Legals September 25, 2013

Notice Sale Idaho Code 45-1506 Today's date: August 19, 2013 File No.: 7303.24641 Sale date and time (local time): January 16, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 740 South River Heights Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey L. Ward and Glorie L. Ward, husband and wife Original trustee: Pioneer Title of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Inland Northwest Bank Recording date: 08/30/2007 Recorder's instrument number: 2119107000 County: Kootenai Sum owing on the obligation: as of August 19, 2013: $205,853.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 2, Majestic View Estates First Addition, according to the Plat recorded in the office of the County Recorder in Book "G" of Plats, Page 63, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.24641) 1002.255300-File No. of Trustee's Legal 9213 September 4, 11, 18, 25, 2013

DECISION MEMOS Merkeley Water Transmission Line Reissuance Idaho Panhandle National Forests Coeur d'Alene River Ranger District Kootenai County, Idaho As the Responsible Official, Coeur d'Alene River District Ranger Chad Hudson signed a Decision Memo on September 16, 2013, approving the reissuance of the Merkeley Water Transmission Line Special Use Permit. The project authorizes the operation and maintenance of an existing water transmission pipeline and ditch to private property for domestic use. The project area is located in T53N, R2W, Section 28. Copies of the Decision Memos are available from the IPNF Supervisor's Office, 3815 Schreiber Way, Coeur d'Alene, ID, 83815, (208) 765-7279. Decision Not Subject to Appeal No comments were received during the pre-decisional scoping period, therefore the decisions are not subject to administrative review (appeal) pursuant to 36 Code of Federal Regulations (CFR) Part 215.12. Implementation Pursuant to 36 CFR Part 215.9, these decisions may be implemented immediately after publication of this notice, and are scheduled for the fall of 2013. For further information concerning the decisions or project details, contact Joe Holzinger, IPNF Supervisor's Office, 3815 Schreiber Way, Coeur d'Alene, ID 83815, or call (208) 765-7279. Legal 9350 September 25, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 003455-ID Parcel No. RJ3370070030 On 1/23/2014, at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 7, SKYLINE MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 337, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 6720 WEST BENT GRASS LANE, RATHDRUM, IDAHO, 83858 , is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THEODORE W STEVENS, IV AND PATRICIA A MA RLAND-STEVENS, HUSBAND AND WIFE as Grantor, to KOOTENAI COUNTY TITLE as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ("MERS") AS NOMINEE FOR PANHANDLE STATE BANK, ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 12/6/2007, recorded 12/7/2007, as Instrument No. 2135119000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 03/01/0213, and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $370,110.25, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, DATED: 9/16/13 Signature/By: Elisa Magnuson A-FN4415681 Legal 9351 September 25, 2013 October 2, 9, 16, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 00426-ID Parcel No. P-7330-001-004-0 On 1/22/2014, at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 1, PRAIRIE FALLS SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK. G OF PLATS, PAGE 148, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 340 EAST SAND WEDGE DRIVE, POST FALLS, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BILL VANKOMEN AND JENA VANKOMEN HUSBAND AND WIFE as Grantor, to FIRST AMERICAN TITLE COMPANY as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR FIRST MAGNUS FINANCIAL CORPORATION, AN ARIZONA CORPORATION ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 1/12/2007, recorded 1/22/2007, as Instrument No. 2078781000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 06/01/2010, and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $223,663.37, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. AH delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP DATED: 9/11/13 Signature/By: Elisa Magnuson A-4415390 Legal 9352 September 25, 2013 October 2, 9, 16, 2013

NOTICE IS HEREBY GIVEN THAT ON THE 4TH DAY OF OCTOBER 2013 AT 1:00 PM, A PUBLIC AUCTION WILL BE HELD FOR THE PURPOSE OF SATISFYING A LANDLORDS LIEN ON THE CONTENTS OF 2 STORAGE UNITS, AT SELTICE MINI STORAGE, 2425 W SELTICE WAY, POST FALLS, ID. THE GOODS TO BE SOLD ARE GENERALLY DESCRIBED AS HOUSEHOLD ITEMS, FURNITURE, AND CLOTHING. UNITS TO BE AUCTIONED ARE: D84 ROBERT CALKINS - PO BOX 2673 - POST FALLS, ID 83877 & D46 JOE THOMAS - 2200 W JESTER WAY - POST FALLS, ID 83854. LEGAL 9356 September 25, 2013 October 2, 2013

SUMMONS FOR PUBLICATION Case No. CV 13-5148 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IDAHO HOUSING AND FINANCE ASSOCIATION (fka IDAHO HOUSING AGENCY), Plaintiff, v. Heirs and Devisees of MICHAEL C. CHARVAT, SPOUSE OF MICHAEL C. CHARVAT, APRIL R. KRUSE, SPOUSE OF APRIL R. KRUSE, LYNNWOOD ESTATES WATER ASSOCIATION, INC. and JOHN DOE and JANE DOE, Defendants. TO: HEIRS AND DEVISEES OF MICHAEL C. CHARVAT, SPOUSE OF MICHAEL C. CHARVAT, SPOUSE OF APRIL R. KRUSE and APRIL R. KRUSE: You have been sued by Idaho Housing and Finance Association , Plaintiff, in the District Court of the First Judicial District, in and for the County of Kootenai, State of Idaho, in Case No. CV 13-5148. The nature of the claim against you is an action for the judicial foreclosure of a Deed of Trust encumbering the property located at 32411 N. Roberts Rd., Athol, ID 83801, due to non-payment of the required monthly payments. Any time after 20 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d'Alene, ID 83816, (208) 446-1651, and served a copy of your response on the Plaintiff's attorney at Ryan M. Fawcett, Skinner Fawcett LLP, 515 S. 6th St., P.O. Box 700, Boise, ID 83701-0700, (208) 345-2663. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 27 day of Aug., 2013. Clifford T. Hayes Clerk of the Court By: /s/ Sherry Huffman (SEAL) Deputy Clerk LEGAL 9235 SePTEMBER 4, 11, 18, 25, 2013

NOTICE TO CREDITORS CASE NO. CV 13-6216 (I.C. 15-3-801) IN TH DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF WILLIS D. WATKINS DECEASED. NOTICE IS HEREBY GIVEN that DEBRA I. MALLEY and SHARON K. YOUNT have been appointed Co-Personal Representatives of the estate of WILLIS D. WATKINS. All persons having claims against WILLIS D. WATKINS or his estate are required by law to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. CLAIMS MUST BE PRESENTED WITHIN SUCH TIME LIMITS to the undersigned attorneys, Vasseur & Schlotthauer, PPLC, P.O. Box 808, Coeur d'Alene, Idaho, 83816, AND MUST ALSO BE FILED WITHIN SUCH TIME LIMITS with the CLerk of the Court of the First Judicial District, Kootenai County, Idaho. DATED this 6 day of September, 2013. VASSEUR & SCHLOTTHAUER, PLLC Brent G. Schlotthauer BRENT G. SCHLOTTHAUER Vasseur & Schlotthauer, PLLC P.O. BOX 808 Coeur d' Alene, Idaho 83816-0808 Attorneys for Co-Personal Representatives Legal 9285 September 11, 18, 15, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 002097-ID Parcel No. P52750010180 On 1/21/2014, at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will self at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 18, BLOCK 1, LAS BRISAS ESTATES AMENDED, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDED IN BOOK "G" OF PLATS, PAGES 360 AND 360A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1997 East Fountain Drive, Post Falls, ID 83854, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by HEATHER M REBAL A SINGLE PERSON as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee, for the benefit and security of NATIONAL CITY MORTGAGE A DIVISION OF NATIONAL CITY BANK as Beneficiary, dated 3/4/2009, recorded 3/9/2009, as Instrument No. 2200092000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 11/01/2012, and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $211,955.07, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho PITE DUNCAN, LLP 4375 Jutland Dr., Ste. 200 San Diego, CA 92117 DATED: 9/5/13 Signature/By Elisa Magnuson A-4413454 Legal 9314 September 18, 25, 2013 October 2, 9, 2013

NOTICE OF SALE Case No. CV-13-1779 DATE: October 10, 2013 TIME: 10:00 A.M. PLACE: Kootenai County Sheriff's Office Lobby 5500 N. Government Way Coeur d' Alene, Idaho IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CITIMORTGAGE, INC. Plaintiff, vs. LARRY W. HINCHEE (Deceased) and the Unknown Heirs, Assigns and Devisees of LARRY W. HINCHEE; JENNIFER A. HINCHEE, (Deceased) and the Unknown Heirs, Assigns and Devisees of JENNIFER A. HINCHEE, and Does 1-10 as individuals with an interest in the property legally described as: Lot 2 in Block 1 of Quail Ridge, according to the official plat thereof, filed in Book I of PLats at Page(s) 333 and 333A, Official Records of Kootenai County, Idaho more particularly described as follows: Which may commonly be known as: 6357 W. Quail Ridge St., Rathdrum, ID 83858. Defendants. Under and by virtue of a Second Order for Sale of Foreclosure executed on August 19, 2013 and entered with the Court on August 19, 2013 and Writ of Execution issued on July 22, 2013, out of and under the seal of the above-entitles Court on a Judgement and Decree of Foreclosure recovered in said Court in the above-entitled action on the 5th day of July, 2013, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Second Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgement and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Lot 2 in Block 1 of Quail Ridge, according to the official plat thereof, filed in Book I of Plats at Page(s) 333 and 333A, Official Records of Kootenai County, Idaho more particularly described as follows: Which may commonly be known as: 6357 W. Quail Ridge St., Rathdrum , ID 83858. NOTICE IS HEREBY GIVEN that on the 10th day of October, 2013 at the hour of 10:00 o'clock A.M., at the location of the Main Lobby of the Kootenai County Sheriff, 5500 N. Government Way, Coeur d' Alene, Idaho, I will attend, offer and sell at public auction all or so much od the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgement and Decree of Foreclosure as set out in said Second Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, be a Certificate of Sale, will transfer right, title and interest of the judgement debtor in and to the property. The Sheriff will also give possession but does not gaurantee clear title nor continue possessory right to the purchaser. DATED This 10th day of September, 2013. KOOTENAI COUNTY SHERIFF /s/ Deputy Sheriff Legal 9315 September 19, 25, 2013 October 2, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 29, 2013 File No.: 7301.26920 Sale date and time (local time): January 6, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 26664 S. Lake Ridge Road Saint Maries, ID 83861 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey A. Stark and Linda G. Stark, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Acceptance Capital Mortgage Corporation Recording date: 09/19/2005 Recorder's instrument number: 1981255 County: Kootenai Sum owing on the obligation: as of August 29, 2013: $184,578.13 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South half of the South half of the Northwest Quarter of the Northwest Quarter of Section 8, Township 47 North, Range 2 West Boise Meridian, Kootenai County, State of Idaho. Except that part conveyed to the State of Idaho for a public highway by deed recorded in Book 101, Deeds, Page 177, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.26920) 1002.186918-File No. Legal 9320 September 25, 2013 October 2, 9, 16, 2013

NOTICE OF TRUSTEE'S SALE On February 7th 2014 at the hour of 10:00 a.m. on said day, inside the front door of First American Title Co., 1866 North Lakewood Dr. Coeur d'Alene, ID 83814. Bruce J. Blohowiak, as successor trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai State of Idaho, and described as follows, to wit: LOT 5 IN BLOCK 4 OF HORSEHAVEN PLACE, according to the official plat thereof, filed in Book "J" of Plats at Page(s) 193,193A, 193B, 193C and 193D Official Records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60 113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1957 N. Luke Lane., Post Falls, ID 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by LANCE E. BURQUIST AND LAURA M. BURQUIST HUSBAND AND WIFE, are the Trustors, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, the original Trustee, and HORIZON CREDIT UNION is the beneficiary, on that certain Deed of Trust dated July 23rd 2008 and recorded as Instrument Number 2170255000, records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45 1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The failure to pay, when due, under said Deed of Trust Note, monthly, principal, interest taxes and insurance payments in an amount not less than $472.42 for the month of March 2013 and each month thereafter together with accrued late charges and other costs and fees as provided by the Deed of Trust Note and Deed of Trust; and the principal balance owing as of this date on the obligation secured by said deed of trust is $47,292.23 with per diem interest accruing as provided in the promissory note, the current annual rate of which is 4.50% and costs and expenses actually incurred in enforcing the obligations there under or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: September 16, 2013. /s/ Bruce J. Blohowiak Successor Trustee (STATE OF WASHINGTON ) ss County of Spokane On this day personally appeared before me Bruce J. Blohowiak, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that he/she signed the same as his/her free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 16th day of September 2013 NOTARY PUBLIC in and for the State of Washington, Residing at Spokane Commission Expires: 10-24-2016 Legal 9325 September 18, 25, 2013 October 2, 9, 2013

123-13 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on January 15, 2014, in the Office of First American Title Company, located at, 1866 North Lakewood Drive, Coeur d'Alene, Idaho, First American Title as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lot 11, Block 3, RIMROCK FOREST ESTATES, according to the plat recorded in Book "I" of Plats at Page 386, records of Kootenai County, Idaho. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 12539 N. Shamrock St., Hayden, Idaho 83835 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Bruce R Cralley and Catherine L Cralley, husband and wife as Grantor(s), First American Title, as Trustee, for the benefit and security of, Mountain West Bank, as Beneficiary; said Deed of Trust was recorded March 07, 2005 as Kootenai County Recorder s Instrument No. 1933778. The default for which this sale is to be made is as follows: Failure to make the monthly payment in the amount of $999.28 due for the 1st day of July, 2013 and a like sum of $999.28 due for the 1st day of each and every month thereafter; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of August 2, 2013 there is due and owing on the loan an unpaid principal balance of $340,220.69, accrued interest in the amount of $2,809.77, late charges in the amount of $175.48 and escrow in the amount of $503.58 for a total amount due of $343,709.52. Interest continues to accrue on the Note at the rate of 5.875% per annum with a per diem rate of $54.76 after August 2, 2013. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED September 12, 2013. FIRST AMERICAN TITLE /s/ Lisa J Tornabene Trust Officer Legal 9348 September 25, 2013 October 2, 9, 16, 2013 \u2020

NOTICE OF TRUSTEE'S SALE T.S. No. 003812-ID Parcel No. C7560014999D On 1/23/2014, at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUS ON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE SOUTH 52 FEET OF THE WEST ONE-HALF OF BLOCK 14, REID'S ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS, PAGE 141. RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 802 N 6TH STREET, COEUR D'ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy' the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SCOTT K BROADAWAY, A SINGLE PERSON as Grantor, to NORTH IDAHO TITLE CO as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GMAC MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 8/12/2005, recorded 8/15/2005, as Instrument No. 1972453, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 04/01/2013, and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $151,282.17, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, DATED: 9/16/13 Signature/By: Elisa Magnuson A-FN4415714 Legal 9349 September 25, 2013 October 2, 9, 16, 2013