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Legals October 29, 2013

| October 29, 2013 12:00 AM

NOTICE TO CREDITORS Case No. CV 13-6732 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF, EUGENE DOMINICK HECK,\u2020 Deceased, NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the decedent are required to present their claims within four (4) months after the date of the first publication of Notice or said claims will be forever barred. Claims must either be presented to BARBARA HECK, Personal Representative of the above Estate at Paine Hamblen, LLP, Pose Office Box E, Coeur d'Alene, Idaho 83816-2530, or be filed with the Court.\u2020 DATED this 27 day of September 2013. BARBARA HECK Personal Representative of the\u2020 Estate of RUGENE DOMINIC HECK, Deceased.\u2020 Legal 9430 October 8, 15, 22, 29, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0180039836 T.S. No.: 12-02128-3A On February 12, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 4, Block 8, GROUSE MEADOWS FIRST ADDITION, according to the plat recorded in the office of the County Recorder in Book "G" of Plats at Pages 225, 225A and 225B, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1386 W STARLING AVE., HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRANDON S. LICKFOLD AND CHRISTINA M. LICKFOLD, HUSBAND AND WIFE, as original grantor(s), to PIONEER TITLE COMPANY OF ADA COUNTY, as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of February 20, 2009, and recorded February 27, 2009, as Instrument No. 2198712000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated February 20, 2009 are: Failed to pay the monthly payments of $1,521.18 due from March 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $231,760.72, plus accrued interest at the rate of 4.87500% per annum from February 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 1, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 415-247-2450 Megan Curtis, Authorized Signature A-4422044 Legal 9504 October 29, 2013 November 5, 12, 19, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0209641315 T.S. No.: 12-02314-3A On February 12, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 13 IN BLOCK 1 OF COPPER VALLEY RANCH FIRST ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 311 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 6705 W. SILVERADO STREET, RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARK A PANNELL, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as original grantor(s), to ALLIANCE TITLE AND ESCROW CORP., as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GB MORTGAGE, LLC ITS SUCCESSORS AND OR ASSIGNS, as original beneficiary, dated as of August 15, 2008, and recorded August 20, 2008, as Instrument No. 2174477000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated August 15, 2008 are: Failed to pay the monthly payments of $1,218.33 due from April 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $184,214.54, plus accrued interest at the rate of 4.75000% per annum from March 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 2, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 415-247-2450 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4422045 Legal 9505 October 29, 2013 November 5, 12, 19, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0211573266 T.S. No.: 12-00641-3A On February 12, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 10, BLOCK 7, HIGHWOOD PARK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE 168, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3809 N 15TH ST, COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDAL M. WENIGER AND LORRI M. WENIGER, HUSBAND AND WIFE, as original grantor(s), to KOOTENAI COUNTY TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GOLF SAVINGS BANK, A WASHINGTON STOCK SAVINGS BANK ITS SUCCESSORS AND OR ASSIGNS, as original beneficiary, dated as of December 26, 2008, and recorded December 31, 2008, as Instrument No. 2190803000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated December 26, 2008 are: Failed to pay the monthly payments of $1,151.11 due from October 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $157,512.33, plus accrued interest at the rate of 5.50000% per annum from September 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 8, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 415-247-2450 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4422061 Legal 9506 October 29, 2013 November 5, 12, 19, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0211573266 T.S. No.: 12-00641-3A On February 12, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 10, BLOCK 7, HIGHWOOD PARK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE 168, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3809 N 15TH ST, COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDAL M. WENIGER AND LORRI M. WENIGER, HUSBAND AND WIFE, as original grantor(s), to KOOTENAI COUNTY TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GOLF SAVINGS BANK, A WASHINGTON STOCK SAVINGS BANK ITS SUCCESSORS AND OR ASSIGNS, as original beneficiary, dated as of December 26, 2008, and recorded December 31, 2008, as Instrument No. 2190803000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated December 26, 2008 are: Failed to pay the monthly payments of $1,151.11 due from October 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $157,512.33, plus accrued interest at the rate of 5.50000% per annum from September 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 8, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 415-247-2450 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4422061 Legal 9507 October 29, 2013 November 5, 12, 19, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0211765995 T.S. No.: 13-00393-5A On February 12, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 9, BLOCK 3, BROADMOORE ESTATES SECOND ADDITION ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 416, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 9062 N TORREY LANE, HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARIO R RIOS, JR AND JENNIFER M. RIOS, HUSBAND AND WIFE, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MOUNTAIN WEST BANK, CORPORATION , as original beneficiary, dated as of January 6, 2009, and recorded January 12, 2009, as Instrument No. 2192175000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated January 6, 2009 are: Failed to pay the monthly payments of $1,494.41 due from February 1, 2013, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $220,213.67, plus accrued interest at the rate of 5.00000% per annum from January 1, 2013. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 9, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive, Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4422066 Legal 9508 October 29, 2013 November 5, 12, 19, 2013

SUMMONS FOR PUBLICATION Case No. CV 13-6595 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ONEWEST BANK, FSB, Plaintiff, vs. VIRGINIA M. SCANLON (Deceased) and the Unknown Heirs, Assigns and Devisees of Virginia M. Scanlon; LAWYERS TITLE OF KOOTENAI COUNTY, IDAHO; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; and Does 1-10 as individuals with an interest in the property legally described as: Lot 3, Block 35, Seventh Addition to Avondale on Hayden, according to the plat recorded in Book "E" of plats at page 248, records of Kootenai County, Idaho. Which may commonly be known as: 11516 N. Saxon Dr., Hayden, Idaho 83835. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 11516 N. Saxon Dr., Hayden, Idaho 83835. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 4th day of October, 2013. CLERK OF THE DISTRICT COURT By: Deputy Clerk Legal 9523 October 22, 29, 2013 November 5, 12, 2013

Notice is hereby given that All In One Storage will hold a Public Sale of the entire contents of units #401, #509, and #813. The sale will be held on the premises at All In One Storage at 3900 E. 16th Ave., Post Falls, ID, 83854 on Wednesday, October 30th, 2013 at 12:00 pm. The contents will be sold to the highest bidder for cash or certified funds only. No Personal Checks will be accepted. \u2020 Unit #401\u2020 5X10 Tammie Simpkins or Porter Last Known Address: 809 E. Clark St. Apt. 5 Pocatello, ID \u2020 Unit #509\u2020 10X30 Ted Roberts Last Known Address: General Delivery Post Falls, ID 83854 \u2020 Unit #813\u2020 10X20 Rebecca Bickel Last Known Address: 25881 Weir Rd. Athol, ID 83801 Legal 9524 October 22, 29, 2013

NOTICE OF TRUSTEE'S SALE On Thursday, the 30th day of January, 2014, at the hour of 10:00 o'clock a.,. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: LOT 3, BLOCK 1, CIMARRON PLACE, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 219, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1300 E. Stockman Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances ro satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAWN M. DEAN, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded June 2, 2004, as Instrument No. 1879662, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 3, 2004, as Instrument No. 1898858, Mortgage records on Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 28, 2004, in the amount of $720.00 each, for the months of March through September, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.24% per annum from February 1, 2013. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $93,262.01, plus accrued interest at the rate of 5.24% per annum from February 1, 2013. DATED This 1st day of October, 2013. RYAN M. FAWCETT, a Member of\u2020the Idaho State Bar, SUCCESSOR TRUSTEE \u2020 Legal 9525 October 22, 29, 2013 November 5, 12, 2013

NOTICE OF TRUSTEE'S SALE On Thursday, the 30th day of January, 2014, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 3, OF MEADOWLAND ESTATES 1ST ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE 328, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 14504 N. Wright St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROB R. DIETRICH, an Unmarried Person and APRIL L. ALLEN, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded September 20, 2004, as Instrument No. 1901941, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 23, 2004, as Instrument No. 1914764, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 15, 2004, in the amount of $654.00 each, for the months of April through September, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.57% per annum from March 1, 2013. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $74,326.26, plus accrued interest at the rate of 5.57% per annum from March 1, 2013. DATED this 1st day of October, 2013. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 9526 October 22, 29, 2013 November 5, 12, 2013

Kier Construction Corporation - 3710 Quincy Avenue, Ogden, UT 84403 P: (801) 627-1414 is seeking sub/vendor bids for the remodel of Valley View Apartments located at 1710 North Cecil Rd, Post Falls, ID. A project walkthrough will be held on 11/06/13 at 2:00 pm. This project consists of a complete exterior and interior remodel of eight, two-story apartment buildings. 36 Total units. Please submit bids to Scott Kier, fax (801) 621-0002 or email: scott@kierconstructioncorp.com by 11/21/13 at 12:00 PM. Kier Construction welcomes bids from DBE/WBE/MBE and Section 3 registered businesses. We are an Equal Opportunity Employer. Legal 9555 October 28, 29, 30, 31, 2013 November 1, 2, 4, 2013

SUMMONS CASE NO. CV13- 4946 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE SATED OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ROBERY FLETCHER, a single person as his sole a separate property, Plaintiff, vs.\u2020 WADE D. SHEPARD, a single person as his sole and separate property, Defendant. TO: WADE D. SHEPARD: NOTICE: YOU HAVE BEEN SUED BY THE ABOVE NAMED PLAINTIFF(s). THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW. YOU ARE HEREBY NOTIFIED that in order to defend this lawsuit, as appropriate written response must be filed with the above designated court appropriate written response must be filed with the above designated court within twenty (20) days after service of this Summons on you. If you fail to \u2020so respond, the court may enter judgment against you as demanded by the Plaintiff(s) in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number or your attorney.\u2020 4. Proof of mailing or delivery of a copy of you response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above named court. DATED this 8 day of July, 2013. BY: Deputy legal 9431 October 8, 15, 22, 29, 2013

NOTICE TO CREDITORS Case No. CV 13-6801 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: RICHARD PAUL HYKE, Deceased. NOTICE IS HEREBY GIVEN that JESS B. HYKE has as been appointed personal representative of the above-named decedent. All persons having claims against the decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claim/s will be forever barred. Claims must either be presented to the attorney for the estate at the address indicated or filed with the Clerk of the Court. DATED this 17th day of September, 2013. /s/ CAMERON PHILLIPS ISB No. 2364 Attorney for Personal Representative 924 Sherman Avenue Coeur d' Alene, ID 83814 Telephone: (208) 667-5437 Fax: (208) 664-2114 Legal 9557 October 29, 2013 November 5, 12, 2013

NOTICE OF TRUSTEE'S SALE On Thursday, the 30th day of January, 2014, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 5 IN BLOCK 2 OF CHERRY ADDITION TO POST FALLS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK D OF PLATS AT PAGE 61, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 308 W. Montgomery Pl., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ANGELA K. WILLY, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded September 13, 2011, as Instrument No. 2327220000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 17, 2011, as Instrument No. 2428782000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 12, 2011, in the amount of $792.00 each, for the months of April through September, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.00% per annum from March 1, 2013. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $124,887.81, plus accrued interest at the rate of 4.00% per annum from March 1, 2013. DATED This 1st day of October, 2013. /s/ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 9558 October 29, 2013 November 5, 12, 19, 2013

NOTICE TO CREDITORS (I.C) SEC. 15-3-801) CASE NO. CV-13-6917 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JOSEPH MICHAEL GINTER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 17th day of October, 2013. /s/ THOMAS M. VASSEUR Personal Representative 409 Coeur d' Alene Avenue Coeur d' Alene, ID 83814 Telephone: (208) 664-4457 Legal 9559 October 29, 2013 November 5, 12, 2013

NOTICE TO CREDITORS (I.C. 15-3-801) CASE NO. CV 13-5757 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF TAJ SAMUEL REEVES Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 25th day of October, 2013. /s/ Xica Reeves 1419 W. Washington St. Boise, ID 83702 Legal 9560 October 29, 2013 November 5, 12, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0300576881 T.S. No.: 12-02326-3A On January 29, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 6 of SHADOW LANE ACRES, according to the official plat thereof, filed in Book "E" of Plats at Page(s) 46 official records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 11825 E SHADOW LANE, ATHOL, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN NELSON, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of July 28, 2010, and recorded July 30, 2010, as Instrument No. 2275206000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 28, 2010 are: Failed to pay the monthly payments of $1,046.52 due from January 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $148,870.71, plus accrued interest at the rate of 4.87500% per annum from December 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 20, 2013 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4420533 Legal 9462 October 15, 22, 29, 2013 November 5, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 27, 2013 File No.: 7314.05639 Sale date and time (local time): January 29, 2014 at 9:00 AM Sale location: AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 4104 W Pleasant Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Daniel Ortiz and Barbara Ortiz husband and wife Original trustee: Alliance Title & Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Wealthbridge Mortgage Corp., its successors and assigns Recording date: 11/04/2009 Recorder's instrument number: 2239516000 and Modified August 16, 2011 as Instrument No. 2324080000 County: Kootenai Sum owing on the obligation: as of September 27, 2013: $161,175.89 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 in Block 1 of Pleasant View, according to the official plat thereof, filed in Book E of Plats at Page (s) 231, official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7314.05639) 1002.257644-File No. Legal 9463 October 15, 22, 29, 2013 November 5, 2013

Notice of Trustee's Sale TS No.: ID-10-376986-NH On 2/14/2014, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of OCWEN LOAN SERVICING, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 24, BLOCK 5, RIVER PARK PLAZA ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS, PAGE 22, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 208 S SUNSET DRIVE , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL PETERSON AND TINA PETERSON , HUSBAND AND WIFE as Grantor/Trustor. in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC. A CORPORATION, is named as Beneficiary and PIONEER TITLE COMPANY as Trustee and recorded 7/31/2007 as Instrument No. 2113556000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/23/2007. The monthly installments of principal, interest, and impounds (if applicable) of $612.88, due per month for the months of 8/1/2011 through 8/3/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $153,029.90 together with interest thereon at the current rate of 4.7500 per cent (%) per annum from 7/1/2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/8/13 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4420985 legal 9473 October 22, 29, 2013 November 5, 12, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0300576881 T.S. No.: 12-02326-3A On January 29, 2014 09:00 AM, AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 6 of SHADOW LANE ACRES, according to the official plat thereof, filed in Book "E" of Plats at Page(s) 46 official records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 11825 E SHADOW LANE, ATHOL, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN NELSON, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of July 28, 2010, and recorded July 30, 2010, as Instrument No. 2275206000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 28, 2010 are: Failed to pay the monthly payments of $1,046.52 due from January 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $148,870.71, plus accrued interest at the rate of 4.87500% per annum from December 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 20, 2013 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com FOR AUTOMATED SALES INFORMATION please call 800-793-6107 A-4420964 Legal 9475 October 15, 22, 29, 2013 November 5, 2013

Loan No. xxxxxx5511 T.S. No. 1382529-39 Parcel No. p94020030030 NOTICE OF TRUSTEE'S SALE On January 29, 2014, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 3, block 3, woodbridge first addition, according to the plat recorded in theoffice of the county recorder in book "i" of plats at page 442, records of Kootenai county, idaho. Commonly known as 5004 N. Lemonwood Lane Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Bruce K. Beinlich A Married Man as Grantor, to Kootenai County Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Home Star Mortgage Services, Llc., Its Successsors and Assigns as Beneficiary, recorded September 30, 2004, as Instrument No. 1904221, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due october 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $107,097.11, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: September 24, 2013 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. DLPP-433618 Legal 9481 October 22, 29, 2013 November 5, 12, 2013

Loan No. xxxxxx5511 T.S. No. 1382529-39 Parcel No. p94020030030 NOTICE OF TRUSTEE'S SALE On January 29, 2014, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 3, block 3, woodbridge first addition, according to the plat recorded in theoffice of the county recorder in book "i" of plats at page 442, records of Kootenai county, idaho. Commonly known as 5004 N. Lemonwood Lane Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Bruce K. Beinlich A Married Man as Grantor, to Kootenai County Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Home Star Mortgage Services, Llc., Its Successsors and Assigns as Beneficiary, recorded September 30, 2004, as Instrument No. 1904221, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due october 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $107,097.11, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: September 24, 2013 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. DLPP-433618 Legal 9482 October 22, 29, 2013 November 5, 12, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2013 File No.: 7431.20377 Sale date and time (local time): February 10, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1173 E Moon Marie Court aka 1173 Moon Marie Court Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lynn M Wallace unmarried Original trustee: Fidelity National Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Embrace Home Loans, Inc. Recording date: 03/02/2010 Recorder's instrument number: 2255642000 County: Kootenai Sum owing on the obligation: as of October 7, 2013: $88,106.83 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 1, Trinity Estates First Addition, according to the Plat recorded in the office of the County Recorder in Book "G" of Plats, Page 354, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7431.20377) 1002.258105-File No. Legal 9488 October 22, 29, 2013 November 5, 12, 2013