Legals February 26, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 23, 2013 File No.: 7021.12861 Sale date and time (local time): May 29, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2534 E. Lookout Drive Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ernest I. Turner and Reba J. Turner, husband and wife Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Countywide Home Loans, Inc. Recording date: 04/14/2003 Recorder's instrument number: 1793526 County: Kootenai Sum owing on the obligation: as of January 23, 2013: $166,264.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 in Block F of Hayden View Estates First Addition, according to the official plat thereof, filed in Book F of Plats at Page(s) 11 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12861) 1002.240217-File No. Legal 7883 February 5, 12, 19, 26, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 14, 2013 File No.: 7307.25126 Sale date and time (local time): June 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12394 N Avondale Loop aka 12394 N. Avondale Loop Road Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mark S. Loy and Mary L. Loy, husband and wife Original trustee: LSI, a Fidelity National Financial Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans, Inc. Recording date: 12/20/2004 Recorder's instrument number: 1919723 County: Kootenai Sum owing on the obligation: as of February 14, 2013: $231,297.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9 in Block 12 of Second Addition to Avondale on Hayden, according to the official plat thereof, filed in Book E of Plats at Page(s) 56 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.25126) 1002.227533-File No. Legal 7969 February 26, 2013 March 5, 12, 19, 2013

NOTICE OF RESCHEDULED TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on March 20, 2013, at the hour of ten o'clock a.m. of said day, at the offices of the Trustee, Alliance Title & Escrow Corp., 1270 Northwood Center Court, Coeur d'Alene, Kootenai County, Idaho, said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: The East 1/3 of the West 3/5 of Tract 304, Dalton Gardens Addition to Hayden Lake Irrigated Lands, according to the plat recorded in Book B of Plats, Page 151, records of Kootenai County, Idaho. By reason of the automatic stay provisions of the U.S. Bankruptcy Code 11 U.S.C. 362, the original sale was discontinued, and pursuant to provisions of Idaho Code 45-1506(A) this sale is rescheduled and will be conducted as allowed by the expiration or termination of the effect of the stay in the manner provided by that section. The Trustee has no knowledge of a more particular description of the above described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 108 EAST HANLEY AVENUE, DALTON GARDENS, IDAHO, may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on August 23, 2006, by and among NASSER SHADMAN, an unmarried man as his separate estate, as Grantor, and ALLIANCE TITLE AND ESCROW, as Trustee, and HOPKINS MORTGAGE FUND, LLC, an Idaho Limited Liability Company "as trustee for the benefit on a parity for all Series "A" Debenture Holders," as Beneficiary; said Deed of Trust having been filed of record on August 30, 2006, as Instrument No. 2052827000, Official Records of Kootenai County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which the sale is to be made is that a breach of the obligation for which the transfer in trust is security has occurred, in that the Deed of Trust Note secured by the above-mentioned deed of trust has now fully matured and is due and payable. The amount due consists of principal in the amount of $604,833.07, plus interest thereon at the rate of 9.288% from November 4, 2010, forward; plus the balance due under a forbearance agreement in the amount of $52,245.32; plus default interest in the amount of $15,524.35 for the period of March 9, 2012 through September 11, 2012; plus default interest accruing at the rate of five percent (5%) from February 15, 2013, forward; less a credit of $3,895.00 for funds held in suspense; together with service charges, late charges, and any other costs, fees, or expenses incurred by the Beneficiary and/or Trustee associated with this fore\u00A8closure as provided by the Deed of Trust or deed of trust note, or by Idaho law. Dated this 15th day of February, 2013. MARK D. PERISON, P.A. ____________________________ By: Mark D. Perison - of the Firm Attorneys for Trustee P.O. Box 6575 Boise, ID 83707-6575 (208) 331-1200 Legal 7971 February 19, 26, 2013 March 5, 2013

NOTICE TO CREDITOR (I. C. 15-801) IN THE MATTER OF THE ESTATE OF Julie M. McGowan Deceased. NOTICE IS HEREBY GIVEN That Leah McGowan has been appointed Personal representative of the above -named decedent. All persons having claims against the decedent. Is required to present their claims within (4) months after the date of the first publication of the Notice to Creditors or said claims will be forever barred. Claims must be presented to the undersigned at the address Indicated, and filed with the Clerk of Court. DATED this 19th day of February, 2013. Tyler S. Wirick, Attorney for personal representative. Law Offices of Tyler S, Wirick, PLLC 250 Northwest Blvd., STE 107 A Coeur d' Alene ID 83814 Phone: (208) 292-4200 Legal 7973 February 26, 2013 March 1, 8, 15, 2013

NOTICE TO CREDITOR (I. C. 15-801) IN THE MATTER OF THE ESTATE OF Dixie Lee Clark-Huber Deceased. NOTICE IS HEREBY GIVEN That Tamara (Tammy) Lee Schertz has been appointed Personal representative of the above -named decedent. All persons having claims against the decedent. Is required to present their claims within (4) months after the date of the first publication of the Notice to Creditors or said claims will be forever barred. Claims must be presented to the undersigned at the address Indicated, and filed with the Clerk of Court. DATED this 19th day of February, 2013. Tyler S. Wirick, Attorney for personal representative. Law Offices of Tyler S, Wirick, PLLC 250 Northwest Blvd., STE 107 A Coeur d' Alene ID 83814 Phone: (208) 292-4200 Legal 7974 February 26, 2013 March 1, 8, 15, 2013

NOTICE TO CREDITOR (I. C. 15-801) IN THE MATTER OF THE ESTATE OF Edward James McGee Deceased. NOTICE IS HEREBY GIVEN That Tracy Bauhs McGee has been appointed Personal representative of the above -named decedent. All persons having claims against the decedent. Is required to present their claims within (4) months after the date of the first publication of the Notice to Creditors or said claims will be forever barred. Claims must be presented to the undersigned at the address Indicated, and filed with the Clerk of Court. DATED this 19th day of February, 2013. Tyler S. Wirick, Attorney for personal representative. Law Offices of Tyler S, Wirick, PLLC 250 Northwest Blvd., STE 107 A Coeur d' Alene ID 83814 Phone: (208) 292-4200 Legal 7975 February 26, 2013 March 1, 8, 15, 2013

Notice of Trustee's Sale TS No.: ID-10-397867-NH On 5/31/2013, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, First American Title Company, as Trustee on behalf of Nationstar Mortgage LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 58, TOWN OF SPIRIT LAKE, KOOTENAL COUNTY, IDHAO, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK "B" OF PLATS, PAGE 143 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 920 EAST MADISON ST AKA 5626 W MADISON ST , SPIRIT LAKE, ID 83869 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAN MAPLE, AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AEGIS MORTGAGE CORPORATION DBA NEW AMERICA FINANCIAL, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 9/18/2001 as Instrument No. 1696056 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/12/2001. The monthly installments of principal, interest, and impounds (if applicable) of $639.59, due per month for the months of 2/1/2011 through 10/26/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $59,369.42 together with interest thereon at the current rate of 8.5000 per cent (%) per annum from 1/1/2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 1/29/2013 By: First American Title Company as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, As Agent 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4355485 02/12/2013, 02/19/2013, 02/26/2013, 03/05/2013 Legal 7888 February 12, 19, 26, 2013 March 5, 2013

SUMMONS Civil Case CV 13-481 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ERIN R. JENKINS, a married man, Plaintiff, vs. RUTH ANN SAWYER; ESTATE OF JOHN DOE SAWYER, the deceased spouse of Ruth Ann Sawyer; PATRICIA ARMSTRONG HESS; JOHN M. HESS; MONUMENTAL GROUP, LLC, an Idaho limited liability company; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; WMC MORTGAGE CORPORATION; GE MONEY BANK; TWIN LAKES VILLAGE PROPERTY ASSOCIATION, INC.; IDAHO STATE TAX COMMISSION; and JOHN DOE and JANE DOE 1-10, being all other persons who may claim any right, title or interest in the following described real property: Lot 2, Block 6, TWIN LAKES VILLAGE, according to the plat recorded in Book E of Plats at Page 151, records of Kootenai County, Idaho, Defendants. To the above-named defendants: NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF: THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond the court may enter judgment against you as demanded by the plaintiff in the Complaint. A copy of the Complaint is on file with the above-named court. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to the plaintiff's attorney, as designated below. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. Dated this 15 day of January, 2013, Clifford T. Hayes, Clerk of the District Court Scott L. Poorman, ISB# 4701 Attorney for Plaintiff PO Box 2871, Hayden, ID 83835 Legal 7899 February 5, 12, 19, 26, 2013

NOTICE OF TRUSTEE'S SALE On Monday, May 20, 2013 at the hour of 11:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 9 and the South half of Lot 8, Block P, LAKEVIEW ADDITION TO SPIRIT LAKE, according to the plat recorded in the office of the County Recorder in Book C of Plats at Page 46, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 31863 North Eighth Avenue, Spirit Lake, Idaho 83869 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by KAYLA S. MARTIN, a single woman to KOOTENAI TITLE COMPANY, INC. as Trustee, for the benefit and security of MACDONALD FAMILY LIMITED PARTNERSHIP, an Idaho Limited Partnership as Beneficiary, recorded the June 26, 2008 as Instrument No.2165878000, and re-recorded on July 11, 2008 as Instrument No. 2167987000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is failure to make monthly installment payment in the amount of $648.94, which amount was due on May 15, 2012, and monthly installment payments in the amount of $850.00, which were due on June 15, 2012 and due on the 15th day of each month thereafter, through December 15, 2012, AND have failed to pay General Property Taxes for the year 2009 in the amount of $102.77, for the year 2010 in the amount of $$427.74, for the year 2011 in the amount of $450.46, and for the first half of the year 2012 in the amount of $545.95, together with penalty and interest; TOGETHER WITH late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of December 21, 2012 on the obligation secured by said Deed of Trust is $123538.48, plus accrued interest in the amount of $5040.84, plus interest accruing at the rate of 8.00% per annum from December 22, 2012 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 11th day of January, 2013 KOOTENAI COUNTY TITLE COMPANY, INC., Trustee BY: DENISE K. POTTS, Secretary Legal 7937 February 12, 19, 26, 2013 March 5, 2013

NOTICE OF RE-SCHEDULED TRUSTEE'S SALE On Friday, March 15, 2013, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: PARCEL 1: A tract of land in Government Lot 5, Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Beginning at the Southeast corner of COON'S ADDITION TO CONKLING PARK, Kootenai County, State of Idaho, according to the plat recorded in Book 2 of Plats at page 49; thence Northerly along the Easterly line of said Addition to the most Northerly corner of Lot 1, Block 2, COON'S ADDITION; thence South 72829 1/2' West, 123.62 feet to the most Westerly corner of said Lot 1; thence Continuing along the boundary line of said COON'S ADDITION as follows: North 23800' West, 48.0 feet; thence North 4815' West, 213.0 feet; thence North 25820' East, 150.0 feet; thence North 51803' East, 61.35 feet; thence South 30824' East, 100.0 feet; thence North 62844' East, 117.73 feet; thence South 84851' East, 55.9 feet; thence South 25826' West, 20.0 feet; thence South 64834' East, 100.0 feet; thence North 86800' East, 75.0 feet; thence North 11840' East, 86.3 feet; thence Easterly to a point on the shore of Lake Coeur d'Alene; thence Southwesterly along the shore of Lake Coeur d'Alene to a point on the South line of said Section 19; thence Westerly to the POINT OF BEGINNING. EXCEPT any part thereof lying below the mean highwater line of Lake Coeur d'Alene. ALSO EXCEPT a parcel of land being in Government Lot 5, Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: Beginning at the meander corner of the South line of said Section 19; thence North 89840' West, a distance of 158.75 feet along said South line of said Section 19 to the intersection with the right-of-way of a private road; thence North 9800' East, a distance of 615.9 feet; thence North 23800' West, a distance of 222.0 feet; thence North 4815' West, a distance of 20.0 feet to the TRUE POINT OF BEGINNING; thence North 4815' West, a distance of 68.0 feet; thence North 81841' East, a distance of 109.1 feet; thence South 17840' East, a distance of 58.0 feet; thence South 76846' West, a distance of 123.8 feet to the TRUE POINT OF BEGINNING. AND ALSO EXCEPT the lake front property, extending from the Southeast corner of COON'S ADDITION to the Southeast corner of Lot 8, Block 2 of COON'S ADDITION to Conkling Park on Lake Coeur d'Alene, being the lake shore property in front of Lots 9, 10 and 11 and the 20 foot easement adjoining Lot 11, all in Block 2 of COON'S ADDITION TO Conkling Park with boundary lines extended along existing lot lines of Coeur d'Alene. ALSO EXCEPTING a part of Government Lot 5, Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, according to the November 1966 survey by Ray Kindler PLS, more particularly described as follows: COMMENCING at the Northwest corner of Lot 1, Block 2 in the COON'S ADDITION TO CONKLING PARK, according to the plat on file in Book E of Plats at page 49, in the office of the County Recorder of Kootenai County, Idaho; thence North 23800' West, 48.0 feet along the Easterly boundary of the 40 foot Nelson Road right-of-way; thence North 4815' West, 213.0 feet along the Easterly boundary of the 40 foot Nelson Road right-of-way; thence North 25820' East, 75.0 feet along the Easterly boundary of the 40 foot Nelson Road right-of-way to an iron rod, 1/2 inch diameter, the POINT OF BEGINNING; thence Continuing North 25820' East, 75.00 feet along said right-of-way to an iron rod, 1/2 inch diameter; thence South 45850' East, 89.82 feet along the Southerly boundary of the Conkling Park Access road to an iron bolt, 1 inch diameter, set in concrete; thence South 12854' West, 30.0 feet to an iron rod, 1/2 inch diameter; thence North 75801' West, 93.0 feet to the POINT OF BEGINNING. PARCEL 2: The West 150 feet of the following described property: A tract of land in Government Lot 5, Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Beginning at the Southwest corner of Government Lot 5; thence Along the South line of Government Lot 5, South 89840' East, 898.02 feet to the Southwest corner of COON'S ADDITION to Conkling Park; thence Along the Westerly line of said Addition as follows: North 33819' West, 115.95 feet; thence North 6826 1/2' East, 397.62 feet; thence North 6837 1/2' West, 256.05 feet; thence North 9825' West, 293.84 feet; thence North 2809' East, 102.57 feet; thence North 14816 1/2' East, 171.84 feet to the Northwest corner of said Addition; thence North 71824' West, 53.75 feet to a point on the North line of Government Lot 5 which is North 89840' West, 545.56 feet from the Northeast corner of Government Lot 5; thence Along the North line of Government Lot 5, North 89840' West to the Northwest corner; thence South along the West line of Government Lot 5 to the POINT OF BEGINNING. PARCEL 3: A Parcel of land in the North half of the Southeast Quarter of Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: Beginning at the Southeast corner of Government Lot 4 of said Section 19, said point being a brass cap marked 1/16 corner S 19 1960; thence Along the East line of said Government Lot 4, North 0816'16" East, 1319.84 feet to the Northeast corner of said Government Lot 4 and the TRUE POINT OF BEGINNING; thence Along the East line of Government Lot 3 of said Section 19, North 0816'16" East, 529.23 feet; thence Along a fence line North 50850'38" East, 622.51 feet; thence Leaving said fence line South 40841'32" East, 124.22 feet; thence South 18807'17" East, 539.7 feet to the centerline of an existing County road; thence Along said centerline in a Westerly and Southwesterly direction a distance of 1664 feet, more or less, to a point that bears South 58855'56" West, 611.2 feet from last said point; thence North 89855'42" West, 210.5 feet to the TRUE POINT OF BEGINNING. LESS the following described parcel: Beginning at the Southeast corner of said Tax No. 9658, being also the Southwest corner of Helen Park Addition to Conkling Park; thence South 83839'43" West, 287.94 feet to the Northerly right of way line of a County Road and the TRUE POINT OF BEGINNING; thence Along said right of way South 55815'16" West, 100.0 feet; thence North 5809'31" West, 150.0 feet; thence North 55815'25" East, 100.0 feet; thence South 5809'34" East, 150.0 feet to the TRUE POINT OF BEGINNING. EXCEPTING THEREFROM the following: A portion of the Northeast Quarter of Section 19,Township 47 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, also being a portion of the platted subdivision, NEBEL'S ADDITION to Conkling Park and a portion of Tax No.9658, described as follows: Beginning at the East Quarter corner of Section 19; thence North 41800'57" West, 226.97 feet to a point on the County Road Westerly right of way, said point also being the North corner of the platted subdivision HELEN PARK ADDITION and the East corner of the subdivision, NEBEL'S ADDITION to Conkling Park; thence South 50850'38" West, 999.28 feet along the boundary between the aforesaid subdivisions and along the boundary between Tax No. 9658 and NEBEL'S ADDITION to Conkling Park to a point on the boundary of the herein described "well lot" said point also being the Southernmost corner of Lot 8 of NEBEL'S ADDITION to Conkling Park and the TRUE POINT OF BEGINNING North 39809'22" West, 7.15 feet along the Southwesterly line of said Lot 8; thence North 71846'07" West, 63.23 feet along said Southwesterly line to the Southeasterly line of a 60 foot wide public right of way (South Drive); thence South 18813'53" West, 112.08 feet along said right of way line to a point on the boundary between NEBEL'S ADDITION to Conkling Park and Tax No. 9658; thence South 84804'56" East, 75.65 feet; thence North 53848'35" East, 75.16 feet; thence North 39809'22" West, 57.45 feet to the TRUE POINT OF BEGINNING. PARCEL 4: A tract of land in Government Lot 5 of Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: Beginning at the Northwest corner of Lot 7, Block 1, COON'S ADDITION to Conkling Park; thence South 75807 1/2' West along the Southerly line of Karen Lane in said Addition, 80.0 feet to the TRUE POINT OF BEGINNING for this description; thence Continuing South 75807 1/2' West along the Southerly line of said Karen Lane, 75.41 feet to the Easterly edge of the existing County Road; thence Along the Easterly edge of the existing road, South 30824' East, 100.0 feet; thence North 62844' East, 57.73 feet; thence North 20808 1/2' West, 84.32 feet to the TRUE POINT OF BEGINNING. PARCEL 5: A tract of land in Government Lot 5 of Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: Beginning at the Northwest corner of Lot 7, Block 1, COON'S ADDITION to Conkling Park; thence South 75807 1/2' West along the Southerly line of Karen Lane in said Addition, 80.0 feet; thence South 20808 1/2' East, 84.32 feet; thence North 62844' East, 60.0 feet to the Southwest corner of said lot 7; thence North 4800' West, along the Westerly line of said lot 7, 72.4 feet to the POINT OF BEGINNING. PARCEL 6: A portion of the Northeast Quarter of Section 19, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, ALSO BEING a portion of the platted subdivision, NEBEL'S ADDITION TO CONKLING PARK, and a portion to Tax No. 9658, described as follows: BEGINNING at the East Quarter corner of Section 19; thence North 41800'57" West, 226.97 feet to a point on the County Road Westerly right of way, said point also being the North corner of the platted subdivision, HELEN PARK ADDITION, and the East corner of the subdivision, NEBEL'S ADDITION TO CONKLING PARK; thence South 50850'38" West, 999.28 feet along the boundary between the aforesaid subdivisions and along the boundary between Tax No. 9658 and NEBEL'S ADDITION TO CONKLING PARK to a point on the boundary of the herein described "Well Lot" said point also being the Southernmost corner of Lot 8 of NEBEL'S ADDITION TO CONKLING PARK and the TRUE POINT OF BEGINNING; thence North 39809'22" West, 7.15 feet along the Southwesterly line of Lot 8; thence North 71846'07" West, 63.23 feet along said Southwesterly line to the Southeasterly line of a 60 foot wide public right of way South Drive; thence South 18813'53" West, 112.08 feet along said right of way to a POINT on the boundary between NEBEL'S ADDITION TO CONKLING PARK and Tax No.9658; thence South 84804'56" East, 75.65; thence North 53848'35" East, 75.16 feet; thence North 39809'22" West, 57.45 feet to the TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that addresses sometimes associated with said real property are: 20 West Jerry Lane, Worley, ID 83876 and 29276 South Gary Road, Worley, ID 83876 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by COEUR D'ALENE MARINA PROJECT, LLC, a Washington limited liability company, also shown as COEUR D'ALENE MARINA PROJECT RESORT, LLC, a Washington limited liability company, to KOOTENAI TITLE COMPANY as Trustee, for the benefit and security of TOM AND FRANCES KIRKPATRICK, an Idaho marital community and TIM KIRKPATRICK, a married man dealing in his sole and separate property, as Trustee of the TIMOTHY D. KIRKPATRICK REVOCABLE TRUST, as Beneficiary, recorded the 8th day of June, 2007, as Instrument No. 210413000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make interest payments in the amounts: $14,057.09, which was due on June 30, 2010 and $45,057.09, which was due on December 31, 2010, and $29,057.09, which was due on June 30, 2011 and $61,057.09, which was due on December 31, 2011, AND have failed to pay General Property taxes for the year 2009, which are delinquent in the amount of $2,843.50 as to Parcel 1, and $69.22 as to Parcel 3, AND have failed to pay General Property taxes for the year 2010, which are delinquent in the amount of $18,582.34 as to Parcel 1, and $1,988.70 as to Parcel 3, AND have failed to pay General Property taxes for the first half of the year 2011, which are delinquent in the amount of $9,386.77 as to Parcel 1, $126.72 as to Parcel 2, $1096.10 as to Parcel 3, $4.09 as to Parcel 4, $4.07 as to Parcel 5 and $67.93 as to Parcel 6, plus penalty and interest thereon; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with the Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of the 23rd day of May, 2012, on the obligation secured by said Deed of Trust is $2,949,228.36, plus accrued interest in the amount of $212,249.26, plus interest accruing from May 24, 2012 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 4th day of February, 2013 KOOTENAI COUNTY TITLE COMPANY, INC., Trustee BY: DENISE K. POTTS, Secretary Legal 7942 February 12, 19, 26, 2013

CASE NO. CV-2013-408 NOTICE TO CREDITORS (I.C. \u00DF15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF DELVERA F. SMITH Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 8th day of February, 2013. Cristene Justus c/o M. Gregory Embrey Witherspoon Kelley 608 Northwest Blvd., Suite 300 Coeur d' Alene, ID 83814 (208) 667-4000 Legal 7943 February 12, 19, 26, 2013

Loan No. xxxxxx6063 T.S. No. 1362898-29 Parcel No. c-8761-005-007-0 NOTICE OF TRUSTEE'S SALE On June 20, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 7 block 5, sunshine meadow fifth addition, according to the plat recorded in book "j" of plats at page 154, records of Kootenai county, idaho. Commonly known as 3069 W. Wilbur Ave Coeur D'alene Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Vivian M Scott A Married Woman As Her Sole and Separate Property as Grantor, to Landamerican Transnation, as Trustee, for the benefit and security of Accubanc Mortgage A Division of National City Bank Of Indiana as Beneficiary, recorded October 20, 2005, as Instrument No. 1989552, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due december 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $150,977.10, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: February 11, 2013 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-425928 02/19/13, 02/26, 03/05, 03/12 Legal 7946 February 19, 26, 2013 March 5, 12, 2013

NOTICE OF PUBLIC HEARING SETTING OF WASTEWATER UTILITY RATES and FEES CITY OF COEUR D'ALENE KOOTENAI COUNTY, IDAHO NOTICE IS HEREBY GIVEN that the City Council of the City of Coeur d'Alene, Kootenai County, Idaho will hold a public hearing to consider any and all public comments regarding the setting of wastewater utility rates and fees to fund the services of the utility. Representatives of the wastewater department and the consulting rate analyst will provide a short presentation of the reasoning, methodology, and results of the cost-of-service study that has led to the need for changes to the present monthly user rates and new customer capitalization fees. All rates and fees will increase as a result of increased costs of constructing, operating, and maintaining new facilities that are necessary for satisfying new EPA permit conditions for treated discharges to the Spokane River. The rate study is available for review at the office of the City Clerk at City Hall, at 710 E. Mullan Ave., or can be viewed on the City's website http://www.cdaid.org/. Questions about the proposed rates and fees may be directed to Wastewater Capital Program Manager, Dave Shults at 208-769-2268, or to Assistant Wastewater Superintendent, Don Keil at 208-769-2347. The wastewater rates and fees pay all costs associated with operations, maintenance, replacements, and improvements to the collection, treatment, and disposal of the wastewater generated by the citizens and businesses of Coeur d'Alene. The public hearing is being held as prescribed by Idaho Code Section 63-1311A. The public hearing will be held in the Community Room of the Library at 702 E. Front Street, Coeur d'Alene, Idaho at a regular meeting of the City Council on March 5, 2013 at the hour of 6:00 p.m. The hearing will be held in a facility that is accessible to persons with disabilities. Special accommodation will be available, upon request, five (5) days prior to the hearing. For more information, contact the City Clerk at (208) 769-2231. ___________/s/ Renata McLeod City Clerk Legal 7964 February 16, 26, 2013

NOTICE OF CITY PUBLIC HEARING SPIRIT LAKE CITY COUNCIL The Spirit Lake City Council will hold a hearing on March 12, 2013, at 6:30 p.m. at Spirit Lake City Hall, 6042 W. Maine St., Spirit Lake Idaho Spirit Lake to consider adoption of a Capital Improvements Plan and a Development Impact Fee Ordinance amendment. A report has been prepared entitled "Five-year Review of City of Spirit Lake, Development Impact Program," which includes proposed land use assumptions, a copy of the proposed capital improvement plan and all related information. This report and a copy of the Ordinance will be made available to any person, upon request, at the office of the City Clerk, Spirit Lake City Hall, 6042 W. Maine Street, Spirit Lake, Idaho. Any member of the public affected by the Capital Improvement Plan and Development Impact Fee Ordinance shall have the right to appear at this hearing and present evidence regarding the Capital Improvement Plan and Development Impact Fee Ordinance. Assistance for persons with disabilities will be provided upon 24-hour notice to the City Clerk's office prior to the public hearing. The City Clerk's telephone number is (208) 623-2131. Legal 7968 February 19, 26, 2013