Legals April 9, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 11, 2015 File No.: 7023.109378 Sale date and time (local time): July 13, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1793 S Regatta Way nka 793 S Regatta Way Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert J Kobrick and Amy K Kobrick, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: June 1, 2004 Recorder's instrument number: 1879382 County: Kootenai Sum owing on the obligation: as of March 11, 2015: $195,639.89 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Parcel I: That part of Government Lot 1, Section 29, Township 50 North, Range 3 West, Boise Meridian, described as follows: Beginning at the Northeast corner of Lot 1, Silver Beach Park, Kootenai County, State of Idaho; thence South 10 degrees 43' East along the Easterly line of said Silver Beach Park, 614.9 feet to the True Point of Beginning for this description; thence Continuing South 10 degrees 43' East along said Easterly line 100.0 feet; thence East, 123.32 feet; thence North 19 degrees 41' West, 90.76 feet; thence North 5 degrees 45' West, 12.44 feet; thence West, 110.06 feet to the True Point of Beginning. Parcel II: That part of Government Lot 1, Section 29, Township 50 North, Range 3 West, Boise Meridian, described as follows: Beginning at the Northeast corner of Lot 1, Silver Beach Park, Kootenai County, State of Idaho; thence South 10 degrees 43' East along the Easterly line of said Silver Beach Park, 714.9 feet to the True Point of Beginning for this description; thence continuing South 10 degrees 43' East along said Easterly line, 100.0 feet; thence East, 137.04 feet; thence North 13 degrees 27' West, 24.51 feet; thence North 19 degrees 41' West, 79.04 feet; thence West, 123.32 feet to the True Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.109378) 1002.278729-File No. LEGAL 3291 MARCH 26, 2015 APRIL 2, 9, 16, 2015

T.S. No.\u2020 00363-ID / H-2500-003-001-0 NOTICE OF TRUSTEE'S SALE On 7/30/2015 at 11:00 AM (recognized local time), at the KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 3, EMERALD OAKS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 278 RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 9202 NORTH PRESCOTT DRIVE, HAYDEN, IDAHO 83835 , is commonly associated with said real property.\u2020\u2020 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRETT M FINK, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), to FIRST AMERICAN TITLE, as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK INC, IT SUCCESSORS AND ASSIGNS, as Beneficiary, dated 5/4/2006, recorded 5/10/2006, as Instrument No. 2030598000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 7/1/2012 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law.\u2020 The sum owing on the obligation secured by said Deed of Trust as of 3/23/2015 is $226,627.69, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 3/23/2015\u2020 \u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP Legal 3354 April 9, 16, 23, 30, 2015

East Side Highway District East Canyon Road Overlay Advertisement to Bid Separate sealed BIDS for the East Canyon Road Overlay Project will be received by Ease Side Highway District until 2:00 PM local time Thursday, April 16th 2015. Bids hand delivered or mailed shall be delivered to the Owner, East Side Highway District, located at 6095 East Mullan Trail Road Coeur d' Alene, ID 83814, clearly marked "Bid Enclosed- East Canyon Road Overlay." Bids will then be publicly opened and read aloud at the East Side Highway District's office. The project consists of the following: Base Work- Construction of 5.6 miles of asphalt overlay on Ease Canyon Road between E. Schoolhouse Loop and Reed Road in Cataldo, Idaho. The work will include all equipment, labor, and materials needed to complete an overlay project per the contract documents. The work also includes, but is not limited to milling, removal and disposal of hazardous waste, traffic control, and striping. Schedule A Work- Construction of 1.2 miles of asphalt overlay on East Canyon Road between Rose Lake Exit and E. Schoolhouse Loop. The work will include all equipment, labor, and materials needed to complete an overlay project per the contract documents. The work also includes, but is not limited to milling, removal and disposal of hazardous waste, traffic control, and striping. (this is two projects with separate funding sources bid together. If the Base Work and Schedule A are both awarded by the owner, the owner intends to award both projects to one contractor. Refer to bid and contract documents for details.) The Contract Documents may be examined at the following locations: \u2022 J-U-B ENGINEERS, Inc.; 7825 Meadowlark; Coeur d' Alene, ID 83815 \u2022 East Side Highway District; 6095 East Mullan Trail Road; Coeur d' Alene, ID 83814 Electronic copies of the Contract Documents shall be obtained at www.questcdn.com upon payment of $20.00 (log on and enter Quest project #3794674). The standard set of contract documents includes electronic .pdf files of the contract documents. The Owner reserves the right to reject any or all bids and to waive any nonmaterial irregularities in the bids received. Bids must be accompanied by Bid Security in the form (one bid security for both projects), and subject to the conditions provided in the Instructions to Bidders in the amount of 5% of the amount of the bid proposal. A Public Works Contractor's License for the State of Idaho is required to bid this work. This project is not funded with Federal Funds and Davis-Bacon wages will not apply. Questions during bidding should be directed to Jay Hassell, P.E. at J-U-B ENGINEERS, Inc. at 7825 Meadowlark Way; Coeur d' Alene, Idaho; phone 208-762-8787; email jhassell@jub.com. Date: March 26th, 2015 /s/__________ East Side Highway District Legal 3363 April 2, 9, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 25, 2015 File No.: 7023.112044 Sale date and time (local time): August 05, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 4815 W Princetown Lane Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jared S Nessmith and Erin R Nessmith, husband and wife as community property with right of survivorship Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: September 26, 2008 Recorder's instrument number: 2179466000 County: Kootenai Sum owing on the obligation: as of March 25, 2015: $227,634.15 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 22, Block 6, the Landings at Waterford Fourth Addition, according to the Plat recorded in the office of the county recorder in Book "J" of Plats at Pages 343 thru 343C, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.112044) 1002.279195-File No. Legal 3367 April 9, 16, 23, 30, 2015

NOTICE OF SALE BY ATTORNEY OF RECORD On Friday, the 5th day of June, 2015, at the hour of 10:00 o'clock a.m. of said day, at Ramsden & Lyons, LLP, 700 Northwest Boulevard, Coeur d'Alene, Idaho, 83814, in Kootenai County, Idaho, Douglas S. Marfice, as the Attorney of Record for the Cooper's Bay Condominium Association Inc., an Idaho corporation, the managing body of the Cooper's Bay Condominiums Project, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: UNIT A-4, COOPERS BAY CONDOMINIUM PHASE I, ACCORDING TO THE PLAT RECORDED AS INSTRUMENT NO. 994821, AND AS DEFINED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED DECEMBER 20, 1984 AS INSTRUMENT NO. 994822, IN BOOK 136 OF DEEDS AT PAGE 961, RECORDS OF KOOTENAI COUNTY, IDAHO, AMENDMENT RECORDED APRIL 2, 1986 AS INSTRUMENT NO. 1042574, AMENDMENT RECORDED MAY 6, 1993 AS INSTRUMENT NO. 1303349, AND SETTLEMENT AGREEMENT, RELEASE, QUITCLAIM DEED, AND AMENDMENT RECORDED MAY 17, 1993 AS INSTRUMENT NO. 1304615. INCLUDING THE PERCENTAGE INTEREST IN COMMON AREAS SHOWN ON SAID PLAT, SAID DECLARATION AND SAID AMENDMENTS THERETO. The Attorney of Record has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Attorney of Record has been informed that the street address of 3531 E. TOBLER ROAD, UNIT A-4, HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred by Idaho Code Section 55-1518 and the DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED DECEMBER 20, 1984 AS INSTRUMENT NO. 994822, IN BOOK 136 OF MISCELLANEOUS AT PAGES 961 THRU 997, RECORDS OF KOOTENAI COUNTY, IDAHO, AND ALL AMENDMENTS THERETO (cumulatively referred to herein as "Declarations"), which are an encumbrance on the property, and as further described in that certain Claim of Lien Homeowner Assessments, records of Kootenai County, Idaho, Instrument No. 2458274000 and that certain Notice of Default, records of Kootenai County, Idaho, Instrument No. 2483451000. Title to said Property being vested in J.L. PENNINGTON AND VIRGINIA C. HEJLIK, HUSBAND AND WIFE AND VIRGINIA C. HEJLIK, AS TRUSTEE OF THE VIRGINIA C. HEJLIK LIVING TRUST OF 2012. THE ABOVE IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, as required by the foregoing Declarations, monthly assessments in the amount of $632.29 each, for the months of July, 2013 through January, 2015, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. Late fees accrue in the amount of $10.00 per month. The total amount due as of January 23, 2015 is $12,328.51, together with all subsequent assessments, interest, costs, penalties, and attorneys' fees accruing until the date of sale, full satisfaction, or reinstatement of the obligation. Legal 3377 April 2, 9, 16, 23, 2015

File No.: 264284 / Customer Ref No. CSC Account No 36185231 NOTICE OF TRUSTEE'S SALE On August 4, 2015 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID\u2020 83814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 15, Block 4, Fieldstone at Prairie Falls First Addition, according to the plat recorded in Book "I" of Plats at page 448, et seq., records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2325 North Mackenzie Drive, Post Falls, ID\u2020 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Renee Anne Lopez an unmarried woman , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture , (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded February 25, 2009 as Instrument No. 2198299000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $158,000.00 together with interest thereon at the rate of 4.3750% per annum, as evidenced in Promissory Note dated February 24, 2009.\u2020 Payments are in default for the months of July 2014 through and including February 2015 in the amount of $790.01 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The balance now due is $145,152.37 in Principal; Interest is $4,419.19, subsidy granted is $18,190.72 and fees currently assessed are $369.12 computed through March 5, 2015 with interest accruing thereafter at the daily rate of $17.3984.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $163,343.09, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: April 1, 2015 Alliance Title & Escrow Corp. /s/____________ Melissa Ambriz, Trust Officer Phone 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 3388 April 9,16,23,30,2015

NOTICE TO CREDITORS Case No. CV-2015-2071 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estates of, RALPH RUSSELL LUKINICH and WANDA LEE LUKINICH Deceased. NOTICE IS HEREBY GIVEN that GENE MCCOY has been appointed Personal Representative for the Estates of RALPH RUSSELL LUKINICH and WANDA LEE LUKINICH. All persons having claim against the deceased or their estates are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court and a copy furnished to the Personal Representative's attorney. DATED this 27th day of March, 2015 GARY A. FINNEY FINNEY FINNEY & FINNEY, P.A. 120 E. Lake Street, Ste 317 Sandpoint, Idaho 83864 Attorney for GENE MCCOY, Personal Representative of the Estates of RUSSELL LUKINICH and WANDA LEE LUKINICH Legal 3397 April 9,16,23,2015

NOTICE OF ADVERTISEMENT FOR REQUEST FOR BIDS The Board of Trustees of Coeur d'Alene School District 271 will be accepting sealed bids at the office of the Clerk of the Board located at the District Administrative Center at 1400 N. Northwood Center Court, Coeur d'Alene, Idaho 83814, on or before April 23, 2015, until the hour of 11:00 a.m. of said day for the procurement of: CLASSROOM MEDIA DEVICES Bids will be opened at the District Administrative Center at 11:00 a.m. on said date. All interested individuals are welcome to attend. Bid forms, instructions and specifications are available to interested bidders at the District Administrative Center. All bids shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement, "SEALED BID- CLASSROOM MEDIA DEVICES" marked on the outside. Bids will not be accepted via facsimile or e-mail. Any bid received after the hour of 11:00 a.m. on April 23,2015, will not be considered. The right is reserved to reject any or all bids for any reason whatsoever. Dated this 9th day April, 2015 Lynn Towne, Clerk of the Board Coeur d'Alene School District 271 Legal 3398 April 9,16, 2015

Panhandle Health District Bonner County Sandpoint, Idaho Request for Qualifications for Architectural Services PUBLIC NOTICE The Panhandle Health District Board of Health is interested in procuring the services of a professional architect(s) or design firm that are interested in providing services to remodel an existing 8000 square foot building with an addition for a new public health facility to serve Bonner County located in Sandpoint. General information on the project is available from Dale Peck, Project Manager, Panhandle Health District, 208-415-5210 or email at dpeck@phd1.idaho.gov. To be considered, all qualifications proposals must be directly submitted to: Dale Peck, Project Manager, Panhandle Health District, 8500 N. Atlas Road, Hayden, ID, 83835, by Thursday, April 23, 2015, 5:00 p.m. (local time). Selection of firm may be made directly from submitted statement of qualifications or as the result of subsequent firm interview. Lora Whalen, District Director Secretary to the Board of Health Legal 3399 April 9,16,2015

Case No. CV15-1993 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Susan Anne Martin A Petition to change the name of Susan Anne Martin, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Suzy Anne Martin. The reason for the change in name is: I've always been known as Suzy. Having two names is causing confusion. A hearing on the petition is scheduled for 9:00 a.m. on 4/20/15 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. DATE: 3/17/15 JIM BRANNON CLERK OF THE DISTRICT COURT By: Deputy Clerk LEGAL 3306 MARCH 19, 26, 2015 APRIL 2, 9, 2015

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PRV-15002747 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on July 14, 2015, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: Tract 124, Spirit Lake East, according to the plat recorded in the office of the County recorder in Book "F" of Plats at Pages 18-18G, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 34416 N. ST. JOE DR. , SPIRIT LAKE, ID 83869, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS LUKANCIC AND TAMARA LUKANCIC, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of DENNIS MYERS AND ROBERTA MYERS, HUSBAND AND WIFE, AND CRAIG SINGER, AN UNMARRIED MAN, as Beneficiary, dated 10/19/2012, recorded 10/19/2012, under Instrument No. 2380684000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by DENNIS MYERS AND ROBERTA MYERS, HUSBAND AND WIFE, AND CRAIG SINGER, AN UNMARRIED MAN. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 10/19/2012, FAILURE TO PAY THE PRINCIPAL BALANCE OF $155,215.76 PLUS ACCRUED INTEREST AND CHARGES AS SET FORTH, WHICH BECAME DUE AND PAYABLE BY REASON OF BENEFICIARY'S EXERCISE OF ITS RIGHT TO ACCELERATE THE LOAN SECURED BY SAID DEED OF TRUST, WHICH RIGHT OCCURRED UPON THE VIOLATION OF THE PROVISION OF THE DEED OF TRUST WHICH ALLOWS BENEFICIARY TO CALL ALL AMOUNTS DUE AND PAYABLE IN FULL UPON DEFAULT OF MONTHLY PAYMENTS. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $155,215.76, together with interest thereon at 6.000% per annum from 2/1/2014, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 3/16/2015. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By_________________________ Deborrah Duncan, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 LEGAL 3309 MARCH 19, 26, 2015 APRIL 2, 9, 2015

Case No. CV 15- 1924 SUMMONS BY PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., a national banking association; Plaintiff; vs. DAVID ADAMS, an individual; DEREK ADAMS, an individual; THE ESTATE AND HEIRS OF BESSIE BRADEN, deceased; BRYON L. LYONS AND GERALDINE G. LYONS, husband and wife; THE ESTATE AND HEIRS OF GRACE E. LENIUS, deceased; ARTHUR H. LENIUS, an individual; THE ARTHUR H. LENIUS LIVING TRUST; a living trust; ABN AMRO MORTGAGE GROUP, INC., a Delaware Corporation; NORTH IDAHO TITLE INSURANCE, INC, an Idaho Corporation; IDAHO INDEPENDENT BANK, an Idaho Corporation; FIRST AMERICAN TITLE COMPANY, INC., an Idaho Corporation; JP MORGAN CHASE BANK, N.A.; a national banking association; IDAHO DEPARTMENT OF HEALTH & WELFARE, an agency of the State of Idaho; and JOHN and JANE DOES 1 through 100, and all other persons claiming any right, title, estate, lien or interest in the real property which is the subject of this action; Defendants TO: THE ESTATE AND HEIRS OF BESSIE BRADEN: You have been sued by WELLS FARGO BANK, N.A., the Plaintiff, in the District Court in and for Kootenai County, Idaho, in the above-captioned case. The nature of the claim against you is to quiet title to the real property legally described as follows: That portion of Tract 12 of Lot 18, Fort Sherman Abandoned Military Reserve, recorded in Book "B" of Plats at page 153A, and being a portion of Section 11, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, described as follows: Commencing at the Northwest corner of said Tract 12, also being the Northeast corner of Lot 1, Block 2, College Hights Subdivision, recorded in Book "B" of Plats, Page 111, from which the Northwest corner of said Lot 1, Block 2, College Hights Subdivision, bears N 898 47' 23" West, a distance of 109.51 feet; Thence South 898 47' 23" East, a distance of 50.00 feet to the TRUE POINT OF BEGINNING; Thence South 008 25' 39" West, a distance of 145.20 feet; Thence South 898 52' 38" East, a distance of 60.86 feet; Thence North 008 25' 39" East, a distance of 145.11 feet; Thence North 898 47' 23" West, a distance of 60.86 feet to the TRUE POINT OF BEGINNING. Any time after twenty (20) days following the last publication of this Summons By Publication, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case Number, and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, Coeur d' Alene, Idaho, 83816-9000 (mailing address) or 324 West Garden Avenue, Coeur d' Alene, Idaho, 83814 (physical address), telephone number (208) 446-1160, and served a copy of your response on the Plaintiffs' attorney, Brent G. Schlotthauer, P.O. Box 808, Coeur d' Alene, Idaho, 83816, telephone number (208) 664-4457. A copy of the Summons by Publication and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 16 day of March, 2015. JIM BRANNON CLERK OF THE DISTRICT COURT By: ____________________________DEPUTY CLERK LEGAL 3310 MARCH 19, 26, 2015 APRIL 2, 9, 2015

Case No. CV 15-1442 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI U.S. Bank National Association, as Trustee for Structured Adjustable Rate Mortgage Loan Trust, Mortgage Pass-Through Certificates, Series 2005- I9XS, Plaintiff, vs. FREDERICK W. SQUIER (Deceased) and Unknown Heirs, Assigns and Devisees of Frederick W. Squire; BARBARA SQUIER; SQUIER FAMILY TRUST; BARBARA SQUIER TRUST DATED 12/14/2011; FIDELITY NATIONAL TITLE INS CO.; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (mers)and Does 1-10 as individuals with an interest in the property legally described as: Lot 9 and the East 10 feet of Lot 10, Block "DD", of the Amended Plat of City of Coeur d'Alene, according to the plat recorded in Book "A" of Plats, Page 79, records of Kootenai County, Idaho. Which may commonly be known as: 1043 East Mountain Avenue, Coeur d' Alene, ID 83814 Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 1043 East Mountain Avenue, Coeur d' Alene, ID 83814 A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(l) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiffs attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED this 13 day of March, 2015. CLERK OF THE DISTRICT COURT JIM BRANNON By: Deputy Clerk Derrick J. O'Neill/ISB #4021 Lewis Stoddard/ISB #7766 RCO Legal, P.C. 300 Main Street, Suite 150 Boise, Idaho 83702 Telephone: 208-489-3035 Facsimile: 208-854-3998 doneiII@rcolegaI.com Istoddard@rcolegal.com LEGAL 3311 MARCH 19, 26, 2015 APRIL 2, 9, 2015

Case No. CV 15-338 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IDAHO HOUSING AND FINANCE ASSOCIATION (fka IDAHO HOUSING AGENCY), Plaintiff, v. Heirs and Devisees of CORY R. PATIK, SHERYL L. PATIK, SPOUSE OF SHERYL L. PATIK, UNITED STATES OF AMERICA ACTING THROUGH THE RURAL HOUSING SERVICE OR SUCCESSOR AGENCY OF THE UNITED STATES DEPARTMENT OF AGRICULTURE, ALLIANCE TITLE AND ESCROW CORPORATION, PRAIRIE ESTATES HOMEOWNERS ASSOCIATION. and JOHN DOE and JANE DOE, Defendants. TO: HEIRS AND DEVISEES OF CORY R. PATIK, SPOUSE OF SHERYL L. PATIK, AND PRAIRIE ESTATES HOMEOWNERS ASSOCIATION: You have been sued by Idaho Housing and Finance Association , Plaintiff, in the District Court of the First Judicial District, in and for the County of Kootenai, State of Idaho, in Case No. CV 15-338. The nature of the claim against you is an action for the judicial foreclosure of a Deed of Trust encumbering the property located at 8113 W. Arizona St. fka 795 W. Arizona St., Rathdrum, ID 83858, due to non-payment of the required monthly payments. Any time after 20 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d'Alene, ID 83816, (208) 446-1651, and served a copy of your response on the Plaintiff's attorney at Ryan M. Fawcett, Skinner Fawcett LLP, 515 S. 6th St., P.O. Box 700, Boise, ID 83701-0700, (208) 345-2663. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 10th day of March, 2015. Jim Brannon Clerk of the Court By: ___/s/___________________ Deputy Clerk LEGAL 3312 MARCH 19, 26, 2015 APRIL 2, 9, 2015

Kootenai County Title Company P O Box 1408 Coeur d Alene ID 83816-1408 Order No. 84317 NOTICE OF TRUSTEE'S SALE On Wednesday, July 15, 2015, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, INC., located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: PARCEL 1: A portion of Lots 11 and 12, Block 15, EAST LACROSSE, a recorded in Book B of Plats at Page 119 and lying in the Southwest Quarter of Section 11, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho and being described by metes and bounds as follows: BEGINNING at a set P-K nail and shiner in a sidewalk marking the intersection of the North line of Lot 11 with the Northeasterly right-of-way line of Northwest Boulevard; Thence along the North line of Lots 11 and 12 and the South right-of-way line of Emma Avenue, South 88852'10" East, a distance of 155.62 feet to a set iron rod and PLS 4194 cap; Thence South 00834'46" West, a distance of 134.12 feet to a set iron rod and PLS 4194 cap; Thence South 74808'48" West, a distance of 57.50 feet to a set iron rod and PLS 4194 cap at the intersection with aforementioned Northeasterly right-of-way line of Northwest Boulevard; Thence along the Northeasterly right-of-way line of Northwest Boulevard, North 32854'07" West, a distance of 182.10 feet to the POINT OF BEGINNING. PARCEL 2: A portion of Lots 11 and 12, Block 15, EAST LACROSSE, a recorded in Book B of Plats at Page 119 and lying in the Southwest Quarter of Section 11, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho and being described by metes and bounds as follows: BEGINNING at the Northeast corner of Lot 12, Block 15, East Lacrosse; thence, along the East line of said Lot 12, South 01813'35'' West, a distance of 291.47 feet to the Southeast corner of Lot 12; thence, along the South line of said Lot 12, North 88851'03'' West, a distance of 89.38 feet to a found iron rod and cap on the Northeasterly right of way line of Northwest Boulevard; thence, along the Northeasterly right of way line of Northwest Boulevard, North 32854'07'' West, a distance of 169.58 feet to a set iron rod and PLS 4194 cap; thence, leaving said right of way, North 74808'48'' East, a distance of 57.50 feet to a set iron rod and PLS 4194 cap; thence, North 00834'46'' East a distance of 134.12 feet to a set iron rod and PLS 4194 cap on the North line of Lot 12 and the South line of Emma Avenue; thence, along the North line of Lot 12 and the South line of Emma Avenue, South 88852'10'' East, a distance of 131.07 feet to the POINT OF BEGINNING. PARCEL 3: Lot 13, Block 15, EAST LACROSSE ADDITION TO COEUR D'ALENE, Kootenai County, State of Idaho, according to the plat recorded in Book B of Plats at Page 119. EXCEPT the South 62 feet of West 100 feet thereof; ALSO EXCEPT the East 3 feet of the South 60 feet thereof; AND EXCEPT COMMENCING at the Southeast corner of Lot 13, Block 15, EAST LACROSSE ADDITION; thence North along the East line of said Lot 13, a distance of 60 feet to the POINT OF BEGINNING for this description; thence continuing North along said East line of Lot 13, a distance of 86 feet to a point on the South line of North Half of said Lot 13; thence at right angles West, along South line of said North Half of Lot 13, a distance of 47 feet to a point; thence at right angles South, 86 feet to a point; thence at right angles West, 3 feet to a point; thence at right angles South, 60 feet to a point on the South line of said Lot 13; thence at right angles East, 47 feet along the South line of said Lot 13; thence at right angles North, parallel with the East line of said Lot 13, a distance of 60 feet to a point; thence at right angles East, 3 feet to the POINT OF BEGINNING. and The West 50 feet of the North Half of Lot 14, all in Block 15, EAST LACROSSE ADDITION TO COEUR D'ALENE, Kootenai County, State of Idaho, according to the plat recorded in Book B of Plats at Page 119. TOGETHER WITH that portion vacated in ordinance No. 3277, which attaches by operation of law, recorded November 14, 2006 as Instrument No. 2066688000. EXCEPT FROM ALL OF THE ABOVE the North 5.0 feet of Lots 11, 12, 13 and West 50 feet of Lot 14, Block 15, of the EAST LACROSSE ADDITION TO COEUR D'ALENE, recorded in Book B of Plats at Page 119, records of Kootenai County, Idaho. ALSO EXCEPT a portion of Lot 11, Block 15 of EAST LACROSSE ADDITION TO COEUR D'ALENE (according to the plat filed in Book B of Plats at Page 119, records of Kootenai County, Idaho) situated in the Southwest Quarter of Section 11, Township 50 North, Range 4 West, Kootenai County, Idaho, described as follows: COMMENCING at the Northeast Corner of that portion of said Lot 11 shown on a record of Survey filed in Book 20 of Surveys at Page 141 (records of Kootenai County, Idaho), being also a point on the he Southerly right-of-way of Emma Avenue; thence along said Southerly right-of-way North 88852'10" West, 136.83 feet to a point on the Easterly right-of-way of Northwest Boulevard, said point being the REAL POINT OF BEGINNING; thence along the Southerly right-of-way of said Emma Avenue South 88852'10" East, 25.82 feet to a point; thence leaving said Southerly right-of-way South 29840'17" West, 24.08 feet to a point on the Easterly right-of-way of said Northwest Boulevard; thence along said Easterly right-of-way North 32856'51" West, 25.54 feet to the REAL POINT OF BEGINNING. ALSO EXCEPT a portion of Lot 12, Block 15 of EAST LACROSSE ADDITION TO COEUR D'ALENE (according to the plat filed in Book B of Plats at Page 119, records of Kootenai County, Idaho) situated in the Southwest Quarter of Section 11, Township 50 North Range 4 West, Kootenai County, Idaho described as follows: COMMENCING at the Southeast corner of that portion of said Lot 12 shown on a record of Survey filed in Book 20 of Surveys at Page 141 (records of Kootenai County, Idaho), being also a point on the Northerly right-of-way of Davidson Avenue; thence along said Northerly right-of-way North 88852'33" West, 89.38 feet to a point on the Easterly right-of-way of Northwest Boulevard, said point being the REAL POINT OF BEGINNING; thence leaving said Northerly right-of-way along the Easterly right-of-way North 32856'51" West,7.33 feet; thence leaving said Easterly right-of-way South 61824'05" East 13.15 feet to a point on the Northerly right-of-way of said Davidson Avenue; thence along said Northerly right-of-way North 88852'33" West 7.57 feet to the REAL POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1808 Northwest Boulevard, Coeur d'Alene, Idaho 83814 and 1820 Northwest Boluevard, Coeur d'Alene, Idaho 83814 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by AH Two, LLC, an Idaho limited liability company, to KOOTENAI COUNTY TITLE COMPANY, INC., as Trustee, for the benefit and security of Panhandle State Bank, Custodian FBO Ed D. Jameson SEP/IRA Account #4525-01-01-1, as to an undivided 50% interest and Stephen Smith and Delores Smith, Trustees of the Stephen and Delores Smith Family Trust, dated November 1, 1999, as to an undivided 50% interest, as Beneficiary, recorded the November 22, 2013, as Instrument No. 2437688000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make monthly installment payments in the amount of $3,500.00, including interest, which were due on December 15, 2014 and January 15, 2015; AND general property tax installment payments for delinquent property taxes of $4,500.00, which were due on December 15, 2014 and January 15, 2015; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with the Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of February 17, 2015 on the obligation secured by said Deed of Trust is $349,373.94, plus accrued interest in the amount of $17,695.47, plus interest accruing at the rate of 12.00% annual percentage rate from February 18, 2015 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 18th day of February, 2015 KOOTENAI COUNTY TITLE COMPANY, INC., Trustee By Denise K. Potts, Secretary LEGAL 3314 MARCH 19, 26, 2015 APRIL 2, 9, 2015

NOTICE OF TRUSTEE'S SALE On Tuesday, the 30th day of June, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 2, FIELDSTONE AT PRAIRIE FALLS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 406 ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3019 N. Alfalfa Lp., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARY ANN ROSS, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded January 30, 2012, as Instrument No. 2344031000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 28, 2015, as Instrument No. 2484715000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated January 24, 2012, in the amount of $1,050.00 each, for the months of September, 2014, through February, 2015, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.10% per annum from August 1, 2014. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $151,693.86, plus accrued interest at the rate of 4.10% per annum from August 1, 2014. DATED This 27th day of February, 2015. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3340 March 26, 2015 April 2, 9, 16, 2015

T.S. No.\u2020 016503-ID NOTICE OF TRUSTEE'S SALE On 8/5/2015 at 9:00 AM (recognized local time), in the AUCTION.COM ROOM, at LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai, CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 19, FIRST ADDITION TO EMERALD ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS AT PAGE 235, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THAT PORTION OF LOT 2, BLOCK 19, FIRST ADDITION TO EMERALD ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS AT PAGE 235, RECORDS OF KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST NORTHERLY CORNER OF SAID LOT 2; THENCE SOUTH 56848'08" EAST, ALONG THE NORTHERLY LINE OF SAID LOT 2, 16 FEET; THENCE SOUTH 41840' WEST, 85 FEET; THENCE NORTH 56848'08" WEST, 16 FEET TO A POINT ON THE NORTHWESTERLY LINE OF SAID LOT 2; THENCE NORTH 41840' EAST, 85 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 12146 NORTH DIAMOND DRIVE, HAYDEN, IDAHO 83835, is commonly associated with said real property.\u2020 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PAMELA I. BRIDGES, AN UNMARRIED PERSON, as Grantor(s), to KOOTENAI COUNTY TITLE COMPANY, INC., AN IDAHO CORPORATION, as Trustee, for the benefit and security of\u2020 FIRSTBANK NORTHWEST, WASHINGTON CORPORATION, as Beneficiary, dated 11/4/2003, recorded 11/6/2003, as Instrument No. 1841405, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 8/1/2012 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law.\u2020 The sum owing on the obligation secured by said Deed of Trust as of 3/23/2015 is $177,149.26, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 3/23/2015\u2020 \u2020 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP Legal 3347 April 2, 9, 16, 23, 2015