Legals November 6, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 1, 2014 File No.: 7777.19843 Sale date and time (local time): February 02, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1665 W. Orchard Avenue fka 1665 Orchard Avenue Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Zachary J. Olson, a single man and Keri M. Hanson, a single woman Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for EquiFirst Corporation Recording date: December 4, 2006 Recorder's instrument number: 2070427000 County: Kootenai Sum owing on the obligation: as of October 1, 2014: $208,730.24 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of Tract 218, Hayden Lake Irrigated Tracts, Kootenai County, State of Idaho, according to the amended plat recorded in Book "C" of Plats at Page 67, described as follows: Beginning at a point in the center of the road (Orchard Avenue) which point is also on the South line of, and 167.2 feet West of the Southeast corner of said Tract 218; thence continuing West along center line of road and said South line of Tract 218, 55 feet more or less, to a point that is 222.06 feet West of the Southeast corner of said Tract 218; thence North 223 feet; thence East 40 feet; thence South 50 feet parallel to the East line of said Tract 218; thence East 15 feet, more or less, to a point 167.2 feet West of the East line of Tract 218; thence South parallel to the East line of said Tract 218, 173 feet, more or less, to the Point of Beginning. Less and except that portion lying within road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.19843) 1002.273485-File No. LEGAL 1698 OCTOBER 16, 23, 30, 2014 NOVEMBER 6, 2014

CASE NO. CV-04-2817 ORDER BASED UPON MOTION FOR ORDER FOR SERVICE BY PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI LUCAS BALDWIN, Respondent/Plaintiff, vs. CHERI PURVIS, Petitioner/Defendant Based on Petitioner's Motion for Order for Service by Publication, and pursuant to I.C. Code \u00DF15-508, for an Order of Publication requiring the Coeur d'Alene Press to publish the summons issued in this matter once per week for four weeks. IT IS HEREBY ORDERED that the Coeur d'Alene Press publish the summons issued in this matter once per week for four weeks. DATED this 28 day of October, 2014. /S/ Scott Wayman Magistrate LEGAL 1845 OCTOBER 30, 2014 NOVEMBER 6, 13, 20, 2014

Lien Sale @Body by Scotty November 14, 2014 10:00 a.m. 311 E. 3rd. Ave. Post Falls, Idaho 1998 Plymouth Neon 3P3ES47C4WT234743 LEGAL 1850 OCTOBER 30, 2014 NOVEMBER 6, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 23, 2014 File No.: 8118.20563 Sale date and time (local time): February 26, 2015 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1506 N Spokane St Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rene M Awbrey and Samantha D Awbrey, as husband and wife Original trustee: Kootenai County Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 09/22/2008 Recorder's instrument number: 2178526000 County: Kootenai Sum owing on the obligation: as of October 23, 2014: $136,434.06 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7 and 8, Block 4, Selby's Addition to Post Falls, according to the plat recorded in the office of the County Recorder in Book E of Deeds at Page 612, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 8118.20563) 1002.274406-File No. LEGAL 1874 NOVEMBER 6, 13, 20, 27, 2014

LIEN SALE 11/17/14 8:00 a.m. 274 W Hanley Ave Coeur d'Alene, ID 83815 1962 FORD FALCON VIN: 2R17U137219 LEGAL 1881 NOVEMBER 6, 13, 2014

T.S. No.\u2020 019324-ID\u2020 /\u2020 APN: C5085003002A NOTICE OF TRUSTEE'S SALE On 2/18/2015 at 9:00 AM (recognized local time), AUCTION.COM ROOM, LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 CASPER J. RANKIN, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 2, BLOCK 3, KAESMEYER ADDITION TO THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, ACCORDING TO THE RECORDED PLAT BOOK\u2020 "B" OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THE EAST 30 FEET OF VACATED 17TH STREET, ADJOINING WHICH UPON VACATION ATTACHED TO SAID PREMISES BY OPERATION OF LAW. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 306 SOUTH 17TH ST , COEUR D'ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 ROBERT J OBEID, AN UNMARRIED MAN as Grantor(s), to FIDELITY NATIONAL TITLE INSURANCE COMPANY as Trustee, for the benefit and security of\u2020 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 4/4/2006, recorded 4/28/2006, as Instrument No. 2028367000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 12/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of\u2020 10/9/2014 is\u2020 $196,870.23 , including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600 DATED: 10/8/14 LEGAL 1743 OCTOBER 30, 2014 NOVEMBER 6, 13, 20, 2014

T.S. No.\u2020 006077-ID/APN:05340020040 NOTICE OF TRUSTEE'S SALE On 2/24/2015 at 11:00 AM (recognized local time), AT THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 2 IN MICA VIEW ADDITION AS SHOWN IN THE RECORDED PLAT/MAP THEREOF IN BOOK "E" PAGE 240 OF KOOTENAI COUNTY RECORDS. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1873 E VELORA DR , POST FALLS, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 EDUARD SAAKOV AND YELENA SAAKOVA, HUSBAND AND WIFE AND NARINA CHERKENDOVA, SINGLE as Grantor(s), to LAND AMERICA ONE STOP as Trustee, for the benefit and security of\u2020 CITICORP TRUST BANK, FSB as Beneficiary, dated 1/21/2009, recorded 1/29/2009, as Instrument No. 2194501000, official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 10/20/2014 is $125,784.47, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600. DATED: 10/20/14 LEGAL 1801 OCTOBER 30, 2014 NOVEMBER 6, 13, 20, 2014

T.S. No.\u2020 P1373612-ID APN: 53N04W-33-080 NOTICE OF TRUSTEE'S SALE\u2020 On 2/24/2015 at 11:00 AM (recognized local time), AT THE KOOTENAI COUNTY COURTHOUSE, 324 W. GARDEN\u2020 AVE. NORTH ENTRANCE, COEUR D'ALENE, ID 83814, in the County of Kootenai,\u2020 ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of\u2020 Kootenai, State of Idaho, and described as follows, to wit: PART OF THE NORTH HALF OF THE NORTH HALF OF SECTION 33, TOWNSHIP 53 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE NORTH LINE OF SECTION 33 AS ABOVE WITH THE EAST LINE OF SEASONS ROAD; THENCE EAST 690 FEET ALONG SAID NORTH LINE OF SECTION 33 TO THE TRUE POINT OF BEGINNNING; THENCE SOUTH ALONG A LINE KNOWN AS COOPER PARCELS LINE PARALLEL TO THE EAST LINE OF SECTION 33 A DISTANCE OF 660 FEET TO THE NORTHWEST CORNER OF THE PAUL J. MCGOWAN TRACT (WARRANTY DEED, INSTRUMENT NO. 1121891, RECORDS OF KOOTENAI COUNTY, IDAHO); THENCE EAST ALONG THE NORTH LINE OF SAID MCGOWAN TRACT, 660 FEET; THENCE NORTH PARALLEL TO THE EAST LINE OF SAID SECTION 33, 660 FEET TO THE NORTH LINE OF SECTION 33; THENCE WEST 660 FEET ALONG THE NORTH LINE OF SECTION 33 TO THE POINT OF BEGINNING.\u2020 AND INCLUDING A 1994, CHAMPION, SERIAL #1599, 54x27 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 3811W COOPER RD, RATHDRUM, IDAHO\u2020 83858,\u2020 is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by\u2020 CHRIS D SELF AND UNMARRIED MAN, ALSO SHOWN OF RECORD AS CHRISTOPHER D. SELF, CHARLOTTE MCADAMS AN UNMARRIED WOMAN as Grantor(s), to FIRST AMERICAN TITLE COMPANY as Trustee, for the benefit and security of\u2020 NATIONAL CITY MORTGAGE A DIVISION OF NATIONAL CITY BANK as Beneficiary, dated 2/7/2008, recorded 2/29/2008, as Instrument No. 2147102000, in the official records of Kootenai County, Idaho, the subject Deed of Trust was modified by Loan Modification recorded on 11/16/2011,\u2020 as Instrument No. 2335258000, in the official records of\u2020 Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2012 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of\u2020 10/16/2014 is\u2020 $270,910.27, including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law.\u2020 Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day.\u2020 Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (858)750-7600. Dated: 10/16/2014 LEGAL 1802 OCTOBER 30, 2014 NOVEMBER 6, 13, 20, 2014

NOTICE OF TRUSTEE'S SALE On February 24, 2015 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID\u2020 83814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 6, Block 6, Avalon Estates 1st Addition, according to the plat recorded in Book "I" of Plats at Page 383 and 383A, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2517 West Beth Loop, Post Falls, ID\u2020 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the following deeds of trust: 1.\u2020 \u2020 \u2020 Deed of trust or transfer in trust executed by Michael B Jacobs and Sarah K Jacobs, husband and wife as Grantor and Alliance Title & Escrow Corporation as Trustee, which Deed of Trust is dated April 11, 2003 and recorded April 14, 2003, Instrument No. 1793533, Mortgage Records of Kootenai County, Idaho, (hereinafter, Deed of Trust "A"). Said Deed of Trust is evidenced by a Promissory Note (hereinafter, Note "A") dated April 11, 2003 in the original amount of $91,400.00 and bearing interest at the rate of 6.000% per annum, which Promissory Note was assumed by Zachary M Schlessman and Makaila DJ Schlessman under an Assumption Agreement dated August 22, 2008. 2.\u2020 \u2020 \u2020 Deed of trust or transfer in trust executed by Zachary M. Schlessman and Makaila D.J. Schlessman, Husband and wife as community property with right of survivorship as GRANTOR and Alliance Title & Escrow Corp. as TRUSTEE, which Deed of Trust is dated August 22, 2008 and recorded August 22, 2008, Instrument No. 2174873000, Mortgage Records of Kootenai County, Idaho, (hereinafter, Deed of Trust "B"). Said Deed of Trust is evidenced by a Promissory Note (hereinafter, Note "B") dated August 22, 2008 in the original amount of $70,190.97 and bearing interest at the rate of 5.7500% per annum. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Beneficiary hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach being the failure to: 1.\u2020 \u2020 \u2020 Make principal and interest payments due under the Promissory Notes secured by Deeds of Trust "A" and "B" in the combined amount of $1,071.46 per month for the months of April 2014 through and including September 2014 and continuing each and every month thereafter until date of sale or reinstatement.. 2.\u2020 \u2020 \u2020 Pay such amounts as the Beneficiary has incurred, and may incur or advance for the attorney's fees and fees and costs associated with this foreclosure. The combined balance of the obligations secured by Deed of Trust "A" and Deed of Trust "B" now due is $156,970.45 in Principal; Interest is $4,599.43, subsidy granted is $10,806.00 and fees currently assessed are $617.83 computed through September 24, 2014 with interest accruing thereafter at the daily rate of $24.8071.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorneys, fees or costs associated with this foreclosure. Dated: October 21, 2014 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. LEGAL 1811 OCTOBER 30, 2014 NOVEMBER 6, 13, 20, 2014

CASE # CV 14-7826 LEGAL NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF RICHARD ALAN HILL, Deceased NOTICE IS HEREBY GIVEN that Katy S. Hill has been appointed Administrator of the above-named Decedent. All persons having claims against the Decedent's estate or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to Katy S. Hill, c/o Michelle K. Fossum. Michelle K. Fossum, P.S.. 201 W. North River Drive, Suite 460, Spokane, Washington 99201 AND filed with the Clerk of the Court. Dated this 14th day of October, 2014. /s/ Katy S. Hill KATY S. HILL Administrator LEGAL 1818 OCTOBER 30, 2014 NOVEMBER 6, 13, 2014

PROBATE CASE NO CV14-7514 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF RAMONA L. GENZBERGER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors. or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 28 day of October, 2014. /S/ EARL M. GENZBERGER Personal Representative c/o MARC E. WALLACE. P.A. Attorney At Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 LEGAL 1842 OCTOBER 30, 2014 NOVEMBER 6, 13, 2014

Case No. CV-2014-7512 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., CSFB MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-8 vs. LAURIE A. JOHNSON, (deceased); Unknown Heirs, Assigns and Devisees of LAURIE A. JOHNSON; BRADLEY R. JOHNSON; FIDELITY NATIONAL TITLE INSURANCE CO., NATIONSTAR MORTGAGE, LLC; CITIBANK (SOUTH DAKOTA) NA; IDAHO STATE TAX COMMISSION; and Does 1-10 as individuals with an interest in the property legally described as: The North half of Tract 64, Dalton Gardens addition to Hayden Lake Irrigated Tracts, according to the plat recorded in Book "B" of Plats at Page 151, records of Kootenai County, Idaho Less any portion within the road right of way. Which may commonly be known as: 5976 N. 15th Street, Dalton Gardens, ID 83815. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 5976 N. 15th Street, Dalton Gardens, ID 83815. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED this 20 day of October, 2014. CLERK OF THE DISTRICT COURT JIM BRANNON By: ____________ Deputy Clerk LEGAL 1843 OCTOBER 30, 2014 NOVEMBER 6, 13, 2014

Case No. CV14-7928 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF, JACK L. CLEVELAND Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the Decedent's estate or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to BETTY L. CLEVELAND, Personal Representative of the above Estate at Paine Hamblen, LLP, Post Office Box E, Coeur d'Alene, Idaho 83816-2530, or be filed with the Clerk of the Court. Dated this 28the day of October 2014. /s/ BETTY L. CLEVELAND Personal Representative of the Estate of JACK L. CLEVELAND, Deceased. LEGAL 1844 OCTOBER 30, 2014 NOVEMBER 6, 13, 2014