Legals March 7, 2017

NOTICE TO CREDITORS CASE NO. CV 17 -1130 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: ANN M. RINER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the Estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 13th day of February 2017. /s/ ROBERT W. RINER Personal Representative c/o CUSACK LAW FIRM, PLLC 320 E. Neider Avenue, Suite 206 Coeur d'Alene, ID 83815 LEGAL 7088 FEB 21, 28, 2017 MAR 7, 2017

ADVERTISEMENT FOR BID SANDPOINT BRANCH LIBRARY EXPANSION Sealed bids will be received by the Board of Directors of East Bonner County Library District, at 1407 W. Cedar Street, Sandpoint, ID, 83864, for the construction of the Sandpoint Branch Library Expansion. Hand delivered bids shall be turned in at the information desk adjacent to the central stair on the main floor of the library. Sealed bids must be received by 3:00 p.m. prevailing local time, on Thursday, March 16, 2017, and must be marked "Sealed Bid - Sandpoint Branch Library Expansion". Bids received after this time will not be considered. Sealed bids will be opened and publicly read at 3:00 p.m. on Thursday, March 16, 2017. Project documents are available for at www.architectswestplans.com. Bidders may download digital files at no cost; Hardcopy sets are available with a refundable deposit of $250 per set plus a non-refundable fee of $25 per set for handling to be submitted by separate checks. General Contractor may obtain two (2) sets of documents; Mech/Elec/First Tier subcontractors may obtain one (1) set of documents via checks payable to Architects West and mailed to Abadan Reprographics, 603 E. 2nd Ave Spokane, WA 99202. Deposits will be returned on receipt of documents for a period of ten days after bid opening, provided they are complete and in clean, usable condition. Additional or partial sets may be purchased. Bidders are required to register as a plan holder at www.architectswestplans.com, and select "Add me as a Plan Holder". Questions regarding the plan room contact Auron (509) 747-2964 or repro@abadanspokane.com. A complete set of contract documents will also be filed with: Abadan Regional Plan Center; Spokane Associated Builders & Contractors, Spokane; Associated General Contractors, Boise; McGraw Hill Construction, Spokane; Spokane Regional Plan Center, Spokane; Tri-Cities Construction Council, Kennewick; East Bonner County Library District, and Architects West, 210 E. Lakeside Ave., Coeur d'Alene, ID. A Pre-Bid Conference will be held on Thursday, March 9, 2017, at 9:00 a.m. at East Bonner County Library District, Community Room, Sandpoint, ID. This Pre-Bid Conference is not mandatory, but is strongly encouraged. No bidder may withdraw their bid after hour set for opening thereof, unless award is delayed for a period exceeding 60 days. The East Bonner County Library District reserves the right to reject any or all bids and to waive informalities or irregularities in any bid. East Bonner County Library District Ann Nichols, Library Director LEGAL 7126 FEB 28, 2017 MAR 7, 2017

NOTICE OF PUBLIC HEARING Hayden Lake Recreational Water and Sewer District Proposed New Fee A Public Hearing will be held before the Board of Directors of the Hayden Lake Recreational Water and Sewer District to hear public comments on a proposed new fee. One-time fee for all Hayden Lake Recreational Water and Sewer District customers who are located outside of the boundaries of the Hayden Lake Recreational Water and Sewer District, and who are not eligible for participation in local improvement district and extended repayment financing, in the approximate amount of $3,802.98. This fee is based on number of RU's (residential units) HEARING DATE AND TIME: March 22, 2017, at 4:00 p.m. HEARING LOCATION: Hayden Lake Recreational Water and Sewer District Office 9393 N. Strahorn Rd. Hayden Lake, ID 83835 Sewer District Office is accessible to persons with disabilities. Anyone desiring accommodations for disabilities please call the Administrator's office, 772-4379, at least 48 hours prior to the public hearing. LEGAL 7180 MAR 7, 14, 2017

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing at or after the hour of 6:00 p.m. on April 6, 2017, in Room 1 A/B of the Kootenai County, Idaho, to consider the following: Case No. ZON16-0007, a request by Kootenai Properties, Inc., to change the zoning classification of two parcels totaling approximately 59.5 acres from Rural to Light Industrial. The subject parcels are currently undeveloped. Access to the property is via a private road from N. Pope Road. The parcel numbers are 52N03W-18-1200 and 52N03W-18-2000. Parcel 52N03W-18-1200 is described as: W2-SE-NE, SW-NE E OF HWY 95 and Parcel 52N03W-18-2000 is described as E2-SE-NE. Both parcels are located in Section 18, Township 52 North, Range 03 West, Boise Meridian, Kootenai County, Idaho. Written comments must be received ten (10) days prior to the date of hearing. If you require special accommodations, please contact the Kootenai County Community Development seven (7) days prior to the public hearing. Additional information may be obtained from the Kootenai County Community Development located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070. LEGAL 7148 MAR 7, 2017

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing at or after the hour of 6:00 p.m. on April 6, 2017, in Room 1 A/B of the Kootenai County Administration Building at 451 Government Way, Coeur d'Alene, Idaho, to consider the following: Case No. ZON16-0008, a request by TMASSHLDG, LLC, represented by Jeff Merkeley to complete a Zone Change from Agricultural to Rural on approximately 20 acres of land. The subject property is currently undeveloped. The purpose of the request is to be able to subdivide the property into four 5 acre parcels. Access to the property is off W. Harmon Avenue and N. Howell Road, public roads maintained by the Post Falls Highway District. The property is bordered by parcels that are zoned Agricultural and Rural. The property is located within the shared tier of City of Hayden, Rathdrum and Post Falls Area of City Impact. The parcel number is 51N05W-21-4200. The site is described as: N2-SE-NW [FKA TR 21 & 22 Greenacres Plat 4] in Section 21, Township 51N, Range 05W B.M. Kootenai County Idaho. Written comments must be received ten (10) days prior to the date of hearing. If you require special accommodations, please contact the Kootenai County Community Development seven (7) days prior to the public hearing. Additional information may be obtained from the Kootenai County Community Development located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070 LEGAL 7149 MAR 7, 2017

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing at or after the hour of 6:00 p.m. on April 6, 2017, in Room 1 of the Kootenai County Administration Building, located at 451 Government Way, Coeur d'Alene, Idaho, to consider the following: Case No. CUP16-0004, a request by Riverview Mill Ranch, for a Conditional Use Permit pursuant to Kootenai County Code Title 8, Section 8.5.119 for a Place of Assembly for meetings, recreational activities, educational activities, weddings and wedding receptions. Access to the site is by W. Riverview Drive. The parcel number is 50N06W-12-9425 and described as TAX #18829 [IN SE-SE] in Section 12, Township 50 North, Range 06 West B. M. Kootenai County, ID. All written comments must be received ten (10) days prior to the hearing date. If you require special accommodations, please contact Kootenai County Community Development seven (7) days prior to the public hearing. Further information may be obtained from Kootenai County Community Development located at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208) 446-1070. LEGAL 7150 MAR 7, 2017

NOTICE OF MINOR SUBDIVISION APPLICATION AND PUBLIC COMMENT PERIOD NOTICE IS HEREBY GIVEN of application of a Minor Subdivision Case No. MIN16-0029, Arlene's Place, a request by Arlene Johnston, for a four lot minor subdivision on approximately 20 acres in the Rural zone. Proposed Lot 1will be 5.058 acres; Lot 2 will be 5.056 acres; Lot 3 will be 5.058 acres and Lot 4 will be 5.062 acres. Access to Lots 1 and 2 will be directly onto Shoshone Avenue and access to Lots 3 and 4 will be by a common driveway along the common boundary line of Lots 1 and 2. The parcel number is 0-7226-001-013-0 and is described as SHAMROCK RANCH I, LT 13 BLK 1, in Section 18, Township 53 North, Range 03 West, B. M. Kootenai County, Idaho. The public comment period for this application will begin on March 7, 2017 and end April 5, 2017. Submit comments to or request information from the Kootenai County Community Development, P.O. Box 9000, Coeur d'Alene, ID 83816-9000, (208) 446-1070. LEGAL 7146 March 7, 2017

NOTICE OF MINOR SUBDIVISION APPLICATION AND PUBLIC COMMENT PERIOD NOTICE IS HEREBY GIVEN of application of a Minor Subdivision Case No. MIN16-0030, Matteson's Tracts, a request by Kay Matteson, for a two lot minor subdivision on approximately 20 acres in the Rural zone. Proposed Lot 1 will be 10.095 acres and Lot 2 will be 10.124 acres. Access to Lots 1 and 2 will be directly onto Shoshone Avenue. The parcel number is 0-7226-001-014-A and is described as SHAMROCK RANCH I, LT 14 BLK 1, WELL SITE IN LTS 8 & 9 Blk 1, in Section 18, Township 53 North, Range 03 West, B. M. Kootenai County, Idaho. The public comment period for this application will begin on March 7, 2017 and end April 5, 2017. Submit comments to or request information from the Kootenai County Community Development, P.O. Box 9000, Coeur d'Alene, ID 83816-9000, (208) 446-1070. LEGAL 7147 March 7, 2017

Case No. CV-2016-8586 ANOTHER SUMMONS BY PUBLICATION I.R.C.P. 4(a)(3)(C) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BUELL BROS., INC., an Idaho Corporation Plaintiff, vs. DOUGLAS BROWN, a single man, and his respective heirs and devisees; JOHN and JANE DOES I through X, AND STATE OF IDAHO DEPARTMENT OF WELFARE AND ANY AND ALL PERSONS KNOWN OR UNKNOWN having any claim to or interest whatsoever in the following-described parcel of property: THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 34, TOWNSHIP 47 NORTH, RANGE 4 WEST, BOISE, MERIDIAN, KOOTENAI COUNTY, IDAHO. Defendants. TO: DOUGLAS BROWN, a single man, and his respective heirs and devisees; JOHN and JANE DOES 1 through X and ANY AND ALL PERSONS KNOWN OR UNKNOWN having any claim to or interest whatsoever in the real property described above: You have been sued by BUELL BROS., INC., an Idaho corporation, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV-2016-8586. The nature of the claim against you is to Quiet Title to the real property specifically set forth above in the caption. At any time after twenty (20) days following the last publication of this Summons, the Court may enter a default judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at Kootenai County Courthouse, 324 W. Garden Avenue, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, and served a copy of your response on the Plaintiff's attorney Morris & Wolff, P.A. at 722 Main Avenue, St. Maries, Idaho, 83861, phone number (208) 245-2523. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for the Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 2nd day of February, 2017. CLERK OF THE COURT By: /s/ Jim Brannon Deputy Clerk LEGAL 7039 FEBRUARY 14, 21, 28, 2017 MARCH 7, 2017

Notice of Public Sale Notice is hereby given that on Friday, March 24th at 9 a.m., the North Idaho Violent Crimes Task Force and the Kootenai County Sheriff's Office will sell, at auction, 112 firearms and gun related property. The auction will be open to FFL holders only. The auction will be conducted by Reinland Auctions at 2618 N. Beck Rd., Post Falls, ID. 83854. THE PROPERTY IS BEING SOLD "AS-IS, WHERE-IS" AND WITH ALL FAULTS. The sale will end at 1 p.m. of that same day. Inspection: Thursday March 23rd 9 a.m.-3 p.m. Legal: Idaho Code §§31-808; 37-2744. March 03, 2017 LEGAL 7179 MAR 7, 2017

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: February 2, 2017 File No.: 7023.115814 Sale date and time (local time): April 05, 2017 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 6927 West Maine Street Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Carolyn R Zorich and Andrew N Zorich, wife and husband Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: February 7, 2011 Recorder's instrument number: 2301802000 County: KOOTENAI Sum owing on the obligation: as of February 2, 2017: $197,035.44 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: All that part of Lot 4, lying North of a line parallel with 25 feet Northerly from, measured at right angles to, the South line of said Lot 4, Debbie-Tammie Addition, according to the plat recorded in the office of the County Recorder in Book "E" of Plats at Page 75, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. Zorich, Carolyn R. and Andrew N. (TS# 7023.115814) 1002.286101-File No. LEGAL 7052 February 21, 28, 2017 March 7, 2017

NOTICE OF HEARING ON NAME CHANGE(Adult) Case No. CV2017-1881 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: EARL RAY GILBERT A Petition to change the name of EARL RAY GILBERT, now residing in the City of POST FALLS, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to: JESSE JOSEPH ENGEL. The reason for this change in name is: Religious reasons. A hearing on the Petition is scheduled for 1:30 o'clock PM on Apr 17, 2017 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 3/3/17 JIM BRANNON, CLERK OF THE DISTRICT COURT By: DEBRA D. LEU Deputy Clerk LEGAL 7178 MAR 7, 14, 21, 28, 2017

NOTICE OF TRUSTEE'S SALE On Tuesday, the 6th day of June, 2017, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 2157 Main Street, Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8 IN BLOCK 3 OF ALAN PARK WEST ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 461, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1180 N. Dahlia Way, Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDY RUCKDASHEL, an Unmarried Man, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded July 22, 2013, as Instrument No. 2420452000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 6, 2017, as Instrument No. 2578303000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 19, 2013, in the amount of $957.00 each, for the months of August, 2016 through January, 2017, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.00% per annum from July 1, 2016. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $148,034.06, plus accrued interest at the rate of 4.00% per annum from July 1, 2016. DATED This 2nd day of February, 2017. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 7043 February 14, 21, 28, 2017 March 7, 2017

NOTICE OF TRUSTEE'S SALE On Friday, the 26th day of May, 2017, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 2157 Main Street, Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 24, BLOCK 7, DEERFIELD, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 376, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6451 W. Basswood Dr., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by AUSTIN J. COE, an Unmarried Man, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded September 26, 2013, as Instrument No. 2430176000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on December 29, 2016, as Instrument No. 2577444000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 25, 2013, in the amount of $1,015.00 each, for the months of August, 2016 through January, 2017, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.125% per annum from July 1, 2016. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $130,949.18, plus accrued interest at the rate of 4.125% per annum from July 1, 2016. DATED This 25th day of January, 2017. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 7044 FEBRUARY 14, 21, 28, 2017 MARCH 7, 2017

NOTICE OF TRUSTEE'S SALE On Tuesday, the 23rd day of May, 2017, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 2157 Main Street, Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 13, BLOCK 51, SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 32526 N. 3rd Ave., Spirit Lake, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DARRIN D JOHNSON, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 29, 2004, as Instrument No. 1885038, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 4, 2004, as Instrument No. 1892483, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 24, 2004, in the amount of $191.00 each, for the months of May through October, 2016, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.65% per annum from April 1, 2016. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $13,508.18, plus accrued interest at the rate of 5.65% per annum from April 1, 2016. DATED This 20th day of January, 2017. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 7045 February 14, 21, 28, 2017 March 7, 2017

NOTICE OF TRUSTEE'S SALE On Tuesday, the 9th day of May, 2017, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 2157 Main Street, Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1 IN BLOCK 19 OF GROUSE MEADOWS FIFTH ADDITION ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 447, 447A AND 447B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1202 W. Cardinal Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ADAM D RYALS and KALLI A RYALS, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded April 6, 2011, as Instrument No. 2308953000 and re-recorded May 6, 2011, as Instrument No. 2312835000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 18, 2016, as Instrument No. 2572266000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 1, 2011, in the amount of $858.00 each, for the months of July through November, 2016, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.00% per annum from June 1, 2016. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $129,256.42, plus accrued interest at the rate of 4.00% per annum from June 1, 2016. DATED This 6th day of January, 2017. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 7046 February 14, 21,2 8, 2017 March 7, 2017

T.S. No. 045104-ID Parcel No.: 04640016999D NOTICE OF TRUSTEE'S SALE On 6/28/2017 at 9:00 AM (recognized local time), in the AUCTION.COM ROOM, at LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A PARCEL OF LAND IN THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 18, TOWNSHIP 51 NORTH, RANGE 5 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND BEING PART OF TRACTS 16 AND 19 IN LAKESIDE GARDENS, HAUSER LAKE, IDAHO. BEGINNING AT THE NORTHEAST CORNER OF TRACT 16, THENCE NORTH 53°38'17" WEST 90.00 FEET; THENCE SOUTH 2°36'15" WEST, 193.90 FEET; THENCE NORTH 86°01'24" EAST, 100.00 FEET; THENCE NORTH 7°53'05" WEST, 134.67 FEET TO THE PONIT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 10623 N HAUSER LAKE RD, HAUSER, ID 83854-5642, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by EDWARD H NEWMAN, A WIDOWER, as Grantor(s), to RECONTRUST COMPANY, N.A., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR BANK OF AMERICA, N.A., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 5/3/2012, recorded 5/11/2012, as Instrument No. 2357922000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 2/1/2016 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 2/17/2017 is $72,499.39 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 2/17/2017 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP LEGAL 7133 MAR 7, 14, 21, 28, 2017