Legals October 31, 2014

T.S. No.\u2020 004842-ID / APN: 49N03W074300 NOTICE OF TRUSTEE'S SALE On 1/27/2015 at 11:00 AM (recognized local time), AT THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: PARCEL 1: THE UNPLATTED PORTION OF GOVERNMENT LOT 3, SECTION 7, TOWNSHIP 49 NORTH, RANGE 3 WEST BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. AS MORE COMPLETELY DESCRIBED IN ATTACHED EXHIBIT A. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 6113 PANARAMA VIEW DR, HARRISON, ID 83833, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 PETER DEERING (UNMARRIED) as Grantor(s), to PIONEER LENDER TRUSTEE SERVICES, LLC. as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR US BANK N.A., ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 11/10/2009, recorded 11/12/2009, as Instrument No. 2240678000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 2/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of\u2020 9/23/2014 is\u2020 $325,053.84, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600. DATED: 9/23/14 EXHIBIT 'A' Parcel 1: The unplatted portion of Government Lot 3, Section 7, Township 49 North, Range 3 West Boise Meridian, Kootenai County, Idaho EXCEPTING THEREFROM the portion described in the deed to H.O. Schumacher and wife, recorded in the office of the County Recorded in Book 165 of Deeds, Page 21, records of Kootenai County, Idaho ALSO EXCEPTING THEREFROM the South 126.66 feet ALSO EXCEPTING THEREFROM that portion conveyed to Peter Sweeney and Cindy Sweeney, husband and wife in deed recorded June 27, 2006 as Instrument No. 2039860000 Parcel 2: A tract of land in Government Lots 3 and 4, Section 7, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: COMMENCING at a point on the shore of lake Coeur d'Alene and on the East line of Lot 37, Panorama View Homes, said point being North 200.0 feet from an angle point on the Easterly line of Lot 37; thence Along the shore of Lake Coeur d'Alene and Echo Bay as follows: North 74?31' East, 270.22 feet; thence South 85?10' East, 48.10 feet; thence South 74?28' East, 629.75 feet; thence North 79?41' East, 58.10 feet; thence South 77?48' East, 285.70 feet; thence North 81?10' East, 86.98 feet; thence South 57?40' East, 137.09 feet; thence South 33?59' East, 141.28 feet; thence South 18?51 ?' East, 267.83 feet; thence South 44?40' East, 188.80 feet; thence South 36?39' East, 119.76 feet; thence South 50?27 ?' East, 266.39 feet to the Point of Beginning; thence South 50?27 ?' East, 18.73 feet; thence South 46?40' East, 81.27 feet; thence South 55?38'42" West, 270.25 feet; thence North 27?01' West, 26.13 feet; thence North 41?51 ?' West, 27.86 feet; thence North 45?39' East, 251.73 feet to the Point of Beginning LEGAL 1651 OCTOBER 10, 17, 24, 31, 2014

Case No. CV2014-7476 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: WILLIAM W. BARTLETT Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All Persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice of said claims will be forever barred. Claims must be presented to KRISTA M. FEATHERSTONE, Personal Representative of the above Estate, c/o Paine Hamblen LLP, 701 E. Front Ave, Ste 101, Coeur d'Alene, Idaho 83816 and filed with the Court. DATED this 14 day of October, 2014. /S/ KRISTA M. FEATHERSTONE Personal Representative of the Estate of WILLIAM W. BARTLETT, Deceased. LEGAL 1769 OCTOBER 17, 24, 31, 2014 NOVEMBER 7, 2014

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-RCS-14015372 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on February 20, 2015, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 3, TOWNSHIP 49 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 5697 EAST ARIPA ROAD , HARRISON, ID 83833, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GERALDINE KIRK-HUGHES A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SAHARA MORTGAGE CORPORATION, as Beneficiary, dated 7/1/2005, recorded 7/8/2005, under Instrument No. 1963352, rerecorded under Auditor's/Recorder's No. 1993562, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by THE BANK OF NEW YORK FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2005-44, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-44.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 7/1/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2008 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of September 26, 2014 Delinquent Payments from December 01, 2008 9 payments at $2,077.78 each $18,700.02 12 payments at $2,233.61 each $26,803.32 12 payments at $2,934.49 each $35,213.88 12 payments at $2,894.08 each $34,728.96 21 payments at $2,894.71 each $60,788.91 4 payments at $5,617.49 each $22,469.96 (12-01-08 through 09-26-14) Late Charges: $497.24 Other Fees: $1,139.00 Escrow Required: $14,805.68 TOTAL: $215,146.97 Al! delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $584,387.29, together with interest thereon at 7.625% per annum from 11/1/2008 to 9/1/2009, 7.625% per annum from 9/1/2009 to 9/1/2010, 7.625% per annum from 9/1/2010 to 9/1/2011, 7.625% per annum from 9/1/2011 to 9/1/2012, 7.625% per annum from 9/1/2012 to 6/1/2014, 7.625% per annum from 6/1/2014, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 9/26/2014. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services --- c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877)237-7878 A-4488536 LEGAL 1814 OCTOBER 31, 2014 NOVEMBER 7, 14, 21, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 10, 2014 File No.: 7303.26098 Sale date and time (local time): March 18, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 11850 N Stinson Loop Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dana Kathleen Davis, A married woman Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Comunity Lending Incorporated Recording date: 07/07/2005 Recorder's instrument number: 1963052 County: Kootenai Sum owing on the obligation: as of October 10, 2014: $142,009.48 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 2, Stinson Estates 4th Addition, according to the Plat recorded in Book "I" of Plats, Page 280, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.26098) 1002.273822-File No. LEGAL 1816 OCTOBER 31, 2014 NOVEMBER 7, 14, 21, 2014

LIEN SALE 11/10/14 9:00 A.M. 6165 N SUNSHINE ST. CDA, IDAHO 83814 83 JAGUAR 2 DOOR COUPE VIN: SAJNV5845DC110978 MINIMUM BID $7788.00 LEGAL 1846 OCTOBER 31, 2014 NOVEMBER 7, 2014

NOTICE OF PUBLIC HEARING On the 18th day of November 2014, at 5:00 p.m. at City of Hayden Lake City Hall, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, a hearing will be held by the City Council of the City of Hayden Lake for the purpose of reviewing an application for an Alternate Setback Permit submitted by Phillip and Nancy Porte. Such application concerns the improved real property located at 10321 N. Fir Lane, Hayden Lake, Idaho 83835. The application requests a reduction of the City's 20' front yard setback to 10' to accommodate the construction of a garage/residential addition. No later than 4:00 p.m. on the date of the hearing, any person may file with the City Clerk of the City of Hayden Lake, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, written testimony for inclusion in the record at the hearing. Such testimony must contain the interested party's name and address and the reasons for the testimony. Oral testimony will also be allowed at the public hearing so long as it complies with the requirements of the City of Hayden Lake City Code. Further information regarding this hearing may be obtained by contacting the City Clerk at the address listed above. Persons needing an interpreter or special accommodations are urged to contact the City Clerk at 208-772-2161 at least twenty-four (24) hours before the hearing. A copy of the application is on file with the City Clerk for public inspection. /s/ Lynn Hagman City Clerk LEGAL 1847 OCTOBER 21, 2014

CASE NO. CV-14-4575 SUMMONS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI DOUG FRANKLIN dba FRANKLIN EXCAVATION, Plaintiff, vs. KOOTENAI COUNTY, LP INVESTMENTS, LLC, UNITECH COMPOSITES, INC. (Sublessee), Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW. TO: KOOTENAI COUNTY LP INVESTMENTS, LLC UNITECH COMPOSITES, INC. YOU ARE HEREBY NOTIFIED that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court with in twenty (20) days after service of this Summons on you. If you fail to so respond the Court may enter judgment against you as demanded by the Plaintiff in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any , may be filed in time and other legal rights protected. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any , may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 1O(a)(l ) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response , contact the Clerk of the above-named court. The nature of the claim against you is as prayed in the Complaint. DATED this 5th day of June, 2014. Clerk of the District Court JIM BRANNON By: /s/ Deputy LEGAL 1848 OCTOBER 31, 2014 NOVEMBER 7, 14, 21, 2014

CASE NO. CV 14 - 7878 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF BRUCE ARTHUR BURK DECEASED. NOTICE IS HEREBY GIVEN that SEAN A. BURK has been appointed Personal Representative of the estate of BRUCE ARTHUR BURK. All persons having claims against BRUCE ARTHUR BURK or his estate are required by law to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. CLAIMS MUST BE PRESENTED WITHIN SUCH TIME LIMITS to the undersigned attorneys, Vassseur & Schlotthauer, PLLC, P.O. Box 808, Coeur d'Alene, Idaho, 83816, AND MUST ALSO BE FILED WITHIN SUCH TIME LIMITS with the Clerk of the Court of the First Judicial District, Kootenai County, Idaho. DATED this 28 day of October, 2014 VASSEUR & SCHLOTTHAUER, PLLC /s/______________________ BRENT G. SCHLOTTHAUER Vasseur & Schlotthauer, PLLC P.O. Box 808 Coeur d'Alene, Idaho 83816-0808 Attorneys for Personal Representative LEGAL 1852 OCTOBER 31, 2014 NOVEMBER 7, 14, 2014

Case No. CV2014-7799 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: RONALD L. ELLIOTT Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to BARBARA J. ELLIOTT, Personal Representative of the above Estate, c/o Paine Hamblen, LLP at 119 Main Street, Suite 201, Priest River, ID 83856, or filed with the Court. DATED this 28 day of October, 2014. /s/ BARBARA J. ELLIOTT Personal Representative of the Estate of RONALD L. ELLIOTT, Deceased. LEGAL 1853 OCTOBER 31, 2014 NOVEMBER 7, 14, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 1, 2014 File No.: 7037.102735 Sale date and time (local time): January 30, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7226 West Macaw Lane Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Katherine Schultz, A single woman Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Whidbey Island Bank, its successors and assigns Recording date: 02/24/2005 Recorder's instrument number: 1931557 County: KOOTENAI Sum owing on the obligation: as of October 1, 2014: $139,757.76 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 2, Meadowland Estates Third Addition, according to the Plat recorded in Book "I" of Plats at Page 204, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.102735) 1002.250416-File No. LEGAL 1693 OCTOBER 17, 24, 31, 2014 NOVEMBER 7, 201

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 2, 2014 File No.: 7023.110167 Sale date and time (local time): February 02, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4446 E Canvasback Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Paul J. Ferreira, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: December 29, 2010 Recorder's instrument number: 2296496000 County: Kootenai Sum owing on the obligation: as of October 2, 2014: $254,770.30 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 12, Hunter's Glen 2nd Addition, according to the plat recorded in Book "I" of Plats at Pages 366 and 366A, records of Kootenai County, Idaho, The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.110167) 1002.273515-File No. LEGAL 1699 OCTOBER 17, 24, 31, 2014 NOVEMBER 7, 2014

Case No. CV-2014-7015 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. MOLLY HABENICHT (Deceased), Unknown Heirs, Assigns and Devisees of MOLLY HABENICHT; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; KOOTENAI COUNTY TITLE COMPANY, and Does 1-10 as individuals with an interest in the property legally described as: Unit 4 and attached garage, building TH18, Townhome Condominiums third Addition, according to the plat recorded in the office of the county recorder in Book 1 of Plats at Page 360, et seq., records of Kootenai County, Idaho. Which may commonly be known as: 3695 N. Scotch Pine Lane #4, Coeur d'Alene, ID 83815. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 3695 N. Scotch Pine Lane #4, Coeur d'Alene, ID 83815. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED this 1 day of October, 2014. CLERK OF THE DISTRICT COURT By: _______________________ Deputy Clerk Lance E. Olsen/ISB #7106 Derrick J. O'Neill/ISB #4021 RCO LEGAL, P.C. 300 Main Street, Suite 150 Boise, Idaho 83702 Telephone: 208-489-3035 Facsimile: 208-854-3998 doneill@rcolegal.com LEGAL 1715 OCTOBER 10, 17, 24, 31, 2014

NOTICE OF TRUSTEE'S SALE On February 10, 2015, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: LOTS 3,4,5,6 AND 7, BLOCK 8, CITY OF HARRISON, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS AT PAGE 29, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THAT PORTION OF VACATED DOUGLAS STREET AND HARRISON STREET, WHICH ATTACHES BY OPERATION OF LAW. EXCEPTING THEREFROM, A PORTION OF DOUGLAS STREET, VACATED, TOWN OF HARRISON, IN SECTION 1, TOWNSHIP 47 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE SPECIFICALLY DESCRIBED AS FOLLOWS: BEGINNING AT A RAILROAD SPIKE WHICH IS THE INTERSECTION OF THE CENTERLINE OF SAID VACATED DOUGLAS STREET AND THE WEST LINE OF PROSPECT AVENUE; THENCE NORTH ALONG SAID WEST LINE OF PROSPECT AVENUE, 28.60 FEET TO AN IRON PIN; THENCE SOUTH 41 DEGREES 20'59" WEST, 45.09 FEET TO AN IRON PIN ON THE CENTERLINE OF SAID VACATED DOUGLAS STREET; THENCE NORTH 80 DEGREES 00'30" EAST, ALONG SAID CENTERLINE OF VACATED DOUGLAS STREET, 30.25 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 204 S. Prospect Ave., Harrison, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael Russell and Anne Russell, husband and wife, as Grantor(s) with New Century Mortgage Corporation as the Beneficiary, under the Deed of Trust recorded November 25, 2005, as Instrument No. 1997416, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1, recorded September 29, 2014, as Instrument No. 2471942000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,702.67 for the months of December 2013 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $225,791.84 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.25% from November 1, 2013, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 6th day of October, 2014. __________________ Tammie Harris Trust Officer for JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 LEGAL 1723 OCTOBER 10, 17, 24, 31, 2014

NOTICE OF TRUSTEE'S SALE On February 10, 2015, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: UNIT B108 RIVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 308 N. Greensferry Rd., #B108 also appearing as 304 N. Greensferry Rd. #B108, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Anthony K. Walton, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Ownit Mortgage Solutions, Inc. as the Beneficiary, under the Deed of Trust recorded February 17, 2006, as Instrument No. 2014393, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-7 Asset-Backed Certificates, TMTS Series 2006-7, recorded October 1, 2014, as Instrument No. 2472372000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $764.98 for the months of February 2014 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $87,182.58 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.250% from January 1, 2014, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 6th day of October, 2014. __________________ Tammie Harris Trust Officer for JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 LEGAL 1724 OCTOBER 10, 17, 24, 31, 2014

Case No. CV14-7554 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Swade Terry Burbank March 5, 1995 A petition to change the name of Swade Terry Burbank, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Swade Terry Gerken. The reason for the change in name is: To carry on the Gerken family name. A hearing is scheduled for 9:00 a.m. on Mon. December 1, 2014 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 10/8/14 JIM BRANNON CLERK OF THE DISTRICT COURT BY: JANLYN CLEVELAND Deputy Clerk LEGAL 1727 OCTOBER 10, 17, 24, 31, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 8, 2014 File No.: 7037.106049 Sale date and time (local time): February 6, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1479 East Triumph Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James A Hoialmen, a single man Original trustee: North Idaho Title Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 03/24/2009 Recorder's instrument number: 2202351000 County: KOOTENAI Sum owing on the obligation: as of October 8, 2014: $165,433.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 2, according to the Plat of Legion Manor, Recorded in Book "J" of Plats, Pages 358 and 358A, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.106049) 1002.273692-File No. LEGAL 1741 OCTOBER 24, 31, 2014 NOVEMBER 7, 14, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 10, 2014 File No.: 7021.17283 Sale date and time (local time): February 18, 2015 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 1653 East Cedar Grove Lane AKA 18209 North Cedar Grove Lane Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Peggy Harriman, a married woman Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sterling Capital Mortgage Company, its successors and assigns Recording date: 07/25/2003 Recorder's instrument number: 1816406 County: KOOTENAI Sum owing on the obligation: as of October 10, 2014: $224,133.42 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: All that portion of Government Lot 3 of Section 19, Township 52 North, Range 3 West Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the West Quarter corner of Section 19, Township 52 North, Range 3 West Boise Meridian, Kootenai County, Idaho, said West Quarter corner being the TRUE POINT OF BEGINNING for this description; thence North 88 degrees 52'41" East along the East-West centerline of Section 19, a distance of 563.34 feet to a 5/8 inch iron pin; thence South 00 degrees 25'46" East, a distance of 789.34 feet to a 5/8 inch iron pin on the Northerly line of a 30.00 foot easement; thence continuing South 00 degrees 25'46" East a distance of 30.00 feet; thence, South 88 degrees 52'09" West a distance of 533.44 feet to the intersection with the West line of the Southwest Quarter of Section 19; thence, North 02 degrees 31'11" West, along the west line of the Southwest Quarter of Section 19, a distance of 819.61 feet to West Quarter corner of the TRUE POINT OF BEGINNING. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.17283) 1002.273825-File No. LEGAL 1750 OCTOBER 24, 31, 2014 NOVEMBER 7, 14, 2014