Legals November 24, 2017

ADVERTISEMENT FOR BIDS PRAIRIE STANDPIPE RE-COATING FOR THE CITY OF COEUR D'ALENE Sealed BIDS for City of Coeur d'Alene 2017 Industrial Standpipe Re-Coating will be received by the City of Coeur d'Alene at the office of the City Clerk, 710 E. Mullan Avenue, Coeur d'Alene, Idaho 83814, until December 13, 2017 at 11:00 a.m., PST. Bids will be opened in the Library Gozzer Room at 11:15 a.m. on December 13, 2017, located at 702 E. Front Avenue, Coeur d'Alene, Idaho and read aloud. Anyone may attend. All bids shall be delivered to the City Clerk under seal with a statement marked on the outside thereof identifying the project. Questions regarding this Notice of Advertisement for Bids should be directed to Terry Pickel or Kyle Marine at 208-769-2210. The SCOPE of the project includes re-coating of the Industrial standpipe. Bid forms, Bidder's instructions, specifications, and Contract forms are available to Bidders at the Customer Service Center at City Hall. A Public Works Contractor License for the State of Idaho is required to bid. All bids shall contain one of the following forms of Bidders security in an amount equal to 5% of the total Bid amount, payable to the City of Coeur d'Alene: a) Bidder's Bond executed by a surety company qualified to conduct business in Idaho, b) Certified Check, c) Cashier's Check, or d) Cash. The City, in accordance with the provisions of Title VI of the Civil Rights Act of 1964 (78 Stat.252, 42 US. C.§§ 2000d to 2000d-4) and the Regulations, hereby notifies all bidders that it will affirmatively ensure that for any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full and fair opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, or national origin in consideration for an award. Prevailing wages are NOT required for this project. The City of Coeur d'Alene reserves the right to reject any or all bids. Renata McLeod, City Clerk CDA LEGAL 8301 NOVEMBER 24, DECEMBER 1, 2017

SUMMONS Case No. CV 17-7829 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Harold S. Nelson and Geraldine M. Nelson, Plaintiffs, J. Howard Coon and Helen Coon, the Estate of J. Howard Coon, the Estate of Helen Coon, all those claiming an interest in real property located in Kootenai County, Idaho, Lot 38, Lakeside Addition to Conkling Park, according to the plat thereof, filed in Book "C" of the Plats at page(s) 110, records of Kootenai County, Idaho, and John Does 1-100, Defendants. TO: THOSE WHO MAY CLAIM AN INTEREST IN LOT 38, AS DESCRIBED ABOVE, AND, JOHN DOE'S 1-100, You have been sued by Harold S. Nelson and Geraldine M. Nelson, the Plaintiffs, in the District Court in and for Kootenai County, Idaho, Case No. CV 17-7829. The nature of the claim against you is an action to quiet title of Plaintiffs in the following described real property: Lot 38, Lakeside Addition to Conkling Park, according to the plat thereof, filed in Book "C" of the Plats at page(s) 110, records of Kootenai County, Idaho. Any time after 20 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, Coeur d'Alene, ID 83816 and served a copy of your response on the Plaintiffs' attorney, Bruce A. Anderson of Elsaesser Anderson, Chtd., 320 East Neider Avenue, Suite 102, Coeur d'Alene, ID 83815, (208) 667-2900. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the Attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 16 day of Oct., 2017. Kootenai County District Court By: /S/: Bobee Deglman Deputy Clerk CDA LEGAL 8294 NOVEMBER 24, 2017

NOTICE OF TRUSTEE'S SALE - To be sold for cash at a Trustee's Sale on March 27, 2018, 10:00 AM at the Veteran's Memorial Plaza North Entrance Admin Building 451 N Government Way Coeur d'Alene ID 83815, the following described real property situated in Kootenai County, State of Idaho ("Real Property"): A parcel of land being a part of the West half of Tract 119, AMENDED PLAT OF HAYDEN LAKE IRRIGATED TRACTS, IN THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO: BEGINNING at a point South 1°02'12" West 820.18 feet from the North quarter corner of Section 14; thence Continuing South 1°02'12" West 160.00 feet; thence South 89°13'48" East 334.35 feet; thence North 1°01'57" East 159.84 feet; thence North 89°12'48" West 334.05 feet to the POINT OF BEGINNING; EXCEPT any portion thereof lying within Reed Road. Commonly known as: 10926 North Reed Road, Hayden, ID 83835 Sharon Ann Chesney, as Grantor conveyed Real Property via a Trust Deed dated October 31, 2012, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for One Reverse Mortgage, LLC, its successors and assigns as Beneficiary, in which Chicago Title Insurance Company was named as Trustee. The Trust Deed was recorded in Kootenai County, Idaho, on November 7, 2012, as Instrument No. 2383166000, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Reverse Mortgage Solutions, Inc. Assignment Dated: October 16, 2017 Assignment Recorded: October 18, 2017 Assignment Recording Information: Instrument No. 2616354000 Benjamin J. Mann is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Kootenai, State of Idaho on October 30, 2017 at Instrument No. 2618200000, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Grantor's failure to comply with an obligation under the Security Instrument. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $216,453.19, interest in the sum of $207.14, escrow advances of $51.89, corporate advance of $4,357.00, fees $35.00 for a total amount owing of $221,104.22, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Grantor, successor in interest to the Grantor, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Grantor are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 14th day of November, 2017. Benjamin J. Mann, Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 50794 CDA LEGAL 8293 NOVEMBER 24, DECEMBER 1, 8, 15, 2017

PUBLIC NOTICE THE DECEMBER 2017 ANNUAL MEMBERSHIP MEETING AND BOARD OF DIRECTORS MEETING OF IDAHO CROP IMPROVEMENT ASSOCIATION, INC. WILL BE HELD AT THE HAMPTON INN, AT 7499 W OVERLAND RD, BOISE, ID 83709, DECEMBER 6, 2017. THE MEETING STARTS AT 1:30 P.M., AND INCLUDES THE 2017 ELECTION OF BOARD MEMBERS FROM DISTRICTS 1, 3, 5, AND 7. PLEASE CALL YOUR LOCAL OFFICE WITH QUESTIONS. CDA LEGAL 8285 NOVEMBER 22, 23, 24, 2017

ADVERTISEMENT FOR BIDS Sealed proposals will be received by the State of Idaho, Department of Parks and Recreation, 2885 W Kathleen Ave #1, Coeur d'Alene ID 83815 until 2pm, local time, on Thursday, December 7th, 2017 for IDPR Project No. 310351, Round Lake Well, Round Lake State Park, Sagle, ID. Proposals will be opened and publicly read at the above hour, date and location. A description of the work of this project can be summarized as the construction of water and sewer pipelines, effluent pumping station, RV dump station, sewer services, and incorporation of an existing well into the water system Round Lake State Park. A pre-bid site visit will be held at the project site, in Round Lake State Park, Sagle, Idaho on Wednesday November 29th, 2017 starting at 10:00 am, local time at the Round Lake State Park Visitors Center. General Contractors intending to submit a bid are encouraged to attend. Plans, specifications, proposal forms and other information are on file for examination at the following locations: Idaho Dept of Parks & Recreation, 2885 W Kathleen Ave #1, Coeur d'Alene, ID 83815 (208) 769-1511 Associated General Contractors, 8884 North Government Way Ste. Hayden, ID 83835 (208) 772-6068 Spokane Regional Plan Center, 209 N Havana St, Spokane, WA 99220 (509) 328-9600 A bid bond in the amount of 5% of the total bid amount, including any add alternates, is required. Bid documents shall be obtained for bidding purposes for a non-refundable fee of twenty five dollars ($25.00), plus applicable state sales tax for a total of $26.50 per set. Bidders can obtain documents by contacting: IDPR North Region Office 208-769-1511 Idaho Department of Parks and Recreation 2885 W. Kathleen Ave., #1 Coeur d'Alene, ID 83815 A Public Works Contractors License for the State of Idaho is required to bid on this work. Estimated Cost: $150,000 - $200,000. Questions regarding this advertisement may be directed to Steve Cordes, PE, at Welch Comer Engineering, (208) 664-9382 or Pat Dingman, IDPR Engineering Technician, 208-661-8260. /S/ James A. Thomas, Development Bureau Chief Idaho Department of Parks & Recreation Dated this 22th day of November, 2017 CDA LEGAL 8292 NOVEMBER 22, 23, 24, 2017

NOTICE OF PUBLIC HEARING Notice is hereby given that on December 11, 2017, at 10:00 a.m., the Idaho Housing and Finance Association ("IHFA") will conduct a public hearing at the offices of IHFA located at 565 West Myrtle Street, Boise, Idaho, 4th Floor Conference Room, regarding IHFA's issuance of its Multifamily Mortgage Revenue Note, Series 2017 (Post Falls Seniors APTS Project) in an aggregate amount not to exceed $6,300,000 (the "Note") to provide financing for the acquisition and construction of an affordable housing development located near the intersection of 3rd Avenue and N. Spencer St., Post Falls, Idaho, and consisting of 65 units that are reserved for low income residents and one (1) unit reserved for a manager (the "Project"). The Project will include a community center with office space, a business center, walking paths, flower garden space, an outdoor patio with BBQ, and free storage with each unit. Units will include a mix of 12 one-bedroom units and 54 two-bedroom units, and related facilities. The Project will be initially owned and operated by Post Falls Seniors APTS LLC. Neither the State of Idaho nor any county, municipal corporation, quasi-municipal corporation, subdivision or agency of the State is obligated to pay the principal or interest on the Note. No local or state tax funds or revenue have been committed to pay the principal or interest on the Note. This public hearing is required by the U.S. Internal Revenue Code. Written comments may be submitted to IHFA at PO Box 7899, Boise, Idaho 83707-1899 or at 565 West Myrtle Street, Boise, Idaho 83702, (208) 331-4725, Fax: (208) 331-4804 Attn: Cory Phelps, Vice President of Project Finance of the IHFA, until the time set for said public hearing. Persons desiring to speak at the hearing may do so in person or by telephone and must notify IHFA in writing, at the above address or telecopy number, Attention: Cory Phelps, at least 24 hours prior to the hearing, and if desiring to testify by telephone, to indicate their telephone number to be called at the time of the said hearing. Additional information can be obtained from Cory Phelps at the address and phone number shown above, or e-mail: CoryP@IHFA.ORG. Subsequent to the public hearing, the Governor of the State of Idaho will consider approving the Note. CDA LEGAL 8296 NOVEMBER 24, 2017

NOTICE OF ADVERTISEMENT FOR REQUEST FOR BIDS The Board of Trustees of Lakeland Joint School District No. 272 will be accepting sealed bids at the office of the Clerk of the Board located at the District Administrative Office at 15506 N Washington Street, Rathdrum, ID 83858 on or before DECEMBER 7, 2017, until the hour of 1:30 p.m. of said day for the sale of real property: SALE OF REAL PROPERTY THIRD-MONROE, SPIRIT LAKE, ID 83869 The property for sale is known as Third-Monroe Lot 8 & Lot 9, Block 51, Section 05-53N-4W, and consists of .324 acres located in Spirit Lake, Kootenai County, Idaho. The property for sale is legally described as SPIRIT LAKE, LTS 8 & 9 BLK 51 SPIRIT LAKE URD BASE YR 2015 0553N04W Kootenai County, Idaho, assessor's parcel number S4500051008A. Bid forms, instructions and property specifications are available to interested bidders at the District Administrative Office, or by contacting the Clerk of the Board, Brook Cunningham at 208-687-0431. Bids must be submitted with an earnest money payment in the amount of ten (10) percent of the total bid and the remainder of the total bid amount must be payable at closing, which shall occur within thirty (30) days of acceptance of the bid by the District's Board of Trustees. All payments must be in the form of cashier's check or certified check. Bids will be opened and publicly read aloud at the District Administrative Office at 1:30 p.m. on said date. All interested individuals are welcome to attend. All bids shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement, "SEALED BID: THIRD-MONROE, SPIRIT LAKE, ID 83869" marked on the outside. Bids will not be accepted via facsimile or e-mail. Any bid received after the hour of 1:30 p.m. on DECEMBER 7, 2017, will not be considered. The right is reserved to reject any or all bids for any reason whatsoever. CDA LEGAL 8297 NOVEMBER 24, 30, 2017

SUMMONS FOR PUBLICATION Case No.: CV-17-6489 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI DITECH FINANCIAL LLC, Plaintiff, vs. MARY L. MAY (Deceased) and The Unknown Heirs, Assigns, and Devisees of MARY L.MAY; DENA HOLLENBECK; DIANA DIRKSON; WALES MAY; Does Through XX, As Individuals With An Interest In The Property legally described as: LOT 275 OF BEST LAND ANNEX, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK C OF PLATS AT PAGE(S) 173 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. Which may commonly be known as: 1317 E Gilbert Ave, Coeur d'Alene, ID 83815 Defendants. TO: MARY L. MAY (Deceased) and The Unknown Heirs, Assigns, and Devisees of MARY MAY; DIANA DIRKSON; Does I Through XX, As Individuals With An Interest In The Property NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. The nature of the claim against you is for foreclosure of a real estate mortgage. The Court may enter judgment against you without further notice unless you respond. READ THE INFORMATION BELOW. YOU ARE HEREBY NOTIFIED that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated Court, 324 West Garden Avenue PO Box 9000 Coeur d'Alene, ID 83816, within twenty-one (21) days after service of this Summons on you. If you fail to so respond, the Court may enter judgment against you as demanded by the Plaintiff in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected . An appropriate written response requires compliance with Rule lO(a)(l) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address, and telephone number, or the signature, mailing address, and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. Dated this 2nd day of November, 2017 JIM BRANNON, Clerk of the District Court By: /S/: Susan McCoy Deputy Clerk CDA LEGAL 8631 NOVEMBER 10, 17, 24, DECEMBER 1, 2017

Storage/Auction/Foreclosure/Lien Sale Saturday November 25th 2017 1:00pm @ Post Falls Self Storage Located at : 2265 E Seltice Way Post Falls, ID 83854 (208)773-7488 To be held: November 25th, 2017 at 1pm Units to auctioned off to the highest bidder. CASH ONLY Geoffery Calabrise, B19 PO Box 295 Coeur d Alene, Idaho 83816 Wooden Chest of drawers, misc. house wares and boxes, one office chair, Queen Mattress and box spring, one ironing board. Theordore Ponticelli, B11 615 E. Divot Lane, Post Falls, Idaho 83854 Misc. office and house wares, decorative shelving, filing cabinets, whiskey and shot glasses. Jessica Devour, F19 105 Taylor Sands Dr. Longview, WA 98632 Misc. boxes, misc. housewares, boxes of shoes and clothing, one globe with stand. Skyler Clark, B25 2034 N. Cecil Rd. Post Falls, Idaho 83854 Older Sony Big Screen, one microwave, Queen mattress and box spring, 4 studded snow tires, one living room decorative lamp, misc. boxes and totes, one office chair, kitchen utensils, one "Head Rush" brand beer bong. LEGAL 8615 NOVEMBER 17, 24, 2017

NOTICE OF HEARING ON NAME CHANGE(Adult or Emancipated Minor) Case No. CV17-8639 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Javier Pinedo A Petition to change the name of Javier Pinedo, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Francis-Xavier Kelly Alaeic O'Cleary. The reason for the change in name is: The family that helped raise me was O'Cleary. A hearing on the petition is scheduled for 9:00 o'clock a.m. on Dec. 26, 2017 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 11/15/2017 CLERK OF THE DISTRICT COURT By: /S/: Bobee Deglman Deputy Clerk CDA LEGAL 8664 NOVEMBER 17, 24, DECEMBER 1, 8, 2017

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) CV17-8704 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Dennis Alan Shinndberry A Petition to change the name of Dennis Alan Burton, now residing in the City, Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Dennis Alan Burton. The reason for the change in the name is: assumed name since I was 18 months old. A hearing on the petition is scheduled for 9:00 o'clock A.M. on December 26, 2017 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 11/17/17 CLERK OF THE DISTRICT COURT By: /S/ Bobee Deglman CDA LEGAL 8290 NOVEMBER 24, DECEMBER 1, 8, 15, 2017

NOTICE TO CREDITORS CASE NO. CV-2017-8023 (I.C. § 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: FRANK P. SCHMIDT, DECEASED. NOTICE IS GIVEN that Timothy Schmidt has been appointed Personal Representative of the Decedent. All persons having claims against the Decedent or his Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address below, and filed with the Clerk of the Court. DATED this 14th day of November, 2017. RAMSDEN, MARFICE, EALY & HARRIS, LLP Theron J. De Smet Attorney for the Personal Representative 700 NW Blvd. Coeur d'Alene, ID 83814 CDA LEGAL 8660 NOVEMBER 17, 24, DECEMBER 1, 2017

NOTICE OF HEARING ON PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS BENEFICIARY Case No. CV-17-8021 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of The Estate of: ELMER S. TILLOTSON, Deceased. YOU AND EACH OF YOU WILL PLEASE TAKE NOTICE that the below named Attorney for Petitioner will call on for hearing Petitioner's Petition for Summary Administration of Estate of Which Surviving Spouse is Sole Beneficiary, on file herein, at a courtroom in the Kootenai County Courthouse at Coeur d'Alene, Idaho, on the 19th day of December, 2017, at 9:00 a.m. or as soon thereafter as counsel may be heard; and any person who has good cause may appear and show cause why said petition should not be granted. DATED this 7th day of November, 2017. /S/: Robert R. Romero, Jr. Attorney for Petitioner CDA LEGAL 8659 NOVEMBER 17, 24 DECEMBER 1, 2017

TRUSTEE'S NOTICE OF SALE TS No.: 60837-00001-NJ-ID Reference is made to that certain trust deed made by Russell L Haddox and Brandee K Haddox, husband and wife as grantor, to Alliance Title & Escrow Corp as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for The Money Source, Inc dba Endeavor America Loan Services, its successors and assigns as beneficiary, dated December 30, 2014, recorded December 31, 2014, in the mortgage records of Kootenai County, Idaho, as Document No. 2482152000, and assigned to The Money Source, Inc. by assignment recorded on September 19, 2017 in the records of Kootenai County, Idaho, as Document No. 2612321000, covering the following described real property situated in said county and state, to wit: LOT 5 IN BLOCK 10 OF SKYLINE MEADOWS FIRST ADDITION ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK J OF PLATS AT PAGE(S) 337, RECORDS OF KOOTENAI COUNTY, IDAHO PROPERTY ADDRESS: 13410 North Polaris Street, Rathdrum, ID 83858 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning July 16, 2016 through October 20, 2017 in the amount of $23,758.38; plus corporate advances of $1,774.50; less a suspense balance of $618.53; plus other fees and costs in the amount of $321.93; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/ premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $231,402.36 with interest thereon at the rate of 4.12500 percent per annum beginning June 1, 2016 in the amount of $13,224.08; plus escrow advances of $2,929.57; less a suspense balance of $618.53; plus other fees and costs in the amount of $3,050.84; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on February 28, 2018, at the hour of 10:00 AM, at Veteran's Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Coeur d`Alene, ID 83815, in the City of Coeur d'Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 901 Fifth Avenue, Suite 400 Seattle, WA 98164 LEGAL 8605 NOVEMBER 17, 24, DECEMBER 1, 8, 2017

NOTICE OF TRUSTEE'S SALE On Thursday, the 8th day of March, 2018, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 2157 Main Street, Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, towit: LOT 34, BLOCK 3, SHAMROCK RANCH III, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGES 305, 305A, AND 305B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 460 E. Butte Ave., Athol, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JONATHAN M HOWERTON and ASHLEY M HOWERTON, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded June 2, 2011, as Instrument No. 2315563000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 8, 2016, as Instrument No. 2570768000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 1, 2011, in the amount of $1,228.00 each, for the months of June through October, 2017, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.60% per annum from May 1, 2017. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $173,019.58, plus accrued interest at the rate of 4.60% per annum from May 1, 2017. DATED This 7th day of November, 2017. /S/: RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE CDA LEGAL 8628 NOVEMBER 10, 17, 24, DECEMBER 1, 2017

T.S. No. 059884-ID Parcel No.: C65250180040 NOTICE OF TRUSTEE'S SALE On 3/21/2018 at 9:00 AM (recognized local time), in the AUCTION.COM ROOM, LA QUINTA INN & SUITES, located at 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 18, NORTHSHIRE ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS, PAGE 199, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 4405 NORTH HOLMES ROAD, COEUR D'ALENE, ID 83815, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by HAZEL M. RAMSEY, AN UNMARRIED WOMAN AND WALTER MATTHEW RAMSEY AND LISA MARIE RAMSEY, HUSBAND AND WIFE, as Grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 4/14/2006, recorded 4/21/2006, as Instrument No. 2026861000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 3/1/2010 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 11/10/2017 is $202,254.43 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 11/10/2017 Signature/By: Sydney K. Leavitt, Esq. SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP CDA LEGAL 8650 NOVEMBER 24, DECEMBER 1, 8, 15, 2017

T.S. No. 061639-ID / Parcel No.: 50N04W094050 NOTICE OF TRUSTEE'S SALE On 3/20/2018 at 10:00 AM (recognized local time), at the Front entrance of the Kootenai County Courthouse, located at 324 W Garden Ave, Coeur d'Alene, ID 83816, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A PARCEL OF LAND IN A PORTION OF GOVERNMENT LOT 8, SECTION 9, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE WEST QUARTER CORNER OF SAID SECTION 9, SOUTH 89°11'49" EAST, 299.86 FEET TO THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE CONTINUING SOUTH 89°11'49"EAST, 210.06 FEET; THENCE NORTH 32°43'43" EAST, 278.48 FEET; THENCE NORTH 00°39'02" WEST, 80.17 FEET; THENCE NORTH 84°38'16" WEST, 288.03 FEET TO THE POINT OF CURVATURE OF A TANGENT CURVE, CONCAVE TO THE NORTH; THENCE 48.62 FEET ALONG SAID CURVE HAVING A RADIUS OF 603.1 FEET, A CENTRAL ANGLE OF 04°37'09", A CHORD BEARING OF NORTH 82°19'42" WEST AND A CHORD DISTANCE OF 48.61 FEET; THENCE SOUTH 04°06'16" WEST 345.78 FEET TO THE TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: LOT 8 W FOOTHILL DR, AKA 0 FOOTHILL DRIVE, COEUR D'ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN J. DUNN AND KRISTIN L. DUNN, HUSBAND AND WIFE, as Grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of WASHINGTON MUTUAL BANK, A WASHINGTON CORPORATION, as Beneficiary, dated 3/13/2006, recorded 3/16/2006, as Instrument No. 2019715, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 11/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 11/10/2017 is $182,301.20 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 11/10/2017 Signature/By: Sydney K. Leavitt, Esq. SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP CDA LEGAL 8651 NOVEMBER 24 DECEMBER 1, 8, 15, 2017

NOTICE OF RESCHEDULED TRUSTEE'S SALE On the 16th day of December, 2017, at the hour of 10:00 A.M. (recognized local time) of said day, at 409 E. Coeur d'Alene Avenue, Coeur d'Alene, Idaho, 83814, BRENT G. SCHLOTTHAUER, ESQ., as Trustee, acting pursuant to a power of sale conferred in the herein described Deed of Trust, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the interest conveyed to the trustee by said Deed of Trust in and to the following described real property, situated in Kootenai County, State of Idaho, to-wit: Lot 2, Block 2, MOUNTAIN VIEW TERRACE, according to the official plat thereof recorded in Book "D" of Plats, Page 177, records of Kootenai County, Idaho. For the purposes of compliance with Idaho Code 60-113, the Successor Trustee has been informed that the following address may sometimes be associated with the real property which is the subject of this notice: 3324 West Hudlow Drive, Post Falls, ID 83854. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust, dated September 10, 2015, by and between NICHOLAS BENJAMIN BETZ, as the "Trustor"; BRENT G. SCHLOTTHAUER, ESQ., as "Trustee"; and THE ESTATE OF CHRISTINA McINTYRE as the "Beneficiary", recorded in the office of the Kootenai County Recorder, State of Idaho, on September 11, 2015, as Instrument No. 2514770000. The above Trustor is named to comply with Idaho Code Section 45-1506(4)(a). No representation is made said Trustor is, or is not, presently responsible for this obligation. The default for which this sale is to be made is that the Trustor above-named has failed to pay when due: (i) the monthly purchase price installment payments for the months of August 2016, September 2016, October 2016 and November 2016 in the amount of $400.00 per month; (ii) an annual lump-sum payment of $7,000.00, which was due on August 15, 2016; and (iii) all other late fees and/or any other disbursements, costs, attorney fees, trustee fees, expenses, etc., incurred and/or paid by the Beneficiary and/or Trustee associated with the related Notice of Default and/or this foreclosure as provided by the Deed of Trust and the underlying Promissory Note, dated September 10, 2015, and/or Idaho law. As of November 14, 2016, the approximate principal balance of $35,400, together with continuing default interest and late fees, plus costs and attorney fees, remains as due and owing. As of October 12, 2017, the approximate estimated amount owed was $37,573.67, including principal, interest and fees. ALL AMOUNTS are now declared as immediately due and payable along with interest which continues to accrue and all costs and fees associated with this foreclosure including trustee fees, attorney fees and other similar and related costs. And further, that attorney Brent G. Schlotthauer has been duly appointed as the Trustee under said Deed of Trust. The Trustee has executed this written Notice of Rescheduled Trustee's Sale, and has declared its election to cause the above described real property to be sold to satisfy the obligations under said Deed of Trust. In the event the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of the monies paid to the Trustee and the successful bidder shall have no further recourse. DATED this 6ht day of November, 2017. /S/: BRENT G. SCHLOTTHAUER, Esq. Trustee CDA LEGAL 8629 NOVEMBER 10, 17, 24, 2017