Legals January 19, 2017

NOTICE TO CREDITORS Case NO. CV-16-9197 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: DAVID DALE LARSEN, Deceased. NOTICE IS HEREBY GIVEN that Orathai T. Larsen has been appointed Personal Representative of the Estate of DAVID DALE LARSEN. All persons having claims against the Decedent or his Estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. Dated this 9th day of January, 2017 /S/ Randall C. Probasco Attorney for Personal Representative P.O. Box 1148 Coeur d'Alene, Idaho 83816-1148 LEGAL 6898 JAN 19, 26, 2017 FEB 2, 2017

NOTICE TO CREDITORS Case No. CV-16-8993 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: ROBERT CURNOCK Date of Death: 10/24/16 NOTICE IS HEREBY GIVEN that the the undersigned has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 23 day of December 2016. /s/__________________ CHRISTINE MOORE, Personal Representative C/O Pamela Massey Callahan & Associates, Chtd. PO Box 2226 Coeur d' Alene, ID 83816 LEGAL 6897 JAN 19, 26, 2017 FEB 2, 2017

ANOTHER SUMMONS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV16-7120 UNITED STATES OF AMERICA, acting through the UNITED STATES DEPARTMENT OF AGRICULTURE, RURAL DEVELOPMENT, Plaintiff, vs. UNKNOWN HEIRS AND DEVISEES OF CHRISTINE C. LITZ; LISA ALLEN, as Personal Representative of the estate of CHRISTINE C. LITZ; IDAHO HOUSING AND FINANCE ASSOCIATION; BOARD OF COUNTY COMMISSIONERS OF KOOTENAI COUNTY, IDAHO; STATE OF IDAHO (CATASTROPHIC HEALTH DEPARTMENT and DEERFIELD HOMEOWNERS ASSOCIATION, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S). THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: UNKNOWN HEIRS AND DEVISEES OF CHRISTINE C. LITZ YOU ARE HEREBY NOTIFIED That in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after the last publication date of this Another Summons. If you fail to so respond, the court may enter judgment against you as demanded by the plaintiff(s) in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of real property located at 6720 W. Legacy Drive, Rathdrum, Idaho, 83858. A copy of the Another Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED This 5 day of January 2017 JIM BRANNON, Clerk By:_/s/ Susan Mccoy Deputy Clerk LEGAL 6896 JAN 19, 26, 2017 FEB 2, 9, 2017

The following application(s) have been filed to appropriate the public waters of the State of Idaho: 95-17245 MARK LATHAM ALICIA LATHAM 950 S CARPENTER LOOP POST FALLS, ID 83854 Point of Diversion NWNE S18 T50N R05W KOOTENAI CO Source GROUND WATER Use: IRRIGATION 03/15 to 11/15 0.09 CFS Use: STOCKWATER 01/01 to 12/31 0.02 CFS Total Diversion: 0.09 CFS Date Filed: 12/23/2016 Place of Use: IRRIGATION T50N R05W S18 NWNE Place of Use: STOCKWATER T50N R05W S18 NWNE Total Acres: 3 Stockwater use is for 20 head of mixed stock. 95-17248 CHMURA FAMILY TRUST 2990 E NETTLETON GULCH RD COEUR D ALENE, ID 83815 Point of Diversion NESE S6 T50N R03W KOOTENAI CO Source GROUND WATER Use: IRRIGATION 03/15 to 11/15 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 12/30/2016 Place of Use: IRRIGATION T50N R03W S6 NESE Total Acres: 1.3 Permits will be subject to all prior water rights. For additional information concerning the property location, contact Northern Region office at (208) 762-2800; or for a full description of the right(s), please see: http://www.idwr.idaho.gov/apps/ExtSearch/WRApplicationResults/. Protests may be submitted based on the criteria of Idaho Code § 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 Mineral Drive, Suite 100, Coeur D' Alene ID 83815 together with a protest fee of $25.00 for each application on or before 2/6/2017. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director LEGAL 6899 JAN 19, 26, 2017

NOTICE TO CREDITORS Case No. CV 16-8574 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: CHARLES A. WITLATCH, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedents, Charles A. Whitlatch and Emilie J. Whitlatch. All persons having claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated or filed with the Clerk of the Court. DATED this day of November, 2016. /S/ Scott A. Whitlatch Personal Representative c/o Mark A. Jackson 110 Wallace Avenue Coeur d' Alene, ID 83814 LEGAL 6820 JAN 5, 12, 19, 2017

NOTICE TO CREDITORS Case No. CV 2016-8890 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of PATRICIA LYNN MITCHELL, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must be mailed or delivered to Gary D. Mitchell, Personal Representative of the Estate, c/o Morris & Wolff, P.A., 722 Main Avenue, St. Maries, Idaho 83861, and filed with the above-entitled Court. DATED this 22nd day of December, 2016. MORRIS & WOLFF, P.A. By: /s/ Mariah R. Dunham MARIAH R. DUNHAM LEGAL 6824 JAN 5, 12, 19, 2017

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 28, 2016 File No.: 7303.26395 Sale date and time (local time): May 4, 2017 at 10:00 AM Sale location: Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur DAlene, ID 83816 Property address: 11950 West Span Way Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Craig Frost, a Married Man, as his Sole and Separate Estate Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit Recording date: 11/28/2005 Recorder's instrument number: 1997724 County: Kootenai Sum owing on the obligation: as of December 28, 2016: $1,273,350.11 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A Parcel of Land Located in the Northeast Quarter of Section 10, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: Beginning at a point which bears South 20 degrees 16' 05" East, 531.97 feet from the North Quarter corner of Section 10, Township 50 North, Range 5 West, Boise Meridian; thence South 87 degrees 22' 31" East, 204.22 feet; thence South 23 degrees 02'01" West, 22.00 feet; thence South 17 degrees 12' 59" East, 68.00 feet; thence South 56 degrees 23' 29" West, 68.38 feet; thence North 87 degrees 22' 31" West, 190.00 feet; thence North 14 degrees 09' 54" East, 127.58 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. FROST, CRAIG (TS# 7303.26395) 1002.289894-File No. LEGAL 6900 JAN 19, 26, 2017 FEB 2, 9, 2017

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-16002861 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 18, 2017, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 14, BLOCK 11, BLACK ROCK, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 299, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of L14 B11 BLACK ROCK SUBDIVISION, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOHN D. STEWART, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor, to IDAHO TITLE INSURANCE, INC., as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 9/7/2005, recorded 9/13/2016, under Instrument No. 1979820, modified under Instrument No. 2237387000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 9/7/2005, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $359,329.40, together with accrued interest at 5% through 6/10/2016 and default interest accruing thereon at 21.000% per annum from 6/10/2016, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/13/2016. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee Debottah Duncan, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 JAN 12, 19, 26 2017 FEB 2 2017

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Dennis J. Grawcock, A Married Man Dealing with his sole and separate property, as grantor, to Alliance Title and Escrow Corp. as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for Panhandle State Bank, its successors and assigns as beneficiary, dated June 22, 2012, recorded June 27, 2012, in the mortgage records of Kootenai County, Idaho, as Document No. 2363911000, and assigned to Columbia State Bank FKA Panhandle State Bank by assignment recorded on October 7, 2016 in the records of Kootenai County, Idaho, as Document No. 2566130000, covering the following described real property situated in said county and state, to wit: LOT 11 IN BLOCK 5 OF TWIN LAKES ESTATES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 107, RECORDS OF KOOTENAI COUNTY, IDAHO. PROPERTY ADDRESS: 19650 N SILVER LN, Rathdrum, ID 83858 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments of beginning March 1, 2016 through November 18, 2016 in the amount of $13,145.88; plus accrued late charge in the amount of $323.65; plus late forecasted charges in the amount of $64.73; plus other fees and costs in the amount of $1,947.48-10; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $236,203.15 with interest thereon at the rate of 4.62500 percent per annum beginning February 1, 2016 in the amount of $8,702.14; plus escrow/impound overdraft of $508.17; unpaid late charges of $323.65; plus other fees and costs in the amount of $145.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on March 22, 2017, at the hour of 09:00 AM, at Veteran`s Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Coeur d`Alene, ID 83815, in the City of Coeur d`Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 901 Fifth Avenue, Suite 400 Seattle, WA 98164 LEGAL 6858 JAN 12, 19, 26, 2017 FEB 2, 2017

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Robert Hodgson and Deana Hodgson, husband and wife as grantor, to Stewart Title of Boise, Inc. as trustee, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Fieldstone Mortgage Company, its successors and assigns as beneficiary, dated March 24, 2006, recorded April 3, 2006, in the mortgage records of Kootenai County, Idaho, as Document No. 2023088000, and assigned to HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-2 by assignment recorded on August 6, 2007 in the records of Kootenai County, Idaho, as Document No. 2114810000, covering the following described real property situated in said county and state, to wit: LOT 3, BLOCK 4, FIELDSTONE AT PRAIRIE FALLS, SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 474, RECORDS OF KOOTENAI COUNTY, IDAHO. PROPERTY ADDRESS: 1389 East Stoneybrook Loop, Post Falls, ID 83854 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning March 1, 2007 through December 16, 2016 in the principal amount of $33,135.96; plus interest due of $222,088.36; plus an escrow payment of $38,559.83; less a suspense balance of $1,599.02; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $278,166.82 with interest thereon at the rate of 8.55000 percent per annum beginning February 1, 2007 in the amount of $234,964.17; plus escrow advances of $45,984.85; plus late charges of $6,598.99; less a suspense balance of $1,599.02; plus other fees and costs in the amount of $18,617.59; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on April 20, 2017, at the hour of 10:00 AM, at Veteran`s Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Coeur d`Alene, ID 83815, in the City of Coeur d`Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 901 Fifth Avenue, Suite 400 Seattle, WA 98164 LEGAL 6859 JAN 12, 19, 26, 2017 FEB 2, 2017

NOTICE OF TRUSTEE'S SALE On Thursday, the 6th day of April, 2017, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, towit: THE SOUTH 2 FEET OF LOT 3, AND ALL OF LOT 4 AND THE NORTH 21 FEET OF LOT 5, BLOCK 5, NORTHWEST TOWNSITE COMPANY'S FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "C" OF PLATS AT PAGE 76, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THAT PORTION OF THE VACATED ALLEY WHICH ATTACHES BY OPERATION OF LAW, ADJACENT TO THE WEST. The Successor Trustee has no knowledge of a more particular description of the abovereferenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2015 N. 12th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TERRA L. MOREHOUSE, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, CORPORATION, recorded September 30, 2009, as Instrument No. 2234404000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 25, 2009, as Instrument No. 2242716000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 25, 2009, in the amount of $833.00 each, for the months of July through November, 2016, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.47% per annum from June 1, 2016. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $105,339.48, plus accrued interest at the rate of 5.47% per annum from June 1, 2016. DATED This 6th day of December, 2016. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 6821 JAN 5, 12, 19, 26, 2017

NOTICE OF TRUSTEE'S SALE On Tuesday, the 11th day of April, 2017, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, towit: LOT 34, BLOCK 3, SHAMROCK RANCH III, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGES 305, 305A, AND 305B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the abovereferenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 460 E. Butte Ave., Athol, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JONATHAN M HOWERTON and ASHLEY M HOWERTON, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded June 2, 2011, as Instrument No. 2315563000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 8, 2016, as Instrument No. 2570768000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 1, 2011, in the amount of $1,288.00 each, for the months of June through November, 2016, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.60% per annum from May 1, 2016. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $176,859.80, plus accrued interest at the rate of 4.60% per annum from May 1, 2016. DATED This 9th day of December, 2016. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 6822 JAN 5, 12, 19, 26, 2017