Legals January 3, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 4, 2012 File No.: 7037.99100 Sale date and time (local time): April 4, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2579 W. Elmwood Drive fka 2579 Elmwood Drive Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Diana Moore, an unmarried woman Original trustee: North Idaho Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 04/28/2005 Recorder's instrument number: 1945462 County: Kootenai Sum owing on the obligation: as of December 4, 2012: $130,891.79 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 18, Block 3, Sunshine Meadows 3rd Addition, according to the plat recorded in Book "J" of Plats at Page 103, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.99100) 1002.235646-File No. Legal 7641 December 13, 20, 27, 2012 January 3, 2012

CASE NO. CV-12-7739 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: BETTY JANE PETERSON Date of Death: 9/7/2012 NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 29th day of October, 2012. Bob Sandau, Personal Representative C/O Pamela Massey Attorney for Personal Representative 1103 E. Best Ave Suite E Coeur d' Alene, ID 83814 Legal 7716 December 27, 2012 January 3, 10, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 19, 2012 File No.: 7021.11040 Sale date and time (local time): April 23, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9939 N Sunview Ln Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jimmy R. Lynn, an unmarried man Original trustee: Chicago Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans, Inc. Recording date: 02/29/2008 Recorder's instrument number: 2146820000 County: Kootenai Sum owing on the obligation: as of December 19, 2012: $236,063.14 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 3, Hayden Terrace, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 42, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11040) 1002.237183-File No. Legal 7724 January 3, 10, 17, 24, 2013

Notice of Trustee's Sale TS No.: ID-10-376986-NH On 4/19/2013, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee on behalf of OCWEN LOAN SERVICING, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 24, BLOCK 5, RIVER PARK PLAZA ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS, PAGE 22, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 208 S SUNSET DRIVE, POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL PETERSON AND TINA PETERSON, HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC. A CORPORATION, is named as Beneficiary and PIONEER TITLE COMPANY as Trustee and recorded 7/31/2007 as Instrument No. 2113556000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/23/2007. The monthly installments of principal, interest, and impounds (if applicable) of $612.88, due per month for the months of 8/1/2011 through 8/3/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $153,029.90 together with interest thereon at the current rate of 4.7500 per cent (%) per annum from 7/1/2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 12/18/12 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4343520 01/03/2013, 01/10/2013, 01/17/2013, 01/24/2013 Legal 7725 January 3, 10, 17, 24, 2013

Time Warner Cable's agreements with programmers and broadcasters to carry their services and stations routinely expire from time to time. We are usually able to obtain renewals or extensions of such agreements, but in order to comply with applicable regulations, we must inform you when an agreement is about to expire. The following agreements are due to expire soon, and we may be required to cease carriage of one or more of these services/stations in the near future. Current TV, E!, E! HD, Encore, Encore, Encore Drama, Encore Love, Encore Mystery, Encore WAM, Encore Action, Encore Westerns, GolTV, GolTV HD, Hallmark, Hallmark HD, Hallmark Movie Channel, Hallmark Movie Channel HD, Halogen TV, IFC, IFC HD, Lifetime, Lifetime HD, Lifetime Movie Network, Lifetime Movie Network HD, Lifetime Real Women, Movieplex, Music Choice Channels, NHL Center Ice, Ovation, ShopNBC, Smithsonian Channel HD, Sprout, STARZ!, STARZ HD, STARZ East, STARZ East HD, STARZ Edge, STARZ Cinema, STARZ in Black, STARZ Kids & Family, Skylink, Style, Style HD, WE, WE HD, Youtoo, KAYU, and KAYU HD. In addition, from time to time we make certain changes in the services that we offer in order to better serve our customers. The following changes are planned: Time Warner Cable will offer a Free Preview of Showtime and The Movie Channel 1/11/13 - 1/13/13. It is available to all Digital subscribers and may contain PG, PG-13, TV-14, TVMA and R rated programs.\u2020If you wish to have this Preview blocked, and\u2020for\u2020parental control information,\u2020visit twc.com or call 1-800-TWCABLE. Programming is subject to change. Not all services available in all areas. Restrictions may apply. Legal 7737 January 3, 2013

Notice of Proposed Action and 30-Day Comment Period Rock Creek Mining Company Private Road Special Use Permit Reissuance USDA Forest Service Idaho Panhandle National Forests, Bonners Ferry Ranger District Shoshone County, Idaho The Forest Service, Idaho Panhandle National Forests, Coeur d'Alene River Ranger District, is preparing a Decision Memo for the reissuance of the existing private road Special Use Permit for an additional 20 year period (W 1/2 NE 1/4 Section 5, T47N, R5E). The proposed action description and other information are available for review at the Idaho Panhandle National Forests Headquarters. Additional information regarding this action can be obtained from Joe Holzinger, (208) 765-7279, jholzinger@fs.fed.us. This comment period provides those interested in or affected by this proposal an opportunity to make their concerns known before a decision is made by the Responsible Official. Comments must meet the information requirements of 36 CFR 215. Only those who provide comment or express interest in this proposal during this comment period will be eligible to appeal the decision pursuant to 36 CFR part 215 regulations. Comments received in response to this solicitation, including names and addresses of those who comment, will be considered part of the public record and will be available for public inspection. Written, facsimile, hand-delivered, oral, and electronic comments will be accepted for 30 calendar days following publication of this notice. The publication date of this notice is the exclusive means for calculating the comment period for this proposal. Do not rely upon dates or timeframe information provided by any other source. Written comments must be submitted to: Chad E. Hudson, District Ranger 2502 E. Sherman Ave., Coeur d'Alene, ID 83814. The office business hours for those submitting hand-delivered comments are: 7:45 a.m. to 4:00 p.m. Monday through Friday, excluding federal holidays. Oral comments must be provided at the Idaho Panhandle National Forests Headquarters in Coeur d'Alene, Idaho during normal business hours via telephone (208) 765-7279 or in person. Electronic comments must be submitted in a format such as an email message, plain text (.txt), rich text format (.rtf), or Word (.doc) to comments-northern-idpanhandle@fs.fed.us. The subject line must contain the name of the project: Rock Creek Mining Company Private Road Special Use Permit Reissuance. For appeal eligibility each individual or representative for each organization submitting comments must either sign the comments or verify identity upon request. Legal 7745 January 3, 2013

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a Public Hearing will be held on January 14, 2013 @6:00 pm, at the Kootenai County Fire & Rescue Fire Station #1, location of 404 N. Idaho St., Post Falls, Idaho, for the purpose of considering one (1) annexation into Kootenai County Fire & Rescue Fire District. The property owners requesting Annexation into the Fire District are: (1) Petitioners George and Angel Valentine, located at 8746 N. Chase Road in Post Falls, for approx. 10.24 acres that are contiguous to existing Fire District boundaries. The property's legal description is Parcel 5470, Section 22, Township 51 North, Range 05 West, Boise Meridian, Kootenai County, Idaho. Maps and further details are available at Kootenai County Fire & Rescue Administration office, address of 1590 E. Seltice Way, Post Falls, during regular business hours of 8-5 pm, Monday thru Friday. The property requesting to be annexed is situated in Kootenai County, State of Idaho. Any interested person may appear and show cause, if any, why such annexation into the Kootenai County Fire & Rescue District should or should not be made. Dated this 3rd day of January, 2013 Laurie Perkinson District Secretary Legal 7747 January 3, 2013

SUMMONS CASE NO. CV 2012-1647 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI NORTHERN LIGHTS TILE & STONE COMPANY, Plaintiff, vs. MARK DOERFLER and KORY L. DOERFLER, individuals, KOOTENAI COUNTY; AND BANK CDA, Defendants. To: MARK DOERFLER You have been sued by Norther Lights Tile & Stone Company, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV-2012-1647. The nature of the claim against you is breach of contract and lien foreclosure. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to the time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at PO Box 9000, Coeur d' Alene, Idaho 83816-9000, 324 West Garden Avenue, Coeur d' Alene, ID 83814, (208)446-1160 and served a copy of your response on the Plaintiff's attorney Susan P. Weeks at James, Vernon & Weeks, P.A., 1626 Lincoln Way, Coeur d' Alene, Idaho 83814, (208)667-0683. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney fro Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated this 5 day of December 2012 CLIFFORD T. HAYES DISTRICT COURT CLERK By: Susan McCoy Deputy Clerk Legal 7665 December 13, 20, 27, 2012 January 3, 2013

CASE NO. CV12-9071 NOTICE OF NAME CHANGE IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI A petition to change the name of Marcia Lynne Garcia, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Marcia Lynne Huckstep. The reason for the name change in name is: married name. A hearing on the petition is scheduled for 10:30 o' clock a.m. on January 28, 2013 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: December 17, 2012 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Debra D. Leu, Deputy Clerk Legal 7684 December 20, 27, 2012 January 3, 10, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 19, 2012 File No.: 7037.98299 Sale date and time (local time): April 19, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4208 N Crown Ave Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Frederick C. Melendez, a single man Original trustee: North Idaho Title, Idaho Original beneficiary: Washington Mutual Bank fsb, a Federal Association Recording date: 10/31/2003 Recorder's instrument number: 1840227 County: Kootenai Sum owing on the obligation: as of December 19, 2012: $140,537.47 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A part of Lots 9 and 10, Block 2, Coeur Addition, according to the plat recorded in Book "E" of Plats at Page 104, Records of Kootenai County, Idaho, more particularly described as follows: Beginning at the Northeast Corner of Lot 10, Block 2, Coeur Addition, Kootenai County, Idaho; thence South 4 degrees 07' 25" East, 80.0 feet; thence South 86 degrees 52' West, 101.01 feet to a point on the West line of said Lot 10; thence North 11 degrees 18' West, along the West line of said Lot 10 and the West line of Lot 9, for a distance of 85.73 feet; thence North 89 degrees 13' 29" East, 91.92 feet to the Point of Beginning. Less any portion within the Road right of way. And also including all of Lot 3, Block 2, Coeur First Addition, according to the plat recorded in Book "E" of Plats at Page 197, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.98299) 1002.237227-File No. Legal 7697 December 27, 2012 January 3, 10, 17, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 12, 2012 File No.: 7021.12545 Sale date and time (local time): April 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3311 N 17th St Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dewayne Miller, an umarried man Original trustee: Alliance Title & Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide home Loans, Inc. dba America's Wholesale Lender Recording date: 06/28/2007 Recorder's instrument number: 2107730000 County: Kootenai Sum owing on the obligation: as of December 12, 2012: $122,248.26 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14 in Block 1 of Canfield Vista addition to Coeur D' Alene, according to the Official Plat thereof, filed in Book E of Plats at Page(s) 141 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12545) 1002.228242-File No. Legal 7699 December 27, 2012 January 3, 10, 17, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 14, 2012 File No.: 7037.91168 Sale date and time (local time): April 16, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1429 W Tanager Ave Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rustin E. Dan, a married man as his sole and separate property Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns Recording date: 01/17/2007 Recorder's instrument number: 2078163000 County: Kootenai Sum owing on the obligation: as of December 14, 2012: $166,701.41 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 11, Grouse Meadows Second Addition, according to the plat recorded in Book G of Plats, Pages 226, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.91168) 1002.236831-File No. Legal 7700 December 27, 2012 January 3, 10, 17, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 13, 2012 File No.: 7021.10167 Sale date and time (local time): April 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 770 W. Elmgrove Court Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Judy M. Carpenter, a single woman Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Brokers Conduit Recording date: 10/30/2006 Recorder's instrument number: 2063950000 County: Kootenai Sum owing on the obligation: as of December 13, 2012: $267,476.54 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 2, Parkwood Estates, according to the plat recorded in Book "F" of Plats, Page 211, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10167) 1002.217127-File No. Legal 7702 December 27, 2012 January 3, 10, 17, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-12002556 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 26, 2013, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 19, BLOCK 1, BLACK ROCK SIXTH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS, AT PAGE 41, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of LOT 323 ESTRELLA DRIVE, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CARL WAYNE RIGGS, A MARRIED MAN, as Grantor, to KOOTENAI COUNTY TITLE COMPANY, INC., as Trustee, for the benefit and security of IDAHO INDPENDENT BANK, as Beneficiary, dated 6/23/2008, recorded 6/30/2008, under Instrument No. 2166583000, modified under Instrument No. 2274139000, further modified under Instrument No. 2301389000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/23/2008, FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/16/2012, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. IN ADDITION, THE BENEFICIARY WILL REQUIRE AS A CONDITION TO REINSTATEMENT THAT YOU PROVIDE RELIABLE WRITTEN EVIDENCE THAT ALL PROPERTY TAXES AND HAZARD INSURANCE PREMIUMS ARE PAID CURRENT AS PROVIDED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $209,249.11, together with interest thereon at 21.000% per annum from 7/16/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/19/2012. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By: Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 7710 December 27, 2012 January 3, 10, 17, 2013

NOTICE OF DEFAULT NOTICE IS HEREBY GIVEN that Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, is the Successor Trustee under the Deed of or Transfer in Trust executed by VIKING PROPERTIES & INVESTMENTS, L.L.C., as Grantor, to NORTH IDAHO TITLE INSURANCE, INC., as Trustee, in favor of IDAHO INDEPENDENT BANK, as Beneficiary, dated 3/7/2005, recorded 3/16/2005, under Instrument No. 1935717, modified under Instrument No. 2090765000, further modified under Instrument No. 2301414000, records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. Said Deed of Trust covers real property situated in said County, described as follows: LOT 3, BLOCK 10, BLACK ROCK, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 299, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is the failure to pay when due under the Deed of Trust Note initially dated 3/7/2005, and all subsequent modifications and renewals thereof, FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/15/2012, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. IN ADDITION, THE BENEFICIARY WILL REQUIRE AS A CONDITION TO REINSTATEMENT THAT YOU PROVIDE RELIABLE WRITTEN EVIDENCE THAT ALL PROPERTY TAXES AND HAZARD INSURANCE PREMIUMS ARE PAID CURRENT AS PROVIDED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $308,479.10, together with interest thereon at 21.000% per annum from 7/16//2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: 12/7/2012 Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee ___________/s/ Amy L. Bowles, Assistant Secretary STATE OF IDAHO ) ) ss. COUNTY OF ADA ) On 12/7/2012, before me a Notary Public in and for said State, personally appeared Amy L. Bowles, known and identified to me to be the Assistant Secretary, of the corporation who executed this instrument on behalf of said corporation, and acknowledged to me that such corporation executed the same. _________________________/s/ NOTARY PUBLIC in and for the State of Idaho residing at: Boise, ID My commission expires: 4/18/2014 Legal 7711 December 27, 2012 January 3, 10, 17, 2013