Friday, October 11, 2024
42.0°F

Legals October 22, 2015

| October 22, 2015 12:00 AM

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Nancy Tasca and David Tasca, wife and husband as grantor, to First American Title Company as trustee, in favor of Argent Mortgage Company, LLC as beneficiary, dated July 11, 2006, recorded July 14, 2006, in the mortgage records of Kootenai County, Idaho, as Document No. 2043503000, and assigned to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series ARSI 2006-M3 by assignment recorded on February 18, 2009 in the records of Kootenai County, Idaho, as Document No. 2197216000, covering the following described real property situated in said county and state, to wit: THE SOUTH 31.1 FEET OF LOT 16, BLOCK 17, REID`S ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK A OF PLATS, PAGE 141, RECORDS OF KOOTENAI COUNTY, IDAHO. PROPERTY ADDRESS: 924 North 6th Street, Coeur D Alene, ID 83814 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning October 1, 2012 through September 25, 2015 in the total amount of $27,730.28; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $109,937.01 with interest thereon at the rate of 5.59000 percent per annum beginning September 1, 2012; plus escrow advances of $1,913.00; plus late charges of $125.34; plus other fees and costs in the amount of $6,587.99; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on February 3, 2016, at the hour of 10:00 AM, at Veteran`s Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Couer D` Alene, ID 83815, in the City of Couer D` Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 LEGAL 4408 OCTOBER 1, 8, 15, 22, 2015

File No.: 286615 / SI No. 8090/Zizzi NOTICE OF TRUSTEE'S SALE On Tuesday, February 9, 2016 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A tract of land in the Southeast Quarter of Section 34, Township 52 North, Range 5 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Beginning at the Southeast corner of Section 34; thence along the East line of said section, North 665.98 feet; thence leaving said line, West 422.21 feet to a point on the Easterly right of way of an existing county road; thence North 32806'20" West, 68.20 feet to a point in the center of the existing county road, being the TRUE POINT OF BEGINNING; thence leaving the center of the existing county road as follows: South 69803'35" West, 567.76 feet; thence North 25849'45" West, 225.21 feet; thence North 06831'40" West 625.90 feet to a point in the center of the existing county road; thence Easterly and Southerly along the center of said road as follows: South 89845'50" East, 470.62 feet; thence South 79820'45" East, 86.43 feet; thence South 32801'00" East, 83.94 feet; thence South 08854'00" East, 241.08 feet; thence South 11855'30" East, 300.87 feet to the TRUE POINT OF BEGINNING. LESS AND EXCEPT the county road right of way. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 11752 West Hidden Valley Road, Rathdrum, ID 83858, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Eric J. Zizzi a married man as his sole and separate property , as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Federal National Mortgage Association ("Fannie Mae") , a corporation organized and existing under the laws of the United States of America, as Successor Beneficiary, recorded December 6, 2005 as Instrument No. 1999639, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. The original loan amount was $393,600.00 together with interest thereon at the rate of 2.0000% per annum, as evidenced in Promissory Note dated December 2, 2005. Principal and interest payments are in default for the months of May 2015 through and including September 2015 in the amount of $1,513.39 per month and continuing each and every month thereafter until date of sale or reinstatement. The principal balance as of September 25, 2015 is $365,262.49 together with accrued and accruing interest thereon at the rate of 2.0000% per annum. In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $365,262.49, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: October 7, 2015 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. LEGAL 4511 OCTOBER 22, 29, 2015 NOVEMBER 5, 12, 2015

NOTICE OF TRUSTEE'S SALE On Tuesday, the 29nd day of December, 2015, at the hour of 2 o'clock p.m. of said day, at 1270 Northwood Center Ct, Coeur d'Alene, Kootenai County, Idaho, the undersigned, SHERYL S. PHILLABAUM, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of the sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: Units A, B, C, D, E, F, P, Q, R and S, Black Bay Village Condominiums, according to the plat recorded in Book J of Plats, Page 359, records of Kootenai County, Idaho; Together with the Common Elements as identified and defined in the Condominium Declaration recorded August 17, 2006, as Instrument No 2050264000 records of Kootenai County, Idaho. More commonly known as: 1367, 1401, 1403, 1410, 1412, 1414, 1416, 1430, 1432, 1435 E. Mordyl Loop, Post Falls, ID 83854 For purposes of compliance with Idaho Code Section 60-113, information concerning the location of the above-described property may be obtained from Sheryl S. Phillabaum, Phillabaum, Ledlin, Matthews, & Sheldon PLLC., 1235 North Post, Suite 100, Spokane, WA 99201. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TBone, LLC an Idaho Limited Liability Corporation, Grantor, to First American Title Company, as Trustee, for the benefit and security of Inland Capital, LLC, a Washington Limited Liability Company, as Beneficiary; said Deed of Trust having been recorded on May 19, 2014, as Instrument No.2456514000, Official records of Kootenai County, Idaho. The Grantors named herein are listed to comply with \u00DF45-1506(4)(a) of the Idaho Code. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this foreclosure sale is to be made is the failure of Tbone, LLC, (the Borrower which executed the Note for which the above described Deed of Trust was granted as security) to pay when due as set forth in the note secured by the Deed of Trust, to-wit: $134,400 due at maturity plus interest of $13,619.20 plus late fees of $268.80 and other fees of $3,550 All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The sum owing on the obligation secured by the Deed of Trust is $134,400 principal, plus $13,619.20 interest accrued to August 22, 2015, plus $268.80 in late fees plus costs of $3,550 plus accruing interest, fees and costs. Additional interest accrues at a per diem rate of $89.60 at 24% percent per annum. Grantor(s) must pay unpaid principal, interest, taxes, late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Trustees Sale or the Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. SHERYL S. PHILLABAUM, Attorney at Law, is the successor trustee of said Deed of Trust. WHENEVER ALL OR A PORTION OF ANY OBLIGATION SECURED BY A DEED OF TRUST WHICH HAS BECOME DUE BY REASON OF A DEFAULT OF ANY PART OF THAT OBLIGATION, INCLUDING TAXES, ASSESSMENTS, PREMIUMS FOR INSURANCE OR ADVANCES MADE BY A BENEFICIARY IN ACCORDANCE WITH THE TERMS OF THE DEED OF TRUST, THE GRANTORS OR THEIR SUCCESSOR IN INTEREST IN THE TRUST PROPERTY OR ANY PART THEREOF, OR ANY BENEFICIARY UNDER A SUBORDINATE DEED OF TRUST OR ANY PERSON HAVING A SUBORDINATE LIEN OR ENCUMBRANCE OF RECORD THEREON, AT ANY TIME WITHIN 115 DAYS OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER SUCH DEED OF TRUST MAY PAY TO THE BENEFICIARY OR THEIR SUCCESSORS IN INTEREST, RESPECTIVELY, THE ENTIRE AMOUNT THEN DUE UNDER THE TERMS OF THE DEED OF TRUST AND THE OBLIGATION SECURED THEREBY (INCLUDING COSTS AND EXPENSES ACTUALLY INCURRED IN ENFORCING THE TERMS OF SUCH OBLIGATION AND A REASONABLE TRUSTEE'S FEE SUBJECT TO THE LIMITATIONS IMPOSED BY SUBSECTION (6) OF SECTION 45-1502, IDAHO CODE, AND ATTORNEYS' FEES AS MAY BE PROVIDED IN THE PROMISSORY NOTE) OTHER THAN SUCH PORTION OF THE PRINCIPAL AS WOULD NOT THEN BE DUE HAD NO DEFAULT OCCURRED, AND THEREBY CURE THE DEFAULT THERETOFORE EXISTING, AND THEREUPON, ALL PROCEEDINGS THERETOFORE HAD OR INSTITUTED SHALL BE DISMISSED OR DISCONTINUED AND THE OBLIGATION AND DEED OF TRUST SHALL BE REINSTATED AND SHALL BE AND REMAIN IN FORCE AND EFFECT, THE SAME AS IF NO ACCELERATION HAD OCCURRED. DATE OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER THIS DEED OF TRUST August 24, 2015, INSTRUMENT NO. 2512149000, RECORDS OF KOOTENAI COUNTY, IDAHO. INFORMATION ABOUT THE AMOUNT NECESSARY TO CURE ANY DEFAULT MAY BE OBTAINED FROM THE TRUSTEE AT THE ADDRESS STATED ABOVE OR BY CALLING 1-509-838-6055. REINSTATEMENT FUNDS ARE TO BE TENDERED TO THE TRUSTEE AT THE ADDRESS STATED ABOVE. DATED this 27th day of August, 2015. SHERYL S. PHILLABAUM LEGAL 4521 OCTOBER 22, 28, 2015 NOVEMBER 4, 11, 2015

SUMMARY OF ORDINANCE NO. 550 The city of Rathdrum, Kootenai County, Idaho, hereby gives notice of the adoption of Rathdrum Ordinance No. 550, an ordinance of the city of Rathdrum, a municipal corporation of the State of Idaho, adding a new Chapter to Title 11 relating to signs; providing severability; providing repeal of conflicting ordinances; and providing an effective date hereof. The full text of the summarized Ordinance No. 550 is available at Rathdrum City Hall, 8047 W. Main Street, Rathdrum, Idaho 83858 in the office of the City Clerk. ____________________________ Melissa Taylor, City Clerk LEGAL 4527 OCTOBER 22, 2015

SUMMARY OF ORDINANCE NO. 549 The city of Rathdrum, Kootenai County, Idaho, hereby gives notice of the adoption of Rathdrum Ordinance No. 549, an ordinance of the city of Rathdrum, a municipal corporation of the State of Idaho, incorporating updated references to the Idaho Transparent and Ethical Government Act; amending Section 2-1-6 of the Rathdrum Municipal Code; providing severability; providing repeal of conflicting ordinances; and providing an effective date hereof. The full text of the summarized Ordinance No. 549 is available at Rathdrum City Hall, 8047 W. Main Street, Rathdrum, Idaho 83858 in the office of the City Clerk. ____________________________ Melissa Taylor, City Clerk LEGAL 4528 OCTOBER 22, 2015

LAKES HIGHWAY DISTRICT CALL FOR ROCK CRUSHING & STOCKPILING BIDS Notice of Advertisement for Bids Separate sealed bids for Rock Crushing and Stockpiling will be received by Lakes Highway District, Kootenai County, Idaho, the Owner, at the Lakes Highway District Office located at 11341 N. Ramsey Road, Hayden, Idaho 83835 until 10:00 a.m. prevailing time, October 29, 2015, at which time they will be publicly opened and read aloud. The project consists of the following work: Crushing and stockpiling of ?" Crushed Aggregate Base and Ballast Rock at the Garwood Pit. A pre-bid meeting will be held at 10:00 a.m. on October 21, 2015 at Lakes Highway District Office. Each Bidder must deposit, with their bid, security in the amount, form and subject to the conditions provided in the General Conditions of the Minimum Specifications. Lakes Highway District reserves the right to increase the tonnage on this bid. No Bidder may withdraw their bid within thirty-five (35) days after the date of the opening thereof. Specifications may be obtained at the District Office located at 11341 N. Ramsey Road, Hayden, Idaho 83835. Dated this 9th Day of October 2015. /s/ Rodney A. Twete Rodney A. Twete, Chairman LEGAL 4444 OCTOBER 9, 15, 22, 2015

NOTICE OF TRUSTEE'S SALE On February 5, 2016, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 12, Block 2, Lakeview Addition to Spirit Lake, according to the plat recorded in the office of the County Recorder in Book "C" of Plats at page 9, records of Kootenai County, State of Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 31715 N. 10th Ave., fka 724 S. 10th Ave., Spirit Lake, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Larry G. Thomson, a single man, as Grantor(s) with Coeur d'Alene Mortgage, Inc. as the Beneficiary, under the Deed of Trust recorded April 6, 1994, as Instrument No. 1348802, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to MidFirst Bank, a Federally Chartered Savings Association, recorded September 29, 2015, as Instrument No. 2517253000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $488.92 for the months of April 2015 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $29,750.84 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 8.0% from March 1, 2015, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 7th day of October, 2015. Tammie Harris Trust Officer for Just Law, Inc. LEGAL 4456 OCTOBER 15, 22, 29, 2015 NOVEMBER 5, 2015

Storage/Auction/Foreclosure/ Lien Sale Saturday October 24th, 2015 1:00pm @Post Falls Self Storage Located at : 2655 E Seltice Way Post Falls, ID 83854 (208) 773-7488 To be held: October 24th, 2015 at 1pm Units to auctioned off to the highest bidder. CASH ONLY Kelly Latham, A06 2350 N. Mackenzie Dr. Post Falls, Idaho 83854 One suite case, one rolling storage bin, one bag of clothes, one small jewelry box. Aaron Mckay, G18 373 Ponderosa Lp Post Falls, Idaho 83854 Two table saws, misc. tires, misc computer, play station, and xbox parts, one mountain bike, misc. tools, one night stand, misc. totes, one queen bed set, one drum, one filing cabinet, misc. blankets, one speaker, misc. clothing. Shirley Anderson, C11 501 W. Mullan Ave. #12, Post Falls, Idaho 83854 One jewelry box, ironing board, Bisel carpet cleaner, small wood side table, metal bathroom organizer, shelf organizer, oak end table, walker, two large decorative pictures, misc. boxes and totes, misc. blankets. Patrick Light, D16 1612 E 3rd Ave. Apt. A Post Falls, Idaho 83854 2 older televisions, one couch, one futon, Queen mattress, two end tables, one coffee table, one floor lamp, Christmas decorations, misc. back packs, misc. boxes and totes. Mark Lamaster, B29 612 Anne Ave. Coeur d Alene, Idaho 83814 wood entertainment center, cooler, Star Wars toys and collectables, one speaker, bike frame, wood dresser, tent, vacuum cleaner, coffee table, GI Joe toys, terrarium, misc. boxes and totes, misc. clothes, camping chair, sheepskin rug, queen mattress, piano keyboard. LEGAL 4468 OCTOBER 15, 22, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR KOOTENAI COUNTY Case No. CV-15-6852 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF GREGG LARSON, Deceased. YOU ARE HEREBY NOTIFIED that the undersigned has been appointed Personal Representative of the estate of GREGG LARSON. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. Dated this 5th day of October, 2015. /s/_________ MARY LUANN LARSON Personal Representative of the Estate of GREGG LARSON 3350 E Fernan Terrace Dr., Coeur d' Alene, ID 83814 (208)691-2197 LEGAL 4473 OCTOBER 15, 22, 29, 2015

NOTICE IS HEREBY GIVEN THAT ON THE 23RD DAY OF OCTOBER 2015 AT 1:00 PM, A PUBLIC AUCTION WILL BE HELD FOR THE PURPOSE OF SATISFYING A LANDLORDS LIEN ON THE CONTENTS OF 2 STORAGE UNITS, AT SELTICE MINI STORAGE, 2425 W SELTICE WAY, POST FALLS, ID. THE GOODS TO BE SOLD ARE GENERALLY DESCRIBED AS HOUSEHOLD ITEMS, FURNITURE, AND CLOTHING. UNITS TO BE AUCTIONED ARE: B45 CASSIE KOTHBAUER - 9134 ORANGE BLOSSOM CT - HAYDEN, ID 83835 & C10 JONI PRATT - 4181 HORSEHAVEN AVE - POST FALLS, ID 83854. UNITS SOLD AS IS TO HIGHEST BIDDER, CASH ONLY. LEGAL 4476 OCTOBER 15, 22, 2015

Notice of Lien Sale 2003 GMC Envoy Vin # 1GKDT13S932282597 Sale to be held October 30, 2015 7:00 AM sharp. Location of Sale is: 320 W Kathleen Ave Coeur D' Alene, ID 83816 LEGAL 4484 OCTOBER 15,16,17,19,20,21,22,23,24,26,27,28, 2015

CALL FOR BIDS Vac Truck The Lakes Highway District will accept sealed bids, either mailed or delivered to its office at 11341 N. Ramsey Road, Hayden, Idaho 83835, for supplying one 2005 model or newer Vac Truck. Bids will be received until 1:00 p.m., prevailing time, November 12, 2015 at which time the bids will be opened and publicly read. Bids must be under separate seal and the outside of each envelope plainly marked "Vac Truck Bid". Specifications may be obtained by contacting the District office at the above address or calling (208) 772-7527. Bids will be considered at the regular scheduled Board Meeting held November 16, 2015 at 5:30 p.m. at the Lakes Highway District office. The award shall be made on the basis of the lowest responsible bid in the best interest of the District as determined by the Commissioners and their judgment shall be final. The Commissioners reserve the right to waive any informality and accept or reject any or all bids. The Commissioners of the Lakes Highway District: Rodney A. Twete Weston E. Montgomery Diane Fountain LEGAL 4491 OCTOBER 22, 29, 2015 NOVEMBER 5, 2015

NOTICE OF TRUSTEE'S SALE On February 16, 2016, at the hour of 1:00 o'clock PM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 4 in Block 2 of Black Stallion Ranch according to the Official Plat thereof, filed in Book 3 of plats at page(s) 433, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2570 N. Ashraf Court, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Ross Hohn, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., solely as nominee for Idaho Independent Bank, an Idaho Corporation, its successors and assigns as the Beneficiary, under the Deed of Trust recorded April 4, 2014, as Instrument No. 2451490000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Guild Mortgage Company, a California Corporation, recorded October 5, 2015, as Instrument No. 2518129000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $2114.06 for the months of May 2015 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $343,602.73 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 4.25% from April 1, 2015, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 15th day of October, 2015. ____________ Tammie Harris Trust Officer for Just Law, Inc. LEGAL 4504 OCTOBER 22, 29, 2015 NOVEMBER 5, 12, 2015