, only people who experience what insurers call a qualifying life event — such as losing insurance coverage, moving, having a baby or getting married — can enroll in policies on the exchange.
For 2025, Your Health Idaho is already seeing record enrollments, Executive Director Pat Kelly said in a news release Tuesday.
“More Idahoans than ever before are receiving a tax credit and enrolling through Your Health Idaho,” he said. “Your Health Idaho has extended our Customer Support Center hours to ensure that every Idahoan has the opportunity to apply for a tax credit and coverage so they can sleep well knowing they have affordable, quality, health insurance.”
How to check eligibility for health insurance tax credits
Visit Your Health Idaho’s website to find one application that lets people apply for insurance and receive an estimated tax credit, which could reduce or eliminate monthly premiums.
Your Health Idaho also has a tool to determine whether health insurance sponsored by employers is affordable — for the employee and their families.
About nine in 10 Your Health Idaho enrollees get a tax credit, according to the news release.
Insurance coverage for people who select plans during open enrollment starts Jan. 1, 2025. Idahoans already enrolled in insurance through Your Health Idaho are automatically renewed.
How to get help with Your Health Idaho insurance enrollment
Certified agents or brokers can be found online across Idaho. They can offer Idahoans free help to pick the right plan and answer questions.
Your Health Idaho’s customer support center extended open enrollment hours. For help applying or questions, reach the team by phone at 855-944-3246 or by online chat on Your Health Idaho’s website.
Your Health Idaho features 13 insurance carriers that offer 149 medical plans and 24 dental plans, the news release said.