Legals November 29, 2019

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on March 18, 2020, 10:00 AM at the Veteran's Memorial Plaza North Entrance Admin Building, 451 N. Government Way, Coeur d'Alene, ID 83815, the following described real property situated in Kootenai County, State of Idaho ("Real Property:): Lot 7, Block 1, Sunshine Meadow 4th Addition, according to the plat thereof, recorded in Book J of Plats at Page(s) 104, records of Kootenai County, Idaho Commonly known as: 7762 North Gila Court, Coeur D Alene, ID 83815-8519 Stacy D. Riley and Brendan K. Riley, as Trustors conveyed Real Property via a Trust Deed dated February 6, 2015, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns as Beneficiary, in which Fidelity National Title Insurance Company was named as Trustee. The Trust Deed was recorded in Kootenai County, Idaho, on February 12, 2015, as Instrument No. 2486459000, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Carrington Mortgage Services, LLC Assignment Dated: October 3, 2018 Assignment Recorded: October 3, 2018 Assignment Recording Information: Instrument No. 2664194000 Shelly M. Espinosa is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Kootenai, State of Idaho on January 14, 2019 at Instrument No. 2677212000, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor's failure to make monthly payments beginning July 1, 2019, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $239,706.97, interest in the sum of $4,644.30, escrow advances of $0.00, other amounts due and payable in the amount of $487.21, for a total amount owing of $244,139.48, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding by certified funds (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustors, successor in interest to the Trustors, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustors are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 12th day of November, 2019. Shelly M. Espinosa Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 54227 CDA LEGAL 2743 AD# 342994 NOVEMBER 15, 22, 29, DECEMBER 6, 2019

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on March 25, 2020, 10:00 AM at the Veteran's Memorial Plaza North Entrance Admin Building, 451 N. Government Way, Coeur d'Alene, ID 83815, the following described real property situated in Kootenai County, State of Idaho ("Real Property"): The South 215.50 feet of the North 431.0 feet of Tracts 22, 23 and 24, Plat 5, Greenacres Irrigation District, according to the plat recorded in Book "B" of Plats at Page 70, records of Kootenai County, Idaho Commonly known as: 2071 North Corbin Road, Post Falls, ID 83854 Darrin D. Everard and Jennifer L. Everard, as Trustors conveyed Real Property via a Trust Deed dated March 6, 2001, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for GMAC Mortgage Corporation, a Pennsylvania Corporation, its successors and assigns as Beneficiary, in which North Idaho Title was named as Trustee. The Trust Deed was recorded in Kootenai County, Idaho, on May 14, 2001, as Instrument No. 1678109, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Partners for Payment Relief DE II, LLC. Assignment Dated: September 2, 2014 Assignment Recorded: June 9, 2015 Assignment Recording Information: Instrument No. 2501519000 Shelly M. Espinosa is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Kootenai, State of Idaho on November 4, 2019 at Instrument No. 2720937000, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor's failure to make monthly payments beginning August 9, 2012, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $8,871.65, interest in the sum of $657.72, escrow advances of $113.00, other amounts due and payable in the amount of $451.88, for a total amount owing of $10,094.25, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding by certified funds (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustors, successor in interest to the Trustors, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustors are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 15th day of November, 2019. Shelly M. Espinosa Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 56322 CDA LEGAL 2785 AD#344712 NOVEMBER 22, 29, DECEMBER 6, 13, 2019

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on March 16, 2020, 10:00 AM at the Front steps of the Ada County Courthouse, 200 W Front St, Boise, ID 83702, the following described real property situated in Ada County, State of Idaho ("Real Property"): Lot 14 in Block 2 of Amended Cherry Lane Subdivision, according to the plat thereof, filed in Book 13 of Palts at Page 785, records of Ada County, Idaho More Correctly Described As: Lot 14 in Block 2 of Amended Cherry Lane Subdivision, according to the plat thereof, filed in Book 13 of Plats at Page 785, records of Ada County, Idaho Commonly known as: 2816 West Dill Drive, Boise, ID 83705-4164 Brian D. Pannell and Melissa K. Pannell, as Trustors conveyed Real Property via a Trust Deed dated December 1, 2007, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB, its successors and assigns as Beneficiary, in which Fidelity National Title Insurance Co. was named as Trustee. The Trust Deed was recorded in Ada County, Idaho, on December 10, 2007, as Instrument No. 107163367, and corrected pursuant to the Affidavit recorded on September 27, 2019, as Instrument No. 2019-092945, and modified pursuant to the Modification recorded on November 8, 2013, as Instrument No. 113123314, and modified pursuant to the Modification recorded on July 30, 2015, as Instrument No. 2015-069105, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Carrington Mortgage Services, LLC Assignment Dated: March 12, 2018 Assignment Recorded: March 12, 2018 Assignment Recording Information: Instrument No. 2018-022041 Shelly M. Espinosa is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Ada, State of Idaho on October 8, 2019 at Instrument No. 2019-097493, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor's failure to make monthly payments beginning May 1, 2019, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $133,345.08, interest in the sum of $3,111.36, escrow advances of $483.10, other amounts due and payable in the amount of $2,065.54, for a total amount owing of $139,005.08, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding by certified funds (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustors, successor in interest to the Trustors, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustors are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 11th day of November, 2019. Shelly M. Espinosa Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 56279 CDA LEGAL 2786 AD#344714 NOVEMBER 22, 29, DECEMBER 6, 13, 2019

NATIONAL FOREST TIMBER FOR SALE IDAHO PANHANDLE NATIONAL FOREST The Boulder Dash Sale is located within Sections 18, 19, 20, 29, 30, 31, 32 T61N, R3E, Section 25 T61N, R2E, BM.The Forest Service will receive sealed bids in public at Forest Supervisor's Office, Idaho Panhandle NF, 3815 Schreiber Way, Coeur d' Alene ID 83815 at 10:00 AM local time on 01/07/2020 for an estimated volume of 25,224 ton of Combined Softwood sawtimber marked or otherwise designated for cutting. In addition, there is within the sale area an estimated volume of 2,021 ton of Combined Softwood non-saw (excluding Cedar) that the bidder agrees to remove at a fixed rate. In addition, there is within the sale area an unestimated volume of Cedar Product misc-convertible, and Combined Softwood non-saw that the bidder may agree to remove at a fixed rate. Sale contains specified roads with an estimated public works construction cost of $79,250.25. Bidders qualifying as small business concerns under the Small Business Act may, when submitting a bid, elect for the Forest Service to build permanent roads. Additional information concerning this option is in the prospectus. The Forest Service reserves the right to reject any and all bids. Interested parties may obtain a prospectus from the office listed below. A prospectus, bid form, and complete information concerning the timber, the conditions of sale, and submission of bids is available to the public from the Bonners Ferry Ranger District, 6286 Main St., Bonners Ferry, Idaho or the Forest Supervisor's Office, Idaho Panhandle NF, 3815 Schreiber Way, Coeur d'Alene ID 83815. Information is also available online at www.fs.usda.gov/resources/ ipnf/landmanagement/resourcemanagement. The USDA is an equal opportunity provider and employer. CDA LEGAL 2808 AD#346282 NOVEMBER 29, 2019

NOTICE OF A SOLE SOURCE PROCUREMENT Notice is hereby given that Kootenai County intends to award a contract for sole source procurement of engineering and project management services, materials and installation for a slider replacement project at the Kootenai County Jail to CML Security per Idaho Code §67-2808(2)(a)(v). KOOTENAI COUNTY BOARD OF COMMISSIONERS /s/Chris Fillios, Chairman ATTEST: JIM BRANNON, CLERK By:Teri Johnston, Deputy Clerk CDA LEGAL 2789 AD#344813 NOVEMBER 22, 29. 2019

NOTICE TO CREDITORS IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT IN AND FOR THE COUNTY OF KOOTENAI Case No. CV28-19-7629 In the Matter of the Estate of: BERNICE M. HAIGHT, Deceased. NOTICE IS HEREBY GIVEN that ARVADA SCHUMACHER has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to: Arvada Schumacher 502 E. Lunceford Ln. Coeur d Alene, ID 83815 And the same must be filed with the Clerk of the Court in the District Court for the First Judicial District, County of Kootenai, State of Idaho. Dated this 7th day of November, 2019 /s/Robert J. Green Attorney for the Personal Representative CDA LEGAL 2721 AD#342218 NOVEMBER 15, 22, 29, 2019

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Melissa Owens Vach. Case No.CV28-19-8055 A Petition to change the name of Melissa Owens Vach now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Melissa Dawn Owens The reason for the change in name is: Divorce. Back to Given name. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 16, 2019 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 12, 2019 CLERK OF THE DISTRICT COURT By: /s/Bobee Deglman Deputy Clerk CDA LEGAL 2742 AD#342973 NOVEMBER 15, 22, 29, DECEMBER 6, 2019

NOTICE OF TRUSTEE'S SALE TS No: ID-19-870523-BB NOTICE IS HEREBY GIVEN that on 4/1/2020, at the hour of 9:00 AM of said day, Veteran's Memorial Plaza, 451 Government Way, Coeur D'Alene, ID 83815. North Entrance, Administration building, said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of KOOTENAI, State of Idaho, and described as follows, to-wit: LOTS 17 AND 18, BLOCK 2, CRANE'S PARK ADDITION TO HARRISON, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK C OF PLATS AT PAGE 34, RECORDS OF KOOTENAI COUNTY, IDAHO The current trustee is Robert W. McDonald, Esq, whose address is 108 1st Ave. South, Suite 202, Seattle, Washington 98104 and who can be reached by telephone at (866) 925-0241. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 118 E Lincoln Ave, Harrison, ID 83833 may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 7/14/2017, by and among CHARLES R NELLIST JR, AN UNMARRIED MAN, as Grantor, and ALLIANCE TITLE, as Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMESTREET BANK, ITS SUCCESSORS AND ASSIGNS, as Beneficiary; said Deed of Trust having been filed of record on 7/14/2017, as Instrument No. 2602782000 Official Records of KOOTENAI County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which this sale is to be made is: The monthly installment of $1,356.39, which may include principal, interest and escrow, due on 6/1/2019, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. The balance due and owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $207,064.98 in principal; plus accrued interest at the rate of 3.7500 percent per annum from 6/1/2019 adjusting, if at all, pursuant to the terms of the note; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. Dated this 11th day of November, 2019. Robert W. McDonald, Esq, Trustee By: TS No: ID-19-870523-BB IDSPub #0158249 11/15/2019 11/22/2019 11/29/2019 12/6/2019 CDA LEGAL 2734 AD#342705 NOVEMBER 15, 22, 29, DECEMBER 6, 2019

NOTICE OF AUCTION NOTICE IS HEREBY GIVEN, pursuant to Idaho Code 45-805, Idaho Code 49-1701,that on the 7th day of December, 2019 at the hour of 10:00 o'clock a.m. at Ross Point Mini Storage LLC located at, 1125 N HWY 41, Post Falls, Idaho an auction shall be held for the purpose of selling any and all personal property located within: Unit 751 rented to Ed Fowler Unit D42 rented to Jeff & Denise Dein Unit E18 rented to Karen Johnson Unit F18 rented to Josh Chapman Unit D03 rented to Steven Hayden Unit 655 rented to Zane Fleury Unit C10 rented to Vickie Proctor Unit E07 rented to Ahtoni Grimm Unit A21 rented to Dean Pappas Unit 817 rented to Corey Best Unit 838 rented to Cindy Beemster Unit A30 rented to Kathy Colosimo Unit 652 Erica rented to Boviall Unit 727 rented to Johnny Bustamante To satisfy liens against these units and in favor of Ross Point Mini Storage LLC, on said personal property as authorized by Idaho Code 45-805 & Idaho Code 49-1701. NOTICE IS FURTHER GIVEN that said lien is for unpaid rents, late fees, together with costs and fees incurred for the prosecution and sale of property the proceeds of the sale shall be applied to the discharge of said sale. Units will be sold separately, on the same day December 7th, 2019. The items being auctioned include, but are not limited to Misc. Household & Personal Goods in 751, D42, E18, F18, D03, 655, C10, D19, E07,A21, 817, 838, A30, 652, 727. Ross Point Mini Storage LLC DATED this 23rd day of November 2019 CDA LEGAL 2804 AD#345894 NOVEMBER 29, DECEMBER 6, 2019

T.S. No. 085864-ID Parcel No.: 084800000040 & 084800000050 NOTICE OF TRUSTEE'S SALE On 3/20/2020 at 10:00 AM (recognized local time), Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur Dalene, ID 83816, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4 AND 5 OF WASHINGTON PLACE SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK F OF PLATS, PAGE 4, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 0 MARINE ROUTE, , CASTRO BAY , AKA , 10001 W COEUR D'ALENE LAKE SHORE DRIVE , COEUR D'ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RONALD F. PIRELLO, as Grantor(s), to STEWART TITLE OF COEUR D' ALENE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR STERLING NATIONAL MORTGAGE CO. INC., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 8/28/2006, recorded 9/12/2006, as Instrument No. 2054917000, in Book , Page, and later modified by a Loan Modification Agreement recorded on 11/1/2010, as Instrument 2288458000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2019 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 11/8/2019 is $1,407,055.50 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 11/8/2019 Signature/By: SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If you are in an active bankruptcy case or have received discharge of personal liability for this debt in bankruptcy, we do not seek any amount from you personally, but seek only enforcement of the security interest granted by the deed of trust. CDA LEGAL 2725 AD#342235 NOVEMBER 15, 22, 29, DECEMBER 6, 2019