Legals October 30, 2019

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: EDWARD W. STEPHENS, SR., Deceased. CASE NO. CV 28-19-6990 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 28th day of October, 2019. /s/DAVID W. STEPHENS Personal Representative c/o CUSACK LAW FIRM, PLLC 320 E. Neider Avenue, Suite 206 Coeur d'Alene, ID 83815 CDA LEGAL 2654 AD#338878 OCTOBER 30, NOVEMBER 6, 13, 2019

NOTICE OF SHERIFF'S SALE Under and by virtue of a Writ of Execution on Judgment of Foreclosure issued on October 4, 2019, and an Order of Sale of Foreclosure issued on October 4, 2019, out of the District Court of the First Judicial District of the State of Idaho, in and for the County of Kootenai in the case of: WEBSTER BANK, N.A., Plaintiff, v. DANIEL B. BELL AKA DAN B. BELL; THE UNKNOWN HEIRS, DEVISES AND ASSIGNS OF DEBRA L. BELL; CHAPMAN FINANCIAL SERVICES, INC.; AND DOES 1 THROUGH 20, INCLUSIVE, including all parties with an interest in and/or residing in real property commonly known as, 15852 W. Hollister Hills Drive, Hauser, Idaho 83854, and legally described as: LOT 17, BLOCK 1, HOLLISTER HILLS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS, AT PAGE 225, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO, Defendants. Case No. CV28-18-7439 Sheriff Case No. NOTICE OF SALE Date of Sale: November 20, 2019 Time of Sale: 10:00 am Place of Sale: Kootenai County Sheriff's Office Lobby, 5500 N Government Way Coeur d'Alene, ID 83815 NOTICE IS HEREBY GIVEN, that on the 20th day of November,2019_at 10:00_o'clock am of said day, at Kootenai County Sheriff's Office Lobby, 5500 N Government Way, Coeur d'Alene, ID 83815, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs, all payable at time of sale to the highest bidder, for the following described property, situated in Kootenai County, Idaho: 15852 W Hollister Hills Drive, Hauser, ID 83854 and legally described as follows: LOT 17, BLOCK 1, HOLLISTER HILLS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS, AT PAGE 225, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation of Defendants pursuant to the Judgment entered in this matter, and recorded in the official records of Kootenai County. The real property sold at the sale shall be subject to the redemption rights of redemptioners, as that term is defined in Idaho Code Section 11-402, may redeem the property from the purchaser within six months after the sale, upon paying the purchaser the amount of their purchase, with interest on that amount at the rate allowed by Idaho Code from the date of the sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid after the commencement of the action and which are not included in the judgment and interest allowed pursuant to Idaho Code Section. In the event the purchaser is a creditor having a prior lien to that of the redemptioners, other than the judgment under which the purchase is made, the purchaser will also be entitled to payment of that lien amount with interest at the rate allowed in Idaho Code Section18-22-104(1). The Sheriff, by Certificate of Sale, will transfer all right, title and interest of the judgment debtors in and to the property at the time of execution of attachment was levied. DATED this 23rd day of October, 2019. DEPUTY SHERIFF OF KOOTENAI COUNTY, IDAHO By:/s/Deputy S. Ellis NOTE: THE SHERIFF'S OFFICE DOES NOT GUARANTEE CLEAR TITLE OR GUARANTEE CONTINUED POSSESSORY RIGHTS. EVERY PERSON WHO INTENTIONALLY DEFACES, OBLITERATES, TEARS DOWN OR DESTROYS THIS NOTICE, BEFORE THE EXPIRATION OF THE TIME FOR WHICH IT IS TO REMAIN SET UP, IS GUILTY OF A MISDEMEANOR (I.C. ' 18-3205). CDA LEGAL 2647 AD#338190 OCTOBER 30, NOVEMBER 6, 13, 2019

Notice of Self Storage Sale Please take notice Keylock Storage - Coeur d'Alene located at 2200 W. Appleway Ave., Coeur d'Alene, ID 83814 intends to hold an auction of the property stored at the facility by the below listed occupant. The sale will occur as an online auction via www.storagetreasures.com on 11/6/2019 at 12:00pm. Unless stated otherwise the description of the contents are household goods and furnishings. Zach Jackson: 1722 E Montana Ave., Coeur D Alene, ID 83814. This sale may be withdrawn at any time without notice. Certain terms and conditions apply. CDA LEGAL 2561 AD#334721 OCTOBER 23,30, 2019

Notice of Self Storage Sale Please take notice Keylock Storage - Fruitland 3735 N. Fruitland Lane, Coeur d'Alene, ID intends to hold an auction of the property stored at the facility by the below listed occupant. The sale will occur as an online auction via www.storagetreasures.com on 11/13/2019 at 12:00pm. Unless stated otherwise the description of the contents are household goods and furnishings. Michele Galbreath: 1715 N. Government, Coeur D Alene, ID 83815. This sale may be withdrawn at any time without notice. Certain terms and conditions apply. CDA LEGAL 2612 AD#336870 OCTOBER 30, NOVEMBER 6, 2019

NOTICE OF HEARING ON NAME CHANGE (Minors) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE:Londyn Ava Vaillancourt CASE NO. CV-28-19-7119 A Petition to change the name of Londyn Ava Vaillancourt, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Londyn Ava Steckman. The reason for the change in name is: she has always gone by Steckman; bio dad changed name to Vaillancourt in 2006 to go by a stepfamily name. A hearing on the petition is scheduled for 1:30 o'clock p.m. on November 4, 2019, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: October 4, 2019 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: JKC Deputy Clerk CDA LEGAL 2551 AD# 333946 OCTOBER 8, 15, 22, 29, 2019

NOTICE OF PUBLIC HEARING RATHDRUM CITY COUNCIL The City Council will hold a Public Hearing on Wednesday, November 13, 2019 commencing at 6:00 PM located at Rathdrum City Hall, 8047 W Main Street, Rathdrum, ID 83858. The purpose of this Public Hearing is to consider proposed amendments to the Rathdrum City Zoning Code text, Title 11, Chapter 5, General Provisions and Performance Standards, Section 2, Residential Standards, Subsections 11-5-2 (B) Residential Landscaping, 11-5-2 (C) Residential Driveways and Parking Requirements, and 11-5-2 (I) Accessory Structures. The intent of the text amendments is to respond to identified conflicts in code, address common practices and/or to provide for clarity and ease of use. In summary the proposed changes will: 1. Allow for more flexibility in front yard and street side yard usage and residential landscaping. Current Code allows only grass, a single tree and paved driveway in front yards and side yards flanking a street. The proposed language will allow additional impervious surfacing for accessory parking and access to side and rear yards and variations in landscaping materials. 2. Provide for landscape maintenance, 3. Provide for protections of public sidewalks and stormwater swales, 4. Clarify and strengthen prohibition of storage in front yards (for example unlicensed vehicles, RVs, boats and trailers), 5. Allow accessory structures up to 1,200 square feet in area within 5-feet of rear and/or side property lines vs. 10-feet (with provisions provided), and 6. Strengthens prohibition of accessory structures in front yards and side yards flanking a street. The Council will also consider proposed amendments to the Rathdrum City Public Health and Safety Code text, Title 4, Chapter 1 Nuisances, Article A Noise Control. The intent is to correct an oversight that removed prohibitions of loud or unusual noise when the previous code was repealed in 2012. In summary the proposed changes will: 1. Provide definitions, 2. Provide for anti-noise regulations and define what constitutes "loud or unusual noise" or "noise disturbance", and 3. Clarifies and adds exceptions to prohibitions. All interested persons are encouraged to review the proposed text changes, provide comments and/or attend the hearing. A copy of the proposed text amendments is available at the Public Works' office at Rathdrum City Hall or by email by contacting the City Planner, Cary Siess, at cary@rathdrum.org. Written comments may be submitted at any time prior to the public hearing. In order to be included in the record, written comments must include your name and physical address. Members of the public may provide oral or written testimony at the hearing as well. Rathdrum City Hall is an ADA accessible building. Persons with disabilities requesting special accommodations should make such request by phone to the office of the City Clerk 208-687-2700 at least twenty-four (24) hours prior to the Public Hearing. CDA LEGAL 2624 AD#337217 OCTOBER 29, 30, 31, 2019

NOTICE OF TRUSTEE'S SALE On Tuesday, the 11th day of February, 2020, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 2157 Main Street, Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: Lot 2, Block 2, Woodbridge First Addition, according to the plat recorded in Book I of Plats, Page 442, records of Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the abovereferenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 4918 W. Candlewood Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT HENRY, an Unmarried Man, and BAILEY KENNEY, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded August 16, 2017, as Instrument No. 2607851000, Mortgage records of Kootenai County, Idaho; and assigned to IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 27, 2019, as Instrument No. 2709150000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 16, 2017, in the amount of $1,255.00 each, for the months of March through September, 2019, inclusive. All delinquent payments are now due, plus accumulated late charges, plus all escrow advances, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 3.555% per annum from February 1, 2019, and the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $198,546.62, plus accrued interest at the rate of 3.555% per annum from February 1, 2019. DATED This 10th day of October, 2019. RYAN M. FAWCETT, a Member ofthe Idaho State Bar, SUCCESSOR TRUSTEE CDA LEGAL 2582 AD# 335653 OCTOBER 16, 23, 30, NOBEMBER 6, 2019

NOTICE OF TRUSTEE'S SALE T.S. No. 079356-ID Parcel No.: H045013023AG On 3/18/2020 at 9:00 AM (recognized local time), North Entrance, Administration building -Veteran's Memorial Plaza, 451 Government Way, Coeur D'Alene, ID 83815, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A PARCEL OF LAND IN THE EAST HALF OF THE EAST HALF OF TRACT 23 OF AVONDALE, IN THE NORTHWEST QUARTER OF SECTION 13, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, CITY OF HAYDEN, KOOTENAI COUNTY, IDAHO, SAID PARCEL BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID PARCEL WHICH IS ON THE WESTERLY LINE OF SAID EAST HALF OF THE EAST HALF AND FROM WHICH THE NORTHWEST CORNER OF SAID SECTION 13 BEARS NORTH 49°10'07" WEST, 1516.04 FEET; THENCE SOUTH 89°27'46" EAST, 164.66 FEET TO THE EASTERLY LIEN OF SAID TRACT 23; THENCE SOUTH 0°31'24" WEST, 161.24 FEET ALONG SAID EASTERLY LINE; THENCE NORTH 89°26'55" WEST, 164.59 FEET TO SAID WESTERLY LINE; THENCE NORTH 0°29'53" EAST, 161.20 FEET ALONG SAID WESTERLY LINE TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 377 E LACEY AVE, HAYDEN, IDAHO 83835, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHRISTINA M. HARTIN AND ANDREW J. HARTIN, WIFE AND HUSBAND, as Grantor(s), to FIRST AMERICAN TITLE INSURANCE CO., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR BNC MORTGAGE, INC., A DELAWARE CORPORATION, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 4/25/2007, recorded 4/30/2007, as Instrument No. 2097016000, , official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 12/1/2018 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 10/28/2019 is $242,153.93 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 10/28/2019 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP CDA LEGAL 2656 AD#339049 OCTOBER 30, NOVEMBER 6, 13, 20. 2019