Legals January 7, 2013

CASE NO: CV12-6477 IN THE DISTRICT COURT OF THE 1ST JUDICIAL DISTRICT OF THE STATE OF IDAHO FOR THE COUNTY OF KOOTENAI PROBATE DIVISION IN THE MATTER OF THE ESTATE OF RUSSELL F. BELLER, DECEASED NOTICE IS HEREBY GIVEN THAT KAREN HOPSEKER HAS BEEN APPOINTED PERSONAL REPRESENTATIVE. ALL PERSONS HAVING CLAIMS ARE REQUIRED TO PRESENT THEM, WITH PROOF OF LIABILITY TO: KAREN HOPSEKER, 623 SE 3RD STREET, NEWPORT, OREGON 97365 WITHIN 4 MONTHS OF THE DATE OF THIS NOTICE, November 11, 2012 OR THE CLAIMS MAY BE BARRED. IF ANY CREDITOR NEEDS MORE INFORMATION CONTACT THE COURT CASE NUMBER PROVIDED HERE OR WRITE TO THE ESTATE REPRESENTATIVE AT 623 SE 3RD ST, NEWPORT, OREGON Legal 7498 November 12, 2012 December 10, 2012 January 7, 2012 February 4, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 12, 2012 File No.: 7069.25515 Sale date and time (local time): April 16, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 916 North 15th Street Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Troy L. Chandler, a single man Original trustee: Stewart Title of Boise, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Fieldstone Mortgage Company Recording date: 04/10/2006 Recorder's instrument number: 2024423000 County: Kootenai Sum owing on the obligation: as of December 12, 2012: $186,917.58 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 49 feet of the West half of Lot 5, Springwater Addition to the Town of Coeur d'Alene, according to the plat recorded in Book "A" of Plats at Page 123, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7069.25515) 1002.236472-File No. Legal 7689 December 24, 31, 2012 January 7, 14, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 14, 2012 File No.: 7023.102707 Sale date and time (local time): April 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 419 East Mallard Ave Coeur d'Alene, ID 83815-1811 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Roxy McDaniel, an unmarried person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 03/31/2005 Recorder's instrument number: 1938906 County: Kootenai Sum owing on the obligation: as of December 14, 2012: $132,250.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 2. Bluegrass Meadows Estates, according to the plat recorded in Book "I" of Plats at Page 24, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.102707) 1002.236777-File No. Legal 7691 December 24, 31, 2012 January 7, 14, 2012

Case No. CV-12-8529 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BANK OF AMERICA, N.A., Plaintiff, vs. LARRY G. YOUNG (Deceased); Unknown Heirs, Assigns and Devisees of LARRY G. YOUNG; and Does 1-10 as individuals with an interest in the property legally described as: Lot 7, Block 3, Northern Meadows, according to the plat recorded in the office of the County Recorder in Book "G" of plats, page 54, records of Kootenai County. Which may commonly be known as: 30675 N. Meadow St., Athol, Idaho 83801. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, declaratory relief concerning the real property located at 30675 N. Meadow St., Athol, Idaho 83801. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 10th day of December, 2012. CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk Legal 7704 December 24, 31, 2012 January 7, 14, 2013

Case No. CV-12-8361 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ONEWEST BANK, FSB Plaintiff, vs. TERRY WAYNE STIDMAN (Deceased); Unknown Heirs, Assigns and Devisees of Terry Wayne Stidman; GARRY DWAYNE STIDMAN; and Does 1-10 as individuals with an interest in the property legally described as: The West half of the Southwest quarter of the Northeast quarter of Section 6, Township 53 North, Range 4 West, of the Boise Meridian, Kootenai County, Idaho less and except any portion of said land which may lie within the bounds of the County Road. Which may commonly be known as: 7070 W. Nash Rd., Spirit Lake, Idaho 83869 Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, declaratory relief concerning the real property located at 7070 W. Nash Rd., Spirit Lake, Idaho 83869. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 10TH day of December, 2012. CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk Legal 7705 December 24, 31, 2012 January 7, 14, 2013

Case No. CV12-8718 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., successor by merger to Wells Fargo Home Mortgage, Inc., Plaintiff, vs. DORIS E. GRAFTON, (deceased); Unknown Heirs, Assigns and Devisees of DORIS E. GRAFTON; RICHARD ALAN GRAFTON; DONA GRAFTON and Does 1-10 as individuals with an interest in the property legally described as: The Northwest Quarter of the Northeast Quarter of the Southwest Quarter of Section 17, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. Which may commonly be known as: 10320 N. Payment Peak Rd., aka 10324 N. Payment Peak Rd., Post Falls, Idaho 83854. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 10320 N. Payment Peak Rd., aka 10324 N. Payment Peak Rd., Post Falls, Idaho 83854. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 11th day of December 2012. CLERK OF THE DISTRICT COURT By: ______/s/ Deputy Clerk Legal 7708 December 24, 31, 2012 January 7, 14, 2013

CASE NO. CV 2012-8417 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION In the Matter of the Estate of EUGENIA POKORNY, NOTICE IS HEREBY GIVEN that PETER POKORNY has been appointed Personal Representative of the estate of the above named decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of the Notice to Creditors, or within sixty (60) days after the undersigned mailed or delivered a copy of this Notice to such person, whichever is later, or said claims will be forever barred. Claims must either be presented to Candace M. Wilkerson, Attorney at Law, P.O. Box 45545, Seattle, Washington 98145, or filed with the Clerk of Court. DATED this 14th day of December, 2012. _______________________/s/ CANDACE M. WILKERSON Attorney for the Estate of Eugenia Pokorny Legal 7707 December 24, 31, 2012 January 7, 14, 2013

CASE NO. CV12-8890 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF STANLEY B. MOORE, Deceased. NOTICE IS HERBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above named decedent. All persons habiving claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented tothe undersigned at the address indicated, or filed with th Clerk of the Court. /s/ Attorney for Personal Representative James A. Raeon 1424 Sherman Avenue Coeur d' Alene, ID 83814 Legal 7708 December 24, 31, 2012 January 7, 2013

NOTICE OF ADVERTISEMENT PRE-QUALIFICATIONS FOR Biological Nutrient Removal Improvements FOR THE HAYDEN AREA REGIONAL SEWER BOARD WASTEWATER TREATMENT PLANT Hayden Area Regional Sewer (HARSB) is seeking to pre-qualify general contractors for the Biological Nutrient Removal (BNR) Improvement project at the HARSB Wastewater Treatment Plant. Pre-qualification questionnaires will be received by HARSB, 10789 N. Atlas Rd. Hayden ID 83835, at the HARSB office on or before the 31st day of January, 2013, until the hour of 2:00 o'clock p.m. The Biological Nutrient Removal (BNR) Improvements project at the HARSB Wastewater Treatment Plant generally consists of construction of a new headworks equipment building; construction of new equalization basin, anaerobic and anoxic tanks; construction of a new BNR sludge transfer pumping equipment; modifications to an existing secondary control building; performing all other associated yard piping, civil, structural, mechanical, plumbing, electrical, equipment installation, instrumentation and SCADA work required for a completely operational system. Prospective bidders interested in submitting a pre-qualification package must obtain pre-qualification instructions and forms from HARSB and must register with HARSB to receive any addenda that may be issued. The pre-qualification package may be examined and picked up at: - HAYDEN AREA REGIONAL SEWER BOARD, 10789 N. Atlas Rd. Hayden ID 83835 - City of Hayden City Hall, 8930 N. Government Way, Hayden ID 83835 The phone number for the secretary is 208-772-0672. /s/ Stephanie Oliver, Secretary Legal 7717 December 28, 2012 January 7, 2013

PUBLIC NOTICE The Idaho Transportation Department, Office of Highway Safety announces the availability of Federal highway safety grant funds for behavioral traffic safety programs beginning on October 1, 2013. Priority highway safety program areas include safety restraint use, impaired driving, aggressive driving, youthful drivers, roadway safety/traffic records, and enhancement of data systems, emergency response, distracted drivers, and other problem areas. Applicants must be state or local governmental and/or non-profit organizations. The deadline for the applications is January 31, 2013. Faxed or Electronic Letters of Intent must be received no later than 11:59 PM MST (before Midnight) on Thursday, January 31, 2013. If you are interested in applying for these grant funds, contact the Idaho Office of Highway Safety at (208) 334-8100 or go to http://itd.idaho.gov/ohs/programs.htm, to download the information. Legal 7731 January 7, 14, 2013

NOTICE OF TRUSTEE S SALE Loan No.: 4001239492 T.S. No.: 12-01819-5 On April 8, 2013 11 AM, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 20Q6-M1 , the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 7, Block 2, DAWN'S PLACE, according to the plat recorded in Book "I" of Plats, Page 85, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 670 NORTH MEGAN STREET , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHELSEA J. GENTRY AND ROGER J. GENTRY, WIFE AND HUSBAND, as original grantor(s), to FIRST AMERICAN TITLE COMPANY, as original trustee, for the benefit and security of ARGENT MORTGAGE COMPANY, LLC, as original beneficiary, dated as of April 4, 2006, and recorded April 7, 2006, as Instrument No. 2024051000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M1 , (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 4, 2006 are: Failed to pay the monthly payments of $1,193.48 due from May 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $179,210.00, plus accrued interest at the rate of 4.69000% per annum from April 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 6, 2012 Fidelity National Title Insurance Company, Trustee 11000 Olson Doive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4339295 01/07/2013, 01/14/2013, 01/22/2013, 01/29/2013 Legal 7732 January 7, 14, 22, 29, 2013

CASE NO. 12-6996 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of PATRICK J. CURTIS Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 6th day of November, 2012. RICHARD P. WALLACE Attorney for Personal Representative Legal 7499 November 12, 2012 December 3, 2012 January 7, 2013 February 4, 2013

CASE NUMBER : CV-12-9079 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF MAE LOUISE CLAFLIN, DECEASED. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named decedent. All persons having claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. /s/ JULIE JUDD PERSONAL REPRESENTATIVE C/O CHARLES M. DODSON ATTORNEY AT LAW 1424 SHERMAN AVENUE, SUITE 300 COEUR D' ALENE, ID 83814 /s/ CHARLES M. DODSON Attorney for Personal Representative Legal 7736 December 31, 2012 January 7, 14, 21, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 21, 2012 File No.: 7021.12172 Sale date and time (local time): April 22, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 16198 N Fowler Rd Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ronald E. Vansickle, and Irene M. Vansickle, husband and wife Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 07/05/2005 Recorder's instrument number: 1962352 County: Kootenai Sum owing on the obligation: as of December 21, 2012: $125,781.37 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South half of the Northeast quarter of the Southeast quarter of the Southeast quarter of Section 29, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12172) 1002.232757-File No. Legal 7738 January 7, 14, 21, 28, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 27, 2012 File No.: 7307.26061 Sale date and time (local time): April 29, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1919 N Rose Lane Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven C. Eddy and Joanne L. Eddy, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Global Credit Union Recording date: 02/27/2007 Recorder's instrument number: 2085103000 County: Kootenai Sum owing on the obligation: as of December 27, 2012: $192,642.98 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 2, Monte Vista Addition, according to the Plat recorded in Book "D' of Plats at Page 74, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.26061) 1002.237990-File No. Legal 7739 January 7, 14, 21, 28, 2013

CASE NO. CV 12-9339 NOTICE OF HEARING ON NAME CHANGE (Minor) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Pandora-Ann Roslynn Andreas-Burk A petition to change the name of Pandora-Ann Roslynn Andreas-Burk, a minor, now residing in the City of Spokane, State of Washington, has been filed in the District Court in Kootenai County, Idaho. The name will change to Pandora-Ann Roslynn Bateman. The reason for the change in name is: biological father has chosen not to be involved in her life, and I want her to have the same last name has her step father and siblings. A hearing on the petition is scheduled for 10:30 o' clock am on February 11, 2013 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Legal 7751 January 7, 14, 21, 28, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 31, 2012 File No.: 7021.10634 Sale date and time (local time): April 30, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 915 W Miles Ave Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mary Sanders Cardella, a married woman as her sole and separate property Original trustee: Fidelity National Title Insurance Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date: 04/17/2007 Recorder's instrument number: 2094451000 County: Kootenai Sum owing on the obligation: as of December 31, 2012: $165,970.42 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West 136 feet of the East 433 feet of the South 165 feet of Tract 134, Hayden Lake Irrigated Tracts, according to the plat thereof, filed in Book "C" of Amended Plats at Page 67, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10634) 1002.238239-File No. Legal 7752 January 7, 14, 21, 28, 2013

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Kootenai County Parks and Waterways of 10905 N. Ramsey Road - Hayden, ID 83835 made application for the complete replacement of the existing public launch ramp to a 25' x 90' one piece concrete launch ramp below the OHWM of Coeur d'Alene Lake at Harrison, Idaho. Located on Coeur d'Alene Lake adjacent to: Sections 1, Township 47 North , Range 4 West B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Lands Resource Specialist, Senior - Minerals & Navigable Waters at the above address or by calling (208) 769-1577. /S/ GARY DARRINGTON, Acting Area Supervisor Idaho Department of Lands Legal 7753 January 7, 14, 2013

NOTICE OF GRANT REQUEST PROPOSAL USDA FOREST SERVICE ? NORTHERN REGION IDAHO PANHANDLE NATIONAL FORESTS The Idaho Panhandle National Forests is in the process of applying for grant funds through the Idaho Department of Parks and Recreation Grant Programs. The proposed projects are located on the Sandpoint and Priest Lake Ranger Districts. The grant proposals are as follows: Off Road Motor Vehicle Fund (ORMV) Grant Program: Cut brush on Jeru Road #293 for snowmobile groomer access. Jeru Road #293 is located on the Sandpoint Ranger District in T60N, R2W, Sections 5, 8, 18, 19, 27, 28, 29 and 30. Motorbike Recreation Account (MBR) Grant Program: Maintain approx. 80 miles of motorized trails at various locations on Sandpoint and Priest Lake Ranger Districts. Waterways Improvement Fund (WIF) Grant Program: Refurbish sewage pumping equipment used to pump toilets only accessible by boat on Priest Lake. To comment on the project proposals or for further information, contact Mary Ann Hamilton at the Sandpoint Ranger District (208) 263-5111. Legal 7755 January 7, 2013

RESCHEDULED NOTICE OF TRUSTEE'S SALE \u2020 At 10:00 o'clock A.M. (recognized local time) on March 6, 2013, in the Office of Alliance Title & Escrow, 1270 Northwood Center Court, Coeur d' Alene, Idaho, Scott D. Stufflebeam, Attorney At Law, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lot 3, Block 7, Deerfield, According to the plat recorded in Book "G" of Plats at Page 376, Records of Kootenai County, Idaho. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2413. According to the Trustee's records, the street address of 6776 W. \u2020Kamloops Drive, Rathdrum, Idaho is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Judy L. Diamse, an unmarried person, as Grantor(s), to Alliance Title and Escrow Corp., as Trustee, and the United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, as Beneficiary, recorded October 23, 2003, as Instrument No. 1838031, records of Kootenai County, Idaho.\u2020 By Assumption Agreement dated October 23, 2003, Judy L. Diamse assumed and agreed to pay a Promissory Note dated November 30, 2000, executed by Darrell Oyler. The default for which this sale is to be made is the failure to make the monthly installment due on the 28th day of each and every month. \u2020As of October 31, 2012, the accounts are $10,996.51 delinquent and the monthly payments total $701.90. The last payment was made on July 28, 2011. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The balance now due is $57,117.14 and $25,728.37 in Principal; Interest is $4,328. 24 and $1,949.73 \u2020subsidy granted is $6,596.64 and 2,917.44, and fees currently assessed are $2,289.20 computed through October 31, 2012 with interest accruing thereafter at the daily rate of 9.4434 and 4.2293. Interest continues to accrue. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2413. DATED November 1, 2012 /s/ Scott D. Stufflebeam, Attorney At Law Successor Trustee Legal 7763 January 7, 14, 21, 28, 2013

WORLEY HIGHWAY DISTRICT NOTICE OF PUBLIC HEARING NOTICE is hereby given that the Board of Commissioners of Worley Highway District ("District") received a Request from Albert Bruce to exchange a public right-of-way. Pursuant to the provisions of Idaho Code \u00DF40-203, the District intends to conduct a public hearing regarding the Request on Wednesday, February 27, 2013 at 9 a.m. at the District offices located at 6887 W. Kidd Island Road, Coeur d'Alene, ID. The purpose of the meeting is to consider the Request to exchange public right of way adjacent to West Conkling Park Road in the vicinity of Quail Run Lane and move it approximately 100 feet north easterly to the opposite boundary of Lot 10, Lakeside Addition to Conkling Park, Kootenai County, Idaho, commonly known as 29108 S. Quail Run Lane. At the hearing - the Commissioners shall accept all information related to the proceedings. Any person may appear and give testimony for or against the exchange. After completion of the proceedings and consideration of all related information - the Commissioners shall decide whether to grant the Request for the exchange and whether to place terms and conditions upon the exchange if granted. Anyone desiring further information concerning this proceeding may refer to and review the file in the District office at 6887 W. Kidd Island Bay Road, Coeur d'Alene, ID 83814. Dated: January 7, 2013 WORLEY HIGHWAY DISTRICT By: Carol Richel, District Clerk

Loan No. xxxxxx3990 T.S. No. 1366711-39 Parcel No. C-4640-001-011-0 NOTICE OF TRUSTEE'S SALE On April 03, 2013, at the hour of 11:00 A.M. of said day, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur D'Alene, Idaho, First American Title Insurance Company, as Trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 11, Block 1, Hoffman First Addition, Kootenai County, State of Idaho, according to the plat recorded in book "F" of plats, at page 164. Commonly known as: 4735 N. Troy Street, aka 83814 Coeur D'Alene, ID 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Chip M. Whitson and Stephanie N. Whitson, husband and wife, as Grantor, to First American Title Insurance Co. as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. ("MERS"), as nominee for Central Pacific Mortgage Company, a California Corporation, its Successors and Assigns, as Beneficiary, recorded July 15, 2005, as Instrument No. 1964939, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due March 1, 2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $214,406.23, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company, c/o Cal-Western Reconveyance Corporation, P.O. Box 22004, El Cajon, CA 92022-9004 (800)546-1531 Dated: November 30, 2012 Signature/By First American Title Insurance Company.(12/17/12, 12/24, 12/31, 01/07/2013) R-423326 Legal 7624 December 17, 24, 31, 2012 January 7, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 7, 2012 File No.: 7042.27930 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1917 E Meadow Ln Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rachel K. Larkin, an unmarried person Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countywide Home Loans, Inc. Recording date: 12/16/2005 Recorder's instrument number: 2002313 County: Kootenai Sum owing on the obligation: as of December 7, 2012: $128,478.22 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 2, Sundance Meadows, according to the plat recorded in Book "F" of Plats at Page 43, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA- Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.27930) 1002.236009-File No. Legal 7650 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 6, 2012 File No.: 7021.28770 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2814 North Clara Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Shauna R. Brown, a married person, as her sole and separate property Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 07/24/2007 Recorder's instrument number: 2112294000 County: Kootenai Sum owing on the obligation: as of December 6, 2012: $149,000.54 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That part of Tract 26, Fruitland Addition to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the amended plat recorded in Book C of Plats, Page 12, described as follows: Beginning at a point on the West line of said Tract 26, 395 feet North from the Southwest corner of said Tract; thence North 75 feet along said West line; thence East parallel with the South line of said Tract 26, 130 feet to the East line of said Tract; thence South along said East line 75 feet; thence West 130 feet to the Point of Beginning, plus the South 4 feet of that part of Tract 26, Fruitland Addition to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the amended plat recorded in Book C of Plats, Page 12, described as follows: Beginning at the point on the West line of Tract 26, 470 feet North of the Southwest corner thereof; thence North along the said West line 75 feet; thence East parallel to the South line of said Tract 26, 130 feet to the East line of said Tract 26, thence South along the East line 75 feet; thence West 130 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28770) 1002.200314-File No. Legal 7654 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 5, 2012 File No.: 7021.10795 Sale date and time (local time): April 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1217 West Canfield Avenue Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael Wayne Phillips and Patricia Ann Phillips, husband and wife Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A. Recording date: 10/26/2007 Recorder's instrument number: 2128765000 County: Kootenai Sum owing on the obligation: as of December 5, 2012: $276,719.12 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 3, Lake Forest 4th Addition, according to the plat recorded in Book "I" of Plats, Page 233, 233A, 233B, and 233C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10795) 1002.235791-File No. Legal 7655 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 3, 2012 File No.: 7021.11385 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14414 North Arbor Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Russell C. Watts, and Shastadi Watts, husband and wife Original trustee: Fidelity National Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. Recording date: 10/15/2007 Recorder's instrument number: 2126893000 County: Kootenai Sum owing on the obligation: as of December 3, 2012: $147,069.94 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5 in Block 3 of Roth Addition, according to the official plat thereof, filed in Book E of Plats at Page(s) 135 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11385) 1002.235392-File No. Legal 7656 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 7, 2012 File No.: 7023.103348 Sale date and time (local time): April 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 24619 N Good Hope Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James H. Epling and Inna I. Epling, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 09/ 26/2007 Recorder's instrument number: 2123777000 County: Kootenai Sum owing on the obligation: as of December 7, 2012: $219,760.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South one-half of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 31, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or(TS# 7023.103348) 1002.236056-File No. Legal 7664 December 17, 24, 31, 2012 January 7, 2013

NOTICE OF TRUSTEE'S SALE On Tuesday, the 12th day of March, 2013, at the hour of 2 o'clock p.m. of said day, at 1866 N. Lakewood Drive, Coeur d'Alene, Kootenai County, Idaho, the undersigned, SHERYL S. PHILLABAUM, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of the sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: East half of Lot 9, Block 11, Orchard Place, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 50, records of Kootenai County, Idaho. More commonly known as: 148 E. Ryan Dr., Hayden Lake, ID 83835. For purposes of compliance with Idaho Code Section 60-113, information concerning the location of the above-described property may be obtained from Sheryl S. Phillabaum, Phillabaum, Ledlin, Matthews & Sheldon, PLLC., 421 W. Riverside Avenue, Suite 900, Spokane, WA 99201. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Catharine S. Boyer, an unmarried person, Grantor to Pioneer Title Company, as Trustee, for the benefit and security of Spokane Teachers Credit Union, as Beneficiary; said Deed of Trust having been recorded on May 17, 2004, as Instrument No.1876482, Official records of Kootenai County, Idaho. The Grantors named herein are listed to comply with \u00DF45-1506(4)(a) of the Idaho Code. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this foreclosure sale is to be made is the failure of Catharine S. Boyer (the Borrowers which executed the Note for which the above described Deed of Trust was granted as security) to pay when due monthly installments as set forth in the note secured by the Deed of Trust, to-wit: $94.96 per month for the month of March, 2012; $169.99 per month for the months of April through September, 2012 $0 in late fees All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The sum owing on the obligation secured by the Deed of Trust is $18,037.92 principal, plus $486.68 interest accrued to October 1, 2012, plus $0 in late fees plus accruing interest, fees and costs. Additional interest accrues at a per diem rate of $3.08 at 6.25 percent per annum. Grantor(s) must pay unpaid principal, interest, taxes, late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Trustees Sale or the Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. SHERYL S. PHILLABAUM, Attorney at Law, is the successor trustee of said Deed of Trust. WHENEVER ALL OR A PORTION OF ANY OBLIGATION SECURED BY A DEED OF TRUST WHICH HAS BECOME DUE BY REASON OF A DEFAULT OF ANY PART OF THAT OBLIGATION, INCLUDING TAXES, ASSESSMENTS, PREMIUMS FOR INSURANCE OR ADVANCES MADE BY A BENEFICIARY IN ACCORDANCE WITH THE TERMS OF THE DEED OF TRUST, THE GRANTORS OR THEIR SUCCESSOR IN INTEREST IN THE TRUST PROPERTY OR ANY PART THEREOF, OR ANY BENEFICIARY UNDER A SUBORDINATE DEED OF TRUST OR ANY PERSON HAVING A SUBORDINATE LIEN OR ENCUMBRANCE OF RECORD THEREON, AT ANY TIME WITHIN 115 DAYS OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER SUCH DEED OF TRUST MAY PAY TO THE BENEFICIARY OR THEIR SUCCESSORS IN INTEREST, RESPECTIVELY, THE ENTIRE AMOUNT THEN DUE UNDER THE TERMS OF THE DEED OF TRUST AND THE OBLIGATION SECURED THEREBY (INCLUDING COSTS AND EXPENSES ACTUALLY INCURRED IN ENFORCING THE TERMS OF SUCH OBLIGATION AND A REASONABLE TRUSTEE'S FEE SUBJECT TO THE LIMITATIONS IMPOSED BY SUBSECTION (6) OF SECTION 45-1502, IDAHO CODE, AND ATTORNEYS' FEES AS MAY BE PROVIDED IN THE PROMISSORY NOTE) OTHER THAN SUCH PORTION OF THE PRINCIPAL AS WOULD NOT THEN BE DUE HAD NO DEFAULT OCCURRED, AND THEREBY CURE THE DEFAULT THERETOFORE EXISTING, AND THEREUPON, ALL PROCEEDINGS THERETOFORE HAD OR INSTITUTED SHALL BE DISMISSED OR DISCONTINUED AND THE OBLIGATION AND DEED OF TRUST SHALL BE REINSTATED AND SHALL BE AND REMAIN IN FORCE AND EFFECT, THE SAME AS IF NO ACCELERATION HAD OCCURRED. DATE OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER THIS DEED OF TRUST October 31, 2012, INSTRUMENT NO. 2382114000, RECORDS OF KOOTENAI COUNTY, IDAHO. INFORMATION ABOUT THE AMOUNT NECESSARY TO CURE ANY DEFAULT MAY BE OBTAINED FROM THE TRUSTEE AT THE ADDRESS STATED ABOVE OR BY CALLING 1-509-838-6055. REINSTATEMENT FUNDS ARE TO BE TENDERED TO THE TRUSTEE AT THE ADDRESS STATED ABOVE. DATED this 5th day of November, 2012. SHERYL S. PHILLABAUM Successor Trustee Legal 7680 December 17, 24, 31, 2012 January 7, 2013