Legals July 2, 2015

T.S. No. 024779-ID NOTICE OF TRUSTEE'S SALE On 10/1/2015 at 11:00 AM (recognized local time), at the KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A PARCEL OF LAND IN THE SOUTH HALF OF THE NORTHWEST QUARTER OF SECTION 18, TOWNSHIP 52 NORTH, RANGE 3 W.B.M., KOOTENAI COUNTY, STATE OF IDAHO; MORE PARTICULARLY DESCRIBED AS: BEGINNING AT THE WEST QUARTER CORNER OF SAID SECTION 18; THENCE ALONG THE WEST BOUNDARY OF SAID SOUTHWEST QUARTER OF THE NORTHWEST QUARTER, NORTH 1823'44" EAST, 740.20 FEET TO A POINT; THENCE NORTH 89855'50" EAST, 588.50 FEET TO A POINT; THENCE SOUTH 1823'44" WEST, 741.0 FEET TO A POINT ON THE EAST-WEST CENTERLINE OF SAID SECTION 18; THENCE ALONG SAID EAST-WEST CENTERLINE, NORTH 89858'55" WEST, 588.50 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1626 E SILVER SPUR ROAD, ATHOL, IDAHO 83801, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RODNEY D LEDBETTER JR., A SINGLE PERSON, as Grantor(s), to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of WELLS FARGO BANK, N.A., as Beneficiary, dated 9/18/2009, recorded 9/18/2009, as Instrument No. 2232622000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 11/1/2014 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 5/29/2015 is $161,922.21 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 5/26/2015 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP Legal 3677 June 11, 18, 25, 2015 July 2, 2015

The following application(s) have been filed to appropriate the public waters of the State of Idaho: 95-17008 MARINA YACHT CLUB LLC PO BOX 6200 COEUR D ALENE, ID 83816 Point of Diversion L1(NESW) S14 T50N R04W KOOTENAI County Source GROUND WATER Use: IRRIGATION 03/15 to 11/15 0.23 CFS Total Diversion: 0.23 CFS Date Filed: 5/1/2015 Place Of Use: IRRIGATION T50N R04W S14 L5(SWNW) L6(SENW) L1(NESW) Total Acres: 37.1 95-17024 TERRY KRIE KARI KRIE 1868 SPAHN LN PALCENTIACA, CA 92870-2854 Point of Diversion L6(NWSW) S34 T52N R03W KOOTENAI County Source HAYDEN LAKE Tributary SINKS Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 6/1/2015 Place Of Use: DOMESTIC T52N R03W S34 L6(NWSW) 95-17029 RON WAGNER ANGELA HOENAR PO BOX 978 ATHOL, ID 83801 Point of Diversion NWNW S32 T54N R02W KOOTENAI County Source GROUND WATER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 6/5/2015 Place Of Use: DOMESTIC T54N R02W S32 NWNW Permits will be subject to all prior water rights. For additional information concerning the property location, contact Northern Region office at (208) 762-2800; or for a full description of the right(s), please see www.idwr.idaho.gov/apps/ExtSearch/WRFiling.asp. Protests may be submitted based on the criteria of Idaho Code \u00DF 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 Mineral Drive, Suite 100, Coeur D' Alene ID 83815 together with a protest fee of $25.00 for each application on or before 7/20/2015. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director Legal 3767 June 2, 9, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 18, 2015 File No.: 9113.20157 Sale date and time (local time): October 22, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 25990 N Good Hope Rd Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kenneth Albert Stone, a married man, as his separate estate Original trustee: First American Title Company Original beneficiary: MetLife Home Loans, a Division of MetLife Bank, N.A. Recording date: 09/18/2009 Recorder's instrument number: 2232609000 County: Kootenai Sum owing on the obligation: as of June 18, 2015: $295,747.53 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: The nature of the breach is due to non-occupancy of the property by Kenneth Albert Stone, a married man, as his separate estate and is grounds for acceleration on the Deed of Trust per paragraph 9 (b) (i) "The property ceases to be the principal residence of a Borrower for reason other than death and the Property is not the principal residence of at least one other Borrower" Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Hope Hill Estates, according to the Plat recorded in Book I of Plats, Page 212, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 9113.20157) 1002.281208-File No. Legal 3782 July 2, 9, 16, 23, 2015

NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) Case No. CV 15-4077 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF PAUL V. NICHOLSON, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the Estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 19th day of June, 2015. Darlene J. Nicholson c/o M. Gregory Embrey WITHERSPOON KELLEY 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 (208) 667-4000 Legal 3790 June 25, 2015 July 2, 9, 2015

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV15-4105 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI IN RE: KIM SENECA FIGEL A Petition to change the name of KIM SENECA FIGEL, now residing in the City of Hauser, State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to Kim Seneca Yellowhawk. The reason for the change in name is: for artistic reasons. A hearing on the petition is scheduled for 9 o'clock A.M. on July 27, 2015 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Dated June 11, 2015 Clerk of the District Court /s/ Katie Woosley Deputy Clerk Legal 3791 June 25,2015 July 2, 9, 16, 2015

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-BVS-15016289 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 16, 2015, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 13 IN BLOCK 11 OF LAKESHORE ADDITION TO COEUR D'ALENE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK B OF PLATS AT PAGE(S) 128 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 512 S. 14TH ST., COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by VERMONT R. TROTTER, AN UNMARRIED MAN, as Grantor, to FIDELITY NATIONAL TITLE INS CO., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS NONIMEE FOR COUNTRYWIDE HOME LOANS, INC., as Beneficiary, dated 7/17/2005, recorded 6/24/2005, under Instrument No. 1959776, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-28CB MORTGAGE PASS TROUGH CERTIFICATES, SERIES 2005-28CB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sate is made is the failure to pay when due under the Deed of Trust Note dated 7/17/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of May 20, 2015 Delinquent Payments from May 01, 2009 3 payments at $ 1,129.85 each $ 3,389.55 51 payments at $ 1,052.11 each $ 53,657.61 12 payments at $ 1,034.68 each $ 12,416.16 7 payments at $ 1,042.65 each $ 7,298.55 (05-01-09 through 05-20-15) Late Charges: $ 44.64 MTGR Rec Corp Adv: $ 3,501.64 TOTAL: $ 80,308.15 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $138,003.65, together with interest thereon at 6.250% per annum from 4/1/2009 to 8/1/2009, 6.250% per annum from 8/1/2009 to 11/1/2013, 6.250% per annum from 11/1/2013 to 11/1/2014, 6.250% per annum from 11/1/2014, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 5/20/2015 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By Alison Prince c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877)237-7878 A-4526546 07/02/2015, 07/09/2015, 07/16/2015, 07/23/2015 Legal 3800 July 2, 9, 16, 23, 2015

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that Kootenai County Fire & Rescue will hold a Public Hearing at its regular monthly meeting on Monday, July 13, 2015 at 6:00 pm, to consider the adoption by resolution, Resolution No. 2015-02, declaring district property as surplus to be sold, conveyed, and/or disposed of. Meeting will be at the KCFR Station #1 located at 404 N. Idaho St., Post Falls, Idaho. Public comments will be heard and recorded. The proposed list to be declared as surplus may be examined prior to the hearing date at the Kootenai County Fire & Rescue Administrative Office at 1590 E. Seltice Way, Monday through Friday, 8:00 am to 5:00 pm. Dated this 2nd day of July, 2015 Laurie Perkinson District Secretary LEGAL 3844 July 2, 2015

NOTICE TO CREDITORS CASE NO. CV 15-4463 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF THOMAS M. COLEMAN, JR. Deceased NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Descendent. All persons having claims against the Dependent of the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 30th day of June, 2015. Dennis B. Cooke, Personal Representative C/O MARC E WALLACE, P.A. Attorney at Law 2370 Merritt Creek Loop, Suite 1 Coeur d' Alene, ID 83814 LEGAL 3845 July 2, 9, 16, 2015

NOTICE OF HEARING PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY PROBATE CASE NO. CV 15-3699 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF THOMAS J. DAVIDSON, JR., Deceased. NOTICE IS HEREBY GIVEN that on the 21st day of July, 2015, at the hour of 9:30 o'clock a.m. , or as soon thereafter as counsel may be heard, in the courtroom of the above-entitled court, Coeur d'Alene, Idaho, before the HONORABLE JAMES COMBO, the estate of the above-named Decedent will call on for hearing the Petition for Summary Administration of Estate in which Surviving Spouse is Sole Beneficiary. Dated this 7th day of June., 2015. /s/_________ Marc E. Wallace Attorney at Law 2370 N. Merrit Creek Loop Ste.1 Coeur d'Alene, Id 83814 Legal 3715 June 11, 18, 25, 2015 July 2, 2015

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-13013835 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 2, 2015, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVENUE, COEUR D'ALENE, ID, sell, at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4 BLOCK 2, ALAN PARK WEST, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 461. RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3085 E. AZALEA AVENUE , POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by COLE E. ANDERSON, SINGLE AND DONALD R. MANN, SINGLE, as Grantor, to RINGERT CLARK CHARTERED-JEFFREY R. CHRISTENSON, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR U S BANK N.A., as Beneficiary, dated 8/5/2009, recorded 8/10/2009, under Instrument No. 2226794000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/5/2009, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of May 8, 2015 Delinquent Payments from December 01, 2012 10 payments at $ 1,025.52 each $ 10,255.20 12 payments at $ 1,016.54 each $ 12,198.48 8 payments at $ 1,018.89 each $ 8,151.12 (12-01-12 through 05-08-15) TOTAL: $ 30,604.80 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $152,035.34, together with interest thereon at 4.950% per annum from 11 /1 /2012 to 10/1/2013, 4.950% per annum from 10/1/2013 to 10/1/2014, 4.950% per annum from 10/1/2014, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 5/8/2015. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: Alison Prince c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 A-4524972 06/18/2015, 06/25/2015, 07/02/2015, 07/09/2015 Legal 3740 June 18, 25, 2016 July 2, 9, 2015

SUMMONS BY PUBLICATION (QUIET TITLE) CASE NO. CV-2015-3479 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI EILEEN ELLEN HAWLEY, a single woman, Plaintiff, vs. The John and Sjoukje Bungen Family Trust, John S. Bungen Trustee, Sjoukje Bungen Trustee, Sjoukje Zimmerman Bugen Trustee, and, Unknown Designees, Heirs, Successors or Assigns; and all unknown claimants, their Designees, Successors, and Assigns to the Real Property described on Exhibit A Attached Hereto, and Parties Claiming Any Right to Possession thereto, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVED-NAMED PLAINTIFF(S). THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW: TO: All Named Defendants. YOU ARE HEREBY NOTIFIED that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within (20) days after service of this Summons on you. If you fail to so respond, the Court may enter Judgment against you as demanded by the Plaintiff(s) in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response required compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address, and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. 5. The Complaint asserts causes of action for adverse versus possession and Quiet Title to the above referenced property ( a description of which is attached to this Summons as "Exhibit A") and request that the Court enter an Order quieting Title and declaring Plaintiff as Fee Simple Owner of aforesaid property. 6. Anytime after twenty (20) days following the last publication of this Summons, the Court may enter judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Court at P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000 or 324 W. Garden Ave., Coeur d'Alene, Idaho 83814, 208-446-1160, and served a copy of a response on the Plaintiff's attorney at 610 E. Sherman Avenue, Suite 3 (physical address) or P.O. Box 519, Coeur d'Alene, Idaho 83816-0519 (mailing address). A copy of the Summons and Complaint may be obtained by contacting the Clerk of the Court or the Attorney for Plaintiffs. If you wish legal assistance, you should immediately find an attorney to advise you in this matter. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. Dates this 27th day of May, 2015. Jim Brannon Clerk of the District Court /s/______ Susan McCoy Deputy EXHIBIT "A" A parcel of land being that portion of the West 50 rods of Government Lots 1 and 2, lying East of the existing boundary line fence in Section 9, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; more particularly described as follows: Commencing at the Northwest corner of said Section 9, monumented with an existing iron rod, 1/2 inch diameter with a plastic cap according to Corner Perpetuation and Filing Record Form on file under Instrument Number 2176189000, from which the North Quarter corner of said Section 9, monumented with an existing iron pipe 3/4 inch diameter with a plastic cap, according to Corner Perpetuation and Filing Record Form on the file under Instrument Number 1390802, bears North 89854'22" East, a distance of 2,788.03 feet; thence along the North line of said Section 9, North 89 855'29" East, a distance of 824.99 feet to an existing iron rod, 1/2 inch diameter at the Northeast corner of the West 50 rods of said Government Lots 1 and 2; thence along the East line of said West 50 rods of Government Lots 1 and 2, South 00814'26" East, a distance of 15.93 feet to an East-West fence line, the Point of Beginning; thence continuing along said East line of the West 50 rods of Government Lots 1 and 2, South 00814'26" East, a distance of 2,606.87 feet to an existing East-West fence line; thence along said East-West fence line, north 89830'13" West, a distance of 2.52 feet to an existing corner; thence along an existing North-South fence line, the following fifteen (15 ) courses: 1)North 04814'06" West, a distance of 362.85 feet; 2)thence North 01816'59" West, a distance of 61.07 feet; 3)thence North 00827'52" West, a distance of 98.96 feet; 4)thence North 00810'50" East, a distance of 162.96 feet; 5)thence North 02837'13" East, a distance of 65.53 6)thence North 00847'47" East, a distance of 120.32 feet; 7)thence North 00815'45" East, a distance of 354.41 feet; 8)thence North 00817'34" East, a distance of 113.17 feet; 9)thence North 00805'18" West, a distance of 207.70 feet; 10)thence North 01816'48" East, a distance of 61.49 feet; 11)thence North 00802'40" West, a distance of 174.12 feet; 12) thence North 00855'30" East, a distance of 175.01 feet; 13)thence North 00817'34" East, a distance of 155.31 feet; 14)thence North 01804'20" East, a distance of 235.29 feet; 15) thence North 00803'27" East, a distance of 259.80 feet to an existing fence corner; thence along an existing East-West fence line, North 89845'40" East, a distance of 2.35 feet to the Point of Beginning. Legal 3747 June 18, 25, 2015 July 2, 9, 2015

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Michiel L Bell Jr and Michelle Lynn Bell, husband and wife, as grantor, to Fidelity National Title Insurance Co as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for Full Spectrum Lending, Inc. as beneficiary, dated November 24, 2004, recorded November 30, 2004, in the mortgage records of Kootenai County, Idaho, as Document No. 1915803, and assigned to The Bank of New York Mellon FKA The Bank of New York as Trustee for the certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2004-15 by assignment recorded on August 12, 2011 in the records of Kootenai County, Idaho, as Document No. 2323679000, covering the following described real property situated in said county and state, to wit: LOT 8, BLOCK 14, DRUMHELLERS FIRST ADDITION TO THE TOWN OF POST FALLS, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 105, TOGETHER WITH VACATED EAST 12 FEET OF CATHERINE STREET ADJOINING. MORE PROPERLY DESCRIBED AS: LOT 8 IN BLOCK 14 OF DRUMHELLER`S FIRST ADDITION TO THE CITY OF POST FALLS, COUNTY OF KOOTENAI, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDS IN BOOK B OF PLATS, PAGE 105. PROPERTY ADDRESS: 108 W 10TH AVE, Post Falls, ID 83854 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments of $751.27 beginning July 1, 2014; monthly payments of $751.29 beginning August 1, 2014 through March 1, 2015; plus prior accrued late charges of $61.62; plus escrow advances of $14.36; plus other fees and costs of $1,745.97; minus $156.19 of funds held in suspense; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $97,938.47 with interest thereon at the rate of 4.50000 percent per annum beginning June 1, 2014; plus prior accrued late charges of $61.62; plus escrow advances of $1,229.70; plus other fees and costs of $31,164.14; minus $156.19 of funds held in suspense; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on August 7, 2015, at the hour of 10:00 AM, at Kootenai County Crths North Entrance, Admin Bldg Veterans Memorial Plaza 451 N Government Way, Couer D` Alene, ID 83814, in the City of Couer D` Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 Legal 3749 June 18, 25, 2015 Jule 2, 9, 2015

T.S. No. 024682-ID NOTICE OF TRUSTEE'S SALE On 10/20/2015 at 11:00 AM (recognized local time), at the KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 16, BLOCK 4, FIELDSTONE AT PRAIRIE FALLS THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 92, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 2573 COOLWATER DRIVE, POST FALLS, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DEREK GARCIA, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), to NORTH IDAHO TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR ACCREDITED HOME LENDERS, INC., A CALIFORNIA CORPORATION, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 9/23/2005, recorded 9/27/2005, as Instrument No. 1983666, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 11/1/2014 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 6/12/2015 is $135,495.00 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 Dated: 6/12/2015 SYDNEY K. LEAVITT, ESQ ., a member of the State Bar of Idaho, of Aldridge Pite, LLP successor to Pite Duncan, LLP as a result of the merger of Pite Duncan, LLP into Aldridge Connors, LLP Legal 3753 June 25, 2015 July 2, 9, 16, 2015

NOTICE TO CREDITORS Probate Case No. CV-15-2722 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of LORIS GAYNOS and NICOLAUS GAYNOS, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedents. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 15the day of June, 2015. /s/ Richard P. Wallace Attorney for Personal Representative Attorney at Law N. 2370 Merritt Creek Loop, #1 Coeur d'Alene, ID 83814 Legal 3757 June 18, 25, 2015 July 2, 2015

NOTICE TO CREDITORS Case No. CV 15-3294 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: JOHN W. HAUER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 11th day of May, 2015 Thomas W. Hauer Personal Representative c/o Mary Cusack Cusack Law Firm, PLLC 320 E. Neider Avenue, Suite 206 Coeur d'Alene, ID 83815 Legal 3758 June 18, 25, 2015 July 2, 2015

SUMMONS FOR PUBLICATION Case No. CV-2012-0008886 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR LMT 2007-7, Plaintiff, v. KENNETH W. FOSTER and John Does 1-10, as Occupants of the Premises located at 15819 North Pinewood Way, Hayden, ID 83835, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after the service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, post foreclosure ejectment from the real property located at 15819 North Pinewood Way, Hayden, ID 83835. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff if you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected, An appropriate written response required compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court, Dated this 12th day of June, 2015. Clerk of the District Court Jim Brannon /s/ Susan McCoy Deputy Clerk Legal 3760 June 18, 25, 2015 July 2, 9, 2015