Legals October 10, 2014

T.S. No.\u2020 00071-ID NOTICE OF TRUSTEE'S SALE On 1/6/2015 at 11:00 AM (recognized local time), AT THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 13, BLOCK 1, RIVER RUN, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER OF BOOK "G" OF PLATS AT PAGE 339, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of:\u2020 502 EAST WHITEWATER LANE, POST FALLS, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 SHELLY R GRAHAM, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY as Grantor(s), to ALLIANCE TITLE AND ESCROW CORP. as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR GN MORTGAGE LLC ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 8/28/2007, recorded 8/30/2007, as Instrument No. 2119023000, the subject Deed of Trust was modified by Loan Modification recorded on 7/26/2010, as Instrument No. 2274551000 official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 12/1/2010 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 8/25/2014 is\u2020 $233,300.96, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600. DATED 8/25/14. LEGAL 1449 SEPTEMBER 19, 26, 2014 OCTOBER 3, 10, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 19, 2014 File No.: 7443.20733 Sale date and time (local time): January 23, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2024 N. 12th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Darrell I Burrell and Dian M Burrell Original trustee: Fidelity National Title Original beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for 1st Mariner Bank, its successors and assigns Recording date: 11/26/2012 Recorder's instrument number: 2385295000 County: Kootenai Sum owing on the obligation: as of September 19, 2014: $191,492.39 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The North half of Lot 18 and all of Lots 19 and 20 in Block 6 of Northwest Townsite Company's First Addition to Coeur d'Alene, according to the official plat thereof, filed in Book C of Plats at Page(s) 76 official records of Kootenai County, Idaho. Also that portion of the West half of the vacated alley adjoining said property as vacated by Ordinance No. 1311, recorded July 20, 1971 as Instrument No. 585025, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7443.20733) 1002.273039-File No. LEGAL 1613 OCTOBER 3, 10, 17, 24, 2014

Case No. CV 14- 5827 NOTICE OF PETITION AND HEARING IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Donna Mae Bergman An incapacitated/protected person 1. Notice is hereby given that Eugene Melvin Bergman, whose address is 16385 W. Hollister Hills Drive, Hauser Lake, ID 83854 has filed a petition for guardianship and conservatorship. 2. A copy of the petition is on file with the Clerk of the Court and may be reviewed upon request. 3. The petition has been set for hearing in the Court at the KOOTENAI County Court House on October 21,2014 at 10:00 o'clock, a.m. Dated this 22 day of September, 2014. /S/ Katherine Monroe Coyle Wytychak Elder Law, PLLC P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208) 765-3595 Facsimile : (208) 765-0515 ISB No. 7990 LEGAL 1621 SEPTEMBER 26, 2014 OCTOBER 3, 10, 2014

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-14014735 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on January 16, 2015, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 2, SENEACQUOTEEN ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGE 45, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 7514 W. WRIGHT ST., RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRYSON ADAMS, SINGLE MAN, as Grantor, to FIRST AMERICAN TITLE - COEUR D ALENE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN WEST BANK, as Beneficiary, dated 9/19/2011, recorded 9/22/2011, under Instrument No. 2328346000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 9/19/2011, THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/1/2013 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH, Amount due as of August 20, 2014 Delinquent Payments from October 01, 2013 11 payments at $939.02 each $10,329.22 (10-01-13 through 08-20-14) Late Charges: $117.96 Net Other Fees: $45.00 TOTAL: $10,492.18 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $149,094.70, together with interest thereon at 4.000% per annum from 9/1/2013, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 8/20/2014 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877)237-7878 LEGAL 1641 OCTOBER 3, 10, 17, 24, 2014

T.S. No.\u2020 004842-ID / APN: 49N03W074300 NOTICE OF TRUSTEE'S SALE On 1/27/2015 at 11:00 AM (recognized local time), AT THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: PARCEL 1: THE UNPLATTED PORTION OF GOVERNMENT LOT 3, SECTION 7, TOWNSHIP 49 NORTH, RANGE 3 WEST BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. AS MORE COMPLETELY DESCRIBED IN ATTACHED EXHIBIT A. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 6113 PANARAMA VIEW DR, HARRISON, ID 83833, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 PETER DEERING (UNMARRIED) as Grantor(s), to PIONEER LENDER TRUSTEE SERVICES, LLC. as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR US BANK N.A., ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 11/10/2009, recorded 11/12/2009, as Instrument No. 2240678000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 2/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of\u2020 9/23/2014 is\u2020 $325,053.84, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600. DATED: 9/23/14 EXHIBIT 'A' Parcel 1: The unplatted portion of Government Lot 3, Section 7, Township 49 North, Range 3 West Boise Meridian, Kootenai County, Idaho EXCEPTING THEREFROM the portion described in the deed to H.O. Schumacher and wife, recorded in the office of the County Recorded in Book 165 of Deeds, Page 21, records of Kootenai County, Idaho ALSO EXCEPTING THEREFROM the South 126.66 feet ALSO EXCEPTING THEREFROM that portion conveyed to Peter Sweeney and Cindy Sweeney, husband and wife in deed recorded June 27, 2006 as Instrument No. 2039860000 Parcel 2: A tract of land in Government Lots 3 and 4, Section 7, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: COMMENCING at a point on the shore of lake Coeur d'Alene and on the East line of Lot 37, Panorama View Homes, said point being North 200.0 feet from an angle point on the Easterly line of Lot 37; thence Along the shore of Lake Coeur d'Alene and Echo Bay as follows: North 74?31' East, 270.22 feet; thence South 85?10' East, 48.10 feet; thence South 74?28' East, 629.75 feet; thence North 79?41' East, 58.10 feet; thence South 77?48' East, 285.70 feet; thence North 81?10' East, 86.98 feet; thence South 57?40' East, 137.09 feet; thence South 33?59' East, 141.28 feet; thence South 18?51 ?' East, 267.83 feet; thence South 44?40' East, 188.80 feet; thence South 36?39' East, 119.76 feet; thence South 50?27 ?' East, 266.39 feet to the Point of Beginning; thence South 50?27 ?' East, 18.73 feet; thence South 46?40' East, 81.27 feet; thence South 55?38'42" West, 270.25 feet; thence North 27?01' West, 26.13 feet; thence North 41?51 ?' West, 27.86 feet; thence North 45?39' East, 251.73 feet to the Point of Beginning LEGAL 1651 OCTOBER 10, 17, 24, 31, 2014

Case No. CV-2014-1363 SUMMONS FOR SERVICE BY PUBLICATION IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER GLOBAL CREDIT UNION, a Washington State Chartered Credit Union, Plaintiff, v. DEVIN C. BERKHOUSEN, Defendant. TO: DEFENDANT DEVIN C. BERKHOUSEN You have been sued by Global Credit Union, the Plaintiff in the District Court in and for Bonner County, Idaho, Case No. CV-2014-1363. The nature of the claim against you is to obtain a judgment ordering immediate restitution of the possession of the premises located at334 Deer Trail Road, Blanchard, Idaho 83804, described hereinafter as: Lot 7, Block 5, Unit 1, Happy Valley Ranchos, according to the plat thereof, recorded in Book 3 of Plats, Page 69, records of Bonner County, Idaho. Against the interests of the above named Defendant. Any time after twenty (20) days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 215 South 1st Avenue, Sandpoint, Idaho 83864-telephone No. (208) 265-1432, and served a copy of your response on counsel for the Plaintiff, whose mailing address and telephone number are: Witherspoon Kelley, c/o Mark A. Ellingsen, 608 Northwest Boulevard, Suite 300, Coeur d'Alene, Idaho 83814-telephone No. (208) 667-4000. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or counsel for the Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 30th day of September, 2014. ANN DUTSON-SATER, Bonner County Clerk of the District Court By: /s/ Carolyn Brackett, Deputy LEGAL 1681 OCTOBER 3, 10, 17, 24, 2014

SUMMONS by Publication TO: Jeffrey and Diane Lawson You have been sued by Jan and Karen Swenson, the Plaintiff, in the District court in and for Kootenai County, Idaho, Case No. CV-14-6061. The nature of the claim against you for breach of the real estate purchase and sale agreement, fraudulent misrepresentation and violation of the Idaho Property Condition Disclosure Act. Any time after 20 days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at: P.O. Box 9000, Coeur d'Alene, ID 83816, Telephone Number: (208) 4461160and served a copy of your response on the Plaintiffs attorney, whose mailing address and telephone number are: 820 W. 7th Avenue, Spokane, WA 99204, (509) 455-7100. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the Plaintiff's attorney. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Date: September 30. 2014 JIM BRANNON Kootenai County District Court By: /S/ Deputy Clerk LEGAL 1683 OCTOBER 3, 10, 17, 24, 2014

LEGAL NOTICE: A SPECIAL BOARD OF DIRECTORS MEETING FOR THE IDAHO CROP IMPROVEMENT ASSOCIATION, INC. WILL BE HELD ON WEDNESDAY, OCTOBER 22ND, \u2020FROM 1:00 PM UNTIL COMPLETION OF THE AGENDA.\u2020 THE MEETING WILL BE HELD AT 55 SW 5TH AVE, STE 100, MERIDIAN, ID 83642.\u2020 IF YOU WOULD LIKE TO ATTEND PLEASE CALL 208-884-8225 FOR INSTRUCTIONS ON PARTICIPATING IN THE MEETING.\u2020 LEGAL 1707 OCTOBER 8, 9, 10, 2014

USDA - Forest Service Idaho Panhandle National Forests Coeur d'Alene River Ranger District Kootenai County, Idaho The Coeur d'Alene River Ranger District of the Idaho Panhandle National Forests (IPNF) is seeking comments on activities proposed on National Forest System lands in an area approximately 10 miles northeast of Coeur d'Alene, Idaho. The 11,000-acre Bottom Canyon Project Area is located entirely within Kootenai County (T51N R2W, sections 1-3, 10-12, 13-16, 21-24 and 25-26; T51N R1W sections 6-9, 17-20 and 30; T52N R2W sections 35-36; and T52N R1W section 31, Boise Meridian). The proposal has been identified as the Bottom Canyon Project. Primary objectives of the proposal are to 1) Increase the quantity and distribution of western white pine, ponderosa pine, western larch and western redcedar to improve resiliency of the landscape to future disturbances; 2) Improve water quality and aquatic habitats; and 3) Provide forest products that contribute to the sustainable supply of timber products from National Forest System lands. Proposed activities include 2,293 acres of commercial timber harvest and associated activities (1,586 acres of fuels treatment, tree planting and early stand-tending activities); vegetation management activities not associated with commercial timber harvest (134 acres of prescribed burning followed by planting, 112 acres of mastication followed by tree planting); and watershed improvement activities (115 miles of road decommissioning, 64 miles of road storage, aquatic organism passage repair at 11 culverts, and stream channel crossing restoration at 57 sites). All roads proposed for road decommissioning and storage are currently closed to public access; no roads currently open for public access would be decommissioned or stored. The Bottom Canyon Project will be completed using the authority of the Healthy Forests Restoration Act of 2003 (HFRA), Public Law 108-48, as amended by the 2014 Farm Bill, Section 8204. Projects authorized under the HFRA are subject to the Predecisional Administrative Review Process (referred to as the "objection process") pursuant to 36 CFR 218, Subparts A and C. Objections will only be accepted from those who have submitted written comments specific to the proposed project during scoping or other public involvement opportunity where written comments are requested by the responsible official (36 CFR 218.5). The Coeur d'Alene River Ranger District is now requesting comments about this proposed action. Written, facsimile, hand-delivered, oral, and electronic comments will be accepted for 30 calendar days following publication of legal notice in the Coeur d'Alene Press newspaper. Written comments must be mailed or hand-delivered to our Fernan Office, 2502 East Sherman Avenue, Coeur d'Alene, Idaho, 83814. The office business hours for those submitting hand-delivered comments are 7:30 a.m. to 4:00 p.m., Monday through Friday, excluding holidays. Electronic comments must be submitted in rich text format (.rtf), Word (.doc) or Word Perfect format to comments-northern-idpanhandle-coeur-dalene@fs.fed.us. The subject line must contain the name of the project for which you are submitting comments (Bottom Canyon). For electronically-mailed comments, the sender should normally receive an automated electronic acknowledgement from the agency as confirmation of receipt. If the sender does not receive an automated acknowledgement of the receipt of comments, it is the sender's responsibility to ensure timely receipt by other means. Comments received in response to this solicitation, including names and addresses of those who comment, will be considered part of the public record and will be available for public inspection. For more information regarding proposed activities in the Bottom Canyon Project Area, please contact Project Team Leader Kerry Arneson at (208) 769-3021. Send written comments to the Coeur d'Alene River Ranger District, Fernan Office, 2502 East Sherman Ave., Coeur d'Alene, Idaho 83814. Additional information is also available at the Idaho Panhandle National Forests' website: http://fs.usda.gov/goto/ipnf/projects. LEGAL 1717 OCTOBER 10, 2014

Case No. CV-2014-7015 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. MOLLY HABENICHT (Deceased), Unknown Heirs, Assigns and Devisees of MOLLY HABENICHT; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; KOOTENAI COUNTY TITLE COMPANY, and Does 1-10 as individuals with an interest in the property legally described as: Unit 4 and attached garage, building TH18, Townhome Condominiums third Addition, according to the plat recorded in the office of the county recorder in Book 1 of Plats at Page 360, et seq., records of Kootenai County, Idaho. Which may commonly be known as: 3695 N. Scotch Pine Lane #4, Coeur d'Alene, ID 83815. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 3695 N. Scotch Pine Lane #4, Coeur d'Alene, ID 83815. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED this 1 day of October, 2014. CLERK OF THE DISTRICT COURT By: _______________________ Deputy Clerk Lance E. Olsen/ISB #7106 Derrick J. O'Neill/ISB #4021 RCO LEGAL, P.C. 300 Main Street, Suite 150 Boise, Idaho 83702 Telephone: 208-489-3035 Facsimile: 208-854-3998 doneill@rcolegal.com LEGAL 1715 OCTOBER 10, 17, 24, 31, 2014

NOTICE OF TRUSTEE'S SALE On February 10, 2015, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: LOTS 3,4,5,6 AND 7, BLOCK 8, CITY OF HARRISON, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS AT PAGE 29, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THAT PORTION OF VACATED DOUGLAS STREET AND HARRISON STREET, WHICH ATTACHES BY OPERATION OF LAW. EXCEPTING THEREFROM, A PORTION OF DOUGLAS STREET, VACATED, TOWN OF HARRISON, IN SECTION 1, TOWNSHIP 47 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE SPECIFICALLY DESCRIBED AS FOLLOWS: BEGINNING AT A RAILROAD SPIKE WHICH IS THE INTERSECTION OF THE CENTERLINE OF SAID VACATED DOUGLAS STREET AND THE WEST LINE OF PROSPECT AVENUE; THENCE NORTH ALONG SAID WEST LINE OF PROSPECT AVENUE, 28.60 FEET TO AN IRON PIN; THENCE SOUTH 41 DEGREES 20'59" WEST, 45.09 FEET TO AN IRON PIN ON THE CENTERLINE OF SAID VACATED DOUGLAS STREET; THENCE NORTH 80 DEGREES 00'30" EAST, ALONG SAID CENTERLINE OF VACATED DOUGLAS STREET, 30.25 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 204 S. Prospect Ave., Harrison, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael Russell and Anne Russell, husband and wife, as Grantor(s) with New Century Mortgage Corporation as the Beneficiary, under the Deed of Trust recorded November 25, 2005, as Instrument No. 1997416, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1, recorded September 29, 2014, as Instrument No. 2471942000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,702.67 for the months of December 2013 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $225,791.84 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.25% from November 1, 2013, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 6th day of October, 2014. __________________ Tammie Harris Trust Officer for JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 LEGAL 1723 OCTOBER 10, 17, 24, 31, 2014

T.S. No.\u2020 017151-ID NOTICE OF TRUSTEE'S SALE On 1/7/2015 at 9:00 AM (recognized local time), AUCTION.COM ROOM, LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 14, BLOCK 1, BRIGHT STAR, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK G OF PLATS AT PAGES 436 AND 436A, RECORDS OF KOOTENAI COUNTY, IDAHO, AND AMENDED IN BOOK I OF PLATS AT PAGE 495. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 27421 NORTH FLATROCK ROAD, ATHOL, ID 83801, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 DAVID J. BARDIN AND CALLIE ANN BARDIN, HUSBAND AND WIFE as Grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO. as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS NOMINEE FOR COUNTRYWIDE BANK, N.A., IT'S SUCCESSORS AND ASSIGNS as Beneficiary, dated 9/15/2006, recorded 9/22/2006, as Instrument No. 2057180000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 6/1/2009 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of\u2020 8/26/2014 is\u2020 $762,145.42, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 8/25/14\u2020 LEGAL 1476 SEPTEMBER 19, 26, 2014 OCTOBER 3, 10, 2014

NOTICE OF TRUSTEE'S SALE On February 10, 2015, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: UNIT B108 RIVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 308 N. Greensferry Rd., #B108 also appearing as 304 N. Greensferry Rd. #B108, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Anthony K. Walton, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Ownit Mortgage Solutions, Inc. as the Beneficiary, under the Deed of Trust recorded February 17, 2006, as Instrument No. 2014393, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-7 Asset-Backed Certificates, TMTS Series 2006-7, recorded October 1, 2014, as Instrument No. 2472372000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $764.98 for the months of February 2014 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $87,182.58 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.250% from January 1, 2014, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 6th day of October, 2014. __________________ Tammie Harris Trust Officer for JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 LEGAL 1724 OCTOBER 10, 17, 24, 31, 2014

Case No. CV14-7554 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Swade Terry Burbank March 5, 1995 A petition to change the name of Swade Terry Burbank, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Swade Terry Gerken. The reason for the change in name is: To carry on the Gerken family name. A hearing is scheduled for 9:00 a.m. on Mon. December 1, 2014 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 10/8/14 JIM BRANNON CLERK OF THE DISTRICT COURT BY: JANLYN CLEVELAND Deputy Clerk LEGAL 1727 OCTOBER 10, 17, 24, 31, 2014

T.S. No.\u2020 015254-ID NOTICE OF TRUSTEE'S SALE On 1/7/2015 at 9:00 AM (recognized local time), AUCTION.COM ROOM, LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: THE WEST HALF OF THE EAST 3/5 OF TRACT 44, DALTON GARDENS, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 151, RECORDS OF KOOTENAI COUNTY, IDAHO. LESS ANY PORTION WITHIN THE ROAD RIGHT OF WAY. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1879 EAST WILBUR AVENUE, DALTON GARDENS, ID 83815, AKA 1879 EAST WILBUR AVENUE, COEUR D' ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 TERI E GALLUS, AN UNMARRIED WOMAN as Grantor(s), to NORTH IDAHO TITLE as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR FIRST HORIZON HOME LOAN CORPORATION, ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 7/20/2005, recorded 7/25/2005, as Instrument No. 1967324, The subject Deed of Trust was re-recorded on 09/09/2005 with Instrument No. 1979084., official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 2/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of\u2020 8/28/2014 is\u2020 $372,116.68, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 8/28/14\u2020 LEGAL 1493 SEPTEMBER 19, 26, 2014 OCTOBER 3, 10, 2014

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011891 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on January 16, 2015, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, al! payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: UNIT 2 OF LOT 1, BLOCK 1, CRAIK PARK ADDITION CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS, PAGE 313, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 406 W. SPOKANE AVENUE, COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SHARON CUNNINGHAM, AN UNMARRIED PERSON, as Grantor, to PAIGE PARKER C/O IMHOFF AND LYNCH, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 3/6/2006, recorded 3/8/2006, under Instrument No. 2017744, rerecorded under Auditor's/Recorder's No. 2038249000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/6/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 21, 2014 Delinquent Payments from August 01, 2011 9 payments at $ 453.10 each $ 4,077.90 5 payments at $ 439.35 each $ 2,196.75 12 payments at $ 418.41 each $ 5,020.92 11 payments at $ 636.77 each $ 7,004.47 (08-01-11 through 08-21-14) Late Charges: $ 66.00 Met other Fees: $ 90.00 TOTAL: $ 18,456.04 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $132,000.00, together with interest thereon at 3.000% per annum from 7/1/2011 to 5/1/2012, 3.000% per annum from 5/1/2012 to 10/1/2012, 3.000% per annum from 10/1/2012 to 10/1/2013, 3.000% per annum from 10/1/2013, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 8/21/2014 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: - c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 A-4481064 LEGAL 1526 SEPTEMBER 19, 26, 2014 OCTOBER 3, 10, 2014

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-13013983 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on January 16, 2015, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: A PARCEL OF LAND LOCATED IN SECTION 1, TOWNSHIP 51 NORTH, RANGE 6 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, AND SHOWN AS PARCEL 12 OF THAT CERTAIN SURVEY RECORDED IN BOOK 1 OF SURVEYS, PAGE 82, RECORDS OF KOOTENAI COUNTY, IDAHO, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID SECTION 1; THENCE SOUTH 00 DEGREES 08'42" EAST ALONG THE WEST LINE OF SAID SECTION 1, ALSO THE IDAHO- WASHINGTON STATE LINE, A DISTANCE OF 770.89 FEET TO THE WASHINGTON SECTION 30 AND 31, TOWNSHIP 27 NORTH, RANGE 46 EAST CLOSING CORNER; THENCE CONTINUING ALONG SAID LINE SOUTH 00 DEGREES 01'27" WEST A DISTANCE OF 681.50 FEET; THENCE EAST A DISTANCE OF 875.16 FEET; THENCE SOUTH A DISTANCE OF 473.61 FEET; THENCE SOUTH 89 DEGREES 53'46" EAST A DISTANCE OF 982.86 FEET TO THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE CONTINUING SOUTH 89 DEGREES 53'46" EAST A DISTANCE OF 345.04 FEET; THENCE NORTH 24 DEGREES 25'00" WEST A DISTANCE OF 181.78 FEET TO A POINT OF CURVE; THENCE NORTHEASTERLY AROUND A CURVE CONCAVE TO THE SOUTHEAST A DISTANCE OF 195.26 FEET TO A POINT OF TANGENT, CURVE RADIUS BEING 115.00 FEET, CURVE CHORD BEARS NORTH 24 DEGREES 13'30" EAST A DISTANCE OF 172.64 FEET; THENCE NORTH 72 DEGREES 52'00" EAST A DISTANCE OF 4.39 FEET TO A POINT OF CURVE; THENCE NORTHEASTERLY AROUND A CURVE CONCAVE TO THE NORTHWEST A DISTANCE OF 148.75 FEET TO A POINT OF TANGENT, CURVE RADIUS BEING 105.00 FEET, CURVE CHORD BEARS NORTH 32 DEGREES 16'50" EAST A DISTANCE OF 136.62 FEET; THENCE NORTH 08 DEGREES 18'20" WEST A DISTANCE OF 5.23 FEET TO A POINT OF CURVE; THENCE NORTH EASTERLY AROUND A CURVE CONCAVE TO THE SOUTHEAST A DISTANCE OF 416.32 FEET TO A POINT OF TANGENT, CURVE RADIUS BEING 200.00 FEET, CURVE CHORD BEARS NORTH 51 DEGREES 19'40" EAST A DISTANCE OF 345.12 FEET; THENCE SOUTH 69 DEGREES 02'20" EAST A DISTANCE OF 2.78 FEET TO A POINT OF CURVE; THENCE NORTHEASTERLY AROUND A CURVE CONCAVE TO THE NORTHWEST A DISTANCE OF 179.58 FEET TO A POINT OF TANGENT, CURVE RADIUS BEING 115.00 FEET, CURVE CHORD BEARS NORTH 66 DEGREES 13'35" EAST A DISTANCE OF 161.88 FEET; THENCE NORTH 21 DEGREES 29'30" EAST A DISTANCE OF 120.00 FEET; THENCE NORTH 00 DEGREES 06'29" EAST A DISTANCE OF 280.00 FEET; THENCE SOUTH 62 DEGREES 23'08" WEST A DISTANCE OF 862.11 FEET TO A POINT ON CURVE; THENCE SOUTHWESTERLY AROUND A CURVE CONCAVE TO THE NORTHWEST A DISTANCE OF 65.18 FEET TO A POINT OF TANGENT, CURVE RADIUS BEING 45.00 FEET, CURVE CHORD BEARS SOUTH 43 DEGREES 49'28" WEST A DISTANCE OF 69.53 FEET; THENCE SOUTH 86 DEGREES 19'10" WEST A DISTANCE OF 66.54 FEET TO A POINT OF CURVE; THENCE SOUTHWESTERLY AROUND A CURVE CONCAVE TO THE SOUTHEAST A DISTANCE OF 208.79 FEET TO A POINT OF TANGENT, CURVE RADIUS BEING 120.00 FEET, CURVE CHORD BEARS SOUTH 35 DEGREES 28'30" WEST, A DISTANCE OF 183.43 FEET; THENCE SOUTH 14 DEGREES 22'10" EAST A DISTANCE OF 372.96 FEET TO A POINT OF CURVE; THENCE SOUTHEASTERLY AROUND A CURVE CONCAVE TO THE WEST A DISTANCE OF 55.26 FEET TO A POINT OF TANGENT, CURVE RADIUS BEING 200.00 FEET, CURVE CHORD BEARS SOUTH 06 DEGREES 27'15" EAST A DISTANCE OF 55.08 FEET; THENCE SOUTH 01 DEGREE 27'40" WEST A DISTANCE OF 102.55 FEET TO THE TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 14274 N. MOBBS ROAD, HAUSER, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SCOTT SMITH AND BRANDY SMITH, HUSBAND AND WIFE, as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GOLF SAVINGS BANK, as Beneficiary, dated 2/23/2009, recorded 2/27/2009, under Instrument No. 2198791000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION, The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/23/2009, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 21, 2014 Delinquent Payments from November 01, 2012 11 payments at $ 1,122.11 each $ 12,343.21 11 payments at $ 1,131.96 each $ 12,451.56 (11-01-12 through 08-21-14) Late Charges: $ 314.16 Net Other Fees: $ 100.00 TOTAL: $ 25,208.93 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $180,564.42, together with interest thereon at 4.500% per annum from 10/1/2012 to 10/1/2013, 4.500% per annum from 10/1/2013, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 8/21/2014 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: - c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 A-4481057 LEGAL 1527 SEPTEMBER 19, 26, 2014 OCTOBER 3, 10, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 11, 2014 File No.: 7699.20903 Sale date and time (local time): January 15, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1503 E Park Ln Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Terry E Thomas, and Anna M Thomas, husband and wife Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. Recording date: 07/12/2006 Recorder's instrument number: 2042859000 County: Kootenai Sum owing on the obligation: as of September 11, 2014: $157,374.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2 in Block 1 of Riverview Park Addition to Post Falls, according to the official plat thereof, filed in Book D of Plats at Page(s) 161 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7699.20903) 1002.272746-File No. LEGAL 1559 SEPTEMBER 26, 2014 OCTOBER 3, 10, 17, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 12, 2014 File No.: 7021.18143 Sale date and time (local time): January 12, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9295 Quarter Mile Road AKA 9343 E Quarter Mile Rd Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Zara J. Malcolm, a single person Original trustee: North Idaho Title Original beneficiary: Countrywide Home Loans, Inc. Recording date: 11/30/1998 Recorder's instrument number: 1565357 and Modified by Agreement Recorded 12/30/1999 under Instrument No. 1618731 County: Kootenai Sum owing on the obligation: as of September 12, 2014: $118,101.71 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West Half of the West Half of the Northeast Quarter of the Northeast Quarter of the Northeast Quarter of Section 23, Township 50 North, Range 3 West of the Boise Meridian, Kootenai County, Idaho. More Correctly Described As: The West Half of the West Half of the Northeast Quarter of the Northeast Quarter of Section 23, Township 53 North, Range 3 W.B.M, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.18143) 1002.270888-File No. LEGAL 1564 SEPTEMBER 26, 2014 OCTOBER 3, 10, 17, 2014

NOTICE OF TRUSTEE'S SALE On Tuesday, the 13th day of January, 2015, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 3, OF MEADOWLAND ESTATES 1ST ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE 328, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 14504 N. Wright St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROB R. DIETRICH, an Unmarried Person and APRIL L. ALLEN, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded September 20, 2004, as Instrument No. 1901941, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 23, 2004, as Instrument No. 1914764, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 15, 2004, in the amount of $654.00 each, for the months of July, 2013 through August, 2014, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.57% per annum from June 1, 2013. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $73,877.00, plus accrued interest at the rate of 5.57% per annum from June 1, 2013. DATED This 12th day of September, 2014. /s/______________ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1582 September 19, 26, 2014 October 3, 10, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 19, 2014 File No.: 7367.21911 Sale date and time (local time): January 23, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8083 N Rude Street Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gene H MacConaghy, a single man Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Taylor, Bean & Whitaker Mortgage Corp. Recording date: 04/23/2007 Recorder's instrument number: 2095391000 County: Kootenai Sum owing on the obligation: as of September 19, 2014: $240,754.96 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 32, Block 7, Woodland Meadows First Addition, according to the plat recorded in Book G of Plats, Page 116, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7367.21911) 1002.273027-File No. LEGAL 1612 OCTOBER 3, 10, 17, 24, 2014