Legals October 7, 2013

NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSED OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/4/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d' Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivelent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 18, BLOCK 3. RIVERSIDE HARBOR 7TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 69, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposed of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's offfice, the address of 106 S. Riverwood Ct. Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and purusant to the power of sale conferred in the deed of trust executed by John A. Haley and Sahar A. Haley, Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. is a seperate corporation that is acting solely as a nominee for San Diego Cornerstone Mortgage and its successors assigns, recorded March 16, 2007, as Instrument No. 2088561000 MOrtgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on March 15, 2012 to JPMorgan Chase Bank. National Association under Auditor's File No. 2361359000 on June 8, 2012. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principle and Interest Due from 2/1/2012 through 7/1/2013: and all subsequent payments until the date of sale or reinstatement. These payments include interest at an adjustable rate. The current rate is 6.75% Total: $22,066.16 Accrued Late Charges $196.88 Recoverable Balance $126.00 TOTAL DEFAULT $22,389.04 The sum owing on the obligation secured by the said trust deed consists of the principle balance of $175,000.00, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED JULY 31, 2013 TRUSTEE /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 Legal 9043 September 16, 23, 30, 2013 October 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 20, 2013 File No.: 7443.20529 Sale date and time (local time): January 21, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9244 North Crabapple Court Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ronald R. Hoye Jr., an unmarried person Original trustee: Alliance Title and Escrow Corp Original beneficiary: FirstBank Northwest Recording date: 05/05/2006 Recorder's instrument number: 2029672000 County: Kootenai Sum owing on the obligation: as of September 20, 2013: $95,649.84 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2 of Crab Apple Court, according to the official plat thereof, filed in Book G of Plats at Page(s) 46 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7443.20529) 1002.257188-File No. Legal 9393 October 7, 14, 21, 28, 2013

NOTICE OF AUCTION OR SALE \u2020 An auction or sale shall be held for the purpose of selling any and all personal property located within units #175 \u2020 NOTICE IS HEREBY GIVEN: pursuant to Idaho Code 55-2306, that on the 11th day of \u2020October 2013 at the hour of 11:00 a.m. at Keylock Storage (formally City Mini Storage) located at 3735 Fruitland Lane, Coeur d'Alene Id 83815, against Kristin Eckhart in Alexandria, LA 71301, and in favor of Keylock Storage, 3735 Fruitland Lane, Coeur d'Alene ID 83815 upon said personal property as authorized by Idaho Code 55-2306. \u2020 NOTICE IS FURTHER GIVEN that said lien is in and for the sum of $402.00 for unit #175 and for the sum of $402.00 as for unpaid rent, late charges and lien charges, together with cost of sale of said properties. Said properties will be sold at public auction or sale on Friday the 11th day of October, 2013\u2020 at the hour of 11:00 a.m. as heretofore set forth, and the proceeds of the sale of said properties shall be applied to the discharge of any prior protected interests, the sale authorized by Section 55-2306 of the Idaho Code. Any remaining funds shall be paid to the owners of said properties, the same being against Kristin Eckhart in Alexandria, LA 71301 and in favor of Keylock Storage, 3735 Fruitland Lane, Coeur d'Alene ID 83815.\u2020 The items being auctioned or sold include, but are not limited to personal items and much more.\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 \u2020 Dated this 27th Day of September 2013 City Mini Storage By Sarah Ratliff Legal 9403 October 1, 7, 2013

Idaho Housing and Finance Association Seeks Public Comment regarding the Proposed Changes to the 2014 HOME Administrative Plan The 30-day Public Comment Period for the proposed changes begins October 13th and ends @5pm, November 11, 2013. A summary of the proposed changes will be available on October 13, 2013 at http://www.idahohousing.com/ihfa/grant-programs/home-program.aspx Submit comments regarding the proposed changes to HOMEadminplan@ihfa.org; IHFA Grants Department, P. O. Box 7899, Boise, ID 83707-1899; (877)4GRANTS(447-2687) or TDD (800)545-1833 ext. 400. The Public Hearing for the proposed changes is October 30, 2013 @9:30 a.m., 1st Floor Conference Room, Park Plaza Building, 565 West Myrtle, Boise, Idaho. Oral and written comments will be accepted during the HOME portion of the hearing. Oral comments should also be submitted in writing. The public hearing is accessible to persons with disabilities. IHFA will consider all requests for a reasonable accommodation. Individuals requiring language assistance/ interpretation, reasonable accommodation of physical, visual, and/or hearing impairment(s), or an alternate format, should make the request to IHFA at 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. 400 at least three(3) business days prior to the hearing. IHFA is the designated administrator of the State of Idaho's HOME Investment Partnerships Program, a federally funded affordable housing loan program that provides gap financing to help create and preserve safe, decent, multi-family rental housing and single-family homeownership opportunities for Idaho's low-income households. Legal 9422 October 7, 21, 2013

NOTICE OF PUBLIC SALE TO ENFORCE WAREHOUSEMAN'S LIEN Notice is hearby given that Mountain View Storage will be selling at public sale entire contents of: unit # 89 belonging to LONNIE STOCKER 8077 W. 4th Str. Rathdrum, Id. to recover nonpayment of rents. Contents: automotive parts, bikes, tires and misc. Sale to be held at 7730 Boekel Rd. Rathdrum, Id 83858 on OCT 30th 11:00 A.M. MOUNTAIN VIEW STORAGE, RATHDRUM ID. LEGAL #9423 October 7, 14 2013

NOTICE OF TRUSTEE'S SALE On the 28th day of January, 2014, at the hour of 10:00 a.m. of this day (recognized local time), in the office of North Idaho Title, 601 E. Front Avenue, Ste 204, Coeur D'Alene, ID 83814, in the County of Kootenai County, State of Idaho, TitleOne Corporation, an Idaho corporation, as Successor Trustee, will sell at public auction to the highest bidder, for cash or cashier's check (cash equivalent), in lawful money of the United States, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit: Lot 5 in Block 7 of Twin Lake Village, according to the Official Plat thereof, filed in Book E of Plats at Page(s) 151, Official Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 21122 N Camper Rd, Rathdrum, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Vickie R Patterson and Michael P Patterson, Wife and Husband as joint tenants, as Grantor(s), to TitleOne Corporation, an Idaho corporation, as Successor Trustee, and Bank of America, N.A., as Beneficiary, recorded November 9, 2009, as Instrument No. 2240022000, and assigned to Federal National Mortgage Association by assignment recorded May 20, 2013, as Instrument No. 2410957000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION (45-1506)(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments of $795.02, due per month for the month of March 1, 2013 and all subsequent monthly payments of principal, interest, late charges and any miscellaneous fees thereafter. The Principal balance is $135,175.12, the current interest rate is 5.375% per annum, as of August 28, 2013. All amounts are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 09/25/2013 TITLEONE CORPORATION Successor Trustee By: Amy Wilcoxson Its: Trust Officer Legal 9424 October 7, 14, 21, 28, 2013

NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/23/2013 at the hour of 10:00am of of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 1, BLOCK 1, STRAHORN RANCH, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 455 AND 455A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referanced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of Lt 1 Blk 1 Dood Road, Hayden, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by John W. Schroeder and Pamela R. Schroeder, Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of Washington Mutual Bank, FA, recorded May 18, 2007, as Instrument No. 2100412000 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on February 19, 2013 to JPMorgan Chase Bank, National Association under Auditor's File No. 2398011000 on February 25, 2013. This loan secured by this Deed of Trust was most recently modified by an instrument dated December 22, 1999. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 11/1/2012 through 8/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at an adjustable rate. The current rate is 4.178% Total: $12,717.40 Bad Check Fees $100.00 Corporate Advances $2,419.50 TOTAL DEFAULT $15,236.90 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $212,643.37, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 15, 2013 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 LEGAL 9425 OCTOBER 7, 14, 21, 28

Ref: Dye, Dana E, 3062.1322421 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, DANA E DYE MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On 12/23/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 12, BLOCK 2, LEGION MANOR, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 358, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 2106 N Triumph Ct, Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Dana E Dye, a Single Man, as grantors to First American Title, as trustee, for the benefit and security of JPMorgan Chase Bank, N.A. , recorded June 3, 2009, as Instrument No. 2214690000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principal and Interest Due from 7/1/2012 through 8/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 5%. Total: $14,059.70 Accrued Late Charges $70.36 Recoverable Balance $1,232.00 TOTAL DEFAULT $15,362.06 The sum owing on the obligation secured by the said trust deed consists ofthe principal balance of $155,872.15, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 14, 2013 William L. Bishop, ., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9427 October 7, 14, 21, 28, 2013

NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/23/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 8, BLOCK 5, OR RUSSELLS ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK A OF PLATS, PAGE 127, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address or 821 N 3rd Street, Coeur D'Alene, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Brenda J Jonker, and Unmarried Individual, as Her Separate Estate, as grantors to Stewart Title, a Texas corporation, as trustee, for the benefit and security of Washington Mutual Bank, a Washington Corporation, recorded August 5, 2005, as Instrument No. 1970413 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on July 18, 2012 to JPMorgan Chase Bank, National Association under Auditor's File No. 2369661000 on August 8, 2012. This loan secured by this Deed of Trust was most recently modified by an instrument dated June 22, 2010. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 2/1/2013 through 8/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at an adjustable rate. The current rate is 5% Total: $7,409.15 Accrued Late Charges $1,074.86 Corporate Advances $366.00 Sub-Total $8,850.01 Less Suspense ($0.16) TOTAL DEFAULT $8,849.85 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $71,193.95, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 22, 2013 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 LEGAL 9429 October 7, 14, 21, 28

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 30, 2013 File No.: 7301.10212 Sale date and time (local time): December 30, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1476 North Gemstone Place Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ryan S. Gese, an unmarried man Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Wilmington Finance Inc. Recording date: 07/23/2007 Recorder's instrument number: 2111891000 County: Kootenai Sum owing on the obligation: as of August 30, 2013: $131,974.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 11, Block 3, Jasper Meadows, according to the plat recorded in Book "I" of Plats at Pages 467 and 467A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.10212) 1002.255966-File No. Legal 9303 September 16, 23, 30, 2013 October 7, 2013

Ref: Hahner, Mark H. & Cynthia F., 3062.1132931 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, MARK H.HAHNER AND CYNTHIA F. HAHNER MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On 12/4/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d' Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United State of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 1, Block 10, Tullamore Addition, according to the play recorded in Book J of Plats at Page 453, Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 3355 N Durrow Loop, Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Mark H. Hahner and Cynthia F. Hahner, Husband and Wife, as grantors to Kootenai Title, as trustee, for the benefit and security of JPMorgan Chase Bank, N.A., recorded June 10, 2009, as Instrument No. 2215967000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATIVE IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 8/1/2011 through 7/1/2013: and all subsequent payments until the date of sale of reinstatement These payments include interest at a fixed rate. The current rate is 5.5%. Total: $28,544.21 Accrued Late Charges $160.16 Recoverable Balance $975.90 Sub-Total $29,680.27 Less Suspense ($0.42) TOTAL DEFAULT $29,679.85 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $172,321.77, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advances to protect the security associated with this foreclosure. DATED: July 31, 2013 TRUSTEE /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9304 September 16, 23, 30, 2013 October 7, 2013

Ref: Zutter, Nick E., 3062.1211981 NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 12/4/2013 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d' Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; The South half of the Southwest quarter of the Northwest quarter of the Southeast quarter of Section 29, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho. Together with that certain 55 x 24 foot 1978 Champion Homes manufactured home bearing VIN No. 299-014-4900A/B and more fully described in that certain Title Elimination document filed with the auditor of Kootenai, Idaho on February 11, 2009 under Recording/Auditor's No. 2196252000 The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 16527 N. Trails End Rd, Rathdrum, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Nick E. Zutter, An Unmarried Man, as grantors to Ticor Title Insurance, as trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for Freedom Mortgage Corporation and its successors and assigns, recorded February 11, 2009, as Instrument No. 2196251000 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on March 29, 2012 to JPMorgan Chase Bank, National Association under Auditor's File No. 234176000 recorded on April 16, 2012. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 8/1/2011 through 7/1/2013; and all subsequent payments until the date of sale or reinstatement These payments include interest AT A FIXED RATE. THE CURRENT RATE IS 5.500% Total $23,622.00 Accrued Late Charges $239.10 Recoverable Balance $182.00 TOTAL DEFAULT $24,043.10 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $137,762.74, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advances to protect the security associated with this foreclosure. DATED: July 29, 2013. TRUSTEE /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9305 September 16, 23, 30, 2013 October 7, 2013

NOTICE TO CREDITORS CASE NO. CV-13-5222 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: CURTIS BECK AND PHYLLIS BECK, Decedents. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedents. All persons having claims against the decedents or the estates are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 12th day of August, 2013. /s/ Jillene I. Beck, Personal Representative C/O Pamela Massey Attorney for Personal Representative 1910 Northwest Blvd., Suite 200 Coeur d' Alene, ID 83814 Legal 9336 September 23, 30, 2013 October 7, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. P1374163-ID Parcel No. R-0400-002-010-0 On 1/22/2014, at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP,, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 10, Block 2, ARTHUR'S GARDEN, according to the plat thereof, filed in Book "E" of Plats at page 157, records of Kootenai County, State of Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 14969 N. JUNIPER ST, RATHDRUM IDAHO 83858, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Branko Tuskan, an unmarried person as Grantor, to Pioneer Title Company as Trustee, for the benefit and security of Beneficial Idaho Inc. as Beneficiary, dated 2/15/2008, recorded 2/15/2008, as Instrument No. 2145129000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 11/21/2010, and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $237,847.84, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, DATED: 9/9/13 Signature/By: Elisa Magnuson A-4414557 LEGAL 9337 September 23, 30, 2013 October 7, 14, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 11, 2013 File No.: 7037.101421 Sale date and time (local time): January 13, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7444 West MaCaw Lane Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Brian P. Martin, an unmarried man Original trustee: Kootenai County Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loan Corporation, its successors and assigns Recording date: 01/30/2007 Recorder's instrument number: 2080397000 County: Kootenai Sum owing on the obligation: as of September 11, 2013: $156,512.72 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 2, Meadowland Estates 3rd Addition, according to the plat recorded in the Office of the County Recorder in Book I of Plats at Page 204, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.101421) 1002.256704-File No. Legal 9370 September 30, 2013 October 7, 14, 21, 2013

Notice of Trustee's Sale TS No.: ID-09-274685-TD On 1/17/2014, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee on behalf of Deutsche Bank Nat'l Trust Co, as Trustte for Long Beach Mortgage Loan Trust 2006-10 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 6, BLOCK 2, RIVERSIDE HARBOR, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT FILED IN BOOK "F" OF PLATS, AT PAGES 346 AND 346A. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 5600 E SHORELINE DR, POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KIM TRAN, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which LONG BEACH MORTGAGE COMPANY, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 10/11/2006 as Instrument No. 2060541000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/3/2006. The monthly installments of principal, interest, and impounds (if applicable) of $2,850.92, due per month for the months of 11/1/2009 through 2/16/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $407,148.20 together with interest thereon at the current rate of 7.2000 per cent (%) per annum from 10/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 9/16/13 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4416116 Legal 9373 September 30, 2013 October 7, 14, 21, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-SN-127146 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on January 28, 2014, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 3, SHAMROCK RANCH III, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGES 305, 305A AND 305B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 912 EAST REMINGTON ROAD ALSO SHOWN OF RECORD AS 952 EAST REMININGTON ROAD, ATHOL, ID 83801, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by VAUGHN W. MURINKO AND JERILEE A. MURINKO, HUSBAND AND WIFE, as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of AMERIFUND FINANCIAL. INC., DBA ALL FUND MORTGAGE, A WASHINGTON CORPORATION, as Beneficiary, dated 6/24/1999, recorded 6/30/1999, under Instrument No. 1596009, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF THE SECURITY NATIONAL MORTGAGE LOAN TRUST 2005-1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/24/1999, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of September 23, 2013 Delinquent Payments from August 01, 2012 14 payments at $ 1,027.93 each $ 14,391.02 (08-01-12 through 09-23-13) Late Charges: $ 3,927.54 BENEFICIARY ADVANCES ATTORNEY FEE $ 229.23 PRIOR SERVICER 3RD PARTY CORP ADV $ 6,928.99 PROPERTY TAXES $ 989.95 FORECLOSURE FEES $ 4,031.03 Suspense Credit: $ 0.00 TOTAL: $ 30,497.76 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $91,329.30, together with interest thereon at 11.200% per annum from 7/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 9/23/2013. ALLIANCE TITLE and ESCROW CORP. Trustee By c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4418463 Legal 9389 September 30, 2013 October 7, 15, 22, 2013