Legals November 11, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2015 File No.: 7042.15638 Sale date and time (local time): February 10, 2016 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 10394 North Chase Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kyle T Werner and Briana Werner, husband and wife Original trustee: Fidelity National Title Company, a California Corporation Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for E*Trade Mortgage Corporation Recording date: 10/10/2006 Recorder's instrument number: 2060066000 and modified November 14, 2014 by Instrument No. 2477434000 County: KOOTENAI Sum owing on the obligation: as of October 7, 2015: $220,193.28 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block A, Chase Vista, according to the plat recorded in Book "G" of Plats, Page 471, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. Werner, Kyle T and Briana (TS# 7042.15638) 1002.283390-File No. LEGAL 4459 OCTOBER 21, 28, 2015 NOVEMBER 4, 11, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-13-4852 NOTICE OF SALE OF REAL PROPERTY DATE OF SALE : NOV 24, 2015 TIME OF SALE: 10:30 PLACE OF SALE: Kootenai County Sherff's Office Lobby, 5500 N Government Way, Couer d' Alene, ID NATHON A. BAUGHMAN and MELISSA K. KEMPTON-BAUGHMAN, husband and wife, Plaintiffs, vs. MORTGAGE ASSET SECURITZATION TRANSACTIONS, INC., et al, Defendants. U.S. BANK, N.A., Trustee for Master Adjustable Rate Mortgage Trust Pass Through Certificates, Series 2007-3, Counterclaimant, vs. NATHON A. BAUGHMAN and MELISSA K. KEMPTON-BAUGHMAN, husband and wife, Counter defendants U.S. BANK, N.A., Trustee for Master Adjustable Rate Mortgage Trust Pass Through Certificates, Series 2007-3, Crossclaimant, vs. RIVERSIDE HARBOR HOMEOWNERS ASSOCIATION, INC., an Idaho corportation, and DOES 1-10, Consisting of All Other Persons and Entities Claiming Any Right, Title or Interest in or to the Real Property which is the Subject of this Action, Crossdefendants. Under and by virtue of a Writ of Execution issued out of the above titled court in the above titled action on September 29, 2015, in favor of Counterclaimant/Crossclaimant U.S. Bank National Association, as Trustee for MASTR, Adjustable Rate Mortgages Trust 2007-3 Mortgage Pass- Through Certificates, Series 2007-3 ("U.S. Bank"), and against Counterdefendants NATHON A. BAUGHMAN and MELISSA K. KEMPTON-BAUGHMAN, husband and wife, and Crossdefendant RIVERSIDE HARBOR HOMEOWNERS ASSOCIATION, INC., I am commanded and required to proceed to notice for sale and to sell at public auction the property described in said Writ of Execution and to apply the proceeds for such sale to the satisfaction of said Judgement with my fees and costs. The property directed to be sold is situated in Kootenai County, Idaho, described as 5583 E. Shoreline Dr. Post Falls, ID 83854, and described with particularity as follows: Lot 8, Block 7, RIVERSIDE HARBOR, according to the plat filed in Book "F" of Plats, at Pages 346 and 346A, Kootenai County, State of Idaho. NOTICE IS HEREBY GIVEN that on November 24, 2015, at 10:30 o'clock A.M., in the lobby of the Kootenai County Sheriff's Office Lobby, located at 5500 N. Government Way , Coeur d' Alene, Idaho, I will attend, offer, and sell at public auction all or so much of the above described property thus directed to be sold as may be necessary to satisfy the Judgement as set out in said Writ of Execution to the highest bidder therefore in lawful money. The Sheriff will give possession, but does not gauarantee clear title nor continued possessory right to the purchaser. The said real property is subject to redemption within (6) months after the sale as the real property sold consisted of a tract of land of twenty (20) acres or less. DATED this 29th day of October, 2015. Benton J. Wolfinger, Kootenai County Sheriff By:/s/ Shane Vrevich 2559 Deputy Sheriff LEGAL 4590 NOVEMBER 4, 11, 18, 2015

AMENDED NOTICE OF TRUSTEE'S SALE On Friday, the 4th day of March, 2016, at the hour of 10 o'clock A.M., of said day at the Kootenai County Courthouse located at 324 W. Garden Avenue, North Entrance, Coeur D'Alene ID 83814, Stephen T. Snedden, as Trustee, will sell at public auction, to the highest bidder, for cash (the Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Kootenai County, State of Idaho, to-wit: THE SOUTH THREE-FOURTHS OF TRACT 12, AVONDALE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 132, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT THE WEST 200 FEET OF THE NORTH 165 FEET THEREOF. For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of 11236 N. Government Way, Hayden, ID may sometimes be associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of Trust executed by Beauty Bay Holdings, LLC, as Grantor, to North Idaho Title, an Idaho corporation, as Trustee, for the benefit and security of Maurice L. Griggs and Karen G. Griggs, Trustees of the Val & Karen Griggs Living Trust, as to an undivided 80.65% interest and Lou F. Vermeer, a married man as his sole and separate property, as to an undivided 19.35% interest, as Beneficiary; said Deed of Trust having been recorded on May 18, 2009, as Instrument No. 2211994000, records of Kootenai County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. The default for which this sale is to be made is failure of the Grantors to (1) pay property taxes when due and owing and (2) pay when due, monthly installments as set forth on the Note secured by said Deed of Trust. Monthly installments in the amount of $2,400, which includes principal, interest and escrow impounds, is due for December 30, 2014, and the 30th day of each and every month thereafter until paid. Interest due as of September 9, 2015, is in the amount of $35,792.95 and continues to accrue at the rate of 12% per annum. All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $233,100, plus accruing interest, fees and costs. Dated this 29th day of October, 2015. Stephen T. Snedden, Trustee Signed: /s/ LEGAL 4592 NOVEMBER 4, 11, 18, 25, 2015

AMENDED NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on March 15, 2016, at the hour of 10:00 o'clock a.m. of said day, at the Veteran's Memorial Plaza North Entrance Admin Building 451 N Government Way Couer d'Alene ID 83815, Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 1, SPIRIT LAKE VILLAGE SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 135, RECORDS OF KOOTENAI COUNTY, IDAHO. The Seller has no knowledge of a more particular description of the above described real property, but for purposes of compliance with Idaho Code Section 60 113, the Trustee has been informed that the street address of 31725 N Middle Ave, Spirit Lake, ID 83869, Idaho, may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 07/19/2016, by and among Kirk Lee Dully and Heather M. Dully, as Grantor, and Fidelity National Title Ins. Co., as Trustee, and Mortgage Electronic Registration Systems Inc. as nominee for Countrywide Bank, N.A., as Beneficiary; said Deed of Trust having been filed of record on 07/21/2006 as Instrument No. 2044888000, Official Records of Kootenai County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which the sale is to be made is that no monthly installment payments under a Deed of Trust Note dated 07/19/2006, in the amount of $847.92 per month for 12/01/2013 and each month thereafter have been made, together with accruing late charges, plus any other charges lawfully due under the note, deed of trust, and Idaho law. The balance owing as 05/27/2015 of the date hereof on the obligation secured by said Deed of Trust is the amount of $161,351.21; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. Date 10/26/2015 /S/______________ Brian G. Sayer Klatt, Augustine, Sayer, Treinen & Rastede, P.C. 925 E. 4th St. Waterloo, Iowa 50703 LEGAL 4596 NOVEMBER 4, 11, 18, 25, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 15-6960 SUMMONS BY PUBLICATION WELLS FARGO BANK, N.A., Plaintiff, vs. SANDRA F. SAXTON (Deceased) and Unknown Heirs, Assigns and Devisees of SANDRA F. SAXTON; ROBERT W. SAXTON; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; PIONEER TITLE COMPANY, and Does 1-10 as individuals with an interest in the property legally described as: All of that portion of Lot 2, FIRST ADDITION TO SILVER BEACH PARK, according to the plat recorded in the office of the County Recorder in Book C of Plats at Page 132, records of Kootenai County, Idaho, described as follows: BEGINNING at the Northeast corner of Lot 2 of FIRST ADDITION TO SILVER BEACH PARK, said point of beginning is 1561.4 feet West and North 5831' West 599.2 feet from the Quarter corner between Sections 20 and 29 and is marked by an iron bolt; thence South 5831 East, 148.6 feet to the TRUE POINT OF BEGINNING; thence North 5831' West, 54 feet; thence South 69821' West, 142.2 feet; thence South 7832' East, 11.5 feet; thence South 52804' West to the shore of Coeur d'Alene Lake; thence Southerly along the shore line to a point which is South 61801' West of the POINT OF BEGINNING; thence North 61801' East, to the PLACE OF BEGINNING. EXCEPTING THEREFROM that portion described in the Deed to the State of Idaho, recorded January 27, 1941 in Book 116 of Deeds at Page 6, records of Kootenai County, Idaho. Commonly known as: 1897 S. Silver Beach Road, Coeur d'Alene, ID 83814. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 1897 S. Silver Beach Road, Coeur d'Alene, ID 83814. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 21 day of October, 2015. CLERK OF THE DISTRICT COURT JIM BRANNON By: /S/ Susan Mccoy, Deputy Clerk LEGAL 4599 NOVEMBER 4, 11, 18, 25, 2015

Notice of Trustee's Sale Notice of Trustee's Sale, Idaho Code 49-1705, Todays Date November 2, 2015: Sale Date and Time(Local Time) November 13, 2015 at the hour of 11:00 o'clock a.m. Sale Location: 8862 W. Meadow Brook Crl, Rathdrum, ID 83858, in the County of Kootenai, State of Idaho. Property Address: 8862 W. Meadow Brook Crl, Rathdrum, ID 83858 Idaho Seller: Idaho Contractor's Inc. 8601 N. Hayden Pines Way, Hayden , Idaho (208)772-7079 Kootenai. Sum owing on the obligation: as of November 1, 2015: $2625.00. Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. Will sell at public auction to the highest bidder for certified funds or equivalent, the property described above, in lawful money of the United States, all payable at the time of sale, described as follows, to wit: Manufactured Home ID#2469377254 Model 1986 CHAM. The Lien Holder has no knowledge of a more particular description of above mobile. Mobile home is being sold under Title 49, Chapter 17, and Idaho Code. LEGAL 4604 NOVEMBER 4, 5, 6, 7, 9, 10, 11, 12, 13, 14, 2015

Notice of Trustee's Sale Notice of Trustee's Sale, Idaho Code 49-1705, Todays Date November 2, 2015: Sale Date and Time(Local Time) November 13, 2015 at the hour of 10:00 o'clock a.m. Sale Location: at 82 E. Walrose Loop, Hayden, ID 83835, in the County of Kootenai, State of Idaho. Property Address: at 82 E. Walrose Loop, Hayden, ID 83835. Idaho Seller: Idaho Contractor's Inc. 8601 N. Hayden Pines Way, Hayden , Idaho (208)772-7079 Kootenai. Sum owing on the obligation: as of November 1, 2015: $6426.50. Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. Will sell at public auction to the highest bidder for certified funds or equivalent, the property described above, in lawful money of the United States, all payable at the time of sale, described as follows, to wit: Manufactured Home ID#162966DS5113 Model 1974 CHAM The Lien Holder has no knowledge of a more particular description of above mobile. Mobile home is being sold under Title 49, Chapter 17, and Idaho Code. LEGAL 4605 NOVEMBER 4, 5, 6, 7, 9, 10, 11, 12, 13, 14, 2015

Notice of Trustee's Sale Notice of Trustee's Sale, Idaho Code 49-1705, Todays Date November 2, 2015: Sale Date and Time(Local Time) November 13, 2015 at the hour of 1:00 o'clock p.m. Sale Location: 8638 W. Park Loop, Rathdrum, ID 83858, in the County of Kootenai, State of Idaho. Property Address: 8638 W. Park Loop, Rathdrum, ID 83858. Idaho Seller: Idaho Contractor's Inc. 8601 N. Hayden Pines Way, Hayden , Idaho (208)772-7079 Kootenai. Sum owing on the obligation: as of November 1, 2015: $9734.00. Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. Will sell at public auction to the highest bidder for certified funds or equivalent, the property described above, in lawful money of the United States, all payable at the time of sale, described as follows, to wit: Manufactured Home ID#95446 Model 1981 GIBR The Lien Holder has no knowledge of a more particular description of above mobile. Mobile home is being sold under Title 49, Chapter 17, and Idaho Code. LEGAL 4606 NOVEMBER 4, 5, 6, 7, 9, 10, 11, 12, 13, 14, 2015

Notice of Trustee's Notice of Trustee's Sale, Idaho Code 49-1705, Todays Date November 2, 2015: Sale Date and Time(Local Time) November 13, 2015 at the hour of 12:00 o'clock p.m. Sale Location: 15063 N. CDA ST, Rathdrum, ID 83858, in the County of Kootenai, State of Idaho. Property Address: 15063 N. CDA ST, Rathdrum, ID 83858. Idaho Seller: Idaho Contractor's Inc. 8601 N. Hayden Pines Way, Hayden , Idaho (208)772-7079 Kootenai. Sum owing on the obligation: as of November 1, 2015: $3761.00. Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. Will sell at public auction to the highest bidder for certified funds or equivalent, the property described above, in lawful money of the United States, all payable at the time of sale, described as follows, to wit: Manufactured Home ID#GF10233744 Model 1976 REDM The Lien Holder has no knowledge of a more particular description of above mobile. Mobile home is being sold under Title 49, Chapter 17, and Idaho Code. LEGAL 4607 NOVEMBER 4, 5, 6, 7, 9, 10, 11, 12, 13, 14, 2015

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PRV-15002791 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on March 9, 2016, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: BEGINNING at a point on the North line of Government Lot 22, Section 11, Township 50 North, Range 4 West, Boise Meridian, said point being the intersection of the Southerly right of way line of LaCrosse Avenue with the Westerly right of way line of Northwest Boulevard; thence Southeasterly along the Westerly right of way line of said Northwest Boulevard South 33856' East, 150.0 feet to the TRUE POINT OF BEGINNING; thence Continuing along said right of way line South 33856' East, 91.10 feet; thence Leaving said right of way line and perpendicular thereto South 56804' West, 100.0 feet; thence Northwesterly and parallel with said Westerly right of way line North 33856' West 91.10 feet; thence Northeasterly and perpendicular to said right of way line, North 56804' East, 100.0 feet to the POINT OF BEGINNING. EXCEPTING THEREFROM that portion deeded to the City of Coeur d'Alene by deed recorded February 28, 2002 as Instrument No. 1718183. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1525 NORTHWEST BOULEVARD , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SUNRIDGE PROPERTIES, LLC, AN IDAHO LIMITED LIABILITY COMPANY, as Grantor, to NORTH IDAHO TITLE COMPANY, as Trustee, for the benefit and security of ROBERT T. KIRKPATRICK, AN UNMARRIED MAN AS TO AN UNDIVIDED 1/3 INTEREST, AND D. JEAN CAMPBELL, AN UNMARRIED WOMAN AS TO AN UNDIVIDIDED 1/3 INTEREST, AND LEON L. RANSOM, JR. AND PATRICIA S. RANSOM, HUSBAND AND WIFE AS TO AN UNDIVIDED 1/3 INTEREST, as Beneficiary, dated 12/22/2010, recorded 12/29/2010, under Instrument No. 2296502000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ROBERT T. KIRKPATRICK, AN UNMARRIED MAN AS TO AN UNDIVIDED 2/3 INTEREST, AND D. JEAN CAMPBELL, AN UNMARRIED WOMAN AS TO AN UNDIVIDIDED 1/3 INTEREST. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 12/22/2010, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $150,000.00, together with interest thereon at 12.000% per annum from 11/28/2014, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/5/2015. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By :___________________ Deborrah Duncan, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 LEGAL 4622 NOVEMBER 11, 18, 25, 2015 DECEMBER 2, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV 15 - 7620 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF GERALD BRADLEY MCELROY, Deceased NOTICE IS HEREBY GIVEN that JUDITH L. HUMLICEK has been appointed Personal Representative of the above-referenced Estate. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be both presented in writing to JUDITH L. HUMLICEK, Personal Representative of the Estate of GERALD BRADLEY MCELROY, Deceased, at the office of Callahan & Associates, Chtd., P.O. Box 2226, Coeur d'Alene, Idaho 83816-2226, and filed with the Clerk of the Court. Dated this 6th day of November, in the year 2015 CALLAHAN & ASSOCIATED, Chtd. Attorney for Personal Representative By: Kimmer W. Callahan, Esq. LEGAL 4627 NOVEMBER 11, 18, 25, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 15, 2015 File No.: 7023.110004 Sale date and time (local time): February 24, 2016 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 1524 East Remington Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steve A Reed and Jo A Reed, husband and wife Original trustee: Stewart Title of Coeur D Alene Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Global Credit Union Recording date: 07/27/2004 Recorder's instrument number: 1890699 County: Kootenai Sum owing on the obligation: as of October 15, 2015: $192,039.13 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 3, Shamrock Ranch III, according to the Plat recorded in the Office of the County Recorder in Book "G" of Plats at Pages 305, 305A, and 305B, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (REED, STEVE A. and JO A. TS# 7023.110004) 1002.281225-File No. LEGAL 4506 OCTOBER 28, 2015 NOVEMBER 4, 11, 18, 2015

IN THE DSITRICT COURT OF THE FIRST JUDICIAL DISTRICT OF TH STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI. PROBATE CASE NO. CV-2015-4249 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF: PATSY ANN WALKER, Decedent. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above named decedent. All persons having claims against the decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed witht he Clerk of the Court. DATED this 23rd day of June, 2015 /s/___________ MARGARET ANN YUHAS P.O. Box 1179 Florence, Montana, 59833 (406) 240-8220 LEGAL 4509 OCTOBER 21, 28, 2015 NOVEMBER 4, 11, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 15-6705 SUMMONS WILLIAM H. POTTS and LORI A. ELLIS, Plaintiffs, v. GARY KIMES, Defendants. TO: GARY KIMES You have been sued by William H. Potts and Lori A. Ellis, in the District Court of the First Judicial District of the State of Idaho, in and for the County of Kootenai, in Case No. CV 15-6705. The nature of the claim against you is possession of real property. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 324 W. Garden Avenue, Coeur d'Alene, Idaho, 83814, (208) 446-1160 and served a copy of your response on the Plaintiffs' attorney Michael B. Hague, at Hague Law Offices, PLLC, 401 E. Front Avenue, Ste. 212, Coeur d'Alene, Idaho 83814, (208) 215-2400. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 19th day of October, 2015. JIM BRANNON CLERK OF THE DISTRICT COURT By: /S/__________ Deputy LEGAL 4513 OCTOBER 21, 28, 2015 NOVEMBER 4, 11, 2015

T.S. No. 030024-ID Parcel No.: P3300006003A NOTICE OF TRUSTEE'S SALE On 3/9/2016 at 9:00 AM (recognized local time), in the AUCTION.COM ROOM, at LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai, ELISA S. MAGNUSON, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE WEST HALF OF LOT 2 ALL OF LOT 3 IN BLOCK 6 OF GLENWOOD PARK ADDITION TO POST FALLS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK A OF PLATS AT PAGE(S) 31, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 309 W 23RD AVE, POST FALLS, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DOUGLAS F MCLEOD, AND DANA L MCLEOD, HUSBAND AND WIFE, as Grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR COUNTRYWIDE BANK, FSB, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 1/26/2009, recorded 2/2/2009, as Instrument No. 2194925000, and later modified by a Loan Modification Agreement recorded on 4/22/2015, as Instrument 2494716000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 4/1/2015 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 10/21/2015 is $130,598.04 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 10/21/2015 ELISA S. MAGNUSON, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP LEGAL 4536 NOVEMBER 11, 18,25, 2015 DECEMBER 2, 2015

NOTICE OF TRUSTEE'S SALE, On Friday, January 8, 2016, at the hour of 11:00 o'clock a.m. at the office of Kootenai County Title Company, 1450 NW Blvd, Suite 200, Coeur d'Alene, ID 83814, the Trustee, or Trustee's agent, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Kootenai County, State of Idaho, to-wit: PLEASE SEE THE ATTACHED EXHIBIT A, City of Coeur d'Alene, Idaho, County Kootenai, State of Idaho, (commonly known as: 7147 E. Captain John Mullan Rd., CDA. ID 83814, Parcel No. 50N03W228650, For the purposes of compliance with Idaho code 60-113, the Trustee has been informed that the address commonly associated with this parcel II property is as follows: 7147 E. Captain John Mullan Rd., CDA. ID 83814; The sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CYNTHIA D. CLIFF and WILLIAM S. CLIFF, wife and husband, as Grantors (hereafter, GRANTORS), John P. Gleesing, as Successor Trustee, and JOE P. TAGGART, an unmarried man, as Beneficiary. The Deed of Trust in the original amount of $42,500.00 was filed of record on March 15, 2013, as Instrument No. 2400929000 records of Kootenai County, Idaho. That John P. Gleesing, Attorney at Law, was appointed Successor Trustee under said Deed of Trust by instrument recorded January 23, 2015, under recorder's file number 2484286000. The Defaults to which this sale is to be made are as follows: One (1) month partial payment due June 15, 2014 $297.84, Fourteen (14) months payments due, July 15, 2014 through August 15, 2015 at $490.37 per month each $6,855.18, Thirteen (13) late charges for each monthly payment not received within 10 days of due date at $73.56 each month $956.28, Escrow Fees -Kootenai Title Company $140.00, TOTAL MONTHLY PAYMENTS AND LATE CHARGES $8,249.30, The total amount necessary to reinstate your Note and Deed of Trust as of August 25, 2015 is $8,249.30, PLUS all costs and fees associated with this foreclosure. After this date, the amount necessary to reinstate your Note and Deed of Trust shall increase to include the amount of any monthly payments and late charges, if applicable, which may fall due after the date of this Notice of Default, through the date of reinstatement or sale. If real property taxes are delinquent, to reinstate your Note and Deed of Trust you must also pay those taxes and provide proof of payment to the undersigned. The principal balance owing as of August 24, 2015, is $42,435.50. The above-named Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that he or she is, or is not, presently responsible for this obligation. THIS IS AN ATTEMPT TO COLLECT A DEBT BY JOHN P. GLEESING, ATTORNEY, A DEBT COLLECTOR (HEREAFTER, "DEBT COLLECTOR"). ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UNLESS WITHIN THIRTY (30) DAYS AFTER YOU RECEIVE THIS NOTICE YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF, THE DEBT COLLECTOR WILL ASSUME THAT THE DEBT IS VALID. IF WITHIN THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS NOTICE YOU NOTIFY THE DEBT COLLECTOR THAT YOU DISPUTE THE DEBT, OR ANY PORTION THEREOF, THE DEBT COLLECTOR WILL OBTAIN VERIFICATION OF THE DEBT, OR, IF APPLICABLE, A COPY OF THE JUDGMENT AGAINST YOU, AND WILL MAIL TO YOU A COPY OF SUCH VERIFICATION OF JUDGMENT. IF YOU REQUEST VERIFICATION OF THE DEBT, THE DEBT COLLECTOR MAY STILL FILE A LAWSUIT AGAINST YOU BEFORE VERIFYING THE DEBT, BUT MAY TAKE OTHER COLLECTION EFFORTS ONLY AFTER MAILING TO YOU THE VERIFICATION INFORMATION. FURTHER, UPON RECEIVING A REQUEST FROM YOU WITHIN THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS NOTICE, THE DEBT COLLECTOR WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR. EXHIBIT "A" A portion of the West Half of the Southwest Quarter of the Southeast Quarter of Section 22, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, as surveyed and marked on the ground according to the record of survey by Meckel Engineering and Surveying, dated June 8,1982, and made a part hereof, described as follows: BEGINNING at the Northwest corner of said Southwest Quarter of the Southeast Quarter from which the South Quarter corner of Section 22 bears South 0814'00" West, 1332.93 feet; thence North 89837'50" East, 300.00 feet along the North line of the Southwest Quarter of the Southeast Quarter thence South 0814'00" West, 726.00 feet parallel with the West line of said Southwest Quarter; thence South 89837'50" West. 300 feet parallel with the North line of said Southwest Quarter to the West line of said Southeast Quarter; thence North 00814'00" East, 726.00 feet along said West line to the POINT OF BEGINNING LEGAL 4550 OCTOBER 28, 2015 NOVEMBER 4, 11, 18, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-15-7251 NOTICE TO CREDITORS (I.C. 15-3-801) In the Matter of the Estate of MARY H. ARNDT, Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed as Co-Personal Representatives of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 23rd day of October, 2015. /s/__________________ RANDALL R. VARNELL /s/__________________ RICKY R. VARNELL c/o Steven O. Anderson Stamper Rubens, PS 720 W. Boone, Suite 200 Spokane, WA 99201 DATED this 23rd day of October, 2015. STAMPER RUBENS, P.S. /s/ STEVEN O. ANDERSON Attorney for Applicant LEGAL 4557 OCTOBER 28, 2015 NOVEMBER 4, 11, 2015

NOTICE OF SHERIFF'S SALE Under and by virtue of a Writ of Execution on Judgement of Foreclosure issued on the 29th day of July, 2015, and an Order of Sale of Foreclosure on the 6th day of April, 2015, out of the District Court of the First Judicial District of the State of Idaho, in and for the county of Kootenai in the case of: Case No. CV-2014-0002731 Sheriff's Case No. NOTICE OF SALE Date of Sale: Tuesday November 24, 2015 Time of Sale: 10:00 am Place of Sale: Kootenai County Sheriff's Office Lobby 5500 N Government Way Coeur d' Alene, ID 83815 BANK OF AMERICA, N.A., Plaintiff, v. MARY JO KETCHAM LIVING TRUST; THE UNKNOWN HEIRS, ASSIGNS, AND DEVISEES OF MARY JO KETCHAM; STATE OF IDAHO DEPARTMENT OF HEALTH AND WELFARE; KOOTENAI COUNTY; AND DOES 1 THROUGH 20, INCLUSIVE, including individuals with an interest in real property legally described as: Lot 8, Block 2, Baker & Lovlyn Second Addition, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 68, records of Kootenai County, Idaho, Which may commonly be known as: 1423 East Homestead Ave., Coeur d' Alene, Idaho 83814, Defendants. NOTICE IS HEREBY GIVEN that on the 24th day of November, 2015, at 10:00 am of said day, at the Kootenai County Sheriffs Office Lobby at 5500 N Government Way, Coeur d' Alene, ID 83815, I will sell all the right, title and interest of the said Defendants in and to the said property described herein, at public auction, to the highest bidder for cash in currency of the United States of America, all payable at time of sale the following described property, situated in Kootenai County, Idaho: 1423 East Homestead Ave., Coeur d' Alene, Idaho 83814, and legally described as follows: LOTS 8, BLOCK 2, BAKER & LOVLYN SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK F OF PLATS AT PAGE 68, RECORDS OF KOOTENAI COUNTY, IDAHO The sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation of Defendants the Unknown Heirs, Assigns and Devisees of Mary Jo Ketcham and the Mary Jo Ketcham Living Trust pursuant to the judgement entered in this matter on April 6, 2015 and recorded in the official records of Kootenai County. Whereas a Writ of Execution issued out of the District Court of the First Judicial District of the State of Idaho, in and for the county of Kootenai, in the above name case on October 6, 2015. Under Idaho Code Section 11-402, the real property sold at the sale shall be subject to the redemption rights of redemptioners, as that term is defined in Idaho Code Section 11-401, may redeem the property from the purchaser within six months after the sale, upon paying the purchaser the amount of their purchase, with interest on that amount at the rate allowed by Idaho Code Section 28-22-401(1) from the date of the sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid after the commencement of the action and which are not included in the judgement and interest allowed pursuant to Idaho Code Section 28-22-104(1). In the event the purchaser is a creditor having a prior lien to that of the redemptioner, other than the judgement under which the purchase is made, the purchaser will also be entitled to payment of that lien amount with interest at the rate allowed in Idaho Code Section 18-22-104 (1). The Sheriff, by Certificate of Sale, will transfer all right, title and interest of the judgement debtors in and to the property at the time of execution of attachment was levied. Dated this 22nd day of October, 2015. #2528 Deputy Mark Skindlov Deputy Sheriff, Kootenai County Sheriff's Office NOTE; THE SHERIFF'S OFFICE WILL GIVE POSSESSION BUT DOES NOT GUARANTEE CLEAR TITLE OR GUARANTEE CONTINUED POSSESSORY RIGHTS TO THE PURCHASER. EVERY PERSON WHO INTENTIONALLY DEFACES, OBLITERATES, TEARS DOWN OR DESTROYS THIS NOTICE, BEFORE THE EXPIRATION OF THE TIME FOR WHICH IT IS TO REMAIN SET UP, IS GUILTY OF A MISDEMEANOR (I.C. 18-3205) LEGAL 4558 NOVEMBER 4, 11, 18, 2015

NOTICE OF SALE OF ABANDONED VEHICLE Registered/Legal lien holders: Kevin or Rhonda Miller 2124 N Houk Rd Spokane Valley, WA 99216 AP Motors INC 4050 Lansing Ave Jackson, MI 49202 THAT ON THE 23RD OF NOVEMBER, 2015, AT 2:00 P.M., THE COEUR D' ALENE POLICE DEPARTMENT, 3818 SCHREIBER WAY, COEUR D' ALENE, KOOTENAI COUNTY, IDAHO, WILL SELL TO THE HIGHEST BIDDER FOR CASH, IN LAWFUL MONEY OF THE UNITED STATES, AT THE TIME OF THE SALE, THE FOLLOWING PROPERTY WHICH IS LOCATED AT AND DESCRIBED AS FOLLOWS: YEAR: 1998 MAKE: DODGE MODEL: DURANGO VIN: 1B4HS28Y2WF176182 STORED AT: SCHAFFER'S TOWING, 625 W DALTON AVE, COEUR D' ALENE, ID 83815 LIEN AMOUNT: $2,225.00 TOWING & STORAGE CHARGES THIS SALE WILL BE MADE TO SATISFY LIENS, WHICH WERE INCURRED AS A RESULT OF TOWING AND STORAGE OF THE ABOVE DESCRIBED VEHICLE. MINIMUM BID IS THE LIEN AMOUNT. SEALED BIDS WILL BE ACCECPTED AT THE COEUR D' ALENE POLICE DEPARTMENT, 3818 SCHREIBER WAY, COEUR D' ALENE, IDAHO, 83815, UNTIL 2:00 P.M., ON THE 23RD DAY OF NOVEMBER, 2015. BIDS WILL BE OPENED AT THAT TIME AND THE HIGHEST BIDDER NOTIFIED. DATED THIS 22ND DAY OF OCTOBER, 2015 AGENCY: COEUR D' ALENE POLICE DEPARTMENT 3818 SCHREIBER WAY COEUR D' ALENE, ID 83815 CITY: COEUR D' ALENE, IDAHO BY: SM SUPPORT SERVICES LEGAL 4570 NOVEMBER 4, 11, 2015