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Legals November 25, 2013

| November 24, 2013 11:00 PM

NOTICE: WE ARE A DEBT COLLECTOR. TIHS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 1/29/2014 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public aution to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT 5, BLOCK 5, HIGHLAND PARK ESTATES SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F", AT PAGES 376 AND 376A, KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho COde, the Trustee has been informed that according to the County Assessor's office, the address of 708 N Dundee Dr, Post Falls, ID 83854 is sometimes associated with said real property.\u2020 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Esther Morales, An Unmarried Person, as grantors to North Idaho Title, as trustee, for the benefit and security of JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corperation, as Receiver of Washingtion Mutual Bank, FA, as beneficiary, recorded June 29, 2007, as Instrument No. 2108069000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION.\u2020 The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 6/1/2010 through 9/1/2013: and all subsequeny payments until the sate of sale or reinstatement These payments include interest at an adjustable rate. The current rate is 6.65%. Total: \u2020 $88,400.20 Other Fees \u2020$43.40 Recoverable Balance \u2020$2,063.00 Sub-Total \u2020$90,506.60 Less Suspense \u2020($1,301.03) TOTAL DEFAULT\u2020 \u2020 $89,205.57 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $319,952.47, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure, fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: September 24, 2013 TRUSTEE By:\u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 \u2020 William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 LEGAL 9388 November 11, 18, 25, 2013 December 2, 2013

Loan No. xxxxxx0426 T.S. No. 1318352-39 Parcel No. p-8520-001-018-0 NOTICE OF TRUSTEE'S SALE On March 17, 2014, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The land referred to in this commitment is described as follows: lot 18, block 1, singing hills, according to the plat recorded in the office of the county recorder in book g of plats at page 162, records of Kootenai county, idaho. Commonly known as 901 East Glacier Peak Drive Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Kelly B. Wilson, An Unmarried Person as Grantor, to Kootenai County Title Co Inc, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Equifirst Corporation, Its Successors and Assigns as Beneficiary, recorded December 21, 2007, as Instrument No. 2137343000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due august 1, 2010 of interest only and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $205,803.71, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: November 12, 2013 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. DLPP-434615 Legal 9675 November 14, 21, 25, 2013 December 5, 2013

Loan No. xxxxxx5512 T.S. No. 1382530-39 Parcel No. c55200030210 NOTICE OF TRUSTEE'S SALE On February 20, 2014, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 21, block 3, the landings at waterford, according to the plat recorded in book "i" of plats at page 490, records of Kootenai county, idaho. Commonly known as 3291 Thorndale Loop Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Bruce K. Beinlich A Married Man as Grantor, to North Idaho Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems Inc As Nominee For Home Star Mortgage Services, Llc., Its Successors and Assigns as Beneficiary, recorded September 22, 2004, as Instrument No. 1902522, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due october 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $117,645.39, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: October 17, 2013 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. DLPP-434186 Legal 9681 November 18, 25, 2013 December 2, 9, 2013

Notice of Trustee's Sale Loan No. 0999897754 T.S. No. 201200175 - 34828 On 02/26/2014 at 11:00 am (recognized local time), at the following location in the County of Kootenai, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, as Trustee will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 1, Block 1, Lake Forest 5th Addition, according to the plat recorded in Book I of Plats, Page 287 and 287A, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1202 W. Bentwood Loop, Coeur D' Alene, Idaho 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Arthur W. Bovee, III and Ida M. Bovee, husband and wife, who acquired title as Arthur W Bovee, III and Ida Mae Bovee, husband and wife, as grantors, to Wells Fargo Financial National Bank, as Trustee, for the benefit and security of Wells Fargo Bank, N.A., as Beneficiary, dated 06/28/2006 and recorded on 07/21/2006, as Instrument No. 2044747000, of Official Records of Kootenai County, Idaho Please Note: The above Grantors are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 06/28/2006. The monthly installments of principal, interest, and impounds (if applicable) of 647.41, due per month for the months of 12/20/2011 through 10/15/2013, and all subsequent installments until the date of sale or reinstatement The principal balance owing as of this date on the obligation secured by said Deed of Trust is $185,773.93, plus accrued interest at the rate of 4.24% per annum from 11/20/2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse T.D. Service Company 4000 W. Metropolitan Dr., Suite 400, Orange, CA 92868 Sale Information Line: 714-259-7850 Reinstatement and Pay-Off Requests: (714) 480-5472 THIS IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 10/21/13 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: Ronald W. Jantzen Vice President A-4423419 Legal 9683 November 18, 25, 2013 December 2, 9, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 004052-ID Parcel No. C12000020050 On 3/13/2014, at 11:00 AM (recognized local time). In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ, a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 5, BLOCK 2, CAN FIELD CORNERS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 421, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-313, the Trustee has been informed that the address of: 1363 E CENTER GREEN LOOP, COEUR D'ALENE, ID 83815, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CRIS P ELLIOTT, AN UNMARRIED MAN as Grantor, to LAND AMERICA LAWYERS TITLE OF KOOTENAI COUNTY as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, ("MERS") AS NOMINEE FOR FIRST HORIZON HOME LOAN CORPORATION, ITS SUCCESSORS AND ASSIGNS as Beneficiary, dated 6/14/2006, recorded 6/20/2006, as Instrument No. 2038460000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4) (a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 4/1/2013 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $127,971.90, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ, a member of the State Bar of Idaho, of PITE DUNCAN, LLP, DATED: 11/6/13 Signature/By: Elisa Magnuson, Esq., A-4427462 Legal 9684 November 18, 25, 2013 December 2, 9, 2013

Loan No. xxxxxx6552 T.S. No. 1373794-20 Parcel No. p42230010030 NOTICE OF TRUSTEE'S SALE On February 27, 2014, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: All that certain land situated in the state of id, county of Kootenai, city of post falls, described as follows: lot 3 in block 1 of highland park estates 3rd addition, according to the official plat thereof, filed in book g of plats at page (s) 49 official records of kootenai county, idaho. Commonly known as 5011 East Inverness Drive Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Clarence Maxey, A Married Man As His Sole and Separate Property as Grantor, to Pioneer Agency, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Equity One, Inc. Its Successors and Assigns as Beneficiary, recorded August 17, 2005, as Instrument No. 1972964, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2009 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $467,730.40, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Llc P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: October 17, 2013 Signature/By First American Title Insurance Company. DLPP-434136 Legal 9699 November 18, 25, 2013 December 2, 9, 2013

NOTICE OF PUBLIC HEARING The Rathdrum City Council will hold a public hearing on December 10, 2013 commencing at 6:00 P.M or soon thereafter as said hearing can be held at Rathdrum City Hall, 8047 W. Main Street, Rathdrum, Idaho 83858. The purpose of the hearing is to hear evidence and testimony regarding the repeal of the current chapter 5 of title 11 of the Rathdrum City Code which addresses General Provisions and Performance Standards; the repeal of chapter 6 of title 11 which addresses Off Street Parking and Loading Requirements; the repeal of chapter 15 or title 11, which addresses Landscaping; to adopt a new chapter 5 to title 11 to modify the existing performance standards, to incorporate parking and landscaping requirements and to modify development processes; and to amend the definitions in chapter 3 of title 11. The Rathdrum Planning and Zoning Commission reviewed the proposal at a public hearing on November 20, 2013 and recommended approval. A copy of the proposal is available for inspection by all interested parties at the Planning and Zoning office in Rathdrum City Hall, 8047 S. Main Street, Rathdrum, Idaho. Written comments may be submitted prior to the public hearing. Oral testimony may be limited to 3 minutes per person. Rathdrum City Hall is handicapped accessible and if any person needs special accommodation to address their disability please notify the City Clerk's office at least 24 hours in advance of the meeting date and time. The City Clerk's telephone number is (208) 687-2700 ext. 113. Legal 9737 November 25, 2013

NOTICE OF PUBLIC HEARING The Rathdrum City Council will hold a public hearing on December 10, 2013 commencing at 6:00 P.M or soon thereafter as said hearing can be held at Rathdrum City Hall, 8047 W. Main Street, Rathdrum, Idaho 83858. The purpose of the hearing is to hear evidence and testimony regarding updates and amendments to the 2009 Comprehensive Plan for the City of Rathdrum and adoption of a new Future Land Use Map. Proposed amendments to the Plan include updates to the Introduction, minor amendments to the Goals and Policies, amendments to the text defining the land use designations applied on the map, updates to the appendix and other housekeeping edits. The Rathdrum Planning and Zoning Commission reviewed the proposal at a public hearing on November 20, 2013 and recommended approval. A copy of the proposed draft plan and Future Land Use Map are available for inspection by all interested parties at the Planning and Zoning office in Rathdrum City Hall, 8047 S. Main Street, Rathdrum, Idaho. Written comments may be submitted prior to the public hearing. Oral testimony may be limited to 3 minutes per person. Rathdrum City Hall is handicapped accessible and if any person needs special accommodation to address their disability please notify the City Clerk's office at least 24 hours in advance of the meeting date and time. The City Clerk's telephone number is (208) 687-2700 ext. 113. Legal 9738 November 25, 2013

NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCESSING, TALISA M. BURRINGTON MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERRED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. AS OF THE DATE OF THIS NOTICE/LETTER, THE BALANCE TO PAY OFF THE DEED OF TRUST IS $216,028.30. INTEREST (PRESENTLY AT THE RATE OF 6.31% PER ANNUM) FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE YOU DISPUTE THE VALIDITY OF THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATIO, WE ISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On 2/12/2014 at the hour of 10:00am of said hay, recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; LOT NUMBER 10 BLOCK 1 IN JUSIN COURT AS SHOWN IN THE RECORDED PLAT/MAP THEREOF IN BOOK G PAGE 467-467A OF KOOTENAI COUNTY RECORDS. The Trusteehas no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 10146 N Justin Ct, HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by TaLisa Burrington, Unmarried, as grantors to U.S. Bank Trust Company, National Association, as trustee, for the benefit and security of U.S. Bank, National Association successor by merger to U.S. Bank National Association, N.D., as beneficiary, recorded April 25, 2008, as Instrument No. 2156178000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 12/18/2012 though 9/18/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6/31% Total: $12,008.40 Late Charges $203.00 Lender's Other Fees $180.00 TOTAL DEFAULT $14,391.40 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $200,173.83, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: October 10, 2013 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 LEGAL 9495 NOVEMBER 25 DECEMBER 2, 9, 16, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 18, 2013 File No.: 7345.27387 Sale date and time (local time): February 18, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 884 N Bainbridge Street Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Vickie R. Patterson, and Michael P. Patterson, wife and husband as joint tenants Original trustee: Fidelity National Title Insurance Co Original beneficiary: Bank of America, N.A. Recording date: 11/09/2009 Recorder's instrument number: 2240024000 County: Kootenai Sum owing on the obligation: as of October 18, 2013: $148,638.98 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5 in Block 2 of Greensferry Landing, according to the official plat thereof, filed in Book I of Plats at Page(s) 269, 269A, and 269B, Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7345.27387) 1002.258831-File No. Legal 9572 November 4, 11, 18, 25, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0041187931 T.S. No.: 12-00188-3A On February 18, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of US Bank National Association, as Trustee, successor in interest to Wachovia Bank, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-ThroughCertificates, Series 2004-Z, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 17 BLOCK 3, THE LANDINGS AT WATERFORD, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 490, RECORDS OF KOOTENAI COUNTY.IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3347 THORNDALE LOOP, COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KASSANDRA WILSON, A MARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of September 30, 2004, and recorded October 6, 2004, as Instrument No. 1905249 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: US Bank National Association, as Trustee, successor in interest to Wachovia Bank, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-ThroughCertificates, Series 2004-Z, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated September 30, 2004 are: Failed to pay the monthly payments of $643.14 due from October 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $97,547.94, plus accrued interest at the rate of 3.00000% per annum from September 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 7, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 415-247-2450 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4423086 Legal 9573 November 4, 11, 18, 25, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0378930416 T.S. No.: 12-01738-3B On February 18, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOTS 9 AND 10, BLOCK 2, BROKEN TEE ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 178, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 5309 W BROKEN TEE RD, RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES STEPHENS AND ANNE STEPHENS, HUSBAND AND WIFE., as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, AS NOMINEE FOR PINNACLE CAPITAL MORTGAGE CORPORATION, A CALIFORNIA CORPORATION, as original beneficiary, dated as of July 22, 2011, and recorded July 28, 2011, as Instrument No. 2321718000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 22, 2011 are: Failed to pay the monthly payments of $1,407.35 due from January 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $228,980.18, plus accrued interest at the rate of 4.75000% per annum from December 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 10, 2013 Fidelity National Title Insurance Company, Trustee 11000 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4423077 Legal 9574 November 4, 12, 19, 26, 2013

Ref: Bunke, Dale E., 3062.1339361 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, DALE E. BUNKE MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF WASHINGTON. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDINGS, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On 1/22/2014 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d' Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; THE WEST 40 FEET OF LOT 13, BLOCK 1, CRENSHAW'S ADDITION TO RATHDRUM, FILED FOR RECORD IN BOOK A OF PLATS AT PAGE 121, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 7845 W. Fivepoint St, Rathdrum, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Dale E. Bunke, a Single Man, as grantors to Alliance Title & Escrow Corporation, as trustee, for the benefit and security of JPMorgan Chase Bank, N.A., recorded October 8, 2009, as Instrument No. 2235687000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 6/1/2012 through 9/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 5.5%. Total: $11,481.00 Late Charges $49.12 TOTAL DEFAULT $11,530.12 The sum owing on the obligation secured by the said trustee deed consists of the principal balance of $104,250.83, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: September 11, 2013. TRUSTEE By: William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9605 November 4, 11, 18, 25, 2013

Ref: Hamilton, Thomas D and Michelle M, 3062.1316781 NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TOP COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 1/22/2014 at the house of 10:00am of said day, (recognized local time), on the front steps of this Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d' Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 2, Block 1, TIMBER RIVER 2ND ADDITION, located in Section 8, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, as recorded in Book "I" of Plats at Page 482, records of Kootenai County, Idaho; LESS that portion of Lot 2 described as: BEGINNING at the Southwest corner of said Lot 2, a distance of 282.82 feet, thence North 38852'45" East, along the West line of Lot 2, a distance of 282.82 feet' thence South 24858'39" West, a distance of 291.35 feet to the intersection with the Southerly line of Lot 2' thence North 51807'15" West, a distance of 70.00 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 6314 E. Maplewood Ave. Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Thomas D. Hamilton and, Michelle M. Hamilton, Husband and Wife, as grantors to First American Title, as trustee, for the benefit and security of Washington Mutual Bank, FA, recorded November 15, 2006, as Instrument No. 2067136000 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned on December 26, 2012 to Bank of America, National Association under Auditor's File No. 2391847000 on January 11, 2013. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Truste note, the following The monthly payments for Principal and Interest Due from 8/1/2012 through 9/1/2013: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6% Total: $251,811.28 Accrued Late Charges $6,295.31 Recoverable Balance $84.00 TOTAL DEFAULT $258,190.59 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $2,763,005.32, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advances to protect the security associated with this foreclosure. DATED: September 13, 2013 TRUSTEE By: William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 Legal 9612 November 4, 11, 18, 36, 2013

Ref: West-Sporer, Devera, 3062.1278861 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, DEVERA WEST-SPORER MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUSTE. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On 2/5/2014 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d' Alene located in Kootenai County, State of Idaho. William L. Bishop , Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; UNIT 405, PRAIRIE VIEW TERRACE 2ND ADD. CONDOS, ACCORDING TO THE PLAT RECORDED IN BOOK K OF PLATS AT PAGE 190, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREAS, AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR PRAIRIE VIEW TERRACE, RECORDED OCTOBER 15, 2007 AS INSTRUMENT NO. 2126693000, AND ALSO AS DESCRIBED IN THE DECLARATION OF PHASE ANNEXATION AND OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR PRAIRIE VIEW TERRACE 1ST ADD. CONDOS, RECORDED JULY 28, 2008 AS INSTRUMENT NO. 2170458000, AND IN THE DECLARATION OF PHASE ANNEXATION AND OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR PRAIRIE VIEW TERRACE 2ND ADD. CONDOS, RECORDED OCTOBER 28, 2008 AS INSTRUMENT NO. 2183561000. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 3341 E. Garin Ct., Unit 405, Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Devera West-Sporer, a Single Woman, as grantors to Kootenai Title, as trustee, for the benefit and security of JPMorgan Chase Bank, N.A., recorded November 14, 2008, as Instrument No. 2186014000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 3/1/2012 through 10/1/2013: and all subsequent payments until the date of sale or reinstatement These payments included interest at a fixed rate. The current rate is 6.75%. Total: $20,971.75 Accrued Late Charges $430.07 Corporate Advances $210.00 TOTAL DEFAULT $21,611.82 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $143,013.05, together with any advances plus foreclosure fees and costs. All delinquent amount are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advances to protect the security associated with this foreclosure. DATED: October 2, 2013 TRUSTEE By: William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 9613 November 18, 25, 2013 December 2, 9, 2013

NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on February 6, 2014, 11:00 a.m. the office of Pioneer Title Company, at 100 Wallace Avenue, Coeur d' Alene, Idaho, on behalf of Catherine L. Dullea, Attorney at Law, as Successor Trustee, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Kootenai, State of Idaho, described as follows: Lot 7, Block 11, of MOUNTAIN VIEW TERRACE 1ST ADDITION, according to the plat thereof, recorded in Book "D" of Plats, Page 178, records of Kootenai County, Idaho. EXCEPTING THEREFROM that portion described as follows: BEGINNING at the Northwest corner of said Lot 7; thence East 7 feet along the North line of said Lot 7; thence parallel to the West line of said Lot 7, South 151 feet; thence parallel to the North line of said Lot 7, West 7 feet to the West line of said Lot 7; thence North along the West line of said Lot 7 to the POINT OF BEGINNING. The purported physical address is 3540 West Elk Drive, Post Falls ID 83854. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TIM J. HERZOG, a married man as his sole and separate property, as Grantor to Catherine L. Dullea, Attorney at Law, appointed by the Beneficiary as Successor Trustee, for the benefit and security of ROBERT N. ZIMMERMAN, an unmarried man, as Beneficiary, said Deed of Trust having been recorded on October 1, 2012, as Instrument No. 2377551000, official records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the sale is to be made is the failure of the Grantor(s) and/or assumptive Grantor(s) to make monthly payments of $333.33, each, for the months of July, August, September and October, 2013; failure to pay late fees in the sum of $33.33, each, for July, August and September, 2013; failure to pay default and attorney fees in the sum of $300.00; and failure to pay the 2012 real property taxes. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $40,000.00, plus accrued interest at the rate of 10.0% per annum from June 1, 2013, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided. This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 3RD day of October, 2013. /s/ CATHERINE L. DULLEA Attorney at Law Successor Trustee Legal 9654 November 11, 18, 25, 2013 December 2, 2013