Legals March 12, 2013

Loan No. xxxxxx6063 T.S. No. 1362898-29 Parcel No. c-8761-005-007-0 NOTICE OF TRUSTEE'S SALE On June 20, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 7 block 5, sunshine meadow fifth addition, according to the plat recorded in book "j" of plats at page 154, records of Kootenai county, idaho. Commonly known as 3069 W. Wilbur Ave Coeur D'alene Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Vivian M Scott A Married Woman As Her Sole and Separate Property as Grantor, to Landamerican Transnation, as Trustee, for the benefit and security of Accubanc Mortgage A Division of National City Bank Of Indiana as Beneficiary, recorded October 20, 2005, as Instrument No. 1989552, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due december 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $150,977.10, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: February 11, 2013 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-425928 02/19/13, 02/26, 03/05, 03/12 Legal 7946 February 19, 26, 2013 March 5, 12, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 14, 2013 File No.: 7307.25126 Sale date and time (local time): June 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12394 N Avondale Loop aka 12394 N. Avondale Loop Road Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mark S. Loy and Mary L. Loy, husband and wife Original trustee: LSI, a Fidelity National Financial Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans, Inc. Recording date: 12/20/2004 Recorder's instrument number: 1919723 County: Kootenai Sum owing on the obligation: as of February 14, 2013: $231,297.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9 in Block 12 of Second Addition to Avondale on Hayden, according to the official plat thereof, filed in Book E of Plats at Page(s) 56 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.25126) 1002.227533-File No. Legal 7969 February 26, 2013 March 5, 12, 19, 2013

AMENDED NOTICE OF TRUSTEE'S SALE On Tuesday, the 25th day of June, 2013, at the hour of 2 o'clock p.m. of said day, at 1866 N. Lakewood Drive, Coeur d'Alene, Kootenai County, Idaho, the undersigned, SHERYL S. PHILLABAUM, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of the sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: East half of Lot 9, Block 1, Orchard Place, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 50, records of Kootenai County, Idaho. More commonly known as: 148 E. Ryan Dr., Hayden Lake, ID 83835. For purposes of compliance with Idaho Code Section 60-113, information concerning the location of the above-described property may be obtained from Sheryl S. Phillabaum, Phillabaum, Ledlin, Matthews & Sheldon, PLLC., 1235 North Post, Suite 100, Spokane, WA 99201. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Catharine S. Boyer, an unmarried person, Grantor to Pioneer Title Company, as Trustee, for the benefit and security of Spokane Teachers Credit Union, as Beneficiary; said Deed of Trust having been recorded on May 17, 2004, as Instrument No.1876482, Official records of Kootenai County, Idaho. The Grantors named herein are listed to comply with \u00DF45-1506(4)(a) of the Idaho Code. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this foreclosure sale is to be made is the failure of Catharine S. Boyer (the Borrowers which executed the Note for which the above described Deed of Trust was granted as security) to pay when due monthly installments as set forth in the note secured by the Deed of Trust, to-wit: $94.96 per month for the month of March, 2012; $169.99 per month for the months of April through February, 2013 $0 in late fees All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The sum owing on the obligation secured by the Deed of Trust is $18,037.92 principal, plus $486.68 interest accrued to October 1, 2012, plus $0 in late fees plus accruing interest, fees and costs. Additional interest accrues at a per diem rate of $3.08 at 6.25 percent per annum. Grantor(s) must pay unpaid principal, interest, taxes, late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Trustees Sale or the Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. SHERYL S. PHILLABAUM, Attorney at Law, is the successor trustee of said Deed of Trust. WHENEVER ALL OR A PORTION OF ANY OBLIGATION SECURED BY A DEED OF TRUST WHICH HAS BECOME DUE BY REASON OF A DEFAULT OF ANY PART OF THAT OBLIGATION, INCLUDING TAXES, ASSESSMENTS, PREMIUMS FOR INSURANCE OR ADVANCES MADE BY A BENEFICIARY IN ACCORDANCE WITH THE TERMS OF THE DEED OF TRUST, THE GRANTORS OR THEIR SUCCESSOR IN INTEREST IN THE TRUST PROPERTY OR ANY PART THEREOF, OR ANY BENEFICIARY UNDER A SUBORDINATE DEED OF TRUST OR ANY PERSON HAVING A SUBORDINATE LIEN OR ENCUMBRANCE OF RECORD THEREON, AT ANY TIME WITHIN 115 DAYS OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER SUCH DEED OF TRUST MAY PAY TO THE BENEFICIARY OR THEIR SUCCESSORS IN INTEREST, RESPECTIVELY, THE ENTIRE AMOUNT THEN DUE UNDER THE TERMS OF THE DEED OF TRUST AND THE OBLIGATION SECURED THEREBY (INCLUDING COSTS AND EXPENSES ACTUALLY INCURRED IN ENFORCING THE TERMS OF SUCH OBLIGATION AND A REASONABLE TRUSTEE'S FEE SUBJECT TO THE LIMITATIONS IMPOSED BY SUBSECTION (6) OF SECTION 45-1502, IDAHO CODE, AND ATTORNEYS' FEES AS MAY BE PROVIDED IN THE PROMISSORY NOTE) OTHER THAN SUCH PORTION OF THE PRINCIPAL AS WOULD NOT THEN BE DUE HAD NO DEFAULT OCCURRED, AND THEREBY CURE THE DEFAULT THERETOFORE EXISTING, AND THEREUPON, ALL PROCEEDINGS THERETOFORE HAD OR INSTITUTED SHALL BE DISMISSED OR DISCONTINUED AND THE OBLIGATION AND DEED OF TRUST SHALL BE REINSTATED AND SHALL BE AND REMAIN IN FORCE AND EFFECT, THE SAME AS IF NO ACCELERATION HAD OCCURRED. DATE OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER THIS DEED OF TRUST October 31, 2012, INSTRUMENT NO.\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8 2382114000, RECORDS OF KOOTENAI COUNTY, IDAHO. INFORMATION ABOUT THE AMOUNT NECESSARY TO CURE ANY DEFAULT MAY BE OBTAINED FROM THE TRUSTEE AT THE ADDRESS STATED ABOVE OR BY CALLING 1-509-838-6055. REINSTATEMENT FUNDS ARE TO BE TENDERED TO THE TRUSTEE AT THE ADDRESS STATED ABOVE. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE. DATED this 21st day of February, 2013. SHERYL S. PHILLABAUM Successor Trustee Legal 8031 March 5, 12, 19, 26, 2013

NOTICE OF TRUSTEE'S SALE On Wednesday, the 26th day of June, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 1, VINTAGE PLACE 1ST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK G OF PLATS AT PAGE 484, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2945 N. 7th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JASON N HEMBREE, an Unmarried Man, and BRANDY R. OCAPAN, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE BANK, FSB, recorded June 17, 2008, as Instrument No. 2164576000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 17, 2008, as Instrument No. 2164577000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 16, 2008, in the amount of $1,173.00 each, for the months of September, 2012, through February, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.51% per annum from August 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $157,085.59, plus accrued interest at the rate of 5.51% per annum from August 1, 2012. DATED This 25th day of February, 2013. /s/ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 8033 March 5, 12, 19, 26, 2013

CASE NO. CV-2013-1159 NOTICE TO CREDITORS (I.C. \u00DF15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF ROBERT S. WARD, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 28th day of February, 2013. Denise Ward c/o M. Gregory Embrey Witherspoon Kelley 608 Northwest Blvd., Suite 300 Coeur d' Alene, ID 83814 (208) 667-4000 Legal 8034 March 5, 12, 19, 2013

CASE NO. CV 13-1692 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: David Nathanael Maneer A petition to change the name of David Nathanael Maneer, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to David Nathanael West. The reason for the change in name is: because my step-parent raised me. A hearing on the petition is scheduled for 9:00 o' clock a.m. on April 15, 2013 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: March 1, 2013 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Susan McCoy, Deputy Clerk Legal 8036 March 5, 12, 19, 26, 2013

NOTICE OF ORDINANCE ADOPTION \u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020The Board of Commissioners of Kootenai County, Idaho, hereby give notice of the adoption of Kootenai County Ordinance No. 465. \u2020The full text of the ordinance addresses the following subject: AN ORDINANCE OF KOOTENAI COUNTY, IDAHO, A POLITICAL SUBDIVISION OF THE STATE OF IDAHO, RELATING TO DEVELOPMENT IMPACT FEES; REPEALING SECTION 3 OF KOOTENAI COUNTY ORDINANCE NO. 464, ADOPTED ON DECEMBER 6, 2012, AND PROVIDING FOR REFUNDS OF ALL PREVIOUSLY COLLECTED SHERIFF'S DEPARTMENT, JAIL, AND PARKS AND WATERWAYS IMPACT FEES; PROVIDING FOR SEVERABILITY; PROVIDING THAT ADOPTION OF THIS ORDINANCE SHALL HAVE NO EFFECT ON PROSECUTIONS MADE UNDER ANY PREVIOUSLY EFFECTIVE ORDINANCE; AND ESTABLISHING AN EFFECTIVE DATE. The full text of Ordinance No. 465 is available at the Kootenai County Community Development Department, 451 Government Way, Coeur d'Alene, Idaho 83814, weekdays, from 7:00 a.m. to 4:00 p.m. \u2020 KOOTENAI COUNTY BOARD OF COMMISSIONERS W. Todd Tondee, Chairman \u2020 ATTEST: CLIFFORD T. HAYES, CLERK \u2020 BY:\u2020 Kathryn Ford Deputy Clerk Legal 8052 March 12, 2013

Notice Inviting Bids Bid No. 2013-07 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), P.O. Box 9000, Coeur d' Alene, ID 83816-9000, for Surplus Property-1994 Peterbilt Tractor for the Solid Waste Department. Kootenai County Solid Waste is offering the following property up for auction to the highest bidder-The minimum accepted bid is $20,000: Equip #410, 1994 Peterbilt Model 377 Tractor, VIN #1XPCDB9X5RD363606. Bidder may view said offered equipment at the Ramsey Transfer Station located at 3650 N. Ramsey Road, Coeur d' Alene, ID. Bidder must indicated on the sealed bid for which individual equipment number the bid is placed. Sealed bids must be received by 2:00 p.m. on Tuesday, April 2, 2013 and must be marked "Sealed Bid-1994 Peterbilt." Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, April 2, 2013. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 7th day of March, 2013. KOOTENAI COUNTY BOARD OF COMMISSIONERS /s/ W. Todd Tondee, Chairman ATTEST CLIFFORD T. HAYES /s/ By: Deputy Clerk Legal 8069 March 12, 19, 2013

NOTICE OF TRUSTEE'S SALE On FRIDAY, JULY 5, 2013, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 4, Block 1, THE RIDGE AT COUGAR BAY, according to the plat recorded in Book "J" of Plats at Page 162 and 162A-162J, records of Kootenai County, Idaho. Commonly known as: 1054 South Conservation Court, Coeur d'Alene, ID 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $130,718.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof: \u201DDated: May 25, 2010 Recorded: May 28, 2010 Grantor: Rishon R. Ludders, an unmarried person Trustee: North Idaho Title Insurance, Inc. Beneficiary: Mountain West Bank Instrument No.: 2267144000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligor to pay the monthly payments when due for the months of December 2012, January 2013, and February 2013, and any other payments that have since become due and owing. As of February 8, 2013, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $122,565.43, plus accrued interest and late charges in the amount of $2,126.82. Additional interest accrues at the rate of 6.500% per annum or $21.82672 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 4th day of March, 2013. JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 8070 March 5, 12, 19, 26, 2013