Legals March 5, 2013

Notice of Trustee's Sale TS No.: ID-10-397867-NH On 5/31/2013, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, First American Title Company, as Trustee on behalf of Nationstar Mortgage LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 58, TOWN OF SPIRIT LAKE, KOOTENAL COUNTY, IDHAO, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK "B" OF PLATS, PAGE 143 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 920 EAST MADISON ST AKA 5626 W MADISON ST , SPIRIT LAKE, ID 83869 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAN MAPLE, AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AEGIS MORTGAGE CORPORATION DBA NEW AMERICA FINANCIAL, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 9/18/2001 as Instrument No. 1696056 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/12/2001. The monthly installments of principal, interest, and impounds (if applicable) of $639.59, due per month for the months of 2/1/2011 through 10/26/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $59,369.42 together with interest thereon at the current rate of 8.5000 per cent (%) per annum from 1/1/2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 1/29/2013 By: First American Title Company as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, As Agent 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4355485 02/12/2013, 02/19/2013, 02/26/2013, 03/05/2013 Legal 7888 February 12, 19, 26, 2013 March 5, 2013

NOTICE OF TRUSTEE'S SALE On Wednesday, the 26th day of June, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 1, VINTAGE PLACE 1ST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK G OF PLATS AT PAGE 484, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2945 N. 7th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JASON N HEMBREE, an Unmarried Man, and BRANDY R. OCAPAN, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE BANK, FSB, recorded June 17, 2008, as Instrument No. 2164576000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 17, 2008, as Instrument No. 2164577000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 16, 2008, in the amount of $1,173.00 each, for the months of September, 2012, through February, 2013, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.51% per annum from August 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $157,085.59, plus accrued interest at the rate of 5.51% per annum from August 1, 2012. DATED This 25th day of February, 2013. /s/ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 8033 March 5, 12, 19, 26, 2013

CASE NO. CV-2013-1159 NOTICE TO CREDITORS (I.C. \u00DF15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF ROBERT S. WARD, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 28th day of February, 2013. Denise Ward c/o M. Gregory Embrey Witherspoon Kelley 608 Northwest Blvd., Suite 300 Coeur d' Alene, ID 83814 (208) 667-4000 Legal 8034 March 5, 12, 19, 2013

CASE NO. CV 13-1692 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: David Nathanael Maneer A petition to change the name of David Nathanael Maneer, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to David Nathanael West. The reason for the change in name is: because my step-parent raised me. A hearing on the petition is scheduled for 9:00 o' clock a.m. on April 15, 2013 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: March 1, 2013 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Susan McCoy, Deputy Clerk Legal 8036 March 5, 12, 19, 26, 2013

NOTICE OF PUBLIC HEARING \u2020 NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing at or after the hour of 6:00 p.m. on April 4, 2013 in Room 1 of the Kootenai County Administration Building at 451 Government Way, Coeur d'Alene, Idaho, to consider the following:\u2020 Case No. MSP12-0001, Lakeland Meadows, a request by Silver Fox Group, LLC, to create a thirteen (13) residential lot subdivision on approximately 100 acres in the Rural Zone.\u2020 The subject site is located on the northeast corner of the intersection of N. Wendler Loop and W. Winterhawk Drive and is described as: PTN TAX # 22663 of Section 32, Township 53 North, Range 4 West, B. M., Kootenai County. The parcel number is 53N04W-32-3400. Written comments must be received ten (10) days prior to the date of hearing. If you require special accommodations, please contact Kootenai County Community Development seven (7) days prior to the public hearing. Additional information may be obtained from the Kootenai County Community Development located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070.\u2020 Legal 7929 March 5, 2013

NOTICE OF TRUSTEE'S SALE On Monday, May 20, 2013 at the hour of 11:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 9 and the South half of Lot 8, Block P, LAKEVIEW ADDITION TO SPIRIT LAKE, according to the plat recorded in the office of the County Recorder in Book C of Plats at Page 46, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 31863 North Eighth Avenue, Spirit Lake, Idaho 83869 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by KAYLA S. MARTIN, a single woman to KOOTENAI TITLE COMPANY, INC. as Trustee, for the benefit and security of MACDONALD FAMILY LIMITED PARTNERSHIP, an Idaho Limited Partnership as Beneficiary, recorded the June 26, 2008 as Instrument No.2165878000, and re-recorded on July 11, 2008 as Instrument No. 2167987000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is failure to make monthly installment payment in the amount of $648.94, which amount was due on May 15, 2012, and monthly installment payments in the amount of $850.00, which were due on June 15, 2012 and due on the 15th day of each month thereafter, through December 15, 2012, AND have failed to pay General Property Taxes for the year 2009 in the amount of $102.77, for the year 2010 in the amount of $$427.74, for the year 2011 in the amount of $450.46, and for the first half of the year 2012 in the amount of $545.95, together with penalty and interest; TOGETHER WITH late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of December 21, 2012 on the obligation secured by said Deed of Trust is $123538.48, plus accrued interest in the amount of $5040.84, plus interest accruing at the rate of 8.00% per annum from December 22, 2012 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 11th day of January, 2013 KOOTENAI COUNTY TITLE COMPANY, INC., Trustee BY: DENISE K. POTTS, Secretary Legal 7937 February 12, 19, 26, 2013 March 5, 2013

Loan No. xxxxxx6063 T.S. No. 1362898-29 Parcel No. c-8761-005-007-0 NOTICE OF TRUSTEE'S SALE On June 20, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 7 block 5, sunshine meadow fifth addition, according to the plat recorded in book "j" of plats at page 154, records of Kootenai county, idaho. Commonly known as 3069 W. Wilbur Ave Coeur D'alene Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Vivian M Scott A Married Woman As Her Sole and Separate Property as Grantor, to Landamerican Transnation, as Trustee, for the benefit and security of Accubanc Mortgage A Division of National City Bank Of Indiana as Beneficiary, recorded October 20, 2005, as Instrument No. 1989552, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due december 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $150,977.10, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: February 11, 2013 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-425928 02/19/13, 02/26, 03/05, 03/12 Legal 7946 February 19, 26, 2013 March 5, 12, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 14, 2013 File No.: 7307.25126 Sale date and time (local time): June 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12394 N Avondale Loop aka 12394 N. Avondale Loop Road Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mark S. Loy and Mary L. Loy, husband and wife Original trustee: LSI, a Fidelity National Financial Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans, Inc. Recording date: 12/20/2004 Recorder's instrument number: 1919723 County: Kootenai Sum owing on the obligation: as of February 14, 2013: $231,297.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9 in Block 12 of Second Addition to Avondale on Hayden, according to the official plat thereof, filed in Book E of Plats at Page(s) 56 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.25126) 1002.227533-File No. Legal 7969 February 26, 2013 March 5, 12, 19, 2013

NOTICE OF RESCHEDULED TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on March 20, 2013, at the hour of ten o'clock a.m. of said day, at the offices of the Trustee, Alliance Title & Escrow Corp., 1270 Northwood Center Court, Coeur d'Alene, Kootenai County, Idaho, said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: The East 1/3 of the West 3/5 of Tract 304, Dalton Gardens Addition to Hayden Lake Irrigated Lands, according to the plat recorded in Book B of Plats, Page 151, records of Kootenai County, Idaho. By reason of the automatic stay provisions of the U.S. Bankruptcy Code 11 U.S.C. 362, the original sale was discontinued, and pursuant to provisions of Idaho Code 45-1506(A) this sale is rescheduled and will be conducted as allowed by the expiration or termination of the effect of the stay in the manner provided by that section. The Trustee has no knowledge of a more particular description of the above described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 108 EAST HANLEY AVENUE, DALTON GARDENS, IDAHO, may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on August 23, 2006, by and among NASSER SHADMAN, an unmarried man as his separate estate, as Grantor, and ALLIANCE TITLE AND ESCROW, as Trustee, and HOPKINS MORTGAGE FUND, LLC, an Idaho Limited Liability Company "as trustee for the benefit on a parity for all Series "A" Debenture Holders," as Beneficiary; said Deed of Trust having been filed of record on August 30, 2006, as Instrument No. 2052827000, Official Records of Kootenai County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which the sale is to be made is that a breach of the obligation for which the transfer in trust is security has occurred, in that the Deed of Trust Note secured by the above-mentioned deed of trust has now fully matured and is due and payable. The amount due consists of principal in the amount of $604,833.07, plus interest thereon at the rate of 9.288% from November 4, 2010, forward; plus the balance due under a forbearance agreement in the amount of $52,245.32; plus default interest in the amount of $15,524.35 for the period of March 9, 2012 through September 11, 2012; plus default interest accruing at the rate of five percent (5%) from February 15, 2013, forward; less a credit of $3,895.00 for funds held in suspense; together with service charges, late charges, and any other costs, fees, or expenses incurred by the Beneficiary and/or Trustee associated with this fore\u00A8closure as provided by the Deed of Trust or deed of trust note, or by Idaho law. Dated this 15th day of February, 2013. MARK D. PERISON, P.A. ____________________________ By: Mark D. Perison - of the Firm Attorneys for Trustee P.O. Box 6575 Boise, ID 83707-6575 (208) 331-1200 Legal 7971 February 19, 26, 2013 March 5, 2013

NOTICE OF ADVERTISING FOR BIDS BEER GARDEN CONCESSION FOR POST FALLS DAYS The City of Post Falls Parks & Recreation Department is accepting bids from Post Falls non-profit groups to operate a beer garden concession during the Post Falls Festival, July 12th, 13th & 14th, 2013. A Bid Packet may be obtained at the Post Falls Parks & Recreation Office, 408 N. Spokane Street, Post Falls, Idaho. All bids must be returned to the office of the City Clerk at Post Falls City Hall (408 N. Spokane Street, Post Falls, ID) on or before Tuesday, March 19, 2013, by 10:00am, and must be marked POST FALLS FESTIVAL CONCESSION BID, on the lower left corner of the envelope. Please note, there is a minimum bid of $300.00. Bid proposals will be opened in at Post Falls City Hall (upstairs) Conference Room #267, at 10:00am on Tuesday, March 19, 2013. All interested individuals are welcome to attend. Legal 7985 March 5, 2013

NOTICE OF PUBLIC HEARING \u2020 NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing at or after the hour of 6:00 p.m. on April 4, 2013, in Room 1 of the Kootenai County Administration Building at 451 Government Way, Coeur d'Alene, Idaho, to consider the following:\u2020 Case No. VAR13-0002, Shoshone County Fire Dist. No. 2, a request for a variance to Design Standards for paving, parking and landscaping as required with the establishment of a fire station. The specific standards are: Kootenai County Zoning Ordinance No. 401, Design Standards, for parking and paving development requirements as outlined in Section 9-17-6 and landscape requirements as outlined in Section 9-17-4. The project site includes two parcels totaling approximately one acre, located in the Agriculture zone. The parcel numbers are: Parcel #1 - 47N02W-04-1200 and Parcel #2 - 47N02W-04-1210.\u2020 Parcel #1 is described as: TAX #20197 [IN SW-NE] and Parcel #2 is described as: TAX #21811 [IN SW-NE], both parcels are located in Section 04, Township 47N, Range 02W.,\u2020 B. M. Kootenai County, Idaho.\u2020 Written comments must be received ten (10) days prior to the date of hearing.\u2020 If you require special accommodations, please contact Kootenai County Community Development seven (7) days prior to the public hearing.\u2020 Additional information may be obtained from Kootenai County Community Development, located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070.\u2020 Legal 7993 March 5, 2013

AMENDED NOTICE OF TRUSTEE'S SALE On Tuesday, the 25th day of June, 2013, at the hour of 2 o'clock p.m. of said day, at 1866 N. Lakewood Drive, Coeur d'Alene, Kootenai County, Idaho, the undersigned, SHERYL S. PHILLABAUM, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of the sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: East half of Lot 9, Block 11, Orchard Place, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 50, records of Kootenai County, Idaho. More commonly known as: 148 E. Ryan Dr., Hayden Lake, ID 83835. For purposes of compliance with Idaho Code Section 60-113, information concerning the location of the above-described property may be obtained from Sheryl S. Phillabaum, Phillabaum, Ledlin, Matthews & Sheldon, PLLC., 1235 North Post, Suite 100, Spokane, WA 99201. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Catharine S. Boyer, an unmarried person, Grantor to Pioneer Title Company, as Trustee, for the benefit and security of Spokane Teachers Credit Union, as Beneficiary; said Deed of Trust having been recorded on May 17, 2004, as Instrument No.1876482, Official records of Kootenai County, Idaho. The Grantors named herein are listed to comply with \u00DF45-1506(4)(a) of the Idaho Code. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this foreclosure sale is to be made is the failure of Catharine S. Boyer (the Borrowers which executed the Note for which the above described Deed of Trust was granted as security) to pay when due monthly installments as set forth in the note secured by the Deed of Trust, to-wit: $94.96 per month for the month of March, 2012; $169.99 per month for the months of April through February, 2013 $0 in late fees All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The sum owing on the obligation secured by the Deed of Trust is $18,037.92 principal, plus $486.68 interest accrued to October 1, 2012, plus $0 in late fees plus accruing interest, fees and costs. Additional interest accrues at a per diem rate of $3.08 at 6.25 percent per annum. Grantor(s) must pay unpaid principal, interest, taxes, late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Trustees Sale or the Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. SHERYL S. PHILLABAUM, Attorney at Law, is the successor trustee of said Deed of Trust. WHENEVER ALL OR A PORTION OF ANY OBLIGATION SECURED BY A DEED OF TRUST WHICH HAS BECOME DUE BY REASON OF A DEFAULT OF ANY PART OF THAT OBLIGATION, INCLUDING TAXES, ASSESSMENTS, PREMIUMS FOR INSURANCE OR ADVANCES MADE BY A BENEFICIARY IN ACCORDANCE WITH THE TERMS OF THE DEED OF TRUST, THE GRANTORS OR THEIR SUCCESSOR IN INTEREST IN THE TRUST PROPERTY OR ANY PART THEREOF, OR ANY BENEFICIARY UNDER A SUBORDINATE DEED OF TRUST OR ANY PERSON HAVING A SUBORDINATE LIEN OR ENCUMBRANCE OF RECORD THEREON, AT ANY TIME WITHIN 115 DAYS OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER SUCH DEED OF TRUST MAY PAY TO THE BENEFICIARY OR THEIR SUCCESSORS IN INTEREST, RESPECTIVELY, THE ENTIRE AMOUNT THEN DUE UNDER THE TERMS OF THE DEED OF TRUST AND THE OBLIGATION SECURED THEREBY (INCLUDING COSTS AND EXPENSES ACTUALLY INCURRED IN ENFORCING THE TERMS OF SUCH OBLIGATION AND A REASONABLE TRUSTEE'S FEE SUBJECT TO THE LIMITATIONS IMPOSED BY SUBSECTION (6) OF SECTION 45-1502, IDAHO CODE, AND ATTORNEYS' FEES AS MAY BE PROVIDED IN THE PROMISSORY NOTE) OTHER THAN SUCH PORTION OF THE PRINCIPAL AS WOULD NOT THEN BE DUE HAD NO DEFAULT OCCURRED, AND THEREBY CURE THE DEFAULT THERETOFORE EXISTING, AND THEREUPON, ALL PROCEEDINGS THERETOFORE HAD OR INSTITUTED SHALL BE DISMISSED OR DISCONTINUED AND THE OBLIGATION AND DEED OF TRUST SHALL BE REINSTATED AND SHALL BE AND REMAIN IN FORCE AND EFFECT, THE SAME AS IF NO ACCELERATION HAD OCCURRED. DATE OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER THIS DEED OF TRUST October 31, 2012, INSTRUMENT NO.\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8\u00A8 2382114000, RECORDS OF KOOTENAI COUNTY, IDAHO. INFORMATION ABOUT THE AMOUNT NECESSARY TO CURE ANY DEFAULT MAY BE OBTAINED FROM THE TRUSTEE AT THE ADDRESS STATED ABOVE OR BY CALLING 1-509-838-6055. REINSTATEMENT FUNDS ARE TO BE TENDERED TO THE TRUSTEE AT THE ADDRESS STATED ABOVE. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE. DATED this 21st day of February, 2013. SHERYL S. PHILLABAUM Successor Trustee Legal 8031 March 5, 12, 19, 26, 2013