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Legals for October, 19 2021

| October 19, 2021 12:00 AM

NOTICE OF PUBLIC HEARING - Bayview Water & Sewer District PROPOSED BUDGET FOR THE FISCAL YEAR 2021-2022 NOTICE IS HEREBY GIVEN that the Bayview Water & Sewer District will hold a public hearing for consideration of the proposed budget for the fiscal year December 1, 2021 to November 30, 2022. Said hearing will be held at the Bayview Community Center, 20298 Perimeter Road, Bayview, ID, on October 25, 2021, at 6:00 pm. At said hearing, all interested persons may appear and show cause, if any they have, why said proposed budget should not be adopted. Proposed Actual Actual Budget Budget 2018-19 2019-20 2020-21 2021-2022 Operating Budget Sewer Fund Operating Income: Certification Fees 2,500 1,598 2,500 4,000 Sewer Hookup Fees 2,560 6,000 6,400 6,400 Sewer O&M 172,440 167,572 186,000 180,000 Late Fees 2,560 3,308 2,560 2,560 Interest & Penalties - 24 500 125 Misc. Income 900 1,084 450 450 Total Sewer Income $180,960 $179,586 $198,410 $193,535 Operating Expense: Auto Expenses $1,000 $ 1,029 $ 1,120 $ 2,000 Bank Fees - 93 97 97 Capital Additions 4,750 - - - Contract Labor 600 52,350 6,695 7,500 Director Fees 1,500 1,375 1,500 1,500 Dues & Subscriptions 720 929 936 1,500 Liability Insurance 3,275 4,057 4,241 4,150 Maintenance, Sewer 60,000 72,483 85,420 109,800 Maintenance, Office 1,500 441 500 750 Office Equipment - 2,000 1,000 250 Office Supplies 750 1,028 625 500 Payroll Expenses 17,500 19,335 25,884 28,437 Postage & Delivery 1,100 1,638 2,237 2,310 Printing & Production - 327 350 750 Accounting 6,000 5,321 5,000 5,000 Engineering 40,000 5,193 17,500 10,000 Legal 2,500 7,723 10,000 7,000 Property Taxes - 65 100 100 System Operator 44,500 50,400 50,400 50,400 Training/Classes 500 - 500 1,200 Utilities 25,520 28,595 32,282 35,000 Total Sewer Expenditures $211,715 $254,381 $246,387 $268,244 Water Fund Operating Income: Certification Fees 2,500 6,918 2,500 4,000 Water Hookup Fees 17,600 24,215 13,500 60,000 Water O&M 209,330 247,767 195,000 220,000 Debt Service Surcharge #3587 - 45,600 56,000 57,600 Late Fees 3,840 314 3,840 3,840 Interest & Penalties - 1,432 500 125 Misc. Income 900 1,085 450 450 DEQ Loan Reimb. - - 30,000 100,000 Total Water Income $234,170 $327,331 $271,790 $446,015 Operating Expense Assessment Fees $1,700 $ 1,860 $ 1,860 $ 1,890 Auto Expenses 1,000 1,029 1,120 2,000 Bank Fees - 113 97 97 Capital Additions 4,750 - - - Contract Labor 600 32,498 615 3,500 Director Fees 1,500 1,375 1,500 1,500 Dues & Subscriptions 720 930 936 1,500 Liability Insurance 3,275 4,057 4,241 4,150 Maintenance, Water 50,000 63,019 65,500 74,172 DEQ Loan Costs - - 30,000 100,000 Future Projects Exp-Water - - 56,000 57,600 Maintenance, Office 1,500 441 500 750 Office Equipment - 1,500 1,000 250 Office Supplies 750 745 625 500 Payroll Expenses 17,500 19,335 25,884 28,437 Postage & Delivery 1,100 1,638 2,237 2,310 Printing & Production - 686 350 750 Accounting 6,000 5,321 5,000 5,000 Engineering 40,000 1,348 5,000 10,000 Legal 2,500 7,723 10,000 7,000 Property Taxes - 65 100 100 System Operator 44,500 33,600 33,600 33,600 Training/Classes 500 - 500 1,200 Utilities 25,520 28,326 32,282 35,000 Total Water Expenditures $203,415 $205,608 $278,947 $371,306 Total Water and Sewer Total Water & Sewer Resources $415,130 $ 506,917 $ 470,200 $ 639,550 Total Water & Sewer Expenses 415,130 459,989 525,334 639,550 Surplus/Shortfall $0 $46,928 -$55,134 $0 CDA LEGAL 6395 AD#490533 OCTOBER 12, 19, 2021

NOTICE OF PUBLIC HEARING BAYVIEW WATER AND SEWER DISTRICT October 25, 2021 6:30 P.M. Fees Notice is hereby given, in accordance with Idaho Code Section 63-1311A, by the Bayview Water and Sewer District, that the District will conduct a public hearing at 6:30 P.M., or as soon after as can be heard, on October 25, 2021, at the Bayview Community Center, 20298 E. Perimeter Rd. Bayview, ID 83803 to consider public comment regarding the institution of new or increased District fees; specifically regarding water hookup and connection fees; and reimbursement fees for removal of obstacles from meters and septic lids. All interested persons are invited to appear and provide testimony on the proposed changes. Testimony may also be submitted in writing by providing a copy to the District's office prior to 4:00 P.M. on the day of the hearing. Copies of the proposed rates and changes may be obtained from the District's office during regular office hours. Attest: Jessie Roe, District Administrative Treasurer CDA LEGAL 6400 AD#490689 OCTOBER 13, 20, 2021

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: DANNY R. NEWELL, Deceased. CASE NO. CV 28-21-6198 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 30th day of September, 2021. /s/ DONOVAN E.L. NEWELL Personal Representative c/o CUSACK LAW FIRM, PLLC 320 E. Neider Avenue, Suite 206 Coeur d'Alene, ID 83815 CDA LEGAL 6361 AD#488917 OCTOBER 5, 12, 19, 2021

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: WILLIAM J. CUSTER, Deceased. CASE NO. CV 28-21-6339 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 30th day of September, 2021. /s/ LAVALLA E. TRAPP Personal Representative c/o CUSACK LAW FIRM, PLLC 320 E. Neider Avenue, Suite 206 Coeur d'Alene, ID 83815 CDA LEGAL 6366 AD#488921 OCTOBER 5, 12, 19, 2021

NOTICE TO CREDITORS IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF PEGGY LOU FALLON, DECEDENT. CASE NO. CV28-21-4468 Notice is hereby given that Kenneth L. Fallon has been appointed as the personal representative of the above captioned estate. All persons having claims against the above captioned estate are now required to present their respective claims within four (4) months after the date of the first (1st) publication of this Notice, and in conformity with Idaho law, or said claim(s) shall be forever barred. Pursuant to Title 15 Chapter 3 of the Idaho Code, all persons having claims against the Decedent or the Decedent's estate must deliver or mail to the personal representative a written statement of their claim indicating its basis, the name and address of the claimant, and the amount claimed, and file a written statement of the claim, in the form prescribed by rule, with the clerk of the court. The claim is deemed presented on the last to occur of: (1) delivery or mailing of the written statement of claim to the personal representative; or, (2) the filing of the claim with the court. The delivery and mailing address of the personal representative is c/o Holmes Law Office, P.A., 1250 W Ironwood Drive Ste 301, Coeur d'Alene ID 83841-2682; (208) 664-2351 (v); (208) 664-2323 (f); holmeslawoffice@frontier.com (E-mail/iCourt). The Clerk of the Court's address is Kootenai County District Court, Kootenai County Courthouse, 451 Government Way, P.O. Box 9000, Coeur d'Alene ID 83816-9000, Telephone: (208) 446-1180. Dated October 1, 2021. Holmes Law Office, P.A. /s/ Ed Holmes Edwin B. Holmes, Attorneys for the Personal Representative CDA LEGAL 6362 AD#488929 OCTOBER 5, 12, 19, 2021

N O T I C E O F L E T T I N G Idaho Federal Aid Project No. A020(491), in Kootenai County, Key No. 20491; for the work of repairing bridge decks with epoxy or concrete overlays, and perform other needed repairs on bridges along I-90. Sealed proposals will be received only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 3311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ADVERTISEMENT AND AWARD. Bids may also be submitted electronically through Bid Express (www.bidx.com.). All bids must be received by two o'clock p.m., on November 2, 2021. ADDITIONAL INFORMATION CONTACT: RESIDENT ENGINEER RYAN HAWKINS at (208) 772-1223 for any design related questions. Digital copies of the Plans, Proposals, and Specifications must be downloaded for a fee of $15.00. Bidders must appear on the plan holders list for their proposal to be accepted by the Department. Please contact QuestCDN.com at 952-233-1632 or info@questcdninfo.com for assistance in downloading and working with this digital project information. General Bidding information and Specifications may be obtained from the Idaho Transportation Department website at http://itd.idaho.gov/business/ In an effort to achieve ITD's DBE Annual Participation Goal (APG) of 10.0% utilization, ITD requires responder to utilize certified subcontractors and suppliers listed on its DBE Directory located at: https://itd.dbesystem.com/. For this project, it has been determined that there is a DBE availability of 10% or more. For more information regarding ITD's DBE Program please go to https://apps.itd.idaho.gov/apps/ocr/ocrDBEPROGRAM.aspx This contract requires full compliance with Title VI of the Civil Rights Act of 1964, which protects persons from being denied the benefits of or excluded from participation in programs or activities; or subjected to discrimination based on race, color, national origin, sex, age, disability, Limited English Proficiency or economic status. The Contractor is encouraged to utilize the goods and services of disadvantaged firms in accomplishing the tasks or providing the services of this agreement, and to provide equal opportunity to all sub-bidders and suppliers. CDA LEGAL 6379 AD#489527 OCTOBER 12, 19, 2021

IDAHO DEPARTMENT OF ENVIRONMENTAL QUALITY LEGAL NOTICE OF CATEGORICAL EXCLUSION FOR THE KIDD ISLAND BAY LOTS SEWER DISTRICT WASTEWATER IMPROVEMENTS PROJECT The Idaho Department of Environmental Quality (DEQ) has determined that the proposed wastewater improvement project for the Kidd Island Bay Lots Sewer District (District), Kootenai County, City of Coeur d'Alene, Idaho, conforms to the State Environmental Review Process (SERP), "Rules for Administration of Wastewater and Drinking Water Loan Funds" (IDAPA 58.01.12) and "Rules for Administration of Planning Grants for Drinking Water and Wastewater Facilities" (IDAPA 58.01.22) by which the project is eligible for a categorical exclusion. Accordingly, the project is exempted from further substantive environmental review requirements. Project Description: Rehabilitating all septic tanks; Developing pumping and inspection reporting for all septic tanks in the district; Adding flow meter to Kidd Island Bay lift station; Rehabilitating lift station, West well, and Valve Vault; Rehabilitating clean outs and valves on Westway beachfront sewer main; Developing the remaining forested property currently owned by Kidd Island Bay Lots with drip and spray irrigation (approximately 10 acres); Acquiring approximately 25 acres of forested land to develop with the new irrigation; Bringing 3-phase power to the treatment site; Adding new irrigation pumping system with increased capacity; Adding new and additional chlorine contact piping; Converting hay fields to forest; Adding new aeration blowers; Adding flow meter to Harbor View Estates (HVE) influent line; and Installing new lagoon liners. Copies of the notice of Cat Ex and the environmental information document upon which it is based are available for public review by submitting a public records request, pursuant to Idaho Code ยง 74-101, et seq. A request may be submitted at https://www.deq.idaho.gov/public-records-request/. The records may also be available for public review at the following locations: Kidd Island Bay Lots Sewer District PO Box 733 Coeur d'Alene ID, 83814 Contact: Lynette Arhutick, Chairman, arhutick@hotmail.com CDA LEGAL 6430 AD#491647 OCTOBER 19, 2021

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Mark Ficek made application to place riprap for shoreline protection. Located on adjacent to Wellers Black Rock Park, Lts 22 - 25, Coeur d' Alene, Lake Coeur d'Alene adjacent to: Sections 10, Township 48 North, Range 04 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Amidy Fuson, Lands Resource Specialist - Minerals & Navigable Waters at the above address or by calling (208) 769-1577. /S/ Andrew Symth, Area Manager of Mica Idaho Department of Lands CDA LEGAL 6396 AD#490555 OCTOBER 12, 19, 2021

Notice Inviting Bids Bid No. 2021-06 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), P. O. Box 9000, Coeur d'Alene, ID 83816-9000, for Four (4) Transfer Trailers for the Solid Waste Department. Instructions to Bidders, Minimum Specifications, General Specifications with Exhibits, and Bid Submittal Forms are available from the Kootenai County Commissioners' Office. Sealed bids must be received by 2:00 p.m. on Tuesday, November 2, 2021, and must be marked "Sealed Bid - Transfer Trailers (4)". Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, November 2, 2021. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process, to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 15th day of October, 2021. KOOTENAI COUNTY ATTEST: BOARD OF COMMISSIONERS JIM BRANNON /S/Chris Fillios, Chairman By:/S/Teri Johnston, Deputy Clerk CDA LEGAL 6431 AD#491649 OCTOBER 19, 26, 2021

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing on November 18, 2021 at 6:00 PM virtually and in Room 1, 451 Government Way, to consider CUP21-0006, Washington Water Power Company (Avista Corporation) to establish a Conditional Use Permit in order to construct a Wireless Communication Facility (WCF), consisting of a 60-foot tall self-supporting monopole tower and related ground equipment, for the purpose of enabling two-way communication between Avista's automated meter reading system and their private 700-megahertz radio network. The subject parcel, located within the Coeur d'Alene Area of City Impact, consists of approximately 6.75 acres situated over the Rathdrum Prairie Aquifer in the Agricultural zone. The parcel number 51N04W-28-5600 and described as: TAX #3145-A TCO-28-01-050-220 OPERATING PROPERTY in Section 28, Township 51 North, Range 04 West, Boise Meridian, Kootenai County, Idaho. The subject property is located at 7182 N. Huetter Road. All written comments must be received ten (10) days prior to the hearing date. If you wish to provide oral testimony, please sign up in advance of the meeting at: https://www.kcgov.us/927/Planning-Department-Virtual-Meetings. For instructions on how to participate in the virtual meetings, please contact Kootenai County-Community Development located at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208) 446-1070. CDA LEGAL 6364 AD#488942 OCTOBER 19, 2021

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing virtually and in Room 1 at or after the hour of 6:00 P.M. on Thursday, November 18, 2021 to consider the following: MSP21-0002, Humbird Acres, a request by Round Mountain LLC, for preliminary approval of a Major Subdivision consisting of sixteen (16) residential lots on an approximately 80-acre parcel located over the Rathdrum Prairie Aquifer in the Rural zone. The subject parcel number is: 52N04W-10-5100 and is described as: E2-SW in Section 10, Township 52 North, Range 04 West, Boise Meridian, Kootenai County, Idaho. The subject parcel is located south of the intersection of Scarcello Road and Ranch View Drive. All written comments must be received ten (10) days prior to the hearing date. If you wish to provide oral testimony, please sign up in advance of the meeting at: https://www.kcgov.us/927/Planning-Department-Virtual-Meetings. If you require special accommodations, please contact Kootenai County Community Development seven (7) days prior to the public hearing. Further information may be obtained from Kootenai County Community Development located at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208) 446-1070. CDA LEGAL 6365 AD#489063 OCTOBER 19, 2021

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Board of County Commissioners will conduct a public hearing on Thursday, November 18, 2021 at 9:00 AM virtually and in Room 1, 451 Government Way, Coeur d'Alene, Idaho to consider Case No. ZON20-0004, a request by Dolan Land Management, LLC for a Zone Change from Restricted Residential to Commercial of two lots measuring a total of 8.963 acres in size. The lots are undeveloped, having been created in May 2021 through the recordation of the Dolan's Deal 1st Addition plat. The minor subdivision creating the lots was approved through Case No. MIN20-0019. The purpose of the request is to enable the Applicant to develop the subject lots with Commercial uses, which are not permitted of right in the Restricted Residential zone. Access to the subject property will be gained directly from State Highway 41, a public highway maintained by the Idaho Transportation Department. The subject lots are adjacent to the City of Spirit Lake and across State Highway 41 from an area measuring approximately 1.3 acres in size zoned Commercial. The parcel numbers are 0-L590-002-001-0 and 0-L590-002-002-0, described as: DOLAN'S DEAL 1ST ADDITION LOTS 1 AND 2, BLOCK 2 in Section 8, Township 53 North, Range 04 West, Boise Meridian, Kootenai County, State of Idaho. The subject property is located immediately west of the intersection of State Highway 41 and State Highway 54. The Hearing Examiner held a public hearing on September 16, 2021 and recommended approval. All written comments must be received ten (10) days prior to the hearing date. If you wish to provide oral testimony, please sign up in advance of the meeting online at: https://www.kcgov.us/927/Planning-Department-Virtual-Meetings. For instructions on how to participate in the meeting, please contact Kootenai County Community Development, located at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208) 446-1070. CDA LEGAL 6367 AD#489066 OCTOBER 19, 2021

NOTICE OF HEARING ON PETITION TO VACATE AND ABANDON PUBLIC RIGHT-OF-WAY NOTICE IS HEREBY GIVEN THAT by Petition dated July 12, 2021, filed with the Lakes Highway District, MAURA M. GREGG and JOHNNY M. GREGG, have requested that the District vacate and abandon the following public right-of-way: A portion of public right-of-way located within Fredde's Plat of Pinehurst Section 17, Township 52N, Range 4 West, Boise Meridian, Kootenai County, Idaho as recorded in Book D, Page 009, Records of Kootenai County, Idaho. The Commissioners of said District intend to hold a public hearing to consider the proposed abandonment and vacation, which hearing has been set for November 1, 2021, at 5:45 p.m. or as soon thereafter as possible, at the District's office at 11341 N. Ramsey Road, Hayden, Idaho 83835. Members of the public are invited to attend and give oral or written testimony relating to the proposed abandonment and vacation. DATED: September 28, 2021. LAKES HIGHWAY DISTRICT: By: Eric W. Shanley, P.E., Director of Highways CDA LEGAL 6348 AD#488555 OCTOBER 12, 19, 26, 2021

N O T I C E O F L E T T I N G Idaho Federal Aid Project No. A021(991), in Kootenai County, Key No. 21991; for the work of construct a traffic control signal along with other minor approach improvements.. Sealed proposals will be received only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 3311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ADVERTISEMENT AND AWARD. Bids may also be submitted electronically through Bid Express (www.bidx.com.). All bids must be received by two o'clock p.m., on October 26, 2021. ADDITIONAL INFORMATION CONTACT: RESIDENT ENGINEER KEVIN KUTHER (LHTAC) at (208) 344-0565 for any design related questions. Digital copies of the Plans, Proposals, and Specifications must be downloaded for a fee of $15.00. Bidders must appear on the plan holders list for their proposal to be accepted by the Department. Please contact QuestCDN.com at 952-233-1632 or info@questcdninfo.com for assistance in downloading and working with this digital project information. General Bidding information and Specifications may be obtained from the Idaho Transportation Department website at http://itd.idaho.gov/business/ In an effort to achieve ITD's DBE Annual Participation Goal (APG) of 10.0% utilization, ITD requires responder to utilize certified subcontractors and suppliers listed on its DBE Directory located at: https://itd.dbesystem.com/. For this project, it has been determined that there is a DBE availability of 11.0% or more. For more information regarding ITD's DBE Program please go to https://apps.itd.idaho.gov/apps/ocr/ocrDBEPROGRAM.aspx This contract requires full compliance with Title VI of the Civil Rights Act of 1964, which protects persons from being denied the benefits of or excluded from participation in programs or activities; or subjected to discrimination based on race, color, national origin, sex, age, disability, Limited English Proficiency or economic status. The Contractor is encouraged to utilize the goods and services of disadvantaged firms in accomplishing the tasks or providing the services of this agreement, and to provide equal opportunity to all sub-bidders and suppliers. CDA LEGAL 6332 AD#487323 OCTOBER 12, 19, 2021

NOTICE OF RIBBON CUTTING Join The Lakes Highway District for the: RAMSEY ROAD GRADE SEPARATION PROJECT RIBBON CUTTING After just over a year of construction, the Ramsey Road overpass and surrounding roadway improvements are complete! This project was funded in large part by the Lakes Highway District, alongside Federal-aid funding. Join us on October 21st at 2:00 pm (PST) to see what this unique funding strategy has been able to build! We will meet off of Ramsey Road, to the south of Diagonal Road and the new Railroad overpass structure. CDA LEGAL 6354 AD#488592 OCTOBER 14, 19, 2021

NOTICE OF TRUSTEE'S SALE TS No: ID-19-864249-BB NOTICE IS HEREBY GIVEN that on 2/10/2022, at the hour of 10:00 AM, Veteran's Memorial Plaza North Entrance Admin Building 451 N Government Way Coeur d'Alene ID 83815 , the trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of KOOTENAI, State of Idaho, and described as follows, to-wit: LOT 8, OHIO MATCH ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS, PAGE 79, RECORDS OF KOOTENAI COUNTY, IDAHO. The Current Trustee is Robert W. McDonald, Esq., whose address is 108 1st Ave. South, Suite 202, Seattle, Washington 98104 and who can be reached by telephone at (866) 925-0241. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 19897 N PINECONE RD, HAYDEN, ID 83835 may be associated with said real property. The sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 3/24/2007, by and among BRENT T ENGLISHMAN, JULIE D ENGLISHMAN, as Grantor, and FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, and BANK OF AMERICA, N.A., as Beneficiary; said Deed of Trust having been filed of record on 4/11/2007, as Instrument No. 2093510000 Official Records of KOOTENAI County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which foreclosure is made is grantor's failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $8,754.06 TOTAL REQUIRED TO PAYOFF: $114,878.02 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. Dated this 28th day of September, 2021. By: Robert W. McDonald, Esq., Trustee TS No: ID-19-864249-BB IDSPub #0175110 10/4/2021 10/11/2021 10/18/2021 10/25/2021 CDA LEGAL 6346 AD#488444 OCTOBER 12, 19, 26, NOVEMBER 2, 2021