Legals July 30, 2015

T.S. No. 023574-ID / APN: P1350010012A NOTICE OF TRUSTEE'S SALE On 10/27/2015 at 11:00 AM (recognized local time), at the KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai, CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 12, BLOCK 10, DRUMHELLER'S ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF DEEDS AT PAGE 244, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THE NORTH 7.5 FEET OF 9TH AVENUE AS VACATED BY ORDINANCE NO. 924, RECORDED JANUARY 22, 1999 AS INSTRUMENT NO. 1572472 WHICH ATTACHES BY OPERATION OF LAW. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 313 EAST 9TH AVENUE, POST FALLS, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS REESE CARTWRIGHT AND PAMELA K. CARTWRIGHT, HUSBAND AND WIFE, as Grantor(s), to LAND AMERICA LAWYERS TITLE OF KOOTENAI COUNTY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. A CALIFORNIA CORPORATION, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 8/24/2006, recorded 8/31/2006, as Instrument No. 2052910000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 9/1/2014 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 6/18/2015 is $223,105.12 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 6/18/2015 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LLP Legal 3778 July 9, 16, 23, 30, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No.CV 15-4878 NOTICE TO CREDITORS In the Matter of the Estate of LARRY GEORGE THOMSON, Deceased NOTICE IS HEREBY GIVEN that the undersigned has been appointed administrator of the estate of the above-named decedent, Larry George Thomson. All persons having claims against the above-named decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented in writing to the undersigned at the address indicated and to the Clerk of the Court. Dated this 17th day of July 2015 Darla R. Thomson c/o Alan Wasserman Attorney at Law 7880 Mt. Carrol St. Dalton Gardens. ID 83815 LEGAL 3954 JULY 23, 30, 2015 AUGUST 6, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NUMBER: CV-15-4883 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF THOMAS E GILBERTZ, DECEASED NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above mentioned decedent. All persons having claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. /s/________ CHARLES M. DODSON Attorney for Personal Representative /s/________ SHARON (WICK)GILBERTZ c/o Charles M. Dodson Attorney at Law 1424 Sherman Ave., #300 Coeur d' Alene, ID 83814 208-664-1577 LEGAL 3987 JULY 23, 30, 2015 AUGUST 6, 2015

NOTICE OF TRUSTEE'S SALE On 12/2/2015 at 9:00 AM (recognized local time), in the AUCTION.COM ROOM, at LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 2, VARNUM'S ADDITION TO THE TOWN OF COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF PLATS AT PAGE 147, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1061 N 1ST STREET, COEUR D'ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by FRANK DARRELL ROSCO, AN UNMARRIED MAN, as Grantor(s), to NORTH IDAHO TITLE INSURANCE COMPANY INC, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR CHERRY CREEK MORTGAGE CO. INC., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 6/24/2010, recorded 6/30/2010, as Instrument No. 2271515000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 6/1/2014 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 7/17/2015 is $182,000.06 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 7/17/2015 SYDNEY K. LEAVITT, ESQ ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LLP T.S. No. 027817-ID Parcel No.: C92700020040 LEGAL 3957 JULY 30, 2015 AUGUST 6, 13, 20, 2015

The following application(s) have been filed to appropriate the public waters of the State of Idaho: 95-17008 MARINA YACHT CLUB LLC PO BOX 6200 COEUR D ALENE, ID 83816 Point of Diversion L1(NESW) S14 T50N R04W KOOTENAI County Source GROUND WATER Use: IRRIGATION 03/15 to 11/15 0.23 CFS Total Diversion: 0.23 CFS Date Filed: 5/1/2015 Place Of Use: IRRIGATION T50N R04W S14 L5(SWNW) L6(SENW) L1(NESW) Total Acres: 37.1 95-17024 TERRY KRIE KARI KRIE 1868 SPAHN LN PALCENTIACA, CA 92870-2854 Point of Diversion L6(NWSW) S34 T52N R03W KOOTENAI County Source HAYDEN LAKE Tributary SINKS Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 6/1/2015 Place Of Use: DOMESTIC T52N R03W S34 L6(NWSW) 95-17029 RON WAGNER ANGELA HOENAR PO BOX 978 ATHOL, ID 83801 Point of Diversion NWNW S32 T54N R02W KOOTENAI County Source GROUND WATER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 6/5/2015 Place Of Use: DOMESTIC T54N R02W S32 NWNW Permits will be subject to all prior water rights. For additional information concerning the property location, contact Northern Region office at (208) 762-2800; or for a full description of the right(s), please see www.idwr.idaho.gov/apps/ExtSearch/WRFiling.asp. Protests may be submitted based on the criteria of Idaho Code \u00DF 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 Mineral Drive, Suite 100, Coeur D' Alene ID 83815 together with a protest fee of $25.00 for each application on or before 7/20/2015. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director Legal 3767 July 23, 30 2015

NOTICE OF TRUSTEE'S SALE On 12/2/2015 at 9:00 AM (recognized local time), in the AUCTION.COM ROOM, at LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai, CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 24, BLOCK 2, REGAL CREST, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS AT PAGE 351, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1490 N FIRESTONE, POST FALLS, IDAHO 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by AARON J. BROWN, AN UNMARRIED PERSON, as Grantor(s), to KOOTENAI COUNTY TITLE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR MOUNTAIN WEST BANK, CORPORATION, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 3/11/2009, recorded 3/12/2009, as Instrument No. 2200558000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 7/1/2014 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 7/17/2015 is $185,564.78 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 7/17/2015 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LL T.S. No. 022487-ID Parcel No.: PJ3510020240 LEGAL 3975 JULY 30, 2015 AUGUST 6, 13, 20, 2015

Idaho Housing and Finance Association (IHFA) is amending its Annual Agency Plan in compliance with the Quality Housing and Work Responsibility Act of 1998. It is available for review at IHFA's office located at 915 W Canfield, Coeur d' Alene, Idaho. Office hours are 9 am to 5 pm, M-F. In addition, a public hearing will be held on Tuesday, September 15, 2015 at 5:30 pm. Everyone is invited. LEGAL 3991 JULY 28, 29, 30, 2015

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV15-5337 NOTICE OF HEARING ON NAME CHANGE (Adult) IN RE: Harold Louis Feltmann A Petition to change the name of Harold Louis Feltmann, now residing in the City of Coeur d' Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Louis Feltmann. The reason for the change is: I have always gone by Louis and my forest service credentials say Louis. A hearing for the petition is scheduled for 9 o'clock a. on Aug 31 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date 7-27-15. CLERK OF THE DISTRICT COURT By: /s/_________ Deputy Clerk LEGAL 4004 JULY 30, 2015 AUGUST 6, 13, 201, 2015

In re: Randy K. Bates NOTICE IS HEREBY GIVEN that an Order has been issued in conjunction with a hearing held on January 9, 2015, before the Idaho State Board of Accountancy in which evidence was provided that Randy K. Bates and Randy K. Bates, CPA, PA, violated the Idaho Accountancy Act and Rules. The Certified Public Accounting License of Randy K. Bates is revoked. Mr. Bates may not display his CPA certificate, utilize the designation of CPA, Certified Public Accountant, PA, or Public Accountant or in any way trade on those designations, including letterhead, telephone listings, signs, or advertisements. He may not perform any work for which a CPA license is required. Idaho State Board of Accountancy Kent A. Absec, Executive Director LEGAL 4006 JULY 30, 2015 AUGUST 6, 13, 20, 2015

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI. Case No. CV15-5018 NOTICE OF HEARING ON NAME CHANGE (Adult) IN RE: Ellie Jean Janelle Irvin A Petition to change the name of Ellie Irvin, now residing in the City of Coeur d' Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to: Ellie Grey. The reason for this change in name is: No longer wants married name after divorce and doesn't want maiden name for personal reasons. A hearing on the petition is scheduled for 9:00 o'clock a.m. on 8/24/15 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason for the name change. JIM BRANNON CLERK OF THE DISTRICT COURT By: /S/__________ Deputy Clerk LEGAL 4007 JULY 30, 2015 AUGUST 6, 13, 20, 2015

INFORMAL BID REQUEST ALL bids must be received by 5:00 PM Pacific Time on 8/13/15. Bids will be opened at 10:00 AM Pacific Time on 8/14/15 at the Idaho Transportation Dept located at 600 W. Prairie Ave Coeur d'Alene, Idaho 83815. The purpose of this Invitation to Bid (ITB) is to solicit bids to establish a contract between the Idaho Transportation Department (ITD) and a Contractor for ITD's District 1 Guardrail Repair and Installation in Boundary, Bonner, Benewah, Kootenai and Shoshone Counties. Public Works Licensing IS Required The Informal Bid may be obtained by visiting our web site at: http://itd.idaho.gov, click on "Doing Business with ITD", go to (Bid and Contract Information) then click on "ITD Goods and Services". 28th day of July, 2015 Shad Flores, Buyer Idaho Transportation Department LEGAL 4015 JULY 30, 2015 AUGUST 6, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 1, 2015 File No.: 7023.113480 Sale date and time (local time): November 04, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1906 E. 3rd Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michale R. Halderman and Jennifer M. Halderman, husband and wife Original trustee: First American Title Company of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: July 14, 2011 Recorder's instrument number: 2320043000 County: Kootenai Sum owing on the obligation: as of July 1, 2015: $118,377.26 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East 2 Feet of Lot 11, all of Lot 10, and Lot 9 less and except the East 36 feet, Block 12, Riverview Addition to Post Falls, according to the Plat recorded in Book E of Deeds, Page 329, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.113480) 1002.281623-File No. LEGAL 3867 JULY 16, 23, 30, 2015 AUGUST 6, 2015

LEGAL NOTICE NORTH IDAHO COLLEGE REQUEST FOR PROPOSALS Student Health Care Services RFP 16-01 Notice is hereby given that North Idaho College is soliciting proposals from qualified firms for student health care services. Interested parties should contact Vice President for Finance and Business Affairs, North Idaho College, 1000 W. Garden Ave. Coeur d'Alene, ID 83814. A copy of the complete request for proposals is available between 8:00 AM & 4:30 PM Monday through Thursday, and between 8:00 AM & 2:30 PM on Friday, at the Office of the Vice President for Finance and Business Affairs, North Idaho College. Lee-Kildow Hall, Room 111, 1000 W. Garden Ave., Coeur d'Alene, ID 83814, (208) 769-3340. A copy of the complete RFP is posted on the North Idaho College web site at www.nic.edu/procurement. Responses are due by 9:00 AM PST August 10, 2015. Dated: July 28, 2015 LEGAL 4019 JULY 30, 2015 AUGUST 6, 2015

NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on September 29, 2015, at 11:00 a.m. the office of First American Title Co., 1866 North Lakewood Drive, Coeur d'Alene, Idaho, on behalf of Catherine L. Dullea, Attorney at Law, as Successor Trustee, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Kootenai, State of Idaho, described as follows: The South 62.29 feet of Lot 6, all of Lot 7, Block 1, RIVERBEND COMMERCE PARK PHASE III, according to the plat recorded in the office of the County Recorder in Book "F" of Plats at Page 355, records of Kootenai County, Idaho. The purported physical address is 784 S. Clearwater Loop, Post Falls, ID. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by FOR 1031 CP CLEARWATER, LLC, ANDREWS-CP CLEARWATER, LLC, R. BONHAM-CP CLEARWATER, LLC, M. BONHAM-CP CLEARWATER, LLC, BLECHMAN-CP CLEARWATER, LLC, J. COLE-CP CLEARWATER, LLC, D. COLE-CP CLEARWATER, LLC, G. DULMES-CP CLEARWATER, LLC, A. DULMES-CP CLEARWATER, LLC, JENSEN-CP CLEARWATER, LLC, D. MAAG-CP CLEARWATER, LLC, B. MAAG-CP CLEARWATER, LLC, L.L.P. INVESTORS-CP CLEARWATER, LLC, NIGHTINGALE 1999 TRUST-CP CLEARWATER, LLC, G. REPPOND-CP CLEARWATER, LLC, B. REPPOND-CP CLEARWATER, LLC, 2003 SEKHON TRUST-CP CLEARWATER, LLC, SHEVLIN LIVING TRUST-CP CLEARWATER, LLC, and SILK PROPERTIES-CP CLEARWATER, LLC, as Grantors, to First American Title Co., as Trustee, and said Trustee having resigned and the Beneficiary having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of SEATTLE SAVINGS BANK, now known as Seattle Bank, as Beneficiary, said Deed of Trust having been recorded on January 28, 2005, as Instrument No. 1926849/Amendment Instrument No. 2135251000, official records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the sale is to be made is the failure of the Grantors and/or assumptive Grantor(s) to pay in full the entire obligation on or before April 1, 2015; failure to pay the late fee due 15 days after maturity in the sum of $117,639.43; failure to pay accrued late fees in the sum of $4,648.96; failure to pay deferred modification fee in the sum of $22,050.00; failure to pay lender's costs and attorney fees in the sum of $10,204.23; failure to pay default attorney fees in the sum of $800.00; and failure to pay a portion of the 1st half of the 2014 real property taxes. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $1,960,657.24, plus accrued interest at the rate of 6.32% per annum, from March 6, 2015, through March 31, 2015. As stated in the Promissory Note, at the time of default, interest accrues at the default rate of 18.0% from April 1, 2015, until paid in full, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 19th day of May, 2015. CATHERINE L. DULLEA Attorney at Law Successor Trustee LEGAL 3871 JULY 9, 16, 23, 30, 2015

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV15-4429 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Amanda McCarthy A Petition to change the name of Amanda McCarthy, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Amanda Freeze. The reason for the change in name is: Preferred name A hearing on the petition is scheduled for 9 o'clock A.M. on August 3, 2015 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. /s/_______ Jim Brannon Clerk of the District Court /s/Katie Woosley Deputy Clerk Legal 3806 July 16, 23, 30, 2015 August 6, 2015

IN THE DISTRICT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 15-4343 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF Pamela Ann Schaff-Huboff Deceased. NOTICE IS HEREBY GIVEN that Robert W. Huboff has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 10 day of July, 2015 ____/s/ Katherine Monroe Coyle LEGAL 3910 JULY 16, 23, 30, 2015

IN THE FIRST DISTRICT COURT OF THE FIRST JUDICAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-2015-0004494 SUMMONS FOR PUBLICATION (QUIET TITLE) H. MICHAEL RUSSELL, Plaintiff, vs. MERILEE A. YOUNG, as Trustee of the HOWARD W. RUSSELL REVOCABLE LIVING TRUST, and MERILEE A. YOUNG as CONSERVATOR of the Estate of HOWARD W. RUSSELL, and the ESTATE OF HOWARD W. RUSSELL and MERILEE A. YOUNG, as Personal Representatives of the Estate of GERALDINE E. RUSSELL, and SHIRLEY LEE RUSSELL, and any unknown entities, heirs and/or devisees of the above named party, and any unknown owners of, and all parties claiming an intrest in and to the following described property, located in Kootenai County, Idaho, to wit: A portion of Lots Seven (7) and Eight (8) Block Seven (7) and Douglas street vacated, TOWN OF HARRISON, in Section 1, Township 47 North, Range 4 West, Boise Meridian, Idaho, more specifically legally described as follows, Commencing at the NW corner, said Lot 7; Thence S17degrees29'30" E along the SW line, said Lot 7,27.24 feet to an iron pin which is the Point-of Beginning for this discription; Thence N1degrees18'40"E, 78.49 feet to an iron pin on the centerline of said vacated Douglas Street; Thence S80degrees00'30"W along said centerline of vacated Douglas Street, 25.52 feet to an iron pin; Thence S17degrees 29'30" E, 77.63 feet to the Point -of-Beginning. The physical adderss of said property being: 204 S. Prospect Avenue, Harrison, Idaho. No other addresses associated with this Property are known to Plaintiff. NOTICE; YOU HAVE BEEN SUED BY THE ABOVE PLAINTIFFS. THE COURT MAY ENTER JUDGEMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW: TO THE ABOVE NAMED DEFENDANTS and to the unknown heirs and/or devisees of said Defendants, if any, and any unknown owners, assigners, assignees, holders of encumberances of, and all parties claiming an intrest in and to the above described property. You have been sued by H. MICHAEL RUSSELL, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV-2015-0004494. The nature of the claim against you is an action for quiet title to real property. Any time after 20 days following the last publication of this summons, the court may enter a judgement against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, Coeur d' Alene, Idaho 83816, or 501 Government Way, Coeur d' Alene, IDaho 83814, (208) 446-1160, and served a copy of your response on the Plaintiff's attorney, Kenneth T. Jacobsen, Attorney at Law, P.O. Box 1116, Coeur d' Alene, Idaho 83816-1116, (208) 664-8258. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated this 14 day of July, 2015. JIM BRANNON Kootenai County Clerk of the District Court By:___/s/ Deputy Clerk LEGAL 3909 JULY 16, 23, 30, 2015 AUGUST 6, 2015

SUMMONS To: ALINA SCHALL You have been sued by ATLANTIC CREDIT & FINANCE SPECIAL FINANCE UNIT III, LLC, the Plaintiff, in the District Court in and for KOOTENAI COUNTY, Idaho, Case No. CV15-1614. The nature of the claim against you is a collection of money owed by you. Any time after 20 days following the last publication of this summons, the court may enter a judgement against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d' Alene, ID 83816, telephone (208) 446-1160, and served a copy of your response on the Plaintiff's attorney at Howell & Vail, LLP, P.O. Box 330, Meridian, ID 83860, telephone (208) 336-3331. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court of the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED 7/9/15 JIM BRANNON KOOTENAI COUNTY DISTRICT COURT By: Susan McCoy Deputy LEGAL 3947 JULY 23, 30, 2015 AUGUST 6, 13, 2015

NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on November 05, 2015, in the Office of First American Title Company, located at, 1866 N Lakewood Drive, Coeur d'Alene, ID, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in KOOTENAI County, Idaho, and described as follows, to-wit: LOT 17, BLOCK 1, WINDSONG FIRST ADDITION, ACCCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 90, RECORDS OF KOOTENAI COUNTY, IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 1710 N Summer Rose St, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust for Idaho executed by, Cody Swanson, an unmarried woman, as Grantor(s), First American Title Insurance Company of Idaho, as Trustee, for the benefit and security of, The United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, as Beneficiary; said Deed of Trust for Idaho was recorded September 16, 2010 as KOOTENAI County Recorder's Instrument No. 2281991000. The default for which this sale is to be made is as follows: Failure to make the monthly payment of $903.24 due for the 16th day of July, 2014 and a like sum of $903.24 due for the 16th day of each and every month thereafter; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of June 15, 2015 there is due and owing on the loan an unpaid principal balance of $133,186.22, accrued interest in the amount of $5,644.92, subsidy granted in the amount of $11,401.65 and fees currently assessed in the amount of $1,767.02 for a total amount due of $151,999.81. Interest continues to accrue on the Note at the rate of 4.25% per annum with a per diem rate of $15.63 after June 15, 2015. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED July 2, 2015 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE By/s/ Dalia Martinez, Trust Officer LEGAL 3950 JULY 23, 30, 2015 AUGUST 6, 13, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI. Case No. CV15-4906 In the Matter of the Estate of MICHAEL D. JAMES, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent, All persons having claims against the decedent or decedent's estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be either presented to the undersigned at the address indicated, or filed with the Clerk of the Court. JENNIFER L. JAMES Personal Representative c/o Richard W. Kochansky Attorney at Law 408 E. Sherman Ave #309 Coeur d' Alene, ID 83814 LEGAL 3953 JULY 23, 30, 2015 AUGUST 6 2015