Legals January 2, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7301.28246 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2660 North Slice Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mikel W. Freeman and Desiree Elizabeth Freeman, husband and wife Original trustee: Lawyers Title Realty Service Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Capital One Home Loans, LLC Recording date: 09/26/2006 Recorder's instrument number: 2057712000 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $184,782.04 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 1, Prairie Falls 3rd Addition, according to the plat recorded in Book "I" of Plats, Page 62 and 62A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.28246) 1002.235152-File No. Legal 7609 December 12, 19, 26, 2012 January 2, 2012

PUBLIC NOTICE OF INTENT TO PROPOSE OR PROMULGATE NEW OR CHANGED AGENCY RULES The following agencies of the state of Idaho have published the complete text and all related, pertinent information concerning their intent to change or make the following rules in the latest publication of the state Administrative Bulletin. IDAPA 08 ? STATE BOARD OF EDUCATION AND DEPARTMENT OF EDUCATION PO Box 83720, Boise, ID 83720-0027 08-0201-1301, Rule Governing Administration. Deletes language relating to certain aspects of collective bargaining and negotiations found in the Students Come First laws that were repealed on November 6, 2012. NOTICE OF ADOPTION OF TEMPORARY RULE IDAPA 13 ? FISH AND GAME COMMISSION. 13-0102-1201, Rules Governing Hunter Education and Mentored Hunting (Eff. date 12/13/12) IDAPA 16 ? DEPARTMENT OF HEALTH AND WELFARE 16-0305-1201, Rules Governing Eligibility for Aid to the Aged, Blind and Disabled (Eff. date 1/1/13) NOTICE OF NEGOTIATED RULEMAKING IDAPA 27 ? IDAHO BOARD OF PHARMACY 27-0101-1207, Rules of the Idaho Board of Pharmacy (Written comment period closes 1/10/13) IDAPA 35 ? STATE TAX COMMISSION 35-0102-1301, Sales Tax Adminstrative Rules (Written comment period closes 1/31/13) Please refer to the Idaho Administrative Bulletin, January 2, 2013, Volume 13-1, for the notices and text of all rulemakings, public hearings schedules, information on negotiated rulemakings, executive orders of the Governor, and agency contact information. Issues of the Idaho Administrative Bulletin can be viewed at www.adminrules.idaho.gov/ Office of the Administrative Rules Coordinator, Dept. of Administration, PO Box 83720, Boise, ID 83720-0306 Phone: 208-332-1820; Fax: 332-1896; Email: rulescoordinator@adm.idaho.gov Legal 7721 January 2, 2013

NOTICE OF PUBLIC HEARINGS Idaho Department of Health & Welfare Infant Toddler Program WELCOMES YOUR COMMENTS \u2020 The Idaho Department of Health and Welfare, as the state's Lead Agency, administers the Infant Toddler Program (ITP) and is responsible for identifying children birth to three years who need services, evaluating their needs, coordinating and delivering services, and protecting the rights of families and children under IDEA, Part C.\u2020 In order to meet the public participation requirements under Part C of IDEA at 33 CFR \u00DF303.208, the Department of Health and Welfare is publishing proposed policies and the annual renewal application for funds under IDEA, Part C.\u2020 In accordance with IDEA, Part C, the proposed policies and the application will be available for public review by accessing www.infanttoddler.idaho.gov "Public Reporting" and selecting "Notice of Public Hearing", for at least 60 days, beginning January 2, 2013 through March 11, 2013.\u2020 The opportunity for public comment on the proposed policies and the Part C application is available for 30 days beginning February 4, 2013 through March 8, 2013.\u2020 The intent of these hearings is to gather comments regarding the proposed policies and the annual Part C application for funds.\u2020 The Department is interested in information that would assist us in maintaining a statewide, comprehensive, coordinated, multidisciplinary, interagency system of early intervention services for infants and toddlers and their families. Public Hearing Schedule The public is invited to attend hearings on Monday, February 4, 2013, at either 12-1pm, MST/11am-12pm PST or 4pm-5pm MST/3-4pm PST, at the following Idaho Department of Health & Welfare office locations: ? 1250 Ironwood Court, Coeur d'Alene, ID 83814 ?\u2020 1118 "F" Street, Lewiston, ID 83501 ?\u2020 823 Park Centre Blvd., Nampa, ID, 83651 ?\u2020 450 W. State Street, 5th Floor, Boise, ID 83702 ?\u2020 803 Harrison, Twin Falls, ID 83301 ?\u2020 421 Memorial Drive, Pocatello, ID 83201 ?\u2020 150 Shoup Ave, Ste. 17, Idaho Falls, ID 83402 Comments Comments must be submitted in writing to the Department of Health and Welfare, Infant Toddler Program, and should be clearly identified as concerning proposed policies or the Part C application.\u2020 Address comments to: Donna McNearney, Idaho Department of Health and Welfare, Infant Toddler Program, P.O. Box 83720, Boise, ID, 83720-0036.\u2020 The Department of Health and Welfare must receive all public comment no later than March 8, 2013.\u2020 Note that the Department will not accept comment by phone, fax, or e-mail to Department or ITP staff. \u2020 Donna McNearney Administrative Assistant II Idaho Dept of Health & Welfare Idaho Infant/Toddler Program 450 W. State St. 5th Floor Boise, ID\u2020 83702 208-334-5514 Fax: 208-334-7331 Legal 7722 January 2, 2013

Notice of Public Sale to Enforce Warehouseman's Lien \u2020 Notice is given pursuant to Idaho Code 45-805 that on\u2020Jan. 9, 2013\u2020that A-1 Self Storage shall be selling by sealed bid contents of unit #151 belonging to Gregory Crail, 6729 W. Basswood Rathdrum, ID 83858. Amount owing is\u2020$300 for\u20204 months rent plus late fees. Contents: Household. Located at 20863 W. Hwy 53 Rathdrum, ID 83858. Please run\u2020Jan. 1, 2013\u2020and Jan. 8, 2013. \u2020 Thank you, \u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 Jody Lowe - Owner Legal 7750 January 2, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7307.26152 Sale date and time (local time): April 4, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 460 N Meagan Street Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Andrew S. Wallace and Katherine M. Zahnow husband and wife Original trustee: Kootenai County Title Company, an Idaho Corporation Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Global Credit Union, as State Chartered Credit Union Recording date: 05/16/2007 Recorder's instrument number: 2100043000 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $212,253.22 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block 3 Dawns Place, according to the Plat recorded in the office of the County recorder in Book "i" of Plats at Page 85, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.26152) 1002.235313-File No. Legal 7620 December 12, 19, 26, 2012 January 2, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7763.10517 Sale date and time (local time): April 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1073 N Townsend Loop fka 1089 N Townsend Loop Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jack W. Schroeder and Pamela R. Schroeder Trustees of the Schroeder Family Living Trust Dated December 22, 1999 Original trustee: North Idaho Title, an Idaho corporation Original beneficiary: Washington Mutual Bank, a Washington corporation Recording date: 06/24/2005 Recorder's instrument number: 1959767 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $299,001.63 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 11 Block 1 Alan Park East according to the plat recorded in Book "G" of Plats at Page 475 records of Kootenai County Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7763.10517) 1002.235178-File No. Legal 7621 December 12, 19, 26, 2012

File No.: 116718 / MHL No. 8654/Cutts NOTICE OF TRUSTEE'S SALE On Friday, April 5, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 2, Block 4, The Landing at Waterford Second Addition, according to the plat recorded in the office of the County Recorder in Book J of Plats at Page 220, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 7490 North Calamonte Lane, Coeur d'Alene, ID \u202083815, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Jerome Cutts and Amanda R. Cutts, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of MetLife Home Loans, a division of MetLife Bank, N.A. as Successor Beneficiary, recorded July 22, 2009 as Instrument No. 2223470000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $175,716.00 together with interest thereon at the rate of 4.3750% per annum, as evidenced in Promissory Note dated July 15, 2009. \u2020Payments are in default for the months of April 2010 through and including October 2012 in the amount of $1,048.67 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of October 4, 2012 is $174,040.87 together with accrued and accruing interest thereon at the rate of 4.3750% per annum. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $174,040.87, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 3, 2012 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7630 December 12, 19, 26, 2012 January 2, 2012

NOTICE OF TRUSTEE'S SALE TS No. 10 -0098153 Title Order No. NWT007362 Parcel No. C00000014580 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/19/2013 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/22/1996 as Instrument No. 1438517, and executed by SCOTT D LENZ AND JANE R LENZ, WHO ARE MARRIED TO EACH OTHER as Grantor(s), in favor of BANK OF AMERICA OREGON, A STATE CHARTERED BANK, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE EAST 55 FEET OF THAT PORTION OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 1, TOWNSHIP 50 NORTH, RANGE 4 W.B.M., KOOTENAI COUNTY, STATE OF IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 343FEET WEST AND 30 FEET NORTH OF THE SOUTHEAST CORNER THEREOF; THENCE NORTH 00 DEGREES 46' WEST, 100 FEET; THENCE WEST 125 FEET; THENCE SOUTH 00 DEGREES 46' EAST, 100 FEET; THENCE EAST 125 FEET TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 407 LUNCEFORD LN, COEUR D'ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $20,146.35, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/10/2012 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee A-FN4339795 12/19/2012, 12/26/2012, 01/02/2013, 01/09/2013 Legal 7667 December 19, 26, 2012 January 2, 9, 2013

Loan No. xxxxxx3198 T.S. No. 1366714-39 Parcel No. c-7740-008-010-a NOTICE OF TRUSTEE'S SALE On April 16, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 10 and the south half of lot 11 in block of roche park addition, according to the official plat thereof, filed in book b of plats at page(s) 136 official records of Kootenai county, idadho. *dot re-recorded on 05/10/2007 doc# 2099132000 Commonly known as 1412 N 13th Street Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jennifer Porter, A Single Woman and Adam L Jeffers, A Single Man as Grantor, to Alliance Title and Escrow Corp., as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Gn Mortgage, Llc, Its Successors and Assigns as Beneficiary, recorded April 30, 2007, as Instrument No. 2096891000*, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due november 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $158,315.87, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: December 11, 2012 Signature/By First American Title Insurance Company. R-424066 12/19/12, 12/26, 01/02, 01/09 Legal 7693 December 19, 26, 2012 January 2, 9, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FSL-118508 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on April 19, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 45, BLOCK 1, HARBOR VIEW ESTATES, ACCORDING TO PLAT RECORDED IN BOOK "F" OF PLATS, PAGE 152, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 4620 SOUTH BRENTWOOD LANE , COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAHAN ASHTIANI, A MARRIED MAN, AS HIS SOLE and SEPERATE PROPERTY, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of FIRST HORIZON HOME LOAN CORPORATION, as Beneficiary, dated 3/30/2006, recorded 4/10/2006, under Instrument No. 2024246000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by The Bank of New York Mellon FKA The Bank of New York, as Indenture Trustee on behalf of First Horizon ABS Trust 2007-HE1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/30/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 1/7/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 13, 2 012 Delinquent Payments from January 07, 2 011 14 payments at $ 2,807.32 each $39,302.48 1 payments at $10,002.18 each $10,002.18 1 payments at $8,872.53 each $8,872.53 1 payments at $10,326.67 each $10,326.67 1 payments at $10,338.63 each $10,338.63 1 payments at $10,403.79 each $10,403.79 1 payments at $10,508.26 each $10,508.26 1 payments at $10,394.19 each $10,394.19 1 payments at $10,394.56 each $10,394.56 1 payments at $10,688.70 each $10,688.70 (01-07-11 through 12-13-12) Late Charges: $200.00 BENEFICIARY ADVANCES TOTAL UNCOLLECTED $61.35 Suspense Credit: $0.00 TOTAL: $131,493.34 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $1,497,239.79, together with interest thereon at 2.250% per annum from 2/7/2011 until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/13/2012.ALLIANCE TITLE and ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4343818 12/20/2012, 12/27/2012, 01/03/2013, 01/10/2013 Legal 7696 December 26, 2012 January 2, 9, 16, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 19, 2012 File No.: 7043.22545 Sale date and time (local time): April 23, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7783 Colfax Street N Dalton Gardens, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert S. Chapman, an unmarried man Original trustee: Alliance Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for MetLife Home Loans, a division of MetLife Bank, N.A. Recording date: 01/04/2010 Recorder's instrument number: 2247878000 County: Kootenai Sum owing on the obligation: as of December 19, 2012: $337,700.30 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 15 in Block 8 of Schloss Addition to Dalton Gardens, according to the official plat thereof, filed in Book F of Plats at Page(s) 47 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7043.22545) 1002.237191-File No. Legal 7713 January 2, 9, 16, 23, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 24, 2012 File No.: 7523.22340 Sale date and time (local time): April 24, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3529 West Manning Loop Coeur D'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Johnny Gonzales, a married person Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc. Recording date: 12/27/2006 Recorder's instrument number: 2074436000 County: Kootenai Sum owing on the obligation: as of December 24, 2012: $285,292.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 16 Block 4, The Landings at Waterford First Addition, according to the plat recorded in Book "J" of Plats at Page 78 Et Seq., records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7523.22340) 1002.237682-File No. Legal 7720 January 2, 9, 16, 23, 2013