Legals November 8, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 3, 2013 File No.: 7023.107206 Sale date and time (local time): February 6, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 908 W Harbor View Drive Coeur d' Alene, ID 83814-7335 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James Peter Winter and Christine Marie Winter, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 07/15/2005 Recorder's instrument number: 1964797 County: Kootenai Sum owing on the obligation: as of October 3, 2013: $607,012.64 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 55, Block 1, Harbor View Estates, according to the Plat recorded in Book F of Plats, Page 152, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.107206) 1002.257981-File No. legal 9467 October 18, 25, 2013 November 1, 8, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 1100235241 T.S. No.: 12-00615-5A On February 24, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-EQ1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 12 AND THE NORTH 20 FEET OF LOT 11, BLOCK 1, BOOTHE ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 69, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1946 NORTH 8TH STREET, COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID BAKER AND TERI BAKER, HUSBAND AND WIFE, as original grantor(s), to FIRST AMERICAN TITLE COMPANY INC, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR EQUIFIRST CORPORATION, as original beneficiary, dated as of October 31, 2006, and recorded November 3, 2006, as Instrument No. 2064964000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-EQ1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated October 31, 2006 are: Failed to pay the monthly payments of $982.12 due from September 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $139,319.94, plus accrued interest at the rate of 6.00000% per annum from August 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 16, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4424095 Legal 9565 November 8, 15, 22, 30, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 17, 2013 File No.: 7023.94603 Sale date and time (local time): February 18, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 21793 N Rimrock Rd fka 21877 North Rimrock Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Marc Flagg and Ramona Flagg, husband and wife Original trustee: Wells Fargo Financial National Bank Original beneficiary: Wells Fargo Bank, N.A. Recording date: 11/14/2006 Recorder's instrument number: 2066954000 and Re-Recorded November 17, 2006 as Instrument No. 2067586000 and Modified December 31, 2007 as Instrument No. 2138418000 County: Kootenai Sum owing on the obligation: as of October 17, 2013: $485,758.09 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Chilco Meadow Estates, according to the official plat thereof, filed in Book J of Plats at Page(s) 373 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.94603) 1002.249768-File No. Legal 9575 November 1, 8, 15, 22, 2013

File No.: 208321 / Customer Ref No. CSC Account No 35664261 NOTICE OF TRUSTEE'S SALE On February 27, 2014 at the hour of 10:30 AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 17 in Block 5 of Fieldstone at Prairie Falls First Addition, according to the official plat thereof, filed in Book I of Plats at Page(s) 448, official records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2787 North Shooting Star Street, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Terry Stettler a single person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded August 15, 2007 as Instrument No. 2116385000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $167,890.00 together with interest thereon at the rate of 6.1250% per annum, as evidenced in Promissory Note dated August 15, 2007. \u2020Payments are in default for the months of December 2011 through and including September 2013 in the amount of $1,194.78 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $158,903.17 in Principal; Interest is $18,132.35, subsidy granted is $13,248.09 and fees currently assessed are $6,476.15 computed through September 25, 2013 with interest accruing thereafter at the daily rate of $27.6757. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $172,151.26, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: October 24, 2013 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 9600 November 1, 8, 15, 22, 2013

NOTICE TO CREDITORS Case No. CV 13-7104 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: SHIRLEY LYON GOETZMAN, Deceased. NOTICE IS HEREBY GIVEN that George Goetzman has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or her estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the attorney for the estate at the address indicated or filed with the Clerk of the Court. DATED this 29th day of October, 2013. /s/ CAMERON PHILLIPS, ISB 2364 Attorney for Personal Representative 924 Sherman Avenue Coeur d' Alene, ID 83814 Telephone: (208) 667-5437 Fax: (208)664-2114 Legal 9606 November 1, 8, 15, 2013

NOTICE OF TRUSTEE'S SALE On Tuesday, February 11, 2014 at the hour of 11:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY, INC. located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The Northeast Quarter of the Southeast Quarter of Section 26, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, EXCEPT any portion lying within platted property, AND EXCEPT any portion lying within right of way. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: NNA, Post Falls, Idaho 83854 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by Prairie Falls Development, LLC, an Idaho limited liability company to Brad Williams, C/O UPF Washington Incorporated as initial Trustee, who resigned as such initial Trustee and the Beneficiary hereinafter mentioned appointed KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, for the benefit and security of Sterling Savings Bank as initial Beneficiary, recorded June 5, 2009 as Instrument No. 2215316000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that an Assignment of Deed of Trust was filed of record on September 5, 2013 as Instrument No. 2427244000, records of Kootenai County, Idaho, wherein beneficial interest was subsequently assigned to Robert H. Tomlinson, Michael D. Hume, Fred Meyer and Brian Balch. AND FURTHER, that an Assignment of Deed of Trust was filed of record on September 5, 2013 as Instrument No. 2427245000, records of Kootenai County, Idaho, wherein beneficial interest was subsequently assigned to Fieldstone Development, LLC, an Idaho limited liability company. AND FURTHER that a Substitution of Trustee was recorded October 4, 2013 as Instrument No. 2431528000, records of Kootenai County, Idaho, wherein KOOTENAI COUNTY TITLE COMPANY, INC. was appointed as Successor Trustee. The default for which this sale is to be made is failure to pay in full entire principal balance in the amount of $449,996.42, plus accrued interest, which amount was due on June 1, 2011, together with penalty and interest, AND have failed to pay General Property taxes for the year 2011 in the amount of $4,323.84 plus penalty and interest, and General Property taxes for the year 2012 in the amount of $4,517.66 plus penalty and interest, plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The principal balance owing as of August 30, 2013 on the obligation secured by said Deed of Trust is $449,996.42, plus accrued interest in the amount of $110,563.52, plus interest accruing at the rate of 8.00% per annum from October 4, 2013 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 4th day of October, 2013 KOOTENAI COUNTY TITLE COMPANY, INC., Successor Trustee /S/ Denise K. Potts, Secretary Legal 9608 November 1, 8, 15, 22, 2013

THE DECEMBER 2013 ANNUAL MEMBERSHIP MEETING AND THE BOARD OF DIRECTORS MEETING OF THE IDAHO CROP IMPROVEMENT ASSOCIATION, INC. WILL BE HELD AT THE HAMPTON INN, LOCATED AT 7499 W. OVERLAND ROAD, IN BOISE, IDAHO ON NOVEMBER 21, 2013. THE MEETING WILL START AT 1:30 P.M. ON NOV. 21ST , AND WILL INCLUDE THE 2013 ELECTION OF BOARD MEMBERS FROM DISTRICTS 1,3, 5, AND 7.\u2020 PLEASE CALL YOUR LOCAL OFFICE IF YOU HAVE ANY QUESTIONS.\u2020 \u2020 Douglas Boze Executive Vice President Legal 9610 November 6, 7, 8, 2013

NOTICE OF PETITION AND HEARING CASE NO. CV13-7502 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF MAURICE GENE GUTTROMSON, Deceased. NOTICE IS HEREBY GIVEN that on the 17th day of October, in the year 2013, ROBERTA GUTTROMSON, whose address is 2140 W. Riverstone Drive, Coeur d' Alene, ID, filed a PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY in the above-named estate. The original of the Petition is on file with the Clerk of the Court and may be reviewed upon request. The Petition has been set for hearing in this Court at the Kootenai County Courthouse in Coeur d' Alene, Idaho, on the 19th day of December, in the year 2013, at the time of 9 o'clock A.M. before the Presiding Magistrate. Dated this 30th day of October, in the year 2013. /s/ Callahan & Associates, Chtd. Attorneys for Petitioner By: Kimmer W. Callahan Legal 9611 November 1, 8, 15, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 003355-ID Parcel No. 0-6200-003-0140 On 2/12/2014, at 11:00 AM (recognized local time), in the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP,, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 14, BLOCK 3, FIRST ADDITION TO PINEVIEW ESTATES. KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 188. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 12160 N GOVERNMENT WAY, HAYDEN, IDAHO 83835, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PAUL A BAUMGART AND LILLIAN R BAUMGART, HUSBAND AND WIFE as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, an Idaho Corporation as Trustee, for the benefit and security of MOUNTAIN WEST BANK as Beneficiary, dated 2/6/2003, recorded 2/11/2003, as Instrument No. 1781149, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 9/1/2011 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $112,611.17, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, DATED: 10/4/13 Signature/By: Elisa Magnuson A-4420545 LEGAL 9474 October 18, 25, 2013 November 1, 8, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2013 File No.: 7023.106986 Sale date and time (local time): February 13, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9874 W Twin Lakes Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gerald W. Anderson, a married person as his sole and separate property Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 04/12/2010 Recorder's instrument number: 2261043000 County: Kootenai Sum owing on the obligation: as of October 11, 2013: $253,945.40 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block B, First Addition to Lake Park, according to the plat recorded in Book "C" of Plats at Page 103, records of Kootenai County, Idaho. Except the North 100 feet thereof conveyed First Judicial District of the State of Idaho, in and for the County of Kootenai County, by Warranty Deed dated May 23, 1966 and recorded May 24, 1966 as Instrument No. 497115, records of First Judicial District of the State of Idaho, in and for the County of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.106986) 1002.258414-File No. Legal 9513 October 25, 2013 November 1, 8, 15, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 00101-ID Parcel No. S45000480020 On 2/18/2014, at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, in the County of Kootenai, ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP, as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: LOT 2, BLOCK 48, SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 32477 N 2nd Ave, Spirit Lake, ID 83869, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JUSTIN PAUL AND ALEXANDRA KENDALL as Grantor, to PIONEER TITLE CO OF KOOTENAI COUNTY as Trustee, for the benefit and security of BENEFICIAL IDAHO INC. as Beneficiary, dated 8/27/2007, recorded 8/28/2007, as Instrument No. 2118238000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4) (a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 8/1/2010 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust is $132,757.42, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the Note, Deed of Trust or as allowed under Idaho Law. All delinquent amounts are now due, together with accruing late charges, interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees and any amounts advanced to protect the security associated with the Deed of Trust described herein as provided under the Note, Deed of Trust and as allowed under Idaho Law. ELISA MAGNUSON, ESQ., a member of the State Bar of Idaho, of PITE DUNCAN, LLP DATED: 10/11/13 Signature/By: Elisa Magnuson, Esq., A-4422254 Legal 9514 October 25, 2013 November 1, 8, 15, 2013

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV 13-7423 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Jacob Michael Clark A petition to change the name of Jacob Michael Clark, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Jacob Michael Wilson. The reason for the change is: No longer in contact with adoptive father who has the last name Clark. Wilson is my mothers maiden name. A hearing on the petition is scheduled for 9:00 o'clock a.m. on December 9, 2013 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court good reason against the name change. Date: 08/04/1994 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Debra D. Leu Deputy Clerk Debra D. Leu LEGAL 9536

ALIAS SUMMONS (BY PUBLICATION) CASE NO. CV-13-7371 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI JOHN T. GRIMM, Plaintiff, vs. USAA FEDERAL SAVINGS BANK, PHH MORTGAGE CORPORATION, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR USAA FEDERAL SAVINGS BANK, AND UNKNOWN OWNERS AND UNKNOWN CLAIMANTS, THEIR HEIRS, SUCCESSORS, DEVISEES, AND ASSIGNS, OR ANY OTHER PERSON OR ENTITY CLAIMING ANY RIGHT, TITLE, INTEREST, OR EQUITY IN THE FOLLOWING DECRIBED PROPERTY LOCATED IN THE COUNTY OF KOOTENAI, STATE OF IDAHO, TO WIT: LANDINGS AT WATERFORD 2ND ADD, LT 10 BLK 3 28 51N 04W. PARCEL NUMBER C55240030100, ACCORDING TO THE PLAT RECORDED IN COOK J OF PLATS, PAGE 220, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO Defendants TO: ALL DEFENDANTS NAMED ABOVE You have been sued by Plaintiff, John T. Grimm, in the Kootenai County District Court in the case number identified above. The nature of the claim against you is for quiet title. Any time after twenty (20) following the last publication of this Summons, the Court may enter a judgement against you without further notice, unless prior to that time, you have filed a written response in the proper form, including the Case Number and paid any required filing fee to the Clerk of the Court. At 324 West Garden Ave. Coeur d' Alene, Idaho 83814, phone (208) 446-1160, and served a copy of your response on the Plaintiff, John T. Grimm, 11784 N. Tracey Rd., Hayden, Idaho 83835. A copy of the Summons and Complaint can be obtained by contacting the Clerk of the Court. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated this 18th day of October, 2013. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Deputy Legal 9537 October 25, 2013 November 1, 8, 15, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 23, 2013 File No.: 7303.24303 Sale date and time (local time): March 24, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 21579 W Highway 53 Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Vicki Lynn Schaffer, unmarried Original trustee: Lawyers Title Realty Service Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Capital One Home Loans, LLC Recording date: 02/20/2008 Recorder's instrument number: 2145640000 County: Kootenai Sum owing on the obligation: as of October 23, 2013: $62,820.16 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of Tract 15, Plat 3, Greenacres Irrigation District, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, Page 53, described as follows: Beginning at the Southeast corner of said premises; thence South 49 degrees 04'20" West along the Northwest right-of-way line of Highway 53, 165 feet to the True Point of Beginning; thence North 40 degrees 55'40" West, 30 feet; thence north 49 degrees 04'20" East, 26.20 feet; thence North 0 degrees 24'40" West, 48.09 feet; thence North 32 41'47" West, 134.75 feet; thence South 60 degrees 04'37" West, 61.38 feet; thence South 31 degrees 15'41" East, 127.05 feet; thence South 49 degrees 04'20" West, 10.79 feet; thence South 31 degrees 15'41" East, 87.62 feet to the Northwest right-of-way line of Highway 53; thence North 49 degrees 04'20" East along said Northwest right-of-way line 30.33 feet to the Point of Beginning. And that portion of Tract 15, Plat 3, Greenacres Irrigation District, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, Page 53, described as follows: Beginning at the Southeast corner of said premises; thence South 49 degrees 04'20" West along the Northwest right-of-line of Highway 53, 165 feet to the True Point of Beginning; thence North 40 degrees 55'40" West, 30 feet; thence North 49 degrees 04'20" East, 26.20 feet; thence North 0 degrees 24'40" West, 48.09 feet; thence South 32 degrees 41' 47" East, 67.24 feet to the Northwest right-of-way line of Highway 53; thence South 49 degrees 04'20" West along said Northwest right-of-way line, 47.83 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.24303) 1002.259012-File No. Legal 9561 October 8, 15, 22, 29, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 0170764641 T.S. No.: 13-00305-5A On February 24, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-11, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: A parcel of land situated within a portion of the Southwest Quarter of the Southeast Quarter, Section 1, Township 51 North, Range 4 West of the Boise Meridian, Kootenai County, Idaho, and being more particularly described as follows: COMMENCING from the South Quarter Corner of said Section 1, being a Found 2.5 aluminum cap pressed on a 5/8 inch rebar, marked per GLO, PLS5078; thence South 89 degrees 29'32" East for 850.40 feet along the South Line of said Section 1, to 5/8 inch rebar with yellow plastic cap atop inscribed "Davis PLS 8917", at the Southwest Corner of Morelli, Tax No. 11513; thence Through the following calls monumented with said 5/8 inch rebar and cap inscribed "Davis PLS 8917"; thence Continuing South 89 degrees 29'32" East for 354.49 feet to the TRUE POINT OF BEGINNING; thence North 00 degrees 12'55' East for 5.66 feet to the North line of the as-built Lancaster Road; thence North 00 degrees 12'55" East for 169.90 feet; thence South 89 degrees 44'05" West for 256.74 feet; thence North 00 degrees 22'32" East for 227.91 feet to the North line of Tax No. 15657 being common with the South line of Tax No. 16993; thence South 89 degrees 29'32" East for 303.53 feet along said North Line to the Northeast Corner of Tax No. 15657; thence South 00 degrees 29'25" West for 394.58 feet along the East Line of Tax No. 15657 and 11513 common with said Tax No. 16993, to the North line of the as-built Lancaster Road; thence Continuing South 00 degrees 29'25" West for 5.42 feet to the said South Line of said Section 1 and the Southeast Corner of Tax No. 11513; thence North 89 degrees 29'32" West along said South Line for 45.51 feet to the TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1305 E LANCASTER RD, HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ALAN J GOLUB AND MARILYN A GOLUB, HUSBAND AND WIFE, as original grantor(s), to PIONEER TITLE INSURANCE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR GOLF SAVINGS BANK, as original beneficiary, dated as of May 24, 2007, and recorded May 31, 2007, as Instrument No. 2102434000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-11, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated May 24, 2007 are: Failed to pay the monthly payments of $4,336.60 due from January 1, 2013, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $556,741.40, plus accrued interest at the rate of 6.50000% per annum from December 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 18, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4424153 Legal 9563 November 8, 15, 22, 29, 2013

NOTICE OF TRUSTEE'S SALE Loan No.: 3857742 T.S. No.: 13-00175-5A On February 24, 2014 11:00 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of The Bank of New York Mellon, f/k/a The Bank of New York, successor in interest to JPMorgan Chase Bank, N.A. as Trustee for Bear Stearns Asset Backed Securities Trust 2005-SD1, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 1, SERENE WOODS, according to the plat recorded in the office of the county recorder in Book "G" of Plats at Page 79, records of Kootenai County, State of Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 31765 N GOOD HOPE ROAD, ATHOL, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by J ERIC SIMONET, A SINGLE MAN, as original grantor(s), to OLD REPUBLIC NATIONAL TITLE INSURANCE, as original trustee, for the benefit and security of FIRST UNION MORTGAGE CORPORATION, as original beneficiary, dated as of July 1, 1997, and recorded July 10, 1997, as Instrument No. 1496935 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: The Bank of New York Mellon, f/k/a The Bank of New York, successor in interest to JPMorgan Chase Bank, N.A. as Trustee for Bear Stearns Asset Backed Securities Trust 2005-SD1, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 1, 1997 are: Failed to pay the monthly payments of $648.30 due from October 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $74,748.14, plus accrued interest at the rate of 3.00000% per annum from September 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 17, 2013 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4424088 Legal 9564 November 8, 15, 22, 29, 2013