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Legals January 29, 2015

| January 28, 2015 11:00 PM

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 24, 2014 File No.: 7023.107512 Sale date and time (local time): April 27, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 908 S Meyers Hill Rd fka 12707 E Meyer Hill Road Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Darcy Ann Johnson, a single person Original trustee: North Idaho Title Insurance Original beneficiary: Norwest Mortgage, Inc. Recording date: December 10, 1996 Recorder's instrument number: 1472527 County: Kootenai Sum owing on the obligation: as of December 24, 2014: $87,541.74 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West half of the Northeast quarter of the Southeast quarter of the Northeast quarter of Section 20, Township 50 North, Range 2 West of the Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.107512) 1002.276374-File No. LEGAL 2061 JANUARY 8, 15, 22, 29, 2015

Case No. CV15-206 NOTICE OF HEARING NAME CHANGE (Minor) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Kayla Leann Zaha A Petition to change the name of Kayla Leann Zaha, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Kayla Leann Downing. The reason for the change in name is: She would like it because her real dad has been absent for 10 years. A hearing is scheduled for 9:00 a.m. February 23, 2015 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 1/16/15 JIM BRANNON CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk LEGAL 2284 JANUARY 22, 29, 2015 FEBRUARY 5, 12, 2015

Case No. CV15-439 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF EARL M. GENZBERGER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned and filed with the Clerk of the Court. Dated this 19 day of January 2015. /s/ JANNA M. LEAF MARC E. WALLACE. P.A. Attorney at Law 2370 N. Merritt Creek Loop Suite 1 Coeur d'Alene, ID 83814 (208) 667-2264 (208) 667-2419 FAX ISB#2997 LEGAL 2288 JANUARY 22, 29, 2015 FEBRUARY 5, 2015

File No.: 256786 Customer Ref No. CSC Account No 36793115 NOTICE OF TRUSTEE'S SALE On May 26, 2015 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID\u2020 83814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: The East One-third (1/3) of the East Half of the North Half of Tract 52, Block 35, Post Falls Irrigated Tracts, according to the plat recorded in Book "C" of Plats at Page 78, Et. Seq., records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1610 East 12th Avenue, Post Falls, ID\u2020 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Charles L. Reynolds II a single person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development)\u2020 \u2020as Beneficiary, recorded July 31, 2009 as Instrument No. 2225401000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $185,000.00 together with interest thereon at the rate of 4.8750% per annum, as evidenced in Promissory Note dated July 31, 2009.\u2020 Payments are in default for the months of November 2013 through and including December 2014 in the amount of $1,077.87 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The balance now due is $169,697.83 in Principal; Interest is $9,700.66, subsidy granted is $8,699.28 and fees currently assessed are $1,942.27 computed through December 30, 2014 with interest accruing thereafter at the daily rate of $22.7966.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $178,397.11, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: January 21, 2015 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. LEGAL 3002 JANUARY 29, 2015 FEBRUARY 5, 12, 19, 2015

01-15\u2020 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on May 19, 2015, in the Office of First American Title Company, located at, 1866 N Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in KOOTENAI County, Idaho, and described as follows, to-wit:\u2020 LOT 8, BLOCK 10, FIELDSTONE AT PRAIRIE FALLS SIXTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK K OF PLATS AT PAGES 76 THRU 76h, RECORDS OF KOOTENAI COUNTY, IDAHO.\u2020 Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 2710 E Thrush Drive, Post Falls, Idaho 83854 is sometimes associated with said property.\u2020 Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the\u2020 obligations secured by and pursuant to the power of sale conferred in the Deed of Trust for Idaho executed by, Kyle P Holehan, an unmarried person, as Grantor(s), Alliance Title & Escrow Corp. of Idaho, as Trustee, for the benefit and security of, The United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, as Beneficiary; said Deed of Trust for Idaho was recorded November 06, 2009 as KOOTENAI County Recorder\u00CCs Instrument No. 2239831000.\u2020 The default for which this sale is to be made is as follows: Failure to make the monthly payment of $709.83 due for the 6th day of July, 2013 and a like sum of $709.83 due for the 6th day of each and every month thereafter; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of December 23, 2014 there is due and owing on the loan an unpaid principal balance of $143,466.13, accrued interest in the amount of $10,826.32, subsidy granted in the amount of $14,234.88 and fees currently assessed in the amount of $2,835.31 for a total\u2020 amount due of $171,362.64. Interest continues to accrue on the Note at the rate of 4.875% per annum with a per diem rate of $19.42 after December 23, 2014. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation.\u2020 DATED January 14, 2015\u2020 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE\u2020 By: /s/ Lisa J Tornabene, Trust Officer LEGAL 2003 JANUARY 29, 2015 FEBRUARY 5, 12, 19, 2015

CASE NO. CV 15-431 NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF HOWARD D. GRANGER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the estate of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice, or within sixty (60) days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 6th day of January, 2015. ____________________ Kathleen M. Granger c/o J. Todd Taylor Attorney for Estate of Howard D. Granger 601 West Riverside Ave., Ste. 1500 Spokane, WA 99201 Telephone: (509) 747-2052 LEGAL 3025 JANUARY 29, 2015 FEBRUARY 5, 12, 2015

NOTICE OF PUBLIC HEARING The Planning and Zoning Commission will hold a Public Hearing on February 18, 2015 commencing at 6:00 PM, or soon thereafter as can be heard after the meeting commences, at Rathdrum City Hall, 8047 W. Main Street, Rathdrum, ID 83858. The purpose of this hearing is to hear evidence and testimony regarding a 47-single family residential lot Preliminary Plat on approximately 22 acres to be known as North Ranch at Corbin Crossing, 3rd Addition, located east of Meyer Road and North of Majestic Avenue in the southwest quarter of Section 5, Township 51N, Range 4 W. The application was submitted by Copper Basin Construction, Inc. of Hayden Idaho. Oral testimony may be limited to 3 minutes. Written comments may be submitted prior to the Planning and Zoning Commission meeting, but must be received by the Planning and Zoning office, 8047 W Main Street, Rathdrum, ID 83858, no later than February 12, 2015 in order to be considered by the Planning and Zoning Commission. A copy of the proposal is available at the Planning and Zoning office downstairs at City Hall for inspection by all interested parties. Rathdrum City Hall is an ADA accessible building. Assistance for persons with disabilities will be provided upon 24-hour notice prior to hearing. LEGAL 3026 JANUARY 29, 2015

SUMMARY OF ORDINANCE NO. 1275 The City of Post Falls, Kootenai County, Idaho, hereby gives notice of the adoption of Post Falls Ordinance No.1275, an ordinance of the City of Post Falls, a municipal corporation of the State of Idaho, amending Section 15.08.010 of the Post Falls City Code to adopt the 2009 Idaho State Plumbing Code with amendments adopted by the state; amending Section 15.16.010 of the Post Falls City Code to adopt the 2014 National Electrical Code with amendments adopted by the state; providing repeal of conflicting ordinances; providing severability; and providing and effective date hereof. The full text of the summarized Ordinance No. 1275 is available at Post Falls City Hall, 408 Spokane Street Post Falls, Idaho 83854 in the office of the City Clerk. _________________________ Shannon Howard, City Clerk LEGAL 3027 JANUARY 29, 2015

SUMMARY OF ORDINANCE NO. 1273 The City of Post Falls, Kootenai County, Idaho, hereby gives notice of the adoption of Post Falls Ordinance No. 1273, an ordinance of the City of Post Falls, a municipal corporation of the State of Idaho, providing for annexation of property consisting of approximately 2 acres, located at the Northwest Corner of Section 5, Township 50 North, Range 4 West, B.M., Kootenai County, Idaho and zoning said annexed property as Single Family Residential (R-1); providing for the amendment to the Official Zoning Map; and providing for an effective date hereof. Generally described as a 2 Acre Parcel Located on the north side of Maplewood Avenue between Kyong Court and Seeley Street. Such lands are more particularly described as: COMMENCING at a found aluminum cap monumenting the South _ Corner of said Section 5 (from which a found aluminum cap monumenting the Southwest Corner of said Section 5 bears North 88835'03" West, a distance of 2653.68 feet), said point (South _ Corner) being the REAL POINT OF BEGINNING. thence along the easterly line of said Southwest _ North 0808'53" East, a distance of 347.35 feet to a point on the southerly right of way of the Chicago Milwaukee and St. Paul Railroad, thence leaving said easterly line along said southerly right of way North 78827'00" West, a distance of 260.15 feet to a point on the boundary of the City of Post Falls; thence leaving said southerly right of way along said boundary South 1827'05" West, a distance of 433.04 feet to a point on the southerly right of way of Maplewood Avenue, being also the Southeast Corner of that parcel described in Instrument No. 2226536; thence leaving said city boundary along said southerly right of way South 88835'03" East, a distance of 264.93 feet; thence leaving said southerly right of way North 0808'53" East, a distance of 40.01 feet to the REAL POINT OF BEGINNING. The full text of the summarized Ordinance No. 1273 is available at Post Falls City Hall, 408 Spokane Street Post Falls, Idaho 83854 in the office of the City Clerk. _________________________ Shannon Howard, City Clerk LEGAL 3029 JANUARY 29, 2015

Case No. CV15-736 NOTICE OF HEARING ON NAME CHANGE (Minors) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Elijah Daniel Roe Aaron Luke Roe Legal names of children A Petition to change the name of Elijah Daniel Roe, and the name of Aaron Luke Roe, all minors, now residing in the City of, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The names will change to Aaron Luke Woodward, and Elijah Daniel Woodward. The reason for the change in names is because : The last time we saw our father was in November 2009. He has not made any contact with us since then nor has he remembered any holidays or our birthdays . We have been using the last name of Woodward since then, all of our friends know us as Woodward, our teachers use the last name of Woodward and everything we do we use the name Woodward. Our Mom has the last name of Woodward and so does our Grandparents whom we also live with. My family goes by the name of Woodward and that is the name I want to go by. A hearing on the petition is scheduled for 9:00 a.m. on March 2, 2015 at the Kootenai County Courthouse. Objections may be filled by any person who can show the court a good reason against the change in name. DATE: 1/26/16 JIM BRANNON CLERK OF THE DISTRICT COURT By: Deputy Clerk LEGAL 3034 JANUARY 29, 2015 FEBRUARY 5, 12, 19, 2015

Case No. CV15-584 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF BRUCE S. NIMMO AND MARY L. NIMMO Deceased. NOTICE IS HEREBY GIVEN that Colleen M. Thomson has been appointed Personal Representative of the Estates of Bruce S. Nimmo and Mary L. Nimmo. All persons having claims against the Decedent's estate or their estates are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to and filed with the Clerk of the Court. DATED this 26 day of January, 2015. /s/ Randall C. Probasco Attorney for Personal Representative P.O. Box 1148 Coeur d'Alene, ID 83816-1148 LEGAL 3036 JANUARY 29, 2015 FEBRUARY 5, 12, 2015

NOTICE OF TRUSTEE'S SALE On Tuesday, May 12, 2015 at the hour of 10:00AM, of said day, at the North Entrance of the Admin Building, Kootenai County Courthouse, Veterans Memorial Plaza, 451 N. Government Way, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A parcel of land situated in the State of Idaho, County of Kootenai, with a street location address of 5565 W Mallory Rd; Rathdrum, ID 83858-8019 currently owned by David A Heft and Karen L. Heft having a Tax Identification Number of 52N04W298000 and being the same property more fully described in Book/Page or Document Number 1808451 dated 6/12/2003 and further described as W2-NW-NW-SE 29 52N 04W. More properly described as: The West half of the Northwest quarter of the Northwest quarter of the Southeast quarter of Section 29, Township 52 North, Range 4 WBM, Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 5565 West Mallory Road, Rathdrum, ID\u2020 83858, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by David A. Heft\u2020 , surviving spouse of Karen L. Heft, who died on October 30, 2009, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Ocwen Loan Servicing, LLC as Successor Beneficiary, recorded March 5, 2012 as Instrument No. 2348403000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $193,200.00 together with interest thereon, currently at the rate of 4.5000% per annum, as evidenced in Promissory Note dated February 19, 2012.\u2020 Payments are in default for the months of December 2013 through and including January 2015 in the amount of $1,184.25 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The principal balance as of January 5, 2015 is $186,445.89 together with accrued and accruing interest thereon, currently at the rate of 4.5000% per annum.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $186,445.89, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: January 7, 2015 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. LEGAL 2222 JANUARY 15, 22, 29, 2015 FEBRUARY 5, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 7, 2015 File No.: 7042.14592 Sale date and time (local time): May 13, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 17373 S Graysons Way Coeur d' Alene, ID 83814-9380 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David G. Zarate, and Marjorie E. Zarate, husband and wife Original trustee: Alliance Title & Escrow Corp., Inc Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc Recording date: 01/29/2007 Recorder's instrument number: 2080108000 County: Kootenai Sum owing on the obligation: as of January 7, 2015: $531,908.96 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A Parcel of land in Government Lot 5 of Section 8, Township 48 North, Range 4 West, Boise Meridian, Kootenai County, Idaho; being a portion of that Tract described in the Deed of Trust, Instrument No. 1177093, Dunn to Newell, dated March 20, 1990 and shown on the Record of Survey in Book 4 of Surveys, Page 249 (records of Kootenai County) and described as follows: Beginning at the Northwest corner of said Government Lot 5; thence South 86 degrees 54'39" East, 664.92 feet, along the North line of Government Lot 5; thence South 03 degrees 18'31" West, 671.00 feet along the East line of said Tract described in Instrument No. 1177093; thence North 86 degrees 54'39" West, (of record as North 86 degrees 59'39" West) 136.27 feet along the South line of said Tract to the East line of that Tract described in the Corrected Warranty Deed, Book 334, Page 596, Instrument No. 995825, Newell to McKnelly, dated December 18, 1984; thence North 03 degrees 15'11" East (of record as North) 34.49 feet along said East line to the Northeast corner thereof; thence North 86 degrees 44'49" West (of record as West) 528.00 feet along the North line of said Tract to the Northwest corner thereof, being also on the West line of Government Lot 5; thence North 03 degrees 15'11" East, 635.00 feet along the West line of Government Lot 5 to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.14592) 1002.276663-File No. LEGAL 2227 JANUARY 22, 29, 2015 FEBRUARY 5, 12, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 7, 2015 File No.: 7303.25935 Sale date and time (local time): May 13, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 2909 North Fernan Lake Dr nka 2909 E Fernan Lake Rd Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mary Jane Rose and Ronald Kevin Rose, wife and husband Original trustee: Alliance Title and Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GN Mortgage, LLC Recording date: 03/28/2007 Recorder's instrument number: 2090783000 County: Kootenai Sum owing on the obligation: as of January 7, 2015: $327,926.94 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 1, Fernan Lake Terrace, according to the plat recorded in Book E of Plats at Page 242, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.25935) 1002.276659-File No. LEGAL 2228 JANUARY 22, 29, 2015 FEBRUARY 5, 12, 2015

NOTICE OF PROPOSED CHANGE OF WATER RIGHT TRANSFER NO. 79275 NORTH KOOTENAI WATER DISTRICT, 13649 N MEYER RD, RATHDRUM, ID 83858; has filed Application No. 79275 for changes to the following water rights within KOOTENAI County(s): Right No(s). 95-8639; to see a full description of these rights and the proposed transfer, please see www.idwr.idaho.gov/apps/wr/QueryNewTransfers/QueryNewTransfers.aspx. The purpose of the transfer is to change a portion of the above rights as follows: Applicant proposes to add a new well to Right 95-8639 within the Rimrock system in SWSW, Section 2, T5N, R04W near an existing well on same lot. For additional information concerning the property location, contact Northern Region office at (208) 762-2800. Protests may be submitted based on the criteria of Idaho Code Sec. 42-222. For additional information concerning the property location, contact IDWR State office at (208) 287-4800. Protests may be submitted based on the criteria of Idaho Code Sec. 42-222. For additional information concerning the property location, contact IDWR State office at (208) 287-4800; or for a full description of the transfer, please see http://www.idwr.idaho.gov/WaterManagement/WaterRights/WaterRightTransfers/resources.htm Protests may be submitted based on the criteria of Idaho Code Sec. 42-222. Any protest against the proposed change must be filed with the Department of Water Resources, 322 E Front St, PO Box 83720, Boise ID 83720-0098 together with a protest fee of $25.00 for each application on or before 2/2/2015. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director LEGAL 2244 JANUARY 22, 29, 2015

Case No. CV-2015-008 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN THE MATTER OF THE ESTATE OF CRYSTAL M. JACOBSON, Deceased. NOTICE IS HEREBY GIVEN that Diana Bynum was duly appointed as Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. Dated this 12 day of January 2015. /s/ JEFFERY J. CRANDALL, ISB #4879 CRANDALL LAW GROUP, PLLC 8596 N. Wayne Dr., Ste. B Hayden, ID 83835 Phone: (208) 772-7111 Fax: (208) 772-7110 LEGAL 2247 JANUARY 15, 22, 29, 2015

Case No. CV15-0325 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF WALTER C. FERGUSON and RAE DELAYNNE FERGUSON Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to at the address indicated and filed with the Clerk of the Court. Dated this day of 2014. /s/ SHARON R. JENSEN Personal Representative c/o MARY W. CUSACK CUSACK LAW FIRM, PLLC 610 West Hubbard St., Suite 205 Coeur d'Alene, ID 83814 LEGAL 2249 JANUARY 15, 22, 29, 2015

Legal Notice: The Idaho Department of Health and Welfare, Division of Public Health, seeks public review and comment of the Draft Idaho Health Assessment, a new effort to assess the key issues impacting the health of Idahoans.\u2020 The assessment will be conducted every five years with annual review.\u2020 Results of the assessment will inform initiatives aimed at improving health across Idaho.\u2020 The Idaho Health Assessment can be accessed at http://healthandwelfare.idaho.gov/Portals/0/Health/Final%20Draft%20IHA%202015_web%20version.pdf. Comments should be sent to DPHInquiries@dhw.idaho.gov and must be received no later than February 2, 2015. LEGAL 2268 JANUARY 19, 20, 21, 22, 23, 24, 26, 27, 28, 29, 30, 30, 2015 FEBRUARY 2, 2015

NOTICE OF TRUSTEE'S SALE On Thursday, the 14th day of May, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: SOUTH HALF OF LOT 7, BLOCK 7, DRUMHELLER'S ADDITION TO THE TOWN OF POST FALLS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF DEEDS AT PAGES 244 AND 245. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1004 N. William St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD ALLEN JONES and LINDA J. JONES, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 9, 2007, as Instrument No. 2093020000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 16, 2007, as Instrument No. 2100100000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 9, 2007, in the amount of $850.00 each, for the months of July through December, 2014, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.17% per annum from June 1, 2014. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $120,434.46, plus accrued interest at the rate of 5.17% per annum from June 1, 2014. DATED This 13th day of January, 2015. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 2278 JANUARY 22, 29, 2015 FEBRUARY 5, 12, 2015