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Legals October 28, 2013

| October 28, 2013 12:00 AM

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 20, 2013 File No.: 7443.20529 Sale date and time (local time): January 21, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9244 North Crabapple Court Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ronald R. Hoye Jr., an unmarried person Original trustee: Alliance Title and Escrow Corp Original beneficiary: FirstBank Northwest Recording date: 05/05/2006 Recorder's instrument number: 2029672000 County: Kootenai Sum owing on the obligation: as of September 20, 2013: $95,649.84 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2 of Crab Apple Court, according to the official plat thereof, filed in Book G of Plats at Page(s) 46 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7443.20529) 1002.257188-File No. Legal 9393 October 7, 14, 21, 28, 2013

CITY OF COEUR D'ALENE, IDAHO WASTEWATER UTILITY NOTICE OF ADVERTISEMENT FOR BIDS Sealed bids will be received by the City Clerk of the City of Coeur d'Alene, 710 E. Mullan Ave., Coeur d'Alene, Idaho 83814, at the office of the City Clerk of said City on or before 4:00 PM local time on the 7th day of November, 2013 for the purchase of: NEW 2014 WASTEWATER TANK TRUCK Bids will be publically opened at the Old Council Chambers at City Hall at 4:00 p.m. local time on said date. All interested individuals are welcome to attend. The Purchase Manual, including bid forms, bidder's instructions, contract forms, and specifications may be examined and/or obtained at the office of the City Clerk, City of Coeur d'Alene, 710 E. Mullan Ave., Coeur d'Alene, Idaho, (208) 769-2231. A Pre-Bid Conference will not be held. All bids shall be presented or otherwise delivered to the City Clerk under seal with a concise statement marked on the outside thereof identifying the expenditure to which the bid pertains. Bids delivered by facsimile machine or email will not be accepted. All bids shall contain one (1) of the following forms of bidder's security in an amount equal to five (5%) percent of the amount bid: (a) Cash, (b) Cashier's Check made payable to the City, (c) Certified Check made payable to the City, (d) Bidder's bond executed by a qualified surety company, made payable to the City. Bids will remain subject to acceptance for 35 days after the bid opening. Questions regarding this "Notice of Advertisement for Bids" should be directed in writing via email to: Mike Becker, Utility Project Manager City of Coeur d'Alene Wastewater Department 710 E. Mullan Ave. Coeur d'Alene, ID 83814 mbecker@cdaid.org The right is reserved to reject any or all bids. Dated this 17th day of October, 2013. /s/ Renata McLeod City Clerk Legal 9519 October 21, 28, 2013

Ref: Harris, David B., Jr. and Carla M., 1201.1342521 NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEm SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICEILETTER, IS $ 163,020.73. INTEREST (PRESENTLY AT THE RATE OF 8.41% PER ANNUM) FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICEILETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 1/8/2014 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the Uuited States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 8, Block 4, Sanders Park Addition to Coeur d'Alene, according to the plat there of, filed in Book B ofPlats at Page(s) 109, records ofKootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 218 S 18th St, Coeur d' Alene, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed oftrust executed by David B. Harris, Jr. and Carla M. Harris, Husband and Wife, as grantors to U.S. Bank Trust Company, national Association, as trustee, for the benefit and security of U.S. Bank National Association ND, recorded January 21, 2009, as Instrument No. 2193300000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 8/10/2012 through 8/10/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 8.41%. Total: $16,321.11 Lender's Other Fees $190.00 Late Charges $232.00 TOTAL DEFAULT $16,743.11 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $141,450.00, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, amounts advanced to protect the security associated with this foreclosure. DATED: September 5, 2013. TRUSTEE BY: William L. Bishop, Jr. Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9521 October 21, 28, 2013 November 4, 11, 2013

NOTICE OF AUCTION OR SALE An auction or sale shall be held for the purpose of selling any and all personal property located within unit #131 NOTICE IS HEREBY GIVEN: pursuant to Idaho Code 55-2306, that on the 2nd day of November 2013 at the hour of 11:00 a.m. at Keylock Storage (formally City Mini Storage) located at 3735 Fruitland Lane, Coeur d'Alene Id 83815, against Darin Joseph Galanti in Coeur d' Alene Idaho 83815, and in favor of Keylock Storage, 3735 Fruitland Lane, Coeur d'Alene ID 83815 upon said personal property as authorized by Idaho Code 55-2306. NOTICE IS FURTHER GIVEN that said lien is in and for the sum of $420.00 for unit #131 and for the sum of $420.00 as for unpaid rent, late charges and lien charges, together with cost of sale of said properties. Said properties will be sold at public auction or sale on Saturday November 2nd, 2013 at the hour of 11:00 a.m. as heretofore set forth, and the proceeds of the sale of said properties shall be applied to the discharge of any prior protected interests, the sale authorized by Section 55-2306 of the Idaho Code. Any remaining funds shall be paid to the owners of said properties, the same being against Darin Joseph Galanti in Coeur d' Alene, Idaho 83815 and in favor of Keylock Storage, 3735 Fruitland Lane, Coeur d'Alene ID 83815. The items being auctioned or sold include, but are not limited to personal items and much more. Dated this 21st day of October, 2013 Keylock Storage By Sarah Ratliff Legal 9529 October 23, 28, 2013

SUMMARY OF ORDINANCE NO. 529 The city of Hayden, Kootenai County, Idaho, hereby gives notice of the adoption of Hayden Ordinance No. 529 an ordinance of the city of Hayden, a municipal corporation of the state of Idaho, authorizing a transfer of the following described land from the city of Hayden to Hayden Area Regional Sewer Board: The North half of the South half of the Southeast Quarter of the Northeast Quarter, in Section 16, Township North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 529 is available at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835 in the office of the City Clerk. /s/ Vicki Rutherford City Clerk Legal 9545 October 28, 2013

SUMMARY OF ORDINANCE NO. 530 The city of Hayden, Kootenai County, Idaho, hereby gives notice of the adoption of Hayden Ordinance No. 530 an ordinance of the city of Hayden, a municipal corporation of the state of Idaho, adding chapter 6 to title 7 of the Hayden City Code prohibiting solicitation of vehicle occupants in public right-of-way; prohibiting aggressive solicitation and providing a definition; limiting other solicitation in certain circumstances; providing severability; providing repeal of conflicting ordinances; and providing that the Ordinance be effective December 1, 2013 upon the publication of this Summary. The full text of the summarized Ordinance No. 530 is available at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835 in the office of the City Clerk. /s/ Vicki Rutherford City Clerk Legal 9546 October 28, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2013 File No.: 7345.26679 Sale date and time (local time): February 10, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8349 W Arizona St. Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John P. Horne and Leanna L. Horne, husband and wife Original trustee: Alliance Title & Escrow Corp. Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 04/08/2008 Recorder's instrument number: 2153229000 County: Kootenai Sum owing on the obligation: as of October 11, 2013: $212,828.13 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13 in Block 7 of Prairie Estates to Rathdrum, according to the official plat thereof, filed in Book G of Plats at Page(s) 149 A, 149B and 149C official of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7345.26679) 1002.239890-File No. Legal 9547 October 28, 2013 November 4, 11, 18, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2013 File No.: 7037.103946 Sale date and time (local time): February 7, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5305 West Fairway Lane #22 Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Todd J Sankovich and Laura L Sankovich, Husband and Wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Century 21 (R) Mortgage (SM), its successors and assigns Recording date: 06/30/2005 Recorder's instrument number: 1961662 County: KOOTENAI Sum owing on the obligation: as of October 7, 2013: $77,524.40 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Those certain premises comprising a portion of the project known as Evergreen Court, situated at Twin Lakes Village Plat in Kootenai County, Idaho, said project having been established as a condominium by Declaration and By-Laws recorded August 3, 1976 as Instrument No. 706570 in Book 84 of Miscellaneous at Page 371 under and pursuant to the provisions of the Condominium Property Act of the State of Idaho, and the premises hereby conveyed being more particularly described as follows: First: Unit No. 22 in Building No. 4 of said project as shown in the exhibits attached to the said Declaration and filed therewith, excepting and reserving any portion of the common elements lying within said unit and easements through said unit and appurtenant areas to the common elements and other units, all as set forth in said Declaration. Second: An undivided 3.951754 percentage ownership interest appurtenant to the unit, which includes an undivided .0021 percentage ownership interest appurtenant to the carport appurtenant to said unit, in all common elements of said project as described in said Declaration including buildings and land described below; Lot C-8, Block 1, Twin Lakes Village Plat according to the plat thereof recorded in Book E of Plats at Page 151, as Document No. 631042 in the records of the Recorder of Kootenai County, State of Idaho, all located in Kootenai County, State of Idaho, the existing Condominium Buildings, The Evergreen Court, and the garage buildings on said land. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.103946) 1002.258087-File No. Legal 9548 October 28, 2013 November 4, 11, 18, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2013 File No.: 7042.11270 Sale date and time (local time): February 10, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2131 & 2133 East Dalton Avenue Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Patrick J. Glazer, a single person Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc Recording date: 10/05/2005 Recorder's instrument number: 1986088 County: Kootenai Sum owing on the obligation: as of October 11, 2013: $186,989.00 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 2/5 of Tract 25, Dalton Gardens addition to Hayden Lake Irrigated Lands, according to the Plat recorded in Book "B" of Plats at Page 151, records of Kootenai County, Idaho. Except the West 343.4 feet thereof. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.11270) 1002.257977-File No. Legal 9549 October 28, 2013 November 4, 11, 18, 2013

Ref: Sherlock, Thomas P., Jr. & Patricia J., 3062.1212041 NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 1/15/2014 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auctiou to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State ofIdaho, and described as follows, to-wit; The East half of Tract 31, Block 35, Post Falls Irrigated Tracts, according to the Plat in Book C of Plats, Pages 78-80, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 1871 E 16th Ave, Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed oftrust executed by Thomas P. Sherlock, Jr. & Patricia J. Sherlock, Husband and Wife, as grantors to First American Title Insurance Company, as trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for First Horizon Home Loans, a Division of First Tennessee Bank, N.A. and its successors and assigns, recorded June 9, 2008, as Instrument No. 2163114000 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on April 13,2012 to JPMorgan Chase Bank, National Association under Auditor's File No. 2357256000 on May 7, 2012. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 8/1/2011 through 9/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6.125%. Total: $60,025.94 Accrued Late Charges $560.24 Recoverable Balance $154.00 TOTAL DEFAULT $60,740.18 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $318,946.29, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: September 9, 2013. TRUSTEE By: William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9550 October 28, 2013 November 4, 11, 18, 2013

Kier Construction Corporation - 3710 Quincy Avenue, Ogden, UT 84403 P: (801) 627-1414 is seeking sub/vendor bids for the remodel of Valley View Apartments located at 1710 North Cecil Rd, Post Falls, ID. A project walkthrough will be held on 11/06/13 at 10:00 am. This project consists of a complete exterior and interior remodel of eight, two-story apartment buildings. 36 Total units. Please submit bids to Scott Kier, fax (801) 621-0002 or email: scott@kierconstructioncorp.com by 11/21/13 at 12:00 PM. Kier Construction welcomes bids from DBE/WBE/MBE and Section 3 registered businesses. We are an Equal Opportunity Employer. Legal 9555 October 28, 29, 30, 31, 2013 November 1, 2, 4, 2013

NOTICE OF TRUSTEE'S SALE On the 28th day of January, 2014, at the hour of 10:00 a.m. of this day (recognized local time), in the office of North Idaho Title, 601 E. Front Avenue, Ste 204, Coeur D'Alene, ID 83814, in the County of Kootenai County, State of Idaho, TitleOne Corporation, an Idaho corporation, as Successor Trustee, will sell at public auction to the highest bidder, for cash or cashier's check (cash equivalent), in lawful money of the United States, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit: Lot 5 in Block 7 of Twin Lake Village, according to the Official Plat thereof, filed in Book E of Plats at Page(s) 151, Official Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 21122 N Camper Rd, Rathdrum, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Vickie R Patterson and Michael P Patterson, Wife and Husband as joint tenants, as Grantor(s), to TitleOne Corporation, an Idaho corporation, as Successor Trustee, and Bank of America, N.A., as Beneficiary, recorded November 9, 2009, as Instrument No. 2240022000, and assigned to Federal National Mortgage Association by assignment recorded May 20, 2013, as Instrument No. 2410957000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION (45-1506)(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments of $795.02, due per month for the month of March 1, 2013 and all subsequent monthly payments of principal, interest, late charges and any miscellaneous fees thereafter. The Principal balance is $135,175.12, the current interest rate is 5.375% per annum, as of August 28, 2013. All amounts are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 09/25/2013 TITLEONE CORPORATION Successor Trustee By: Amy Wilcoxson Its: Trust Officer Legal 9424 October 7, 14, 21, 28, 2013

NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/23/2013 at the hour of 10:00am of of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 1, BLOCK 1, STRAHORN RANCH, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 455 AND 455A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referanced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of Lt 1 Blk 1 Dood Road, Hayden, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by John W. Schroeder and Pamela R. Schroeder, Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of Washington Mutual Bank, FA, recorded May 18, 2007, as Instrument No. 2100412000 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on February 19, 2013 to JPMorgan Chase Bank, National Association under Auditor's File No. 2398011000 on February 25, 2013. This loan secured by this Deed of Trust was most recently modified by an instrument dated December 22, 1999. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 11/1/2012 through 8/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at an adjustable rate. The current rate is 4.178% Total: $12,717.40 Bad Check Fees $100.00 Corporate Advances $2,419.50 TOTAL DEFAULT $15,236.90 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $212,643.37, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 15, 2013 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 LEGAL 9425 OCTOBER 7, 14, 21, 28

Ref: Dye, Dana E, 3062.1322421 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, DANA E DYE MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On 12/23/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 12, BLOCK 2, LEGION MANOR, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 358, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 2106 N Triumph Ct, Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Dana E Dye, a Single Man, as grantors to First American Title, as trustee, for the benefit and security of JPMorgan Chase Bank, N.A. , recorded June 3, 2009, as Instrument No. 2214690000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principal and Interest Due from 7/1/2012 through 8/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 5%. Total: $14,059.70 Accrued Late Charges $70.36 Recoverable Balance $1,232.00 TOTAL DEFAULT $15,362.06 The sum owing on the obligation secured by the said trust deed consists ofthe principal balance of $155,872.15, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 14, 2013 William L. Bishop, ., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9427 October 7, 14, 21, 28, 2013

NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/23/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 8, BLOCK 5, OR RUSSELLS ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK A OF PLATS, PAGE 127, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address or 821 N 3rd Street, Coeur D'Alene, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Brenda J Jonker, and Unmarried Individual, as Her Separate Estate, as grantors to Stewart Title, a Texas corporation, as trustee, for the benefit and security of Washington Mutual Bank, a Washington Corporation, recorded August 5, 2005, as Instrument No. 1970413 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on July 18, 2012 to JPMorgan Chase Bank, National Association under Auditor's File No. 2369661000 on August 8, 2012. This loan secured by this Deed of Trust was most recently modified by an instrument dated June 22, 2010. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 2/1/2013 through 8/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at an adjustable rate. The current rate is 5% Total: $7,409.15 Accrued Late Charges $1,074.86 Corporate Advances $366.00 Sub-Total $8,850.01 Less Suspense ($0.16) TOTAL DEFAULT $8,849.85 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $71,193.95, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 22, 2013 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 LEGAL 9429 October 7, 14, 21, 28

Ref: Hawkins, Richard H and Melissa S, 3062.1310721 NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/30/2013 at the hour of 1O:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public anction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State ofIdaho, and described as follows, to-wit; LOT 10, BLOCK 2, WOODLAND MEADOWS, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 397 AND 397A, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 8700 N Maple St, Hayden, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Richard H Hawkins and Melissa S Hawkins, Husband and Wife, as grantors to Land America, Lawyers Title, a Virginia Corporation, as trustee, for the benefit and security of Washington Mutual Bank, a Washington Corporation, recorded April 18, 2005, as Instrument No. 1942730 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on December 26, 2012 to Wells Fargo Bank, N.A. as Trustee for Freddie Mac Securities REMIC Trust, Series 2005-S001 under Auditor's File No. 2391848000 on January 11, 2013. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 11/1/2012 through 8/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include iuterest at an adjustable rate. The current rate is 2.223%. Total: $11,903.42 Unaccrued Late Charges $680.26 Corporate Advances $2,448.50 TOTAL DEFAULT $15.032.18 The sum owiug on the obligation secured by the said trust deed consists of the principal balance of $0.00, together with any advances plus foreclosure fees and costs. All deliuquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 30, 2013. TRUSTEE By: William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9485 October 14, 21, 28, 2013 November 4, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 2, 2013 File No.: 7037.101473 Sale date and time (local time): February 3, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7528 West Majestic Avenue Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Christopher Love & Muriel M. Burke, husband & wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Metlife Home Loans, a Division of Metlife Bank, N.A., its successors and assigns Recording date: 06/23/2009 Recorder's instrument number: 2218189000 County: Kootenai Sum owing on the obligation: as of October 2, 2013: $446,386.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 10, Block 3, Radiant Lake Estates, according to the Plat recorded in Book J of Plats, page 313, records of Kootenai County, Idaho The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.101473) 1002.257913-File No. Legal 9487 October 21, 28, 2013 November 4, 11, 2013

Ref: Freeland, Sheri A, 3062.1260161 NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/30/2013 at the hour of 10:00a.m. of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 18, Block 1, Windsong First Addition, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 90, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 1800 N Summer Rose St, Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Sheri A. Freeland, a Single Woman, as grantors to Kootenai County Title and IP Morgan Chase Bank, N.A., as trustee, for the benefit and security of JPMorgan Chase Bank, N.A., recorded October 2,2008, as Instrument No. 2180275000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 4/1/2012 through 8/112013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6.75%. Total: $19,561.92 Accrued Late Charges $249.90 Corporate Advances $84.00 TOTAL DEFAULT $19,895.82 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $154,195.32, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 29, 2013 BY: WILLIAM L. BISHOP, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9489 October 14, 21, 28, 2013 November 4, 2013

Ref: Reed, Tabatha S. & John D., 3062.1211971 NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/30/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; The South half of the South half of the South half of the Southeast Quarter of the Northeast Quarter of Section 23, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho. Together with that certain 28x56 foot Amber Cove manufactured home bearing VIN No. 6791-0167-KAB and more fully described in that certain Title Elimination document filed with the Auditor of Kootenai, Idaho on January 8, 1999 under Recording/Auditor's No. 1570674. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 18505 N Elk Run Ln, Rathdrum, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by John D Reed and Tabatha S Reed, Husband and Wife, as grantors to Pioneer Title Company of Kootenai County, as trustee, for the benefit and security of Chase Bank USA, N.A., recorded May 31, 2007, as Instrument No. 2102432000 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on April 22, 2013 to JPMorgan Chase Bank, National Association by an instrument recorded under Auditor's File No. 2409094000 on May 7, 2013. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 12/1/2011 through 81112013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6.875%. Total: $21,664.11 Accrued Late Charges $422.56 Corporate Advances $316.00 TOTAL DEFAULT $22,402.67 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $126,689.65, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accrueing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. By: William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9493 October 14, 21, 28, 2013 November 4, 2013