Legals October 1, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 26, 2015 File No.: 9212.00002 Sale date and time (local time): December 29, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1034 N. Third Street Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Randall O. Knight and Mary L. Knight, husband and wife, and Kevsarbri, LTD., an Idaho Corporation Original trustee: Pioneer Title Company of Kootenai County, Inc. Original beneficiary: Panhandle Area Council, Inc. Recording date: 10/19/1995 Recorder's instrument number: 1418466 County: Kootenai Sum owing on the obligation: as of August 26, 2015: $217,786.73 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West 150 feet of Lot 4, Krotzer's Addition, to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the plat recorded in Book B of Plats, page 33, excepting therefrom the North 75 feet, but including, an easement for parking, ingress and egress, and parking lot maintenance over that portion of Lot 3, Krotzer's Addition to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the plat recorded in Book B of Plats, page 33, described as follows: commencing at a point 445 feet North and 292.5 feet West of the Southeast corner of Lot 5, Section 13, Township 50 North, Range 4 W.B.M., thence North 50 feet; thence East 146.25 feet; thence South 50 feet; thence West 146.25 feet to point of commencement. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. KNIGHT, RANDALL O. and MARY L. (TS# 9212.00002) 1002.282774-File No. LEGAL 4247 SEPTEMBER 10, 17, 24, 2015 OCTOBER 1, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No: CV 15 - 6431 SUMMONS BY PUBLICATION PETER R. OBLIGATO and JANICE A. OBLIGATO, husband and wife; Plaintiffs, vs. JANA C. OBLIGATO, an individual; Defendant. TO: JANA C. OBLIGATO, an individual: You have been sued by PETER R. OBLIGATO and JANICE A. OBLIGATO, husband and wife, the Plaintiffs, in the District Court in and for Kootenai County, Idaho, in the above-captioned case. The nature of the claim against you is to seek an Order of Eviction and money judgment resulting from your default under the terms of a written Residential Lease. Any time after twenty (20) days following the last publication of this Summons By Publication, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case Number, and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, Coeur d' Alene, Idaho, 83816-9000 (mailing address) or 324 West Garden Avenue, Coeur d' Alene, Idaho, 83814 (physical address), telephone number (208) 446-1160, and served a copy of your response on the Plaintiffs' attorney, Brent G. Schlotthauer, P.O. Box 808, Coeur d' Alene, Idaho, 83816, telephone number (208) 664-4457. A copy of the Summons by Publication and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 21st day of September, 2015. JIM BRANNON CLERK OF THE DISTRICT COURT By:/s/_________ DEPUTY CLERK LEGAL 4380 SEPTEMBER 24, 2015 OCTOBER 1, 8, 15, 2015

NOTICE OF DRAFT PERMIT Notice is given of draft permit(s) allowing the operation of an injection well as per provisions of Title 42, Chapter 39, Idaho Code for the following injection well(s) listed in this format: Well Number, Location, Operator, Injectate: 95W001001, T51N R4W S34 NENE, CDA School District, Heat Pump Return Flow. 95W002001, T51N R4W S34 NESW, CDA School District, Heat Pump Return Flow. Copies can be requested from the Idaho Department of Water Resources at (208) 287-4800. Comments or requests for fact-finding hearings must be filed with the Department within 30 days of the initial publication date of this notice. Gary Spackman, Director. LEGAL 4402 OCTOBER 1, 8, 2015

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Nancy Tasca and David Tasca, wife and husband as grantor, to First American Title Company as trustee, in favor of Argent Mortgage Company, LLC as beneficiary, dated July 11, 2006, recorded July 14, 2006, in the mortgage records of Kootenai County, Idaho, as Document No. 2043503000, and assigned to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series ARSI 2006-M3 by assignment recorded on February 18, 2009 in the records of Kootenai County, Idaho, as Document No. 2197216000, covering the following described real property situated in said county and state, to wit: THE SOUTH 31.1 FEET OF LOT 16, BLOCK 17, REID`S ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK A OF PLATS, PAGE 141, RECORDS OF KOOTENAI COUNTY, IDAHO. PROPERTY ADDRESS: 924 North 6th Street, Coeur D Alene, ID 83814 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning October 1, 2012 through September 25, 2015 in the total amount of $27,730.28; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $109,937.01 with interest thereon at the rate of 5.59000 percent per annum beginning September 1, 2012; plus escrow advances of $1,913.00; plus late charges of $125.34; plus other fees and costs in the amount of $6,587.99; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on February 3, 2016, at the hour of 10:00 AM, at Veteran`s Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Couer D` Alene, ID 83815, in the City of Couer D` Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 LEGAL 4408 OCTOBER 1, 8, 15, 22, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 15 - 6287 NOTICE OF PETITION AND HEARING IN THE MATTER OF THE ESTATE OF ROBERT NEIL DUFFIELD, Deceased. NOTICE IS HEREBY GIVEN that on the 4 day of September, in the year 2015, YUKIKO MAKI DUFFIELD, whose address is c/o CALLAHAN & ASSOCIATES, CHTD., P.0. BOX 2226, COEUR d'ALENE, ID, 83816, filed a PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY in the above-named estate. The original of the Petition is on file with the Clerk of Court and may be reviewed upon request. The Petition has been set for hearing in this Court at the Kootenai County Courthouse in Coeur d'Alene, Idaho, on the 29 day of October, in the year 2015, at the time of 10 o'clock a.m. before the Presiding Magistrate. Dated this 21 day of September, in the year 2015. Callahan & Associates, Chtd. Attorneys for Petitioner By: Kimmer W. Callahan LEGAL 4415 OCTOBER 1, 8, 15, 2015

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Jim Fink - Trails End HOA of 1020 E Plateau Rd, Spokane, WA 99203 made application to install a rock barb to prevent sediment accumulation in the channel and install riprap along shoreline to protect beach area. Located on Hayden Lake adjacent to: Section 14, Township 51 North, Range 03 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Mike Ahmer, Lands Resource Specialist - Minerals & Navigable Waters at the above address or by calling (208) 769-1577. /S/ TOM FLEER, Area Supervisor Idaho Department of Lands LEGAL 4416 OCTOBER 1, 8, 2015

IN THE DISTRICT COURT OF THE FRIST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV15-331 NOTICE OF SALE Date of Sale: October 21, 2015 Time of Sale: 10:00 AM Place of Sale: Kootenai County Sheriff's Office Lobby, 5500 N. Government Way, Coeur d' Alene, ID. WELLS FARGO BANK, N.A., Plaintiff, FAYE V. PINSON (Deceased) and the Unknown Heirs, Assigns and Devisees of FAYE V. PINSON; FRED PINSON; DEBRA A. GORDON, GARY J. HUMMEL AND DUANE R> HUMMEL, AS CONSERVATORS OF FAYE PINSON; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; KOOTENAI COUNTY TITLE COMPANY; and Does 1-10 as individuals with an interest in the property legally described as: Lot 10, Block 3, Panhandle Mobile Estates, According to the plat recorded in the office of the county recorder Book E of Plats at Page 121, Records of Kootenai County, Idaho. Commonly known as: 2198 Caroline Drive, Rathdrum, ID 83858. Defendants. Under and by virtue of a Second Order for Sale of Foreclosure executed by the judge on March 24, 2015 and entered by the Court on March 24, 2015 and a Writ of Execution issued on April 14, 2015, out of and under the seal of the above-entitled Court on a Judgment recovered in said Court in the above-entitled action on March 24, 2015, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Lot 10, Block 3, Panhandle Mobile Estates, according to the plat recorded in the office of the county recorder in Book E of Plats at page 121, records of Kootenai County, Idaho. Commonly known as: 2198 Caroline Drive, Rathdrum, ID 83858. NOTICE IS HEREBY GIVEN that on the 21st day of October , 2015 at the hour of 10 o'clock a.m. at the location of the Kootenai County Sheriff's Office Lobby, 5500 N. Government Way, Coeur d' Alene, ID, I will attend, offer, and sell at public auction to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. Dated this 24th day of September , 2015. KOOTENAI COUNTY SHERIFF By: /S/_________ Deputy Sheriff LEGAL 4401 SEPTEMBER 30, 2015 OCTOBER 7, 14, 2015

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV15-6239 NOTICE OF HEARING ON NAME CHANGE(Adult) IN RE: Trish Lynne Luce A Petition to change the name of Trish Lynne Luce, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Trish Burke Mills. The reason for this change is: I am in a non-marital relationship and my partner and I want to share the same last name. A hearing on the Petition is scheduled for 9 o'clock AM on Tuesday, October 13, 2015 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date 9/02/15 JIM BRANNON Clerk of the District Court By: KATIE WOOSLEY Deputy Clerk LEGAL 4291 SEPTMEMBER 10, 17, 24, 2015 OCTOBER 1, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 3, 2015 File No.: 7283.27669 Sale date and time (local time): January 7, 2016 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4227 Lennox Loop Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joshua J Hansen, A Married Man Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Coldwell Banker Mortgage Recording date: 01/17/2006 Recorder's instrument number: 2007690 County: Kootenai Sum owing on the obligation: as of September 3, 2015: $222,498.98 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 19, Block 1, The Landings at Waterford First Addition, according to the Plat recorded in Book "J" of Plats, Page 78, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. HANSEN, JOSHUA (TS# 7283.27669) 1002.282943-File No. LEGAL 4294 SEPTEMBER 17, 24, 2015 OCTOBER 1, 8, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 3, 2015 File No.: 9113.20184 Sale date and time (local time): January 5, 2016 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1107 E Lake Shore Drive Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Janet F. King, a married person as her sole and separate property Original trustee: Alliance Title & Escrow Corp. Original beneficiary: MetLife Home Loans, a Division of MetLife Bank, N.A. Recording date: 07/31/2009 Recorder's instrument number: 2225155000 County: Kootenai Sum owing on the obligation: as of September 3, 2015: $479,338.47 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West half of Lots 5, 6 and 7 in Block 27 of Lakeshore Addition to the Town of Coeur d'Alene, according to the official plat thereof, filed in Book B of Plats at Page(s) 128 Official Records of Kootenai County, Idaho. Together with the East half of the vacated alley, lying Westerly of said Lots, which upon vacation, attached to said premises by operation of law. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. King, Janet F. (TS# 9113.20184) 1002.282940-File No. LEGAL 4297 SEPTEMBER 17, 24, 2015 OCTOBER 1, 8, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 3, 2015 File No.: 7023.114333 Sale date and time (local time): January 07, 2016 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7769 W. Fivepoint St Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bryce V. Hamilton, a single man Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Pacific Mortgage Corporation Recording date: August 19, 2013 Recorder's instrument number: 2424687000 County: Kootenai Sum owing on the obligation: as of September 3, 2015: $83,812.28 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 1, Quarles Addition to Rathdrum, according to the plat recorded in Book C of Plats, Page 26, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. HAMILTON, BRYCE V. (TS# 7023.114333) 1002.282938-File No. LEGAL 4301 SEPTEMBER 17, 24, 2015 OCTOBER 1, 8, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 2015-5908 NOTICE TO CREDITORS In the Matter of the Estate of TAMMY LYNN CROWLEY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must be mailed or delivered to James P. Crowley and Vicki L. Crowley, Co-Personal Representatives of the estate at the law office of Morris & Wolff, P.A., 722 Main Avenue, St. Maries, Idaho 83861, and filed with the above-entitled Court. DATED this 2nd day of September, 2015. /s/ James P. Crowley JAMES P. CROWLEY /s/ Vicki L. Crowley VICKI L. CROWLEY LEGAL 4315 SEPTEMBER 17, 24, 2015 OCTOBER 1, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV15-4569 ANOTHER SUMMONS UNITED STATES OF AMERICA, acting through the UNITED STATES DEPARTMENT OF AGRICULTURE, RURAL DEVELOPMENT, Plaintiff, vs. UNKNOWN HEIRS AND DEVISEES OF STEVE JOHNSON aka STEVEN ALLEN JOHNSON; HEIDI E. JOHNSON; FIELDSTONE OWNERS ASSOCIATION, INC.; NHS LENDING, INC.; FIRST AMERICAN TITLE CO.; TITLE FINANCIAL CORPORATION and RONI M. ATKINS, as Personal Representative of STEVE JOHNSON aka STEVEN ALLAN JOHNSON; Defendants. NOTICE; YOU HAVE BEEN SUED BY THE AB OVE-NAMED PLAINTIFF(S). THE COURT MAY ENTER JUDGEMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: UNKNOWN HEIRS AND DEVISEES OF STEVE JOHNSON aka STEVEN ALLAN JOHNSON and HEIDI E. JOHNSON YOU ARE HEREBY NOTIFIED that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after the last publication date of this Another Summons. If you fail to so respond, the court may enter judgement against you as demanded by the plaintiff(s) in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of real property located at 3604 White Sands Lane, Post Falls, Idaho, 83854. A copy of the Another Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for the Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that you written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10 (a)(1) and other Idaho Rules of Civil Procedure and shall include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. Dated this 28 day of September, 2015. JIM BRANNON, Clerk LEGAL 4350 SEPTEMBER 25, 2015 OCTOBER 2, 9, 16, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 16, 2015 File No.: 7023.113873 Sale date and time (local time): January 19, 2016 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5769 W Madison St Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Roxy Ann Martin and Lawrence R Martin, Wife and Husband Original trustee: Kootenai County Title County Original beneficiary: Wells Fargo Bank, N.A. Recording date: October 24, 2008 Recorder's instrument number: 2183107000 County: Kootenai Sum owing on the obligation: as of September 16, 2015: $160,348.32 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: The nature of the breach is due to non-occupancy of the property by MARTIN, ROXY ANN and LAWRENCE R. and is grounds for acceleration on the Deed of Trust per paragraph 9 (b) (i) "The property ceases to be the principal residence of a Borrower for reasons other than death and the Property is not the principal residence of at least one other Borrower" Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 85, Spirit Lake First Addition, according to the Plat recorded in the Office of the County Recorder in Book C of Plats at Page 32, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (MARTIN, ROXY ANN and LAWRENCE R. TS# 7023.113873) 1002.283115-File No. LEGAL 4360 OCTOBER 1, 8, 15, 22, 2015

MONTANA NINETEENTH JUDICIAL DISTRICT, LINCOLN COUNTY DP-15-102 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF JANICE I. RINGSBYE, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named estate. All persons having claims against the said deceased are required to represent their claims within four (4) months after the date of the first publication or said claims will be forever barred. Claims must either be mailed to Teresa E. Lake, 580 E. Divot Ave, Post Falls, ID 83854; or filed with the Clerk of the above entitled-court. Dated September 18, 2015. Teresa E. Lake Personal Representative LEGAL 4374 SEPTEMBER 24, 2015 OCTOBER 1, 8, 2015