Legals November 28, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 24, 2013 File No.: 7042.10514 Sale date and time (local time): February 26, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 660 East Tiger Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sean C. Barley and Stephanie Barley, husband and wife Original trustee: North Idaho Title Insurance Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Home Loan Center, Inc., dba LendingTree Loans Recording date: 01/16/2007 Recorder's instrument number: 2077817000 County: Kootenai Sum owing on the obligation: as of October 24, 2013: $166,517.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 1, Prairie Falls Fourth Addition, according to the plat recorded in the office of the County Recorder is Book "I" of Plats at Page 95 and 95A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.10514) 1002.250752-File No. Legal 9562 November 7, 14, 21, 28, 2013

NOTICE OF TRUSTEE'S SALE On Thursday, the 6th day of March, 2014, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Parcel 1: Lot 2 and the North 25 feet of Lot 3 in Block C of Lakeview Addition to Spirit Lake, according to the official plat thereof, filed in Book C of Plats at Page(s) 9 Official Records of Kootenai County, Idaho. Parcel 2: Lot 1 in Block C of Lakeview Addition to Spirit Lake, according to the official plat thereof, filed in Book C of Plats at Page(s) 9 Official Records of Kootenai County, Idaho. Together with the South 10 feet of Lots 5 and 6 in Block 1 of Town of Spirit Lake, according to the official plat thereof, filed in Book B of Plats at Page(s) 143 Official Records of Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 31960 N. 3rd Ave., Spirit Lake, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN J KORSUND, a Married Man as his sole & separate property, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of PANHANDLE STATE BANK, recorded August 4, 2009, as Instrument No. 2225853000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 4, 2009, as Instrument No. 2230716000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 31, 2009, in the amount of $651.00 each, for the months of June through October, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.36% per annum from May 1, 2013. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $82,347.37, plus accrued interest at the rate of 5.36% per annum from May 1, 2013. DATED This 5th day of November, 2013. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 9723 November 21, 28, 2013 December 5, 12, 2013

NOTICE TO CREDITORS CASE NO. CV-13-7845 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION IN THE MATTER OF THE ESTATE OF CAROL ANN GARRISON, Deceased. Notice is herby given that Michael S. Richardson has been appointed as personal representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after date of the first publication of this notice or said claims will be forever barred. Claims must be either presented to the personal representative of the estate at P.O. Box A, Coeur d' Alene, Idaho 83816, or filed with the court. Dated this 12th day of November, 2013. /s/ Scott W. Reed Attorney for Personal Representative Legal 9724 November 21, 28, 2013 December 5, 12, 2013

ANOTHER SUMMONS CASE NO. CV13-6839 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI UNITED STATES OF AMERICA, acting through the UNITED STATES DEPARTMENT OF AGRICULTURE, RURAL DEVELOPMENT, Plaintiff, vs. UNKNOWN HEIRS AND DEVISEES OF JANICE A. FORSBERG aka PATSY FORSBERG; UNKNOWN SPOUSE OF JANICE A. FORSBERG aka PATSY FORSBERG; STATE OF IDAHO; MICHAEL WYTYCHAK, IIIAND RONI RONI M. ATKINS, as Personal Representative of the estate of JANICE A. FORSBERG aka PATSY FORSBERG, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S). THE COURT MAY ENTER JUDGEMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: UNKNOWN HEIRS AND DEVISEES OF JANICE A. FORSBERG aka PATSY FORSBERG AND THE UNKNOWN SPOUSE OF JANICE A. FORSBERG aka PATSY FORSBERG. YOU ARE HEREBY NOTIFIED That in order to defend this lawsuit, an appropriate written response must be filed with the above designed court within 20 days after service of this Another Summons on you. If you fail to so respond, the court may enter judgement against you as demanded by the plaintiff(s) in the Complaint. A copy of the Complaint is served with this Another Summons. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. The nature of the claim against you is for, among other things, judicial foreclosure of real property located at 2113 No. Walnut Street, Post Falls, Idaho, 83854. An appropriate written response required compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of our attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED This 8th day of November, 2013. CLIFFORD T. HAYES, Clerk By: Deputy Clerk Legal 9725 November 21, 28, 2013 December 5, 12, 2013

SUMMONS Civil Case CV 13-7647 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI NORTHWEST SOLUTIONS INVESTMENT GROUP, LLC, an Idaho limited liability company, Plaintiff, v. TINA M. MARSHALL; JOSEPH MARSHALL; ANDREW MARSHALL; ADAM MARSHALL; The WARDLOW LIVING TRUST dated November 13, 2000; the HEIRS AND DEVISEES OF HAZEL M. WARDLOW; and JOHN DOE and JANE DOE 1-10, being all other persons who may claim any right, title or interest in the following described real property: The South 110 feet of Lot 1, Block 1, SUNRISE TERRACE, according to the plat recorded in Book "E" of Plats, Page 150, records of Kootenai County, Idaho; The North line of said South 110 feet to be measured parallel with and at right angles to the North line of said Lot 1, Defendants. To the above-named defendants: NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF: THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond the court may enter judgment against you as demanded by the plaintiff in the Complaint. A copy of the Complaint is on file with the above-named court. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to the plaintiff's attorney, as designated below. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. Dated this 23rd day of October, 2013, by Clifford T. Hayes, Clerk of the District Court. Scott L. Poorman, ISB# 4701 Attorney for Plaintiff PO Box 2871, Hayden, ID 83835 Legal 9726 November 21, 28, 2013 December 5, 12, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 1127053608 T.S. No.: 12-02305-5A On March 7, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-HE3, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 6, Block 1, AMERICAN HOMES, according to the plat recorded in the office of the County Recorder in Book "E" of Plats at Page 234, records of Kootenai County, State of Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1385 NORTH AMERICAN DRIVE, POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROGER L QUICK AND TRACY QUICK HUSBAND AND WIFE, as original grantor(s), to SUSAN J. ROBINSON, IDAHO ATTORNEY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR WMC MORTGAGE CORP., as original beneficiary, dated as of January 26, 2006, and recorded January 31, 2006, as Instrument No. 2011031 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-HE3, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated January 26, 2006 are: Failed to pay the monthly payments of $1,440.47 due from June 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $199,223.97, plus accrued interest at the rate of 6.75000% per annum from May 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 30, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4427032 Legal 9727 November 21, 28, 2013 December 5, 12, 2013

Notice of Hearing On Name Change (Adult) Case No. CV 13-8357 IN THE DISTRICT COURT FOR THE 1st JUDICIAL DISTRICT FOR THE STATE OF IDAHO AND FOR THE COUNTY OF KOOTENAI RE: Gwendolyn Krutsinger A petition by Gwendolyn Krutsinger, now residing in Coeur d'Alene, Idaho, proposes a change in name to Gwendolyn Skipper-Krutsinger has been filed in the above entitled court; the reason being is the desire to carry another family name. Such petition will be heard 9:00am on this 13th day of January 2013, and objections may be filed by any person who can show the court good reason against the name change. Dated this 21st day of November, 2013 Clifford T. Hayes CLERK OF THE DISTRICT COURT Debra D. Leu By: Debra D. Leu Deputy Clerk LEGAL 9744 November 28, December 5, 12, 19

NOTICE OF TRUSTEE'S SALE On March 27, 2014 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 26, Block 1, Pine Tree Ranch, according to the plat recorded in the office of the county recorder in Book "D" of Plats at Page 183, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 23556 North Ponderosa Street, Athol, ID \u202083801, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Terri Teupel an unmarried person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , \u2020or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded June 27, 2005 as Instrument No. 1959992, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $124,900.00 together with interest thereon at the rate of 5.8750% per annum, as evidenced in Promissory Note dated June 24, 2005. \u2020Payments are in default for the months of April 2013 through and including October 2013 in the amount of $588.09 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $129,118.98 in Principal; Interest is $4,738.51, subsidy granted is $31,488.12 and fees currently assessed are $206.59 computed through November 7, 2013 with interest accruing thereafter at the daily rate of $20.7828. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $160,607.10, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 21, 2013 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 9768 November 28, 2013 December 5, 12, 19, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 30, 2013 File No.: 7023.107344 Sale date and time (local time): March 4, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6083 N Courcelles Pkwy Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Shantanu Roy, a married man as his sole and separate property Original trustee: Alliance Title and Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GN Mortgage, LLC Recording date: 05/08/2006 Recorder's instrument number: 2029962000 County: Kootenai Sum owing on the obligation: as of October 30, 2013: $463,801.94 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Coeur d'Alene Place Fifth Addition, according to the Plat recorded in Book "I" of Plats at Page 105, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.107344) 1002.259351-File No. LEGAL 9621 NOVEMBER 14, 21, 28 DECEMBER 5, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 31, 2013 File No.: 7021.17825 Sale date and time (local time): March 12, 2014 at 9:00 AM Sale location: AmeriTel Inn - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 9449 N Ash Street Hayden, ID 83835-9502 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kent R Wheeler, an unmarried man Original trustee: Fidelity National Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc., its successors and assigns Recording date: 04/18/2005 Recorder's instrument number: 1943052 County: KOOTENAI Sum owing on the obligation: as of October 31, 2013: $169,156.30 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 2, Hayden Meadows, according to the plat recorded in the Office of the County Recorder in Book "F" of Plats, page 100, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.17825) 1002.259427-File No. LEGAL 9622 NOVEMBER 14, 21, 28 DECEMBER 5, 2013

NOTICE OF TRUSTEE'S SALE On March 18, 2014, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: LOT 20, BLOCK 4, WINDSONG, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 48, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1300 E. Singing Hills Dr., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Randy L. Koch and Jeneane A. Koch, husband and wife, as Grantor(s) with Argent Mortgage Company, LLC as the Beneficiary, under the Deed of Trust recorded February 7, 2007, as Instrument No. 2081733000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Wells Fargo Bank, N.A., as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2007-HE2 Asset Backed Pass-Through Certificates, Series AMQ 2007-HE2, recorded November 7, 2013, as Instrument No. 2435588000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,373.14 for the months of December 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $179,645.27 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.5% from November 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 12th day of November, 2013. /s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 9677

NOTICE OF TRUSTEE'S SALE On March 18, 2014, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 21, Block 1, Rose Estates, According to the Plat recorded in Book F of Plats, Page 394, Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2518 N. Sharon Drive, Post Falls, ID 83854, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Joanne Pulley and Leonard Pulley, Wife and Husband, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded May 28, 2008, as Instrument No. 2161348000, re-recorded June 9, 2008, Instrument No. 2163035000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded December 11, 2012, as Instrument No. 2387823000, Modification Agreement recorded February 25, 2013, Instrument No. 2398009000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $614.12 for the months of July 2013 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $111,775.98 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 3.5% from June 1, 2013, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 12th day of November, 2013. /s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 9678 November 14, 21, 28, 2013 December 5, 2013

NOTICE TO CREDITORS Case No. CV 2013-7895 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of NORMA LEA RICHARDSON, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must be mailed or delivered to Wallace Dean Christensen, Personal Representative of the estate, at the law office of Morris & Wolff, P.A., 722 Main Avenue, St. Maries, Idaho 83861, and filed with the above-entitled Court. DATED this 13 day of November, 2013. /s/ Wallace Dean Christensen Wallace Dean Christensen c/o Morris & Wolff, P.A. 722 Main Avenue St. Maries, Idaho 83861 Legal 9712 November 21, 28, 2013 December 5, 2013

NOTICE TO CREDITORS (I.C. 15-3-801) Case No. CV13-429 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BENEWAH IN RE THE ESTATE OF EVELYN P. WOODS, Decedent. NOTICE IS HEREBY GIVERN that PATRA R. BOOTS has been appointed as Personal Representative of the above-named decedent. All persons having claims against the decedent of the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 18th day of November, 2013. JEFFREY A. HERBSTER ISB # 7905 Winston & Cashatt, Lawyers 601 W. Riverside Ave. Suite 1900 Spokane, WA 99201 509-838-6131 Legal 9716 November 21, 28, 2013 December 5, 2013

NOTICE OF TRUSTEE'S SALE On Thursday, the 6th day of March, 2014, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 2, BLOCK 1, SKYLINE MEADOWS, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 178, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6679 W. Soldier Creek Ave., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JERMAINE C YELDON, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of PANHANDLE STATE BANK, recorded November 19, 2009, as Instrument No. 2241668000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on December 30, 2009, as Instrument No. 2247437000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated November 19, 2009, in the amount of $1,070.00 each, for the months of June through October, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.30% per annum from May 1, 2013. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,240.18, plus accrued interest at the rate of 4.30% per annum from May 1, 2013. DATED This 5th day of November, 2013. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 9721 November 21, 28, 2013 December 5, 12, 2013

NOTICE OF TRUSTEE'S SALE On Thursday, the 6th day of March, 2014, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 24 IN BLOCK 1 OF TUSCANY PLACE ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK J OF PLATS AT PAGE(S) 497, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3150 N. Livorno Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAYTHAN STOKES, a Single Man and TIFANIE BURRINGTON, a Single Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded February 27, 2012, as Instrument No. 2347615000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 16, 2013, as Instrument No. 2432799000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated February 23, 2012, in the amount of $681.00 each, for the months of May through October, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 3.75% per annum from April 1, 2013. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $112,980.72, plus accrued interest at the rate of 3.75% per annum from April 1, 2013. DATED This 5th day of November, 2013. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 9722 November 21, 28, 2013 December 5, 12, 2013