Legals November 29, 2018

SUMMONS FOR PUBLICATION ON COMPLAINT FOR JUDICIAL FORECLOSURE AND DECLARATORY RELIEF IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI HMC ASSETS, LLC SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF CAM XIX TRUST, Plaintiff, v. THE UNKNOWN HEIRS, ASSIGNS AND DEVISEES OF GWEN L. MATHER; GWEN KELLEY; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; AND DOES 1 THROUGH 20, INCLUSIVE, including all parties with an interest in and/or residing in real property commonly known as, 200 West Vista Drive, Coeur d'Alene, Idaho 83815, and legally described as: LOT 36, FAIRWAY PARK, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO, Defendants. Case No. CV28-18-7686 TO: DEFENDANTS THE UNKNOWN HEIRS, ASSIGNS AND DEVISEES OF GWEN L MATHER and DOES 1 through 20, inclusive, including all parties with an interest in and/or residing in real property commonly known as 200 WEST VISTA DRIVE, COEUR D'ALENE, IDAHO 83815: You have been sued by HMC ASSETS, LLC SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF CAM XIX TRUST, the Plaintiff, in the District Court in and for the County of Kootenai, Idaho, Case No. CV28-18-7686. The nature of the claim against you is an action for declaratory relief and judicial foreclosure of the real property currently known as 200 WEST VISTA DRIVE, COEUR D'ALENE, IDAHO 83815 and legally described as LOT 36, FAIRWAY PARK, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. Any time after 21 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case Number and paid any required filing fee to the Clerk of the Court at 451 Government Way, P.O. Box 9000, Coeur d'Alene, ID 83816, (208) 446-1160, and serve a copy of your response on the Plaintiff's attorney, Sydney K. Leavitt, at ALDRIDGE PITE, LLP, 13125 W. Persimmon Lane, Ste. 150, Boise, ID 83713. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish for legal assistance, you should immediately retain an attorney to advise you in this matter. Dated October 30, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By:/s/ Susan McCoy,DEPUTY CDA LEGAL 625 AD# 243205 NOVEMBER 8, 15, 22, 29

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATES OF: SANDRA LYNN SHARDLOW and DAVID FORREST SHARDLOW Dates of Death: 4/19/18 and 8/10/2018 respectively. CASE NO. CV28-18-7563 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the estates of the above-named decedents. All persons having claims against the decedents or the estates are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 11th day of November , 2018. /s/ RICHARD SHARDLOW, Personal Representative c/o Pamela Massey Callahan & Associates, Chtd. PO Box 2226 Coeur d'Alene, ID 83816 CDA LEGAL 723 AD# 247043 NOVEMBER 22, 29, DECEMBER 6, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JOHN WILLIAM ABEL, Deceased. Case No. CV28-18-8751 (I.C.15-3-801) NOTICE IS HEREBY GIVEN that Mary E. King was duly appointed as Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 14th day of November, 2018. CRANDALL LAW GROUP, PLLC /S/Ryan J. Crandall 8596 N. Wayne Dr., Ste. B Hayden, ID 83835 Attorney for Personal Representative CDA LEGAL 754 AD# 249056 NOVEMBER 29, DECEMBER 6, 13, 2018

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on March 6, 2019, 09:00 AM at the Auction.com Room, La Quinta Inn & Suites Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, the following described real property situated in Kootenai County, State of Idaho ("Real Property"): Lot 245, Block 4, Gozzer Ranch Golf and Lake Club III, according to the Plat thereof filed in Book "J" of Plats, Pages 391 thru 3911, Official Records of Kootenai County, Idaho More Correctly Described As: Lot 245, Block 4, Gozzer Ranch Golf and Lake Club III, according to the Plat thereof filed in Book "J" of Plats, Pages 391 thru 391I, Official Records of Kootenai County, Idaho Commonly known as: L245 B4 Gozzer Ranch Golf Lake, Harrison, ID 83833 Michael K. Thompson and Carol D. Thompson, as Trustors conveyed Real Property via a Trust Deed dated September 12, 2007, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for US Bank N.A., its successors and assigns as Beneficiary, in which Ringert Clark Chartered - Jeffrey R. Christenson was named as Trustee. The Trust Deed was recorded in Kootenai County, Idaho, on September 18, 2007, as Instrument No. 2122285000, and modified pursuant to the Modification recorded on December 26, 2013, as Instrument No. 2441123000, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: U.S. Bank National Association Assignment Dated: December 19, 2016 Assignment Recorded: December 27, 2016 Assignment Recording Information: Instrument No. 2576997000 Shelly M. Espinosa is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Kootenai, State of Idaho on October 9, 2018 at Instrument No. 2664775000, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor's failure to make monthly payments beginning October 1, 2016, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $202,772.42, interest in the sum of $17,196.76, escrow advances of $558.13, other amounts due and payable in the amount of $2,047.10, for a total amount owing of $222,574.41, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustors, successor in interest to the Trustors, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustors are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 31st day of October, 2018. Shelly M. Espinosa Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 52787 CDA LEGAL 631 AD# 243437 NOVEMBER 8, 15, 22, 29, 2018

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on March 20, 2019, 09:00 AM at the Auction.com Room, La Quinta Inn & Suites Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, the following described real property situated in Kootenai County, State of Idaho ("Real Property"): Lot 5, Block 6, Robert's First Addition to Post Falls, according to the plat recorded in Book D of Plats, Page 60, records of Kootenai County, Idaho Commonly known as: 1602 North Compton Street, Post Falls, ID 83854 Kevin S. Glander, as Trustor conveyed Real Property via a Trust Deed dated November 21, 2007, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Webster Bank, N.A. and its successors and assigns as Beneficiary, in which First American Title Insurance Company was named as Trustee. The Trust Deed was recorded in Kootenai County, Idaho, on November 27, 2007, as Instrument No. 2133418000, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Federal National Mortgage Association Assignment Dated: July 1, 2013 Assignment Recorded: July 15, 2013 Assignment Recording Information: Instrument No. 2419139000 Shelly M. Espinosa is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Kootenai, State of Idaho on December 19, 2017 at Instrument No. 2625012000, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor failure to make monthly payments beginning April 1, 2018, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $112,407.56, interest in the sum of $2,357.75, escrow advances of $1,402.57, other amounts due and payable in the amount of $4,214.71, for a total amount owing of $120,382.59, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustor, successor in interest to the Trustor, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustor are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 5th day of November, 2018. Shelly M. Espinosa Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 51315 CDA LEGAL 635 AD# 243568 NOVEMBER 8, 15, 22, 29, 2018

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on March 20, 2019, 09:00 AM at the Auction.com Room, La Quinta Inn & Suites Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, the following described real property situated in Kootenai County, State of Idaho ("Real Property"): Lot 38, Block 4, Woodbridge, according to the Plat recorded in Book "I" of Plats, Pages 288, 288A, 288B, 288C, 288D, and 288E, Records of Kootenai County, State of Idaho Commonly known as: 642 North Silkwood Drive, Post Falls, ID 83854 Stephen C. Goodman, as Trustor conveyed Real Property via a Trust Deed dated October 27, 2006, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for E-Loan, Inc., its successors and assigns as Beneficiary, in which Chicago Title Company was named as Trustee. The Trust Deed was recorded in Kootenai County, Idaho, on November 20, 2006, as Instrument No. 2067852000, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Federal National Mortgage Association Assignment Dated: October 16, 2018 Assignment Recorded: October 16, 2018 Assignment Recording Information: Instrument No. 2665901000 Shelly M. Espinosa is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Kootenai, State of Idaho on October 26, 2018 at Instrument No. 2667687000, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor failure to make monthly payments beginning May 1, 2018, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $134,272.04, interest in the sum of $5,833.25, escrow advances of $944.29, other amounts due and payable in the amount of $1,520.72, for a total amount owing of $142,570.30, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustor, successor in interest to the Trustor, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustor are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 5th day of November, 2018. Shelly M. Espinosa Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 53533 CDA LEGAL 636 AD# 243589 NOVEMBER 8, 15, 22, 29, 2018

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Jeffrey Smith made application to rebuild an existing foot printed float home/boat garage. Located on Lake Coeur d'Alene, adjacent to Coeur d'Alene Lake Shore, Harrison adjacent to: Sections 03, Township 49 North, Range 03 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Amidy Fuson, Lands Resource Specialist - Minerals & Navigable Waters at the above ad- dress or by calling (208) 769- 1577. /S/ Frank Waterman, Area Supervisor, Idaho Department of Lands CDA LEGAL 755 AD# 249044 NOVEMBER 29, DECEMBER 6, 2018

NOTICE OF PUBLIC HEARING Notice is hereby given that on December 17, 2018, at 10:00 a.m., the Idaho Housing and Finance Association ("IHFA") will conduct a public hearing at the offices of IHFA located at 565 West Myrtle Street, Boise, Idaho, 4th Floor Conference Room, regarding IHFA's issuance of its Multifamily Mortgage Revenue Bond, Series 2018 (Post Falls Seniors APTS Project) in an aggregate amount not to exceed $6,300,000 (the "Bond") to provide financing for the acquisition and construction of an affordable housing development located near the intersection of 3rd Avenue and N. Spencer St., Post Falls, Idaho, and consisting of 65 units that are reserved for low income residents and one (1) unit reserved for a manager (the "Project"). The Project will include a community center with office space, a business center, walking paths, flower garden space, an outdoor patio with BBQ, and free storage with each unit. Units will include a mix of 12 one-bedroom units and 54 two-bedroom units, and related facilities. The Project will be initially owned and operated by Post Falls Seniors APTS LLC. Neither the State of Idaho nor any county, municipal corporation, quasi-municipal corporation, subdivision or agency of the State is obligated to pay the principal or interest on the Bond. No local or state tax funds or revenue have been committed to pay the principal or interest on the Bond. This public hearing is required by the U.S. Internal Revenue Code. Written comments may be submitted to IHFA at PO Box 7899, Boise, Idaho 83707-1899 or at 565 West Myrtle Street, Boise, Idaho 83702, (208) 331-4725, Fax: (208) 331-4804 Attn: Cory Phelps, Vice President of Project Finance of the IHFA, until the time set for said public hearing. Persons desiring to speak at the hearing may do so in person or by telephone and must notify IHFA in writing, at the above address or telecopy number, Attention: Cory Phelps, at least 24 hours prior to the hearing, and if desiring to testify by telephone, to indicate their telephone number to be called at the time of the said hearing. Additional information can be obtained from Cory Phelps at the address and phone number shown above, or e-mail: CoryP @IHFA.ORG. Subsequent to the public hearing, the Governor of the State of Idaho will consider approving the Bond. CDA LEGAL 751 AD# 248946 NOVEMBER 29, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF KENNETH F. FOX Deceased. CASE NO. CV28-18-8405 NOTICE TO CREDITORS (I.C. § 15-3-801) NOTICE IS HEREBY GIVEN that BRENDA GEISTER has been appointed Personal Representative of the estate of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 6th day of November, 2018. JAMES, VERNON & WEEKS, P.A. BY:/s/ Daniel M. Keyes Attorneys for Personal Representative 1626 Lincoln Way Coeur d'Alene, Idaho 83814 (208) 667-0683 CDA LEGAL 668 AD# 245327 NOVEMBER 15, 22, 29, 2018

CALL FOR BIDS Sweeper The Lakes Highway District will accept sealed bids, either mailed or delivered to its office at 11341 N. Ramsey Road, Hayden, Idaho 83835, for supplying new Sweeper. Bids will be received until 10:00 a.m., prevailing time, December 13, 2018 at which time the bids will be opened and publicly read. Bids must be under separate seal and the outside of each envelope plainly marked "Sweeper". Specifications may be obtained by contacting the District office at the above address or calling (208) 772-7527. The award shall be made on the basis of the lowest responsible bid in the best interest of the District as determined by the Commissioners and their judgment shall be final. The Commissioners reserve the right to waive any informality and accept or reject any or all bids. The Commissioners of the Lakes Highway District: Rodney A. Twete Weston E. Montgomery Diane J. Fountain Dated this 8th day of November 2018. /S/ Rodney A. Twete Rodney A. Twete, Chairman CDA LEGAL 710 AD#246956 November 22, 29, December 6, 2018

CALL FOR BIDS Vac Truck The Lakes Highway District will accept sealed bids, either mailed or delivered to its office at 11341 N. Ramsey Road, Hayden, Idaho 83835, for supplying one new Vac Truck. Bids will be received until 10:15 a.m., prevailing time, December 13, 2018 at which time the bids will be opened and publicly read. Bids must be under separate seal and the outside of each envelope plainly marked "Vac Truck". Specifications may be obtained by contacting the District office at the above address or calling (208) 772-7527. The award shall be made on the basis of the lowest responsible bid in the best interest of the District as determined by the Commissioners and their judgment shall be final. The Commissioners reserve the right to waive any informality and accept or reject any or all bids. The Commissioners of the Lakes Highway District: Rodney A. Twete Weston E. Montgomery Diane J. Fountain Dated this 8th day of November2018. /S/ Rodney A. Twete Rodney A. Twete, Chairman CDA LEGAL 711 AD#246957 November 22, 29, December 6, 2018

SUMMONS To: MORGAN L. LENOX You have been sued by FORD MOTOR CREDIT COMPANY, LLC, the Plaintiff, in the FIRST District Court in and for KOOTENAI COUNTY, Idaho, Case No. CV18-1851. The nature of the claim against you is collection of money owed by you. Any time after 21 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d'Alene, ID, telephone (208) 466-1160, and served a copy of your response on the Plaintiff's attorney MICHAEL J. ARCHIBALD, ISB #8476 at M2 Law Group PC, P.O. Box 330, Meridian, ID 83680, telephone (208) 336-3331. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated:6/1/2018 JIM BRANNON KOOTENAI COUNTY District Court By /s/ Susan McCoy Deputy CDA LEGAL 667 AD# 245319 NOVEMBER 15, 22, 29, DECEMBER 6, 2018

NOTICE OF PUBLIC HEARING OF ANNEXATION OF PROPERTY INTO NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho BOROWSKI ANNEXATION The Board of Directors (the "Board") of the North Kootenai Water District (the "District") will hold a public hearing on the annexation of property into the District. The public hearing will be held as follows: Date: December 6, 2018 Time: 12:30 p.m. Location: 13649 N. Meyer Rd., Rathdrum, ID 83858-4904 The annexation hearing is based upon a petition filed by the following party for the property identified in such petition: Michael Borowski and Yvette Borowski (Parcel No. V1050000001A/ AIN 162484). A copy of the petition and additional description of the area covered by the petition can be obtained from the District by sending a request to: North Kootenai Water District 13649 N. Meyer Rd. Rathdrum, ID 83858-4904 All persons interested in appearing at the time and place of the hearing may show cause in writing why any petition for annexation should not be granted. The Board shall consider, at the hearing, any objection presented in writing. The failure of any person to show cause in writing shall be deemed as an assent to include their property within the boundaries of the District. Anyone wishing to provide written comments, who is unable to attend the hearing, may provide them in advance of the hearing by sending them, first-class mail, postage prepaid, to: North Kootenai Water District 13649 N. Meyer Rd. Rathdrum, ID 83858-4904 Failure to have your written comments to the Board in advance of the public hearing means they will not be considered by the Board at the public hearing. NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho CDA LEGAL 716 AD# 246943 NOVEMBER 22, 29, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: ROBERT OSBORNE and SHERI J. OSBORNE, husband and wife, Deceased. Case No. CV28-18-525 NOTICE TO CREDITORS (I.C. 15-3-801) NOTICE IS HEREBY GIVEN that the undersigned, State of Idaho, Department of Health and Welfare, has been appointed personal representative of the above-named decedents. All persons having claims against the decedents or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 7th day of November, 2018. /s/ ELIZABETH KRIETE, Deputy Administrator Medicaid Operations State of Idaho, Department of Health and Welfare CDA LEGAL 664 AD# 245100 NOVEMBER 15, 22, 28, 2018

NOTICE OF PUBLIC HEARING FOX TRAILERS ZONE TEXT AMENDMENT (TITLE 18) (File No. RZNE-0006-2018) NOTICE IS HEREBY GIVEN that the City Council of Post Falls will hold a public hearing at City Hall, 408 Spokane Street, on the 18th of December, 2018 at 6:00 p.m., on a request to amend a portion of Section 18 of the PFMC (18.36.040D) that pertains to "Signs Authorized without a Sign Permit - Flags". The original proposal was to allow flags to be erected as tall and/or as large as possible, such that they are engineered accordingly and do not pose a threat to the public health, safety and or welfare within the City of Post Falls. On the 13th of November, 2018 the Planning and Zoning Commission after receiving testimony, recommended an alternative to City Council that would allow an increase in flag size along HWY 41, I-90, and Pleasantview Rd. for non-residential zones. All persons desiring to be heard should appear at this hearing. Written testimony or comments may be sent to the City of Post Falls Planning Division, 408 Spokane Street, Post Falls, ID 83854, e-mail comments to phnotice@postfallsidaho.org. Persons are encouraged to submit any and all written comments by December 11, 2018 in order to be included in the Staff Report. If you plan to present documents, maps, or a presentation at the hearing, you must contact us by December 11, 2018 for the "Presentation Guidelines". For comments after December 11, 2018 oral and written testimony may be provided during the public hearing and submitted into the record. Testimony may be limited to 4 minutes per person. A complete file on this matter may be reviewed by the public in the Post Falls Planning Division located at 408 N. Spokane Street. Questions regarding this hearing can be directed to the Public Services Department (208) 773-8708. A video is available on the Post Falls City website on "How to Testify at a Public Hearing" at http://postfalls.pegcentral.com/ The City Hall Building is handicapped accessible and if any person needs special equipment to accommodate their disability please notify the City Media Center at least 24 hours in advance of the meeting date. The Media telephone number is 208-457-3341. Thank you. CDA LEGAL 750 AD# 248895 NOVEMBER 29, 2018

NOTICE OF HEARING ON NAME CHANGE ( Minor) CASE NO. CV28-18-8339 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Brayden James Aarstad-Murer A Petition to change the name of Brayden James Aarstad-Murer, now residing in the City of Spirit Lake, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Brayden James Aarstad. The reason for the change in name is: Dropping mother's maiden name and keeping father's last name. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 3, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: October 25, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: Lisa Dixon, Deputy Clerk CDA LEGAL 628 AD# 243264 NOVEMBER 8, 15, 22, 29, 2018

NOTICE OF HEARING ON NAME CHANGE (Minor) CASE NO. CV28-18-8623 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: ZACKARIE PAUL DUPEE-SAUER A Petition to change the name of Zackarie P. Dupee-Sauer, a minor, now residing in the City of Hayden, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Zackarie Paul Sauer. The reason for the change in name is: Removal of mother's maiden name. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 17, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 6, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: Debra D. Leu Deputy Clerk CDA LEGAL 637 AD# 243596 NOVEMBER 8, 15, 22, 29, 2018

NOTICE OF HEARING ON NAME CHANGE (Adult) CASE NO. CV2018-1825 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: HOLLY A. BURGESS A Petition to change the name of Holly A. Burgess, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Burgess-Rock. The reason for the change in name is: AKA Rock Federally attached. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 10, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 6, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/ Bobee Deglman Deputy Clerk CDA LEGAL 638 AD# 243611 NOVEMBER 8, 15, 22, 29, 2018 CDA LEGAL XXXX

NOTICE OF HEARING ON NAME CHANGE (Adult ) CASE NO. CV28-18-8831 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: LAURA LAREE MASSIE A Petition to change the name of Laura LaRee Massie, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Adora Alona Massie. The reason for the change in name is: My name at birth Adora alona Zamudio. I want my name back.. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 24, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 14, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: Bobee Deglman Deputy Clerk CDA LEGAL 691 AD# 246069 NOVEMBER 29, DECEMBER 6, 13, 20, 2018

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) CASE NO. CV28-18-8896 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE:CASSIDY MICHELLE LATUSECK A Petition to change the name of Cassidy Michelle Latuseck, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Cassidy Michelle Baker. The reason for the change in name is: to share the name of mom and stepdad. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 24, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 16, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: Tiffany Wade Deputy Clerk CDA LEGAL 706 AD# 246695 NOVEMBER 22, 29, DECEMBER 6, 13, 2018

NOTICE TO CREDITORS Case No. CV28-18-7702 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of JAMES FRANCIS BRENNAN Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-name decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 10 th day of October, 2018. /S/: Paulaanna Flodquist, Petitioner /s/: Timothy Van Valin, Magistrate Judge /s/: Tracy Hall, Notary Public CDA LEGAL 713 AD# 246916 NOVEMBER 22, 29, DECEMBER 6, 2018

NOTICE OF TRUSTEE'S SALE On Thursday, the 7th day of March, 2019, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 2157 Main Street, Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: Lot 12, Block 1, Rose Estates, according to the plat thereof, filed in Book F of Plats at Page(s) 394, records of Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the abovereferenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 109 W. Petal Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ANTHONY L. BEERY, an Unmarried Man, and SAMANTHA B. HAWKINS, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRA- TION SYSTEMS, INC., recorded May 21, 2015, as Instrument No. 2498992000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 2, 2018, as Instrument No. 2664054000, Mortgage re- cords of Kootenai County, Idaho. THE ABOVE GRAN- TOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPON- SIBLE FOR THIS OBLIGA- TION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 14, 2015, in the amount of $654.00 each, for the months of May through October, 2018, inclusive. All delinquent payments are now due, plus accumulated late charges, plus all escrow advances, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 3.25% per annum from April 1, 2018, and the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $99,381.59, plus accrued interest at the rate of 3.25% per annum from April 1, 2018. DATED This 6th day of November, 2018. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE CDA LEGAL 665 AD# 245119 NOVEMBER 15, 22, 29, DECEMBER 6, 2018

PUBLIC NOTICE The United States Environmental Protection Agency Region 10 1200 Sixth Avenue, OWW-191 Seattle, Washington 98101 (206) 553-0523 1-800-424-4372 (within Region 10 only) NOTICE OF PROPOSED RE-ISSUANCE OF A NATIONAL POLLUTANT DISCHARGE ELIMINATION SYSTEM (NPDES) PERMIT TO DISCHARGE TO WATERS OF THE UNITED STATES and NOTICE OF STATE CERTIFICATION Public Notice No.:ID0S028207 Technical Contact: Misha Vakoc (206) 553-6650 1-800-424-4372 ext. 6118 (within Region 10) misha.vakoc@epa.gov Public Notice Issuance Date: November 29, 2018 Public Notice Expiration Date: December 31, 2018 1. Applicant Permit No.: IDS028207 Lakes Highway District 113441 N. Ramsey Road Hayden, ID 83835 Post Falls Highway District 5629 E. Seltice Way Post Falls, ID 83854 East Side Highway District 6095 E. Mullan Trail Road Coeur d'Alene, ID 83814 Eastside Highway District MS4 operates a wastewater treatment plant that provides secondary treatment for an estimated population of 369. Disinfection is by chlorine. The design-flow of the wastewater treatment plant is 0.128 million gallons per day. The effluent from the facility is discharged to the Potlatch River. A Fact Sheet is available. 2. Tentative Determination The Region 10 Office of EPA has tentatively determined to reissue a discharge permit to the above listed applicant. 3. State Certification This Notice will serve as Public Notice of the intent of the State of Idaho, Department of Environmental Quality to consider certifying that the subject discharges will comply with the applicable provisions of the Sections 208(e), 301, 302, 303, 306 and 307 of the Clean Water Act. The NPDES permit will not be issued until the certification requirements of Section 401 have been met. 4. Public Comments Persons wishing to comment on the tentative determinations contained in the draft permit or wishing to request that a public hearing be held, may do so in writing to the above address or by e-mail to vakoc.misha@epa.gov within 30 days of the date of this public notice. A request for a public hearing shall state the nature of the issues to be raised as well as the requester's name, address and telephone number. Comments must be received within the 30-day period to be considered in the formulation of final determinations regarding the application. All comments should include the name, address and telephone number of the commenter and a concise statement of the exact basis of any comment and the relevant facts upon which it is based. All written comments and requests should be submitted to EPA at the above address to the attention of the Director, Office of Water and Watersheds. Persons wishing to comment on State Certification should submit written comments within the 30-day period to: Regional Administrator Idaho Department of Environmental Quality Lewiston Regional Office 1118 "F" Street Lewiston, ID 83501 (208) 799-4370 5. Administrative Record The proposed NPDES permit and other related documents are on file and may be inspected at the EPA Region 10 office at the above address any time between 8:30 a.m. and 4:00 p.m., Monday through Friday. Copies and other information may be requested by writing to the EPA at the above address to the attention of the NPDES Permits Unit or by sending an e-mail to Washington.audrey@epa.gov, or by calling (206) 553-0523. Copies of the draft permit and fact sheet can also be downloaded from the internet at https://www.epa.gov/ publicnotices/notices-search/ location/Idaho. Disability Reasonable Accommodation Notice: If you need a reasonable accommodation for a disability, please contact Maxwell Petersen at (206) 553-6118 (voice). TTY/TDD users please dial Washington Relay Service at 1 (800) 833-6388. Please provide one-week advance notice for special requests not related to ongoing programs and services. CDA LEGAL 158 AD#218427 NOVEMBER 29, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of ROBERT M. GAGNER, Deceased. Case No. CV28-18-8324 NOTICE TO CREDITORS (I.C. § 15-3-801) NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedents. All persons having claims against the Decedents or either of the Estates are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 7th day of November, 2018. Kathryn E. Gagner c/o M. Gregory Embrey WITHERSPOON KELLEY 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 (208) 667-4000 CDA LEGAL 669 AD# 245332 NOVEMBER 15, 22, 29, 2018