Legals November 18, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 15, 2015 File No.: 7023.110004 Sale date and time (local time): February 24, 2016 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 1524 East Remington Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steve A Reed and Jo A Reed, husband and wife Original trustee: Stewart Title of Coeur D Alene Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Global Credit Union Recording date: 07/27/2004 Recorder's instrument number: 1890699 County: Kootenai Sum owing on the obligation: as of October 15, 2015: $192,039.13 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 3, Shamrock Ranch III, according to the Plat recorded in the Office of the County Recorder in Book "G" of Plats at Pages 305, 305A, and 305B, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (REED, STEVE A. and JO A. TS# 7023.110004) 1002.281225-File No. LEGAL 4506 OCTOBER 28, 2015 NOVEMBER 4, 11, 18, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV 15 - 7620 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF GERALD BRADLEY MCELROY, Deceased NOTICE IS HEREBY GIVEN that JUDITH L. HUMLICEK has been appointed Personal Representative of the above-referenced Estate. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be both presented in writing to JUDITH L. HUMLICEK, Personal Representative of the Estate of GERALD BRADLEY MCELROY, Deceased, at the office of Callahan & Associates, Chtd., P.O. Box 2226, Coeur d'Alene, Idaho 83816-2226, and filed with the Clerk of the Court. Dated this 6th day of November, in the year 2015 CALLAHAN & ASSOCIATED, Chtd. Attorney for Personal Representative By: Kimmer W. Callahan, Esq. LEGAL 4627 NOVEMBER 11, 18, 25, 2015

Notice is hereby given that Jodi Bland, personal representative of the Estate of Joan A. Booth, will dispose of the items of personal property belonging to Andrea Roll left on the property of Joan A. Booth. LEGAL 4637 NOVEMBER 12, 13, 14, 16, 17, 18, 19, 20, 21, 23, 2015

Time Warner Cable's agreements with programmers and broadcasters to carry their services and stations routinely expire from time to time. We are usually able to obtain renewals or extensions of such agreements, but in order to comply with applicable regulations, we must inform you when an agreement is about to expire. The following agreements are due to expire soon, and we may be required to cease carriage of one or more of these services/stations in the near future. 5 StarMax East, ActionMax, ActionMax East, Cinemax, Cinemax East, Cinemax On Demand, Evine Live, HBO, HBO 2, HBO 2 East, HBO Comedy, HBO East, HBO Family, HBO Family East, HBO Latino, HBO Latino East, HBO On Demand, HBO Signature, HBO Signature East, HBO Zone, Max Latino, MoreMax, MoreMax East, MovieMax East, Music Choice, Outdoor Channel, OuterMax, pivot, POP, RFD TV, ThrillerMax, TruTV. In addition, from time to time we make certain changes in the services that we offer in order to better serve our customers. The following changes are planned: On or around November 24, 2015, Encore On Demand, may be made available to customer with subscription to Encore and/or TWC Movie Pass. LEGAL 4653 NOVEMBER 18. 2015

KARL W. KIME (Suspension) On November 12, 2015, the Idaho Supreme Court issued a Disciplinary Order suspending Coeur d'Alene attorney Karl W. Kime from the practice of law for fifteen (15) months, retroactive to January 1, 2015, the date Mr. Kime was eligible for reinstatement based on a prior suspension. The Disciplinary Order also imposed a twelve (12) month period of withheld suspension and provided that upon reinstatement, Mr. Kime shall serve a two (2) year disciplinary probation. The Idaho Supreme Court found that Mr. Kime violated Rule 8.4(b) of the Idaho Rules of Professional Conduct, which provides that it is professional misconduct for a lawyer to commit a criminal act that reflects adversely on the lawyer's honesty, trustworthiness or fitness as a lawyer in other respects. The Idaho Supreme Court's Disciplinary Order followed a stipulated resolution of an Idaho State Bar disciplinary proceeding and related to the following circumstances. On July 19, 2013, the Idaho Supreme Court entered a Disciplinary Order suspending Mr. Kime for one year, with all one year withheld, based on Mr. Kime's felony conviction for driving under the influence of alcohol ("DUI"). The Disciplinary Order placed Mr. Kime on disciplinary probation through April 3, 2015, and required that he comply with the conditions of his criminal probation, which prohibited any consumption of alcohol. Thereafter, Mr. Kime consumed alcohol in violation of the terms of his criminal and disciplinary probations. Consequently, on May 8, 2014, the Idaho Supreme Court entered a Disciplinary Order imposing the one-year suspension that was previously withheld. In November 2015, while still on criminal probation, Mr. Kime was stopped by law enforcement while driving his vehicle after consuming alcohol. He was charged in Kootenai County with felony DUI. The Court subsequently determined the traffic stop was illegal and the criminal charge was dismissed. As part of the resulting disciplinary case, Mr. Kime admitted that his conduct violated I.R.P.C. 8.4(b) (commission of a criminal act that reflects adversely on the lawyer's honesty, trustworthiness, or fitness as a lawyer in other respects). The Disciplinary Order provides that twelve (12) months of Mr. Kime's twenty-seven (27) month suspension is withheld subject to the terms of his two (2) year probation upon reinstatement, with terms including the following: avoidance of any alcohol or drug-related criminal acts or traffic violations; a program of random urinalysis, with provision that if Mr. Kime tests positive for alcohol or other tested substances or misses a random urinalysis test without prior approval, the entire withheld suspension shall be immediately imposed; and if Mr. Kime admits or is found to have violated any of the Idaho Rules of Professional Conduct for which a public sanction is imposed for any conduct during his period of probation, the twelve (12) month withheld suspension shall be imposed. Inquiries about this matter may be directed to: Bar Counsel, Idaho State Bar, P.O. Box 895, Boise, Idaho 83701, (208) 334-4500. LEGAL 4656 NOVEMBER 18, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-2015-3954 SUMMONS DENNIS LYLE AKERS and SHERRIE L. AKERS, husband and wife, Plaintiffs, vs. KAL, LLC, and Idaho limited liability company, Defendant. To: KAL, LLC YOU HAVE BEEN SUED BY DENNIS LYLE AKERS AND SHERRIE L. AKERS, THE PLAINTIFFS, IN THE DISTRICT COURT IN AND FOR KOOTENAI COUNTY, IDAHO, CASE NO. CV-2015-3954 The nature of the claim against you is water trespass. Any time after 20 days following the last publication of this summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 West Garden Ave, Coeur d'Alene, ID 83814, (208) 446-1160 and served a copy of your response on the Plaintiffs' attorney, Susan P. Weeks of the firm James, Vernon & Weeks, P.A., 1626 Lincoln Way, Coeur d'Alene, ID 83814, (208) 667-0683. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated this 12th day of November, 2015. JIM BRANNON CLERK OF THE DISTRICT COURT By /s/____________ Susan McCoy Deputy Clerk LEGAL 4657 NOVEMBER 18, 25, 2015 DECEMBER 2, 9, 2015

IN THE FIRST DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV15-7613 SUMMONS MICHAEL JAMES MYHRE, Plaintiff, vs RACHEL ANN WYATT, Defendant. TO: RACHEL ANN WYATT You have been sued by Michael James Myhre, the Petitioner, in the District Court in and for the Kootenai County, Idaho, CV-15-7613. The nature of the claim against you is Petition for Child Custody and Child Support. Any time after 20 days following the the last publication of this summons, the court may enter a judgement against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and any required filing fee to the Clerk of the Court at 321 W. Garden Ave, Coeur d' Alene, Idaho, 83814, (209) 446-1000, and served a copy of your response on the Petitioner's attorney at Frederick G. Loats, Attorney at Law, 2005 Ironwood Parkway, Suite 210, Coeur d' Alene, Idaho, 83814, (208) 667-6424. A copy of the Summons and Petition can be obtained by contacting either the Clerk of the Court or the attorney for the Petitioner. If you wish legal assistance you should immediately retain an attorney to advise you in this matter. Dated this 12th day of November, 2015. JIM BRANNON KOOTENAI COUNTY DISTRICT COURT By: /s/_________ Lisa Dixon Deputy LEGAL 4658 NOVEMBER 18, 25, 2015 DECEMBER 2, 9, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV 15 - 6698 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF: URSULA HELEN MILLIER, Deceased. NOTICE IS HEREBY GIVEN that ROBERT W. McCONNELL has been appointed Personal Representative of the above-referenced Estate. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be both presented in writing to ROBERT W. McCONNELL, Personal Representative of the Estate of URSULA HELEN MILLIER, Deceased, at the office of Callahan & Associates, Chtd., P.O. Box 2226, Coeur d'Alene, Idaho 83816-2226, and filed with the Clerk of the Court. Dated this 13th day of November. in the year 2015. ____________________________ CALLAHAN & ASSOCIATED, Chtd. Attorneys for Personal Representative By: Kimmer W. Callahan, Esq. LEGAL 4659 NOVEMBER 18, 25, 2015 DECEMBER 2, 2015

City of Dalton Gardens Planning Commission Notice of Public Hearing Variance - Johnson December 3 2015 - 6:00 p.m. The City of Dalton Gardens City Council is holding a public hearing to review the Planning Commission recommendation and take public testimony on the following application: A request by Christopher R. Johnson and Alyssa M. Johnson on a parcel on Mt. Carrol St to vary the standards in Title 5 Chapter 5 Section 1 that only allows accessory structures appurtenant to single family dwellings. Mr. Johnson would like to replace the existing legal non-conforming accessory structure from 1970 and construct a larger accessory structure outside of the existing footprint and delay the construction of a single family dwelling. The legal description is DALTON GARDENS ADD HL IRR LANDS, TAX #23934 [IN TR 141] 2551N04W and the parcel number is D140025141AD. This parcel address is 6781 N. Mt Carrol and is located between the address range of 6735 N Mt. Carrol and 6839 N. Mt. Carrol St. The Planning Commission recommended approval. The hearing will be held on December 3, 2015 at 6:00 p.m. at the Dalton Gardens City Hall, 6360 N. 4th Street. All interested parties may pick up copies of the documents prior to the meeting. The City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk at 208-772-3698 at least 48 hours prior to the public hearing. ATTEST: Valerie Anderson, Clerk LEGAL 4660 NOVEMBER 18, 2015

NOTICE OF PUBLIC HEARING TITLE 7 CHAPTER 1 FIREARMS CITY OF DALTON GARDENS CITY COUNCIL December 3 2015 - 6:00 p.m. The Dalton Gardens City Council will hold a public hearing on the following Municipal Code amendment: An Ordinance of the City of Dalton Gardens, Idaho providing definitions, standards for discharge of firearms and the prohibition of hunting in the City, prohibited acts, violations and penalties, providing for severability, conflicting ordinances and an effective date. The public hearing will be held at 6360 4th Street, Dalton Gardens, Idaho at 6:00 p.m. on Thursday, December 3, 2015. All interested persons are invited to appear and show cause, if any, why such item should or should not be adopted. A copy of the draft amendment is available online for review and printing at www.daltongardens.com or can be obtained at City Hall during regular office hours (9:00 a.m. to 5:00 p.m., Monday through Thursday, Friday 9:00 a.m. to 4:00 p.m.). Questions regarding this draft should be directed to Cheri Howell at daltongardenslandplanner@gmail.com or 208-640-9530. Written comments on the draft may be taken to City Hall up to the day of the hearing. City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk, 772-3698 at least 48 hours prior to the public hearing. Attest: Valerie Anderson City Clerk LEGAL 4661 NOVEMBER 18, 2015

NOTICE OF PUBLIC HEARING CITY OF DALTON GARDENS CITY COUNCIL NUISANCE ORDINANCE December 3, 2015 - 6:00p.m. The Dalton Gardens City Council will hold a public hearing and review the Planning Commission recommendation on the following Municipal Code amendment: AN ORDINANCE OF THE CITY OF DALTON GARDENS IDAHO, ON REAL PROPERTIES IN THE RESIDENTIAL ZONING DISTRICT, PROVIDING DEFINITIONS, STANDARDS, VIOLATIONS AND PENALTIES FOR NUISANCES ON PUBLIC AND PRIVATE PROPERTY IN DALTON GARDENS IDAHO, PROVIDING SEVERABILITY, REPEALING CONFLICTING ORDINANCES AND PROVIDING AN EFFECTIVE DATE. The public hearing will be held at 6360 4th Street, Dalton Gardens, Idaho at 6:00 p.m. on Thursday, December 3, 2015. All interested persons are invited to appear and show cause, if any, why such item should or should not be adopted. A copy of the draft amendment is available online for review and printing at www.daltongardens.govoffice.com under the "Draft Ordinances" link or can be obtained at City Hall during regular office hours (9:00 a.m. to 5:00 p.m., Monday through Thursday, Friday 9:00 a.m. to 4:00 p.m.). Questions regarding this draft should be directed to city planner, Cheri Howell at 208-640-9530. Written comments on the draft may be taken to City Hall up to the day of the hearing. City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk, 772-3698 at least 48 hours prior to the public hearing. Attest: Valerie Anderson City Clerk LEGAL 4662 NOVEMBER 18, 2015

T.S. No. 030024-ID Parcel No.: P3300006003A NOTICE OF TRUSTEE'S SALE On 3/9/2016 at 9:00 AM (recognized local time), in the AUCTION.COM ROOM, at LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai, ELISA S. MAGNUSON, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE WEST HALF OF LOT 2 ALL OF LOT 3 IN BLOCK 6 OF GLENWOOD PARK ADDITION TO POST FALLS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK A OF PLATS AT PAGE(S) 31, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 309 W 23RD AVE, POST FALLS, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DOUGLAS F MCLEOD, AND DANA L MCLEOD, HUSBAND AND WIFE, as Grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR COUNTRYWIDE BANK, FSB, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 1/26/2009, recorded 2/2/2009, as Instrument No. 2194925000, and later modified by a Loan Modification Agreement recorded on 4/22/2015, as Instrument 2494716000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 4/1/2015 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 10/21/2015 is $130,598.04 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 10/21/2015 ELISA S. MAGNUSON, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP LEGAL 4536 NOVEMBER 11, 18,25, 2015 DECEMBER 2, 2015

City of Dalton Gardens City Council Notice of Public Hearing Variance - Brandel December 3, 2015 6:00 p.m. The City of Dalton Gardens City Council is holding a public hearing to review the Planning Commission recommendation and take public testimony on the following application: A request by Jonathan and Michelle Brandel to vary the frontage standards in Title 5 Chapter 5 Section 4.C that requires 110 feet of frontage on a publicly maintained street. Mr. Brandel would like to build an accessory structure on the property and does not have 110 feet of frontage. The Brandel's received a building permit for a single family dwelling in 2006 and are living on the property. The legal description is the South 166.6 feet of the West 267.0 feet of Tract 82, Addition to Hayden Lake Irrigated Tracts. The parcel number is D140025082AB. This parcel address is 7903 N. 15th Street in Dalton Gardens. The Planning Commission recommended approval. The hearing will be held on December 3, 2015 at 6:00 p.m. at the Dalton Gardens City Hall, 6360 N. 4th Street. All interested parties may pick up copies of the documents prior to the meeting. The City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk at 208-772-3698 at least 48 hours prior to the public hearing. ATTEST: Valerie Anderson, Clerk LEGAL 4663 NOVEMBER 18, 2015

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Sally Hansen and Charles Hansen, wife and husband as grantor, to Kootenai Fidelity National Title Insurance Co as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for Countrywide Home Loans, Inc. as beneficiary, dated May 23, 2007, recorded May 29, 2007, in the mortgage records of Kootenai County, Idaho, as Document No. 2101830000, and assigned to Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, fka Countrywide Home Loans Servicing LP by assignment recorded on February 22, 2012 in the records of Kootenai County, Idaho, as Document No. 2346955000, covering the following described real property situated in said county and state, to wit: PARCEL B, CARIBOU RANCH, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 362 AND 362A, RECORDS OF KOOTENAI COUNTY, IDAHO. MAKE: GUERDON MODEL: S5-48200 VIN: GDSTOR 3896 "WHICH IS AFFIXED AND ATTACHED TO THE LAND AND IS PART OF THE REAL PROPERTY." PROPERTY ADDRESS: 29693 North Caribou Ave, Athol, ID 83801 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments of $1,476.37 beginning May 1, 2014 through July 1, 2014; monthly payments of $1,492.52 beginning August 1, 2014 through December 1, 2014; monthly payments of $1,487.15 beginning January 1, 2015 through July 1, 2015; monthly payments of $1,634.88 beginning August 1, 2015 through November 6, 2015; less a suspense balance of $778.38; plus other fees and costs in the amount of $4,421.61; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $218,603.47 with interest thereon at the rate of 5.00000 percent per annum beginning May 1, 2014; plus escrow balance of $5,514.22; less a suspense balance of $778.38; plus other fees and costs in the amount of $7,817.89; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on March 23, 2016, at the hour of 09:00 AM, at La Quinta Inn & Suites Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room, in the City of Coeur D` Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, Wa 98104 LEGAL 4465 NOVEMBER 18, 25, 2015 DECEMBER 2, 9, 2015

NOTICE OF TRUSTEE'S SALE, On Friday, January 8, 2016, at the hour of 11:00 o'clock a.m. at the office of Kootenai County Title Company, 1450 NW Blvd, Suite 200, Coeur d'Alene, ID 83814, the Trustee, or Trustee's agent, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Kootenai County, State of Idaho, to-wit: PLEASE SEE THE ATTACHED EXHIBIT A, City of Coeur d'Alene, Idaho, County Kootenai, State of Idaho, (commonly known as: 7147 E. Captain John Mullan Rd., CDA. ID 83814, Parcel No. 50N03W228650, For the purposes of compliance with Idaho code 60-113, the Trustee has been informed that the address commonly associated with this parcel II property is as follows: 7147 E. Captain John Mullan Rd., CDA. ID 83814; The sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CYNTHIA D. CLIFF and WILLIAM S. CLIFF, wife and husband, as Grantors (hereafter, GRANTORS), John P. Gleesing, as Successor Trustee, and JOE P. TAGGART, an unmarried man, as Beneficiary. The Deed of Trust in the original amount of $42,500.00 was filed of record on March 15, 2013, as Instrument No. 2400929000 records of Kootenai County, Idaho. That John P. Gleesing, Attorney at Law, was appointed Successor Trustee under said Deed of Trust by instrument recorded January 23, 2015, under recorder's file number 2484286000. The Defaults to which this sale is to be made are as follows: One (1) month partial payment due June 15, 2014 $297.84, Fourteen (14) months payments due, July 15, 2014 through August 15, 2015 at $490.37 per month each $6,855.18, Thirteen (13) late charges for each monthly payment not received within 10 days of due date at $73.56 each month $956.28, Escrow Fees -Kootenai Title Company $140.00, TOTAL MONTHLY PAYMENTS AND LATE CHARGES $8,249.30, The total amount necessary to reinstate your Note and Deed of Trust as of August 25, 2015 is $8,249.30, PLUS all costs and fees associated with this foreclosure. After this date, the amount necessary to reinstate your Note and Deed of Trust shall increase to include the amount of any monthly payments and late charges, if applicable, which may fall due after the date of this Notice of Default, through the date of reinstatement or sale. If real property taxes are delinquent, to reinstate your Note and Deed of Trust you must also pay those taxes and provide proof of payment to the undersigned. The principal balance owing as of August 24, 2015, is $42,435.50. The above-named Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that he or she is, or is not, presently responsible for this obligation. THIS IS AN ATTEMPT TO COLLECT A DEBT BY JOHN P. GLEESING, ATTORNEY, A DEBT COLLECTOR (HEREAFTER, "DEBT COLLECTOR"). ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UNLESS WITHIN THIRTY (30) DAYS AFTER YOU RECEIVE THIS NOTICE YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF, THE DEBT COLLECTOR WILL ASSUME THAT THE DEBT IS VALID. IF WITHIN THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS NOTICE YOU NOTIFY THE DEBT COLLECTOR THAT YOU DISPUTE THE DEBT, OR ANY PORTION THEREOF, THE DEBT COLLECTOR WILL OBTAIN VERIFICATION OF THE DEBT, OR, IF APPLICABLE, A COPY OF THE JUDGMENT AGAINST YOU, AND WILL MAIL TO YOU A COPY OF SUCH VERIFICATION OF JUDGMENT. IF YOU REQUEST VERIFICATION OF THE DEBT, THE DEBT COLLECTOR MAY STILL FILE A LAWSUIT AGAINST YOU BEFORE VERIFYING THE DEBT, BUT MAY TAKE OTHER COLLECTION EFFORTS ONLY AFTER MAILING TO YOU THE VERIFICATION INFORMATION. FURTHER, UPON RECEIVING A REQUEST FROM YOU WITHIN THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS NOTICE, THE DEBT COLLECTOR WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR. EXHIBIT "A" A portion of the West Half of the Southwest Quarter of the Southeast Quarter of Section 22, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, as surveyed and marked on the ground according to the record of survey by Meckel Engineering and Surveying, dated June 8,1982, and made a part hereof, described as follows: BEGINNING at the Northwest corner of said Southwest Quarter of the Southeast Quarter from which the South Quarter corner of Section 22 bears South 0814'00" West, 1332.93 feet; thence North 89837'50" East, 300.00 feet along the North line of the Southwest Quarter of the Southeast Quarter thence South 0814'00" West, 726.00 feet parallel with the West line of said Southwest Quarter; thence South 89837'50" West. 300 feet parallel with the North line of said Southwest Quarter to the West line of said Southeast Quarter; thence North 00814'00" East, 726.00 feet along said West line to the POINT OF BEGINNING LEGAL 4550 OCTOBER 28, 2015 NOVEMBER 4, 11, 18, 2015

NOTICE OF SHERIFF'S SALE Under and by virtue of a Writ of Execution on Judgement of Foreclosure issued on the 29th day of July, 2015, and an Order of Sale of Foreclosure on the 6th day of April, 2015, out of the District Court of the First Judicial District of the State of Idaho, in and for the county of Kootenai in the case of: Case No. CV-2014-0002731 Sheriff's Case No. NOTICE OF SALE Date of Sale: Tuesday November 24, 2015 Time of Sale: 10:00 am Place of Sale: Kootenai County Sheriff's Office Lobby 5500 N Government Way Coeur d' Alene, ID 83815 BANK OF AMERICA, N.A., Plaintiff, v. MARY JO KETCHAM LIVING TRUST; THE UNKNOWN HEIRS, ASSIGNS, AND DEVISEES OF MARY JO KETCHAM; STATE OF IDAHO DEPARTMENT OF HEALTH AND WELFARE; KOOTENAI COUNTY; AND DOES 1 THROUGH 20, INCLUSIVE, including individuals with an interest in real property legally described as: Lot 8, Block 2, Baker & Lovlyn Second Addition, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 68, records of Kootenai County, Idaho, Which may commonly be known as: 1423 East Homestead Ave., Coeur d' Alene, Idaho 83814, Defendants. NOTICE IS HEREBY GIVEN that on the 24th day of November, 2015, at 10:00 am of said day, at the Kootenai County Sheriffs Office Lobby at 5500 N Government Way, Coeur d' Alene, ID 83815, I will sell all the right, title and interest of the said Defendants in and to the said property described herein, at public auction, to the highest bidder for cash in currency of the United States of America, all payable at time of sale the following described property, situated in Kootenai County, Idaho: 1423 East Homestead Ave., Coeur d' Alene, Idaho 83814, and legally described as follows: LOTS 8, BLOCK 2, BAKER & LOVLYN SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK F OF PLATS AT PAGE 68, RECORDS OF KOOTENAI COUNTY, IDAHO The sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation of Defendants the Unknown Heirs, Assigns and Devisees of Mary Jo Ketcham and the Mary Jo Ketcham Living Trust pursuant to the judgement entered in this matter on April 6, 2015 and recorded in the official records of Kootenai County. Whereas a Writ of Execution issued out of the District Court of the First Judicial District of the State of Idaho, in and for the county of Kootenai, in the above name case on October 6, 2015. Under Idaho Code Section 11-402, the real property sold at the sale shall be subject to the redemption rights of redemptioners, as that term is defined in Idaho Code Section 11-401, may redeem the property from the purchaser within six months after the sale, upon paying the purchaser the amount of their purchase, with interest on that amount at the rate allowed by Idaho Code Section 28-22-401(1) from the date of the sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid after the commencement of the action and which are not included in the judgement and interest allowed pursuant to Idaho Code Section 28-22-104(1). In the event the purchaser is a creditor having a prior lien to that of the redemptioner, other than the judgement under which the purchase is made, the purchaser will also be entitled to payment of that lien amount with interest at the rate allowed in Idaho Code Section 18-22-104 (1). The Sheriff, by Certificate of Sale, will transfer all right, title and interest of the judgement debtors in and to the property at the time of execution of attachment was levied. Dated this 22nd day of October, 2015. #2528 Deputy Mark Skindlov Deputy Sheriff, Kootenai County Sheriff's Office NOTE; THE SHERIFF'S OFFICE WILL GIVE POSSESSION BUT DOES NOT GUARANTEE CLEAR TITLE OR GUARANTEE CONTINUED POSSESSORY RIGHTS TO THE PURCHASER. EVERY PERSON WHO INTENTIONALLY DEFACES, OBLITERATES, TEARS DOWN OR DESTROYS THIS NOTICE, BEFORE THE EXPIRATION OF THE TIME FOR WHICH IT IS TO REMAIN SET UP, IS GUILTY OF A MISDEMEANOR (I.C. 18-3205) LEGAL 4558 NOVEMBER 4, 11, 18, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-13-4852 NOTICE OF SALE OF REAL PROPERTY DATE OF SALE : NOV 24, 2015 TIME OF SALE: 10:30 PLACE OF SALE: Kootenai County Sherff's Office Lobby, 5500 N Government Way, Couer d' Alene, ID NATHON A. BAUGHMAN and MELISSA K. KEMPTON-BAUGHMAN, husband and wife, Plaintiffs, vs. MORTGAGE ASSET SECURITZATION TRANSACTIONS, INC., et al, Defendants. U.S. BANK, N.A., Trustee for Master Adjustable Rate Mortgage Trust Pass Through Certificates, Series 2007-3, Counterclaimant, vs. NATHON A. BAUGHMAN and MELISSA K. KEMPTON-BAUGHMAN, husband and wife, Counter defendants U.S. BANK, N.A., Trustee for Master Adjustable Rate Mortgage Trust Pass Through Certificates, Series 2007-3, Crossclaimant, vs. RIVERSIDE HARBOR HOMEOWNERS ASSOCIATION, INC., an Idaho corportation, and DOES 1-10, Consisting of All Other Persons and Entities Claiming Any Right, Title or Interest in or to the Real Property which is the Subject of this Action, Crossdefendants. Under and by virtue of a Writ of Execution issued out of the above titled court in the above titled action on September 29, 2015, in favor of Counterclaimant/Crossclaimant U.S. Bank National Association, as Trustee for MASTR, Adjustable Rate Mortgages Trust 2007-3 Mortgage Pass- Through Certificates, Series 2007-3 ("U.S. Bank"), and against Counterdefendants NATHON A. BAUGHMAN and MELISSA K. KEMPTON-BAUGHMAN, husband and wife, and Crossdefendant RIVERSIDE HARBOR HOMEOWNERS ASSOCIATION, INC., I am commanded and required to proceed to notice for sale and to sell at public auction the property described in said Writ of Execution and to apply the proceeds for such sale to the satisfaction of said Judgement with my fees and costs. The property directed to be sold is situated in Kootenai County, Idaho, described as 5583 E. Shoreline Dr. Post Falls, ID 83854, and described with particularity as follows: Lot 8, Block 7, RIVERSIDE HARBOR, according to the plat filed in Book "F" of Plats, at Pages 346 and 346A, Kootenai County, State of Idaho. NOTICE IS HEREBY GIVEN that on November 24, 2015, at 10:30 o'clock A.M., in the lobby of the Kootenai County Sheriff's Office Lobby, located at 5500 N. Government Way , Coeur d' Alene, Idaho, I will attend, offer, and sell at public auction all or so much of the above described property thus directed to be sold as may be necessary to satisfy the Judgement as set out in said Writ of Execution to the highest bidder therefore in lawful money. The Sheriff will give possession, but does not gauarantee clear title nor continued possessory right to the purchaser. The said real property is subject to redemption within (6) months after the sale as the real property sold consisted of a tract of land of twenty (20) acres or less. DATED this 29th day of October, 2015. Benton J. Wolfinger, Kootenai County Sheriff By:/s/ Shane Vrevich 2559 Deputy Sheriff LEGAL 4590 NOVEMBER 4, 11, 18, 2015

AMENDED NOTICE OF TRUSTEE'S SALE On Friday, the 4th day of March, 2016, at the hour of 10 o'clock A.M., of said day at the Kootenai County Courthouse located at 324 W. Garden Avenue, North Entrance, Coeur D'Alene ID 83814, Stephen T. Snedden, as Trustee, will sell at public auction, to the highest bidder, for cash (the Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Kootenai County, State of Idaho, to-wit: THE SOUTH THREE-FOURTHS OF TRACT 12, AVONDALE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 132, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT THE WEST 200 FEET OF THE NORTH 165 FEET THEREOF. For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of 11236 N. Government Way, Hayden, ID may sometimes be associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of Trust executed by Beauty Bay Holdings, LLC, as Grantor, to North Idaho Title, an Idaho corporation, as Trustee, for the benefit and security of Maurice L. Griggs and Karen G. Griggs, Trustees of the Val & Karen Griggs Living Trust, as to an undivided 80.65% interest and Lou F. Vermeer, a married man as his sole and separate property, as to an undivided 19.35% interest, as Beneficiary; said Deed of Trust having been recorded on May 18, 2009, as Instrument No. 2211994000, records of Kootenai County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. The default for which this sale is to be made is failure of the Grantors to (1) pay property taxes when due and owing and (2) pay when due, monthly installments as set forth on the Note secured by said Deed of Trust. Monthly installments in the amount of $2,400, which includes principal, interest and escrow impounds, is due for December 30, 2014, and the 30th day of each and every month thereafter until paid. Interest due as of September 9, 2015, is in the amount of $35,792.95 and continues to accrue at the rate of 12% per annum. All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $233,100, plus accruing interest, fees and costs. Dated this 29th day of October, 2015. Stephen T. Snedden, Trustee Signed: /s/ LEGAL 4592 NOVEMBER 4, 11, 18, 25, 2015

AMENDED NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on March 15, 2016, at the hour of 10:00 o'clock a.m. of said day, at the Veteran's Memorial Plaza North Entrance Admin Building 451 N Government Way Couer d'Alene ID 83815, Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 1, SPIRIT LAKE VILLAGE SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 135, RECORDS OF KOOTENAI COUNTY, IDAHO. The Seller has no knowledge of a more particular description of the above described real property, but for purposes of compliance with Idaho Code Section 60 113, the Trustee has been informed that the street address of 31725 N Middle Ave, Spirit Lake, ID 83869, Idaho, may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 07/19/2016, by and among Kirk Lee Dully and Heather M. Dully, as Grantor, and Fidelity National Title Ins. Co., as Trustee, and Mortgage Electronic Registration Systems Inc. as nominee for Countrywide Bank, N.A., as Beneficiary; said Deed of Trust having been filed of record on 07/21/2006 as Instrument No. 2044888000, Official Records of Kootenai County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which the sale is to be made is that no monthly installment payments under a Deed of Trust Note dated 07/19/2006, in the amount of $847.92 per month for 12/01/2013 and each month thereafter have been made, together with accruing late charges, plus any other charges lawfully due under the note, deed of trust, and Idaho law. The balance owing as 05/27/2015 of the date hereof on the obligation secured by said Deed of Trust is the amount of $161,351.21; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. Date 10/26/2015 /S/______________ Brian G. Sayer Klatt, Augustine, Sayer, Treinen & Rastede, P.C. 925 E. 4th St. Waterloo, Iowa 50703 LEGAL 4596 NOVEMBER 4, 11, 18, 25, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 15-6960 SUMMONS BY PUBLICATION WELLS FARGO BANK, N.A., Plaintiff, vs. SANDRA F. SAXTON (Deceased) and Unknown Heirs, Assigns and Devisees of SANDRA F. SAXTON; ROBERT W. SAXTON; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; PIONEER TITLE COMPANY, and Does 1-10 as individuals with an interest in the property legally described as: All of that portion of Lot 2, FIRST ADDITION TO SILVER BEACH PARK, according to the plat recorded in the office of the County Recorder in Book C of Plats at Page 132, records of Kootenai County, Idaho, described as follows: BEGINNING at the Northeast corner of Lot 2 of FIRST ADDITION TO SILVER BEACH PARK, said point of beginning is 1561.4 feet West and North 5831' West 599.2 feet from the Quarter corner between Sections 20 and 29 and is marked by an iron bolt; thence South 5831 East, 148.6 feet to the TRUE POINT OF BEGINNING; thence North 5831' West, 54 feet; thence South 69821' West, 142.2 feet; thence South 7832' East, 11.5 feet; thence South 52804' West to the shore of Coeur d'Alene Lake; thence Southerly along the shore line to a point which is South 61801' West of the POINT OF BEGINNING; thence North 61801' East, to the PLACE OF BEGINNING. EXCEPTING THEREFROM that portion described in the Deed to the State of Idaho, recorded January 27, 1941 in Book 116 of Deeds at Page 6, records of Kootenai County, Idaho. Commonly known as: 1897 S. Silver Beach Road, Coeur d'Alene, ID 83814. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 1897 S. Silver Beach Road, Coeur d'Alene, ID 83814. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 21 day of October, 2015. CLERK OF THE DISTRICT COURT JIM BRANNON By: /S/ Susan Mccoy, Deputy Clerk LEGAL 4599 NOVEMBER 4, 11, 18, 25, 2015

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PRV-15002791 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on March 9, 2016, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: BEGINNING at a point on the North line of Government Lot 22, Section 11, Township 50 North, Range 4 West, Boise Meridian, said point being the intersection of the Southerly right of way line of LaCrosse Avenue with the Westerly right of way line of Northwest Boulevard; thence Southeasterly along the Westerly right of way line of said Northwest Boulevard South 33856' East, 150.0 feet to the TRUE POINT OF BEGINNING; thence Continuing along said right of way line South 33856' East, 91.10 feet; thence Leaving said right of way line and perpendicular thereto South 56804' West, 100.0 feet; thence Northwesterly and parallel with said Westerly right of way line North 33856' West 91.10 feet; thence Northeasterly and perpendicular to said right of way line, North 56804' East, 100.0 feet to the POINT OF BEGINNING. EXCEPTING THEREFROM that portion deeded to the City of Coeur d'Alene by deed recorded February 28, 2002 as Instrument No. 1718183. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1525 NORTHWEST BOULEVARD , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SUNRIDGE PROPERTIES, LLC, AN IDAHO LIMITED LIABILITY COMPANY, as Grantor, to NORTH IDAHO TITLE COMPANY, as Trustee, for the benefit and security of ROBERT T. KIRKPATRICK, AN UNMARRIED MAN AS TO AN UNDIVIDED 1/3 INTEREST, AND D. JEAN CAMPBELL, AN UNMARRIED WOMAN AS TO AN UNDIVIDIDED 1/3 INTEREST, AND LEON L. RANSOM, JR. AND PATRICIA S. RANSOM, HUSBAND AND WIFE AS TO AN UNDIVIDED 1/3 INTEREST, as Beneficiary, dated 12/22/2010, recorded 12/29/2010, under Instrument No. 2296502000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ROBERT T. KIRKPATRICK, AN UNMARRIED MAN AS TO AN UNDIVIDED 2/3 INTEREST, AND D. JEAN CAMPBELL, AN UNMARRIED WOMAN AS TO AN UNDIVIDIDED 1/3 INTEREST. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 12/22/2010, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $150,000.00, together with interest thereon at 12.000% per annum from 11/28/2014, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/5/2015. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By :___________________ Deborrah Duncan, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 LEGAL 4622 NOVEMBER 11, 18, 25, 2015 DECEMBER 2, 2015