Legals May 31, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 22, 2015 File No.: 8193.20370 Sale date and time (local time): September 18, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4700 E Hudlow Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tracie L. Cawley and Richard L. Cawley III, Wife and Husband Original trustee: Pioneer Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mortgageit, Inc. Recording date: 01/12/2006 Recorder's instrument number: 2007153 County: Kootenai Sum owing on the obligation: as of April 22, 2015: $564,318.23 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of the West Half of the Southwest Quarter of the Northeast Quarter of the Southwest Quarter lying South of the county road and the Northwest Quarter of the Northwest Quarter of the Southeast Quarter of the Southwest Quarter of Section 29, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 8193.20370) 1002.279902-File No. Legal 3495 May 7, 14, 21, 28, 2015

SUMMONS FOR PUBLICATION Case No. CV-2015-0271 IN THE DISTRICT COURT OF THE SEVENTH JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF JEFFERSON ONEWEST BANK, N.A., Plaintiff, vs. GARVIN J. DURRANT (Deceased) and the Unknown Heirs, Assigns and Devisees of GARVIN J. DURRANT; PERLEE W. DURRANT (Deceased) and the Unknown Heirs, Assigns and Devisees of PERLEE W. DURRANT; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; LENDERS FIRST CHOICE, ID; and Does 1-10 as individuals with an interest in the property legally described as: The East 25 feet of Lot 27 and the West 40 feet of Lot 28, Block 2, of the Delbert Call Addition to the City of Rigby, Jefferson County, Idaho, as shown on the plat recorded October 29, 1959, in Book 2 of Plats, Page 7. Which may commonly be known as: 249 West 3rd North, Rigby, ID 83442. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at : 4325 East 300 North, Rigby, ID 83442. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 27th day of April, 2015. CLERK OF THE DISTRICT COURT /s/__________ Deputy Clerk Legal 3614 May 21, 28, 2015 June 4, 11, 2015

NOTICE INVITING BIDS OWNER: Shoshone County, Idaho 700 Bank Street Wallace, Idaho 83873 Separate sealed BIDS for: Procurement of Primary Snow Removal Equipment with Attachments for the Shoshone County Airport, Smelterville, Idaho will be received by the Owner at the Office of the Shoshone County Commissioners, 700 Bank Street, Wallace, Idaho until 10:00 a.m., Thursday, June 18, 2015, and then at said location and time, publicly opened and read aloud. Primary Snow Removal Equipment with Attachments shall consist of a diesel powered, articulating, four-wheel-drive, front-end loader with snow bucket. Attachments include a 16 feet wide ramp plow blade and a minimum 12' wide hydraulic angle broom. The front-end loader shall provide a minimum rated net horsepower of 160 hp. Details and additional equipment configurations are contained in the Procurement Documents. The Procurement Documents are available for examination at the offices of: T-O Engineers Shoshone County Office West 280 Prairie Avenue 700 Bank Street Coeur d'Alene, Idaho 83815 Wallace, Idaho 83873 (208) 762-3644 (208) 752-3331 The Procurement Documents will be made available by 3:00 p.m., Friday May 22, 2015. Interested bidders may obtain bid documents at www.to-engineersplanroom.com. Bid documents may be ordered in hard copy format for purchase at cost (nonrefundable). Electronic documents in PDF format may be downloaded for no cost. To automatically receive addenda, bidders must download or order hard copies through www.to-engineersplanroom.com. A Prebid Conference will not be held prior to Bid Opening. All questions regarding this procurement shall be addressed to the Engineer. Prospective Bidders should submit written questions to the Engineer no later than 5:00 p.m., Monday, June 15, 2015. A contract according to the General Conditions, Special Provisions and Addendums (if applicable) shall be signed prior to commencing work. A performance bond, payment bond, and liability insurance in accordance with the contract documents will be required for the Contract. Prospective Contractors are notified that the work under this Contract is funded in part by a grant from the Federal Aviation Administration and as such is subject to the requirements of Buy America Preference; Foreign Trade Restriction; Davis Bacon Act; Affirmative Action; Debarment and Suspension; and Drug Free Workplace Act of 1988. The Contractor will be required to comply with all applicable Federal and State Equal Employment Opportunity Laws and Regulations. To be eligible for award, the Contractor must agree to comply with the Affirmative Action Requirements and Minimum Wage Rates identified in the Contract Documents. Shoshone County (Shoshone County Airport), in accordance with the provisions of Title VI of the Civil Rights Act of 1964 (78 Stat. 252, 42 U.S.C. \u00DF\u00DF 2000d to 2000d-4) and the Regulations, hereby notifies all bidders that it will affirmatively ensure that any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full and fair opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, or national origin in consideration for an award. All prospective bidders are directed to the Instructions for Bidders for discussion of Bid policies, procedures, and requirements. The Owner reserves the right to reject any and all Bids; to waive any and all informalities; and to negotiate contract terms with the successful Bidder; the right to disregard all non-conforming, non-responsive or conditional Bids; and to make such award that it deems to be in the best interest of the Owner pursuant to the terms of the Instructions to Bidders and General Conditions. Legal 3615 May 21, 28, 2015

NOTICE TO CREDITORS CASE NO. CV 15-3215 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: LARRY E. GEREN, Deceased NOTICE IS HEREBY GIVEN that the undersigned have been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 22nd day of May, 2015. RICHARD L. GEREN Personal Representative c/o Mary W. Cusack Cusack Law Firm, PLLC 320 E. Neider Avenue, Suite 206 Coeur d'Alene, ID 83815 Legal 3643 May 28, 2015 June 4, 11, 2015

NOTICE OF TRUSTEE'S SALE On September 22, 2015, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: THE WEST HALF OF THE EAST 2/3RDS OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER , SECTION 31, TOWNSHIP 52 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2231 East Dodd Road, Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Louis E. Christen and Elaine M. Christen, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Idaho Independent Bank as the Beneficiary, under the Deed of Trust recorded April 7, 2006, as Instrument No. 2024163000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-18CB, recorded September 26, 2011, as Instrument No. 2328689000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The entire sum owing on the obligation as of April 28, 2015 secured by said Deed of Trust is $254,189.88 as principal, together with late fees, service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect its security interest, and interest accruing pursuant to the terms of the promissory note, together with delinquent taxes until the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 19th day of May, 2015 Tammie Harris Trust Officer for Just Law, Inc. Legal 3644 May 28, 2015 June 4, 11, 18, 2015

NOTICE OF HEARING ON PETITION FOR NAME CHANGE (Adult) Case No. CV15-3695 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: RALPH FRANK ANSEL lll Petitioner A Petitioner to change the name of Ralph Frank Ansel lll now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Scott Alexander Ansel. The reason for the change in name is to change his name to a name that he is known by and referred to and to not be associated with the name of his father. A hearing on the petition is scheduled for 9 o'clock a.m. on June 22, 2015 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Dated May 22, 2015 Jim Brannon Clerk of the District Court /s/________ Deputy Clerk Legal 3648 May 28, 2015 June 4, 11, 18, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 22, 2015 File No.: 7477.20042 Sale date and time (local time): August 24, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 32476 North 8th Avenue Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jami A. Chapman, an unmarried man Original trustee: Old Republic Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quick Loan Funding Recording date: 09/25/2006 Recorder's instrument number: 2057441000 County: Kootenai Sum owing on the obligation: as of April 22, 2015: $172,361.01 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Parcel 1: The South 45 feet of Lot 9, and the North 5 feet of Lot 10, Block 41, Town of Spirit Lake, according to the plat recorded in Book "B" of Plats, Page 143, records of Kootenai County, Idaho. Parcel 2: Lot 8, and the North 5 feet of Lot 9, Block 41, Town of Spirit Lake, according to the plat recorded in Book "B" of Plats, Page 143, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7477.20042) 1002.279901-File No. Legal 3496 May 7, 14, 21, 28, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 22, 2015 File No.: 8308.20915 Sale date and time (local time): September 2, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 28397 East Canyon Road Cataldo, ID 83810 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: William J. Hahn and Tamie Hahn, husband and wife Original trustee: Fidelity National Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for iFreedom Direct Corporation, a corporation Recording date: 02/08/2013 Recorder's instrument number: 2396048000 County: Kootenai Sum owing on the obligation: as of April 22, 2015: $213,960.52 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: All that certain portion of the Northwest Quarter of Section 25, Township 49 North, Range 1 West of the Boise Meridian, Kootenai County, State of Idaho, and particularly described as follows to wit: Beginning at a point of the North boundary line of said Section 25 where said Section line intersects with the Northeast boundary of the Right of Way of U.S. Highway No. 10 and running East along said Section line a distance of 515 feet thence South a distance of 556 feet to the North boundary of the right of way of U.S. Highway No. 10; thence along said North boundary of the Right of Way of U.S. Highway 10, a distance of 780 feet the Point of Beginning of this description. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 8308.20915) 1002.279905-File No. Legal 3497 May 7, 14, 21, 28, 2015

File No.: 267493 / Customer Ref No. CSC Account No 39518009 NOTICE OF TRUSTEE'S SALE On September 1, 2015 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID\u2020 83814 . Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 9, Block 17, Tullamore Addition, according to the plat recorded in Book "J" of Plats, Pages 453 and 453J, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 3063 North O'Connor Boulevard, Post Falls, ID\u2020 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Natalie Helene Pritchett an unmarried person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture , (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded July 29, 2011 as Instrument No. 232185000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $139,900.00 together with interest thereon at the rate of 4.2500% per annum, as evidenced in Promissory Note dated July 29, 2011.\u2020 Payments are in default for the months of December 2013 through and including March 2015 in the amount of $648.99 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The balance now due is $134,145.05 in Principal; Interest is $7,544.30, subsidy granted is $6,751.64 and fees currently assessed are $2,770.29 computed through March 26, 2015 with interest accruing thereafter at the daily rate of $15.9336.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $140,896.69, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: April 29, 2015 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 3529 May 7, 14, 21, 28, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 5, 2015 File No.: 7233.22846 Sale date and time (local time): September 3, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4170 South Westway Drive Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Todd J Walker and Jami L Walker Original trustee: Optima, a California corporation Original beneficiary: Washington Mutual Bank FSB Recording date: 04/07/2003 Recorder's instrument number: 1792043 and Modified on November 8, 2005 as Instrument No. 1994303 County: Kootenai Sum owing on the obligation: as of May 5, 2015: $276,435.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Legal: The following described real property located in the County of Kootenai, State of Idaho, described as follows: Lots 10 and 11, Block 1, Second Addition to Kidd Island Bay Lots, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 146. Except that portion described in the Deed to Kootenai County, recorded September 12, 1967, as Instrument No. 518070, records of Kootenai County, State of Idaho. Also including all that part of the Southwest quarter of Section 35, Township 50 North, Range 4 W.B.M. Kootenai County, State of Idaho, more specifically described as follows: Beginning at the most Easterly corner of Lot 10, Block 1, of the Second Addition to Kidd Island Bay Lots, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 146; thence South 55 degrees 01 minutes West, 100 feet; thence South 54 degrees 56 minutes East, 110.69 feet; thence North 29 degrees 56 minutes East, 90 feet to a point; thence Northwesterly on a straight line to the Place of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7233.22846) 1002.253291-File No. Legal 3562 May 21, 28, 2015 June 4, 11, 2015

SUMMONS FOR PUBLICATION Case No. CV15-2761 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. RICHARD S. TERRY (Deceased) and the Unknown Heirs, Assigns and Devisees of RICHARD S. TERRY; MARIANNE E. TERRY; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; KOOTENAI COUNTY TITLE COMPANY; and Does 1-10 as individuals with an interest in the property legally described as: Lot 11, Block 3, Broadmoore Estates First Addition, according to the plat recorded in Book 1 of Plats, Page 388, records of Kootenai County, Idaho. Commonly known as: 9322 Ramsgate Lane, Hayden, ID 83835. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at: 9322 Ramsgate Lane, Hayden, ID 83835. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 7th day of May, 2015. CLERK OF THE DISTRICT COURT /s/__________ Deputy Clerk Legal 3581 May 14, 21, 28, 2015 June 4, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 13, 2015 File No.: 7023.95129 Sale date and time (local time): September 16, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 6098 East Hayden Lake Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joy S. Cassidy, a single person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 10/18/2005 Recorder's instrument number: 1989104 County: Kootenai Sum owing on the obligation: as of May 13, 2015: $218,070.62 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 30 in Block 4 of Hayden Lake Honeysuckle Hills Building Sites, according to the official plat thereof, filed in Book D of Plats at Page(s) 55 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95129) 1002.198571-File No. Legal 3597 May 28, 2015 June 4, 11, 18, 2015

NOTICE OF RE-SCHEDULED TRUSTEE'S SALE On Thursday, the 2nd day of July, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 9 IN BLOCK U OF LAKEVIEW ADDITION TO SPIRIT LAKE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK C OF PLATS AT PAGE(S) 46 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 31859 N. 10th Ave., Spirit Lake, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JASON D ANDERSON and AMANDA L ANDERSON, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of IDAHO HOUSING AND FINANCE ASSOCIATION, recorded August 24, 2007, as Instrument No. 2118004000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45- 1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 17, 2007, in the amount of $1,146.00 each, for the months of July through December, 2014, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.41% per annum from June 1, 2014. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $145,973.44, plus accrued interest at the rate of 6.41% per annum from June 1, 2014. DATED This 18th day of May, 2015. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3612 May 21, 28, 2015 June 4, 2015

SUMMONS FOR PUBLICATION CASE NO. CV-2015-3480 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI RICHARD SMELTZER and KRISTEN SMELTZER, husband and wife, Plaintiffs, vs. AMERICAN BROKERS CONDUIT, a Corporation organized and existing under the laws of the State of New York , and any unknown entities, heirs and /or devisees of the above named party, and any unknown owners of, and all parties claiming an interest in an to the following described property, to wit: Lot 9, Block 1, RAMSEY MEADOWS SECOND ADDITION, according to the Plat recorded in Book "I" of Plats at Page 477, records of Kootenai County, Idaho, The physical address of said property being: 1533 W. Timor Avenue, Coeur d'Alene, ID 83814 No other addresses associated with this Property are known to Plaintiff. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE NAMED PLAINTIFFS. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW: TO: THE ABOVE NAMED DEFENDANTS and to the unknown heirs and/or devisees of said Defendants, if any, and any unknown owners, assigners, assignees, holders of encumbrances of, and all parties claiming an interest in and to the above described property. You have been sued by RICHARD SMELTZER and KRISTEN SMELTZER, husband and wife, the Plaintiffs, in the District Court in and for the Kootenai County, Idaho, Case No. CV-2015-0003480. The nature of the claim against you is an action for quiet title to real property. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No. , and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, Coeur d'Alene, Idaho 83816, or 501 Government Way, Coeur d'Alene, Idaho 83814, (208) 446-1160, and served a copy of your response on the Plaintiff's attorney, Kenneth T. Jacobsen, Attorney at Law, P.O. Box 1116, Coeur d'Alene, Idaho 83816-1116, (208) 664-8258 A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated this 18th day of May, 2015. Kootenai County Clerk of the District Court Jim Brannon /s/________ Deputy Clerk Legal 3613 May 21, 28, 2015 June 4, 11, 2015