Legals January 6, 2015

T.S. No.\u2020 017575-ID / S93000010030 NOTICE OF TRUSTEE'S SALE On 4/14/2015 at 11:00 AM (recognized local time), AT THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 3 IN BLOCK 1 OF TRIPLE R SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 209 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 32863 NORTH 7TH AVENUE, SPIRIT LAKE, ID 83869, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 RONALD C FRANCIS AND PAMELA J FRANCIS, HUSBAND AND WIFE as Grantor(s), to ALLIANCE TITLE AND ESCROW CORP as Trustee, for the benefit and security of\u2020 CITIFINANCIAL, INC. as Beneficiary, dated 1/16/2007, recorded 1/17/2007, as Instrument No. 2078033000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 10/22/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of\u2020 12/1/2014 is\u2020 $106,150.52, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 12-1-14 LEGAL 2032 DECEMBER 16, 23, 30, 2014 JANUARY 6, 2015

Case No. CV14--9238 NOTICE OF HEARING ON NAME CHANGE (Minor) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT COURT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI A Petition to change the name of Shiloh Marie Splattstoesser, a minor, now residing in the City of CDA, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Shiloh Marie Clark-Brailey. The reason for the change in name is: because: Shiloh's step-father has helped raise Shiloh since her biological father's incarceration for charges relating to child pornography. He is now incarcerated again for a second time and will be for approximately 7 more years. Shiloh would like to start her new life in Idaho (as we have recently moved) in her new school with her new ClarkBrailey name. Her step-father is in the process of adopting Shiloh. She considers her step-dad to be the father figure in her life and is very excited for this to take place. A hearing on the petition is scheduled for 9 o'clock a.m. on Feb. 2, 2015 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. JIM BRANNON CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk LEGAL 2139 DECEMBER 23, 30, 2014 JANUARY 6, 13, 2015

Case No. CV 14 - 8133 REVISED NOTICE OF PETITION AND HEARING IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF DOROTHY M. MITCHELL, Deceased. NOTICE IS HEREBY GIVEN that on the 30 day of October., in the year 2014, BURL W. MITCHELL, whose address is P.O. BOX 2226, COEUR d'ALENE, ID, 83816, filed a PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY in the above-named estate. The Petition has been set for hearing in this Court at the Kootenai County Courthouse in Coeur d'Alene, Idaho, on the 3rd day of February, in the year 2015, at the time of 9:30 o'clock a.m. before the Presiding Magistrate. DATED this 19th day of December, 2014. /s/ CALLAHAN & ASSOCIATES, Chtd. by Kimmer W. Callahan P.O. Box 2226 Coeur d'Alene, Idaho 83816-2226 (208) 664-9228 - phone (208) 664-5369 - fax ISB # 5224 LEGAL 2138 DECEMBER 23, 30, 2014 JANUARY 6, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 16, 2014 File No.: 7443.20873 Sale date and time (local time): April 22, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11762 E Parks Rd Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: William H Klinkefus and Melissa M Klinkefus, husband and wife Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for USAA Federal Savings Bank Recording date: 02/06/2012 Recorder's instrument number: 2344938000 County: KOOTENAI Sum owing on the obligation: as of December 16, 2014: $223,218.25 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of the East half of the West half of the East half of the Southwest Quarter of Section 19, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, State of Idaho; lying Northerly of Lewellen Creek; Except a 12 foot strip for ditch and flume line as conveyed to Inland Improvement Company, Limited, by deed recorded in Book 32, Deeds, Page 186, records of Kootenai County, Idaho. Also except County Roads. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7443.20873) 1002.276084-File No. LEGAL 2146 DECCEMBER 30, 2014 JANUARY 6, 13, 20, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 10, 2014 File No.: 7023.109717 Sale date and time (local time): April 15, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 11505 West Prairie Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Marty Frantz and Cindy Frantz, husband and wife Original trustee: Kootenai County Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Idaho Independent Bank Recording date: November 4, 2009 Recorder's instrument number: 2239393000 County: Kootenai Sum owing on the obligation: as of December 10, 2014: $401,664.67 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West quarter of the South 3/4 of the Southeast quarter of the Southeast quarter in Section 22, Township 51 North, Range 5 West of the Boise Meridian, Kootenai County, Idaho. And except any portion lying within the road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.109717) 1002.275905-File No. LEGAL 2147 DECEMBER 30, 2014 JANUARY 6, 13, 20, 2015

Case No. CV14-7882 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF LESTER KEITH EMERSON Deceased. NOTICE IS HEREBY GIVEN that Cheryl D. Emerson has been appointed Personal Representative of the above-named estate.. All persons having claims against the Deceased, Lester Keith Emerson , are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to Cheryl D. Emerson, c/o William Appleton, 1424 Sherman Avenue, Suite 100, Coeur d'Alene, ID 83814, and filed with the Clerk of the Court. Dated this 23 day of December 2014. /s/ WILLIAM APPLETON Attorney for Cheryl D. Emerson LEGAL 2152 DECEMBER 30, 2014 JANUARY 6, 13, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 22, 2014 File No.: 7431.20457 Sale date and time (local time): April 28, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 13964 Pristine Circle aka 13964 N. Pristine Circle Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sidney G. McCord Jr and Heather M McCord husband and wife Original trustee: Fidelity National Title Co. of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Financial Resources, Inc. Recording date: 02/29/2012 Recorder's instrument number: 2347972000 County: Kootenai Sum owing on the obligation: as of December 22, 2014: $258,766.61 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 44, Block 3, Radiant Lake Estates, according to the plat recorded in Book J of Plats, Page 313, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7431.20457) 1002.276264-File No. LEGAL 2159 JANUARY 6, 13, 20, 27, 2015

N O T I C E O F L E T T I N G Sealed proposals will be received by the IDAHO TRANSPORTATION BOARD only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 3311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: CONTRACTING SERVICES until two o'clock p.m., on January 27, 2015, for the work of constructing a 12'x300' concrete slab for the installation of a weigh in motion scale on I-90, including traffic control; State, I-90, Huetter POE Weigh in Motion, known as Idaho Project No. A018(994), in Kootenai County, Key No. 18994. [ADDITIONAL INFORMATION CONTACT: RESIDENT ENGINEER ***RYAN HAWKINS*** AT (208) 772-1218] Plans, specifications, form of contract, proposal forms, and other information may be obtained from the Idaho Transportation Department website at http://www.itd.idaho.gov/design/contractors/contrinfo.htm. This contract requires full compliance with Title VI of the Civil Rights Act of 1964, which protects persons from being denied the benefits of or excluded from participation in programs or activities; or subjected to discrimination based on race, color, national origin, sex, age, disability, Limited English Proficiency or economic status. The Contractor is encouraged to utilize the goods and services of disadvantaged firms in accomplishing the tasks or providing the services of this agreement, and to provide equal opportunity to all sub-bidders and suppliers. Dated December 30, 2014 JAMES "JIM" F. CARPENTER, P.E. Chief Operations Officer LEGAL 2181 JANUARY 6, 13, 2015

Case No. CV 14 - 9168 NOTICE OF PETITION AND HEARING IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF HAROLD J. WINT, SR., Deceased. NOTICE IS HEREBY GIVEN that on the 16 day of DECEMBER, in the year 2014, ROSEMARY H. WINT, whose address is c/o Callahan & Associates, Chtd., P.O. BOX 2226, COEUR d'ALENE, ID, 83816, filed a PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY in the above-named estate. The original of the Petition is on file with the Clerk of Court and may be reviewed upon request. The Petition has been set for hearing in this Court at the Kootenai County Courthouse in Coeur d'Alene, Idaho, on the 10th day of February, 2015, at 10:30 a.m. before the Presiding Magistrate. DATED this 31 day of December, 2014. /s/ Callahan & Associates, Chtd. by Kimmer W. Callahan P.O. Box 2226 Coeur d'Alene, Idaho 83816-2226 (208) 664-9228 - phone (208) 664-5369 - fax LEGAL 2191 JANUARY 6, 13, 20, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 2, 2014 File No.: 7037.101471 Sale date and time (local time): April 2, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6770 West Darby Court Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dereck D. Kirk and Angeline A. Kirk, husband and wife Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Metlife Home Loans, a Division of Metlife Bank, N.A., its successors and assigns Recording date: 07/28/2009 Recorder's instrument number: 2224643000 County: Kootenai Sum owing on the obligation: as of December 2, 2014: $252,933.92 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14, Block 2, Deerfield, according to the Plat recorded in the Office of the County Recorder in Book G of Plats at page 376, 376A and 376B, records of Kootenai County, Idaho The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.101471) 1002.250292-File No. LEGAL 2048 DECEMBER 16, 23, 30, 2014 JANUARY 6, 2015

NOTICE OF TRUSTEE'S SALE TS No: ID08000115-14-1 APN 118127/ 53N04W326850 TO No. 7201512-44057193 On April 13, 2015 at 10:00 AM (recognized local time), Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Alliance Title and Escrow Corp as successor Trustee on behalf of Ocwen Loan Servicing, LLC, will sell at public auction, to the highest bidder for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE WEST HALF OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 32, TOWNSHIP 53 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. EXCEPT THE SOUTH 30 FEET FOR ROAD AND UTILITIES. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 5945 W GRAYEAGLE ROAD, Rathdrum, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CONNIE S MUNK AND RICHARD W MUNK, WIFE AND HUSBAND as Grantors, to FIRST ASSURED TITLE AGENCY as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), as designated nominee for GOLD MORTGAGE BANC, INC., Beneficiary of the security instrument, its successors and assigns, dated as of February 20, 2008 and recorded February 27, 2008 as Instrument No. 2146546000 and the beneficial interest was assigned to Ocwen Loan Servicing, LLC and recorded October 24, 2013 as Instrument Number 2433811000 of the records of Kootenai County, Idaho. The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The default for which this sale is to be made under Deed of Trust and Note dated February 20, 2008 is: failed to pay payments which became due. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,462.05, due per month from August 1, 2012, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $261,949.94, plus accrued interest at the rate of 6.00000% per annum from July 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, Trustee's fees, attorney's fees and any amounts advanced to protect the security associated with this foreclosure and that the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Alliance Title and Escrow Corp c/o Trustee Corps 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Dated: 12/10/14 Alliance Title and Escrow Corp By: Joel Meng, Asst. Secretary SALE INFORMATION CAN BE OBTAINED ONLINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Agency Sales and Posting at 800-683-2468 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: 949-252-8300 or rprequests@trusteecorps.com Alliance Title and Escrow Corp may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. A-4500491 12/16/2014, 12/23/2014, 12/30/2014, 01/06/2015 Legal 2075 December 16, 23, 30, 2014 January 6, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 8, 2014 File No.: 7069.26710 Sale date and time (local time): April 15, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 6045 North Madellaine Drive Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lori Ferraro and Gregory P. Ferraro, wife and husband Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fairway Independent Mortgage Corp. D/B/A Equity Freedom Home Loans Recording date: 02/12/2007 Recorder's instrument number: 2082356000 County: Kootenai Sum owing on the obligation: as of December 8, 2014: $329,847.55 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4 in Block 3 of Coeur d' Alene Place Eleventh Addition, according to the official plat thereof, filed in Book I of Plats at Page(s) 423 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7069.26710) 1002.260722-File No. Legal 2079 December 23, 30, 2014 January 6, 13, 2015

CASE NO. CV- 14-9165 NOTICE OF HEARING ON PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Magistrate Division In the Matter of the Estate of: THOMAS LYNN RICHMOND, Deceased . NOTICE IS HEREBY GIVEN that on the 2 day of February, 2015 at the hour of 11:30 am, or as soon thereafter as counsel may be heard, in the courtroom of the above entitled court, Coeur d'Alene, Idaho, before the HONORABLE Anna Ekhart, the estate of the above-named Decedent will call on for hearing the Petition for Summary Administration of Estate in Which Surviving Spouse is Sole Beneficiary. DATED this 17 day of December, 2014 /s/ RICHARD P. WALLACE Attorney at Law 1859 N. Lakewood Drive, Suite 201 Coeur d'Alene, ID 83814 Phone: (208) 292-2691 Fax" (208) 292-2693 ISB #1256 LEGAL 2122 DECEMBER 23, 30, 2014 JANUARY 6, 2015

NOTICE OF TRUSTEE'S SALE On Tuesday, the 7th day of April, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 15, TULLAMORE ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 453, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2989 N. Durrow Loop, Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JASON D REBMAN and JODI L REBMAN, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded September 3, 2010, as Instrument No. 2280526000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 4, 2014, as Instrument No. 2476461000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 1, 2010, in the amount of $1,056.00 each, for the months of June through November, 2014, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.25% per annum from May 1, 2014. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $164,348.09, plus accrued interest at the rate of 4.25% per annum from May 1, 2014. DATED This 5th day of December, 2014. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 2130 DECEMBER 23, 30, 2014 JANUARY 6, 13, 2015

NOTICE OF TRUSTEE'S SALE On Tuesday, the 14th day of April, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 24, BLOCK 1, GREENSIDE VISTAS, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 310, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 594 W. Ashworth Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by NICOLE R DARNELL, an Unmarried Woman, and THOMAS R VIGIL, an Unmarried Man, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS, INC., recorded July 19, 2007, as Instrument No. 2111586000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 19, 2007, as Instrument No. 2111587000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 19, 2007, in the amount of $1,286.00 each, for the months of July through December, 2014, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.95% per annum from June 1, 2014. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $166,650.28, plus accrued interest at the rate of 5.95% per annum from June 1, 2014. DATED This 12th day of December, 2014. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 2131 DECEMBER 23, 30, 2014 JANUARY 6, 13, 2015

NOTICE OF TRUSTEE'S SALE On Thursday, the 9th day of April, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 6, BLOCK 5, JASPER MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 107 THROUGH 107A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1302 N. Moonstone St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JEFFREY A ENDRESON, and WENDY L THOMAS, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS, INC., recorded February 23, 2007, as Instrument No. 2084719000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on February 23, 2007, as Instrument No. 2084720000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated February 22, 2007, in the amount of $1,667.00 each, for the months of July through November, 2014, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.59% per annum from June 1, 2014. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $220,341.96, plus accrued interest at the rate of 5.59% per annum from June 1, 2014. DATED This 9th day of December, 2014. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 2132 DECEMBER 23, 30, 2014 JANUARY 6, 13, 2015

NOTICE OF TRUSTEE'S SALE On Tuesday, the 14th day of April, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 5, CROWN POINTE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK K OF PLATS AT PAGE 351, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 12468 W. Devonshire Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JUSTIN KRETCHMAR and JENNIFER KRETCHMAR, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded October 2, 2013, as Instrument No. 2431093000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 21, 2014, as Instrument No. 2478210000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated October 1, 2013, in the amount of $1,015.00 each, for the months of July through December, 2014, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.25% per annum from June 1, 2014. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $167,155.08, plus accrued interest at the rate of 4.25% per annum from June 1, 2014. DATED This 12th day of December, 2014. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE LEGAL 2133 DECEMBER 23, 30, 2014 JANUARY 6, 13, 2015