Legals May 21, 2013

NOTICE OF TRUSTEE'S SALE On FRIDAY, AUGUST 23, 2013 AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Unit 13, THE BAYVIEW FOURPLEX CONDOMINIUMS, also known as BAYVIEW AT TWIN LAKES CONDOMINIUM, according to the plat recorded January 4,1991 in Book "F" of Plats, Page 288; and as further identified and defined by Declaration of Covenants and Restrictions recorded June 1, 1989 as Instrument No. 1150163; and by Amended Declaration recorded June 28, 1989 as Instrument No. 1152732; and by Declaration of Annexation recorded August 22, 1990 as Instrument 1192435 and re-recorded August 30, 1990, as Instrument No. 1193621; and by Declaration of Annexation recorded January 4, 1991 as Instrument No. 1205527 and by Declaration of Annexation recorded November 7, 1991 as Instrument No. 1237779, said Annexation re-recorded January 2, 1992 as Instrument No. 1243222; and by Declaration of Annexation recorded June 1, 1994, as Instrument No. 1356780, all in Kootenai County, Idaho Records. TOGETHER WITH an undivided 5.844% interest in the common area and facilities as identified and defined in the Declaration of Covenants, Conditions and Restrictions recorded June 1, 1989 as Instrument No. 1150163; and by Amended Declaration recorded June 28, 1989 as Instrument No. 1152732; and by Declaration of Annexation recorded August 22, 1990 as Instrument No. 1192435 and re-recorded August 30, 1990, as Instrument No. 1193621; and by Declaration of Annexation recorded January 4, 1991 as Instrument No. 1205527 and by Declaration of Annexation recorded November 7, 1991 as Instrument No. 1237779, said Annexation re-recorded January 2, 1992 as Instrument No. 1243222; and by Declaration of Annexation recorded June 1, 1994, as Instrument No. 1356780. AND TOGETHER WITH such interest in and to the limited common area as may be identified and defined in the Declaration of Covenants, Conditions and Restrictions recorded June 1, 1989 as Instrument No. 1150163; and by Amended Declaration recorded June 28, 1989 as Instrument No. 1152732; and by Declaration of Annexation recorded August 22, 1990 as Instrument No. 1192435 and re-recorded August 30, 1990, as Instrument No. 1193621; and by Declaration of Annexation recorded January 4, 1991 as Instrument No. 1205527 and by Declaration of Annexation recorded November 7, 1991 as Instrument No. 1237779, said Annexation re-recorded January 2, 1992 as Instrument No. 1243222; and by Declaration of Annexation recorded June 1, 1994, as Instrument No. 1356780. The address of the subject property is described as follows: 21709 North Viewpoint Drive #13, Rathdrum, Idaho 83858. The trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the cross-collateralized deeds of trust described as follows: DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: A Deed of Trust to secure an indebtedness of $295,000.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: May 9, 2005 Grantor: James Barbachano and Alicia Barbachano, husband and wife Trustee: Pioneer Title Company Beneficiary: Mountain West Bank Recorded: May 16, 2005 Instrument No. 1950141 Loan No. 018107540 Said Deed of Trust modified by Instrument Recorded: May 15, 2009 Instrument No: 2211700000 THE GRANTORS NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45\u00A8-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligations secured by the Deeds of Trust are in default for failure of the obligor to make monthly payments on said obligations since December 2011. As of June 21, 2012, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $321,117.37, plus accrued interest and late charges in the amount of $6,413.43. Additional interest accrues at the rate of $2.8750% per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. Glacier Bank d/b/a Mountain West Bank is the Beneficiary. DATED this 23rd day of April, 2013. JONATHON D. HALLIN, Trustee 601 E. Front Ave., Ste. 502 Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 8345 April 30, 2013 May 7, 14, 21, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 2, 2013 File No.: 7037.90539 Sale date and time (local time): September 3, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 32873 North 4th Avenue Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Cory Brandt Wolfe and Rachelle Marie Wolfe, husband and wife Original trustee: Alliance Title & Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Paramount Bond & Mortgage Co., Inc., its successors and assigns Recording date: 11/30/2009 Recorder's instrument number: 2243114000 County: Kootenai Sum owing on the obligation: as of May 2, 2013: $119,112.50 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2 in Block 1 of Richardson's Addition, according to the official plat thereof, filed in Book K of Plats at Page(s) 180 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.90539) 1002.248458-File No. Legal 8409 May 14, 21, 28, 2013 June 4, 2013

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: May 6, 2013 File No.: 7021.10208 Sale date and time (local time): June 13, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14349 E Twete Rd Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven R. Cripe, and Monnie M. Cripe, husband and wife Original trustee: Fidelity National Title Insurance Co Original beneficiary: Bank of America, N.A. Recording date: January 4, 2010 Recorder's instrument number: 2247930000 County: Kootenai Sum owing on the obligation: as of May 6, 2013: $297,354.00 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of the South half of Section 17, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, Idaho, and further described as follows: The West half of the following described property: Beginning at the East quarter corner of said Section 17; thence South 0 degrees 40' 21" East, along the East line of said Section 17, a distance of 1330.45 feet to a point on the centerline of Twete Road; thence along said centerline North 89 degrees 49' 45" West, a distance of 656.21 feet to a point; thence leaving said centerline North 0 degrees 35' 05" West, a distance of 1329.21 feet to a point on the East-West centerline of said Section 17; thence along said centerline South 89 degrees 56' 07" East, a distance of 654.16 feet to the Point of Beginning. The Southerly 30.00 feet of the above described parcel is dedicated to the public for county road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10208) 1002.231845-File No. Legal 8410 May 14, 21, 28, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 30, 2013 File No.: 7023.104969 Sale date and time (local time): September 3, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5794 W Freeman Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John G. Stam, a married person, as his sole and separate property Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 07/14/2011 Recorder's instrument number: 2320059000 County: Kootenai Sum owing on the obligation: as of April 30, 2013: $178,665.57 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17 of Freeman Subdivision of vacated Blocks 7, 8, 9, 10, 25, 26, 27 and 28 of Fir Grove Addition to Fish Lake, according to the official plat thereof, filed in Book "C" of Plats at Page(s) 231 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.104969) 1002.248202-File No. Legal 8411 May 14, 21, 28, 2013 June 4, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 2, 2013 File No.: 7037.77420 Sale date and time (local time): September 3, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1711 North Summer Hills Court Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James R. Pecor, a married person as his sole and separate property Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 07/21/2009 Recorder's instrument number: 2223359000 County: Kootenai Sum owing on the obligation: as of May 2, 2013: $453,419.88 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 1, Quail Run 2nd Addition, according to the plat recorded in Book "G" of Plats at Pages 161 and 161A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.77420) 1002.248428-File No. Legal 8412 May 14, 21, 28, 2013 June 4, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FSL-125965 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on September 5, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 2, BLOCK 3, ABBOTT DELLS, ACCORDING TO THE PLAT RECORDED IN BOOK F OF PLATS, PAGE 246, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2687 EAST METALLIC COURT, ATHOL, ID 83801, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JANICE D FREEMAN AND DAVID C FREEMAN, WIFE AND HUSBAND, as Grantor, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION, as Beneficiary, dated 8/10/2006, recorded 8/22/2006, under Instrument No. 2050901000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2007-FXD1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/10/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 6/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of April 30, 2013 Delinquent Payments from June 01, 2012 11 payments at $1,232.16 each $13,553.76 (06-01-12 through 04-30-13) Late Charges: $517.44 BENEFICIARY ADVANCES TOTAL UNCOLLECTED $967.49 Suspense Credit: $0.00 TOTAL: $15,038.69 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $304,853.24, together with interest thereon at 2.000% per annum from 5/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 4/30/2013. ALLIANCE TITLE and ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4385175 05/14/2013, 05/21/2013, 05/28/2013, 06/04/2013 Legal 8420 May 14, 21, 28, 2013 June 4, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 1377309-26 Parcel No. C82800080030 The following described real property will be sold at public auction to the highest bidder, payable in lawful money of the United States by power of the current trustee of record, FIRST AMERICAN TITLE INSURANCE COMPANY, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue COER D'ALENE, Idaho on September 17, 2013 at 11:00am (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded February 02, 2009, as Instrument Number 2194969000, records of KOOTENAI County, Idaho and executed by THERESA L NUTTER ALSO SHOWN OF RECORD AS THREASA L. NUTTER, and GERALD R NUTTER HUSBAND and WIFE, as Grantor(s), to FIRST AMERICAN TITLE, as trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ("MERS") AS NOMINEE FOR ADVANCED FINANCIAL SERVICES, INC., ITS SUCCESSORS AND ASSIGNS as Beneficiary, covering the following real property located in KOOTENAI County, State of Idaho: LOT 3. BLOCK 8, AMENDED PLAT OF SIMMS ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 57, RECOORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for the purpose of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 1311 N 5TH, COEUR D' ALENE ID 83814, is sometimes associated with said real property. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due August 1, 2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of May 15, 2013 on the obligation secured by said deed of trust is $125,386.39 including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney fees as authorized in the promissory note secured by the aforementioned deed of trust. Because of interest, late charges and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary to take into account these additional charges. For further information write or call the Current Trustee at the address or telephone number provided herein. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. Name and Address of Current Trustee is: FIRST AMERICAN TITLE INSURANCE COMPANY C/O CAL-WESTERN RECONVEYANCE CORPORATION P.O. BOX 22004 EL CAJON CA 92022-9004 (800) 546-1531 DATED: May 15, 2013 First American Title Insurance Company, Trustee Signature CINDY ENGEL, AUTHORIZED SIGNOR A-4387305 05/21/2013, 05/28/2013, 06/04/2013, 06/11/2013 Legal 8465 May 21, 28, 2013 June 4, 11, 2013

File No.: 188617 / SI No. 0713/Kamara NOTICE OF TRUSTEE'S SALE On Thursday, September 12, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 6, Block 1, Rosenberger Subdivision, according to the plat recorded in Book "I" of Plats at Pages 389 through 389B, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 685 East Arena Loop, Hayden, ID \u202083835, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Scott Kamara and Stephanie D. Kamara, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Federal National Mortgage Association as Successor Beneficiary, recorded July 23, 2007 as Instrument No. 2111956000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $345,000.00 together with interest thereon at the rate of 6.6250% per annum, as evidenced in Promissory Note dated July 16, 2007. \u2020Payments are in default for the months of August 2012 through and including April 2013 in the amount of $1,904.69 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of April 25, 2013 is $345,000.00 together with accrued and accruing interest thereon at the rate of 6.6250% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $345,000.00, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: May 13, 2013 Alliance Title & Escrow Corp. By: /s/ Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 8466 May 21, 28, 2013 June 4, 11, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 10, 2013 File No.: 8237.20461 Sale date and time (local time): September 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10310 North Pinto Lane Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gary Homan and Noel Homan, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Beneficial Mortgage Co. of Idaho Recording date: 02/24/2006 Recorder's instrument number: 2015577 County: KOOTENAI Sum owing on the obligation: as of May 10, 2013: $166,129.41 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 1, Bridle Trails, according to the plat filed in Book "I" of Plats, Pages 48, 48A and 48B, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 8237.20461) 1002.248978-File No. Legal 8467 May 21, 28, 2013 June 4, 11, 2013

LEGAL NOTICE: THE SUMMER, 2013 MEETING OF THE BOARD OF DIRECTORS FOR THE IDAHO CROP IMPROVEMENT ASSOCIATION, INC. WILL BE HELD ON TUESDAY, JUNE 4th FROM 1:30 PM UNTIL COMPLETION OF THE AGENDA.\u2020 THE MEETING WILL BE HELD AT THE HILTON GARDEN INN IN IDAHO FALLS, IDAHO.\u2020 IF YOU WOULD LIKE TO ATTEND PLEASE CALL THE OFFICES OF IDAHO CROP IMPROVEMENT FOR INSTRUCTIONS ON PARTICIPATING IN THE MEETING.\u2020 Legal 8469 May 21, 22, 23, 2013

NOTICE OF PUBLIC HEARING \u2020 NOTICE IS HEREBY GIVEN that the Kootenai County Board of Commissioners will conduct a public hearing at or after the hour of 9:00 a.m. on June 20, 2013, in Board Chambers, Kootenai County Administration Building, located at 451 Government Way, Coeur d'Alene, Idaho, to consider the following:\u2020 Case No. VAR13-0002 Shoshone Fire District No. 2, a request for a variance to Design Standards for paving, parking and landscaping as required with the establishment of a fire station. The specific standards are: Kootenai County Zoning Ordinance No. 401, Design Standards, for parking and paving development requirements as outlined in Section 9-17-6 and landscape requirements as outlined in Section 9-17-4. The project site includes two parcels totaling approximately one acre, located in the Agriculture zone. The parcel numbers are: Parcel #1 - 47N02W-04-1200 and Parcel #2 - 47N02W-04-1210.\u2020 Parcel #1 is described as: TAX #20197 [IN SW-NE] and Parcel #2 is described as: TAX #21811 [IN SW-NE], both parcels are located in Section 04, Township 47N, Range 02W.,\u2020 B. M. Kootenai County, Idaho.\u2020 The Hearing Examiner heard this request on April 4, 2013 and recommended denial.\u2020 Written comments must be received ten (10) days prior to the date of the hearing.\u2020 If you require special accommodations, please contact the Kootenai County Community Development Department seven (7) days prior to the public hearing.\u2020 Additional information may be obtained from the Kootenai County Community Development located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, ID 83816-9000, (208) 446-1070. Legal 8470 May 21, 2013

ANOTHER SUMMONS CASE NO. 13-2180 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI UNITED STATE OF AMERICA, acting through the UNITED STATES DEPARTMENT OF AGRICULTURE, RURAL DEVELOPMENT, Plaintiff, vs. UNKNOWN HEIRS AND DEVISEES OF TINA WHETMAN; UNKNOWN SPOUSE OF TINE WHETMAN and RONI M. ATKINS, as Personal Representative of the estate of TINA WHETMAN, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S). THE COURT MAY ENTER JUDGEMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: UNKNOWN HEIRS AND DEVISEES OF TINA WHETMAN YOU ARE HEREBY NOTIFIED That in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Another Summons on you. If fail to so respond, the court may enter judgement against you as demanded by the plaintiff(s) in the Complaint. A copy of the Complaint is served with this Another Summons. If yo wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. The nature of the claim against you is for, among other things, judicial foreclosure of real property located at 1426 Brookhaven Lane, Post Falls, Idaho 83854. An appropriate written response required compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedures and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 19th day of April, 2013. CLIFFORD T. HAYES, Clerk /s/ By: Deputy Clerk Legal 8346 April 30, 2013 May 7, 14, 21, 2013

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Board of Commissioners will conduct a public hearing at or after the hour of 9:00 a.m. on Thursday, June 20, 2013, in Board Chambers, Kootenai County Administration Building, located at 451 Government Way, Coeur d'Alene, Idaho, to consider the following:\u2020 Case No. ZON12-0003, a request by Richard Cole, to change the zoning classification with a Zoning Development Agreement from Rural and Commercial to Light Industrial on approximately 6.32 acres.\u2020 The proposed site is located between existing HWY 95 and proposed HWY 95 right-of-way and south of HWY 54. The lot numbers are: Lot 1: 0-0200-001-008-B and 0-0200-001-008-C and Lot 2: 0-0200-001-007-B.\u2020 The property is described as Lot 1: Arthurs Sylvanian Acres, N255' of W300' of LT 8 BLK 1 and Arthurs Sylvanian Acres, W2 LT 8 EX N255 '-W300', EX R/W BLK 1 in Section 15, Township 53 North, Range 03 West, B.M., Kootenai County, Idaho and Lot 2: Arthurs Sylvanian Acres, LT 7 BLK 1 W of R/W [IN SW-NW] in Section 15, Township 53 North, Range 03 West, B.M., Kootenai County, Idaho.\u2020 The Hearing Examiner heard this request on April 18, 2013 and recommended approval.\u2020 Written comments must be received ten (10) days prior to the date of hearing.\u2020 If you require special accommodations, please contact the Kootenai County Community Development seven (7) days prior to the public hearing. Additional information may be obtained from the Kootenai County Community Development located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070.\u2020 Legal 8471 May 21, 2013

NOTICE OF TRUSTEE'S SALE On Friday, the 23rd day of August, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 1, MICA VIEW ADDITION TO POST FALLS, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS AT PAGE 240, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1728 E. Velora Dr., fka 1511 N. Velora Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KELLY J. HUNTER and DAWNA S. HUNTER, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded August 31, 2001, as Instrument No. 1693976, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 28, 2001, as Instrument No. 1697827, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 28, 2001, in the amount of $646.00 each, for the months of November, 2012, through April, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.97% per annum from October 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $26,150.46, plus accrued interest at the rate of 5.97% per annum from October 1, 2012. DATED This 24th day of April, 2013. /s/ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 8476 May 21, 28, 2013 June 4, 11, 2013

NOTICE OF TRUSTEE'S SALE On Wednesday, the 4th day of September, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 5, BLOCK 3, PIONEER RIDGE SIXTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 486, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 565 W. Bridle Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BART BECKER, an Unmarried Person and STACY J HANKS, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded July 15, 2008, as Instrument No. 2168429000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 2, 2008, as Instrument No. 2180294000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 7, 2008, in the amount of $1,212.00 each, for the months of November, 2012, through April, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.86% per annum from October 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $161,925.42, plus accrued interest at the rate of 5.86% per annum from October 1, 2012. DATED This 6th day of May, 2013. /s/ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 8477 May 21, 28, 2013 June 4, 11, 2013

Idaho Notice of Sale (1) Election to Sell. Because of the default(s), specifically, non-occupancy of the property under an obligation in the original principal sum of $125, 000.00 secured by a deed of trust or mortgage to Mortgage Electronic Registration Systems, Inc. acting as Nominee for New Century Mortgage Corporation from Arthur and Cynthia Schneider recorded on December 8, 2004, at Instrument No. 1917489 with Pioneer Title of Kootenai, as Trustee, the present beneficiary thereof Deutsche Bank National Trust Company has elected to sell at public auction to the highest bidder in good U.S. funds the following property described in said deed of trust or mortgage: Common Description: 187 W Hilgren Ave, Hayden, ID 83835 Legal Description: Lot 6, and the West 20 Feet of Lot 5, Block 1, Ave's Addition, in Avondale, Per Plat in Book D page 154 in the records of and in Kootenai County, Idaho The present principal balance owed on that obligation is: $115,200.78 The record owners of the property as of the recording of the Notice of Default are: Arthur and Cynthia Schneider (2) Cure/Payoff Rights. You may have a right to pay The Defaults (i.e., Cure Right) or payoff all amounts owned on the Debt (i.e. Payoff Right) if paid before the foreclosure sale. The Trustee will provide those amounts to you if you request them. A Cure or a Payoff will nullify this Notice and its foreclosure sale. (3) Foreclosure Sale. The foreclosure sale shall be held: Date: September 27, 2013 Place: Pioneer Title Co 100 Wallace Ave Coeur D' Alene, ID 83814 Time: 10:00 A.M. Philip M. Kleinsmith Attorney for Foreclosing Party and/or Present Trustee Atty. Reg. No. 1884 6035 Erin Park Dr., #203 Colorado Springs, CO 80918 Phone: 1-800-842-8417 Fax: 1-719-593-2193 E-mail: klein@kleinsmithlaw.com Legal 8475 May 21, 28, 2013 June 4, 11, 2013

NOTICE OF PUBLIC SALE TO ENFORCE SELF-SERVICE STORAGE LIEN Notice is hereby given that Dalton Storage will be selling at public auction to recover unpaid rents and other charges the entire contents of unit 245 belonging to Karen Bonneville Po Box 234, Moyie Spring, Id 83845; the entire contents of unit 271 belonging to Emily Oveson, 9443 Govt Way, Hayden Id\u2020 83835; the entire contents of unit 274\u2020 belonging to Connie Edwards 4603 E.. Maplewood, Post Falls, Id 83854; the entire contents of unit 288 belonging to Kimberly Olsen, PO Box 1482 Hayden, Id 83835 the entire contents of unit 289 belonging to Bodie Estabrooks, PO Box 122, Napels, ID 83847; the entire contents of unit 371 belonging to Val Noska 3605 W. Elk, Post Falls, Id 83854; the entire contents of unit 372 belonging to Seth Waddell, 6975 Winchester St, Rathdrum, Id 83858.\u2020 The sale will be held on May 31, 2013 at 10:00 AM at Dalton Storage, 5832 Government Way, Dalton Gardens, ID 83815.\u2020 Legal 8483 May 21, 2013

AMENDED SUMMONS FOR PUBLICATION Case No. CV13-1779 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CITIMORTGAGE, INC. Plaintiff, vs. LARRY W. HINCHEE (Deceased) and the Unknown Heirs, Assigns and Devisees of LARRY W. HINCHEE; JENNIFER A. HINCHEE, (Deceased) and the Unknown Heirs, Assigns and Devisees of JENNIFER A. HINCHEE, and Does 1-10 as individuals with an interest in the property legally described as: Lot 2 in Block 1 of Quail Ridge, according to the official plat thereof, filed in Book I of Plats at Page(s) 333 and 333A, Official Records of Kootenai County, Idaho more particularly described as follows: Which may commonly be known as: 6357 W. Quail Ridge St., Rathdrum, ID 83858. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 6357 W. Quail Ridge St., Rathdrum, ID 83858. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This day of , 2013. CLERK OF THE DISTRICT COURT By:______/s/ Deputy Clerk Legal 8348 April 30, 2013 May 7, 14, 21, 2013

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV13-3088 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Azia Lee Aurand DOB: May 7, 1990 A petition to change the name of Azia Lee Aurand, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Azia Lee Carter. The reason for the change in name is: looking for a new direction in my life. A hearing on the petition is scheduled for 9:00 a.m. on June 3, 2013 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: April 26, 2013 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT /s/ By Susan Mccoy, Deputy Clerk Legal 8349 April 29, 2013 May 7, 14, 21, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 24, 2013 File No.: 7037.75387 Sale date and time (local time): August 23, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3161 N. Florence Ct. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Alisha R. Saldivar, a married woman as her sole and separate property Original trustee: Kootenai Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 12/04/2008 Recorder's instrument number: 2187975000 County: Kootenai Sum owing on the obligation: as of April 24, 2013: $175,983.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Tuscany Place, according to the plat recorded in the office of the County Recorder in Book J of Plats at Page 497, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.75387) 1002.247949-File No. Legal 8377 May 7, 14, 21, 28, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 25, 2013 File No.: 7037.92309 Sale date and time (local time): August 26, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 590 North Corbin Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James A. Peters, a single man Original trustee: Lawyers Title of Kootenai County Original beneficiary: Chase Bank USA, N.A. Recording date: 06/09/2006 Recorder's instrument number: 2036574000 County: Kootenai Sum owing on the obligation: as of April 25, 2013: $199,111.20 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land being a portion of the West 264.00 feet of the South half of Tract 29, Plat 9, Greenacres Irrigation District, as recorded in Book "B" of Plats at Page 86, located in the Northeast quarter of Section 5, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho and being described by Metes and Bounds as follows: Commencing at a set iron rod and PLS 4194 cap marking the Southwest corner of Tract 29, Plat 9, Greenacres Irrigation District; thence along the West line of Tract 29 and the East right of way line of Corbin Road, North 00 degrees 14' 08" West, a distance of 57.85 feet to a set iron rod and PLS 4194 cap marking the Point of Beginning; thence continuing along the West line of Tract 29, North 00 degrees 14' 08" West, a distance of 106.66 feet to a set iron rod and PLS 4194 cap on the North line of the South half of Tract 29; thence along the North line of the South half of Tract 29, South 89 degrees 25' 15" East, a distance of 140.20 feet to a set iron rod and PLS 4194 cap at a fenceline; thence along a fenceline, South 04 degrees 01' 20" West, a distance of 111.12 feet to a set iron rod and PLS 4194 cap at a fence corner; thence along a fenceline, North 87 degrees 34' 11" West, a distance of 132.08 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.92309) 1002.248015-File No. Legal 8383 May 7, 14, 21, 28, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-12002512 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on September 3, 2013, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: ATTACHED HERETO AS EXHIBIT 'A' AND INCORPORATED HEREIN AS THOUGH FULLY SET FORTH. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3562 & 3568 W. LIGHTNING TREE LANE, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of or Transfer in Trust executed by DENNY A. RYERSON as A SINGLE MAN, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, in favor of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/2/2006, recorded 5/4/2006 , under Instrument No. 2029462000, modified under Instrument No. 2046126000, further modified under Instrument No.'s 2120912000, 2131216000, 2168024000, 2168993000, 2188716000 and 2235944000 records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that the reason for default is a breach of the obligation for which such transfer is security has occurred, the nature of such breach is the failure to pay when due under the note dated 5/2/2006 and the note dated 7/5/2006, and all extensions, renewals, and modifications thereof, which are secured by the Deed of Trust, including FAILURE TO PAY THE MONTHLY PAYMENTS, AND PROPERTY TAXES WHICH BECAME DUE ON 12/21/2010; PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH IN THE SECOND AMENDMENT TO THE LOAN MODIFICATION AGREEMENT; and FOR FAILURE TO MAINTAIN CLEAR TITLE WITH NO LIENS OR JUDGMENTS RECORDED SUBSEQUENT TO THE AFORMENTIONED DEED OF TRUST BETWEEN GRANTOR AND BENEFICIARY. IN ADDITION, THE BENEFICIARY WILL REQUIRE AS A CONDITION TO REINSTATEMENT THAT YOU PROVIDE RELIABLE WRITTEN EVIDENCE THAT ALL SENIOR LIENS, PROPERTY TAXES, AND HAZARD INSURANCE PREMIUMS ARE PAID CURRENT AS PROVIDED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, default interest, late charges, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $4,750,799.65, together with interest thereon at 21.000% per annum from 12/21/10, reduced by non-default interest paid through 4/23/12, until paid; and the principal balance of $73,034.64, together with interest thereon at 21.00% per annum from 12/21/10, reduced by the non-defualt interest paid through 3/20/13, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 5/1/2013. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By_________/s/ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 EXHIBIT A PARCEL I: A tract of land in Section 10, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the East Quarter corner of said Section 10; thence North 75802'40" West, 2259.45 feet to the Northerly corner of Tax No. 4886 as surveyed by Ray Kindler in July, 1958; thence Along the boundary lines of parcels 1685 and 1695, South 31840'30" East, 485.15 feet; thence Leaving the said boundary lines, South 44827'52" West, 34.65 feet; thence Along the boundary line of Tax No. 11840, South 48834'55" East, 22.22 feet; thence South 46805'35" East, 113.83 feet; thence Along the boundary of said parcel 7850, South 46813'46" East, 157.74 feet to the TRUE POINT OF BEGINNING for this description; thence South 46813'51" East, 100.77 feet; thence Leaving the said boundary line of Parcel 7850, North 82835'51" West, 26.68 feet; thence South 46813'51" East, 77.02 feet to the Northwesterly boundary line of Parcel 7875; thence Along the said Northwesterly boundary line, South 44802'44" West, 310.71 feet to the shore of Lake Coeur d'Alene; thence Leaving the said Northwesterly boundary line along the said shore, North 44827'50" West, 157.82 feet; thence Leaving the said shore, North 44817'37" East, 321.67 feet to the TRUE POINT OF BEGINNING. PARCEL II: A tract of land being Parcel 7875 in Section 10, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the East Quarter corner of said Section 10; thence North 75802'40" West, 2259.45 feet to the Northerly corner of Tax No. 4886 as surveyed by Ray Kindler in July, 1958; thence Along the boundary lines of Parcels 1685 and 1695, South 31840'30" East, 509.32 feet; thence South 45857'53" East, 588.66 feet; thence South 44823'02" West, 37.54 feet to the TRUE POINT OF BEGINNING for this description; thence South 44823'02" West, 87.18 feet; thence North 45858'51" West, 24.95 feet; thence South 43853'58" West, 231.71 feet; thence North 44819'07" West, 137.15 feet; thence North 44802'44" East, 310.71 feet; thence South 46813'51" East, 49.45 feet; thence North 43846'09" East, 15.49 feet; thence South 28853'39" East, 73.39 feet; thence South 59818'14" East, 43.62 feet to the TRUE POINT OF BEGINNING. Legal 8386 May 7, 14, 21, 28, 2013

NOTICE TO CREDITORS PROBATE CASE NO. CV 13-3022 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF SUNNIE A. HAIGHT, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 29th day of April, 2013. /s/ WILLIAM H. HAIGHT Personal Representative c/o Marc E. Wallace, P.A. Attorney at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d, Alene, ID 83814 Legal 8391 May 7, 14, 21, 2013

NOTICE TO CREDITORS PROBATE CASE NO. CV 13-2935 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF DAVID D. DODD, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 1st day of May, 2013. DIANA C. DODD Personal Representative c/o MARY W. CUSACK CUSACK LAW FIRM, PLLC 610 W. Hubbard St., Suite 205 Coeur d' Alene, ID 83814 Legal 8392 May 7, 14, 21, 2013