Legals July 25, 2015

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATES DIVISION PROBATE CASE NO: CV-15-4884 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF ROBIN E. HOWELL, Deceased NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named decedent. All persons having claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. Dated this 13th day of July, 2015 /S/___________________ LARRY PHILLIP HOWELL C/O CHARLES M. DODSON ATTORNEY AT LAW 1424 SHERMAN AVENUE, SUITE 300 COEUR D' ALENE ID 83814 208-664-1577 PERSONAL REPRESENTATIVE /S/____________________ CHARLES M. DODSON ATTORNEY FOR PERSONAL REPRESENTATIVE LEGAL 3917 JULY 18, 25, 2015 AUGUST 1, 2015

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV15-5022 NOTICE OF HEARING ON NAME CHANGE (Adult) IN RE: Mary Ann Livingston-Stevenson A Petition to change the name of Mary Ann Livingston-Stevenson, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in KOOTENAI County , Idaho. The name will change to Mary Ann Stevenson-Livingston. The reason for this change is: because the Department of Licensing filled out my name change papers wrong and I didn't catch it. A hearing on the petition is scheduled for 9:00 am on August 24, 2015 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 7/15/15 JIM BRANNON CLERK OF THE DISTRICT COURT By: Bobee Deglman Deputy Clerk LEGAL 3919 JULY 18, 25, 2015 AUGUST 1, 8, 2015

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the City of Coeur d'Alene Planning Commission invites you to the following public hearing to consider your oral comments and all written comments received on the following items: ITEM SP-3-15 What is being requested: Ryan Davis is requesting approval of a proposed Community Education/Recreation special use permit in the R-12 (Residential at 12 units/acre) zoning district. Location of the request: The property is described as a +/- 7.68 acre parcel at 930 N. 15th Street (Lakes Middle School), and legally described as: Part of the Southeast Quarter of the Northeast Quarter of Section 13, Township 50 North, Range 4 West, Boise Meridian, described as beginning at a point 30 feet South of North line of Southeast Quarter of Northeast Quarter said Section 13, and 110 feet East line of 12th Street extended; thence East along a line parallel to and 30 feet South of North line of Southeast Quarter of Northeast Quarter of Section 13 a distance of 807 feet more or less to West line of 15th Street; thence South along West line of 15th Street 415 feet more or less to a point 112.5 feet North of North line of Montana Avenue; thence West along a line parallel to and 112.5 feet distant from North line of Montana Avenue a distance of 807 feet more or less to a point due South of place of beginning; thence North 415 feet more or less, to place of beginning. Public Hearing time and location: The public hearings will begin at 5:30 p.m. in the Community Room, Lower-level of Coeur d'Alene Public Library, 702 E. Front Avenue, at a regular meeting of the Planning Commission on August 11, 2015. Require more information? To see a more detailed copy of the above legal descriptions, obtain more information on the above requests or a copy of the staff reports; contact the Planning Department at 769-2240. Staff reports are also posted and available on August 7, 2015 at the City's web site at www.cdaid.org by clicking on agendas/planning commission. The hearing will be held in a facility that is accessible to persons with disabilities. Special accommodations will be available, upon request, five (5) days prior to the hearing. For more information, contact the Planning Department at (208)769-2240. Sean Holm Clerk of the Commission LEGAL 3976 JULY 25, 2015

CITY OF COEUR D'ALENE KOOTENAI COUNTY, IDAHO Summary of Supplemental Ordinance No. 3512 A SUPPLEMENTAL ORDINANCE OF THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, AUTHORIZING THE ISSUANCE AND SALE OF THE CITY'S SEWER REVENUE BOND, SERIES 2015, IN THE PRINCIPAL AMOUNT OF $8,670,367 TO PROVIDE FUNDS NECESSARY TO FINANCE IMPROVEMENTS TO THE CITY'S WASTEWATER SYSTEM; RATIFYING THE EXECUTION AND DELIVERY OF A LOAN AGREEMENT AND AMENDMENT THERETO; PROVIDING FOR THE SALE OF THE SERIES 2015 BOND TO THE STATE OF IDAHO DEPARTMENT OF ENVIRONMENTAL QUALITY; PLEDGING REVENUES FOR PAYMENT OF THE SERIES 2015 BOND ON PARITY; FIXING THE FORM AND TERMS OF THE SERIES 2015 BOND; PROVIDING FOR OTHER MATTERS PROPERLY RELATING THERETO; AND PROVIDING FOR THE EFFECTIVE DATE HEREOF. Section 101 (Definitions) defines certain capitalized terms used in the Supplemental Ordinance. Section 201 (Authority for Supplemental Ordinance) provides that the Supplemental Ordinance is adopted pursuant to the provisions of the Revenue Bond Act, Idaho Code Sections 50-1027 through 50-1042, inclusive, and the Municipal Bond Law of the State of Idaho, being Idaho Code, Title 57, Chapter 2 (collectively, the "Act"), and the Master Wastewater Bond Ordinance No. 3453 (the "Master Ordinance"). Section 202 (Finding and Purpose) provides findings and determinations required to finance certain improvements to the wastewater system (the "Project") of the City of Coeur d'Alene, Kootenai County, Idaho (the "City") with proceeds of issuance and sale of the City's Sewer Revenue Bond, Series 2015 (the "2015 Bond") pursuant to the Master Ordinance and Loan Agreement with the Idaho Department of Environmental Quality. Section 203 (Authorization of 2015 Bond, Principal Amount, Designation; Confirmation of Pledged Revenues) authorizes the 2015 Bond in the principal amount of $8,670,367; provides the designation of the 2015 Bond, and security of payment thereof from Pledged Revenues. Section 204 (Issue Date) provides that the issue date shall be the date of issuance of the 2015 Bond. Section 205 (2015 Bond Details) provides that the 2015 Bond shall be issued in a single denomination and shall bear interest at two percent (2.00%) per annum and be payable pursuant to the Loan Agreement and form of the 2015 Bond as set forth in Exhibit A to the Supplemental Ordinance. Section 206 (Optional Redemption) provides that the 2015 Bond is subject to redemption prior to maturity in whole or in part at par on any date. Section 207 (Sale of 2015 Bond, Approval of Loan Agreement) provides for issuance and sale of the 2015 Bond to the Purchaser pursuant to the Loan Agreement. Section 208 (Execution of 2015 Bond) provides for the manner of execution of the 2015 Bond. Section 209 (Registration of 2015 Bond) provides that the Treasurer of the City shall act as Bond Registrar for the 2015 Bond. Section 301 (Creation of Accounts and/or Subaccounts under Funds) creates the following: 2015 Debt Service Account under Bond Fund for payment of debt service on the 2015 Bond; and 2015 Reserve Account under the Debt Service Reserve Account to secure payment of the 2015 Bond. Section 302 (Delivery of 2015 Bond) authorizes delivery of the 2015 Bond to the Purchaser in exchange for prior draws received by the City plus capitalized interest thereon, totalling the principal amount of the 2015 Bond. Section 401 (Pledge of Revenues) provides for pledge of Pledged Revenues of the City to pay debt service on the 2015 Bond on parity with the outstanding Parity Bonds under the Master Ordinance. Section 501 (Effect of Supplemental Ordinance) provides that the Master Ordinance is amended and supplemented as provided by the Supplemental Ordinance. Section 502 (Ratification) ratifies, confirms and approves all proceedings, resolutions, and ordinances in connection with the sale and issuance of the 2015 Bond. Section 503 (Severability) provides that other covenants and agreements in the Supplemental Ordinance are not affected if one is made invalid. Section 504 (Conflict) repeals all resolutions, orders and regulations or parts thereof conflicting with the Supplemental Ordinance. Section 505 (Captions) provides that table of contents and captions and hearings are for convenience only. Section 506 (Savings Clause) provides that except as amended by the Supplemental Ordinance, the Master Ordinance shall remain in full force and effect. Section 507 (Effective Date) provides that the Supplemental Ordinance shall take effect from and after its passage and publication of this summary as required by law. Exhibit A: Sets forth the form of the 2015 Bond. Exhibit B: Sets forth this summary for publication. The full text of Supplemental Ordinance No. 3512 is available at the office of the City Clerk of the City of Coeur d'Alene, Idaho, and will be provided to any citizen upon personal request during normal business hours. Approved this 21st day of July, 2015. Renata McLeod, City Clerk LEGAL 3977 JULY 25, 2015

CITY OF COEUR D'ALENE KOOTENAI COUNTY, IDAHO Summary of Ordinance No. 3513 An Ordinance authorizing the issuance and sale of $6,000,000 General Obligation Bonds, Series 2015A, $1,595,000 General Obligation Refunding Bonds, 2015B, and related Supplemental Registered Interest Coupon in the initial value of $124,105.82 of the City of Coeur d'Alene, Kootenai County, Idaho, approving execution of a Bond Purchase Contract related to the sale of the Bonds and Supplemental Registered Interest Coupon, fixing the interest rates thereof, providing for the levy of taxes to pay principal of and interest on the Bonds and Supplemental Interest represented by the Supplemental Registered Interest Coupon, providing for the use of the proceeds thereof, providing for a system of registration therefor, making certain findings and covenants in connection therewith, making certain representations and covenants concerning maintenance of the tax-exempt status of interest thereon under the federal tax law, providing for the call for redemption of the bonds to be refunded, ratifying actions heretofore taken, and providing for related matters. Section 101 (Definitions) defines certain capitalized terms used in the Ordinance. Section 201 (Authorization of Bonds, Principal Amount, Designation and Series) provides that the Ordinance is adopted pursuant to the provisions of Sections 50-1019 and 50-1026, and the Municipal Bond Law of the State of Idaho, being Idaho Code, Title 57, Chapters 2, 5 and 9 (collectively, the "Act") to authorize its General Obligation Bonds, Series 2015A (the "2015A Bonds") in the principal amount of $6,000,000 and General Obligation Refunding Bonds, Series 2015B (the "2015B Bonds") in the principal amount of $1,595,000. Section 202 (Authorization of Supplemental Coupon) authorizes the City's Supplemental Registered Interest Coupon related to the 2015B Bonds (the "Supplemental Coupon"), in the initial value of $124,105.82. Section 203 (Purpose) sets forth that the 2015A Bonds shall finance the project authorized by the City's May 19, 2015, successful general obligation bond election together with costs of issuance; that the 2015B Bonds and Supplemental Coupon shall refund certain outstanding bonds of the City together with costs of issuance of the 2015B Bonds and Supplemental Coupon. Section 202 (Issue Date) provides that the issue date shall be the date of issuance of the 2015A Bonds, 2015B Bonds (collectively, the "Bonds") and the Supplemental Coupon. Section 205 (Bond Details, Amortization Plan) provides that the Bonds shall be issued in the principal amounts, and shall bear interest and be payable pursuant to the Ordinance. Section 206 (Details of Supplemental Coupon) provides that the 2015B Bonds shall bear Supplemental Interest in the form of the Supplemental Coupon with the terms and conditions as provided in the Ordinance. Section 207 (Denominations and Numbers) sets forth the denomination and registered numbers of the Bonds and the Supplemental Coupon, as applicable. Section 208 (Paying Agent and Bond Registrar) appoints the Treasurer of the City as Paying Agent and Bond Registrar for the Bonds and Supplemental Coupon. Section 209 (Optional Redemption) provides that the Bonds are subject to optional redemption at any time prior to maturity, in whole or in part, without penalty. Section 210 (Sale of Bonds and Supplemental Coupon) provides for issuance and sale of the Bonds and Supplemental Coupon pursuant to the Bond Purchase Contract ("Bond Purchase Contract") between the City and Mountain West Bank, Division of Glacier Bank, as purchaser (the "Purchaser"). Section 211 (Execution of Bonds and Supplemental Coupon) provides for the manner of execution of the Bonds and Supplemental Coupon. Section 212 (Establishment of Accounts and Funds) provides for creation of the Bond Account, Project Account, Escrow Account and Rebate Account. Section 213 (Delivery of Bonds and Supplemental Coupon; Application of Proceeds) authorizes delivery of the Bonds and Supplemental Coupon by the City to the Purchaser in exchange for the purchase prices pursuant to the Bond Purchase Contract and provides for deposit and use of the proceeds thereof. Section 214 (Approval of Escrow Agreement) approves the Escrow Agreement between the City and Wells Fargo Bank, National Association, as escrow agent, with respect to the refunding of certain of the City's General Obligation Funding and Refunding Bonds, Series 2006 (the "Refunded Bonds"). Section 215 (Deposits into Escrow Account) provides that a portion of the proceeds of sale of the 2015B Bonds and Supplemental Coupon shall be deposited with the Escrow Agent to refund the Refunded Bonds. Section 216 (Redemption of Refunded Bonds, Pledge, Sufficiency, of Escrow Account) provides for the details of redemption of the Refunded Bonds. Section 217 (Designation as "Qualified Tax-Exempt Obligations") designates the Bonds and Supplemental Coupon as qualified tax-exempt obligations pursuant to Section 265(b)(3) of the Internal Revenue Code of 1986, as amended (the "Code"). Section 218 (Further Authority) authorizes the officers of the City to do or perform all acts and execute all documents to provide for the issuance, sale and delivery of the Bonds and Supplemental Coupon and redemption of the Refunded Bonds. Section 301 (Transfer of Bonds and Supplemental Coupon) provides transfer provisions related to the Bonds and Supplemental Coupon. Section 302 (Exchange of Bonds and Supplemental Coupons) provides exchange provisions related to the Bonds and Supplemental Coupon. Section 303 (Bond Registration Books) provides that the Ordinance shall constitute a system of registration for purposes of chapter 9 of Title 57, Idaho Code. Section 304 (List of Bondholders) provides that the Bond Registrar shall maintain a list of owners of the Bonds and Supplemental Coupon. Section 305 (Duties of Bond Registrar) provides the duties of the Bond Registrar with respect to the Bonds and Supplemental Coupon. Section 401 (Levy of Taxes) sets forth the City's covenants to pay the debt service of the Bonds and Supplemental Interest represented by the Supplemental Coupon when due and shall levy general taxes upon all taxable property of the City sufficient to pay such debt service. The City pledges the full faith and credit of all taxable property in the City to the Bonds and Supplemental Interest represented by the Supplemental Coupon. Section 402 (Bonds and Supplemental Coupon in Registered Form) provides that the City will not take any action to affect the tax-exempt status of the Bonds and Supplemental Coupon. Section 403 (Arbitrage Covenant; Covenant to Maintain Tax Exemption) authorizes the City's officials to execute Tax Certificates to establish the Bonds and the Supplemental Coupon are not arbitrage bonds pursuant to Section 148 of the Code. The City covenants that it will not take action to cause interest on the Bonds or Supplemental Interest represented by the Supplemental Coupon to affect the tax-exempt status thereof and will not take action to cause the Bonds or Supplemental Coupon to be "private activity bonds" within the meaning of Section 171 of the Code. Section 404 (Investment of Funds) provides that moneys held in any fund or account, excluding the Escrow Account, shall be invested and reinvested in Investment Securities pursuant to written direction of the City. Section 405 (No Waiver of Limitation Provisions) provides the covenant of the City that the City will not waive the time limitation provisions of Section 34-2001A, Idaho Code, with respect to the Bond Election. Section 501 (Form of Bonds) provides that the form of the Bonds shall be in substantially the form as Exhibit A to the Ordinance. Section 502 (Form of Supplemental Coupon) provides that the form of the Supplemental Coupon shall be in substantially the form as Exhibit B to the Ordinance. Section 601 (Ratification) ratifies, confirms and approves all proceedings, resolutions, and ordinances in connection with the sale and issuance of the Bonds and Supplemental Coupon. Section 602 (Severability) provides that other covenants and agreements in the Ordinance are not affected if one is made invalid. Section 603 (Conflict) repeals all resolutions, orders and regulations or parts thereof conflicting with the Ordinance. Section 604 (Captions) provides that table of contents and captions and headings are for convenience only. Section 605 (Effective Date) provides that the Ordinance shall take effect from and after its passage and publication of this summary as required by law. Schedule 1: Provides a list of the Refunded Bonds. Exhibit A: Sets forth the form of the Bonds. Exhibit B: Sets forth the form of the Supplemental Coupon. Exhibit C: Sets forth this summary for publication. The full text of Ordinance No. 3513 is available at the office of the City Clerk of the City of Coeur d'Alene, Kootenai County, Idaho, and will be provided to any citizen upon personal request during normal business hours. Approved this 21st day of July, 2015. Renata McLeod, City Clerk LEGAL 3978 JULY 25, 2015

NOTICE OF TRUSTEE'S SALE On Tuesday, the 3rd day of November, 2015, at the hour of 2 o'clock p.m. of said day, at Alliance Title & Escrow, 1270 Northwood Center Ct, Coeur d'Alene, Kootenai County, Idaho, the undersigned, SHERYL S. PHILLABAUM, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of the sale, the following described real property situated in the County of Kooteani, State of Idaho, and described as follows, to-wit: Lot 92A, Hayden Lake Honeysuckle Hills according to the official plat thereof, filed in Book C of Plats at Page 239, Records of Kootenai County, Idaho More commonly known as: 3260 E. Upper Hayden Lake Rd, Hayden ID 83835 For purposes of compliance with Idaho Code Section 60-113, information concerning the location of the above-described property may be obtained from Sheryl S. Phillabaum, Phillabaum, Ledlin, Matthews, & Sheldon PLLC., 1235 North Post, Suite 100, Spokane, WA 99201. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Scott E. Lewis and Mayumi K. Lerwis, husband and wife, Grantors, to First American Title Company of Kootenai County, Inc., as Trustee, for the benefit and security of Toyota Federal Credit Union now known as Western Federal Credit Union as successor in interest, as Beneficiary; said Deed of Trust having been recorded on July 6, 2006, as Instrument No. 2041676000, Official records of Kootenai County, Idaho. The Grantors named herein are listed to comply with \u00DF45-1506(4)(a) of the Idaho Code. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this foreclosure sale is to be made is the failure of Scott E. Lewis and Mayumi K. Lewis (the Borrowers which executed the Note for which the above described Deed of Trust was granted as security) to pay when due monthly installments as set forth in the note secured by the Deed of Trust, to-wit: $613.89 per month for the month of January 2015, $624.25 for the month of February 2015, $563.84 for the month of March 2015, and $624.25 for the month of April 2015 and $124.84 in late fees. All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The sum owing on the obligation secured by the Deed of Trust is $300,550 principal, plus $2,889.97 interest accrued to April 24, 2015, plus $124.84 in late fees plus accruing interest, fees and costs. Additional interest accrues at a per diem rate of $20.1739 at 2.45 percent per annum. Grantor(s) must pay unpaid principal, interest, taxes, late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Trustees Sale or the Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. SHERYL S. PHILLABAUM, Attorney at Law, is the successor trustee of said Deed of Trust. WHENEVER ALL OR A PORTION OF ANY OBLIGATION SECURED BY A DEED OF TRUST WHICH HAS BECOME DUE BY REASON OF A DEFAULT OF ANY PART OF THAT OBLIGATION, INCLUDING TAXES, ASSESSMENTS, PREMIUMS FOR INSURANCE OR ADVANCES MADE BY A BENEFICIARY IN ACCORDANCE WITH THE TERMS OF THE DEED OF TRUST, THE GRANTORS OR THEIR SUCCESSOR IN INTEREST IN THE TRUST PROPERTY OR ANY PART THEREOF, OR ANY BENEFICIARY UNDER A SUBORDINATE DEED OF TRUST OR ANY PERSON HAVING A SUBORDINATE LIEN OR ENCUMBRANCE OF RECORD THEREON, AT ANY TIME WITHIN 115 DAYS OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER SUCH DEED OF TRUST MAY PAY TO THE BENEFICIARY OR THEIR SUCCESSORS IN INTEREST, RESPECTIVELY, THE ENTIRE AMOUNT THEN DUE UNDER THE TERMS OF THE DEED OF TRUST AND THE OBLIGATION SECURED THEREBY (INCLUDING COSTS AND EXPENSES ACTUALLY INCURRED IN ENFORCING THE TERMS OF SUCH OBLIGATION AND A REASONABLE TRUSTEE'S FEE SUBJECT TO THE LIMITATIONS IMPOSED BY SUBSECTION (6) OF SECTION 45-1502, IDAHO CODE, AND ATTORNEYS' FEES AS MAY BE PROVIDED IN THE PROMISSORY NOTE) OTHER THAN SUCH PORTION OF THE PRINCIPAL AS WOULD NOT THEN BE DUE HAD NO DEFAULT OCCURRED, AND THEREBY CURE THE DEFAULT THERETOFORE EXISTING, AND THEREUPON, ALL PROCEEDINGS THERETOFORE HAD OR INSTITUTED SHALL BE DISMISSED OR DISCONTINUED AND THE OBLIGATION AND DEED OF TRUST SHALL BE REINSTATED AND SHALL BE AND REMAIN IN FORCE AND EFFECT, THE SAME AS IF NO ACCELERATION HAD OCCURRED. DATE OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER THIS DEED OF TRUST JUNE 26, 2015, INSTRUMENT NO. 2504087000, RECORDS OF KOOTENAI COUNTY, IDAHO. INFORMATION ABOUT THE AMOUNT NECESSARY TO CURE ANY DEFAULT MAY BE OBTAINED FROM THE TRUSTEE AT THE ADDRESS STATED ABOVE OR BY CALLING 1-509-838-6055. REINSTATEMENT FUNDS ARE TO BE TENDERED TO THE TRUSTEE AT THE ADDRESS STATED ABOVE. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE. /S/____________________ SHERYL S. PHILLABAUM Successor Trustee, ISB 6926 LEGAL 3989 JULY 25, 2015 AUGUST 1, 8, 15, 2015